Regulatory Matters (Tables)

9 Months Ended

Sep. 30, 2020

Regulated Operations [Abstract]

Schedule of Regulatory Capital Amounts and Ratios

The following table presents the regulatory capital amounts and ratios for the Company and the Bank as of dates indicated:

	Actual				Minimum Capital Requirement				To Be Well Capitalized Under Prompt Corrective Provisions
($ in thousands)	Amount		Ratio		Amount		Ratio		Amount		Ratio
September 30, 2020
PCB Bancorp
Common tier 1 capital (to risk-weighted assets)	$	226,728	15.60	%	$	65,404	4.5	%	N/A		N/A
Total capital (to risk-weighted assets)	244,978		16.86	%	116,274		8.0	%	N/A		N/A
Tier 1 capital (to risk-weighted assets)	226,728		15.60	%	87,206		6.0	%	N/A		N/A
Tier 1 capital (to average assets)	226,728		11.40	%	79,532		4.0	%	N/A		N/A
Pacific City Bank
Common tier 1 capital (to risk-weighted assets)	$	222,960	15.34	%	$	65,401	4.5	%	$	94,468	6.5	%
Total capital (to risk-weighted assets)	241,209		16.60	%	116,269		8.0	%	145,336		10.0	%
Tier 1 capital (to risk-weighted assets)	222,960		15.34	%	87,202		6.0	%	116,269		8.0	%
Tier 1 capital (to average assets)	222,960		11.21	%	79,529		4.0	%	99,412		5.0	%
December 31, 2019
PCB Bancorp
Common tier 1 capital (to risk-weighted assets)	$	226,069	15.87	%	$	64,087	4.5	%	N/A		N/A
Total capital (to risk-weighted assets)	240,750		16.90	%	113,933		8.0	%	N/A		N/A
Tier 1 capital (to risk-weighted assets)	226,069		15.87	%	85,450		6.0	%	N/A		N/A
Tier 1 capital (to average assets)	226,069		13.23	%	68,355		4.0	%	N/A		N/A
Pacific City Bank
Common tier 1 capital (to risk-weighted assets)	$	223,241	15.68	%	$	64,084	4.5	%	$	92,566	6.5	%
Total capital (to risk-weighted assets)	237,922		16.71	%	113,928		8.0	%	142,410		10.0	%
Tier 1 capital (to risk-weighted assets)	223,241		15.68	%	85,446		6.0	%	113,928		8.0	%
Tier 1 capital (to average assets)	223,241		13.06	%	68,354		4.0	%	85,442		5.0	%