The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 567 22,879 SH   DFND 5 0 22,879 0
ABBOTT LABS COM 002824100 633 4,488 SH   DFND 5 0 4,488 0
ABBVIE INC COM 00287Y109 790 5,813 SH   DFND 5 0 5,813 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 1,032 1,809 SH   DFND 5 0 1,809 0
ALBANY INTL CORP CL A 012348108 284 3,238 SH   DFND 5 0 3,238 0
ALPHABET INC CAP STK CL C 02079K107 3,230 1,106 SH   DFND 5 0 1,106 0
ALPHABET INC CAP STK CL A 02079K305 5,625 1,924 SH   DFND 5 0 1,924 0
ALTRIA GROUP INC COM 02209S103 555 11,743 SH   DFND 5 0 11,743 0
AMAZON COM INC COM 023135106 4,308 1,277 SH   DFND 5 0 1,277 0
AMEDISYS INC COM 023436108 1,332 8,113 SH   DFND 5 0 8,113 0
AMERICAN EXPRESS CO COM 025816109 388 2,361 SH   DFND 5 0 2,361 0
AMERICAN TOWER CORP NEW COM 03027X100 446 1,532 SH   DFND 5 0 1,532 0
AMERISOURCEBERGEN CORP COM 03073E105 2,143 16,017 SH   DFND 5 0 16,017 0
AMGEN INC COM 031162100 744 3,283 SH   DFND 5 0 3,283 0
ANALOG DEVICES INC COM 032654105 1,808 10,345 SH   DFND 5 0 10,345 0
ANSYS INC COM 03662Q105 1,413 3,484 SH   DFND 5 0 3,484 0
ANTHEM INC COM 036752103 1,673 3,581 SH   DFND 5 0 3,581 0
APPLE INC COM 037833100 1,810 10,159 SH   DFND 5 0 10,159 0
ARMSTRONG WORLD INDS INC NEW COM 04247X102 338 2,929 SH   DFND 5 0 2,929 0
ASTRAZENECA PLC SPONSORED ADR 046353108 275 4,701 SH   DFND 5 0 4,701 0
AUTODESK INC COM 052769106 854 3,030 SH   DFND 5 0 3,030 0
AVALARA INC COM 05338G106 807 6,053 SH   DFND 5 0 6,053 0
AVANTOR INC COM 05352A100 232 5,512 SH   DFND 5 0 5,512 0
BCE INC COM NEW 05534B760 521 10,085 SH   DFND 5 0 10,085 0
BK OF AMERICA CORP COM 060505104 449 10,079 SH   DFND 5 0 10,079 0
BANK HAWAII CORP COM 062540109 338 4,024 SH   DFND 5 0 4,024 0
BANK NEW YORK MELLON CORP COM 064058100 645 11,131 SH   DFND 5 0 11,131 0
BECTON DICKINSON & CO COM 075887109 412 1,626 SH   DFND 5 0 1,626 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,089 6,963 SH   DFND 5 0 6,963 0
BEST BUY INC COM 086516101 229 2,256 SH   DFND 5 0 2,256 0
BLACKLINE INC COM 09239B109 1,143 11,036 SH   DFND 5 0 11,036 0
BLACKROCK INC COM 09247X101 391 428 SH   DFND 5 0 428 0
BLACKSTONE INC COM 09260D107 638 4,963 SH   DFND 5 0 4,963 0
BOOKING HOLDINGS INC COM 09857L108 2,008 838 SH   DFND 5 0 838 0
BROADCOM INC COM 11135F101 321 482 SH   DFND 5 0 482 0
AZENTA INC COM 114340102 496 4,805 SH   DFND 5 0 4,805 0
BROWN FORMAN CORP CL B 115637209 450 6,209 SH   DFND 5 0 6,209 0
CDW CORP COM 12514G108 392 1,920 SH   DFND 5 0 1,920 0
CME GROUP INC COM 12572Q105 276 1,208 SH   DFND 5 0 1,208 0
CVS HEALTH CORP COM 126650100 1,151 11,098 SH   DFND 5 0 11,098 0
CADENCE DESIGN SYSTEM INC COM 127387108 244 1,294 SH   DFND 5 0 1,294 0
CARMAX INC COM 143130102 1,407 10,972 SH   DFND 5 0 10,972 0
CENTERPOINT ENERGY INC COM 15189T107 460 16,521 SH   DFND 5 0 16,521 0
CERTARA INC COM 15687V109 764 26,813 SH   DFND 5 0 26,813 0
CHEESECAKE FACTORY INC COM 163072101 300 7,536 SH   DFND 5 0 7,536 0
CHEVRON CORP NEW COM 166764100 807 6,873 SH   DFND 5 0 6,873 0
CHEWY INC CL A 16679L109 490 8,238 SH   DFND 5 0 8,238 0
CISCO SYS INC COM 17275R102 315 4,954 SH   DFND 5 0 4,954 0
CINTAS CORP COM 172908105 851 1,937 SH   DFND 5 0 1,937 0
CITIGROUP INC COM NEW 172967424 222 3,670 SH   DFND 5 0 3,670 0
COCA COLA CO COM 191216100 1,037 17,642 SH   DFND 5 0 17,642 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 241 2,715 SH   DFND 5 0 2,715 0
COMCAST CORP NEW CL A 20030N101 1,694 33,491 SH   DFND 5 0 33,491 0
COMPASS MINERALS INTL INC COM 20451N101 312 6,164 SH   DFND 5 0 6,164 0
CONAGRA BRANDS INC COM 205887102 220 6,501 SH   DFND 5 0 6,501 0
CONOCOPHILLIPS COM 20825C104 253 3,501 SH   DFND 5 0 3,501 0
COSTCO WHSL CORP NEW COM 22160K105 746 1,323 SH   DFND 5 0 1,323 0
COSTAR GROUP INC COM 22160N109 1,966 24,520 SH   DFND 5 0 24,520 0
COUPA SOFTWARE INC COM 22266L106 361 2,230 SH   DFND 5 0 2,230 0
D R HORTON INC COM 23331A109 237 2,205 SH   DFND 5 0 2,205 0
DANAHER CORPORATION COM 235851102 1,876 5,711 SH   DFND 5 0 5,711 0
DEXCOM INC COM 252131107 881 1,628 SH   DFND 5 0 1,628 0
DISNEY WALT CO COM 254687106 473 3,035 SH   DFND 5 0 3,035 0
DOLLAR GEN CORP NEW COM 256677105 292 1,240 SH   DFND 5 0 1,240 0
DOMINION ENERGY INC COM 25746U109 383 4,877 SH   DFND 5 0 4,877 0
DOW INC COM 260557103 242 4,263 SH   DFND 5 0 4,263 0
DUKE ENERGY CORP NEW COM NEW 26441C204 1,359 12,967 SH   DFND 5 0 12,967 0
EBAY INC. COM 278642103 643 9,634 SH   DFND 5 0 9,634 0
ECOLAB INC COM 278865100 977 4,177 SH   DFND 5 0 4,177 0
EDISON INTL COM 281020107 690 10,201 SH   DFND 5 0 10,201 0
EDWARDS LIFESCIENCES CORP COM 28176E108 983 7,521 SH   DFND 5 0 7,521 0
ENBRIDGE INC COM 29250N105 3,119 80,702 SH   DFND 5 0 80,702 0
ENSIGN GROUP INC COM 29358P101 546 6,528 SH   DFND 5 0 6,528 0
ENTERPRISE PRODS PARTNERS L COM 293792107 821 37,843 SH   DFND 5 0 37,843 0
EVERTEC INC COM 30040P103 315 6,286 SH   DFND 5 0 6,286 0
EXXON MOBIL CORP COM 30231G102 2,139 35,185 SH   DFND 5 0 35,185 0
META PLATFORMS INC CL A 30303M102 3,086 8,963 SH   DFND 5 0 8,963 0
FASTENAL CO COM 311900104 1,931 30,265 SH   DFND 5 0 30,265 0
FIDELITY NATL INFORMATION SV COM 31620M106 1,873 17,027 SH   DFND 5 0 17,027 0
FIRST FINL BANKSHARES INC COM 32020R109 312 6,087 SH   DFND 5 0 6,087 0
FISERV INC COM 337738108 480 4,589 SH   DFND 5 0 4,589 0
FIRSTENERGY CORP COM 337932107 635 15,344 SH   DFND 5 0 15,344 0
FIVE BELOW INC COM 33829M101 1,548 7,502 SH   DFND 5 0 7,502 0
FORTUNE BRANDS HOME & SEC IN COM 34964C106 206 1,952 SH   DFND 5 0 1,952 0
GENERAL DYNAMICS CORP COM 369550108 774 3,727 SH   DFND 5 0 3,727 0
GENERAL MLS INC COM 370334104 701 10,453 SH   DFND 5 0 10,453 0
GENUINE PARTS CO COM 372460105 763 5,477 SH   DFND 5 0 5,477 0
GLOBAL PMTS INC COM 37940X102 282 2,069 SH   DFND 5 0 2,069 0
GRACO INC COM 384109104 346 4,316 SH   DFND 5 0 4,316 0
GRAINGER W W INC COM 384802104 418 809 SH   DFND 5 0 809 0
GRAND CANYON ED INC COM 38526M106 1,343 15,658 SH   DFND 5 0 15,658 0
GUIDEWIRE SOFTWARE INC COM 40171V100 588 5,198 SH   DFND 5 0 5,198 0
HANESBRANDS INC COM 410345102 380 22,592 SH   DFND 5 0 22,592 0
HEALTHPEAK PROPERTIES INC COM 42250P103 234 6,513 SH   DFND 5 0 6,513 0
HEICO CORP NEW COM 422806109 1,596 11,050 SH   DFND 5 0 11,050 0
HENRY JACK & ASSOC INC COM 426281101 916 5,460 SH   DFND 5 0 5,460 0
HERSHEY CO COM 427866108 385 2,015 SH   DFND 5 0 2,015 0
HOME DEPOT INC COM 437076102 975 2,378 SH   DFND 5 0 2,378 0
HOULIHAN LOKEY INC CL A 441593100 485 4,693 SH   DFND 5 0 4,693 0
IAC INTERACTIVECORP NEW COM NEW 44891N208 758 5,697 SH   DFND 5 0 5,697 0
IDEX CORP COM 45167R104 596 2,533 SH   DFND 5 0 2,533 0
IDEXX LABS INC COM 45168D104 1,526 2,308 SH   DFND 5 0 2,308 0
ILLUMINA INC COM 452327109 725 1,887 SH   DFND 5 0 1,887 0
INTEL CORP COM 458140100 377 7,280 SH   DFND 5 0 7,280 0
INTERPUBLIC GROUP COS INC COM 460690100 212 5,623 SH   DFND 5 0 5,623 0
INTUIT COM 461202103 1,207 1,876 SH   DFND 5 0 1,876 0
INTUITIVE SURGICAL INC COM NEW 46120E602 1,167 3,213 SH   DFND 5 0 3,213 0
IQVIA HLDGS INC COM 46266C105 2,941 10,406 SH   DFND 5 0 10,406 0
ISHARES TR CORE S&P500 ETF 464287200 67,235 140,610 SH   DFND 5 0 140,610 0
ISHARES TR CORE US AGGBD ET 464287226 1,411 12,367 SH   DFND 5 0 12,367 0
ISHARES TR IBOXX INV CP ETF 464287242 65,731 495,261 SH   DFND 5 0 495,261 0
ISHARES TR 20 YR TR BD ETF 464287432 68,840 465,453 SH   DFND 5 0 465,453 0
ISHARES TR BARCLAYS 7 10 YR 464287440 1,605 13,943 SH   DFND 5 0 13,943 0
ISHARES TR 1 3 YR TREAS BD 464287457 223 2,612 SH   DFND 5 0 2,612 0
ISHARES TR CORE S&P MCP ETF 464287507 61,017 215,776 SH   DFND 5 0 215,776 0
ISHARES TR RUS 1000 GRW ETF 464287614 203 662 SH   DFND 5 0 662 0
ISHARES TR CORE S&P SCP ETF 464287804 60,319 526,119 SH   DFND 5 0 526,119 0
ISHARES TR MRGSTR MD CP ETF 464288208 894 12,569 SH   DFND 5 0 12,569 0
ISHARES TR EAFE SML CP ETF 464288273 536 7,327 SH   DFND 5 0 7,327 0
ISHARES TR JPMORGAN USD EMG 464288281 281 2,573 SH   DFND 5 0 2,573 0
ISHARES TR DEVSMCP EXNA ETF 464288497 319 4,604 SH   DFND 5 0 4,604 0
ISHARES TR IBOXX HI YD ETF 464288513 73,627 845,994 SH   DFND 5 0 845,994 0
ISHARES TR MBS ETF 464288588 3,929 36,600 SH   DFND 5 0 36,600 0
ISHARES TR ISHS 5-10YR INVT 464288638 2,867 48,318 SH   DFND 5 0 48,318 0
ISHARES TR ISHS 1-5YR INVS 464288646 4,222 78,332 SH   DFND 5 0 78,332 0
ISHARES TR GLB CNSM STP ETF 464288737 2,209 34,259 SH   DFND 5 0 34,259 0
ISHARES TR U.S. MED DVC ETF 464288810 212 3,195 SH   DFND 5 0 3,195 0
ISHARES TR EAFE VALUE ETF 464288877 1,379 27,381 SH   DFND 5 0 27,381 0
JPMORGAN CHASE & CO COM 46625H100 1,307 8,246 SH   DFND 5 0 8,246 0
JOHN BEAN TECHNOLOGIES CORP COM 477839104 236 1,535 SH   DFND 5 0 1,535 0
JOHNSON & JOHNSON COM 478160104 1,467 8,514 SH   DFND 5 0 8,514 0
KIMBERLY-CLARK CORP COM 494368103 495 3,496 SH   DFND 5 0 3,496 0
L3HARRIS TECHNOLOGIES INC COM 502431109 677 3,181 SH   DFND 5 0 3,181 0
LAM RESEARCH CORP COM 512807108 232 323 SH   DFND 5 0 323 0
LANDSTAR SYS INC COM 515098101 304 1,707 SH   DFND 5 0 1,707 0
LAUDER ESTEE COS INC CL A 518439104 893 2,430 SH   DFND 5 0 2,430 0
LESLIES INC COM 527064109 364 15,371 SH   DFND 5 0 15,371 0
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 377 148,244 SH   DFND 5 0 148,244 0
LOCKHEED MARTIN CORP COM 539830109 1,318 3,727 SH   DFND 5 0 3,727 0
LOWES COS INC COM 548661107 1,156 4,509 SH   DFND 5 0 4,509 0
LULULEMON ATHLETICA INC COM 550021109 538 1,350 SH   DFND 5 0 1,350 0
LYFT INC CL A COM 55087P104 508 11,683 SH   DFND 5 0 11,683 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 737 16,338 SH   DFND 5 0 16,338 0
MARSH & MCLENNAN COS INC COM 571748102 244 1,407 SH   DFND 5 0 1,407 0
MASTERCARD INCORPORATED CL A 57636Q104 3,887 10,768 SH   DFND 5 0 10,768 0
MATCH GROUP INC NEW COM 57667L107 681 5,112 SH   DFND 5 0 5,112 0
MCDONALDS CORP COM 580135101 412 1,540 SH   DFND 5 0 1,540 0
MCKESSON CORP COM 58155Q103 260 1,044 SH   DFND 5 0 1,044 0
MERCK & CO INC COM 58933Y105 550 7,136 SH   DFND 5 0 7,136 0
MICROSOFT CORP COM 594918104 10,166 29,960 SH   DFND 5 0 29,960 0
MICROCHIP TECHNOLOGY INC. COM 595017104 571 6,560 SH   DFND 5 0 6,560 0
MONDELEZ INTL INC CL A 609207105 302 4,594 SH   DFND 5 0 4,594 0
MORGAN STANLEY COM NEW 617446448 618 6,254 SH   DFND 5 0 6,254 0
NATIONAL BEVERAGE CORP COM 635017106 247 5,369 SH   DFND 5 0 5,369 0
NEOGEN CORP COM 640491106 437 9,550 SH   DFND 5 0 9,550 0
NETFLIX INC COM 64110L106 1,790 2,925 SH   DFND 5 0 2,925 0
NEXTERA ENERGY INC COM 65339F101 506 5,459 SH   DFND 5 0 5,459 0
NORFOLK SOUTHN CORP COM 655844108 972 3,299 SH   DFND 5 0 3,299 0
NOVARTIS AG SPONSORED ADR 66987V109 896 10,245 SH   DFND 5 0 10,245 0
NVIDIA CORPORATION COM 67066G104 2,175 7,353 SH   DFND 5 0 7,353 0
OAK STR HEALTH INC COM 67181A107 562 16,021 SH   DFND 5 0 16,021 0
OMNICOM GROUP INC COM 681919106 681 9,234 SH   DFND 5 0 9,234 0
ORACLE CORP COM 68389X105 740 8,409 SH   DFND 5 0 8,409 0
PAYCOM SOFTWARE INC COM 70432V102 1,763 4,220 SH   DFND 5 0 4,220 0
PAYPAL HLDGS INC COM 70450Y103 1,331 6,935 SH   DFND 5 0 6,935 0
PEPSICO INC COM 713448108 492 2,848 SH   DFND 5 0 2,848 0
PFIZER INC COM 717081103 1,050 17,981 SH   DFND 5 0 17,981 0
PHILIP MORRIS INTL INC COM 718172109 1,816 19,266 SH   DFND 5 0 19,266 0
PINNACLE WEST CAP CORP COM 723484101 398 5,652 SH   DFND 5 0 5,652 0
PINTEREST INC CL A 72352L106 376 9,913 SH   DFND 5 0 9,913 0
PLAINS GP HLDGS L P LTD PARTNR INT A 72651A207 167 16,600 SH   DFND 5 0 16,600 0
POOL CORP COM 73278L105 260 464 SH   DFND 5 0 464 0
PRIMERICA INC COM 74164M108 233 1,516 SH   DFND 5 0 1,516 0
PROCTER AND GAMBLE CO COM 742718109 911 5,594 SH   DFND 5 0 5,594 0
PROLOGIS INC. COM 74340W103 280 1,666 SH   DFND 5 0 1,666 0
RLI CORP COM 749607107 240 2,136 SH   DFND 5 0 2,136 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 425 4,958 SH   DFND 5 0 4,958 0
RBC BEARINGS INC COM 75524B104 319 1,578 SH   DFND 5 0 1,578 0
RITCHIE BROS AUCTIONEERS COM 767744105 1,429 23,343 SH   DFND 5 0 23,343 0
ROBERT HALF INTL INC COM 770323103 337 3,029 SH   DFND 5 0 3,029 0
ROBLOX CORP CL A 771049103 1,557 15,488 SH   DFND 5 0 15,488 0
ROLLINS INC COM 775711104 1,194 35,492 SH   DFND 5 0 35,492 0
ROPER TECHNOLOGIES INC COM 776696106 635 1,299 SH   DFND 5 0 1,299 0
ROSS STORES INC COM 778296103 314 2,745 SH   DFND 5 0 2,745 0
SBA COMMUNICATIONS CORP NEW CL A 78410G104 912 2,347 SH   DFND 5 0 2,347 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 227 4,024 SH   DFND 5 0 4,024 0
SPDR SER TR ICE PFD SEC ETF 78464A292 993 23,196 SH   DFND 5 0 23,196 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 461 6,324 SH   DFND 5 0 6,324 0
SPDR SER TR S&P 600 SML CAP 78464A813 240 2,408 SH   DFND 5 0 2,408 0
SALESFORCE COM INC COM 79466L302 1,695 6,637 SH   DFND 5 0 6,637 0
SANOFI SPONSORED ADR 80105N105 351 6,964 SH   DFND 5 0 6,964 0
SCHWAB CHARLES CORP COM 808513105 876 10,372 SH   DFND 5 0 10,372 0
SCOTTS MIRACLE-GRO CO CL A 810186106 438 2,756 SH   DFND 5 0 2,756 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 509 3,601 SH   DFND 5 0 3,601 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 2,380 31,074 SH   DFND 5 0 31,074 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 602 15,399 SH   DFND 5 0 15,399 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,044 5,978 SH   DFND 5 0 5,978 0
SERVICENOW INC COM 81762P102 2,504 3,826 SH   DFND 5 0 3,826 0
SHERWIN WILLIAMS CO COM 824348106 908 2,591 SH   DFND 5 0 2,591 0
SHOPIFY INC CL A 82509L107 850 608 SH   DFND 5 0 608 0
SITEONE LANDSCAPE SUPPLY INC COM 82982L103 444 1,865 SH   DFND 5 0 1,865 0
STARBUCKS CORP COM 855244109 1,861 16,013 SH   DFND 5 0 16,013 0
STATE STR CORP COM 857477103 266 2,856 SH   DFND 5 0 2,856 0
SYSCO CORP COM 871829107 233 2,982 SH   DFND 5 0 2,982 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 1,500 12,454 SH   DFND 5 0 12,454 0
TARGET CORP COM 87612E106 561 2,419 SH   DFND 5 0 2,419 0
TELADOC HEALTH INC COM 87918A105 451 4,785 SH   DFND 5 0 4,785 0
TERMINIX GLOBAL HOLDINGS INC COM 88087E100 290 6,441 SH   DFND 5 0 6,441 0
TEXAS INSTRS INC COM 882508104 836 4,414 SH   DFND 5 0 4,414 0
THERMO FISHER SCIENTIFIC INC COM 883556102 1,421 2,135 SH   DFND 5 0 2,135 0
THOR INDS INC COM 885160101 352 3,380 SH   DFND 5 0 3,380 0
3M CO COM 88579Y101 306 1,725 SH   DFND 5 0 1,725 0
TRUIST FINL CORP COM 89832Q109 817 13,967 SH   DFND 5 0 13,967 0
TWILIO INC CL A 90138F102 539 2,031 SH   DFND 5 0 2,031 0
2U INC COM 90214J101 378 18,462 SH   DFND 5 0 18,462 0
TYLER TECHNOLOGIES INC COM 902252105 2,060 3,829 SH   DFND 5 0 3,829 0
US BANCORP DEL COM NEW 902973304 368 6,560 SH   DFND 5 0 6,560 0
UBER TECHNOLOGIES INC COM 90353T100 659 15,459 SH   DFND 5 0 15,459 0
UNILEVER PLC SPON ADR NEW 904767704 1,111 20,738 SH   DFND 5 0 20,738 0
UNITED PARCEL SERVICE INC CL B 911312106 1,335 6,241 SH   DFND 5 0 6,241 0
UNITEDHEALTH GROUP INC COM 91324P102 3,076 6,097 SH   DFND 5 0 6,097 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 204 1,191 SH   DFND 5 0 1,191 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 2,372 9,045 SH   DFND 5 0 9,045 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 3,026 34,504 SH   DFND 5 0 34,504 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,465 18,120 SH   DFND 5 0 18,120 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 75,974 896,235 SH   DFND 5 0 896,235 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,185 23,204 SH   DFND 5 0 23,204 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 928 8,289 SH   DFND 5 0 8,289 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,932 14,438 SH   DFND 5 0 14,438 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 53,366 869,292 SH   DFND 5 0 869,292 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 395 7,962 SH   DFND 5 0 7,962 0
VEEVA SYS INC CL A COM 922475108 2,246 8,638 SH   DFND 5 0 8,638 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 347 2,998 SH   DFND 5 0 2,998 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 336 1,882 SH   DFND 5 0 1,882 0
VANGUARD INDEX FDS MID CAP ETF 922908629 934 3,665 SH   DFND 5 0 3,665 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 76,780 347,469 SH   DFND 5 0 347,469 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 32,542 177,475 SH   DFND 5 0 177,475 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,817 12,355 SH   DFND 5 0 12,355 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 211 930 SH   DFND 5 0 930 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,613 10,787 SH   DFND 5 0 10,787 0
VERIZON COMMUNICATIONS INC COM 92343V104 871 16,673 SH   DFND 5 0 16,673 0
VERISK ANALYTICS INC COM 92345Y106 1,546 6,779 SH   DFND 5 0 6,779 0
VISA INC COM CL A 92826C839 2,859 13,121 SH   DFND 5 0 13,121 0
WD 40 CO COM 929236107 240 981 SH   DFND 5 0 981 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 272 5,238 SH   DFND 5 0 5,238 0
WATSCO INC COM 942622200 409 1,323 SH   DFND 5 0 1,323 0
WELLS FARGO CO NEW COM 949746101 1,183 24,603 SH   DFND 5 0 24,603 0
WEST PHARMACEUTICAL SVSC INC COM 955306105 2,391 5,072 SH   DFND 5 0 5,072 0
WILLIAMS COS INC COM 969457100 402 15,501 SH   DFND 5 0 15,501 0
ZOETIS INC CL A 98978V103 969 3,954 SH   DFND 5 0 3,954 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 366 885 SH   DFND 5 0 885 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 229 3,812 SH   DFND 5 0 3,812 0
HORIZON THERAPEUTICS PUB L SHS G46188101 205 1,893 SH   DFND 5 0 1,893 0
IHS MARKIT LTD SHS G47567105 1,662 12,559 SH   DFND 5 0 12,559 0
JOHNSON CTLS INTL PLC SHS G51502105 326 4,021 SH   DFND 5 0 4,021 0
LINDE PLC SHS G5494J103 1,647 4,782 SH   DFND 5 0 4,782 0
MEDTRONIC PLC SHS G5960L103 1,004 9,610 SH   DFND 5 0 9,610 0
CHUBB LIMITED COM H1467J104 344 1,779 SH   DFND 5 0 1,779 0
TE CONNECTIVITY LTD SHS H84989104 233 1,448 SH   DFND 5 0 1,448 0
GLOBANT S A COM L44385109 2,732 8,669 SH   DFND 5 0 8,669 0
FIVERR INTL LTD ORD SHS M4R82T106 483 4,104 SH   DFND 5 0 4,104 0
NXP SEMICONDUCTORS N V COM N6596X109 1,072 4,689 SH   DFND 5 0 4,689 0