The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALERIAN MLP ETF Com 00162Q866 2,580 257,230 SH   SOLE 0 257,230 0 0
ALERIAN MLP ETF Com 00162Q866 27 2,675 SH   DFND 0 2,675 0 0
AT&T INC Com 00206R102 337 10,756 SH   SOLE 0 10,756 0 0
AT&T INC Com 00206R102 73 2,330 SH   DFND 0 2,330 0 0
ABBVIE INC Com 00287Y109 1,028 12,754 SH   SOLE 0 12,754 0 0
ABBVIE INC Com 00287Y109 439 5,448 SH   DFND 0 5,448 0 0
ADOBE SYSTEMS INC Com 00724F101 465 1,745 SH   SOLE 0 1,745 0 0
ALASKA AIR GROUP INC Com 011659109 344 6,129 SH   SOLE 0 6,129 0 0
ALASKA AIR GROUP INC Com 011659109 82 1,470 SH   DFND 0 1,470 0 0
ALPHABET INC-CL C Com 02079K107 861 734 SH   SOLE 0 734 0 0
ALPHABET INC-CL C Com 02079K107 47 40 SH   DFND 0 40 0 0
ALPHABET INC-CL A Com 02079K305 2,998 2,547 SH   SOLE 0 2,547 0 0
ALPHABET INC-CL A Com 02079K305 94 80 SH   DFND 0 80 0 0
ALTRIA GROUP INC Com 02209S103 514 8,943 SH   SOLE 0 8,943 0 0
ALTRIA GROUP INC Com 02209S103 111 1,935 SH   DFND 0 1,935 0 0
AMERIPRISE FINANCIAL INC Com 03076C106 352 2,746 SH   SOLE 0 2,746 0 0
AMERIPRISE FINANCIAL INC Com 03076C106 90 700 SH   DFND 0 700 0 0
BLACKROCK INC Com 09247X101 333 780 SH   SOLE 0 780 0 0
BLACKROCK INC Com 09247X101 12 29 SH   DFND 0 29 0 0
BRISTOL-MYERS SQUIBB CO Com 110122108 559 11,722 SH   SOLE 0 11,722 0 0
BRISTOL-MYERS SQUIBB CO Com 110122108 439 9,203 SH   DFND 0 9,203 0 0
CF INDUSTRIES HOLDINGS INC Com 125269100 356 8,705 SH   SOLE 0 8,705 0 0
CF INDUSTRIES HOLDINGS INC Com 125269100 80 1,950 SH   DFND 0 1,950 0 0
CVS HEALTH CORP Com 126650100 695 12,894 SH   SOLE 0 12,894 0 0
CVS HEALTH CORP Com 126650100 15 283 SH   DFND 0 283 0 0
CAPITAL ONE FINANCIAL CORP Com 14040H105 371 4,540 SH   SOLE 0 4,540 0 0
CAPITAL ONE FINANCIAL CORP Com 14040H105 82 1,000 SH   DFND 0 1,000 0 0
CATERPILLAR INC Com 149123101 405 2,988 SH   SOLE 0 2,988 0 0
CATERPILLAR INC Com 149123101 70 520 SH   DFND 0 520 0 0
CELGENE CORP Com 151020104 381 4,041 SH   SOLE 0 4,041 0 0
CELGENE CORP Com 151020104 104 1,100 SH   DFND 0 1,100 0 0
CHEVRON CORP Com 166764100 2,512 20,395 SH   SOLE 0 20,045 0 350
CHEVRON CORP Com 166764100 247 2,003 SH   DFND 0 2,003 0 0
CINEMARK HOLDINGS INC Com 17243V102 480 12,000 SH   SOLE 0 12,000 0 0
CISCO SYSTEMS INC Com 17275R102 2,437 45,142 SH   SOLE 0 45,142 0 0
CISCO SYSTEMS INC Com 17275R102 383 7,100 SH   DFND 0 7,100 0 0
CLOROX COMPANY Com 189054109 836 5,212 SH   SOLE 0 5,212 0 0
COCA-COLA CO/THE Com 191216100 5,959 127,169 SH   SOLE 0 126,469 0 700
COCA-COLA CO/THE Com 191216100 33 696 SH   DFND 0 696 0 0
COGNIZANT TECH SOLUTIONS-A Com 192446102 97 1,344 SH   SOLE 0 1,344 0 0
COGNIZANT TECH SOLUTIONS-A Com 192446102 297 4,102 SH   DFND 0 4,102 0 0
COMCAST CORP-CLASS A Com 20030N101 177 4,433 SH   SOLE 0 4,433 0 0
COMCAST CORP-CLASS A Com 20030N101 34 856 SH   DFND 0 856 0 0
CONOCOPHILLIPS Com 20825C104 1,956 29,303 SH   SOLE 0 29,303 0 0
CONOCOPHILLIPS Com 20825C104 38 565 SH   DFND 0 565 0 0
CONSTELLATION BRANDS INC-A Com 21036P108 382 2,178 SH   SOLE 0 2,178 0 0
COSTCO WHOLESALE CORP Com 22160K105 2,065 8,529 SH   SOLE 0 8,529 0 0
CUMMINS INC Com 231021106 435 2,758 SH   SOLE 0 2,758 0 0
DTE ENERGY COMPANY Com 233331107 358 2,867 SH   SOLE 0 2,867 0 0
DTE ENERGY COMPANY Com 233331107 112 900 SH   DFND 0 900 0 0
DANAHER CORP Com 235851102 682 5,168 SH   SOLE 0 5,168 0 0
DANAHER CORP Com 235851102 131 992 SH   DFND 0 992 0 0
DARDEN RESTAURANTS INC Com 237194105 398 3,279 SH   SOLE 0 3,279 0 0
WALT DISNEY CO/THE Com 254687106 1,749 15,753 SH   SOLE 0 15,753 0 0
WALT DISNEY CO/THE Com 254687106 125 1,129 SH   DFND 0 1,129 0 0
DOMINION RESOURCES INC/VA Com 25746U109 400 5,218 SH   SOLE 0 5,218 0 0
DOWDUPONT INC Com 26078J100 299 5,608 SH   SOLE 0 5,608 0 0
DOWDUPONT INC Com 26078J100 59 1,110 SH   DFND 0 1,110 0 0
ETFMG PRIME CYBER SECURITY ETF Com 26924G201 1,924 48,077 SH   SOLE 0 48,077 0 0
ECOLAB INC Com 278865100 1,428 8,091 SH   SOLE 0 8,091 0 0
EMERSON ELECTRIC CO Com 291011104 749 10,939 SH   SOLE 0 10,539 0 400
EMERSON ELECTRIC CO Com 291011104 208 3,042 SH   DFND 0 3,042 0 0
ENBRIDGE INC Com 29250N105 240 6,618 SH   SOLE 0 6,618 0 0
ENBRIDGE INC Com 29250N105 43 1,180 SH   DFND 0 1,180 0 0
ENTERPRISE PRODUCTS PARTNERS Com 293792107 765 26,288 SH   SOLE 0 26,288 0 0
EXXON MOBIL CORP Com 30231G102 1,584 19,601 SH   SOLE 0 19,601 0 0
EXXON MOBIL CORP Com 30231G102 967 11,969 SH   DFND 0 11,969 0 0
FACEBOOK INC-A Com 30303M102 588 3,529 SH   SOLE 0 3,529 0 0
FACEBOOK INC-A Com 30303M102 101 605 SH   DFND 0 605 0 0
FEDEX CORP Com 31428X106 566 3,120 SH   SOLE 0 3,120 0 0
FEDEX CORP Com 31428X106 340 1,872 SH   DFND 0 1,872 0 0
FIRST TRUST DOW JONES INTERNET INDEX FUND Com 33733E302 713 5,133 SH   SOLE 0 5,133 0 0
FIRST CLOUD COMPUTING ETF Com 33734X192 760 13,195 SH   SOLE 0 13,195 0 0
FISERV INC Com 337738108 1,110 12,571 SH   SOLE 0 12,571 0 0
FISERV INC Com 337738108 249 2,820 SH   DFND 0 2,820 0 0
FRANKLIN CALIF TAX FREE INCOME Com 352518104 1,655 222,751 SH   SOLE 0 222,751 0 0
GENERAL DYNAMICS CORP Com 369550108 408 2,412 SH   SOLE 0 2,412 0 0
GENERAL DYNAMICS CORP Com 369550108 17 100 SH   DFND 0 100 0 0
GENERAL ELECTRIC CO Com 369604103 66 6,650 SH   SOLE 0 6,650 0 0
GENERAL ELECTRIC CO Com 369604103 96 9,578 SH   DFND 0 9,578 0 0
GENERAL MILLS INC Com 370334104 275 5,312 SH   SOLE 0 5,312 0 0
GENERAL MILLS INC Com 370334104 135 2,616 SH   DFND 0 2,616 0 0
GILEAD SCIENCES INC Com 375558103 424 6,515 SH   SOLE 0 6,515 0 0
GILEAD SCIENCES INC Com 375558103 29 450 SH   DFND 0 450 0 0
GOLDMAN SACHS GROUP INC Com 38141G104 428 2,229 SH   SOLE 0 2,229 0 0
GOLDMAN ACTIVEBETA US LC ETF Com 381430503 566 9,968 SH   SOLE 0 9,968 0 0
WW GRAINGER INC Com 384802104 542 1,800 SH   DFND 0 1,800 0 0
HP INC Com 40434L105 334 17,202 SH   SOLE 0 17,202 0 0
HP INC Com 40434L105 130 6,700 SH   DFND 0 6,700 0 0
HOME DEPOT INC Com 437076102 408 2,128 SH   SOLE 0 2,128 0 0
HOME DEPOT INC Com 437076102 343 1,785 SH   DFND 0 1,785 0 0
HONEYWELL INTERNATIONAL INC Com 438516106 1,306 8,217 SH   SOLE 0 8,217 0 0
HONEYWELL INTERNATIONAL INC Com 438516106 111 700 SH   DFND 0 700 0 0
HOST HOTELS & RESORTS INC Com 44107P104 365 19,298 SH   SOLE 0 19,298 0 0
HOST HOTELS & RESORTS INC Com 44107P104 89 4,700 SH   DFND 0 4,700 0 0
ILLINOIS TOOL WORKS Com 452308109 616 4,294 SH   SOLE 0 4,294 0 0
INTEL CORP Com 458140100 1,479 27,547 SH   SOLE 0 27,547 0 0
INTEL CORP Com 458140100 582 10,845 SH   DFND 0 10,845 0 0
INTL BUSINESS MACHINES CORP Com 459200101 848 6,010 SH   SOLE 0 5,835 0 175
INTL BUSINESS MACHINES CORP Com 459200101 450 3,186 SH   DFND 0 3,186 0 0
INVESCO QQQ TRUST Com 46090E103 2,829 15,748 SH   SOLE 0 15,748 0 0
INVESCO S&P SMALLCAP HEALTH CARE ETF Com 46138E149 994 8,607 SH   SOLE 0 8,607 0 0
INVESCO S&P SMALLCAP HEALTH CARE ETF Com 46138E149 48 418 SH   DFND 0 418 0 0
INVESTMENT MANGERS SER TR WCM Com 461418444 354 22,373 SH   SOLE 0 22,373 0 0
ISHARES GOLD TRUST ISHARES Com 464285105 543 43,891 SH   SOLE 0 43,891 0 0
ISHARES MSCI PACIFIC EX-JAPAN ETF Com 464286665 314 6,835 SH   SOLE 0 6,835 0 0
ISHARES CORE S&P US STOCK MARKET ETF Com 464287150 2,502 38,858 SH   SOLE 0 38,858 0 0
ISHARES DJ SELECT DIVIDEND ETF Com 464287168 1,167 11,883 SH   SOLE 0 11,883 0 0
ISHARES DJ SELECT DIVIDEND ETF Com 464287168 79 802 SH   DFND 0 802 0 0
ISHARES CORE S&P 500 ETF Com 464287200 4,311 15,149 SH   SOLE 0 15,149 0 0
ISHARES MSCI EMERGING MKT ETF Com 464287234 2,053 47,824 SH   SOLE 0 47,824 0 0
ISHARES MSCI EMERGING MKT ETF Com 464287234 147 3,424 SH   DFND 0 3,424 0 0
ISHARES S&P 500 GROWTH ETF Com 464287309 1,019 5,914 SH   SOLE 0 5,914 0 0
ISHARES S&P 500 VALUE ETF Com 464287408 473 4,199 SH   SOLE 0 4,199 0 0
ISHARES MSCI EAFE ETF Com 464287465 7,907 121,907 SH   SOLE 0 121,907 0 0
ISHARES MSCI EAFE ETF Com 464287465 166 2,566 SH   DFND 0 2,566 0 0
ISHARES RUSSELL MIDCAP VALUE ETF Com 464287473 418 4,818 SH   SOLE 0 4,818 0 0
ISHARES RUSSELL MIDCAP ETF Com 464287499 2,040 37,814 SH   SOLE 0 37,814 0 0
ISHARES CORE S&P MID-CAP ETF Com 464287507 12,164 64,225 SH   SOLE 0 64,225 0 0
ISHARES CORE S&P MID-CAP ETF Com 464287507 398 2,100 SH   DFND 0 2,100 0 0
ISHARES EXPANDED TECH- SOFTWARE SECTOR ETF Com 464287515 1,090 5,171 SH   SOLE 0 5,171 0 0
ISHARES RUSSELL 1000 VALUE ETF Com 464287598 16,877 136,668 SH   SOLE 0 136,668 0 0
ISHARES RUSSELL 1000 VALUE ETF Com 464287598 330 2,674 SH   DFND 0 2,674 0 0
ISHARES S&P MIDCAP 400/GRWTH ETF Com 464287606 917 4,184 SH   SOLE 0 4,184 0 0
ISHARES S&P MIDCAP 400/GRWTH ETF Com 464287606 22 100 SH   DFND 0 100 0 0
ISHARES RUSSELL 1000 GROWTH ETF Com 464287614 23,581 155,797 SH   SOLE 0 155,797 0 0
ISHARES RUSSELL 1000 GROWTH ETF Com 464287614 745 4,923 SH   DFND 0 4,923 0 0
ISHARES RUSSELL 1000 ETF Com 464287622 2,768 17,595 SH   SOLE 0 17,595 0 0
ISHARES RUSSELL 2000 VALUE ETF Com 464287630 176 1,471 SH   SOLE 0 1,471 0 0
ISHARES RUSSELL 2000 VALUE ETF Com 464287630 60 501 SH   DFND 0 501 0 0
ISHARES RUSSELL 2000 GROWTH ETF Com 464287648 4,556 23,166 SH   SOLE 0 23,166 0 0
ISHARES RUSSELL 2000 GROWTH ETF Com 464287648 123 625 SH   DFND 0 625 0 0
ISHARES RUSSELL 2000 ETF Com 464287655 4,865 31,777 SH   SOLE 0 31,777 0 0
ISHARES RUSSELL 2000 ETF Com 464287655 9 59 SH   DFND 0 59 0 0
ISHARES S&P MIDCAP 400/VALUE ETF Com 464287705 700 4,461 SH   SOLE 0 4,461 0 0
ISHARES DJ US TECHNOLOGY SEC ETF Com 464287721 1,786 9,373 SH   SOLE 0 9,373 0 0
ISHARES DJ US TECHNOLOGY SEC ETF Com 464287721 128 673 SH   DFND 0 673 0 0
ISHARES CORE S&P SMALL-CAP ETF Com 464287804 4,582 59,395 SH   SOLE 0 59,395 0 0
ISHARES CORE S&P SMALL-CAP ETF Com 464287804 556 7,206 SH   DFND 0 7,206 0 0
ISHARES S&P SMALLCAP 600/VAL ETF Com 464287879 422 2,860 SH   SOLE 0 2,860 0 0
ISHARES S&P SMALLCAP/600 GROWTH ETF Com 464287887 737 4,130 SH   SOLE 0 4,130 0 0
ISHARES MSCI ACWI ETF Com 464288257 675 9,350 SH   SOLE 0 9,350 0 0
ISHARES MSCI EAFE SMALL CAP ETF Com 464288273 798 13,899 SH   SOLE 0 13,899 0 0
ISHARES MSCI EAFE SMALL CAP ETF Com 464288273 129 2,249 SH   DFND 0 2,249 0 0
ISHARES JPMORGAN USD EMERGING MKTS BOND ETF Com 464288281 4,638 42,138 SH   SOLE 0 42,138 0 0
ISHARES JPMORGAN USD EMERGING MKTS BOND ETF Com 464288281 49 449 SH   DFND 0 449 0 0
ISHARES S&P PREF STK ETF Com 464288687 839 22,959 SH   SOLE 0 22,959 0 0
ISHARES DJ US MEDICAL DEVICE ETF Com 464288810 1,346 5,814 SH   SOLE 0 5,814 0 0
ISHARES CORE US TREASURY BOND ETF Com 46429B267 10,064 398,747 SH   SOLE 0 398,747 0 0
ISHARES CORE US TREASURY BOND ETF Com 46429B267 137 5,422 SH   DFND 0 5,422 0 0
ISHARES TR FLTG RATE NT ETF Com 46429B655 1,720 33,791 SH   SOLE 0 33,791 0 0
ISHARES MSCI CHINA ETF Com 46429B671 419 6,706 SH   SOLE 0 6,706 0 0
ISHARES TR MIN VOL USA ETF Com 46429B697 5,436 92,441 SH   SOLE 0 92,441 0 0
ISHARES TR MIN VOL USA ETF Com 46429B697 139 2,367 SH   DFND 0 2,367 0 0
ISHARES SHORT MATURITY BOND ETF Com 46431W507 2,508 49,918 SH   SOLE 0 49,918 0 0
ISHARES SHORT MATURITY BOND ETF Com 46431W507 33 650 SH   DFND 0 650 0 0
ISHARES EDGE MSCI USA QUALITY Com 46432F339 2,845 32,130 SH   SOLE 0 32,130 0 0
ISHARES EDGE MSCI USA MOMENT Com 46432F396 496 4,421 SH   SOLE 0 4,421 0 0
ISHARES CORE MSCI EAFE ETF Com 46432F842 5,934 97,643 SH   SOLE 0 97,643 0 0
ISHARES CORE MSCI EAFE ETF Com 46432F842 1,234 20,311 SH   DFND 0 20,311 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF Com 46434G103 1,071 20,709 SH   SOLE 0 20,709 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF Com 46434G103 510 9,863 SH   DFND 0 9,863 0 0
ISHARES MSCI EMESG OPTIMIZED Com 46434G863 232 6,800 SH   SOLE 0 6,800 0 0
ISHA CURR HEDGED MSCI EAFE Com 46434V803 476 16,485 SH   SOLE 0 16,485 0 0
ISHA CURR HEDGED MSCI EAFE Com 46434V803 91 3,150 SH   DFND 0 3,150 0 0
JPMORGAN CHASE & CO Com 46625H100 2,720 26,869 SH   SOLE 0 26,869 0 0
JPMORGAN CHASE & CO Com 46625H100 133 1,310 SH   DFND 0 1,310 0 0
JOHNSON & JOHNSON Com 478160104 2,501 17,894 SH   SOLE 0 17,644 0 250
JOHNSON & JOHNSON Com 478160104 1,288 9,216 SH   DFND 0 9,216 0 0
KIMBERLY-CLARK CORP Com 494368103 537 4,337 SH   SOLE 0 4,062 0 275
KIMBERLY-CLARK CORP Com 494368103 125 1,010 SH   DFND 0 1,010 0 0
LKQ CORPORATION Com 501889208 349 12,284 SH   SOLE 0 12,284 0 0
LKQ CORPORATION Com 501889208 82 2,900 SH   DFND 0 2,900 0 0
ELI LILLY & CO Com 532457108 1,936 14,917 SH   SOLE 0 14,917 0 0
ELI LILLY & CO Com 532457108 37 285 SH   DFND 0 285 0 0
LOWE'S COS INC Com 548661107 445 4,067 SH   SOLE 0 4,067 0 0
LOWE'S COS INC Com 548661107 67 610 SH   DFND 0 610 0 0
MASTERCARD INC-CLASS A Com 57636Q104 488 2,071 SH   SOLE 0 2,071 0 0
MASTERCARD INC-CLASS A Com 57636Q104 134 570 SH   DFND 0 570 0 0
MCDONALD'S CORP Com 580135101 1,286 6,770 SH   SOLE 0 6,770 0 0
MCDONALD'S CORP Com 580135101 19 100 SH   DFND 0 100 0 0
MCKESSON CORP Com 58155Q103 361 3,087 SH   SOLE 0 3,087 0 0
MCKESSON CORP Com 58155Q103 94 800 SH   DFND 0 800 0 0
MEDICAL PPTYS TRUST INC COM Com 58463J304 204 11,000 SH   SOLE 0 11,000 0 0
MERCK & CO. INC. Com 58933Y105 158 1,896 SH   SOLE 0 1,896 0 0
MERCK & CO. INC. Com 58933Y105 743 8,934 SH   DFND 0 8,934 0 0
MICROSOFT CORP Com 594918104 3,630 30,777 SH   SOLE 0 30,777 0 0
MICROSOFT CORP Com 594918104 1,775 15,049 SH   DFND 0 15,049 0 0
MONDELEZ INTERNATIONAL INC-A Com 609207105 448 8,965 SH   SOLE 0 8,965 0 0
MONDELEZ INTERNATIONAL INC-A Com 609207105 168 3,370 SH   DFND 0 3,370 0 0
MOTOROLA SOLUTIONS INC Com 620076307 893 6,358 SH   SOLE 0 6,358 0 0
NATIONAL OILWELL VARCO INC Com 637071101 322 12,092 SH   SOLE 0 12,092 0 0
NATIONAL OILWELL VARCO INC Com 637071101 57 2,150 SH   DFND 0 2,150 0 0
NETFLIX INC Com 64110L106 965 2,706 SH   SOLE 0 2,706 0 0
NEXTERA ENERGY INC Com 65339F101 271 1,401 SH   SOLE 0 1,401 0 0
NEXTERA ENERGY INC Com 65339F101 20 102 SH   DFND 0 102 0 0
NIKE INC -CL B Com 654106103 466 5,532 SH   SOLE 0 5,532 0 0
NOVARTIS AG-SPONSORED ADR Com 66987V109 343 3,566 SH   SOLE 0 3,566 0 0
NOVARTIS AG-SPONSORED ADR Com 66987V109 41 430 SH   DFND 0 430 0 0
NVIDIA CORP Com 67066G104 1,486 8,275 SH   SOLE 0 8,275 0 0
NVIDIA CORP Com 67066G104 63 350 SH   DFND 0 350 0 0
ORACLE CORP Com 68389X105 477 8,877 SH   SOLE 0 8,877 0 0
ORACLE CORP Com 68389X105 6 115 SH   DFND 0 115 0 0
PALO ALTO NETWORKS INC Com 697435105 343 1,412 SH   SOLE 0 1,412 0 0
PAYPAL HOLDINGS INC Com 70450Y103 960 9,241 SH   SOLE 0 9,241 0 0
PEPSICO INC Com 713448108 975 7,954 SH   SOLE 0 7,779 0 175
PEPSICO INC Com 713448108 727 5,934 SH   DFND 0 5,934 0 0
PFIZER INC Com 717081103 1,866 43,926 SH   SOLE 0 43,926 0 0
PFIZER INC Com 717081103 507 11,947 SH   DFND 0 11,947 0 0
PHILIP MORRIS INTERNATIONAL Com 718172109 539 6,096 SH   SOLE 0 6,096 0 0
PHILIP MORRIS INTERNATIONAL Com 718172109 175 1,985 SH   DFND 0 1,985 0 0
PHILLIPS 66 Com 718546104 227 2,390 SH   SOLE 0 2,315 0 75
PHILLIPS 66 Com 718546104 18 184 SH   DFND 0 184 0 0
PROCTER & GAMBLE CO/THE Com 742718109 1,761 16,926 SH   SOLE 0 16,676 0 250
PROCTER & GAMBLE CO/THE Com 742718109 309 2,974 SH   DFND 0 2,974 0 0
PUBLIC SERVICE ENTERPRISE GP Com 744573106 413 6,955 SH   SOLE 0 6,955 0 0
PUBLIC SERVICE ENTERPRISE GP Com 744573106 149 2,516 SH   DFND 0 2,516 0 0
ROPER TECHNOLOGIES INC Com 776696106 407 1,189 SH   SOLE 0 1,189 0 0
ROPER TECHNOLOGIES INC Com 776696106 170 498 SH   DFND 0 498 0 0
ROYCE PENNSYLVANIA MUTUAL FUND Com 780905840 257 29,162 SH   SOLE 0 29,162 0 0
SPDR S&P 500 ETF TRUST Com 78462F103 11,321 40,078 SH   SOLE 0 40,078 0 0
SPDR S&P 500 ETF TRUST Com 78462F103 50 177 SH   DFND 0 177 0 0
SPDR GOLD TRUST Com 78463V107 910 7,461 SH   SOLE 0 7,461 0 0
SPDR MSCI ACWI EX-US Com 78463X848 12,819 354,019 SH   SOLE 0 354,019 0 0
SPDR DJ WILSHIRE INTL REAL ESTATE Com 78463X863 317 8,073 SH   SOLE 0 8,073 0 0
SPDR BBG BARC CONVERTIBLE Com 78464A359 4,808 92,023 SH   SOLE 0 92,023 0 0
SPDR BBG BARC CONVERTIBLE Com 78464A359 282 5,400 SH   DFND 0 5,400 0 0
SPDR DOW JONES REIT ETF Com 78464A607 445 4,498 SH   SOLE 0 4,498 0 0
SPDR DOW JONES REIT ETF Com 78464A607 6 60 SH   DFND 0 60 0 0
SPDR S&P REGIONAL BANKING ETF Com 78464A698 383 7,456 SH   SOLE 0 7,456 0 0
SPDR S&P REGIONAL BANKING ETF Com 78464A698 16 316 SH   DFND 0 316 0 0
KBW BANK ETF Com 78464A797 342 8,191 SH   SOLE 0 8,191 0 0
KBW BANK ETF Com 78464A797 29 690 SH   DFND 0 690 0 0
SPDR S&P BIOTECH ETF Com 78464A870 353 3,900 SH   SOLE 0 3,900 0 0
SPDR S&P MIDCAP 400 ETF TRUST Com 78467Y107 1,394 4,035 SH   SOLE 0 4,035 0 0
SVB FINANCIAL GROUP Com 78486Q101 445 2,000 SH   SOLE 0 2,000 0 0
SCHLUMBERGER LTD Com 806857108 240 5,504 SH   SOLE 0 5,504 0 0
SCHLUMBERGER LTD Com 806857108 61 1,400 SH   DFND 0 1,400 0 0
SCHWAB (CHARLES) CORP Com 808513105 245 5,736 SH   SOLE 0 5,736 0 0
SCHWAB (CHARLES) CORP Com 808513105 22 510 SH   DFND 0 510 0 0
HEALTH CARE SELECT SECTOR SPDR Com 81369Y209 3,451 37,610 SH   SOLE 0 37,610 0 0
HEALTH CARE SELECT SECTOR SPDR Com 81369Y209 41 450 SH   DFND 0 450 0 0
CONSUMER STAPLES SELECT SECTOR SPDR Com 81369Y308 276 4,911 SH   SOLE 0 4,911 0 0
CONSUMER STAPLES SELECT SECTOR SPDR Com 81369Y308 24 425 SH   DFND 0 425 0 0
CONSUMER DISCRETIONARY SELT Com 81369Y407 1,422 12,487 SH   SOLE 0 12,487 0 0
FINANCIAL SELECT SECTOR SPDR Com 81369Y605 470 18,276 SH   SOLE 0 18,276 0 0
TECHNOLOGY SELECT SECT SPDR Com 81369Y803 1,920 25,950 SH   SOLE 0 25,950 0 0
UTILITIES SELECT SECTOR SPDR Com 81369Y886 1,296 22,287 SH   SOLE 0 22,287 0 0
UTILITIES SELECT SECTOR SPDR Com 81369Y886 16 280 SH   DFND 0 280 0 0
SOUTHERN CO/THE Com 842587107 263 5,097 SH   SOLE 0 5,097 0 0
SOUTHERN CO/THE Com 842587107 105 2,038 SH   DFND 0 2,038 0 0
STANLEY BLACK & DECKER INC Com 854502101 568 4,170 SH   SOLE 0 4,170 0 0
STANLEY BLACK & DECKER INC Com 854502101 97 710 SH   DFND 0 710 0 0
STARBUCKS CORP Com 855244109 180 2,415 SH   SOLE 0 2,415 0 0
STARBUCKS CORP Com 855244109 67 900 SH   DFND 0 900 0 0
Alta Properties, Inc. Com 863012544 93 12,544 SH   SOLE 0 12,544 0 0
Alta Properties, Inc. Com 863112000 89 12,000 SH   SOLE 0 12,000 0 0
SYSCO CORP Com 871829107 268 4,020 SH   SOLE 0 4,020 0 0
TJX COMPANIES INC Com 872540109 272 5,110 SH   SOLE 0 5,110 0 0
TEXAS INSTRUMENTS INC Com 882508104 137 1,287 SH   SOLE 0 1,287 0 0
TEXAS INSTRUMENTS INC Com 882508104 74 700 SH   DFND 0 700 0 0
THERMO FISHER SCIENTIFIC INC Com 883556102 1,363 4,978 SH   SOLE 0 4,978 0 0
THERMO FISHER SCIENTIFIC INC Com 883556102 148 540 SH   DFND 0 540 0 0
3M CO Com 88579Y101 814 3,920 SH   SOLE 0 3,920 0 0
3M CO Com 88579Y101 669 3,222 SH   DFND 0 3,222 0 0
TOYOTA MOTOR CORP -SPON ADR Com 892331307 304 2,575 SH   SOLE 0 2,575 0 0
TYSON FOODS INC-CL A Com 902494103 369 5,309 SH   SOLE 0 5,309 0 0
TYSON FOODS INC-CL A Com 902494103 114 1,645 SH   DFND 0 1,645 0 0
US BANCORP Com 902973304 179 3,708 SH   SOLE 0 3,708 0 0
US BANCORP Com 902973304 40 820 SH   DFND 0 820 0 0
UNION PACIFIC CORP Com 907818108 1,433 8,570 SH   SOLE 0 8,570 0 0
UNION PACIFIC CORP Com 907818108 493 2,949 SH   DFND 0 2,949 0 0
UNITED TECHNOLOGIES CORP Com 913017109 323 2,507 SH   SOLE 0 2,507 0 0
UNITED TECHNOLOGIES CORP Com 913017109 167 1,295 SH   DFND 0 1,295 0 0
UNITEDHEALTH GROUP INC Com 91324P102 307 1,243 SH   SOLE 0 1,243 0 0
UNITEDHEALTH GROUP INC Com 91324P102 42 170 SH   DFND 0 170 0 0
UNUM GROUP Com 91529Y106 312 9,209 SH   SOLE 0 9,209 0 0
UNUM GROUP Com 91529Y106 91 2,700 SH   DFND 0 2,700 0 0
VF CORP Com 918204108 1,183 13,610 SH   SOLE 0 13,610 0 0
VALERO ENERGY CORP Com 91913Y100 361 4,257 SH   SOLE 0 4,257 0 0
VALERO ENERGY CORP Com 91913Y100 126 1,480 SH   DFND 0 1,480 0 0
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VANGUARD INTL HIGH DIVIDEND YIELD ETF Com 921946794 179 2,938 SH   DFND 0 2,938 0 0
VANGUARD FTSE ALL-WORLD EX-US Com 922042775 964 19,229 SH   SOLE 0 19,229 0 0
VANGUARD FTSE EMERGING MARKETS ETF Com 922042858 252 5,937 SH   SOLE 0 5,937 0 0
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VANGUARD INTL EQUITY INDEX PACIFIC ETF Com 922042866 397 6,034 SH   SOLE 0 6,034 0 0
VANGUARD SHORT-TERM CORP BO Com 92206C409 2,609 32,709 SH   SOLE 0 32,709 0 0
VANGUARD SHORT-TERM CORP BO Com 92206C409 116 1,450 SH   DFND 0 1,450 0 0
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VANGUARD REAL ESTATE ETF Com 922908553 1,410 16,219 SH   SOLE 0 16,219 0 0
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VANGUARD SMALL-CAP ETF Com 922908751 122 800 SH   DFND 0 800 0 0
VANGUARD TOTAL STOCK MARKET ETF Com 922908769 220 1,520 SH   SOLE 0 1,520 0 0
VERIZON COMMUNICATIONS INC Com 92343V104 3,154 53,339 SH   SOLE 0 53,339 0 0
VERIZON COMMUNICATIONS INC Com 92343V104 249 4,215 SH   DFND 0 4,215 0 0
VISA INC-CLASS A SHARES Com 92826C839 2,079 13,312 SH   SOLE 0 12,862 0 450
VISA INC-CLASS A SHARES Com 92826C839 47 300 SH   DFND 0 300 0 0
WALMART INC Com 931142103 1,319 13,527 SH   SOLE 0 13,527 0 0
WALMART INC Com 931142103 176 1,800 SH   DFND 0 1,800 0 0
WALGREENS BOOTS ALLIANCE INC Com 931427108 703 11,105 SH   SOLE 0 11,105 0 0
WALGREENS BOOTS ALLIANCE INC Com 931427108 94 1,480 SH   DFND 0 1,480 0 0
WELLS FARGO & CO Com 949746101 788 16,300 SH   SOLE 0 16,300 0 0
WELLS FARGO & CO Com 949746101 416 8,615 SH   DFND 0 8,615 0 0
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WISDOM TREE SMALL CAP DIVIDEND Com 97717W604 1,455 52,829 SH   SOLE 0 52,829 0 0
WISDOMTREE US QUALITY DIVID Com 97717X669 1,346 31,250 SH   SOLE 0 31,250 0 0
WISDOMTREE US MULTIFACTOR FUND Com 97717Y857 435 15,009 SH   SOLE 0 15,009 0 0
XILINX INC Com 983919101 282 2,225 SH   SOLE 0 2,225 0 0
XYLEM INC Com 98419M100 357 4,511 SH   SOLE 0 4,511 0 0
INFINEON TECHNOLOG ORD NPV Pfd Stk D58895059 285 11,900 SH   SOLE 0 11,900 0 0
ALLERGAN PLC Com G0177J108 353 2,412 SH   SOLE 0 2,412 0 0
ALLERGAN PLC Com G0177J108 76 520 SH   DFND 0 520 0 0
ACCENTURE PLC-CL A Com G1151C101 463 2,632 SH   SOLE 0 2,632 0 0
ACCENTURE PLC-CL A Com G1151C101 82 467 SH   DFND 0 467 0 0
EATON CORP PLC Com G29183103 344 4,266 SH   SOLE 0 4,266 0 0
EATON CORP PLC Com G29183103 35 440 SH   DFND 0 440 0 0
INGERSOLL-RAND PLC SHS Com G47791101 753 6,977 SH   SOLE 0 6,977 0 0
INGERSOLL-RAND PLC SHS Com G47791101 11 101 SH   DFND 0 101 0 0
MEDTRONIC PLC Com G5960L103 416 4,565 SH   SOLE 0 4,565 0 0
MEDTRONIC PLC Com G5960L103 14 156 SH   DFND 0 156 0 0
APTIV PLC Com G6095L109 464 5,838 SH   SOLE 0 5,838 0 0
APTIV PLC Com G6095L109 91 1,150 SH   DFND 0 1,150 0 0
CHUBB LTD Com H1467J104 563 4,018 SH   SOLE 0 4,018 0 0
CHUBB LTD Com H1467J104 11 79 SH   DFND 0 79 0 0