Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Assets
Cash and due from banks	$ 18,255	$ 17,808
Interest-bearing deposits in other financial institutions	289,348	128,420
Total cash and cash equivalents	307,603	146,228
Securities available-for-sale, at fair value	128,049	97,566
Securities held-to-maturity, at amortized cost (fair value of $20,480 at December 31, 2019)	0	20,154
Total investment securities	128,049	117,720
Loans held-for-sale	4,102	1,975
Loans held-for-investment, net of deferred loan costs (fees)	1,553,589	1,450,831
Allowance for loan losses	(20,248)	(14,380)
Net loans held-for-investment	1,533,341	1,436,451
Premises and equipment, net	4,542	3,760
Federal Home Loan Bank and other restricted stock, at cost	8,447	8,345
Other real estate owned, net	376	0
Deferred tax assets, net	6,347	5,288
Servicing assets	6,399	6,798
Operating lease assets	7,843	8,991
Accrued interest receivable	9,498	5,136
Other assets	4,230	5,636
Total assets	2,020,777	1,746,328
Deposits:
Noninterest-bearing demand	551,415	360,039
Savings, NOW and money market accounts	368,885	362,179
Time deposits of $250,000 or less	466,450	467,363
Time deposits of more than $250,000	260,180	289,726
Total deposits	1,646,930	1,479,307
Federal Home Loan Bank advances	130,000	20,000
Operating lease liabilities	8,758	9,990
Accrued interest payable and other liabilities	7,856	10,197
Total liabilities	1,793,544	1,519,494
Commitments and contingencies
Preferred stock, 10,000,000 shares authorized, no par value, no issued and outstanding shares	0	0
Common stock, 60,000,000 shares authorized, no par value; 15,377,935 and 15,707,016 shares issued and outstanding, respectively, and included 38,400 and 37,400 shares of unvested restricted stock, respectively, at June 30, 2020 and December 31, 2019	163,759	169,221
Retained earnings	61,532	57,670
Accumulated other comprehensive income (loss), net	1,942	(57)
Total shareholders’ equity	227,233	226,834
Total liabilities and shareholders’ equity	$ 2,020,777	$ 1,746,328