The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102 379 6,257 SH   DFND 5 0 6,257 0
AGL RES INC COM 001204106 657 10,290 SH   DFND 5 0 10,290 0
AT&T INC COM 00206R102 6,431 185,123 SH   DFND 5 0 185,123 0
ABBOTT LABS COM 002824100 1,678 37,067 SH   DFND 5 0 37,067 0
ABBVIE INC COM 00287Y109 1,619 27,083 SH   DFND 5 0 27,083 0
AETNA INC NEW COM 00817Y108 574 5,268 SH   DFND 5 0 5,268 0
AIR PRODS & CHEMS INC COM 009158106 217 1,638 SH   DFND 5 0 1,638 0
ALCOA INC COM 013817101 229 22,960 SH   DFND 5 0 22,960 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 298 3,643 SH   DFND 5 0 3,643 0
ALLEGHANY CORP DEL COM 017175100 213 441 SH   DFND 5 0 441 0
ALPHABET INC CAP STK CL C 02079K107 914 1,186 SH   DFND 5 0 1,186 0
ALPHABET INC CAP STK CL A 02079K305 1,019 1,290 SH   DFND 5 0 1,290 0
ALTRIA GROUP INC COM 02209S103 2,889 49,139 SH   DFND 5 0 49,139 0
AMAZON COM INC COM 023135106 1,018 1,477 SH   DFND 5 0 1,477 0
AMERICAN EXPRESS CO COM 025816109 321 4,580 SH   DFND 5 0 4,580 0
AMERISOURCEBERGEN CORP COM 03073E105 420 3,995 SH   DFND 5 0 3,995 0
AMGEN INC COM 031162100 2,061 12,619 SH   DFND 5 0 12,619 0
ANNALY CAP MGMT INC COM 035710409 176 18,823 SH   DFND 5 0 18,823 0
ANTHEM INC COM 036752103 253 1,792 SH   DFND 5 0 1,792 0
APPLE INC COM 037833100 11,301 105,298 SH   DFND 5 0 105,298 0
APPLIED MATLS INC COM 038222105 261 13,758 SH   DFND 5 0 13,758 0
AUTOMATIC DATA PROCESSING IN COM 053015103 932 10,789 SH   DFND 5 0 10,789 0
BB&T CORP COM 054937107 448 11,745 SH   DFND 5 0 11,745 0
BP PLC SPONSORED ADR 055622104 719 22,974 SH   DFND 5 0 22,974 0
BAIDU INC SPON ADR REP A 056752108 271 1,413 SH   DFND 5 0 1,413 0
BANK AMER CORP COM 060505104 855 50,168 SH   DFND 5 0 50,168 0
BANK NEW YORK MELLON CORP COM 064058100 349 8,466 SH   DFND 5 0 8,466 0
BARCLAYS BK PLC IPSP CROIL ETN 06738C786 96 15,396 SH   DFND 5 0 15,396 0
BARCLAYS BANK PLC ADS7.75%PFD S4 06739H511 912 34,472 SH   DFND 5 0 34,472 0
BAXALTA INC COM 07177M103 334 8,544 SH   DFND 5 0 8,544 0
BAXTER INTL INC COM 071813109 393 10,318 SH   DFND 5 0 10,318 0
BECTON DICKINSON & CO COM 075887109 988 6,356 SH   DFND 5 0 6,356 0
BED BATH & BEYOND INC COM 075896100 271 5,580 SH   DFND 5 0 5,580 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,237 16,783 SH   DFND 5 0 16,783 0
BLACKROCK INC COM 09247X101 223 653 SH   DFND 5 0 653 0
BLACKSTONE GROUP L P COM UNIT LTD 09253U108 871 29,325 SH   DFND 5 0 29,325 0
BOEING CO COM 097023105 1,119 7,641 SH   DFND 5 0 7,641 0
BRISTOL MYERS SQUIBB CO COM 110122108 1,010 14,526 SH   DFND 5 0 14,526 0
CMS ENERGY CORP COM 125896100 255 6,960 SH   DFND 5 0 6,960 0
CSX CORP COM 126408103 249 9,598 SH   DFND 5 0 9,598 0
CVS HEALTH CORP COM 126650100 2,328 23,577 SH   DFND 5 0 23,577 0
CANADIAN NATL RY CO COM 136375102 246 4,354 SH   DFND 5 0 4,354 0
CAPITAL ONE FINL CORP COM 14040H105 342 4,678 SH   DFND 5 0 4,678 0
CARDINAL HEALTH INC COM 14149Y108 286 3,156 SH   DFND 5 0 3,156 0
CASS INFORMATION SYS INC COM 14808P109 282 5,374 SH   DFND 5 0 5,374 0
CATERPILLAR INC DEL COM 149123101 972 14,149 SH   DFND 5 0 14,149 0
CELGENE CORP COM 151020104 775 6,422 SH   DFND 5 0 6,422 0
CHEVRON CORP NEW COM 166764100 2,936 32,590 SH   DFND 5 0 32,590 0
CHUBB CORP COM 171232101 356 2,660 SH   DFND 5 0 2,660 0
CIMAREX ENERGY CO COM 171798101 321 3,584 SH   DFND 5 0 3,584 0
CINCINNATI FINL CORP COM 172062101 221 3,679 SH   DFND 5 0 3,679 0
CISCO SYS INC COM 17275R102 1,316 47,800 SH   DFND 5 0 47,800 0
CITIGROUP INC COM NEW 172967424 220 4,215 SH   DFND 5 0 4,215 0
CLEAN ENERGY FUELS CORP COM 184499101 42 11,675 SH   DFND 5 0 11,675 0
CLOROX CO DEL COM 189054109 316 2,463 SH   DFND 5 0 2,463 0
COCA COLA CO COM 191216100 2,204 50,576 SH   DFND 5 0 50,576 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 280 4,594 SH   DFND 5 0 4,594 0
COLGATE PALMOLIVE CO COM 194162103 495 7,325 SH   DFND 5 0 7,325 0
COLUMBIA PPTY TR INC COM NEW 198287203 234 9,862 SH   DFND 5 0 9,862 0
COMCAST CORP NEW CL A 20030N101 446 7,866 SH   DFND 5 0 7,866 0
CONAGRA FOODS INC COM 205887102 237 5,561 SH   DFND 5 0 5,561 0
CONOCOPHILLIPS COM 20825C104 1,023 21,953 SH   DFND 5 0 21,953 0
CONSOLIDATED EDISON INC COM 209115104 471 7,216 SH   DFND 5 0 7,216 0
CORNING INC COM 219350105 267 14,459 SH   DFND 5 0 14,459 0
COSTCO WHSL CORP NEW COM 22160K105 487 2,994 SH   DFND 5 0 2,994 0
CULLEN FROST BANKERS INC COM 229899109 252 4,127 SH   DFND 5 0 4,127 0
DEERE & CO COM 244199105 277 3,572 SH   DFND 5 0 3,572 0
DELTA AIR LINES INC DEL COM NEW 247361702 935 18,264 SH   DFND 5 0 18,264 0
DENISON MINES CORP COM 248356107 5 10,500 SH   DFND 5 0 10,500 0
DIAGEO P L C SPON ADR NEW 25243Q205 250 2,263 SH   DFND 5 0 2,263 0
DISNEY WALT CO COM DISNEY 254687106 2,430 22,851 SH   DFND 5 0 22,851 0
DISCOVER FINL SVCS COM 254709108 420 7,739 SH   DFND 5 0 7,739 0
DOLLAR GEN CORP NEW COM 256677105 208 2,891 SH   DFND 5 0 2,891 0
DOMINION RES INC VA NEW COM 25746U109 864 12,585 SH   DFND 5 0 12,585 0
DOMINOS PIZZA INC COM 25754A201 661 5,920 SH   DFND 5 0 5,920 0
DOW CHEM CO COM 260543103 701 13,565 SH   DFND 5 0 13,565 0
DU PONT E I DE NEMOURS & CO COM 263534109 774 11,493 SH   DFND 5 0 11,493 0
DUKE ENERGY CORP NEW COM NEW 26441C204 1,165 16,131 SH   DFND 5 0 16,131 0
ECA MARCELLUS TR I COM UNIT 26827L109 65 47,000 SH   DFND 5 0 47,000 0
E M C CORP MASS COM 268648102 347 13,491 SH   DFND 5 0 13,491 0
EASTMAN CHEM CO COM 277432100 282 4,166 SH   DFND 5 0 4,166 0
ECOLAB INC COM 278865100 586 5,080 SH   DFND 5 0 5,080 0
EDWARDS LIFESCIENCES CORP COM 28176E108 541 6,828 SH   DFND 5 0 6,828 0
EMERSON ELEC CO COM 291011104 903 18,600 SH   DFND 5 0 18,600 0
ENABLE MIDSTREAM PARTNERS LP COM UNIT RP IN 292480100 95 10,768 SH   DFND 5 0 10,768 0
ENERGY TRANSFER PRTNRS L P UNIT LTD PARTN 29273R109 216 6,666 SH   DFND 5 0 6,666 0
ENTERPRISE PRODS PARTNERS L COM 293792107 1,352 54,304 SH   DFND 5 0 54,304 0
EVERSOURCE ENERGY COM 30040W108 204 3,934 SH   DFND 5 0 3,934 0
EXELON CORP COM 30161N101 334 12,073 SH   DFND 5 0 12,073 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 1,672 19,030 SH   DFND 5 0 19,030 0
EXXON MOBIL CORP COM 30231G102 5,157 66,020 SH   DFND 5 0 66,020 0
FS INVT CORP COM 302635107 5,072 550,114 SH   DFND 5 0 550,114 0
FACEBOOK INC CL A 30303M102 1,547 14,562 SH   DFND 5 0 14,562 0
FASTENAL CO COM 311900104 481 11,597 SH   DFND 5 0 11,597 0
FEDERAL REALTY INVT TR SH BEN INT NEW 313747206 214 1,443 SH   DFND 5 0 1,443 0
FEDEX CORP COM 31428X106 380 2,544 SH   DFND 5 0 2,544 0
FIDELITY NATL INFORMATION SV COM 31620M106 237 3,894 SH   DFND 5 0 3,894 0
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303 203 5,850 SH   DFND 5 0 5,850 0
FIRST TR EXCHANGE TRADED FD NY ARCA BIOTECH 33733E203 1,149 10,104 SH   DFND 5 0 10,104 0
FIRST TR EXCHANGE TRADED FD DJ INTERNT IDX 33733E302 777 10,291 SH   DFND 5 0 10,291 0
FIRST TR VALUE LINE DIVID IN SHS 33734H106 322 13,310 SH   DFND 5 0 13,310 0
FIRST TR ISE REVERE NAT GAS COM 33734J102 88 20,790 SH   DFND 5 0 20,790 0
FIRST TR LRGE CP CORE ALPHA COM SHS 33734K109 4,505 103,287 SH   DFND 5 0 103,287 0
FIRST TR EXCHANGE TRADED FD CONSUMR DISCRE 33734X101 582 16,923 SH   DFND 5 0 16,923 0
FIRST TR EXCHANGE TRADED FD CONSUMR STAPLE 33734X119 626 13,923 SH   DFND 5 0 13,923 0
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 1,068 17,541 SH   DFND 5 0 17,541 0
FIRST TR MID CAP CORE ALPHAD COM SHS 33735B108 764 15,754 SH   DFND 5 0 15,754 0
FIRST TR LRG CP VL ALPHADEX COM SHS 33735J101 5,821 150,288 SH   DFND 5 0 150,288 0
FISERV INC COM 337738108 245 2,639 SH   DFND 5 0 2,639 0
FLUOR CORP NEW COM 343412102 233 4,870 SH   DFND 5 0 4,870 0
FORD MTR CO DEL COM PAR $0.01 345370860 1,428 100,747 SH   DFND 5 0 100,747 0
FRONTIER COMMUNICATIONS CORP COM 35906A108 243 52,114 SH   DFND 5 0 52,114 0
GENERAL DYNAMICS CORP COM 369550108 408 2,929 SH   DFND 5 0 2,929 0
GENERAL ELECTRIC CO COM 369604103 6,484 208,810 SH   DFND 5 0 208,810 0
GENERAL MLS INC COM 370334104 764 13,038 SH   DFND 5 0 13,038 0
GENERAL MTRS CO COM 37045V100 222 6,460 SH   DFND 5 0 6,460 0
GILEAD SCIENCES INC COM 375558103 3,052 29,874 SH   DFND 5 0 29,874 0
GOLDMAN SACHS GROUP INC COM 38141G104 367 2,015 SH   DFND 5 0 2,015 0
GRAINGER W W INC COM 384802104 236 1,153 SH   DFND 5 0 1,153 0
HCP INC COM 40414L109 628 16,253 SH   DFND 5 0 16,253 0
HSBC HLDGS PLC ADR A 1/40PF A 404280604 267 10,445 SH   DFND 5 0 10,445 0
HALLIBURTON CO COM 406216101 364 10,652 SH   DFND 5 0 10,652 0
HANESBRANDS INC COM 410345102 463 15,936 SH   DFND 5 0 15,936 0
HEALTHCARE TR AMER INC CL A NEW 42225P501 346 12,780 SH   DFND 5 0 12,780 0
HEARTLAND PMT SYS INC COM 42235N108 201 2,108 SH   DFND 5 0 2,108 0
HERSHEY CO COM 427866108 215 2,374 SH   DFND 5 0 2,374 0
HOME DEPOT INC COM 437076102 2,768 20,756 SH   DFND 5 0 20,756 0
HUNTINGTON INGALLS INDS INC COM 446413106 356 2,791 SH   DFND 5 0 2,791 0
ILLINOIS TOOL WKS INC COM 452308109 473 5,076 SH   DFND 5 0 5,076 0
INTEL CORP COM 458140100 2,392 68,367 SH   DFND 5 0 68,367 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,635 11,735 SH   DFND 5 0 11,735 0
IONIS PHARMACEUTICALS INC COM 462222100 482 7,865 SH   DFND 5 0 7,865 0
ISHARES GOLD TRUST ISHARES 464285105 169 16,485 SH   DFND 5 0 16,485 0
ISHARES TR MRNGSTR LG-CP GR 464287119 512 4,217 SH   DFND 5 0 4,217 0
ISHARES TR MRNGSTR LG-CP ET 464287127 1,010 8,388 SH   DFND 5 0 8,388 0
ISHARES TR SELECT DIVID ETF 464287168 656 8,646 SH   DFND 5 0 8,646 0
ISHARES TR TIPS BD ETF 464287176 1,960 17,903 SH   DFND 5 0 17,903 0
ISHARES TR CORE S&P500 ETF 464287200 8,666 41,869 SH   DFND 5 0 41,869 0
ISHARES TR CORE US AGGBD ET 464287226 12,911 119,858 SH   DFND 5 0 119,858 0
ISHARES TR MSCI EMG MKT ETF 464287234 9,382 290,570 SH   DFND 5 0 290,570 0
ISHARES TR IBOXX INV CP ETF 464287242 25,334 222,579 SH   DFND 5 0 222,579 0
ISHARES TR GLOBAL TECH ETF 464287291 210 2,120 SH   DFND 5 0 2,120 0
ISHARES TR S&P 500 GRWT ETF 464287309 1,554 13,270 SH   DFND 5 0 13,270 0
ISHARES TR GLOB HLTHCRE ETF 464287325 299 2,884 SH   DFND 5 0 2,884 0
ISHARES TR 20+ YR TR BD ETF 464287432 24,987 208,152 SH   DFND 5 0 208,152 0
ISHARES TR 7-10 Y TR BD ETF 464287440 9,044 85,752 SH   DFND 5 0 85,752 0
ISHARES TR 1-3 YR TR BD ETF 464287457 14,920 176,779 SH   DFND 5 0 176,779 0
ISHARES TR MSCI EAFE ETF 464287465 12,143 204,018 SH   DFND 5 0 204,018 0
ISHARES TR RUS MID-CAP ETF 464287499 695 4,306 SH   DFND 5 0 4,306 0
ISHARES TR CORE S&P MCP ETF 464287507 1,268 9,003 SH   DFND 5 0 9,003 0
ISHARES TR NASDQ BIOTEC ETF 464287556 20,196 59,250 SH   DFND 5 0 59,250 0
ISHARES TR COHEN&STEER REIT 464287564 222 2,223 SH   DFND 5 0 2,223 0
ISHARES TR RUS 1000 VAL ETF 464287598 1,430 14,499 SH   DFND 5 0 14,499 0
ISHARES TR S&P MC 400GR ETF 464287606 579 3,560 SH   DFND 5 0 3,560 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,937 19,260 SH   DFND 5 0 19,260 0
ISHARES TR RUSSELL 2000 ETF 464287655 751 6,587 SH   DFND 5 0 6,587 0
ISHARES TR RUSSELL 3000 ETF 464287689 617 5,077 SH   DFND 5 0 5,077 0
ISHARES TR U.S. UTILITS ETF 464287697 902 8,270 SH   DFND 5 0 8,270 0
ISHARES TR U.S. REAL ES ETF 464287739 621 8,207 SH   DFND 5 0 8,207 0
ISHARES TR U.S. FINLS ETF 464287788 718 8,048 SH   DFND 5 0 8,048 0
ISHARES TR CORE S&P SCP ETF 464287804 11,815 105,883 SH   DFND 5 0 105,883 0
ISHARES TR SP SMCP600GR ETF 464287887 8,225 65,224 SH   DFND 5 0 65,224 0
ISHARES TR MRGSTR MD CP ETF 464288208 1,913 13,255 SH   DFND 5 0 13,255 0
ISHARES TR JP MOR EM MK ETF 464288281 1,190 11,231 SH   DFND 5 0 11,231 0
ISHARES TR NAT AMT FREE BD 464288414 601 5,436 SH   DFND 5 0 5,436 0
ISHARES TR INTL SEL DIV ETF 464288448 205 7,064 SH   DFND 5 0 7,064 0
ISHARES TR MRGSTR SM CP ETF 464288505 961 7,388 SH   DFND 5 0 7,388 0
ISHARES TR IBOXX HI YD ETF 464288513 2,574 31,958 SH   DFND 5 0 31,958 0
ISHARES TR MBS ETF 464288588 9,129 84,822 SH   DFND 5 0 84,822 0
ISHARES TR INTERM CR BD ETF 464288638 1,337 12,486 SH   DFND 5 0 12,486 0
ISHARES TR 1-3 YR CR BD ETF 464288646 1,113 10,649 SH   DFND 5 0 10,649 0
ISHARES TR 3-7 YR TR BD ETF 464288661 8,367 68,311 SH   DFND 5 0 68,311 0
ISHARES TR SHRT TRS BD ETF 464288679 4,659 42,266 SH   DFND 5 0 42,266 0
ISHARES TR U.S. PFD STK ETF 464288687 2,241 57,643 SH   DFND 5 0 57,643 0
ISHARES TR EAFE VALUE ETF 464288877 322 6,846 SH   DFND 5 0 6,846 0
ISHARES 10+ YR CR BD ETF 464289511 1,125 20,311 SH   DFND 5 0 20,311 0
ISHARES SILVER TRUST ISHARES 46428Q109 1,076 81,487 SH   DFND 5 0 81,487 0
ITC HLDGS CORP COM 465685105 552 14,206 SH   DFND 5 0 14,206 0
JPMORGAN CHASE & CO COM 46625H100 2,264 33,994 SH   DFND 5 0 33,994 0
JETBLUE AIRWAYS CORP COM 477143101 772 33,529 SH   DFND 5 0 33,529 0
JOHNSON & JOHNSON COM 478160104 4,482 43,188 SH   DFND 5 0 43,188 0
JOHNSON CTLS INC COM 478366107 676 16,800 SH   DFND 5 0 16,800 0
KKR & CO L P DEL COM UNITS 48248M102 439 28,120 SH   DFND 5 0 28,120 0
KIMBERLY CLARK CORP COM 494368103 736 5,689 SH   DFND 5 0 5,689 0
KINDER MORGAN INC DEL COM 49456B101 336 23,133 SH   DFND 5 0 23,133 0
KRAFT HEINZ CO COM 500754106 215 2,911 SH   DFND 5 0 2,911 0
KROGER CO COM 501044101 241 5,702 SH   DFND 5 0 5,702 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 228 1,834 SH   DFND 5 0 1,834 0
LEAR CORP COM NEW 521865204 237 1,903 SH   DFND 5 0 1,903 0
LILLY ELI & CO COM 532457108 337 3,905 SH   DFND 5 0 3,905 0
LINNCO LLC COM SHS LTD INT 535782106 22 21,971 SH   DFND 5 0 21,971 0
LOCKHEED MARTIN CORP COM 539830109 1,516 6,889 SH   DFND 5 0 6,889 0
LOWES COS INC COM 548661107 937 12,186 SH   DFND 5 0 12,186 0
MPLX LP COM UNIT REP LTD 55336V100 229 6,142 SH   DFND 5 0 6,142 0
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 479 7,221 SH   DFND 5 0 7,221 0
MAIN STREET CAPITAL CORP COM 56035L104 250 8,583 SH   DFND 5 0 8,583 0
MARATHON PETE CORP COM 56585A102 219 4,182 SH   DFND 5 0 4,182 0
MARKET VECTORS ETF TR GOLD MINER ETF 57060U100 304 22,282 SH   DFND 5 0 22,282 0
MARKET VECTORS ETF TR HG YLD MUN ETF 57060U878 519 16,850 SH   DFND 5 0 16,850 0
MARRIOTT INTL INC NEW CL A 571903202 268 3,938 SH   DFND 5 0 3,938 0
MASTERCARD INC CL A 57636Q104 548 5,538 SH   DFND 5 0 5,538 0
MCCORMICK & CO INC COM NON VTG 579780206 242 2,790 SH   DFND 5 0 2,790 0
MCDONALDS CORP COM 580135101 2,068 17,321 SH   DFND 5 0 17,321 0
MCKESSON CORP COM 58155Q103 224 1,128 SH   DFND 5 0 1,128 0
MEDALLION FINL CORP COM 583928106 85 12,103 SH   DFND 5 0 12,103 0
MEDLEY CAP CORP COM 58503F106 88 11,731 SH   DFND 5 0 11,731 0
MERCK & CO INC NEW COM 58933Y105 1,082 20,325 SH   DFND 5 0 20,325 0
MICROSOFT CORP COM 594918104 3,663 65,052 SH   DFND 5 0 65,052 0
MICROCHIP TECHNOLOGY INC COM 595017104 570 11,947 SH   DFND 5 0 11,947 0
MONDELEZ INTL INC CL A 609207105 235 5,173 SH   DFND 5 0 5,173 0
MONSANTO CO NEW COM 61166W101 360 3,637 SH   DFND 5 0 3,637 0
NATIONAL GRID PLC SPON ADR NEW 636274300 245 3,471 SH   DFND 5 0 3,471 0
NETFLIX INC COM 64110L106 401 3,434 SH   DFND 5 0 3,434 0
NEXTERA ENERGY INC COM 65339F101 268 2,556 SH   DFND 5 0 2,556 0
NIKE INC CL B 654106103 440 6,954 SH   DFND 5 0 6,954 0
NORFOLK SOUTHERN CORP COM 655844108 662 7,806 SH   DFND 5 0 7,806 0
NOVARTIS A G SPONSORED ADR 66987V109 1,143 13,057 SH   DFND 5 0 13,057 0
NOVO-NORDISK A S ADR 670100205 466 7,940 SH   DFND 5 0 7,940 0
OCCIDENTAL PETE CORP DEL COM 674599105 458 6,831 SH   DFND 5 0 6,831 0
OMNICOM GROUP INC COM 681919106 323 4,213 SH   DFND 5 0 4,213 0
ORACLE CORP COM 68389X105 835 22,626 SH   DFND 5 0 22,626 0
PPL CORP COM 69351T106 238 6,940 SH   DFND 5 0 6,940 0
PAYCHEX INC COM 704326107 249 4,624 SH   DFND 5 0 4,624 0
PAYPAL HLDGS INC COM 70450Y103 219 5,994 SH   DFND 5 0 5,994 0
PEPSICO INC COM 713448108 2,207 21,819 SH   DFND 5 0 21,819 0
PFIZER INC COM 717081103 1,448 44,207 SH   DFND 5 0 44,207 0
PHILIP MORRIS INTL INC COM 718172109 1,858 20,886 SH   DFND 5 0 20,886 0
PHILLIPS 66 COM 718546104 1,122 13,677 SH   DFND 5 0 13,677 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 30,024 265,066 SH   DFND 5 0 265,066 0
POWERSHARES ETF TRUST DWA MOMENTUM PTF 73935X153 654 15,630 SH   DFND 5 0 15,630 0
POWERSHARES ETF TRUST FINL PFD PTFL 73935X229 1,270 67,489 SH   DFND 5 0 67,489 0
POWERSHARES ETF TRUST FTSE US1500 SM 73935X567 458 4,842 SH   DFND 5 0 4,842 0
POWERSHARES ETF TRUST FTSE RAFI 1000 73935X583 467 5,330 SH   DFND 5 0 5,330 0
POWERSHARES ETF TRUST DYNM LRG CP GR 73935X609 4,805 151,756 SH   DFND 5 0 151,756 0
POWERSHARES ETF TRUST DYNM LRG CP VL 73935X708 543 18,504 SH   DFND 5 0 18,504 0
POWERSHARES ETF TRUST INTL DIV ACHV 73935X716 163 11,982 SH   DFND 5 0 11,982 0
POWERSHARES ETF TRUST DYN PHRMA PORT 73935X799 3,699 52,293 SH   DFND 5 0 52,293 0
POWERSHARES GLOBAL ETF TRUST AGG PFD PORT 73936T565 1,310 87,707 SH   DFND 5 0 87,707 0
PRESTIGE BRANDS HLDGS INC COM 74112D101 597 11,506 SH   DFND 5 0 11,506 0
PRICELINE GRP INC COM NEW 741503403 316 245 SH   DFND 5 0 245 0
PROCTER & GAMBLE CO COM 742718109 5,014 62,626 SH   DFND 5 0 62,626 0
PROSPECT CAPITAL CORPORATION COM 74348T102 138 19,668 SH   DFND 5 0 19,668 0
QUALCOMM INC COM 747525103 588 11,661 SH   DFND 5 0 11,661 0
RAYTHEON CO COM NEW 755111507 382 3,040 SH   DFND 5 0 3,040 0
REALTY INCOME CORP COM 756109104 1,076 20,727 SH   DFND 5 0 20,727 0
REPUBLIC SVCS INC COM 760759100 207 4,650 SH   DFND 5 0 4,650 0
REYNOLDS AMERICAN INC COM 761713106 895 19,175 SH   DFND 5 0 19,175 0
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 610 13,164 SH   DFND 5 0 13,164 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 522 11,340 SH   DFND 5 0 11,340 0
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 940 12,170 SH   DFND 5 0 12,170 0
RYDEX ETF TRUST GUG S&P MC400 PG 78355W601 609 4,854 SH   DFND 5 0 4,854 0
RYDEX ETF TRUST GUG S&P SC600 PG 78355W809 540 6,585 SH   DFND 5 0 6,585 0
RYDEX ETF TRUST GUG S&P500 EWCON 78355W874 971 8,283 SH   DFND 5 0 8,283 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 11,582 56,244 SH   DFND 5 0 56,244 0
SPDR GOLD TRUST GOLD SHS 78463V107 1,310 12,919 SH   DFND 5 0 12,919 0
SPDR INDEX SHS FDS EURO STOXX 50 78463X202 281 8,054 SH   DFND 5 0 8,054 0
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 12,000 254,076 SH   DFND 5 0 254,076 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 2,718 87,337 SH   DFND 5 0 87,337 0
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 206 7,283 SH   DFND 5 0 7,283 0
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 839 8,912 SH   DFND 5 0 8,912 0
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 24,562 724,329 SH   DFND 5 0 724,329 0
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 25,079 485,469 SH   DFND 5 0 485,469 0
SPDR SERIES TRUST BRCLYS LG TRS ET 78464A664 2,893 41,592 SH   DFND 5 0 41,592 0
SPDR SERIES TRUST BRCLYS INTER ETF 78464A672 11,302 188,966 SH   DFND 5 0 188,966 0
SPDR SERIES TRUST S&P REGL BKG 78464A698 308 7,261 SH   DFND 5 0 7,261 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 2,071 27,844 SH   DFND 5 0 27,844 0
SPDR SERIES TRUST S&P 400 MDCP GRW 78464A821 883 7,444 SH   DFND 5 0 7,444 0
SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839 846 10,987 SH   DFND 5 0 10,987 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 421 2,394 SH   DFND 5 0 2,394 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 18,504 72,076 SH   DFND 5 0 72,076 0
SALESFORCE COM INC COM 79466L302 202 2,553 SH   DFND 5 0 2,553 0
SANDERSON FARMS INC COM 800013104 396 4,991 SH   DFND 5 0 4,991 0
SANDRIDGE PERMIAN TR COM UNIT BEN INT 80007A102 77 31,200 SH   DFND 5 0 31,200 0
SANOFI SPONSORED ADR 80105N105 360 8,289 SH   DFND 5 0 8,289 0
SCANA CORP NEW COM 80589M102 472 7,708 SH   DFND 5 0 7,708 0
SCHLUMBERGER LTD COM 806857108 822 11,805 SH   DFND 5 0 11,805 0
SCHWAB CHARLES CORP NEW COM 808513105 233 6,997 SH   DFND 5 0 6,997 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 4,906 92,018 SH   DFND 5 0 92,018 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 473 6,514 SH   DFND 5 0 6,514 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 235 2,976 SH   DFND 5 0 2,976 0
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 3,074 51,187 SH   DFND 5 0 51,187 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 444 18,445 SH   DFND 5 0 18,445 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 626 14,420 SH   DFND 5 0 14,420 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 319 7,286 SH   DFND 5 0 7,286 0
SKYWORKS SOLUTIONS INC COM 83088M102 346 4,363 SH   DFND 5 0 4,363 0
SMUCKER J M CO COM NEW 832696405 231 1,866 SH   DFND 5 0 1,866 0
SOUTHERN CO COM 842587107 2,328 49,255 SH   DFND 5 0 49,255 0
SOUTHWEST AIRLS CO COM 844741108 293 6,770 SH   DFND 5 0 6,770 0
SPECTRA ENERGY CORP COM 847560109 304 12,799 SH   DFND 5 0 12,799 0
SPIRIT RLTY CAP INC NEW COM 84860W102 156 15,639 SH   DFND 5 0 15,639 0
STANLEY BLACK & DECKER INC COM 854502101 225 2,095 SH   DFND 5 0 2,095 0
STARBUCKS CORP COM 855244109 1,498 24,631 SH   DFND 5 0 24,631 0
STATE STR CORP COM 857477103 259 3,885 SH   DFND 5 0 3,885 0
STRYKER CORP COM 863667101 321 3,408 SH   DFND 5 0 3,408 0
STUDENT TRANSN INC COM 86388A108 61 16,690 SH   DFND 5 0 16,690 0
SUFFOLK BANCORP COM 864739107 259 8,850 SH   DFND 5 0 8,850 0
SUN CMNTYS INC COM 866674104 210 3,025 SH   DFND 5 0 3,025 0
SUNCOR ENERGY INC NEW COM 867224107 235 9,134 SH   DFND 5 0 9,134 0
SYMANTEC CORP COM 871503108 270 12,669 SH   DFND 5 0 12,669 0
SYSCO CORP COM 871829107 642 15,483 SH   DFND 5 0 15,483 0
TJX COS INC NEW COM 872540109 267 3,746 SH   DFND 5 0 3,746 0
TARGET CORP COM 87612E106 406 5,510 SH   DFND 5 0 5,510 0
TEVA PHARMACEUTICAL INDS LTD ADR 881624209 227 3,438 SH   DFND 5 0 3,438 0
TEXAS INSTRS INC COM 882508104 212 3,775 SH   DFND 5 0 3,775 0
TEXAS ROADHOUSE INC COM 882681109 523 14,601 SH   DFND 5 0 14,601 0
THERMO FISHER SCIENTIFIC INC COM 883556102 250 1,752 SH   DFND 5 0 1,752 0
3M CO COM 88579Y101 1,943 12,789 SH   DFND 5 0 12,789 0
TORONTO DOMINION BK ONT COM NEW 891160509 487 12,299 SH   DFND 5 0 12,299 0
TOTAL S A SPONSORED ADR 89151E109 561 12,431 SH   DFND 5 0 12,431 0
TRAVELERS COMPANIES INC COM 89417E109 317 2,775 SH   DFND 5 0 2,775 0
22ND CENTY GROUP INC COM 90137F103 14 10,000 SH   DFND 5 0 10,000 0
US BANCORP DEL COM NEW 902973304 514 11,940 SH   DFND 5 0 11,940 0
UNDER ARMOUR INC CL A 904311107 998 12,323 SH   DFND 5 0 12,323 0
UNILEVER PLC SPON ADR NEW 904767704 408 9,317 SH   DFND 5 0 9,317 0
UNION PAC CORP COM 907818108 1,370 17,453 SH   DFND 5 0 17,453 0
UNITED PARCEL SERVICE INC CL B 911312106 680 7,008 SH   DFND 5 0 7,008 0
UNITED TECHNOLOGIES CORP COM 913017109 693 7,148 SH   DFND 5 0 7,148 0
UNITEDHEALTH GROUP INC COM 91324P102 1,433 12,050 SH   DFND 5 0 12,050 0
URANIUM ENERGY CORP COM 916896103 11 10,750 SH   DFND 5 0 10,750 0
V F CORP COM 918204108 780 12,445 SH   DFND 5 0 12,445 0
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 2,708 34,443 SH   DFND 5 0 34,443 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 484 5,766 SH   DFND 5 0 5,766 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 1,817 22,850 SH   DFND 5 0 22,850 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 16,796 208,382 SH   DFND 5 0 208,382 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,839 49,456 SH   DFND 5 0 49,456 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 584 6,232 SH   DFND 5 0 6,232 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,396 54,658 SH   DFND 5 0 54,658 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,469 167,229 SH   DFND 5 0 167,229 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 610 10,688 SH   DFND 5 0 10,688 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 1,582 31,246 SH   DFND 5 0 31,246 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 534 6,453 SH   DFND 5 0 6,453 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 233 1,735 SH   DFND 5 0 1,735 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 226 2,054 SH   DFND 5 0 2,054 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,622 20,559 SH   DFND 5 0 20,559 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,232 14,222 SH   DFND 5 0 14,222 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 827 8,242 SH   DFND 5 0 8,242 0
VANGUARD INDEX FDS REIT ETF 922908553 1,144 14,223 SH   DFND 5 0 14,223 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,094 8,931 SH   DFND 5 0 8,931 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 763 7,650 SH   DFND 5 0 7,650 0
VANGUARD INDEX FDS MID CAP ETF 922908629 790 6,540 SH   DFND 5 0 6,540 0
VANGUARD INDEX FDS GROWTH ETF 922908736 5,366 49,948 SH   DFND 5 0 49,948 0
VANGUARD INDEX FDS VALUE ETF 922908744 8,056 97,903 SH   DFND 5 0 97,903 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 4,192 37,529 SH   DFND 5 0 37,529 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 13,625 129,361 SH   DFND 5 0 129,361 0
VERIZON COMMUNICATIONS INC COM 92343V104 3,449 73,748 SH   DFND 5 0 73,748 0
VISA INC COM CL A 92826C839 6,471 82,591 SH   DFND 5 0 82,591 0
VODAFONE GROUP PLC NEW SPNSR ADR NO PAR 92857W308 270 8,406 SH   DFND 5 0 8,406 0
W P CAREY INC COM 92936U109 238 3,993 SH   DFND 5 0 3,993 0
WAL-MART STORES INC COM 931142103 809 13,115 SH   DFND 5 0 13,115 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 362 4,187 SH   DFND 5 0 4,187 0
WASTE MGMT INC DEL COM 94106L109 485 8,980 SH   DFND 5 0 8,980 0
WELLS FARGO & CO NEW COM 949746101 995 18,128 SH   DFND 5 0 18,128 0
WESTERN UN CO COM 959802109 352 19,316 SH   DFND 5 0 19,316 0
WESTPORT INNOVATIONS INC COM NEW 960908309 23 11,138 SH   DFND 5 0 11,138 0
WISDOMTREE TR MDCP EARN FUND 97717W570 533 6,061 SH   DFND 5 0 6,061 0
WISDOMTREE TR EUROPE SMCP DV 97717W869 404 7,131 SH   DFND 5 0 7,131 0
WOLVERINE WORLD WIDE INC COM 978097103 197 11,454 SH   DFND 5 0 11,454 0
YAHOO INC COM 984332106 208 6,238 SH   DFND 5 0 6,238 0
ALLERGAN PLC SHS G0177J108 248 786 SH   DFND 5 0 786 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 302 2,856 SH   DFND 5 0 2,856 0
MEDTRONIC PLC SHS G5960L103 277 3,568 SH   DFND 5 0 3,568 0
SEADRILL LIMITED SHS G7945E105 43 12,742 SH   DFND 5 0 12,742 0
ACE LTD SHS H0023R105 435 3,684 SH   DFND 5 0 3,684 0
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 319 3,633 SH   DFND 5 0 3,633 0
AVAGO TECHNOLOGIES LTD SHS Y0486S104 496 3,367 SH   DFND 5 0 3,367 0