The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101 5,004 25,969 SH   SOLE   0 0 25,969
A F L A C INC COM 001055102 6,006 117,359 SH   SOLE   0 0 117,359
A T & T INC NEW COM 00206R102 4,151 137,137 SH   SOLE   0 0 137,137
ABBOTT LABORATORIES COM 002824100 3,378 28,186 SH   SOLE   0 0 28,186
ABBVIE INC COM 00287Y109 5,320 49,156 SH   SOLE   0 0 49,156
ACME UNITED CORP COM 004816104 573 14,525 SH   SOLE   0 0 14,525
ADVANSIX INC COM 00773T101 661 24,630 SH   SOLE   0 0 24,630
AFFILIATED MANAGERS GROUP COM 008252108 1,030 6,911 SH   SOLE   0 0 6,911
AKAMAI TECHNOLOGIES COM 00971T101 693 6,805 SH   SOLE   0 0 6,805
ALGONQUIN POWER & UTILITIES COM 015857105 524 33,100 SH   SOLE   0 0 33,100
ALLIANCE DATA SYSTEMS CORP COM 018581108 1,907 17,015 SH   SOLE   0 0 17,015
ALLSTATE CORP COM 020002101 8,376 72,901 SH   SOLE   0 0 72,901
ALPHABET INC-CL A COM 38259P508 483 234 SH   SOLE   0 0 234
ALPHABET INC-CL C COM 02079K107 11,708 5,660 SH   SOLE   0 0 5,660
ALTRIA GROUP INC COM 02209S103 223 4,368 SH   SOLE   0 0 4,368
AMAZON.COM INC COM 023135106 1,556 503 SH   SOLE   0 0 503
AMCOR PLC COM G0250X107 2,231 191,000 SH   SOLE   0 0 191,000
AMERICAN EXPRESS CO COM 025816109 7,237 51,167 SH   SOLE   0 0 51,167
AMGEN INCORPORATED COM 031162100 253 1,017 SH   SOLE   0 0 1,017
ANALOG DEVICES INC COM 032654105 4,254 27,433 SH   SOLE   0 0 27,433
AON PLC COM G0408V102 925 4,019 SH   SOLE   0 0 4,019
APOGEE ENTERPRISES COM 037598109 384 9,385 SH   SOLE   0 0 9,385
APOLLO INVESTMENT CORP COM 03761U502 1,088 79,310 SH   SOLE   0 0 79,310
APPLE INC COM 037833100 1,607 13,156 SH   SOLE   0 0 13,156
APPLIED MATERIALS INC COM 038222105 4,153 31,085 SH   SOLE   0 0 31,085
ARES CAPITAL CORP COM 04010L103 3,616 193,269 SH   SOLE   0 0 193,269
ARGAN INC COM 04010E109 1,133 21,230 SH   SOLE   0 0 21,230
ASSOCIATED BANC-CORP COM 045487105 493 23,095 SH   SOLE   0 0 23,095
ASSURANT INC COM 04621X108 723 5,100 SH   SOLE   0 0 5,100
ATLAS AIR WORLDWIDE HOLDINGS COM 049164205 4,029 66,668 SH   SOLE   0 0 66,668
AUTOMATIC DATA PROCESSING COM 053015103 265 1,407 SH   SOLE   0 0 1,407
BANK OF AMERICA CORP COM 060505104 989 25,573 SH   SOLE   0 0 25,573
BANK OF NY MELLON CP NEW COM 064058100 2,623 55,470 SH   SOLE   0 0 55,470
BAXTER INTERNATIONAL COM 071813109 3,110 36,870 SH   SOLE   0 0 36,870
BECTON DICKINSON & CO COM 075887109 396 1,630 SH   SOLE   0 0 1,630
BERKSHIRE HATHAWAY B NEW CLASS COM 084670702 7,964 31,172 SH   SOLE   0 0 31,172
BERKSHIRE HATHAWAY CL-A COM 084670108 386 1 SH   SOLE   0 0 1
BERKSHIRE HILLS BANCORP INC COM 084680107 414 18,530 SH   SOLE   0 0 18,530
BRISTOL-MYERS SQUIBB CO COM 110122108 3,408 53,982 SH   SOLE   0 0 53,982
BROOKFIELD ASSET MANAGEMENT IN COM 112585104 240 5,400 SH   SOLE   0 0 5,400
CARDINAL HEALTH COM 14149Y108 910 14,985 SH   SOLE   0 0 14,985
CATERPILLAR INC COM 149123101 232 1,000 SH   SOLE   0 0 1,000
CHEVRON CORPORATION COM 166764100 272 2,592 SH   SOLE   0 0 2,592
CIGNA CORP COM 125523100 3,412 14,113 SH   SOLE   0 0 14,113
CISCO SYSTEMS INC COM 17275R102 4,681 90,516 SH   SOLE   0 0 90,516
CITIGROUP INC COM 172967424 8,788 120,803 SH   SOLE   0 0 120,803
COCA COLA COMPANY COM 191216100 527 10,004 SH   SOLE   0 0 10,004
COHEN & STEERS QUAL INC RLTY COM 19247L106 148 10,600 SH   SOLE   0 0 10,600
COMCAST CORP CL A COM 20030N101 914 16,890 SH   SOLE   0 0 16,890
COMMERCIAL METALS CO COM 201723103 1,901 61,630 SH   SOLE   0 0 61,630
COMPASS MINERALS INTERNATIONAL COM 20451N101 3,236 51,588 SH   SOLE   0 0 51,588
CONAGRA FOODS INC COM 205887102 1,417 37,678 SH   SOLE   0 0 37,678
CONOCOPHILLIPS COM 20825C104 964 18,196 SH   SOLE   0 0 18,196
CONSOLIDATED EDISON INC COM 209115104 531 7,100 SH   SOLE   0 0 7,100
CRANE CO COM 224399105 1,423 15,154 SH   SOLE   0 0 15,154
CVS INC COM 126650100 6,822 90,677 SH   SOLE   0 0 90,677
DELTA AIRLINES INC COM 247361702 5,774 119,597 SH   SOLE   0 0 119,597
DELUXE CORPORATION COM 248019101 1,097 26,151 SH   SOLE   0 0 26,151
DEVON ENERGY CP NEW COM 25179M103 222 10,155 SH   SOLE   0 0 10,155
DOCUSIGN, INC COM 256163106 607 3,000 SH   SOLE   0 0 3,000
DOVER CORPORATION COM 260003108 239 1,746 SH   SOLE   0 0 1,746
DOW INC COM 260557103 3,613 56,512 SH   SOLE   0 0 56,512
DR HORTON INC COM 23331A109 980 11,000 SH   SOLE   0 0 11,000
DUKE ENERGY CORP NEW COM 26441C204 212 2,200 SH   SOLE   0 0 2,200
E O G RESOURCES INC COM 26875P101 464 6,400 SH   SOLE   0 0 6,400
ELI LILLY & CO COM 532457108 319 1,707 SH   SOLE   0 0 1,707
EXXON MOBIL CORP COM 30231G102 1,168 20,919 SH   SOLE   0 0 20,919
FEDEX CORPORATION COM 31428X106 9,516 33,504 SH   SOLE   0 0 33,504
FERRO CORP COM 315405100 1,117 66,275 SH   SOLE   0 0 66,275
FIDELITY NATIONAL FINL-A COM 31620R303 801 19,690 SH   SOLE   0 0 19,690
FIFTH THIRD BANCORP COM 316773100 578 15,435 SH   SOLE   0 0 15,435
FIREEYE INC COM 31816Q101 432 22,100 SH   SOLE   0 0 22,100
FIRST HORIZON CORPORATION COM 320517105 2,149 127,090 SH   SOLE   0 0 127,090
FIVE POINT HOLDINGS LLC COM 33833Q106 114 15,100 SH   SOLE   0 0 15,100
FREQUENCY THERAPEUTICS, INC COM 35803L108 105 11,000 SH   SOLE   0 0 11,000
GENERAL MILLS INC COM 370334104 837 13,650 SH   SOLE   0 0 13,650
GENTEX CORP COM 371901109 1,125 31,535 SH   SOLE   0 0 31,535
GENUINE PARTS CO COM 372460105 5,517 47,727 SH   SOLE   0 0 47,727
GILEAD SCIENCES INC COM 375558103 1,418 21,936 SH   SOLE   0 0 21,936
GOLDMAN SACHS GROUP INC COM 38141G104 7,380 22,570 SH   SOLE   0 0 22,570
GROUP 1 AUTOMOTIVE COM 398905109 3,543 22,457 SH   SOLE   0 0 22,457
HEIDRICK & STRUGGLES INC COM 422819102 260 7,270 SH   SOLE   0 0 7,270
HELEN OF TROY LTD COM G4388N106 749 3,558 SH   SOLE   0 0 3,558
HILLENBRAND INC COM 431571108 371 7,780 SH   SOLE   0 0 7,780
HONEYWELL INTERNATIONAL COM 438516106 440 2,026 SH   SOLE   0 0 2,026
ILLINOIS TOOL WORKS INC COM 452308109 2,321 10,478 SH   SOLE   0 0 10,478
INTEL CORP COM 458140100 8,472 132,382 SH   SOLE   0 0 132,382
INTERNATIONAL PAPER COM 460146103 4,709 87,084 SH   SOLE   0 0 87,084
INTL BUSINESS MACHINES COM 459200101 3,419 25,657 SH   SOLE   0 0 25,657
INVESCO S&P EQUAL WEIGHT COM 46137V357 287 2,024 SH   SOLE   0 0 2,024
IRON MOUNTAIN INC COM 46284V101 1,049 28,355 SH   SOLE   0 0 28,355
ISHARES MSCI EAFE ETF COM 464287465 2,324 30,631 SH   SOLE   0 0 30,631
ISHARES RUSSELL 2000 VALUE COM 464287630 798 5,001 SH   SOLE   0 0 5,001
ISHARES RUSSELL 3000 INDEX COM 464287689 262 1,105 SH   SOLE   0 0 1,105
ISHARES TR BARCLAYS TIPS BOND COM 464287176 675 5,379 SH   SOLE   0 0 5,379
ITT INC COM 45073V108 2,462 27,078 SH   SOLE   0 0 27,078
JEFFERIES FINANCIAL GROUP INC COM 47233W109 710 23,590 SH   SOLE   0 0 23,590
JOHNSON & JOHNSON COM 478160104 7,170 43,625 SH   SOLE   0 0 43,625
JOHNSON CONTROLS INC COM G51502105 885 14,828 SH   SOLE   0 0 14,828
JPMORGAN CHASE & CO COM 46625H100 936 6,150 SH   SOLE   0 0 6,150
KANSAS CITY SOUTHERN COM 485170302 238 900 SH   SOLE   0 0 900
KIMBERLY-CLARK CORP COM 494368103 4,681 33,666 SH   SOLE   0 0 33,666
KINROSS GOLD CORP NEW COM 496902404 1,124 168,455 SH   SOLE   0 0 168,455
KNOWLES CORP COM 49926D109 750 35,845 SH   SOLE   0 0 35,845
L3HARRIS TECHNOLOGIES INC COM 502431109 975 4,810 SH   SOLE   0 0 4,810
LABORATORY CRP OF AMER HLDGS COM 50540R409 1,095 4,295 SH   SOLE   0 0 4,295
LANDSTAR SYSTEM INC COM 515098101 1,528 9,260 SH   SOLE   0 0 9,260
LCI INDUSTRIES COM 50189K103 1,994 15,072 SH   SOLE   0 0 15,072
LENNAR CORP-A COM 526057104 618 6,100 SH   SOLE   0 0 6,100
LKQ CORP COM 501889208 7,050 166,553 SH   SOLE   0 0 166,553
LOCKHEED MARTIN CORP COM 539830109 5,057 13,686 SH   SOLE   0 0 13,686
LOWE'S COS INC COM 548661107 6,769 35,591 SH   SOLE   0 0 35,591
M/I HOMES INC COM 55305B101 1,367 23,140 SH   SOLE   0 0 23,140
MEDICAL PROPERTIES TRUST INC COM 58463J304 4,059 190,725 SH   SOLE   0 0 190,725
MEDTRONIC PLC COM G5960L103 5,571 47,160 SH   SOLE   0 0 47,160
MERCK & CO INC NEW COM 58933Y105 1,999 25,929 SH   SOLE   0 0 25,929
METLIFE INC COM 59156R108 1,753 28,836 SH   SOLE   0 0 28,836
MICROSOFT CORP COM 594918104 15,524 65,842 SH   SOLE   0 0 65,842
MILLER INDS INC TENN COM NEW COM 600551204 1,160 25,105 SH   SOLE   0 0 25,105
MKS INSTRUMENTS INC COM 55306N104 1,311 7,070 SH   SOLE   0 0 7,070
MODINE MANUFACTURING CO COM 607828100 269 18,195 SH   SOLE   0 0 18,195
MOTOROLA SOLUTIONS INC COM 620076307 833 4,428 SH   SOLE   0 0 4,428
NCR CORP NEW COM 62886E108 847 22,320 SH   SOLE   0 0 22,320
NEW YORK COMMUNITY BANCORP COM 649445103 894 70,840 SH   SOLE   0 0 70,840
NOMAD FOODS LTD COM G6564A105 1,035 37,705 SH   SOLE   0 0 37,705
NOVARTIS A G SPON ADR COM 66987V109 2,938 34,368 SH   SOLE   0 0 34,368
NUTRIEN LTD COM 67077M108 368 6,827 SH   SOLE   0 0 6,827
NVIDIA CORP COM 67066G104 556 1,042 SH   SOLE   0 0 1,042
NYMOX PHARMACEUTICAL CORP COM P73398102 26 11,500 SH   SOLE   0 0 11,500
OMNICOM GROUP INC COM 681919106 6,133 82,717 SH   SOLE   0 0 82,717
ORACLE CORPORATION COM 68389X105 833 11,865 SH   SOLE   0 0 11,865
PACKAGING CORP OF AMERICA COM 695156109 229 1,700 SH   SOLE   0 0 1,700
PARK HOTELS & RESORTS INC COM 700517105 838 38,852 SH   SOLE   0 0 38,852
PATTERSON COS INC COM 703395103 260 8,150 SH   SOLE   0 0 8,150
PENNANTPARK INVESTMENT CORP COM 708062104 109 19,375 SH   SOLE   0 0 19,375
PENTAIR PLC COM G7S00T104 1,596 25,610 SH   SOLE   0 0 25,610
PEPSICO INC COM 713448108 504 3,561 SH   SOLE   0 0 3,561
PFIZER INCORPORATED COM 717081103 6,026 166,319 SH   SOLE   0 0 166,319
PIONEER NATURAL RES CO COM 723787107 743 4,676 SH   SOLE   0 0 4,676
PLANTRONICS INC NEW COM COM 727493108 452 11,627 SH   SOLE   0 0 11,627
PNC FINANCIAL SERVICES GROUP COM 693475105 10,904 62,161 SH   SOLE   0 0 62,161
PROCTER & GAMBLE COM 742718109 1,275 9,414 SH   SOLE   0 0 9,414
PROGRESSIVE CORP COM 743315103 747 7,809 SH   SOLE   0 0 7,809
PRUDENTIAL FINANCIAL INC COM 744320102 547 6,000 SH   SOLE   0 0 6,000
PURE TECH HEALTH PLC COM GB00BY2Z0 551 100,000 SH   SOLE   0 0 100,000
RAYTHEON TECHNOLOGIES COM 75513E101 2,942 38,069 SH   SOLE   0 0 38,069
ROYAL DUTCH SHELL PLC SPONS COM 780259107 254 6,897 SH   SOLE   0 0 6,897
S P D R S&P 500 COM 78462F103 2,748 6,933 SH   SOLE   0 0 6,933
SAFEGUARD SCIENT INC NEW COM 786449207 214 31,450 SH   SOLE   0 0 31,450
SAFETY INSURANCE GROUP INC COM 78648T100 359 4,257 SH   SOLE   0 0 4,257
SALESFORCE.COM COM 79466L302 403 1,900 SH   SOLE   0 0 1,900
SCH US TIPS ETF COM 808524870 362 5,924 SH   SOLE   0 0 5,924
SCHLUMBERGER LTD COM 806857108 586 21,560 SH   SOLE   0 0 21,560
SCHWAB US BROAD MARKET ETF COM 808524102 284 2,935 SH   SOLE   0 0 2,935
SCHWAB US LARGE-CAP GROWTH COM 808524300 354 2,725 SH   SOLE   0 0 2,725
SENSIENT TECHNOLOGIES CORP COM 81725T100 1,444 18,515 SH   SOLE   0 0 18,515
SNAP ON INC COM 833034101 2,743 11,887 SH   SOLE   0 0 11,887
SPECTRUM BRANDS HOLDINGS INC COM 84790A105 3,978 46,804 SH   SOLE   0 0 46,804
STAG INDUSTRIAL INC COM 85254J102 345 10,250 SH   SOLE   0 0 10,250
STRYKER CORP COM 863667101 613 2,516 SH   SOLE   0 0 2,516
SUNCOR ENERGY INC NEW F COM 867224107 2,003 95,833 SH   SOLE   0 0 95,833
TAYLOR MORRISON HOME CORP COM 87724P106 809 26,266 SH   SOLE   0 0 26,266
TE CONNECTIVITY LTD F COM H84989104 4,096 31,727 SH   SOLE   0 0 31,727
TERRITORIAL BANCORP INC COM COM 88145X108 999 37,740 SH   SOLE   0 0 37,740
TRAVELERS COMPANIES INC COM 89417E109 992 6,596 SH   SOLE   0 0 6,596
UFP INDUSTRIES, INC COM 90278Q108 1,118 14,740 SH   SOLE   0 0 14,740
UFP TECHNOLOGIES INC COM 902673102 335 6,730 SH   SOLE   0 0 6,730
UNITEDHEALTH GROUP INC COM 91324P102 7,214 19,390 SH   SOLE   0 0 19,390
UNIVERSAL ELECTRONICS INC COM 913483103 560 10,180 SH   SOLE   0 0 10,180
VANGUARD FTSE EUROPE ETF COM 922042874 602 9,559 SH   SOLE   0 0 9,559
VANGUARD TOTAL INTERNATIONAL S COM 921909768 392 6,247 SH   SOLE   0 0 6,247
VERIZON COMMUNICATIONS COM 92343V104 4,231 72,754 SH   SOLE   0 0 72,754
VERTEX PHARMACEUTICALS COM 92532F100 688 3,200 SH   SOLE   0 0 3,200
VIATRIS INC COM 92556V106 236 16,869 SH   SOLE   0 0 16,869
VISA INC-CLASS A COM 92826C839 2,743 12,957 SH   SOLE   0 0 12,957
ZIMMER BIOMET HOLDINGS INC COM 98956P102 1,327 8,290 SH   SOLE   0 0 8,290
iSHARES BARCLAYS AGGREGATE BON COM 464287226 412 3,619 SH   SOLE   0 0 3,619
iSHARES MSCI EMERGING MARKET I COM 464287234 251 4,709 SH   SOLE   0 0 4,709
iSHARES RUSSELL MIDCAP VALUE COM 464287473 614 5,622 SH   SOLE   0 0 5,622