The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO Equities 88579Y101   272,341 1,755 SH   DFND   1,755 0 0
3M CO Equities 88579Y101   336,896 2,171 SH   SOLE   1,621 0 550
ABBVIE INC Equities 00287Y109   954,871 4,124 SH   DFND   4,124 0 0
ABBVIE INC Equities 00287Y109   6,993,666 30,205 SH   SOLE   21,038 0 9,167
ACCENTURE PLC-CL A Equities G1151C101   61,897 251 SH   DFND   251 0 0
ACCENTURE PLC-CL A Equities G1151C101   638,201 2,588 SH   SOLE   2,192 0 396
ADOBE INC Equities 00724F101   97,006 275 SH   DFND   275 0 0
ADOBE INC Equities 00724F101   194,365 551 SH   SOLE   501 0 50
ALPHABET INC-CL A Equities 02079K305   2,340,081 9,626 SH   DFND   1,750 0 7,876
ALPHABET INC-CL A Equities 02079K305   10,634,653 43,746 SH   SOLE   22,514 0 21,232
ALPHABET INC-CL C Equities 02079K107   1,938,902 7,961 SH   DFND   85 0 7,876
ALPHABET INC-CL C Equities 02079K107   2,107,195 8,652 SH   SOLE   5,187 0 3,465
ALTA PROPERTIES, INC. Equities 863012544   181,626 24,544 SH   DFND   24,544 0 0
ALTRIA GROUP INC Equities 02209S103   225,000 3,406 SH   DFND   3,406 0 0
ALTRIA GROUP INC Equities 02209S103   377,401 5,713 SH   SOLE   4,513 0 1,200
AMERICAN TOWER CORP Equities 03027X100   267,902 1,393 SH   SOLE   393 0 1,000
AMERIPRISE FINANCIAL INC Equities 03076C106   2,664,049 5,423 SH   SOLE   2,342 0 3,081
AMPLIFY CYBERSECURITY ETF Equities 032108664   105,028 1,210 SH   DFND   1,210 0 0
AMPLIFY CYBERSECURITY ETF Equities 032108664   232,624 2,680 SH   SOLE   1,640 0 1,040
ANALOG DEVICES INC Equities 032654105   293,857 1,196 SH   DFND   204 0 992
ANALOG DEVICES INC Equities 032654105   1,720 7 SH   SOLE   7 0 0
ARISTA NETWORKS INC Equities 040413205   1,695,482 11,636 SH   SOLE   2,380 0 9,256
ASTRAZENECA PLC-SPONS ADR Equities 046353108   1,248,771 16,277 SH   SOLE   4,386 0 11,891
BLACKROCK INC Equities 09290D101   228,511 196 SH   DFND   196 0 0
BLACKROCK INC Equities 09290D101   1,673,023 1,435 SH   SOLE   1,037 0 398
BLACKROCK SHORT DURATION BOND E Fixed Income 46431W507   1,233,694 24,058 SH   DFND   24,058 0 0
BLACKROCK SHORT DURATION BOND E Fixed Income 46431W507   4,675,710 91,180 SH   SOLE   74,462 0 16,718
BLACKSTONE INC Equities 09260D107   3,588 21 SH   DFND   21 0 0
BLACKSTONE INC Equities 09260D107   910,631 5,330 SH   SOLE   1,481 0 3,849
BOOKING HOLDINGS INC Equities 09857L108   2,111,115 391 SH   SOLE   128 0 263
BRISTOL-MYERS SQUIBB CO Equities 110122108   321,924 7,138 SH   DFND   7,138 0 0
BRISTOL-MYERS SQUIBB CO Equities 110122108   244,758 5,427 SH   SOLE   2,274 0 3,153
BROADCOM INC Equities 11135F101   1,379,354 4,181 SH   DFND   1,081 0 3,100
BROADCOM INC Equities 11135F101   5,975,990 18,114 SH   SOLE   9,392 0 8,722
CAPITAL ONE FINANCIAL CORP Equities 14040H105   21,258 100 SH   DFND   100 0 0
CAPITAL ONE FINANCIAL CORP Equities 14040H105   625,410 2,942 SH   SOLE   2,647 0 295
CARLISLE COS INC Equities 142339100   1,830,662 5,565 SH   SOLE   50 0 5,515
CARRIER GLOBAL CORP Equities 14448C104   50,984 854 SH   DFND   854 0 0
CARRIER GLOBAL CORP Equities 14448C104   386,140 6,468 SH   SOLE   4,050 0 2,418
CATERPILLAR INC Equities 149123101   229,032 480 SH   DFND   480 0 0
CATERPILLAR INC Equities 149123101   1,367,035 2,865 SH   SOLE   2,738 0 127
CF INDUSTRIES HOLDINGS INC Equities 125269100   666,740 7,433 SH   SOLE   4,583 0 2,850
CHEVRON CORP Equities 166764100   279,367 1,799 SH   DFND   1,799 0 0
CHEVRON CORP Equities 166764100   4,431,666 28,538 SH   SOLE   13,721 0 14,817
CHIPOTLE MEXICAN GRILL INC Equities 169656105   287,459 7,335 SH   SOLE   2,765 0 4,570
CHUBB LTD Equities H1467J104   22,580 80 SH   DFND   80 0 0
CHUBB LTD Equities H1467J104   685,585 2,429 SH   SOLE   2,329 0 100
CISCO SYSTEMS INC Equities 17275R102   456,225 6,668 SH   DFND   3,318 0 3,350
CISCO SYSTEMS INC Equities 17275R102   2,592,092 37,885 SH   SOLE   20,714 0 17,171
CITIGROUP INC Equities 172967424   688,272 6,781 SH   SOLE   6,187 0 594
COCA-COLA CO/THE Equities 191216100   175,483 2,646 SH   DFND   2,646 0 0
COCA-COLA CO/THE Equities 191216100   6,997,490 105,511 SH   SOLE   99,252 0 6,259
COLGATE-PALMOLIVE CO Equities 194162103   1,197,022 14,974 SH   SOLE   4,930 0 10,044
COMMUNICATION SERVICES SECTOR S Equities 81369Y852   69,602 588 SH   DFND   588 0 0
COMMUNICATION SERVICES SECTOR S Equities 81369Y852   204,780 1,730 SH   SOLE   1,055 0 675
CONOCOPHILLIPS Equities 20825C104   5,202 55 SH   DFND   55 0 0
CONOCOPHILLIPS Equities 20825C104   1,440,700 15,231 SH   SOLE   9,603 0 5,628
CONSOLIDATED EDISON INC Equities 209115104   211,494 2,104 SH   SOLE   1,898 0 206
CONSUMER DISCRETIONARY SECTOR S Equities 81369Y407   1,653,276 6,899 SH   SOLE   6,394 0 505
CONSUMER STAPLES SELECT SECTOR Equities 81369Y308   10,188 130 SH   DFND   130 0 0
CONSUMER STAPLES SELECT SECTOR Equities 81369Y308   272,884 3,482 SH   SOLE   2,140 0 1,342
COSTCO WHOLESALE CORP Equities 22160K105   627,577 678 SH   DFND   678 0 0
COSTCO WHOLESALE CORP Equities 22160K105   7,913,211 8,549 SH   SOLE   5,899 0 2,650
CSX CORP Equities 126408103   371,328 10,457 SH   SOLE   2,705 0 7,752
CUMMINS INC Equities 231021106   12,671 30 SH   DFND   30 0 0
CUMMINS INC Equities 231021106   1,029,316 2,437 SH   SOLE   1,421 0 1,016
DANAHER CORP Equities 235851102   899,109 4,535 SH   SOLE   1,769 0 2,766
DEERE & CO Equities 244199105   255,151 558 SH   DFND   558 0 0
DEERE & CO Equities 244199105   893,486 1,954 SH   SOLE   1,108 0 846
DICKS SPORTING GOODS INC Equities 253393102   366,663 1,650 SH   SOLE   660 0 990
DIGITAL REALTY TRUST INC Equities 253868103   31,118 180 SH   DFND   180 0 0
DIGITAL REALTY TRUST INC Equities 253868103   754,621 4,365 SH   SOLE   1,730 0 2,635
DR HORTON INC Equities 23331A109   986,146 5,819 SH   SOLE   1,640 0 4,179
DTE ENERGY COMPANY Equities 233331107   414,531 2,931 SH   SOLE   2,031 0 900
DUPONT DE NEMOURS INC Equities 26614N102   282,465 3,626 SH   SOLE   1,468 0 2,158
EATON CORP PLC Equities G29183103   1,416,911 3,786 SH   DFND   866 0 2,920
EATON CORP PLC Equities G29183103   733,156 1,959 SH   SOLE   477 0 1,482
ECOLAB INC Equities 278865100   2,288,648 8,357 SH   SOLE   5,355 0 3,002
ELECTRONIC ARTS INC Equities 285512109   818,700 4,059 SH   SOLE   1,183 0 2,876
ELI LILLY & CO Equities 532457108   605,059 793 SH   DFND   793 0 0
ELI LILLY & CO Equities 532457108   6,879,971 9,017 SH   SOLE   7,458 0 1,559
EMERSON ELECTRIC CO Equities 291011104   243,732 1,858 SH   DFND   1,858 0 0
EMERSON ELECTRIC CO Equities 291011104   1,191,377 9,082 SH   SOLE   7,657 0 1,425
ENBRIDGE INC Equities 29250N105   269,507 5,341 SH   DFND   5,341 0 0
ENBRIDGE INC Equities 29250N105   743,629 14,737 SH   SOLE   8,142 0 6,595
ENERGY SELECT SECTOR SPDR FUND Equities 81369Y506   219,419 2,456 SH   DFND   2,456 0 0
ENERGY SELECT SECTOR SPDR FUND Equities 81369Y506   116,142 1,300 SH   SOLE   1,270 0 30
EOG RESOURCES INC Equities 26875P101   1,018,834 9,087 SH   SOLE   5,076 0 4,011
EQUINIX INC Equities 29444U700   339,926 434 SH   SOLE   113 0 321
EXELON CORP Equities 30161N101   641,618 14,255 SH   SOLE   3,719 0 10,536
EXTRA SPACE STORAGE INC Equities 30225T102   237,625 1,686 SH   SOLE   1,031 0 655
EXXON MOBIL CORP Equities 30231G102   1,204,283 10,681 SH   DFND   10,681 0 0
EXXON MOBIL CORP Equities 30231G102   1,826,099 16,196 SH   SOLE   11,385 0 4,811
FEDEX CORP Equities 31428X106   531,752 2,255 SH   DFND   2,255 0 0
FEDEX CORP Equities 31428X106   503,690 2,136 SH   SOLE   2,136 0 0
FIDELITY NATIONAL INFO SERV Equities 31620M106   217,932 3,305 SH   SOLE   1,305 0 2,000
FINANCIAL SELECT SECTOR SPDR FU Equities 81369Y605   853,786 15,849 SH   SOLE   13,390 0 2,459
FISERV INC Equities 337738108   4,641 36 SH   DFND   36 0 0
FISERV INC Equities 337738108   1,181,643 9,165 SH   SOLE   8,099 0 1,066
GENERAL DYNAMICS CORP Equities 369550108   497,178 1,458 SH   SOLE   1,395 0 63
GENERAL MILLS INC Equities 370334104   40,235 798 SH   DFND   798 0 0
GENERAL MILLS INC Equities 370334104   211,562 4,196 SH   SOLE   2,296 0 1,900
GILEAD SCIENCES INC Equities 375558103   54,945 495 SH   DFND   495 0 0
GILEAD SCIENCES INC Equities 375558103   564,213 5,083 SH   SOLE   4,983 0 100
GLOBAL X S&P 500 CATHOLIC VALUE Equities 37954Y889   548,361 6,765 SH   SOLE   0 0 6,765
GOLDMAN ACTIVEBETA U.S. LARGE C Equities 381430503   1,087,838 8,350 SH   SOLE   8,350 0 0
GOLDMAN SACHS GROUP INC Equities 38141G104   14,334 18 SH   DFND   18 0 0
GOLDMAN SACHS GROUP INC Equities 38141G104   2,238,540 2,811 SH   SOLE   2,594 0 217
HEALTH CARE SELECT SECTOR SPDR Equities 81369Y209   100,898 725 SH   DFND   725 0 0
HEALTH CARE SELECT SECTOR SPDR Equities 81369Y209   1,651,113 11,864 SH   SOLE   10,673 0 1,191
HOME DEPOT INC Equities 437076102   91,573 226 SH   DFND   226 0 0
HOME DEPOT INC Equities 437076102   1,455,442 3,592 SH   SOLE   1,668 0 1,924
HONEYWELL INTERNATIONAL INC Equities 438516106   195,555 929 SH   DFND   929 0 0
HONEYWELL INTERNATIONAL INC Equities 438516106   793,375 3,769 SH   SOLE   2,793 0 976
HP INC Equities 40434L105   751,657 27,604 SH   SOLE   8,673 0 18,931
ILLINOIS TOOL WORKS Equities 452308109   18,253 70 SH   DFND   70 0 0
ILLINOIS TOOL WORKS Equities 452308109   1,814,107 6,957 SH   SOLE   4,032 0 2,925
INDUSTRIAL SELECT SECTOR SPDR F Equities 81369Y704   269,903 1,750 SH   SOLE   50 0 1,700
INTL BUSINESS MACHINES CORP Equities 459200101   828,704 2,937 SH   DFND   2,537 0 400
INTL BUSINESS MACHINES CORP Equities 459200101   1,990,074 7,053 SH   SOLE   4,152 0 2,901
INVESCO QQQ TRUST SERIES 1 Equities 46090E103   152,494 254 SH   DFND   254 0 0
INVESCO QQQ TRUST SERIES 1 Equities 46090E103   5,330,685 8,879 SH   SOLE   7,922 0 957
INVESCO S&P SMALLCAP HEALTH CAR Equities 46138E149   10,484 252 SH   DFND   252 0 0
INVESCO S&P SMALLCAP HEALTH CAR Equities 46138E149   914,513 21,981 SH   SOLE   21,981 0 0
INVITATION HOMES INC Equities 46187W107   104,122 3,550 SH   DFND   3,550 0 0
INVITATION HOMES INC Equities 46187W107   181,171 6,177 SH   SOLE   3,339 0 2,838
ISHARES 0-5 YEAR HIGH YIELD COR Fixed Income 46434V407   285,780 6,600 SH   DFND   6,600 0 0
ISHARES 0-5 YEAR HIGH YIELD COR Fixed Income 46434V407   541,337 12,502 SH   SOLE   9,677 0 2,825
ISHARES 1-3 YEAR TREASURY BOND Fixed Income 464287457   156,628 1,888 SH   DFND   1,888 0 0
ISHARES 1-3 YEAR TREASURY BOND Fixed Income 464287457   359,632 4,335 SH   SOLE   2,020 0 2,315
ISHARES 3-7 YEAR TREASURY BOND Fixed Income 464288661   88,318 739 SH   DFND   739 0 0
ISHARES 3-7 YEAR TREASURY BOND Fixed Income 464288661   942,695 7,888 SH   SOLE   7,888 0 0
ISHARES 5-10 YEAR INVEST GRADE Fixed Income 464288638   212,466 3,928 SH   DFND   3,928 0 0
ISHARES 5-10 YEAR INVEST GRADE Fixed Income 464288638   1,903,535 35,192 SH   SOLE   33,000 0 2,192
ISHARES 7-10 YEAR TREASURY BOND Fixed Income 464287440   24,983 259 SH   DFND   259 0 0
ISHARES 7-10 YEAR TREASURY BOND Fixed Income 464287440   452,590 4,692 SH   SOLE   4,645 0 47
ISHARES AAA - A RATED CORPORATE Fixed Income 46429B291   522,652 10,783 SH   SOLE   8,624 0 2,159
ISHARES AGENCY BOND ETF Fixed Income 464288166   6,733 61 SH   DFND   61 0 0
ISHARES AGENCY BOND ETF Fixed Income 464288166   211,579 1,917 SH   SOLE   1,417 0 500
ISHARES BROAD USD INVEST GRADE Fixed Income 464288620   773,848 14,819 SH   SOLE   8,812 0 6,007
ISHARES CORE MSCI EAFE ETF Equities 46432F842   1,683,686 19,284 SH   DFND   19,284 0 0
ISHARES CORE MSCI EAFE ETF Equities 46432F842   10,008,956 114,637 SH   SOLE   90,310 0 24,327
ISHARES CORE MSCI EMERGING MARK Equities 46434G103   276,864 4,200 SH   DFND   4,200 0 0
ISHARES CORE MSCI EMERGING MARK Equities 46434G103   728,086 11,045 SH   SOLE   7,855 0 3,190
ISHARES CORE S&P 500 ETF Equities 464287200   1,258,284 1,880 SH   DFND   1,880 0 0
ISHARES CORE S&P 500 ETF Equities 464287200   16,838,919 25,159 SH   SOLE   19,052 0 6,107
ISHARES CORE S&P MID-CAP ETF Equities 464287507   444,682 6,814 SH   DFND   6,814 0 0
ISHARES CORE S&P MID-CAP ETF Equities 464287507   11,718,412 179,565 SH   SOLE   167,065 0 12,500
ISHARES CORE S&P SMALL-CAP ETF Equities 464287804   165,887 1,396 SH   DFND   1,396 0 0
ISHARES CORE S&P SMALL-CAP ETF Equities 464287804   6,026,820 50,718 SH   SOLE   40,384 0 10,334
ISHARES CORE S&P TOTAL U.S. STO Equities 464287150   840,983 5,774 SH   DFND   5,774 0 0
ISHARES CORE S&P TOTAL U.S. STO Equities 464287150   3,763,450 25,839 SH   SOLE   24,868 0 971
ISHARES CORE TOTAL USD BOND MAR Fixed Income 46434V613   720,969 15,435 SH   DFND   15,435 0 0
ISHARES CORE TOTAL USD BOND MAR Fixed Income 46434V613   2,109,564 45,163 SH   SOLE   41,711 0 3,452
ISHARES CORE U.S. AGGREGATE BON Fixed Income 464287226   639,595 6,380 SH   DFND   6,380 0 0
ISHARES CORE U.S. AGGREGATE BON Fixed Income 464287226   13,644,627 136,106 SH   SOLE   90,591 0 45,515
ISHARES ESG AWARE MSCI EAFE ETF Equities 46435G516   2,836,076 30,502 SH   SOLE   10,320 0 20,182
ISHARES ESG AWARE MSCI EM ETF Equities 46434G863   752,642 17,334 SH   SOLE   992 0 16,342
ISHARES ESG AWARE MSCI USA ETF Equities 46435G425   101,920 700 SH   DFND   700 0 0
ISHARES ESG AWARE MSCI USA ETF Equities 46435G425   1,800,635 12,367 SH   SOLE   5,382 0 6,985
ISHARES ESG AWARE MSCI USA SMAL Equities 46435U663   422,400 9,370 SH   SOLE   600 0 8,770
ISHARES ESG SCREENED S&P 500 ET Equities 46436E569   327,881 6,364 SH   SOLE   0 0 6,364
ISHARES GLOBAL CLEAN ENERGY ETF Equities 464288224   203,547 13,149 SH   SOLE   11,615 0 1,534
ISHARES GLOBAL INFRASTRUCTURE E Equities 464288372   108,732 1,779 SH   DFND   1,779 0 0
ISHARES GLOBAL INFRASTRUCTURE E Equities 464288372   456,505 7,469 SH   SOLE   6,734 0 735
ISHARES GLOBAL TECH ETF Equities 464287291   151,203 1,465 SH   DFND   1,465 0 0
ISHARES GLOBAL TECH ETF Equities 464287291   707,608 6,856 SH   SOLE   4,361 0 2,495
ISHARES GOLD TRUST Equities 464285204   139,791 1,921 SH   DFND   1,921 0 0
ISHARES GOLD TRUST Equities 464285204   138,190 1,899 SH   SOLE   1,300 0 599
ISHARES IBONDS DEC 2025 TERM CO Fixed Income 46434VBD1   112,373 4,461 SH   DFND   4,461 0 0
ISHARES IBONDS DEC 2025 TERM CO Fixed Income 46434VBD1   1,253,631 49,767 SH   SOLE   36,290 0 13,477
ISHARES IBONDS DEC 2025 TERM TR Fixed Income 46436E866   50,001 2,140 SH   DFND   2,140 0 0
ISHARES IBONDS DEC 2025 TERM TR Fixed Income 46436E866   947,825 40,566 SH   SOLE   34,401 0 6,165
ISHARES IBONDS DEC 2026 TERM CO Fixed Income 46435GAA0   113,117 4,655 SH   DFND   4,655 0 0
ISHARES IBONDS DEC 2026 TERM CO Fixed Income 46435GAA0   1,454,234 59,845 SH   SOLE   41,371 0 18,474
ISHARES IBONDS DEC 2026 TERM TR Fixed Income 46436E858   50,261 2,190 SH   DFND   2,190 0 0
ISHARES IBONDS DEC 2026 TERM TR Fixed Income 46436E858   1,560,026 67,975 SH   SOLE   64,975 0 3,000
ISHARES IBONDS DEC 2027 TERM CO Fixed Income 46435UAA9   113,911 4,680 SH   DFND   4,680 0 0
ISHARES IBONDS DEC 2027 TERM CO Fixed Income 46435UAA9   1,328,234 54,570 SH   SOLE   38,595 0 15,975
ISHARES IBONDS DEC 2027 TERM TR Fixed Income 46436E841   50,670 2,250 SH   DFND   2,250 0 0
ISHARES IBONDS DEC 2027 TERM TR Fixed Income 46436E841   1,425,066 63,280 SH   SOLE   60,200 0 3,080
ISHARES IBONDS DEC 2028 TERM CO Fixed Income 46435U515   114,712 4,495 SH   DFND   4,495 0 0
ISHARES IBONDS DEC 2028 TERM CO Fixed Income 46435U515   1,001,150 39,230 SH   SOLE   27,037 0 12,193
ISHARES IBONDS DEC 2028 TERM TR Fixed Income 46436E833   50,814 2,270 SH   DFND   2,270 0 0
ISHARES IBONDS DEC 2028 TERM TR Fixed Income 46436E833   1,238,473 55,326 SH   SOLE   52,211 0 3,115
ISHARES IBONDS DEC 2029 TERM CO Fixed Income 46436E205   50,930 2,170 SH   DFND   2,170 0 0
ISHARES IBONDS DEC 2029 TERM CO Fixed Income 46436E205   691,051 29,444 SH   SOLE   21,547 0 7,897
ISHARES IBONDS DEC 2029 TERM TR Fixed Income 46436E825   51,155 2,330 SH   DFND   2,330 0 0
ISHARES IBONDS DEC 2029 TERM TR Fixed Income 46436E825   1,123,745 51,184 SH   SOLE   51,184 0 0
ISHARES IBONDS DEC 2030 TERM CO Fixed Income 46436E726   752,923 33,992 SH   SOLE   25,893 0 8,099
ISHARES IBONDS DEC 2030 TERM TR Fixed Income 46436E593   513,610 25,842 SH   SOLE   25,842 0 0
ISHARES IBONDS DEC 2031 TERM CO Fixed Income 46436E486   696,080 32,803 SH   SOLE   19,971 0 12,832
ISHARES IBONDS DEC 2031 TERM TR Fixed Income 46436E460   383,116 18,625 SH   SOLE   18,625 0 0
ISHARES IBONDS DEC 2032 TERM CO Fixed Income 46436E312   638,066 24,905 SH   SOLE   16,497 0 8,408
ISHARES IBONDS DEC 2033 TERM CO Fixed Income 46436E130   633,900 24,167 SH   SOLE   16,079 0 8,088
ISHARES IBONDS DEC 2034 TERM CO Fixed Income 46438G653   615,269 23,244 SH   SOLE   15,919 0 7,325
ISHARES IBOXX $ INVEST GRADE CO Fixed Income 464287242   497,156 4,460 SH   DFND   4,460 0 0
ISHARES IBOXX $ INVEST GRADE CO Fixed Income 464287242   709,284 6,363 SH   SOLE   3,198 0 3,165
ISHARES J.P. MORGAN USD EM BOND Fixed Income 464288281   17,325 182 SH   DFND   182 0 0
ISHARES J.P. MORGAN USD EM BOND Fixed Income 464288281   388,185 4,078 SH   SOLE   4,035 0 43
ISHARES MBS ETF Fixed Income 464288588   104,665 1,100 SH   DFND   1,100 0 0
ISHARES MBS ETF Fixed Income 464288588   1,234,857 12,978 SH   SOLE   7,989 0 4,989
ISHARES MSCI ACWI ETF Equities 464288257   1,252,454 9,060 SH   SOLE   9,060 0 0
ISHARES MSCI EAFE ETF Equities 464287465   3,922 42 SH   DFND   42 0 0
ISHARES MSCI EAFE ETF Equities 464287465   2,532,568 27,124 SH   SOLE   26,690 0 434
ISHARES MSCI EAFE GROWTH ETF Equities 464288885   170,820 1,500 SH   DFND   1,500 0 0
ISHARES MSCI EAFE GROWTH ETF Equities 464288885   455,406 3,999 SH   SOLE   3,109 0 890
ISHARES MSCI EAFE SMALL-CAP ETF Equities 464288273   452,418 5,897 SH   SOLE   4,111 0 1,786
ISHARES MSCI EAFE VALUE ETF Equities 464288877   33,915 500 SH   DFND   500 0 0
ISHARES MSCI EAFE VALUE ETF Equities 464288877   6,273,190 92,484 SH   SOLE   61,644 0 30,840
ISHARES MSCI EMERGING MARKETS E Equities 46434G764   376,638 5,579 SH   DFND   5,579 0 0
ISHARES MSCI EMERGING MARKETS E Equities 46434G764   4,537,482 67,212 SH   SOLE   44,075 0 23,137
ISHARES MSCI KLD 400 SOCIAL ETF Equities 464288570   730,258 5,798 SH   SOLE   4,848 0 950
ISHARES MSCI USA MIN VOL FACTOR Equities 46429B697   1,042,734 10,960 SH   DFND   10,960 0 0
ISHARES MSCI USA MIN VOL FACTOR Equities 46429B697   3,846,986 40,435 SH   SOLE   31,730 0 8,705
ISHARES MSCI USA QUALITY FACTOR Equities 46432F339   325,788 1,675 SH   DFND   1,675 0 0
ISHARES MSCI USA QUALITY FACTOR Equities 46432F339   10,990,028 56,504 SH   SOLE   43,443 0 13,061
ISHARES MSCI USA VALUE FACTOR E Equities 46432F388   486,695 3,892 SH   SOLE   2,486 0 1,406
ISHARES NATIONAL MUNI BOND ETF Fixed Income 464288414   645,329 6,060 SH   SOLE   4,000 0 2,060
ISHARES PREFERRED AND INCOME SE Fixed Income 464288687   326,382 10,322 SH   DFND   10,322 0 0
ISHARES PREFERRED AND INCOME SE Fixed Income 464288687   927,288 29,326 SH   SOLE   22,141 0 7,185
ISHARES RUSSELL 1000 ETF Equities 464287622   1,351,911 3,699 SH   SOLE   1,270 0 2,429
ISHARES RUSSELL 1000 GROWTH ETF Equities 464287614   2,263,826 4,833 SH   DFND   4,833 0 0
ISHARES RUSSELL 1000 GROWTH ETF Equities 464287614   32,772,306 69,965 SH   SOLE   68,202 0 1,763
ISHARES RUSSELL 1000 VALUE ETF Equities 464287598   321,469 1,579 SH   DFND   1,579 0 0
ISHARES RUSSELL 1000 VALUE ETF Equities 464287598   9,686,405 47,578 SH   SOLE   46,740 0 838
ISHARES RUSSELL 2000 ETF Equities 464287655   349,390 1,444 SH   DFND   1,444 0 0
ISHARES RUSSELL 2000 ETF Equities 464287655   1,726,869 7,137 SH   SOLE   5,692 0 1,445
ISHARES RUSSELL 2000 GROWTH ETF Equities 464287648   96,012 300 SH   DFND   300 0 0
ISHARES RUSSELL 2000 GROWTH ETF Equities 464287648   3,716,304 11,612 SH   SOLE   11,407 0 205
ISHARES RUSSELL MID-CAP ETF Equities 464287499   342,366 3,546 SH   DFND   3,546 0 0
ISHARES RUSSELL MID-CAP ETF Equities 464287499   1,521,918 15,763 SH   SOLE   13,566 0 2,197
ISHARES RUSSELL MID-CAP VALUE E Equities 464287473   72,628 520 SH   DFND   520 0 0
ISHARES RUSSELL MID-CAP VALUE E Equities 464287473   180,314 1,291 SH   SOLE   1,264 0 27
ISHARES S&P 500 GROWTH ETF Equities 464287309   3,113,248 25,789 SH   SOLE   25,789 0 0
ISHARES S&P 500 VALUE ETF Equities 464287408   1,228,321 5,948 SH   SOLE   4,942 0 1,006
ISHARES S&P MID-CAP 400 GROWTH Equities 464287606   292,656 3,052 SH   DFND   3,052 0 0
ISHARES S&P MID-CAP 400 GROWTH Equities 464287606   470,820 4,910 SH   SOLE   3,810 0 1,100
ISHARES S&P MID-CAP 400 VALUE E Equities 464287705   241,279 1,860 SH   DFND   1,860 0 0
ISHARES S&P MID-CAP 400 VALUE E Equities 464287705   345,055 2,660 SH   SOLE   1,740 0 920
ISHARES S&P SMALL-CAP 600 GROWT Equities 464287887   300,546 2,124 SH   DFND   2,124 0 0
ISHARES S&P SMALL-CAP 600 GROWT Equities 464287887   474,591 3,354 SH   SOLE   2,730 0 624
ISHARES S&P SMALL-CAP 600 VALUE Equities 464287879   210,121 1,900 SH   DFND   1,900 0 0
ISHARES S&P SMALL-CAP 600 VALUE Equities 464287879   146,532 1,325 SH   SOLE   1,325 0 0
ISHARES SELECT DIVIDEND ETF Equities 464287168   59,682 420 SH   DFND   420 0 0
ISHARES SELECT DIVIDEND ETF Equities 464287168   733,520 5,162 SH   SOLE   4,987 0 175
ISHARES SHORT TREASURY BOND ETF Fixed Income 464288679   476,212 4,310 SH   SOLE   2,260 0 2,050
ISHARES TR 0-5 YR TIPS ETF Fixed Income 46429B747   2,556,093 24,730 SH   SOLE   9,800 0 14,930
ISHARES TREASURY FLOATING RATE Fixed Income 46434V860   390,808 7,725 SH   DFND   7,725 0 0
ISHARES TREASURY FLOATING RATE Fixed Income 46434V860   5,642,404 111,532 SH   SOLE   83,512 0 28,020
ISHARES U.S. AEROSPACE & DEFENS Equities 464288760   229,349 1,096 SH   SOLE   1,056 0 40
ISHARES U.S. MEDICAL DEVICES ET Equities 464288810   60,080 1,000 SH   DFND   1,000 0 0
ISHARES U.S. MEDICAL DEVICES ET Equities 464288810   1,315,331 21,893 SH   SOLE   21,354 0 539
ISHARES U.S. TECHNOLOGY ETF Equities 464287721   283,214 1,446 SH   DFND   1,446 0 0
ISHARES U.S. TECHNOLOGY ETF Equities 464287721   5,272,943 26,922 SH   SOLE   25,173 0 1,749
ISHARES U.S. TREASURY BOND ETF Fixed Income 46429B267   578,879 25,038 SH   DFND   25,038 0 0
ISHARES U.S. TREASURY BOND ETF Fixed Income 46429B267   11,488,074 496,889 SH   SOLE   294,183 0 202,706
JACOBS SOLUTIONS INC Equities 46982L108   255,661 1,706 SH   SOLE   575 0 1,131
JOHNSON & JOHNSON Equities 478160104   860,349 4,640 SH   DFND   4,640 0 0
JOHNSON & JOHNSON Equities 478160104   2,370,966 12,787 SH   SOLE   10,682 0 2,105
JOHNSON CONTROLS INTERNATION Equities G51502105   192,852 1,754 SH   DFND   1,754 0 0
JOHNSON CONTROLS INTERNATION Equities G51502105   251,895 2,291 SH   SOLE   2,291 0 0
JPMORGAN CHASE & CO Equities 46625H100   1,708,369 5,416 SH   DFND   5,416 0 0
JPMORGAN CHASE & CO Equities 46625H100   7,276,970 23,070 SH   SOLE   14,573 0 8,497
JPMORGAN INCOME ETF Fixed Income 46641Q159   233,906 5,040 SH   DFND   5,040 0 0
JPMORGAN INCOME ETF Fixed Income 46641Q159   2,528,092 54,473 SH   SOLE   52,473 0 2,000
JPMORGAN NASDAQ EQUITY PREMIUM Equities 46654Q203   420,471 7,310 SH   SOLE   7,230 0 80
JPMORGAN ULTRA-SHORT INCOME ETF Fixed Income 46641Q837   560,719 11,053 SH   SOLE   6,572 0 4,481
KIMBERLY-CLARK CORP Equities 494368103   291,453 2,344 SH   SOLE   1,211 0 1,133
KIMCO REALTY CORPORATION Equities 49446R109   345,230 15,800 SH   SOLE   8,330 0 7,470
KKR & CO INC Equities 48251W104   205,711 1,583 SH   DFND   1,583 0 0
KKR & CO INC Equities 48251W104   49,381 380 SH   SOLE   380 0 0
KLA CORP Equities 482480100   2,116,213 1,962 SH   SOLE   625 0 1,337
KROGER CO Equities 501044101   252,788 3,750 SH   SOLE   1,380 0 2,370
LAM RESEARCH CORP Equities 512807306   1,453,083 10,852 SH   SOLE   4,946 0 5,906
LOCKHEED MARTIN CORP Equities 539830109   61,902 124 SH   DFND   124 0 0
LOCKHEED MARTIN CORP Equities 539830109   290,041 581 SH   SOLE   506 0 75
LOWES COS INC Equities 548661107   40,210 160 SH   DFND   160 0 0
LOWES COS INC Equities 548661107   2,259,528 8,991 SH   SOLE   5,148 0 3,843
MARVELL TECHNOLOGY INC Equities 573874104   232,454 2,765 SH   SOLE   1,290 0 1,475
MASCO CORP Equities 574599106   1,111,177 15,786 SH   SOLE   6,957 0 8,829
MASTERCARD INC - A Equities 57636Q104   3,982 7 SH   DFND   7 0 0
MASTERCARD INC - A Equities 57636Q104   2,950,986 5,188 SH   SOLE   2,969 0 2,219
MATERIALS SELECT SECTOR SPDR FU Equities 81369Y100   98,582 1,100 SH   DFND   1,100 0 0
MATERIALS SELECT SECTOR SPDR FU Equities 81369Y100   321,108 3,583 SH   SOLE   2,818 0 765
MCDONALDS CORP Equities 580135101   171,698 565 SH   DFND   565 0 0
MCDONALDS CORP Equities 580135101   1,529,478 5,033 SH   SOLE   4,563 0 470
MCKESSON CORP Equities 58155Q103   4,635 6 SH   DFND   6 0 0
MCKESSON CORP Equities 58155Q103   1,474,779 1,909 SH   SOLE   1,193 0 716
MEDTRONIC PLC Equities G5960L103   9,905 104 SH   DFND   104 0 0
MEDTRONIC PLC Equities G5960L103   319,244 3,352 SH   SOLE   2,702 0 650
MERCK & CO. INC. Equities 58933Y105   672,783 8,016 SH   DFND   8,016 0 0
MERCK & CO. INC. Equities 58933Y105   1,620,940 19,313 SH   SOLE   8,441 0 10,872
META PLATFORMS INC-CLASS A Equities 30303M102   14,688 20 SH   DFND   20 0 0
META PLATFORMS INC-CLASS A Equities 30303M102   2,654,784 3,615 SH   SOLE   2,720 0 895
METLIFE INC Equities 59156R108   827,160 10,042 SH   SOLE   4,081 0 5,961
MICRON TECHNOLOGY INC Equities 595112103   15,059 90 SH   DFND   90 0 0
MICRON TECHNOLOGY INC Equities 595112103   896,333 5,357 SH   SOLE   4,000 0 1,357
MICROSOFT CORP Equities 594918104   5,027,223 9,706 SH   DFND   8,165 0 1,541
MICROSOFT CORP Equities 594918104   19,200,407 37,070 SH   SOLE   23,530 0 13,540
MONDELEZ INTERNATIONAL INC-A Equities 609207105   196,218 3,141 SH   DFND   3,141 0 0
MONDELEZ INTERNATIONAL INC-A Equities 609207105   432,480 6,923 SH   SOLE   3,790 0 3,133
MOTOROLA SOLUTIONS INC Equities 620076307   74,081 162 SH   DFND   162 0 0
MOTOROLA SOLUTIONS INC Equities 620076307   452,717 990 SH   SOLE   0 0 990
NETFLIX INC Equities 64110L106   141,473 118 SH   DFND   36 0 82
NETFLIX INC Equities 64110L106   1,228,893 1,025 SH   SOLE   436 0 589
NEXTERA ENERGY INC Equities 65339F101   389,528 5,160 SH   DFND   2,200 0 2,960
NEXTERA ENERGY INC Equities 65339F101   779,208 10,322 SH   SOLE   4,796 0 5,526
NIKE INC -CL B Equities 654106103   521,371 7,477 SH   SOLE   6,200 0 1,277
NVIDIA CORP Equities 67066G104   2,004,616 10,744 SH   DFND   10,744 0 0
NVIDIA CORP Equities 67066G104   34,294,523 183,806 SH   SOLE   130,079 0 53,727
ORACLE CORP Equities 68389X105   433,391 1,541 SH   DFND   1,541 0 0
ORACLE CORP Equities 68389X105   2,217,577 7,885 SH   SOLE   6,494 0 1,391
OREILLY AUTOMOTIVE INC Equities 67103H107   567,081 5,260 SH   SOLE   560 0 4,700
OTIS WORLDWIDE CORP Equities 68902V107   36,572 400 SH   DFND   400 0 0
OTIS WORLDWIDE CORP Equities 68902V107   204,803 2,240 SH   SOLE   50 0 2,190
PALO ALTO NETWORKS INC Equities 697435105   1,650,136 8,104 SH   SOLE   7,598 0 506
PARKER HANNIFIN CORP Equities 701094104   37,149 49 SH   DFND   49 0 0
PARKER HANNIFIN CORP Equities 701094104   1,460,955 1,927 SH   SOLE   779 0 1,148
PEPSICO INC Equities 713448108   714,840 5,090 SH   DFND   5,090 0 0
PEPSICO INC Equities 713448108   687,735 4,897 SH   SOLE   3,922 0 975
PFIZER INC Equities 717081103   92,289 3,622 SH   DFND   3,622 0 0
PFIZER INC Equities 717081103   686,049 26,925 SH   SOLE   19,407 0 7,518
PHILIP MORRIS INTERNATIONAL Equities 718172109   446,050 2,750 SH   DFND   2,750 0 0
PHILIP MORRIS INTERNATIONAL Equities 718172109   670,697 4,135 SH   SOLE   2,851 0 1,284
PHILLIPS 66 Equities 718546104   32,917 242 SH   DFND   242 0 0
PHILLIPS 66 Equities 718546104   701,863 5,160 SH   SOLE   3,265 0 1,895
PROCTER & GAMBLE CO/THE Equities 742718109   1,242,414 8,086 SH   DFND   3,975 0 4,111
PROCTER & GAMBLE CO/THE Equities 742718109   3,919,458 25,509 SH   SOLE   14,453 0 11,056
PUBLIC SERVICE ENTERPRISE GP Equities 744573106   58,505 701 SH   DFND   701 0 0
PUBLIC SERVICE ENTERPRISE GP Equities 744573106   685,040 8,208 SH   SOLE   6,799 0 1,409
PUBLIC STORAGE Equities 74460D109   303,293 1,050 SH   DFND   1,050 0 0
PUBLIC STORAGE Equities 74460D109   740,034 2,562 SH   SOLE   1,156 0 1,406
QUALCOMM INC Equities 747525103   87,838 528 SH   DFND   528 0 0
QUALCOMM INC Equities 747525103   895,183 5,381 SH   SOLE   3,934 0 1,447
QUEST DIAGNOSTICS INC Equities 74834L100   478,165 2,509 SH   SOLE   1,435 0 1,074
REGENERON PHARMACEUTICALS Equities 75886F107   217,598 387 SH   SOLE   182 0 205
ROPER TECHNOLOGIES INC Equities 776696106   386,485 775 SH   SOLE   717 0 58
S&P GLOBAL INC Equities 78409V104   209,772 431 SH   SOLE   65 0 366
SALESFORCE INC Equities 79466L302   1,128,357 4,761 SH   SOLE   1,722 0 3,039
SCHWAB (CHARLES) CORP Equities 808513105   1,545,946 16,193 SH   SOLE   13,936 0 2,257
SEAGATE TECHNOLOGY HOLDINGS Equities G7997R103   309,475 1,311 SH   SOLE   668 0 643
SERVICENOW INC Equities 81762P102   881,628 958 SH   SOLE   246 0 712
SHELL PLC-ADR Equities 780259305   223,174 3,120 SH   SOLE   1,645 0 1,475
SHOPIFY INC - CLASS A Equities 82509L107   297,220 2,000 SH   SOLE   2,000 0 0
SOUTHERN CO/THE Equities 842587107   173,998 1,836 SH   DFND   1,836 0 0
SOUTHERN CO/THE Equities 842587107   832,649 8,786 SH   SOLE   6,245 0 2,541
SPDR BLOOMBERG CONVERTIBLE SECU Fixed Income 78464A359   33,757 373 SH   DFND   373 0 0
SPDR BLOOMBERG CONVERTIBLE SECU Fixed Income 78464A359   1,999,779 22,097 SH   SOLE   20,047 0 2,050
SPDR GOLD SHARES Equities 78463V107   1,928,780 5,426 SH   SOLE   5,426 0 0
SPDR MSCI ACWI EX-US ETF Equities 78463X848   301,045 8,621 SH   DFND   8,621 0 0
SPDR MSCI ACWI EX-US ETF Equities 78463X848   4,178,562 119,661 SH   SOLE   108,265 0 11,396
SPDR S&P 500 ETF TRUST Equities 78462F103   1,430,288 2,147 SH   DFND   2,147 0 0
SPDR S&P 500 ETF TRUST Equities 78462F103   11,801,379 17,715 SH   SOLE   16,796 0 919
SPDR S&P BANK ETF Equities 78464A797   32,087 540 SH   DFND   540 0 0
SPDR S&P BANK ETF Equities 78464A797   472,389 7,950 SH   SOLE   7,950 0 0
SPDR S&P BIOTECH ETF Equities 78464A870   390,780 3,900 SH   SOLE   3,900 0 0
SPDR S&P MIDCAP 400 ETF TRUST Equities 78467Y107   1,430,472 2,400 SH   SOLE   2,400 0 0
STARBUCKS CORP Equities 855244109   359,127 4,245 SH   SOLE   4,000 0 245
STRYKER CORP Equities 863667101   3,697 10 SH   DFND   10 0 0
STRYKER CORP Equities 863667101   728,620 1,971 SH   SOLE   1,703 0 268
T-MOBILE US INC Equities 872590104   8,139 34 SH   DFND   34 0 0
T-MOBILE US INC Equities 872590104   870,625 3,637 SH   SOLE   1,536 0 2,101
TAIWAN SEMICONDUCTOR-SP ADR Equities 874039100   96,634 346 SH   DFND   346 0 0
TAIWAN SEMICONDUCTOR-SP ADR Equities 874039100   2,762,178 9,890 SH   SOLE   5,410 0 4,480
TEXAS INSTRUMENTS INC Equities 882508104   134,490 732 SH   DFND   732 0 0
TEXAS INSTRUMENTS INC Equities 882508104   342,656 1,865 SH   SOLE   1,101 0 764
THE CIGNA GROUP Equities 125523100   93,393 324 SH   DFND   324 0 0
THE CIGNA GROUP Equities 125523100   354,548 1,230 SH   SOLE   669 0 561
THERMO FISHER SCIENTIFIC INC Equities 883556102   1,435,174 2,959 SH   SOLE   1,728 0 1,231
TJX COMPANIES INC Equities 872540109   2,420,467 16,746 SH   SOLE   5,801 0 10,945
TOLL BROTHERS INC Equities 889478103   266,748 1,931 SH   SOLE   805 0 1,126
TOYOTA MOTOR CORP -SPON ADR Equities 892331307   721,556 3,776 SH   SOLE   3,726 0 50
TRANE TECHNOLOGIES PLC Equities G8994E103   556,565 1,319 SH   DFND   1,089 0 230
TRANE TECHNOLOGIES PLC Equities G8994E103   3,103,516 7,355 SH   SOLE   3,414 0 3,941
UNION PACIFIC CORP Equities 907818108   190,987 808 SH   DFND   808 0 0
UNION PACIFIC CORP Equities 907818108   2,381,900 10,077 SH   SOLE   6,300 0 3,777
UNITED RENTALS INC Equities 911363109   147,972 155 SH   DFND   15 0 140
UNITED RENTALS INC Equities 911363109   85,919 90 SH   SOLE   35 0 55
UTILITIES SELECT SECTOR SPDR FU Equities 81369Y886   337,415 3,869 SH   DFND   3,869 0 0
UTILITIES SELECT SECTOR SPDR FU Equities 81369Y886   712,593 8,171 SH   SOLE   6,381 0 1,790
VALERO ENERGY CORP Equities 91913Y100   56,186 330 SH   DFND   330 0 0
VALERO ENERGY CORP Equities 91913Y100   600,167 3,525 SH   SOLE   1,129 0 2,396
VANECK SEMICONDUCTOR ETF Equities 92189F676   462,778 1,418 SH   SOLE   938 0 480
VANGUARD DIVIDEND APPRECIATION Equities 921908844   69,053 320 SH   DFND   320 0 0
VANGUARD DIVIDEND APPRECIATION Equities 921908844   3,092,271 14,330 SH   SOLE   10,241 0 4,089
VANGUARD EXTENDED MARKET ETF Equities 922908652   85,829 410 SH   DFND   410 0 0
VANGUARD EXTENDED MARKET ETF Equities 922908652   521,257 2,490 SH   SOLE   2,004 0 486
VANGUARD FTSE ALL-WORLD EX-US E Equities 922042775   1,810,371 25,366 SH   SOLE   25,366 0 0
VANGUARD FTSE DEVELOPED MARKETS Equities 921943858   89,880 1,500 SH   DFND   1,500 0 0
VANGUARD FTSE DEVELOPED MARKETS Equities 921943858   3,022,065 50,435 SH   SOLE   30,891 0 19,544
VANGUARD FTSE EMERGING MARKETS Equities 922042858   54,180 1,000 SH   DFND   1,000 0 0
VANGUARD FTSE EMERGING MARKETS Equities 922042858   725,308 13,387 SH   SOLE   9,137 0 4,250
VANGUARD FTSE EUROPE ETF Equities 922042874   199,500 2,500 SH   DFND   2,500 0 0
VANGUARD FTSE EUROPE ETF Equities 922042874   1,919,669 24,056 SH   SOLE   11,196 0 12,860
VANGUARD FTSE PACIFIC ETF Equities 922042866   219,600 2,500 SH   DFND   2,500 0 0
VANGUARD FTSE PACIFIC ETF Equities 922042866   1,477,117 16,816 SH   SOLE   5,521 0 11,295
VANGUARD GROWTH ETF Equities 922908736   393,280 820 SH   SOLE   480 0 340
VANGUARD HIGH DIVIDEND YIELD ET Equities 921946406   441,878 3,135 SH   DFND   3,135 0 0
VANGUARD HIGH DIVIDEND YIELD ET Equities 921946406   2,909,067 20,639 SH   SOLE   16,889 0 3,750
VANGUARD INTERMEDIATE-TERM BOND Fixed Income 921937819   1,049,061 13,434 SH   DFND   13,434 0 0
VANGUARD INTERMEDIATE-TERM BOND Fixed Income 921937819   13,948,436 178,620 SH   SOLE   146,680 0 31,940
VANGUARD INTERMEDIATE-TERM TREA Fixed Income 92206C706   230,515 3,840 SH   DFND   3,840 0 0
VANGUARD INTERMEDIATE-TERM TREA Fixed Income 92206C706   4,253,906 70,863 SH   SOLE   43,388 0 27,475
VANGUARD INTL DIVIDEND APPRECIA Equities 921946810   235,390 2,628 SH   DFND   2,628 0 0
VANGUARD INTL DIVIDEND APPRECIA Equities 921946810   8,321,143 92,901 SH   SOLE   62,430 0 30,471
VANGUARD INTL HIGH DIVIDEND YIE Equities 921946794   119,060 1,406 SH   DFND   1,406 0 0
VANGUARD INTL HIGH DIVIDEND YIE Equities 921946794   3,399,563 40,146 SH   SOLE   24,161 0 15,985
VANGUARD LONG-TERM TREASURY ETF Fixed Income 92206C847   206,572 3,633 SH   SOLE   2,683 0 950
VANGUARD MID-CAP ETF Equities 922908629   44,061 150 SH   DFND   150 0 0
VANGUARD MID-CAP ETF Equities 922908629   1,242,226 4,229 SH   SOLE   2,802 0 1,427
VANGUARD REAL ESTATE ETF Equities 922908553   158,705 1,736 SH   DFND   1,736 0 0
VANGUARD REAL ESTATE ETF Equities 922908553   1,537,867 16,822 SH   SOLE   13,630 0 3,192
VANGUARD S&P 500 ETF Equities 922908363   815,078 1,331 SH   DFND   1,331 0 0
VANGUARD S&P 500 ETF Equities 922908363   2,169,050 3,542 SH   SOLE   2,496 0 1,046
VANGUARD SHORT-TERM BOND ETF Fixed Income 921937827   16,571 210 SH   DFND   210 0 0
VANGUARD SHORT-TERM BOND ETF Fixed Income 921937827   1,305,408 16,543 SH   SOLE   11,743 0 4,800
VANGUARD SHORT-TERM CORPORATE B Fixed Income 92206C409   1,117,661 13,983 SH   DFND   13,983 0 0
VANGUARD SHORT-TERM CORPORATE B Fixed Income 92206C409   6,973,173 87,241 SH   SOLE   64,216 0 23,025
VANGUARD SHORT-TERM TREASURY ET Fixed Income 92206C102   1,907,211 32,408 SH   DFND   32,408 0 0
VANGUARD SHORT-TERM TREASURY ET Fixed Income 92206C102   11,240,821 191,008 SH   SOLE   118,638 0 72,370
VANGUARD SMALL-CAP ETF Equities 922908751   619,426 2,436 SH   SOLE   1,538 0 898
VANGUARD TOTAL BOND MARKET ETF Fixed Income 921937835   226,605 3,047 SH   SOLE   50 0 2,997
VANGUARD TOTAL STOCK MARKET ETF Equities 922908769   65,634 200 SH   DFND   200 0 0
VANGUARD TOTAL STOCK MARKET ETF Equities 922908769   644,854 1,965 SH   SOLE   1,770 0 195
VANGUARD VALUE ETF Equities 922908744   292,789 1,570 SH   DFND   1,570 0 0
VANGUARD VALUE ETF Equities 922908744   1,140,573 6,116 SH   SOLE   4,534 0 1,582
VERIZON COMMUNICATIONS INC Equities 92343V104   184,107 4,189 SH   DFND   4,189 0 0
VERIZON COMMUNICATIONS INC Equities 92343V104   1,299,602 29,570 SH   SOLE   24,456 0 5,114
VERTEX PHARMACEUTICALS INC Equities 92532F100   876,882 2,239 SH   SOLE   853 0 1,386
VISA INC-CLASS A SHARES Equities 92826C839   4,097 12 SH   DFND   12 0 0
VISA INC-CLASS A SHARES Equities 92826C839   4,648,913 13,618 SH   SOLE   10,089 0 3,529
WALMART INC Equities 931142103   437,902 4,249 SH   DFND   4,249 0 0
WALMART INC Equities 931142103   1,721,102 16,700 SH   SOLE   13,839 0 2,861
WALT DISNEY CO/THE Equities 254687106   186,063 1,625 SH   DFND   1,625 0 0
WALT DISNEY CO/THE Equities 254687106   2,741,588 23,944 SH   SOLE   12,612 0 11,332
WASTE MANAGEMENT INC Equities 94106L109   24,512 111 SH   DFND   111 0 0
WASTE MANAGEMENT INC Equities 94106L109   683,027 3,093 SH   SOLE   2,478 0 615
WELLS FARGO & CO Equities 949746101   170,993 2,040 SH   DFND   2,040 0 0
WELLS FARGO & CO Equities 949746101   694,868 8,290 SH   SOLE   8,290 0 0
WISDOMTREE EM EX-STATE-OWNED EN Equities 97717X578   68,292 1,800 SH   DFND   1,800 0 0
WISDOMTREE EM EX-STATE-OWNED EN Equities 97717X578   1,538,239 40,544 SH   SOLE   22,483 0 18,061
WISDOMTREE EM HIGH DIVIDEND ETF Equities 97717W315   539,693 11,735 SH   SOLE   11,735 0 0
WISDOMTREE U.S. QUALITY DIVIDEN Equities 97717X669   92,874 1,044 SH   DFND   1,044 0 0
WISDOMTREE U.S. QUALITY DIVIDEN Equities 97717X669   522,818 5,877 SH   SOLE   4,997 0 880
WISDOMTREE US SMALLCAP DIVIDEND Equities 97717W604   1,506,069 44,717 SH   SOLE   28,602 0 16,115
WW GRAINGER INC Equities 384802104   1,529,501 1,605 SH   DFND   1,605 0 0
WW GRAINGER INC Equities 384802104   38,118 40 SH   SOLE   12 0 28
ZOETIS INC Equities 98978V103   350,583 2,396 SH   SOLE   910 0 1,486