The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO Equities 88579Y101   401,083 3,107 SH   DFND   3,107 0 0
3M CO Equities 88579Y101   196,862 1,525 SH   SOLE   975 0 550
ABBVIE INC Equities 00287Y109   919,953 5,177 SH   DFND   5,177 0 0
ABBVIE INC Equities 00287Y109   4,916,604 27,668 SH   SOLE   21,054 0 6,614
ACCENTURE PLC-CL A Equities G1151C101   232,181 660 SH   DFND   660 0 0
ACCENTURE PLC-CL A Equities G1151C101   1,440,580 4,095 SH   SOLE   2,415 0 1,680
ADOBE INC Equities 00724F101   144,521 325 SH   DFND   325 0 0
ADOBE INC Equities 00724F101   799,979 1,799 SH   SOLE   915 0 884
ALPHABET INC-CL A Equities 02079K305   1,878,992 9,926 SH   DFND   2,050 0 7,876
ALPHABET INC-CL A Equities 02079K305   8,082,353 42,696 SH   SOLE   20,311 0 22,385
ALPHABET INC-CL C Equities 02079K107   1,499,905 7,876 SH   DFND   0 0 7,876
ALPHABET INC-CL C Equities 02079K107   1,603,886 8,422 SH   SOLE   4,792 0 3,630
ALTA PROPERTIES, INC. Equities 863012544   181,626 24,544 SH   DFND   24,544 0 0
ALTRIA GROUP INC Equities 02209S103   232,220 4,441 SH   DFND   4,441 0 0
ALTRIA GROUP INC Equities 02209S103   252,195 4,823 SH   SOLE   3,623 0 1,200
AMERICAN TOWER CORP Equities 03027X100   238,616 1,301 SH   SOLE   253 0 1,048
AMERIPRISE FINANCIAL INC Equities 03076C106   2,908,665 5,463 SH   SOLE   2,244 0 3,219
AMPLIFY CYBERSECURITY ETF Equities 032108664   106,521 1,430 SH   DFND   1,430 0 0
AMPLIFY CYBERSECURITY ETF Equities 032108664   203,358 2,730 SH   SOLE   1,640 0 1,090
ANALOG DEVICES INC Equities 032654105   254,102 1,196 SH   DFND   204 0 992
ARISTA NETWORKS INC Equities 040413205   810,295 7,331 SH   SOLE   2,551 0 4,780
ASTRAZENECA PLC-SPONS ADR Equities 046353108   272,301 4,156 SH   SOLE   149 0 4,007
BANK OF AMERICA CORP Fixed Income 060505EU4   100,557 100,000 PRN   SOLE   0 0 100,000
BLACKROCK SHORT DURATION BOND E Fixed Income 46431W507   1,009,748 19,995 SH   DFND   19,995 0 0
BLACKROCK SHORT DURATION BOND E Fixed Income 46431W507   4,817,296 95,392 SH   SOLE   76,985 0 18,407
BLACKSTONE INC Equities 09260D107   1,110,730 6,442 SH   SOLE   1,997 0 4,445
BOOKING HOLDINGS INC Equities 09857L108   1,550,147 312 SH   SOLE   79 0 233
BRISTOL-MYERS SQUIBB CO Equities 110122108   403,895 7,141 SH   DFND   7,141 0 0
BRISTOL-MYERS SQUIBB CO Equities 110122108   287,494 5,083 SH   SOLE   1,734 0 3,349
BROADCOM INC Equities 11135F101   962,136 4,150 SH   DFND   1,050 0 3,100
BROADCOM INC Equities 11135F101   3,851,790 16,614 SH   SOLE   8,994 0 7,620
CAPITAL ONE FINANCIAL CORP Equities 14040H105   17,832 100 SH   DFND   100 0 0
CAPITAL ONE FINANCIAL CORP Equities 14040H105   419,587 2,353 SH   SOLE   2,088 0 265
CARLISLE COS INC Equities 142339100   2,034,153 5,515 SH   SOLE   0 0 5,515
CARRIER GLOBAL CORP Equities 14448C104   59,386 870 SH   DFND   870 0 0
CARRIER GLOBAL CORP Equities 14448C104   449,697 6,588 SH   SOLE   4,170 0 2,418
CATERPILLAR INC Equities 149123101   163,242 450 SH   DFND   450 0 0
CATERPILLAR INC Equities 149123101   1,010,287 2,785 SH   SOLE   2,709 0 76
CF INDUSTRIES HOLDINGS INC Equities 125269100   671,639 7,872 SH   SOLE   4,680 0 3,192
CHARLES SCHWAB CORP Fixed Income 808513BD6   99,375 100,000 SH   SOLE   100,000 0 0
CHEVRON CORP Equities 166764100   265,781 1,835 SH   DFND   1,835 0 0
CHEVRON CORP Equities 166764100   4,260,324 29,414 SH   SOLE   13,879 0 15,535
CHIPOTLE MEXICAN GRILL INC Equities 169656105   495,365 8,215 SH   SOLE   3,420 0 4,795
CHUBB LTD Equities H1467J104   22,104 80 SH   DFND   80 0 0
CHUBB LTD Equities H1467J104   705,670 2,554 SH   SOLE   2,399 0 155
CISCO SYSTEMS INC Equities 17275R102   374,026 6,318 SH   DFND   2,968 0 3,350
CISCO SYSTEMS INC Equities 17275R102   2,073,539 35,026 SH   SOLE   18,702 0 16,324
CITIGROUP INC Equities 172967424   427,056 6,067 SH   SOLE   5,473 0 594
CLOROX COMPANY Equities 189054109   212,757 1,310 SH   SOLE   76 0 1,234
COCA-COLA CO/THE Equities 191216100   164,740 2,646 SH   DFND   2,646 0 0
COCA-COLA CO/THE Equities 191216100   6,527,712 104,846 SH   SOLE   98,420 0 6,426
COGNIZANT TECH SOLUTIONS-A Equities 192446102   282,992 3,680 SH   DFND   3,680 0 0
COLGATE-PALMOLIVE CO Equities 194162103   1,120,011 12,320 SH   SOLE   3,087 0 9,233
COMCAST CORP-CLASS A Equities 20030N101   266,613 7,104 SH   SOLE   3,021 0 4,083
COMMUNICATION SERVICES SECTOR S Equities 81369Y852   56,924 588 SH   DFND   588 0 0
COMMUNICATION SERVICES SECTOR S Equities 81369Y852   167,481 1,730 SH   SOLE   1,055 0 675
CONOCOPHILLIPS Equities 20825C104   1,368,943 13,804 SH   SOLE   8,380 0 5,424
CONSOLIDATED EDISON INC Equities 209115104   473,901 5,311 SH   SOLE   2,455 0 2,856
CONSUMER DISCRETIONARY SECTOR S Equities 81369Y407   1,592,661 7,099 SH   SOLE   6,594 0 505
CONSUMER STAPLES SELECT SECTOR Equities 81369Y308   350,050 4,453 SH   SOLE   3,111 0 1,342
COSTCO WHOLESALE CORP Equities 22160K105   689,951 753 SH   DFND   753 0 0
COSTCO WHOLESALE CORP Equities 22160K105   8,012,781 8,745 SH   SOLE   5,876 0 2,869
CUMMINS INC Equities 231021106   1,011,289 2,901 SH   SOLE   1,698 0 1,203
DANAHER CORP Equities 235851102   5,050 22 SH   DFND   22 0 0
DANAHER CORP Equities 235851102   1,160,146 5,054 SH   SOLE   1,616 0 3,438
DEERE & CO Equities 244199105   275,405 650 SH   DFND   650 0 0
DEERE & CO Equities 244199105   963,918 2,275 SH   SOLE   920 0 1,355
DICKS SPORTING GOODS INC Equities 253393102   407,335 1,780 SH   SOLE   815 0 965
DIGITAL REALTY TRUST INC Equities 253868103   31,919 180 SH   DFND   180 0 0
DIGITAL REALTY TRUST INC Equities 253868103   805,965 4,545 SH   SOLE   1,760 0 2,785
DR HORTON INC Equities 23331A109   760,481 5,439 SH   SOLE   1,079 0 4,360
DTE ENERGY COMPANY Equities 233331107   395,939 3,279 SH   SOLE   2,119 0 1,160
DUPONT DE NEMOURS INC Equities 26614N102   316,514 4,151 SH   SOLE   2,153 0 1,998
EATON CORP PLC Equities G29183103   1,248,163 3,761 SH   DFND   841 0 2,920
EATON CORP PLC Equities G29183103   639,513 1,927 SH   SOLE   442 0 1,485
ECOLAB INC Equities 278865100   1,973,443 8,422 SH   SOLE   5,398 0 3,024
ELECTRONIC ARTS INC Equities 285512109   587,248 4,014 SH   SOLE   1,359 0 2,655
ELI LILLY & CO Equities 532457108   706,380 915 SH   DFND   915 0 0
ELI LILLY & CO Equities 532457108   7,239,816 9,378 SH   SOLE   7,640 0 1,738
EMERSON ELECTRIC CO Equities 291011104   437,473 3,530 SH   DFND   3,530 0 0
EMERSON ELECTRIC CO Equities 291011104   959,218 7,740 SH   SOLE   5,815 0 1,925
ENBRIDGE INC Equities 29250N105   258,059 6,082 SH   DFND   6,082 0 0
ENBRIDGE INC Equities 29250N105   737,094 17,372 SH   SOLE   10,247 0 7,125
ENERGY SELECT SECTOR SPDR FUND Equities 81369Y506   182,970 2,136 SH   DFND   2,136 0 0
ENERGY SELECT SECTOR SPDR FUND Equities 81369Y506   185,882 2,170 SH   SOLE   1,590 0 580
EOG RESOURCES INC Equities 26875P101   922,047 7,522 SH   SOLE   4,148 0 3,374
EQUINIX INC Equities 29444U700   411,100 436 SH   SOLE   102 0 334
EXTRA SPACE STORAGE INC Equities 30225T102   252,226 1,686 SH   SOLE   1,031 0 655
EXXON MOBIL CORP Equities 30231G102   1,335,482 12,415 SH   DFND   12,415 0 0
EXXON MOBIL CORP Equities 30231G102   1,852,355 17,220 SH   SOLE   12,285 0 4,935
FASTENAL CO Equities 311900104   747,361 10,393 SH   SOLE   4,558 0 5,835
FEDEX CORP Equities 31428X106   634,399 2,255 SH   DFND   2,255 0 0
FEDEX CORP Equities 31428X106   600,921 2,136 SH   SOLE   2,136 0 0
FIDELITY NATIONAL INFO SERV Equities 31620M106   369,119 4,570 SH   SOLE   2,260 0 2,310
FINANCIAL SELECT SECTOR SPDR FU Equities 81369Y605   768,399 15,899 SH   SOLE   13,440 0 2,459
FISERV INC Equities 337738108   2,007,981 9,775 SH   SOLE   8,409 0 1,366
GENERAL DYNAMICS CORP Equities 369550108   391,546 1,486 SH   SOLE   1,423 0 63
GENERAL MILLS INC Equities 370334104   62,813 985 SH   DFND   985 0 0
GENERAL MILLS INC Equities 370334104   409,276 6,418 SH   SOLE   4,307 0 2,111
GILEAD SCIENCES INC Equities 375558103   38,334 415 SH   DFND   415 0 0
GILEAD SCIENCES INC Equities 375558103   450,396 4,876 SH   SOLE   4,836 0 40
GLOBAL X S&P 500 CATHOLIC VALUE Equities 37954Y889   479,233 6,765 SH   SOLE   0 0 6,765
GOLDMAN ACTIVEBETA U.S. LARGE C Equities 381430503   961,753 8,350 SH   SOLE   8,350 0 0
GOLDMAN SACHS GROUP INC Equities 38141G104   1,322,180 2,309 SH   SOLE   2,074 0 235
HEALTH CARE SELECT SECTOR SPDR Equities 81369Y209   89,421 650 SH   DFND   650 0 0
HEALTH CARE SELECT SECTOR SPDR Equities 81369Y209   1,991,738 14,478 SH   SOLE   13,080 0 1,398
HOME DEPOT INC Equities 437076102   756,975 1,946 SH   DFND   1,946 0 0
HOME DEPOT INC Equities 437076102   1,443,542 3,711 SH   SOLE   1,580 0 2,131
HONEYWELL INTERNATIONAL INC Equities 438516106   209,852 929 SH   DFND   929 0 0
HONEYWELL INTERNATIONAL INC Equities 438516106   901,075 3,989 SH   SOLE   2,957 0 1,032
HP INC Equities 40434L105   913,542 27,997 SH   SOLE   8,745 0 19,252
ILLINOIS TOOL WORKS Equities 452308109   17,749 70 SH   DFND   70 0 0
ILLINOIS TOOL WORKS Equities 452308109   1,572,579 6,202 SH   SOLE   3,236 0 2,966
INDUSTRIAL SELECT SECTOR SPDR F Equities 81369Y704   266,814 2,025 SH   SOLE   225 0 1,800
INTL BUSINESS MACHINES CORP Equities 459200101   554,411 2,522 SH   DFND   2,522 0 0
INTL BUSINESS MACHINES CORP Equities 459200101   1,546,944 7,037 SH   SOLE   4,486 0 2,551
INTUITIVE SURGICAL INC Equities 46120E602   254,195 487 SH   SOLE   167 0 320
INVESCO QQQ TRUST SERIES 1 Equities 46090E103   140,588 275 SH   DFND   275 0 0
INVESCO QQQ TRUST SERIES 1 Equities 46090E103   4,817,320 9,423 SH   SOLE   8,266 0 1,157
INVESCO S&P SMALLCAP HEALTH CAR Equities 46138E149   83,841 1,893 SH   DFND   1,893 0 0
INVESCO S&P SMALLCAP HEALTH CAR Equities 46138E149   1,017,917 22,983 SH   SOLE   22,983 0 0
INVITATION HOMES INC Equities 46187W107   134,114 4,195 SH   DFND   4,195 0 0
INVITATION HOMES INC Equities 46187W107   205,056 6,414 SH   SOLE   3,599 0 2,815
ISHARES 0-5 YEAR HIGH YIELD COR Fixed Income 46434V407   332,358 7,800 SH   DFND   7,800 0 0
ISHARES 0-5 YEAR HIGH YIELD COR Fixed Income 46434V407   533,051 12,510 SH   SOLE   9,685 0 2,825
ISHARES 1-3 YEAR TREASURY BOND Fixed Income 464287457   154,778 1,888 SH   DFND   1,888 0 0
ISHARES 1-3 YEAR TREASURY BOND Fixed Income 464287457   365,631 4,460 SH   SOLE   2,145 0 2,315
ISHARES 3-7 YEAR TREASURY BOND Fixed Income 464288661   89,782 777 SH   DFND   777 0 0
ISHARES 3-7 YEAR TREASURY BOND Fixed Income 464288661   1,131,119 9,789 SH   SOLE   8,336 0 1,453
ISHARES 5-10 YEAR INVEST GRADE Fixed Income 464288638   276,094 5,360 SH   DFND   5,360 0 0
ISHARES 5-10 YEAR INVEST GRADE Fixed Income 464288638   1,623,441 31,517 SH   SOLE   29,325 0 2,192
ISHARES 7-10 YEAR TREASURY BOND Fixed Income 464287440   121,017 1,309 SH   DFND   1,309 0 0
ISHARES 7-10 YEAR TREASURY BOND Fixed Income 464287440   396,426 4,288 SH   SOLE   4,241 0 47
ISHARES AAA - A RATED CORPORATE Fixed Income 46429B291   465,467 9,948 SH   SOLE   8,473 0 1,475
ISHARES AGENCY BOND ETF Fixed Income 464288166   6,586 61 SH   DFND   61 0 0
ISHARES AGENCY BOND ETF Fixed Income 464288166   217,755 2,017 SH   SOLE   1,417 0 600
ISHARES BROAD USD INVEST GRADE Fixed Income 464288620   748,217 14,881 SH   SOLE   8,812 0 6,069
ISHARES CORE MSCI EAFE ETF Equities 46432F842   1,253,444 17,835 SH   DFND   17,835 0 0
ISHARES CORE MSCI EAFE ETF Equities 46432F842   7,537,179 107,245 SH   SOLE   82,078 0 25,167
ISHARES CORE MSCI EMERGING MARK Equities 46434G103   219,324 4,200 SH   DFND   4,200 0 0
ISHARES CORE MSCI EMERGING MARK Equities 46434G103   513,479 9,833 SH   SOLE   6,643 0 3,190
ISHARES CORE S&P 500 ETF Equities 464287200   731,141 1,242 SH   DFND   1,242 0 0
ISHARES CORE S&P 500 ETF Equities 464287200   14,332,592 24,347 SH   SOLE   17,607 0 6,740
ISHARES CORE S&P MID-CAP ETF Equities 464287507   453,118 7,272 SH   DFND   7,272 0 0
ISHARES CORE S&P MID-CAP ETF Equities 464287507   11,466,972 184,031 SH   SOLE   172,849 0 11,182
ISHARES CORE S&P SMALL-CAP ETF Equities 464287804   257,517 2,235 SH   DFND   2,235 0 0
ISHARES CORE S&P SMALL-CAP ETF Equities 464287804   6,322,813 54,876 SH   SOLE   44,589 0 10,287
ISHARES CORE S&P TOTAL U.S. STO Equities 464287150   815,065 6,337 SH   DFND   6,337 0 0
ISHARES CORE S&P TOTAL U.S. STO Equities 464287150   3,167,396 24,626 SH   SOLE   21,730 0 2,896
ISHARES CORE TOTAL USD BOND MAR Fixed Income 46434V613   697,662 15,435 SH   DFND   15,435 0 0
ISHARES CORE TOTAL USD BOND MAR Fixed Income 46434V613   1,678,412 37,133 SH   SOLE   33,681 0 3,452
ISHARES CORE U.S. AGGREGATE BON Fixed Income 464287226   617,447 6,372 SH   DFND   6,372 0 0
ISHARES CORE U.S. AGGREGATE BON Fixed Income 464287226   13,572,105 140,063 SH   SOLE   87,831 0 52,232
ISHARES ESG AWARE MSCI EAFE ETF Equities 46435G516   2,397,877 31,493 SH   SOLE   10,970 0 20,523
ISHARES ESG AWARE MSCI EM ETF Equities 46434G863   573,841 17,186 SH   SOLE   844 0 16,342
ISHARES ESG AWARE MSCI USA ETF Equities 46435G425   90,174 700 SH   DFND   700 0 0
ISHARES ESG AWARE MSCI USA ETF Equities 46435G425   3,562,131 27,652 SH   SOLE   6,811 0 20,841
ISHARES ESG AWARE MSCI USA SMAL Equities 46435U663   406,624 9,670 SH   SOLE   900 0 8,770
ISHARES ESG SCREENED S&P 500 ET Equities 46436E569   288,285 6,364 SH   SOLE   0 0 6,364
ISHARES GLOBAL CLEAN ENERGY ETF Equities 464288224   250,406 22,004 SH   SOLE   13,615 0 8,389
ISHARES GLOBAL INFRASTRUCTURE E Equities 464288372   104,592 2,001 SH   DFND   2,001 0 0
ISHARES GLOBAL INFRASTRUCTURE E Equities 464288372   442,570 8,467 SH   SOLE   7,732 0 735
ISHARES GLOBAL TECH ETF Equities 464287291   761,987 8,991 SH   SOLE   6,256 0 2,735
ISHARES IBONDS DEC 2025 TERM CO Fixed Income 46434VBD1   61,648 2,461 SH   DFND   2,461 0 0
ISHARES IBONDS DEC 2025 TERM CO Fixed Income 46434VBD1   1,142,230 45,598 SH   SOLE   32,401 0 13,197
ISHARES IBONDS DEC 2025 TERM TR Fixed Income 46436E866   1,060,897 45,493 SH   SOLE   42,578 0 2,915
ISHARES IBONDS DEC 2026 TERM CO Fixed Income 46435GAA0   61,980 2,575 SH   DFND   2,575 0 0
ISHARES IBONDS DEC 2026 TERM CO Fixed Income 46435GAA0   1,136,489 47,216 SH   SOLE   33,649 0 13,567
ISHARES IBONDS DEC 2026 TERM TR Fixed Income 46436E858   1,066,322 46,748 SH   SOLE   43,748 0 3,000
ISHARES IBONDS DEC 2027 TERM CO Fixed Income 46435UAA9   62,296 2,600 SH   DFND   2,600 0 0
ISHARES IBONDS DEC 2027 TERM CO Fixed Income 46435UAA9   1,102,831 46,028 SH   SOLE   33,643 0 12,385
ISHARES IBONDS DEC 2027 TERM TR Fixed Income 46436E841   1,067,750 48,104 SH   SOLE   45,024 0 3,080
ISHARES IBONDS DEC 2028 TERM CO Fixed Income 46435U515   62,375 2,505 SH   DFND   2,505 0 0
ISHARES IBONDS DEC 2028 TERM CO Fixed Income 46435U515   1,092,737 43,885 SH   SOLE   32,169 0 11,716
ISHARES IBONDS DEC 2028 TERM TR Fixed Income 46436E833   302,138 13,794 SH   SOLE   10,679 0 3,115
ISHARES IBONDS DEC 2029 TERM CO Fixed Income 46436E205   924,654 40,555 SH   SOLE   33,178 0 7,377
ISHARES IBONDS DEC 2029 TERM TR Fixed Income 46436E825   222,305 10,424 SH   SOLE   10,424 0 0
ISHARES IBONDS DEC 2030 TERM CO Fixed Income 46436E726   868,134 40,643 SH   SOLE   32,982 0 7,661
ISHARES IBONDS DEC 2031 TERM CO Fixed Income 46436E486   744,383 36,579 SH   SOLE   24,205 0 12,374
ISHARES IBONDS DEC 2032 TERM CO Fixed Income 46436E312   687,871 27,985 SH   SOLE   19,957 0 8,028
ISHARES IBONDS DEC 2033 TERM CO Fixed Income 46436E130   681,591 27,155 SH   SOLE   19,439 0 7,716
ISHARES IBONDS DEC 2034 TERM CO Fixed Income 46438G653   417,304 16,397 SH   SOLE   14,274 0 2,123
ISHARES IBOXX $ INVEST GRADE CO Fixed Income 464287242   537,939 5,035 SH   DFND   5,035 0 0
ISHARES IBOXX $ INVEST GRADE CO Fixed Income 464287242   394,133 3,689 SH   SOLE   1,694 0 1,995
ISHARES J.P. MORGAN USD EM BOND Fixed Income 464288281   16,205 182 SH   DFND   182 0 0
ISHARES J.P. MORGAN USD EM BOND Fixed Income 464288281   389,461 4,374 SH   SOLE   4,331 0 43
ISHARES MBS ETF Fixed Income 464288588   120,192 1,311 SH   DFND   1,311 0 0
ISHARES MBS ETF Fixed Income 464288588   1,333,119 14,541 SH   SOLE   9,089 0 5,452
ISHARES MSCI ACWI ETF Equities 464288257   1,237,628 10,533 SH   SOLE   10,533 0 0
ISHARES MSCI EAFE ETF Equities 464287465   3,176 42 SH   DFND   42 0 0
ISHARES MSCI EAFE ETF Equities 464287465   2,017,275 26,680 SH   SOLE   26,680 0 0
ISHARES MSCI EAFE GROWTH ETF Equities 464288885   145,245 1,500 SH   DFND   1,500 0 0
ISHARES MSCI EAFE GROWTH ETF Equities 464288885   399,036 4,121 SH   SOLE   3,231 0 890
ISHARES MSCI EAFE SMALL-CAP ETF Equities 464288273   210,499 3,465 SH   SOLE   1,756 0 1,709
ISHARES MSCI EAFE VALUE ETF Equities 464288877   4,146,757 79,031 SH   SOLE   54,345 0 24,686
ISHARES MSCI EMERGING MARKETS E Equities 46434G764   360,813 6,507 SH   DFND   6,507 0 0
ISHARES MSCI EMERGING MARKETS E Equities 46434G764   3,727,127 67,216 SH   SOLE   43,994 0 23,222
ISHARES MSCI KLD 400 SOCIAL ETF Equities 464288570   600,091 5,443 SH   SOLE   4,493 0 950
ISHARES MSCI USA MIN VOL FACTOR Equities 46429B697   875,469 9,860 SH   DFND   9,860 0 0
ISHARES MSCI USA MIN VOL FACTOR Equities 46429B697   3,308,227 37,259 SH   SOLE   29,219 0 8,040
ISHARES MSCI USA QUALITY FACTOR Equities 46432F339   307,010 1,724 SH   DFND   1,724 0 0
ISHARES MSCI USA QUALITY FACTOR Equities 46432F339   9,572,868 53,756 SH   SOLE   41,944 0 11,812
ISHARES MSCI USA VALUE FACTOR E Equities 46432F388   486,017 4,602 SH   SOLE   2,486 0 2,116
ISHARES NATIONAL MUNI BOND ETF Fixed Income 464288414   3,698,351 34,710 SH   SOLE   32,650 0 2,060
ISHARES PREFERRED AND INCOME SE Fixed Income 464288687   382,876 12,178 SH   DFND   12,178 0 0
ISHARES PREFERRED AND INCOME SE Fixed Income 464288687   922,387 29,338 SH   SOLE   22,153 0 7,185
ISHARES RUSSELL 1000 ETF Equities 464287622   1,650,748 5,124 SH   SOLE   2,147 0 2,977
ISHARES RUSSELL 1000 GROWTH ETF Equities 464287614   2,018,341 5,026 SH   DFND   5,026 0 0
ISHARES RUSSELL 1000 GROWTH ETF Equities 464287614   28,921,792 72,020 SH   SOLE   70,528 0 1,492
ISHARES RUSSELL 1000 VALUE ETF Equities 464287598   318,424 1,720 SH   DFND   1,720 0 0
ISHARES RUSSELL 1000 VALUE ETF Equities 464287598   8,834,774 47,722 SH   SOLE   47,572 0 150
ISHARES RUSSELL 2000 ETF Equities 464287655   300,285 1,359 SH   DFND   1,359 0 0
ISHARES RUSSELL 2000 ETF Equities 464287655   1,599,750 7,240 SH   SOLE   5,755 0 1,485
ISHARES RUSSELL 2000 GROWTH ETF Equities 464287648   86,346 300 SH   DFND   300 0 0
ISHARES RUSSELL 2000 GROWTH ETF Equities 464287648   3,707,697 12,882 SH   SOLE   12,677 0 205
ISHARES RUSSELL MID-CAP ETF Equities 464287499   244,603 2,767 SH   DFND   2,767 0 0
ISHARES RUSSELL MID-CAP ETF Equities 464287499   1,066,811 12,068 SH   SOLE   9,731 0 2,337
ISHARES RUSSELL MID-CAP VALUE E Equities 464287473   77,604 600 SH   DFND   600 0 0
ISHARES RUSSELL MID-CAP VALUE E Equities 464287473   166,978 1,291 SH   SOLE   1,264 0 27
ISHARES S&P 500 GROWTH ETF Equities 464287309   2,643,740 26,039 SH   SOLE   25,954 0 85
ISHARES S&P 500 VALUE ETF Equities 464287408   1,144,516 5,996 SH   SOLE   4,860 0 1,136
ISHARES S&P MID-CAP 400 GROWTH Equities 464287606   277,518 3,052 SH   DFND   3,052 0 0
ISHARES S&P MID-CAP 400 GROWTH Equities 464287606   462,379 5,085 SH   SOLE   3,835 0 1,250
ISHARES S&P MID-CAP 400 VALUE E Equities 464287705   239,923 1,920 SH   DFND   1,920 0 0
ISHARES S&P MID-CAP 400 VALUE E Equities 464287705   321,147 2,570 SH   SOLE   1,450 0 1,120
ISHARES S&P SMALL-CAP 600 GROWT Equities 464287887   287,526 2,124 SH   DFND   2,124 0 0
ISHARES S&P SMALL-CAP 600 GROWT Equities 464287887   412,066 3,044 SH   SOLE   2,420 0 624
ISHARES S&P SMALL-CAP 600 VALUE Equities 464287879   217,220 2,000 SH   DFND   2,000 0 0
ISHARES S&P SMALL-CAP 600 VALUE Equities 464287879   143,908 1,325 SH   SOLE   1,325 0 0
ISHARES SELECT DIVIDEND ETF Equities 464287168   55,142 420 SH   DFND   420 0 0
ISHARES SELECT DIVIDEND ETF Equities 464287168   575,969 4,387 SH   SOLE   4,212 0 175
ISHARES SHORT TREASURY BOND ETF Fixed Income 464288679   683,783 6,210 SH   SOLE   2,260 0 3,950
ISHARES TR 0-5 YR TIPS ETF Fixed Income 46429B747   523,120 5,200 SH   SOLE   1,000 0 4,200
ISHARES TREASURY FLOATING RATE Fixed Income 46434V860   490,669 9,722 SH   DFND   9,722 0 0
ISHARES TREASURY FLOATING RATE Fixed Income 46434V860   5,150,918 102,059 SH   SOLE   82,284 0 19,775
ISHARES U.S. ENERGY ETF Equities 464287796   287,957 6,319 SH   SOLE   4,317 0 2,002
ISHARES U.S. MEDICAL DEVICES ET Equities 464288810   58,350 1,000 SH   DFND   1,000 0 0
ISHARES U.S. MEDICAL DEVICES ET Equities 464288810   1,320,811 22,636 SH   SOLE   22,097 0 539
ISHARES U.S. TECHNOLOGY ETF Equities 464287721   230,985 1,448 SH   DFND   1,448 0 0
ISHARES U.S. TECHNOLOGY ETF Equities 464287721   4,290,450 26,896 SH   SOLE   25,147 0 1,749
ISHARES U.S. TREASURY BOND ETF Fixed Income 46429B267   616,163 26,813 SH   DFND   26,813 0 0
ISHARES U.S. TREASURY BOND ETF Fixed Income 46429B267   11,248,618 489,496 SH   SOLE   298,390 0 191,106
JACOBS SOLUTIONS INC Equities 46982L108   257,352 1,926 SH   SOLE   990 0 936
JOHNSON & JOHNSON Equities 478160104   1,301,869 9,002 SH   DFND   9,002 0 0
JOHNSON & JOHNSON Equities 478160104   1,784,755 12,341 SH   SOLE   10,221 0 2,120
JOHNSON CONTROLS INTERNATION Equities G51502105   138,443 1,754 SH   DFND   1,754 0 0
JOHNSON CONTROLS INTERNATION Equities G51502105   177,198 2,245 SH   SOLE   2,245 0 0
JPMORGAN CHASE & CO Equities 46625H100   1,325,836 5,531 SH   DFND   5,531 0 0
JPMORGAN CHASE & CO Equities 46625H100   5,542,575 23,122 SH   SOLE   13,713 0 9,409
JPMORGAN INCOME ETF Fixed Income 46641Q159   130,017 2,850 SH   DFND   2,850 0 0
JPMORGAN INCOME ETF Fixed Income 46641Q159   624,036 13,679 SH   SOLE   13,679 0 0
JPMORGAN NASDAQ EQUITY PREMIUM Equities 46654Q203   481,485 8,540 SH   SOLE   8,010 0 530
JPMORGAN ULTRA-SHORT INCOME ETF Fixed Income 46641Q837   541,276 10,746 SH   SOLE   6,495 0 4,251
KIMBERLY-CLARK CORP Equities 494368103   363,243 2,772 SH   SOLE   1,499 0 1,273
KKR & CO INC Equities 48251W104   230,740 1,560 SH   DFND   1,560 0 0
KKR & CO INC Equities 48251W104   57,093 386 SH   SOLE   341 0 45
KLA CORP Equities 482480100   1,129,805 1,793 SH   SOLE   454 0 1,339
KROGER CO Equities 501044101   257,136 4,205 SH   SOLE   1,760 0 2,445
LOCKHEED MARTIN CORP Equities 539830109   52,967 109 SH   DFND   109 0 0
LOCKHEED MARTIN CORP Equities 539830109   236,167 486 SH   SOLE   391 0 95
LOWES COS INC Equities 548661107   39,488 160 SH   DFND   160 0 0
LOWES COS INC Equities 548661107   1,772,518 7,182 SH   SOLE   3,735 0 3,447
LULULEMON ATHLETICA INC Equities 550021109   1,156,025 3,023 SH   SOLE   999 0 2,024
MARRIOTT INTERNATIONAL -CL A Equities 571903202   691,771 2,480 SH   SOLE   1,635 0 845
MASCO CORP Equities 574599106   946,095 13,037 SH   SOLE   4,274 0 8,763
MASTERCARD INC - A Equities 57636Q104   2,508,579 4,764 SH   SOLE   2,515 0 2,249
MATERIALS SELECT SECTOR SPDR FU Equities 81369Y100   109,382 1,300 SH   DFND   1,300 0 0
MATERIALS SELECT SECTOR SPDR FU Equities 81369Y100   391,251 4,650 SH   SOLE   2,820 0 1,830
MCDONALDS CORP Equities 580135101   163,788 565 SH   DFND   565 0 0
MCDONALDS CORP Equities 580135101   1,443,072 4,978 SH   SOLE   4,538 0 440
MCKESSON CORP Equities 58155Q103   1,282,867 2,251 SH   SOLE   1,228 0 1,023
MEDTRONIC PLC Equities G5960L103   8,308 104 SH   DFND   104 0 0
MEDTRONIC PLC Equities G5960L103   216,635 2,712 SH   SOLE   2,177 0 535
MERCK & CO. INC. Equities 58933Y105   963,364 9,684 SH   DFND   9,684 0 0
MERCK & CO. INC. Equities 58933Y105   1,980,448 19,908 SH   SOLE   7,868 0 12,040
META PLATFORMS INC-CLASS A Equities 30303M102   1,995,418 3,408 SH   SOLE   2,529 0 879
METLIFE INC Equities 59156R108   709,490 8,665 SH   SOLE   3,532 0 5,133
MICRON TECHNOLOGY INC Equities 595112103   470,454 5,590 SH   SOLE   4,170 0 1,420
MICROSOFT CORP Equities 594918104   5,920,811 14,047 SH   DFND   12,506 0 1,541
MICROSOFT CORP Equities 594918104   15,662,097 37,158 SH   SOLE   23,170 0 13,988
MONDELEZ INTERNATIONAL INC-A Equities 609207105   237,188 3,971 SH   DFND   3,971 0 0
MONDELEZ INTERNATIONAL INC-A Equities 609207105   290,706 4,867 SH   SOLE   1,614 0 3,253
MOTOROLA SOLUTIONS INC Equities 620076307   74,881 162 SH   DFND   162 0 0
MOTOROLA SOLUTIONS INC Equities 620076307   457,608 990 SH   SOLE   0 0 990
NETFLIX INC Equities 64110L106   17,826 20 SH   DFND   20 0 0
NETFLIX INC Equities 64110L106   983,126 1,103 SH   SOLE   475 0 628
NEXTERA ENERGY INC Equities 65339F101   391,427 5,460 SH   DFND   2,500 0 2,960
NEXTERA ENERGY INC Equities 65339F101   868,524 12,115 SH   SOLE   4,627 0 7,488
NIKE INC -CL B Equities 654106103   613,457 8,107 SH   SOLE   6,640 0 1,467
NOVO-NORDISK A/S-SPONS ADR Equities 670100205   332,123 3,861 SH   SOLE   1,501 0 2,360
NVIDIA CORP Equities 67066G104   1,888,117 14,060 SH   DFND   14,060 0 0
NVIDIA CORP Equities 67066G104   26,771,517 199,356 SH   SOLE   139,136 0 60,220
NXP SEMICONDUCTORS NV Equities N6596X109   283,715 1,365 SH   SOLE   565 0 800
ORACLE CORP Equities 68389X105   333,280 2,000 SH   DFND   2,000 0 0
ORACLE CORP Equities 68389X105   1,032,335 6,195 SH   SOLE   5,589 0 606
OREILLY AUTOMOTIVE INC Equities 67103H107   365,226 308 SH   SOLE   8 0 300
OTIS WORLDWIDE CORP Equities 68902V107   37,044 400 SH   DFND   400 0 0
OTIS WORLDWIDE CORP Equities 68902V107   220,134 2,377 SH   SOLE   110 0 2,267
PALO ALTO NETWORKS INC Equities 697435105   1,492,436 8,202 SH   SOLE   7,636 0 566
PEPSICO INC Equities 713448108   1,052,255 6,920 SH   DFND   6,920 0 0
PEPSICO INC Equities 713448108   878,603 5,778 SH   SOLE   4,072 0 1,706
PFIZER INC Equities 717081103   183,720 6,925 SH   DFND   6,925 0 0
PFIZER INC Equities 717081103   917,858 34,597 SH   SOLE   23,110 0 11,487
PHILIP MORRIS INTERNATIONAL Equities 718172109   461,542 3,835 SH   DFND   3,835 0 0
PHILIP MORRIS INTERNATIONAL Equities 718172109   459,978 3,822 SH   SOLE   2,463 0 1,359
PHILLIPS 66 Equities 718546104   19,596 172 SH   DFND   172 0 0
PHILLIPS 66 Equities 718546104   573,296 5,032 SH   SOLE   3,237 0 1,795
PROCTER & GAMBLE CO/THE Equities 742718109   1,375,736 8,206 SH   DFND   4,095 0 4,111
PROCTER & GAMBLE CO/THE Equities 742718109   3,904,569 23,290 SH   SOLE   12,271 0 11,019
PUBLIC SERVICE ENTERPRISE GP Equities 744573106   52,046 616 SH   DFND   616 0 0
PUBLIC SERVICE ENTERPRISE GP Equities 744573106   609,511 7,214 SH   SOLE   5,919 0 1,295
PUBLIC STORAGE Equities 74460D109   371,306 1,240 SH   DFND   1,240 0 0
PUBLIC STORAGE Equities 74460D109   651,581 2,176 SH   SOLE   787 0 1,389
QUALCOMM INC Equities 747525103   81,111 528 SH   DFND   528 0 0
QUALCOMM INC Equities 747525103   720,785 4,692 SH   SOLE   3,130 0 1,562
QUEST DIAGNOSTICS INC Equities 74834L100   275,621 1,827 SH   SOLE   1,437 0 390
REGENERON PHARMACEUTICALS Equities 75886F107   891,837 1,252 SH   SOLE   272 0 980
ROPER TECHNOLOGIES INC Equities 776696106   399,245 768 SH   SOLE   718 0 50
ROYCE SMALL-CAP FUND Mutual Funds 780905840   136,874 15,158 SH   SOLE   0 0 15,158
S&P GLOBAL INC Equities 78409V104   9,961 20 SH   DFND   20 0 0
S&P GLOBAL INC Equities 78409V104   237,560 477 SH   SOLE   75 0 402
SALESFORCE INC Equities 79466L302   1,427,589 4,270 SH   SOLE   1,496 0 2,774
SCHWAB (CHARLES) CORP Equities 808513105   1,235,745 16,697 SH   SOLE   14,336 0 2,361
SERVICENOW INC Equities 81762P102   612,749 578 SH   SOLE   17 0 561
SHELL PLC-ADR Equities 780259305   250,287 3,995 SH   SOLE   2,530 0 1,465
SHOPIFY INC - CLASS A Equities 82509L107   212,660 2,000 SH   SOLE   2,000 0 0
SOUTHERN CO/THE Equities 842587107   139,532 1,695 SH   DFND   1,695 0 0
SOUTHERN CO/THE Equities 842587107   632,629 7,685 SH   SOLE   5,575 0 2,110
SPDR BLOOMBERG CONVERTIBLE SECU Fixed Income 78464A359   30,143 387 SH   DFND   387 0 0
SPDR BLOOMBERG CONVERTIBLE SECU Fixed Income 78464A359   2,013,534 25,851 SH   SOLE   23,312 0 2,539
SPDR GOLD SHARES Equities 78463V107   1,319,609 5,450 SH   SOLE   5,450 0 0
SPDR MSCI ACWI EX-US ETF Equities 78463X848   92,817 3,322 SH   DFND   3,322 0 0
SPDR MSCI ACWI EX-US ETF Equities 78463X848   3,469,561 124,179 SH   SOLE   113,033 0 11,146
SPDR S&P 500 ETF TRUST Equities 78462F103   680,439 1,161 SH   DFND   1,161 0 0
SPDR S&P 500 ETF TRUST Equities 78462F103   11,204,091 19,117 SH   SOLE   18,143 0 974
SPDR S&P BANK ETF Equities 78464A797   29,954 540 SH   DFND   540 0 0
SPDR S&P BANK ETF Equities 78464A797   440,987 7,950 SH   SOLE   7,950 0 0
SPDR S&P BIOTECH ETF Equities 78464A870   351,234 3,900 SH   SOLE   3,900 0 0
SPDR S&P MIDCAP 400 ETF TRUST Equities 78467Y107   1,374,966 2,414 SH   SOLE   2,414 0 0
STARBUCKS CORP Equities 855244109   564,199 6,183 SH   SOLE   4,798 0 1,385
STRYKER CORP Equities 863667101   697,057 1,936 SH   SOLE   1,680 0 256
T-MOBILE US INC Equities 872590104   896,826 4,063 SH   SOLE   1,545 0 2,518
TAIWAN SEMICONDUCTOR-SP ADR Equities 874039100   68,332 346 SH   DFND   346 0 0
TAIWAN SEMICONDUCTOR-SP ADR Equities 874039100   2,246,449 11,375 SH   SOLE   6,318 0 5,057
TEXAS INSTRUMENTS INC Equities 882508104   137,257 732 SH   DFND   732 0 0
TEXAS INSTRUMENTS INC Equities 882508104   138,757 740 SH   SOLE   626 0 114
THE CIGNA GROUP Equities 125523100   89,746 325 SH   DFND   325 0 0
THE CIGNA GROUP Equities 125523100   570,229 2,065 SH   SOLE   612 0 1,453
THERMO FISHER SCIENTIFIC INC Equities 883556102   1,819,244 3,497 SH   SOLE   1,756 0 1,741
TJX COMPANIES INC Equities 872540109   1,922,933 15,917 SH   SOLE   5,442 0 10,475
TOLL BROTHERS INC Equities 889478103   264,621 2,101 SH   SOLE   825 0 1,276
TOYOTA MOTOR CORP -SPON ADR Equities 892331307   734,847 3,776 SH   SOLE   3,726 0 50
TRANE TECHNOLOGIES PLC Equities G8994E103   457,994 1,240 SH   DFND   1,240 0 0
TRANE TECHNOLOGIES PLC Equities G8994E103   2,741,685 7,423 SH   SOLE   3,418 0 4,005
UNION PACIFIC CORP Equities 907818108   710,345 3,115 SH   DFND   3,115 0 0
UNION PACIFIC CORP Equities 907818108   2,393,052 10,494 SH   SOLE   6,169 0 4,325
UNITEDHEALTH GROUP INC Equities 91324P102   85,490 169 SH   DFND   169 0 0
UNITEDHEALTH GROUP INC Equities 91324P102   1,521,121 3,007 SH   SOLE   1,110 0 1,897
UTILITIES SELECT SECTOR SPDR FU Equities 81369Y886   338,259 4,469 SH   DFND   4,469 0 0
UTILITIES SELECT SECTOR SPDR FU Equities 81369Y886   628,908 8,309 SH   SOLE   6,464 0 1,845
VALERO ENERGY CORP Equities 91913Y100   40,455 330 SH   DFND   330 0 0
VALERO ENERGY CORP Equities 91913Y100   402,953 3,287 SH   SOLE   696 0 2,591
VANECK SEMICONDUCTOR ETF Equities 92189F676   387,472 1,600 SH   SOLE   1,120 0 480
VANGUARD DIVIDEND APPRECIATION Equities 921908844   219,330 1,120 SH   DFND   1,120 0 0
VANGUARD DIVIDEND APPRECIATION Equities 921908844   3,289,944 16,800 SH   SOLE   11,780 0 5,020
VANGUARD EXTENDED MARKET ETF Equities 922908652   77,892 410 SH   DFND   410 0 0
VANGUARD EXTENDED MARKET ETF Equities 922908652   502,687 2,646 SH   SOLE   2,160 0 486
VANGUARD FTSE ALL-WORLD EX-US E Equities 922042775   1,456,262 25,366 SH   SOLE   25,366 0 0
VANGUARD FTSE DEVELOPED MARKETS Equities 921943858   47,820 1,000 SH   DFND   1,000 0 0
VANGUARD FTSE DEVELOPED MARKETS Equities 921943858   1,867,562 39,054 SH   SOLE   26,147 0 12,907
VANGUARD FTSE EMERGING MARKETS Equities 922042858   445,112 10,107 SH   SOLE   5,857 0 4,250
VANGUARD FTSE EUROPE ETF Equities 922042874   1,149,949 18,118 SH   SOLE   9,563 0 8,555
VANGUARD FTSE PACIFIC ETF Equities 922042866   922,383 12,984 SH   SOLE   4,644 0 8,340
VANGUARD GROWTH ETF Equities 922908736   143,654 350 SH   DFND   350 0 0
VANGUARD GROWTH ETF Equities 922908736   371,448 905 SH   SOLE   480 0 425
VANGUARD HIGH DIVIDEND YIELD ET Equities 921946406   399,995 3,135 SH   DFND   3,135 0 0
VANGUARD HIGH DIVIDEND YIELD ET Equities 921946406   2,737,188 21,453 SH   SOLE   17,513 0 3,940
VANGUARD INTERMEDIATE-TERM BOND Fixed Income 921937819   521,018 6,972 SH   DFND   6,972 0 0
VANGUARD INTERMEDIATE-TERM BOND Fixed Income 921937819   14,580,197 195,105 SH   SOLE   160,189 0 34,916
VANGUARD INTERMEDIATE-TERM TREA Fixed Income 92206C706   19,720 340 SH   DFND   340 0 0
VANGUARD INTERMEDIATE-TERM TREA Fixed Income 92206C706   3,602,264 62,108 SH   SOLE   36,458 0 25,650
VANGUARD INTL DIVIDEND APPRECIA Equities 921946810   243,010 3,038 SH   DFND   3,038 0 0
VANGUARD INTL DIVIDEND APPRECIA Equities 921946810   6,690,444 83,641 SH   SOLE   53,856 0 29,785
VANGUARD INTL HIGH DIVIDEND YIE Equities 921946794   48,398 713 SH   DFND   713 0 0
VANGUARD INTL HIGH DIVIDEND YIE Equities 921946794   2,658,995 39,172 SH   SOLE   23,266 0 15,906
VANGUARD MID-CAP ETF Equities 922908629   39,620 150 SH   DFND   150 0 0
VANGUARD MID-CAP ETF Equities 922908629   1,167,190 4,419 SH   SOLE   2,892 0 1,527
VANGUARD REAL ESTATE ETF Equities 922908553   153,485 1,723 SH   DFND   1,723 0 0
VANGUARD REAL ESTATE ETF Equities 922908553   1,713,276 19,233 SH   SOLE   14,673 0 4,560
VANGUARD S&P 500 ETF Equities 922908363   393,870 731 SH   DFND   731 0 0
VANGUARD S&P 500 ETF Equities 922908363   1,927,862 3,578 SH   SOLE   2,532 0 1,046
VANGUARD SHORT-TERM BOND ETF Fixed Income 921937827   18,699 242 SH   DFND   242 0 0
VANGUARD SHORT-TERM BOND ETF Fixed Income 921937827   1,270,087 16,437 SH   SOLE   11,537 0 4,900
VANGUARD SHORT-TERM CORPORATE B Fixed Income 92206C409   1,149,711 14,738 SH   DFND   14,738 0 0
VANGUARD SHORT-TERM CORPORATE B Fixed Income 92206C409   7,754,194 99,400 SH   SOLE   67,924 0 31,476
VANGUARD SHORT-TERM TREASURY ET Fixed Income 92206C102   1,725,386 29,656 SH   DFND   29,656 0 0
VANGUARD SHORT-TERM TREASURY ET Fixed Income 92206C102   11,470,187 197,150 SH   SOLE   125,985 0 71,165
VANGUARD SMALL-CAP ETF Equities 922908751   585,322 2,436 SH   SOLE   1,538 0 898
VANGUARD TOTAL BOND MARKET ETF Fixed Income 921937835   231,982 3,226 SH   SOLE   229 0 2,997
VANGUARD TOTAL STOCK MARKET ETF Equities 922908769   37,675 130 SH   DFND   130 0 0
VANGUARD TOTAL STOCK MARKET ETF Equities 922908769   569,477 1,965 SH   SOLE   1,770 0 195
VANGUARD VALUE ETF Equities 922908744   157,449 930 SH   DFND   930 0 0
VANGUARD VALUE ETF Equities 922908744   922,854 5,451 SH   SOLE   4,084 0 1,367
VERIZON COMMUNICATIONS INC Equities 92343V104   193,112 4,829 SH   DFND   4,829 0 0
VERIZON COMMUNICATIONS INC Equities 92343V104   1,312,352 32,817 SH   SOLE   23,903 0 8,914
VERTEX PHARMACEUTICALS INC Equities 92532F100   668,079 1,659 SH   SOLE   337 0 1,322
VISA INC-CLASS A SHARES Equities 92826C839   3,799,749 12,023 SH   SOLE   9,718 0 2,305
WALMART INC Equities 931142103   403,774 4,469 SH   DFND   4,469 0 0
WALMART INC Equities 931142103   1,621,150 17,943 SH   SOLE   15,167 0 2,776
WALT DISNEY CO/THE Equities 254687106   214,349 1,925 SH   DFND   1,925 0 0
WALT DISNEY CO/THE Equities 254687106   2,723,287 24,457 SH   SOLE   12,593 0 11,864
WASTE MANAGEMENT INC Equities 94106L109   22,399 111 SH   DFND   111 0 0
WASTE MANAGEMENT INC Equities 94106L109   739,964 3,667 SH   SOLE   2,891 0 776
WELLS FARGO & CO Equities 949746101   143,290 2,040 SH   DFND   2,040 0 0
WELLS FARGO & CO Equities 949746101   585,099 8,330 SH   SOLE   8,330 0 0
WELLS FARGO & COMPANY Fixed Income 949746804   219,713 185 SH   SOLE   110 0 75
WISDOMTREE EM EX-STATE-OWNED EN Equities 97717X578   54,864 1,800 SH   DFND   1,800 0 0
WISDOMTREE EM EX-STATE-OWNED EN Equities 97717X578   1,298,570 42,604 SH   SOLE   23,043 0 19,561
WISDOMTREE EM HIGH DIVIDEND FUN Equities 97717W315   486,649 12,019 SH   SOLE   12,019 0 0
WISDOMTREE U.S. QUALITY DIVIDEN Equities 97717X669   560,117 6,921 SH   SOLE   6,041 0 880
WISDOMTREE US SMALLCAP DIVIDEND Equities 97717W604   1,361,084 39,624 SH   SOLE   26,214 0 13,410
WW GRAINGER INC Equities 384802104   1,695,966 1,609 SH   DFND   1,609 0 0
WW GRAINGER INC Equities 384802104   46,378 44 SH   SOLE   16 0 28
ZOETIS INC Equities 98978V103   222,399 1,365 SH   SOLE   660 0 705