The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALERIAN MLP ETF Com 00162Q452   204 5,370 SH   SOLE 0 5,370 0 0
ALERIAN MLP ETF Com 00162Q452   8 220 SH   DFND 0 220 0 0
AT&T INC Com 00206R102   174 9,430 SH   SOLE 0 9,430 0 0
AT&T INC Com 00206R102   41 2,203 SH   DFND 0 2,203 0 0
ABBVIE INC Com 00287Y109   4,348 26,907 SH   SOLE 0 26,907 0 0
ABBVIE INC Com 00287Y109   1,192 7,374 SH   DFND 0 7,374 0 0
ADOBE SYSTEMS INC Com 00724F101   693 2,058 SH   SOLE 0 2,058 0 0
ADOBE SYSTEMS INC Com 00724F101   109 325 SH   DFND 0 325 0 0
ALPHABET INC-CL C Com 02079K107   1,496 16,857 SH   SOLE 0 16,857 0 0
ALPHABET INC-CL A Com 02079K305   3,577 40,543 SH   SOLE 0 40,543 0 0
ALPHABET INC-CL A Com 02079K305   181 2,050 SH   DFND 0 2,050 0 0
ALTRIA GROUP INC Com 02209S103   238 5,200 SH   SOLE 0 5,200 0 0
ALTRIA GROUP INC Com 02209S103   235 5,131 SH   DFND 0 5,131 0 0
AMERIPRISE FINANCIAL INC Com 03076C106   933 2,997 SH   SOLE 0 2,997 0 0
ANALOG DEVICES INC Com 032654105   223 1,359 SH   SOLE 0 1,359 0 0
ANALOG DEVICES INC Com 032654105   33 204 SH   DFND 0 204 0 0
ASTRAZENECA PLC ADR Com 046353108   287 4,228 SH   SOLE 0 4,228 0 0
Bank of America Pfd Stk 060505EH3   240 250,000 SH   SOLE 0 250,000 0 0
Bank Amer Corp Pfd Stk 060505EU4   99 100,000 SH   SOLE 0 100,000 0 0
BLACKROCK INC Com 09247X101   1,132 1,597 SH   SOLE 0 1,597 0 0
BLACKROCK INC Com 09247X101   140 198 SH   DFND 0 198 0 0
BLACKSTONE INC Com 09260D107   266 3,586 SH   SOLE 0 3,586 0 0
BLACKSTONE INC Com 09260D107   108 1,450 SH   DFND 0 1,450 0 0
BRISTOL-MYERS SQUIBB CO Com 110122108   816 11,344 SH   SOLE 0 11,344 0 0
BRISTOL-MYERS SQUIBB CO Com 110122108   668 9,288 SH   DFND 0 9,288 0 0
BROADCOM INC Com 11135F101   541 968 SH   SOLE 0 968 0 0
BROADCOM INC Com 11135F101   55 99 SH   DFND 0 99 0 0
CF INDUSTRIES HOLDINGS INC Com 125269100   825 9,687 SH   SOLE 0 9,687 0 0
CVS HEALTH CORP Com 126650100   2,270 24,364 SH   SOLE 0 24,364 0 0
CVS HEALTH CORP Com 126650100   121 1,300 SH   DFND 0 1,300 0 0
CAPITAL ONE FINANCIAL CORP Com 14040H105   606 6,520 SH   SOLE 0 6,520 0 0
CAPITAL ONE FINANCIAL CORP Com 14040H105   9 100 SH   DFND 0 100 0 0
CARLISLE COS INC Com 142339100   1,315 5,579 SH   SOLE 0 0 0 5,579
CARRIER GLOBAL CORPORATION Com 14448C104   546 13,239 SH   SOLE 0 11,567 0 1,672
CARRIER GLOBAL CORPORATION Com 14448C104   36 870 SH   DFND 0 870 0 0
CATERPILLAR INC Com 149123101   782 3,265 SH   SOLE 0 3,265 0 0
CATERPILLAR INC Com 149123101   108 450 SH   DFND 0 450 0 0
CHEVRON CORP Com 166764100   4,454 24,816 SH   SOLE 0 23,073 0 1,743
CHEVRON CORP Com 166764100   309 1,723 SH   DFND 0 1,723 0 0
CISCO SYSTEMS INC Com 17275R102   1,506 31,605 SH   SOLE 0 31,605 0 0
CISCO SYSTEMS INC Com 17275R102   253 5,308 SH   DFND 0 5,308 0 0
CITIGROUP INC Com 172967424   534 11,807 SH   SOLE 0 11,807 0 0
COCA-COLA CO/THE Com 191216100   7,234 113,721 SH   SOLE 0 113,721 0 0
COCA-COLA CO/THE Com 191216100   168 2,646 SH   DFND 0 2,646 0 0
COGNIZANT TECH SOLUTIONS-A Com 192446102   38 670 SH   SOLE 0 670 0 0
COGNIZANT TECH SOLUTIONS-A Com 192446102   210 3,680 SH   DFND 0 3,680 0 0
COMCAST CORP-CLASS A Com 20030N101   192 5,488 SH   SOLE 0 5,488 0 0
COMCAST CORP-CLASS A Com 20030N101   24 676 SH   DFND 0 676 0 0
CONOCOPHILLIPS Com 20825C104   1,507 12,768 SH   SOLE 0 12,768 0 0
CONSOLIDATED EDISON INC Com 209115104   228 2,395 SH   SOLE 0 2,395 0 0
COSTCO WHOLESALE CORP Com 22160K105   4,292 9,403 SH   SOLE 0 9,403 0 0
COSTCO WHOLESALE CORP Com 22160K105   337 738 SH   DFND 0 738 0 0
CUMMINS INC Com 231021106   414 1,708 SH   SOLE 0 1,708 0 0
DTE ENERGY COMPANY Com 233331107   498 4,238 SH   SOLE 0 4,238 0 0
DANAHER CORP Com 235851102   905 3,411 SH   SOLE 0 3,411 0 0
DANAHER CORP Com 235851102   6 22 SH   DFND 0 22 0 0
DEERE & CO Com 244199105   1,534 3,578 SH   SOLE 0 3,578 0 0
DEERE & CO Com 244199105   279 650 SH   DFND 0 650 0 0
WALT DISNEY CO/THE Com 254687106   1,578 18,167 SH   SOLE 0 18,167 0 0
WALT DISNEY CO/THE Com 254687106   20 235 SH   DFND 0 235 0 0
DOW INC COM Com 260557103   192 3,818 SH   SOLE 0 3,818 0 0
DOW INC COM Com 260557103   9 180 SH   DFND 0 180 0 0
DUKE ENERGY CORP Com 26441C204   233 2,263 SH   SOLE 0 2,263 0 0
DUKE ENERGY CORP Com 26441C204   19 180 SH   DFND 0 180 0 0
EOG RESOURCES INC Com 26875P101   223 1,725 SH   SOLE 0 1,725 0 0
ETFMG PRIME CYBER SECURITY ETF Com 26924G201   335 7,600 SH   SOLE 0 7,600 0 0
ETFMG PRIME CYBER SECURITY ETF Com 26924G201   63 1,430 SH   DFND 0 1,430 0 0
ECOLAB INC Com 278865100   1,024 7,037 SH   SOLE 0 7,037 0 0
EMERSON ELECTRIC CO Com 291011104   901 9,384 SH   SOLE 0 9,384 0 0
EMERSON ELECTRIC CO Com 291011104   347 3,617 SH   DFND 0 3,617 0 0
ENBRIDGE INC Com 29250N105   1,427 36,496 SH   SOLE 0 36,496 0 0
ENBRIDGE INC Com 29250N105   275 7,042 SH   DFND 0 7,042 0 0
EXXON MOBIL CORP Com 30231G102   1,789 16,218 SH   SOLE 0 14,431 0 1,787
EXXON MOBIL CORP Com 30231G102   1,559 14,138 SH   DFND 0 14,138 0 0
META PLATFORMS INC Com 30303M102   486 4,039 SH   SOLE 0 4,039 0 0
FEDEX CORP Com 31428X106   423 2,440 SH   SOLE 0 2,440 0 0
FEDEX CORP Com 31428X106   399 2,305 SH   DFND 0 2,305 0 0
FISERV INC Com 337738108   1,108 10,960 SH   SOLE 0 10,960 0 0
FORD MOTOR CO Com 345370860   298 25,600 SH   SOLE 0 25,600 0 0
FORD MOTOR CO Com 345370860   1 101 SH   DFND 0 101 0 0
FRANKLIN CALIF TAX FREE INCOME Com 352518104   808 120,132 SH   SOLE 0 120,132 0 0
GENERAL DYNAMICS CORP Com 369550108   370 1,493 SH   SOLE 0 1,493 0 0
GENERAL MILLS INC Com 370334104   605 7,211 SH   SOLE 0 7,211 0 0
GENERAL MILLS INC Com 370334104   94 1,120 SH   DFND 0 1,120 0 0
GILEAD SCIENCES INC Com 375558103   458 5,334 SH   SOLE 0 5,334 0 0
GILEAD SCIENCES INC Com 375558103   36 415 SH   DFND 0 415 0 0
GLOBAL X S&P 500 CATHOLIC VALUES ETF Com 37954Y889   260 5,580 SH   SOLE 0 5,580 0 0
GOLDMAN SACHS GROUP INC Com 38141G104   830 2,418 SH   SOLE 0 2,418 0 0
GOLDMAN SACHS GROUP INC Com 38141G104   55 160 SH   DFND 0 160 0 0
GOLDMAN ACTIVEBETA US LC ETF Com 381430503   713 9,360 SH   SOLE 0 9,360 0 0
WW GRAINGER INC Com 384802104   8 15 SH   SOLE 0 15 0 0
WW GRAINGER INC Com 384802104   986 1,772 SH   DFND 0 1,772 0 0
HP INC Com 40434L105   592 22,021 SH   SOLE 0 22,021 0 0
HP INC Com 40434L105   14 532 SH   DFND 0 532 0 0
HOME DEPOT INC Com 437076102   985 3,119 SH   SOLE 0 3,119 0 0
HOME DEPOT INC Com 437076102   608 1,926 SH   DFND 0 1,926 0 0
HONEYWELL INTERNATIONAL INC Com 438516106   1,139 5,313 SH   SOLE 0 5,313 0 0
HONEYWELL INTERNATIONAL INC Com 438516106   199 929 SH   DFND 0 929 0 0
ILLINOIS TOOL WORKS Com 452308109   1,013 4,599 SH   SOLE 0 4,599 0 0
ILLINOIS TOOL WORKS Com 452308109   15 70 SH   DFND 0 70 0 0
INTEL CORP Com 458140100   571 21,613 SH   SOLE 0 21,613 0 0
INTEL CORP Com 458140100   247 9,330 SH   DFND 0 9,330 0 0
INTL BUSINESS MACHINES CORP Com 459200101   1,186 8,415 SH   SOLE 0 8,015 0 400
INTL BUSINESS MACHINES CORP Com 459200101   352 2,500 SH   DFND 0 2,500 0 0
INVESCO QQQ TRUST Com 46090E103   3,446 12,940 SH   SOLE 0 12,940 0 0
INVESCO QQQ TRUST Com 46090E103   83 312 SH   DFND 0 312 0 0
INVESCO S&P SMALLCAP HEALTH CARE ETF Com 46138E149   1,025 7,763 SH   SOLE 0 7,763 0 0
INVESCO S&P SMALLCAP HEALTH CARE ETF Com 46138E149   90 684 SH   DFND 0 684 0 0
INVITATION HOMES INC Com 46187W107   307 10,354 SH   SOLE 0 10,354 0 0
INVITATION HOMES INC Com 46187W107   77 2,600 SH   DFND 0 2,600 0 0
ISHARES GOLD TRUST ISHARES Com 464285204   693 20,042 SH   SOLE 0 20,042 0 0
ISHARES GOLD TRUST ISHARES Com 464285204   66 1,921 SH   DFND 0 1,921 0 0
ISHARES CORE S&P US STOCK MARKET ETF Com 464287150   2,147 25,323 SH   SOLE 0 25,323 0 0
ISHARES CORE S&P US STOCK MARKET ETF Com 464287150   549 6,471 SH   DFND 0 6,471 0 0
ISHARES DJ SELECT DIVIDEND ETF Com 464287168   2,833 23,492 SH   SOLE 0 23,492 0 0
ISHARES DJ SELECT DIVIDEND ETF Com 464287168   74 610 SH   DFND 0 610 0 0
ISHARES CORE S&P 500 ETF Com 464287200   7,412 19,292 SH   SOLE 0 19,292 0 0
ISHARES CORE S&P 500 ETF Com 464287200   477 1,242 SH   DFND 0 1,242 0 0
ISHARES S&P GLOBAL TECHNOLOGY SECTOR Com 464287291   1,521 33,927 SH   SOLE 0 33,927 0 0
ISHARES S&P 500 GROWTH ETF Com 464287309   1,553 26,554 SH   SOLE 0 26,554 0 0
ISHARES S&P 500 VALUE ETF Com 464287408   1,161 8,000 SH   SOLE 0 8,000 0 0
ISHARES MSCI EAFE ETF Com 464287465   2,191 33,377 SH   SOLE 0 33,377 0 0
ISHARES RUSSELL MIDCAP VALUE ETF Com 464287473   175 1,657 SH   SOLE 0 1,657 0 0
ISHARES RUSSELL MIDCAP VALUE ETF Com 464287473   95 900 SH   DFND 0 900 0 0
ISHARES RUSSELL MIDCAP ETF Com 464287499   1,659 24,598 SH   SOLE 0 24,598 0 0
ISHARES RUSSELL MIDCAP ETF Com 464287499   121 1,790 SH   DFND 0 1,790 0 0
ISHARES CORE S&P MID-CAP ETF Com 464287507   9,709 40,138 SH   SOLE 0 40,138 0 0
ISHARES CORE S&P MID-CAP ETF Com 464287507   400 1,652 SH   DFND 0 1,652 0 0
ISHARES RUSSELL 1000 VALUE ETF Com 464287598   10,179 67,124 SH   SOLE 0 67,124 0 0
ISHARES RUSSELL 1000 VALUE ETF Com 464287598   327 2,154 SH   DFND 0 2,154 0 0
ISHARES S&P MIDCAP 400/GRWTH ETF Com 464287606   424 6,204 SH   SOLE 0 6,204 0 0
ISHARES S&P MIDCAP 400/GRWTH ETF Com 464287606   208 3,052 SH   DFND 0 3,052 0 0
ISHARES RUSSELL 1000 GROWTH ETF Com 464287614   18,390 85,836 SH   SOLE 0 85,836 0 0
ISHARES RUSSELL 1000 GROWTH ETF Com 464287614   1,146 5,351 SH   DFND 0 5,351 0 0
ISHARES RUSSELL 1000 ETF Com 464287622   1,178 5,594 SH   SOLE 0 5,594 0 0
ISHARES RUSSELL 2000 VALUE ETF Com 464287630   185 1,334 SH   SOLE 0 1,334 0 0
ISHARES RUSSELL 2000 VALUE ETF Com 464287630   67 483 SH   DFND 0 483 0 0
ISHARES RUSSELL 2000 GROWTH ETF Com 464287648   3,484 16,239 SH   SOLE 0 16,239 0 0
ISHARES RUSSELL 2000 GROWTH ETF Com 464287648   64 300 SH   DFND 0 300 0 0
ISHARES RUSSELL 2000 ETF Com 464287655   1,370 7,858 SH   SOLE 0 7,858 0 0
ISHARES RUSSELL 2000 ETF Com 464287655   237 1,359 SH   DFND 0 1,359 0 0
ISHARES S&P MIDCAP 400/VALUE ETF Com 464287705   401 3,976 SH   SOLE 0 3,976 0 0
ISHARES S&P MIDCAP 400/VALUE ETF Com 464287705   194 1,920 SH   DFND 0 1,920 0 0
ISHARES DJ US TECHNOLOGY SEC ETF Com 464287721   2,477 33,249 SH   SOLE 0 33,249 0 0
ISHARES DJ US TECHNOLOGY SEC ETF Com 464287721   165 2,220 SH   DFND 0 2,220 0 0
ISHARES DOW JONES US ENERGY SECTOR FUND Com 464287796   792 17,029 SH   SOLE 0 17,029 0 0
ISHARES CORE S&P SMALL-CAP ETF Com 464287804   6,508 68,761 SH   SOLE 0 68,761 0 0
ISHARES CORE S&P SMALL-CAP ETF Com 464287804   219 2,318 SH   DFND 0 2,318 0 0
ISHARES S&P SMALLCAP 600/VAL ETF Com 464287879   146 1,600 SH   SOLE 0 1,600 0 0
ISHARES S&P SMALLCAP 600/VAL ETF Com 464287879   183 2,000 SH   DFND 0 2,000 0 0
ISHARES S&P SMALLCAP/600 GROWTH ETF Com 464287887   405 3,749 SH   SOLE 0 3,749 0 0
ISHARES S&P SMALLCAP/600 GROWTH ETF Com 464287887   230 2,124 SH   DFND 0 2,124 0 0
ISHARES TR AGENCY BOND ETF Com 464288166   302 2,838 SH   SOLE 0 2,838 0 0
ISHARES TR GL CLEAN ENERGY ETF Com 464288224   1,238 62,349 SH   SOLE 0 62,349 0 0
ISHARES MSCI ACWI ETF Com 464288257   944 11,118 SH   SOLE 0 11,118 0 0
ISHARES JPMORGAN USD EMERGING MKTS BOND ETF Com 464288281   429 5,067 SH   SOLE 0 5,067 0 0
ISHARES JPMORGAN USD EMERGING MKTS BOND ETF Com 464288281   120 1,421 SH   DFND 0 1,421 0 0
ISHARES S&P GLOBAL INFRASTRUCTURE INDEX FUND Com 464288372   393 8,576 SH   SOLE 0 8,576 0 0
ISHARES S&P GLOBAL INFRASTRUCTURE INDEX FUND Com 464288372   34 731 SH   DFND 0 731 0 0
ISHARES SHORT-TERM CORPORATE BOND ETF Com 464288646   519 10,427 SH   SOLE 0 10,427 0 0
ISHARES BARCLAYS SHORT TREASURY BOND FUND Com 464288679   1,554 14,135 SH   SOLE 0 14,135 0 0
ISHARES BARCLAYS SHORT TREASURY BOND FUND Com 464288679   44 400 SH   DFND 0 400 0 0
ISHARES S&P PREF STK ETF Com 464288687   2,136 69,978 SH   SOLE 0 69,978 0 0
ISHARES S&P PREF STK ETF Com 464288687   176 5,766 SH   DFND 0 5,766 0 0
ISHARES DJ US MEDICAL DEVICE ETF Com 464288810   2,085 39,662 SH   SOLE 0 39,662 0 0
ISHARES DJ US MEDICAL DEVICE ETF Com 464288810   79 1,500 SH   DFND 0 1,500 0 0
ISHARES TR MSCI EAFE VALUE ETF Com 464288877   882 19,222 SH   SOLE 0 19,222 0 0
ISHARES TR EAFE GROWTH ETF Com 464288885   239 2,852 SH   SOLE 0 2,852 0 0
ISHARES TR EAFE GROWTH ETF Com 464288885   126 1,500 SH   DFND 0 1,500 0 0
ISHARES CORE US TREASURY BOND ETF Com 46429B267   6,054 266,449 SH   SOLE 0 266,449 0 0
ISHARES CORE US TREASURY BOND ETF Com 46429B267   941 41,413 SH   DFND 0 41,413 0 0
ISHARES CORE HIGH DIVIDEND ETF Com 46429B663   246 2,364 SH   SOLE 0 2,364 0 0
ISHARES CORE HIGH DIVIDEND ETF Com 46429B663   99 950 SH   DFND 0 950 0 0
ISHARES TR MIN VOL USA ETF Com 46429B697   7,197 99,817 SH   SOLE 0 99,817 0 0
ISHARES TR MIN VOL USA ETF Com 46429B697   668 9,260 SH   DFND 0 9,260 0 0
ISHARES TR 0-5 YR TIPS ETF Com 46429B747   1,181 12,177 SH   SOLE 0 12,177 0 0
ISHARES TR 0-5 YR TIPS ETF Com 46429B747   45 461 SH   DFND 0 461 0 0
ISHARES SHORT MATURITY BOND ETF Com 46431W507   6,322 128,322 SH   SOLE 0 128,322 0 0
ISHARES SHORT MATURITY BOND ETF Com 46431W507   842 17,099 SH   DFND 0 17,099 0 0
ISHARES EDGE MSCI USA QUALITY Com 46432F339   6,400 56,159 SH   SOLE 0 56,159 0 0
ISHARES EDGE MSCI USA QUALITY Com 46432F339   146 1,285 SH   DFND 0 1,285 0 0
ISHARES EDGE MSCI USA VALUE FACTOR ETF Com 46432F388   2,086 22,891 SH   SOLE 0 22,891 0 0
ISHARES EDGE MSCI USA VALUE FACTOR ETF Com 46432F388   76 830 SH   DFND 0 830 0 0
ISHARES CORE MSCI EAFE ETF Com 46432F842   4,919 79,799 SH   SOLE 0 79,799 0 0
ISHARES CORE MSCI EAFE ETF Com 46432F842   1,399 22,704 SH   DFND 0 22,704 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF Com 46434G103   856 18,325 SH   SOLE 0 18,325 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF Com 46434G103   196 4,200 SH   DFND 0 4,200 0 0
ISHARES MSCI EMERGING MARKETS EX CHINA ETF Com 46434G764   2,378 50,090 SH   SOLE 0 50,090 0 0
ISHARES MSCI EMERGING MARKETS EX CHINA ETF Com 46434G764   141 2,975 SH   DFND 0 2,975 0 0
ISHARES MSCI EM ESG OPTIMIZED Com 46434G863   917 30,495 SH   SOLE 0 30,495 0 0
ISHARES 0-5 YEAR HIGH YIELD CORP BOND ETF Com 46434V407   2,242 54,833 SH   SOLE 0 54,833 0 0
ISHARES 0-5 YEAR HIGH YIELD CORP BOND ETF Com 46434V407   350 8,566 SH   DFND 0 8,566 0 0
ISHARES CORE TOTAL USD BOND MARKET ETF Com 46434V613   1,450 32,262 SH   SOLE 0 32,262 0 0
ISHARES CORE TOTAL USD BOND MARKET ETF Com 46434V613   5 113 SH   DFND 0 113 0 0
ISHARES TREASURY FLOATING RATE BOND ETF Com 46434V860   740 14,670 SH   SOLE 0 14,670 0 0
ISHARES MSCI USA ESG OPTIMIZED ETF Com 46435G425   4,560 53,800 SH   SOLE 0 53,800 0 0
ISHARES MSCI USA ESG OPTIMIZED ETF Com 46435G425   59 700 SH   DFND 0 700 0 0
ISHARES FALLEN ANGELS USD BOND ETF Com 46435G474   928 37,695 SH   SOLE 0 37,695 0 0
ISHARES FALLEN ANGELS USD BOND ETF Com 46435G474   39 1,600 SH   DFND 0 1,600 0 0
ISHARES MSCI EAFE ESG SELECT ETF Com 46435G516   1,116 16,983 SH   SOLE 0 16,983 0 0
ISHARES MSCI USA SMALL-CAP ESG OPTIMIZED ETF Com 46435U663   533 16,216 SH   SOLE 0 16,216 0 0
JPMORGAN CHASE & CO Com 46625H100   3,171 23,643 SH   SOLE 0 23,643 0 0
JPMORGAN CHASE & CO Com 46625H100   732 5,461 SH   DFND 0 5,461 0 0
JPMorgan Chase & Co Pfd Stk 46625HJQ4   249 250,000 SH   SOLE 0 250,000 0 0
JPMORGAN ULTRA-SHORT INCOME ETF Com 46641Q837   2,759 55,030 SH   SOLE 0 55,030 0 0
JPMORGAN ULTRA-SHORT INCOME ETF Com 46641Q837   12 230 SH   DFND 0 230 0 0
JOHNSON & JOHNSON Com 478160104   2,386 13,508 SH   SOLE 0 13,508 0 0
JOHNSON & JOHNSON Com 478160104   1,590 9,002 SH   DFND 0 9,002 0 0
KLA-TENCOR CORP Com 482480100   225 598 SH   SOLE 0 598 0 0
KIMBERLY-CLARK CORP Com 494368103   746 5,499 SH   SOLE 0 5,499 0 0
KIMBERLY-CLARK CORP Com 494368103   28 204 SH   DFND 0 204 0 0
LKQ CORPORATION Com 501889208   737 13,805 SH   SOLE 0 13,805 0 0
ELI LILLY & CO Com 532457108   3,640 9,950 SH   SOLE 0 9,950 0 0
ELI LILLY & CO Com 532457108   479 1,308 SH   DFND 0 1,308 0 0
LOCKHEED MARTIN CORP Com 539830109   348 715 SH   SOLE 0 715 0 0
LOCKHEED MARTIN CORP Com 539830109   45 92 SH   DFND 0 92 0 0
LOWE'S COS INC Com 548661107   911 4,570 SH   SOLE 0 4,570 0 0
LOWE'S COS INC Com 548661107   32 160 SH   DFND 0 160 0 0
MASTERCARD INC-CLASS A Com 57636Q104   1,157 3,328 SH   SOLE 0 3,328 0 0
MCDONALD'S CORP Com 580135101   1,400 5,311 SH   SOLE 0 5,311 0 0
MCDONALD'S CORP Com 580135101   238 902 SH   DFND 0 902 0 0
MCKESSON CORP Com 58155Q103   1,198 3,194 SH   SOLE 0 3,194 0 0
MERCK & CO. INC. Com 58933Y105   1,090 9,821 SH   SOLE 0 9,821 0 0
MERCK & CO. INC. Com 58933Y105   1,089 9,818 SH   DFND 0 9,818 0 0
MICROSOFT CORP Com 594918104   8,212 34,244 SH   SOLE 0 34,244 0 0
MICROSOFT CORP Com 594918104   3,439 14,338 SH   DFND 0 14,338 0 0
MICRON TECHNOLOGY INC Com 595112103   323 6,465 SH   SOLE 0 6,465 0 0
MONDELEZ INTERNATIONAL INC-A Com 609207105   326 4,891 SH   SOLE 0 4,891 0 0
MONDELEZ INTERNATIONAL INC-A Com 609207105   292 4,386 SH   DFND 0 4,386 0 0
MOTOROLA SOLUTIONS INC Com 620076307   259 1,004 SH   SOLE 0 1,004 0 0
MOTOROLA SOLUTIONS INC Com 620076307   42 162 SH   DFND 0 162 0 0
NEXTERA ENERGY INC Com 65339F101   1,677 20,064 SH   SOLE 0 20,064 0 0
NEXTERA ENERGY INC Com 65339F101   209 2,500 SH   DFND 0 2,500 0 0
NIKE INC -CL B Com 654106103   1,582 13,516 SH   SOLE 0 13,516 0 0
NORFOLK SOUTHERN CORP Com 655844108   186 755 SH   SOLE 0 755 0 0
NORFOLK SOUTHERN CORP Com 655844108   76 310 SH   DFND 0 310 0 0
NOVARTIS AG-SPONSORED ADR Com 66987V109   387 4,263 SH   SOLE 0 4,263 0 0
NVIDIA CORP Com 67066G104   4,364 29,862 SH   SOLE 0 29,862 0 0
NVIDIA CORP Com 67066G104   323 2,209 SH   DFND 0 2,209 0 0
ORACLE CORP Com 68389X105   538 6,577 SH   SOLE 0 6,577 0 0
ORACLE CORP Com 68389X105   251 3,070 SH   DFND 0 3,070 0 0
PNC FINANCIAL SERVICES GROUP Com 693475105   186 1,175 SH   SOLE 0 1,175 0 0
PNC FINANCIAL SERVICES GROUP Com 693475105   74 470 SH   DFND 0 470 0 0
PALO ALTO NETWORKS INC Com 697435105   852 6,103 SH   SOLE 0 6,103 0 0
PEPSICO INC Com 713448108   969 5,362 SH   SOLE 0 5,362 0 0
PEPSICO INC Com 713448108   1,291 7,146 SH   DFND 0 7,146 0 0
PFIZER INC Com 717081103   2,498 48,758 SH   SOLE 0 48,758 0 0
PFIZER INC Com 717081103   398 7,775 SH   DFND 0 7,775 0 0
PHILIP MORRIS INTERNATIONAL Com 718172109   314 3,102 SH   SOLE 0 3,102 0 0
PHILIP MORRIS INTERNATIONAL Com 718172109   467 4,613 SH   DFND 0 4,613 0 0
PHILLIPS 66 Com 718546104   377 3,622 SH   SOLE 0 3,622 0 0
PHILLIPS 66 Com 718546104   15 148 SH   DFND 0 148 0 0
PIONEER NATURAL RESOURCES Com 723787107   669 2,928 SH   SOLE 0 2,928 0 0
PROCTER & GAMBLE CO/THE Com 742718109   2,545 16,790 SH   SOLE 0 16,790 0 0
PROCTER & GAMBLE CO/THE Com 742718109   621 4,095 SH   DFND 0 4,095 0 0
PROLOGIS INC Com 74340W103   751 6,658 SH   SOLE 0 6,658 0 0
PROLOGIS INC Com 74340W103   103 910 SH   DFND 0 910 0 0
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PUBLIC STORAGE Com 74460D109   64 230 SH   DFND 0 230 0 0
QUALCOMM INC Com 747525103   590 5,370 SH   SOLE 0 5,370 0 0
QUALCOMM INC Com 747525103   71 642 SH   DFND 0 642 0 0
QUEST DIAGNOSTICS INC Com 74834L100   247 1,576 SH   SOLE 0 1,576 0 0
ROPER TECHNOLOGIES INC Com 776696106   546 1,263 SH   SOLE 0 1,263 0 0
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SPDR S&P NORTH AMERICAN NATURAL RESOURCES ETF Com 78463X152   28 522 SH   DFND 0 522 0 0
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SPDR MSCI ACWI EX-US Com 78463X848   110 4,566 SH   DFND 0 4,566 0 0
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KBW BANK ETF Com 78464A797   359 7,950 SH   SOLE 0 7,950 0 0
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SCHWAB (CHARLES) CORP Com 808513105   1,680 20,179 SH   SOLE 0 20,179 0 0
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STARBUCKS CORP Com 855244109   651 6,565 SH   SOLE 0 6,565 0 0
Alta Properties, Inc. Com 863012544   182 24,544 SH   DFND 0 24,544 0 0
STRYKER CORP Com 863667101   758 3,102 SH   SOLE 0 3,102 0 0
TJX COMPANIES INC Com 872540109   387 4,860 SH   SOLE 0 4,860 0 0
T-MOBILE US INC Com 872590104   360 2,568 SH   SOLE 0 2,568 0 0
TAIWAN SEMICONDUCTOR-SP ADR Com 874039100   569 7,633 SH   SOLE 0 7,633 0 0
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TEXAS INSTRUMENTS INC Com 882508104   283 1,712 SH   SOLE 0 1,712 0 0
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THERMO FISHER SCIENTIFIC INC Com 883556102   2,497 4,534 SH   SOLE 0 4,534 0 0
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3M CO Com 88579Y101   653 5,443 SH   SOLE 0 5,443 0 0
3M CO Com 88579Y101   390 3,248 SH   DFND 0 3,248 0 0
TOYOTA MOTOR CORP -SPON ADR Com 892331307   273 2,000 SH   SOLE 0 2,000 0 0
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TRUIST FINANCIAL CORPORATION Com 89832Q109   260 6,044 SH   SOLE 0 6,044 0 0
US BANCORP Com 902973304   330 7,563 SH   SOLE 0 7,563 0 0
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UNION PACIFIC CORP Com 907818108   1,619 7,819 SH   SOLE 0 7,819 0 0
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UNITEDHEALTH GROUP INC Com 91324P102   964 1,818 SH   SOLE 0 1,818 0 0
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VALERO ENERGY CORP Com 91913Y100   715 5,636 SH   SOLE 0 5,636 0 0
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VERIZON COMMUNICATIONS INC Com 92343V104   2,083 52,878 SH   SOLE 0 52,878 0 0
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EATON CORP PLC Com G29183103   923 5,880 SH   SOLE 0 5,880 0 0
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JOHNSON CONTROLS INTERNATIONAL Com G51502105   1,108 17,310 SH   SOLE 0 17,310 0 0
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APTIV PLC Com G6095L109   232 2,492 SH   SOLE 0 2,492 0 0
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CHUBB LTD Com H1467J104   832 3,772 SH   SOLE 0 3,772 0 0
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