Regulatory Matters (Tables)

6 Months Ended

Jun. 30, 2020

Regulated Operations [Abstract]

Schedule of Regulatory Capital Amounts and Ratios

The following table presents the regulatory capital amounts and ratios for the Company and the Bank as of dates indicated:

	Actual				Minimum Capital Requirement				To Be Well Capitalized Under Prompt Corrective Provisions
($ in thousands)	Amount		Ratio		Amount		Ratio		Amount		Ratio
June 30, 2020
PCB Bancorp
Common tier 1 capital (to risk-weighted assets)	$	224,570	15.83	%	$	63,828	4.5	%	N/A		N/A
Total capital (to risk-weighted assets)	242,335		17.09	%	113,472		8.0	%	N/A		N/A
Tier 1 capital (to risk-weighted assets)	224,570		15.83	%	85,104		6.0	%	N/A		N/A
Tier 1 capital (to average assets)	224,570		11.49	%	78,175		4.0	%	N/A		N/A
Pacific City Bank
Common tier 1 capital (to risk-weighted assets)	$	220,907	15.58	%	$	63,825	4.5	%	$	92,192	6.5	%
Total capital (to risk-weighted assets)	238,670		16.83	%	113,467		8.0	%	141,834		10.0	%
Tier 1 capital (to risk-weighted assets)	220,907		15.58	%	85,100		6.0	%	113,467		8.0	%
Tier 1 capital (to average assets)	220,907		11.30	%	78,172		4.0	%	97,715		5.0	%
December 31, 2019
PCB Bancorp
Common tier 1 capital (to risk-weighted assets)	$	226,069	15.87	%	$	64,087	4.5	%	N/A		N/A
Total capital (to risk-weighted assets)	240,750		16.90	%	113,933		8.0	%	N/A		N/A
Tier 1 capital (to risk-weighted assets)	226,069		15.87	%	85,450		6.0	%	N/A		N/A
Tier 1 capital (to average assets)	226,069		13.23	%	68,355		4.0	%	N/A		N/A
Pacific City Bank
Common tier 1 capital (to risk-weighted assets)	$	223,241	15.68	%	$	64,084	4.5	%	$	92,566	6.5	%
Total capital (to risk-weighted assets)	237,922		16.71	%	113,928		8.0	%	142,410		10.0	%
Tier 1 capital (to risk-weighted assets)	223,241		15.68	%	85,446		6.0	%	113,928		8.0	%
Tier 1 capital (to average assets)	223,241		13.06	%	68,354		4.0	%	85,442		5.0	%