The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALERIAN MLP ETF Com 126650080 4,363 343,258 SH   SOLE 0 341,258 0 2,000
ALERIAN MLP ETF Com 126650081 176 13,858 SH   DFND 0 13,858 0 0
AT&T INC Com 126650082 351 8,452 SH   SOLE 0 8,452 0 0
AT&T INC Com 126650083 135 3,243 SH   DFND 0 3,243 0 0
ABBVIE INC Com 126650084 454 6,969 SH   SOLE 0 6,969 0 0
ABBVIE INC Com 126650085 487 7,470 SH   DFND 0 7,470 0 0
ADOBE SYSTEMS INC Com 126650086 887 6,816 SH   SOLE 0 5,616 0 1,200
ALPHABET INC-CL C Com 126650087 221 267 SH   SOLE 0 267 0 0
ALPHABET INC-CL C Com 126650088 33 40 SH   DFND 0 40 0 0
ALPHABET INC-CL A Com 126650089 1,611 1,900 SH   SOLE 0 1,750 0 150
ALPHABET INC-CL A Com 126650090 5 6 SH   DFND 0 6 0 0
ALTRIA GROUP INC Com 126650091 461 6,453 SH   SOLE 0 6,453 0 0
ALTRIA GROUP INC Com 126650092 199 2,792 SH   DFND 0 2,792 0 0
AMERIPRISE FINANCIAL INC Com 126650093 326 2,512 SH   SOLE 0 2,512 0 0
AMERIPRISE FINANCIAL INC Com 126650094 5 39 SH   DFND 0 39 0 0
BIOGEN INC Com 126650095 383 1,400 SH   SOLE 0 1,400 0 0
BIOGEN INC Com 126650096 5 18 SH   DFND 0 18 0 0
BRISTOL-MYERS SQUIBB CO Com 126650097 682 12,546 SH   SOLE 0 12,546 0 0
BRISTOL-MYERS SQUIBB CO Com 126650098 549 10,100 SH   DFND 0 10,100 0 0
CF INDUSTRIES HOLDINGS INC Com 126650099 241 8,210 SH   SOLE 0 8,210 0 0
CVS HEALTH CORP Com 126650100 792 10,087 SH   SOLE 0 10,087 0 0
CVS HEALTH CORP Com 126650101 25 316 SH   DFND 0 316 0 0
CAPITAL ONE FINANCIAL CORP Com 126650102 265 3,060 SH   SOLE 0 3,060 0 0
CAPITAL ONE FINANCIAL CORP Com 126650103 5 60 SH   DFND 0 60 0 0
CATERPILLAR INC Com 149123101 286 3,083 SH   SOLE 0 3,083 0 0
CATERPILLAR INC Com 149123101 48 520 SH   DFND 0 520 0 0
CELGENE CORP Com 151020104 332 2,668 SH   SOLE 0 2,668 0 0
CELGENE CORP Com 151020104 5 42 SH   DFND 0 42 0 0
CHEVRON CORP Com 166764100 2,871 26,743 SH   SOLE 0 25,793 0 950
CHEVRON CORP Com 166764100 118 1,103 SH   DFND 0 1,103 0 0
CINEMARK HOLDINGS INC Com 17243V102 333 7,500 SH   SOLE 0 7,500 0 0
CISCO SYSTEMS INC Com 17275R102 693 20,507 SH   SOLE 0 18,507 0 2,000
CISCO SYSTEMS INC Com 17275R102 161 4,758 SH   DFND 0 4,758 0 0
CLOROX COMPANY Com 189054109 313 2,319 SH   SOLE 0 2,319 0 0
COCA-COLA CO/THE Com 191216100 5,364 126,400 SH   SOLE 0 125,700 0 700
COCA-COLA CO/THE Com 191216100 30 696 SH   DFND 0 696 0 0
COGNIZANT TECH SOLUTIONS-A Com 192446102 24 401 SH   SOLE 0 401 0 0
COGNIZANT TECH SOLUTIONS-A Com 192446102 262 4,400 SH   DFND 0 4,400 0 0
COMCAST CORP-CLASS A Com 20030N101 249 6,612 SH   SOLE 0 6,612 0 0
COMCAST CORP-CLASS A Com 20030N101 23 620 SH   DFND 0 620 0 0
CONOCOPHILLIPS Com 20825C104 710 14,238 SH   SOLE 0 14,238 0 0
CONOCOPHILLIPS Com 20825C104 34 679 SH   DFND 0 679 0 0
CONSOLIDATED EDISON INC Com 209115104 204 2,627 SH   SOLE 0 2,627 0 0
CONSTELLATION BRANDS INC-A Com 21036P108 276 1,704 SH   SOLE 0 1,704 0 0
CONSTELLATION BRANDS INC-A Com 21036P108 5 33 SH   DFND 0 33 0 0
COSTCO WHOLESALE CORP Com 22160K105 1,533 9,142 SH   SOLE 0 8,392 0 750
CYTOMX THERAPEUTICS INC Com 23284F105 2,531 146,544 SH   SOLE 0 28,602 0 117,942
DTE ENERGY COMPANY Com 233331107 249 2,436 SH   SOLE 0 2,436 0 0
DANAHER CORP Com 235851102 356 4,166 SH   SOLE 0 3,666 0 500
DANAHER CORP Com 235851102 2 22 SH   DFND 0 22 0 0
DARDEN RESTAURANTS INC Com 237194105 278 3,318 SH   SOLE 0 3,318 0 0
DARDEN RESTAURANTS INC Com 237194105 6 69 SH   DFND 0 69 0 0
WALT DISNEY CO/THE Com 254687106 1,803 15,897 SH   SOLE 0 14,897 0 1,000
WALT DISNEY CO/THE Com 254687106 22 190 SH   DFND 0 190 0 0
DU PONT (E.I.) DE NEMOURS Com 263534109 672 8,370 SH   SOLE 0 7,470 0 900
DU PONT (E.I.) DE NEMOURS Com 263534109 70 867 SH   DFND 0 867 0 0
EBAY INC Com 278642103 247 7,354 SH   SOLE 0 7,354 0 0
EBAY INC Com 278642103 5 153 SH   DFND 0 153 0 0
ECOLAB INC Com 278865100 791 6,310 SH   SOLE 0 5,810 0 500
ECOLAB INC Com 278865100 5 42 SH   DFND 0 42 0 0
EMERSON ELECTRIC CO Com 291011104 432 7,217 SH   SOLE 0 6,817 0 400
EMERSON ELECTRIC CO Com 291011104 168 2,800 SH   DFND 0 2,800 0 0
ENBRIDGE INC Com 29250N105 646 15,451 SH   SOLE 0 15,255 0 196
ENBRIDGE INC Com 29250N105 49 1,180 SH   DFND 0 1,180 0 0
ENTERPRISE PRODUCTS PARTNERS Com 293792107 748 27,088 SH   SOLE 0 27,088 0 0
EXXON MOBIL CORP Com 30231G102 2,342 28,558 SH   SOLE 0 27,308 0 1,250
EXXON MOBIL CORP Com 30231G102 1,162 14,164 SH   DFND 0 14,164 0 0
FACEBOOK INC-A Com 30303M102 1,749 12,310 SH   SOLE 0 10,310 0 2,000
FEDEX CORP Com 31428X106 652 3,340 SH   SOLE 0 3,340 0 0
FEDEX CORP Com 31428X106 390 2,000 SH   DFND 0 2,000 0 0
FISERV INC Com 337738108 591 5,129 SH   SOLE 0 5,129 0 0
FISERV INC Com 337738108 118 1,020 SH   DFND 0 1,020 0 0
FREEPORT-MCMORAN INC Com 35671D857 210 15,710 SH   SOLE 0 15,710 0 0
GENERAL DYNAMICS CORP Com 369550108 530 2,833 SH   SOLE 0 2,833 0 0
GENERAL DYNAMICS CORP Com 369550108 19 100 SH   DFND 0 100 0 0
GENERAL ELECTRIC CO Com 369604103 1,140 38,268 SH   SOLE 0 34,268 0 4,000
GENERAL ELECTRIC CO Com 369604103 680 22,810 SH   DFND 0 22,810 0 0
GENERAL MILLS INC Com 370334104 283 4,800 SH   SOLE 0 4,800 0 0
GENERAL MILLS INC Com 370334104 193 3,264 SH   DFND 0 3,264 0 0
GILEAD SCIENCES INC Com 375558103 555 8,172 SH   SOLE 0 8,172 0 0
GILEAD SCIENCES INC Com 375558103 36 525 SH   DFND 0 525 0 0
GOLDMAN SACHS GROUP INC Com 38141G104 555 2,418 SH   SOLE 0 2,418 0 0
GOLDMAN ACTIVEBETA US LC ETF Com 381430503 782 16,718 SH   SOLE 0 16,718 0 0
GOLDMAN ACTIVEBETA US LC ETF Com 381430503 26 550 SH   DFND 0 550 0 0
WW GRAINGER INC Com 384802104 448 1,925 SH   DFND 0 1,925 0 0
HP INC Com 40434L105 255 14,285 SH   SOLE 0 14,285 0 0
HP INC Com 40434L105 54 2,997 SH   DFND 0 2,997 0 0
HOME DEPOT INC Com 437076102 276 1,880 SH   SOLE 0 1,880 0 0
HOME DEPOT INC Com 437076102 264 1,800 SH   DFND 0 1,800 0 0
HONEYWELL INTERNATIONAL INC Com 438516106 839 6,716 SH   SOLE 0 5,966 0 750
HONEYWELL INTERNATIONAL INC Com 438516106 76 605 SH   DFND 0 605 0 0
HOST HOTELS & RESORTS INC Com 44107P104 275 14,750 SH   SOLE 0 14,750 0 0
HOST HOTELS & RESORTS INC Com 44107P104 5 282 SH   DFND 0 282 0 0
ILLINOIS TOOL WORKS Com 452308109 384 2,900 SH   SOLE 0 2,900 0 0
INTEL CORP Com 458140100 1,104 30,601 SH   SOLE 0 30,601 0 0
INTEL CORP Com 458140100 336 9,319 SH   DFND 0 9,319 0 0
INTL BUSINESS MACHINES CORP Com 459200101 536 3,077 SH   SOLE 0 2,727 0 350
INTL BUSINESS MACHINES CORP Com 459200101 507 2,910 SH   DFND 0 2,910 0 0
ISHARES MSCI PACIFIC EX-JAPAN Com 464286665 229 5,135 SH   SOLE 0 5,135 0 0
ISHARES DJ SELECT DIVIDEND ETF Com 464287168 897 9,846 SH   SOLE 0 9,846 0 0
ISHARES DJ SELECT DIVIDEND ETF Com 464287168 78 860 SH   DFND 0 860 0 0
ISHARES CORE S&P 500 ETF Com 464287200 2,199 9,269 SH   SOLE 0 9,269 0 0
ISHARES MSCI EMERGING MKT ETF Com 464287234 4,248 107,857 SH   SOLE 0 99,857 0 8,000
ISHARES MSCI EMERGING MKT ETF Com 464287234 97 2,454 SH   DFND 0 2,454 0 0
ISHARES S&P 500 GROWTH ETF Com 464287309 605 4,598 SH   SOLE 0 4,598 0 0
ISHARES S&P 500 VALUE ETF Com 464287408 443 4,259 SH   SOLE 0 4,259 0 0
ISHARES MSCI EAFE ETF Com 464287465 14,327 230,003 SH   SOLE 0 217,003 0 13,000
ISHARES MSCI EAFE ETF Com 464287465 138 2,210 SH   DFND 0 2,210 0 0
ISHARES RUSSELL MIDCAP VALUE E Com 464287473 921 11,092 SH   SOLE 0 11,092 0 0
ISHARES RUSSELL MIDCAP ETF Com 464287499 2,419 12,923 SH   SOLE 0 12,923 0 0
ISHARES RUSSELL MIDCAP ETF Com 464287499 69 369 SH   DFND 0 369 0 0
ISHARES CORE S&P MID-CAP ETF Com 464287507 13,015 76,013 SH   SOLE 0 76,013 0 0
ISHARES CORE S&P MID-CAP ETF Com 464287507 373 2,180 SH   DFND 0 2,180 0 0
ISHARES RUSSELL 1000 VALUE ETF Com 464287598 13,926 121,156 SH   SOLE 0 121,156 0 0
ISHARES RUSSELL 1000 VALUE ETF Com 464287598 399 3,469 SH   DFND 0 3,469 0 0
ISHARES S&P MIDCAP 400/GRWTH E Com 464287606 711 3,723 SH   SOLE 0 3,723 0 0
ISHARES S&P MIDCAP 400/GRWTH E Com 464287606 19 100 SH   DFND 0 100 0 0
ISHARES RUSSELL 1000 GROWTH ET Com 464287614 19,671 172,860 SH   SOLE 0 172,860 0 0
ISHARES RUSSELL 1000 GROWTH ET Com 464287614 648 5,690 SH   DFND 0 5,690 0 0
ISHARES RUSSELL 2000 VALUE ETF Com 464287630 969 8,203 SH   SOLE 0 8,203 0 0
ISHARES RUSSELL 2000 VALUE ETF Com 464287630 98 831 SH   DFND 0 831 0 0
ISHARES RUSSELL 2000 GROWTH ET Com 464287648 4,102 25,372 SH   SOLE 0 25,372 0 0
ISHARES RUSSELL 2000 GROWTH ET Com 464287648 128 790 SH   DFND 0 790 0 0
ISHARES RUSSELL 2000 ETF Com 464287655 6,540 47,574 SH   SOLE 0 47,574 0 0
ISHARES RUSSELL 2000 ETF Com 464287655 59 431 SH   DFND 0 431 0 0
ISHARES S&P MIDCAP 400/VALUE E Com 464287705 768 5,176 SH   SOLE 0 5,176 0 0
ISHARES S&P MIDCAP 400/VALUE E Com 464287705 55 370 SH   DFND 0 370 0 0
ISHARES DJ US TECHNOLOGY SEC E Com 464287721 1,311 9,702 SH   SOLE 0 9,702 0 0
ISHARES DJ US TECHNOLOGY SEC E Com 464287721 114 840 SH   DFND 0 840 0 0
ISHARES CORE S&P SMALL-CAP ETF Com 464287804 4,089 59,123 SH   SOLE 0 51,123 0 8,000
ISHARES CORE S&P SMALL-CAP ETF Com 464287804 157 2,270 SH   DFND 0 2,270 0 0
ISHARES S&P SMALLCAP 600/VAL E Com 464287879 223 1,610 SH   SOLE 0 1,610 0 0
ISHARES S&P SMALLCAP/600 GROWT Com 464287887 420 2,741 SH   SOLE 0 2,741 0 0
ISHARES MSCI EAFE SMALL CAP ET Com 464288273 2,293 42,349 SH   SOLE 0 42,349 0 0
ISHARES MSCI EAFE SMALL CAP ET Com 464288273 148 2,734 SH   DFND 0 2,734 0 0
ISHARES JPMORGAN USD EMERGING Com 464288281 3,455 30,384 SH   SOLE 0 30,384 0 0
ISHARES JPMORGAN USD EMERGING Com 464288281 31 273 SH   DFND 0 273 0 0
ISHARES S&P PREF STK ETF Com 464288687 905 23,393 SH   SOLE 0 23,393 0 0
ISHARES DJ US MEDICAL DEVICE E Com 464288810 588 3,881 SH   SOLE 0 3,881 0 0
ISHARES EDGE MSCI USA QUALITY Com 46432F339 2,546 34,971 SH   SOLE 0 34,971 0 0
ISHARES EDGE MSCI USA QUALITY Com 46432F339 107 1,470 SH   DFND 0 1,470 0 0
ISHARES CORE MSCI EAFE ETF Com 46432F842 5,278 91,074 SH   SOLE 0 91,074 0 0
ISHARES CORE MSCI EAFE ETF Com 46432F842 452 7,797 SH   DFND 0 7,797 0 0
ISHA CURR HEDGED MSCI EAFE Com 46434V803 454 16,485 SH   SOLE 0 16,485 0 0
ISHA CURR HEDGED MSCI EAFE Com 46434V803 107 3,900 SH   DFND 0 3,900 0 0
ISHARES MORTGAGE REAL ESTATE C Com 46435G342 453 10,013 SH   SOLE 0 10,013 0 0
JPMORGAN CHASE & CO Com 46625H100 1,495 17,016 SH   SOLE 0 17,016 0 0
JPMORGAN CHASE & CO Com 46625H100 75 857 SH   DFND 0 857 0 0
JOHNSON & JOHNSON Com 478160104 2,758 22,141 SH   SOLE 0 21,891 0 250
JOHNSON & JOHNSON Com 478160104 1,344 10,790 SH   DFND 0 10,790 0 0
KIMBERLY-CLARK CORP Com 494368103 431 3,276 SH   SOLE 0 3,001 0 275
KIMBERLY-CLARK CORP Com 494368103 79 600 SH   DFND 0 600 0 0
LKQ CORPORATION Com 501889208 242 8,259 SH   SOLE 0 8,259 0 0
LKQ CORPORATION Com 501889208 5 171 SH   DFND 0 171 0 0
ELI LILLY & CO Com 532457108 693 8,239 SH   SOLE 0 8,239 0 0
ELI LILLY & CO Com 532457108 104 1,232 SH   DFND 0 1,232 0 0
LOWE'S COS INC Com 548661107 310 3,775 SH   SOLE 0 3,775 0 0
LOWE'S COS INC Com 548661107 5 63 SH   DFND 0 63 0 0
LYDALL INC Com 550819106 643 11,994 SH   SOLE 0 11,994 0 0
MASTERCARD INC-CLASS A Com 57636Q104 253 2,249 SH   SOLE 0 2,249 0 0
MASTERCARD INC-CLASS A Com 57636Q104 5 45 SH   DFND 0 45 0 0
MCDONALD'S CORP Com 580135101 1,255 9,681 SH   SOLE 0 8,681 0 1,000
MCKESSON CORP Com 58155Q103 309 2,084 SH   SOLE 0 2,084 0 0
MCKESSON CORP Com 58155Q103 5 36 SH   DFND 0 36 0 0
MERCK & CO. INC. Com 58933Y105 236 3,711 SH   SOLE 0 3,311 0 400
MERCK & CO. INC. Com 58933Y105 597 9,400 SH   DFND 0 9,400 0 0
MICROSOFT CORP Com 594918104 2,003 30,412 SH   SOLE 0 28,412 0 2,000
MICROSOFT CORP Com 594918104 1,071 16,255 SH   DFND 0 16,255 0 0
NASDAQ INC Com 631103108 432 6,226 SH   SOLE 0 4,976 0 1,250
NATIONAL OILWELL VARCO INC Com 637071101 468 11,662 SH   SOLE 0 9,962 0 1,700
NATIONAL OILWELL VARCO INC Com 637071101 5 132 SH   DFND 0 132 0 0
NEWELL BRANDS INC Com 651229106 297 6,297 SH   SOLE 0 4,797 0 1,500
NEWELL BRANDS INC Com 651229106 50 1,060 SH   DFND 0 1,060 0 0
NIKE INC -CL B Com 654106103 346 6,200 SH   SOLE 0 6,200 0 0
NIKE INC -CL B Com 654106103 56 1,000 SH   DFND 0 1,000 0 0
NORTHROP GRUMMAN CORP Com 666807102 221 928 SH   SOLE 0 378 0 550
NORTHWEST BIOTHERAPEUTICS Com 66737P600 19 75,717 SH   SOLE 0 0 0 75,717
NVIDIA CORP Com 67066G104 1,483 13,616 SH   SOLE 0 12,116 0 1,500
NVIDIA CORP Com 67066G104 5 48 SH   DFND 0 48 0 0
ORACLE CORP Com 68389X105 480 10,766 SH   SOLE 0 10,766 0 0
ORACLE CORP Com 68389X105 15 334 SH   DFND 0 334 0 0
P G & E CORP Com 69331C108 358 5,399 SH   SOLE 0 5,399 0 0
P G & E CORP Com 69331C108 7 100 SH   DFND 0 100 0 0
PEPSICO INC Com 713448108 1,176 10,513 SH   SOLE 0 10,338 0 175
PEPSICO INC Com 713448108 666 5,950 SH   DFND 0 5,950 0 0
PFIZER INC Com 717081103 1,561 45,625 SH   SOLE 0 45,625 0 0
PFIZER INC Com 717081103 372 10,870 SH   DFND 0 10,870 0 0
PHILIP MORRIS INTERNATIONAL Com 718172109 424 3,754 SH   SOLE 0 3,754 0 0
PHILIP MORRIS INTERNATIONAL Com 718172109 224 1,985 SH   DFND 0 1,985 0 0
POWERSHARES QQQ TRUST Com 73935A104 4,924 37,199 SH   SOLE 0 37,199 0 0
POWERSHARES QQQ TRUST Com 73935A104 117 885 SH   DFND 0 885 0 0
POWERSHARES RUSSEL 1000 EQUA Com 73937B571 325 11,523 SH   SOLE 0 11,523 0 0
POWERSHARES S&P SC HEALTH CARE Com 73937B886 750 9,374 SH   SOLE 0 9,374 0 0
POWERSHARES S&P SC HEALTH CARE Com 73937B886 48 597 SH   DFND 0 597 0 0
PROCTER & GAMBLE CO/THE Com 742718109 1,204 13,399 SH   SOLE 0 13,149 0 250
PROCTER & GAMBLE CO/THE Com 742718109 283 3,152 SH   DFND 0 3,152 0 0
PUBLIC SERVICE ENTERPRISE GP Com 744573106 281 6,342 SH   SOLE 0 6,342 0 0
PUBLIC SERVICE ENTERPRISE GP Com 744573106 5 117 SH   DFND 0 117 0 0
REGAL ENTERTAINMENT GROUP-A Com 758766109 271 12,000 SH   SOLE 0 12,000 0 0
ROCKWELL COLLINS INC Com 774341101 254 2,612 SH   SOLE 0 2,612 0 0
ROCKWELL COLLINS INC Com 774341101 5 54 SH   DFND 0 54 0 0
ROPER TECHNOLOGIES INC Com 776696106 274 1,326 SH   SOLE 0 1,326 0 0
ROPER TECHNOLOGIES INC Com 776696106 91 443 SH   DFND 0 443 0 0
SPDR S&P 500 ETF TRUST Com 78462F103 17,544 74,422 SH   SOLE 0 72,422 0 2,000
SPDR GOLD TRUST Com 78463V107 2,140 18,027 SH   SOLE 0 18,027 0 0
SPDR DOW JONES GL REAL ESTATE Com 78463X749 448 9,526 SH   SOLE 0 9,526 0 0
SPDR DOW JONES GL REAL ESTATE Com 78463X749 143 3,035 SH   DFND 0 3,035 0 0
SPDR MSCI ACWI EX-US Com 78463X848 13,965 409,414 SH   SOLE 0 409,414 0 0
SPDR BBG BARC CONVERTIBLE Com 78464A359 10,448 217,216 SH   SOLE 0 217,216 0 0
SPDR BBG BARC CONVERTIBLE Com 78464A359 362 7,536 SH   DFND 0 7,536 0 0
SPDR DOW JONES REIT ETF Com 78464A607 676 7,323 SH   SOLE 0 7,323 0 0
SPDR DOW JONES REIT ETF Com 78464A607 47 514 SH   DFND 0 514 0 0
SPDR S&P REGIONAL BANKING ETF Com 78464A698 506 9,266 SH   SOLE 0 9,266 0 0
SPDR S&P REGIONAL BANKING ETF Com 78464A698 25 459 SH   DFND 0 459 0 0
KBW BANK ETF Com 78464A797 352 8,191 SH   SOLE 0 8,191 0 0
KBW BANK ETF Com 78464A797 33 765 SH   DFND 0 765 0 0
SPDR S&P BIOTECH ETF Com 78464A870 286 4,128 SH   SOLE 0 4,128 0 0
SPDR S&P MIDCAP 400 ETF TRUST Com 78467Y107 1,563 5,003 SH   SOLE 0 3,102 0 1,901
SVB FINANCIAL GROUP Com 78486Q101 372 2,000 SH   SOLE 0 2,000 0 0
HENRY SCHEIN INC Com 806407102 221 1,300 SH   SOLE 0 1,300 0 0
HENRY SCHEIN INC Com 806407102 8 50 SH   DFND 0 50 0 0
SCHWAB (CHARLES) CORP Com 808513105 514 12,596 SH   SOLE 0 10,596 0 2,000
SCRIPPS NETWORKS INTER-CL A Com 811065101 245 3,125 SH   SOLE 0 3,125 0 0
SCRIPPS NETWORKS INTER-CL A Com 811065101 5 66 SH   DFND 0 66 0 0
SEALED AIR CORP Com 81211K100 261 6,000 SH   SOLE 0 6,000 0 0
HEALTH CARE SELECT SECTOR SPDR Com 81369Y209 824 11,075 SH   SOLE 0 11,075 0 0
HEALTH CARE SELECT SECTOR SPDR Com 81369Y209 57 771 SH   DFND 0 771 0 0
CONSUMER STAPLES SELECT SECTOR Com 81369Y308 196 3,591 SH   SOLE 0 3,591 0 0
CONSUMER STAPLES SELECT SECTOR Com 81369Y308 30 551 SH   DFND 0 551 0 0
CONSUMER DISCRETIONARY SELT Com 81369Y407 826 9,392 SH   SOLE 0 9,392 0 0
CONSUMER DISCRETIONARY SELT Com 81369Y407 8 91 SH   DFND 0 91 0 0
ENERGY SELECT SECTOR SPDR Com 81369Y506 311 4,450 SH   SOLE 0 4,450 0 0
FINANCIAL SELECT SECTOR SPDR Com 81369Y605 452 19,029 SH   SOLE 0 19,029 0 0
SOUTHERN CO/THE Com 842587107 283 5,680 SH   SOLE 0 5,680 0 0
SOUTHERN CO/THE Com 842587107 101 2,038 SH   DFND 0 2,038 0 0
STANLEY BLACK & DECKER INC Com 854502101 437 3,290 SH   SOLE 0 3,290 0 0
STANLEY BLACK & DECKER INC Com 854502101 5 39 SH   DFND 0 39 0 0
STARBUCKS CORP Com 855244109 201 3,441 SH   SOLE 0 3,441 0 0
STARBUCKS CORP Com 855244109 53 900 SH   DFND 0 900 0 0
STERICYCLE INC Com 858912108 298 3,591 SH   SOLE 0 3,591 0 0
STERICYCLE INC Com 858912108 5 63 SH   DFND 0 63 0 0
SYSCO CORP Com 871829107 212 4,090 SH   SOLE 0 4,090 0 0
TEXAS INSTRUMENTS INC Com 882508104 671 8,330 SH   SOLE 0 6,830 0 1,500
TEXAS INSTRUMENTS INC Com 882508104 56 700 SH   DFND 0 700 0 0
THERMO FISHER SCIENTIFIC INC Com 883556102 650 4,233 SH   SOLE 0 3,633 0 600
THERMO FISHER SCIENTIFIC INC Com 883556102 24 153 SH   DFND 0 153 0 0
3M CO Com 88579Y101 578 3,023 SH   SOLE 0 3,023 0 0
3M CO Com 88579Y101 643 3,360 SH   DFND 0 3,360 0 0
TYSON FOODS INC-CL A Com 902494103 242 3,929 SH   SOLE 0 3,929 0 0
TYSON FOODS INC-CL A Com 902494103 5 84 SH   DFND 0 84 0 0
US BANCORP Com 902973304 297 5,768 SH   SOLE 0 5,768 0 0
US BANCORP Com 902973304 42 820 SH   DFND 0 820 0 0
UNION PACIFIC CORP Com 907818108 614 5,797 SH   SOLE 0 5,797 0 0
UNION PACIFIC CORP Com 907818108 240 2,268 SH   DFND 0 2,268 0 0
UNITED TECHNOLOGIES CORP Com 913017109 398 3,543 SH   SOLE 0 3,543 0 0
UNITED TECHNOLOGIES CORP Com 913017109 145 1,295 SH   DFND 0 1,295 0 0
UNITEDHEALTH GROUP INC Com 91324P102 591 3,604 SH   SOLE 0 2,604 0 1,000
UNUM GROUP Com 91529Y106 268 5,717 SH   SOLE 0 5,717 0 0
UNUM GROUP Com 91529Y106 5 108 SH   DFND 0 108 0 0
VALERO ENERGY CORP Com 91913Y100 277 4,184 SH   SOLE 0 4,184 0 0
VALERO ENERGY CORP Com 91913Y100 48 725 SH   DFND 0 725 0 0
VANGUARD DIVIDEND APPREC ETF Com 921908844 231 2,573 SH   SOLE 0 2,573 0 0
VANGUARD FTSE DEVELOPED MARKET Com 921943858 986 25,083 SH   SOLE 0 25,083 0 0
VANGUARD FTSE DEVELOPED MARKET Com 921943858 14 366 SH   DFND 0 366 0 0
VANGUARD HIGH DVD YIELD ETF Com 921946406 572 7,370 SH   SOLE 0 7,370 0 0
VANGUARD FTSE ALL-WORLD EX-US Com 922042775 1,221 25,525 SH   SOLE 0 25,525 0 0
VANGUARD FTSE EMERGING MARKETS Com 922042858 513 12,903 SH   SOLE 0 12,903 0 0
VANGUARD FTSE EMERGING MARKETS Com 922042858 3 81 SH   DFND 0 81 0 0
VANGUARD CONSUMER DISCRE ETF Com 92204A108 216 1,560 SH   SOLE 0 1,560 0 0
VANGUARD FINANCIALS ETF Com 92204A405 300 4,962 SH   SOLE 0 4,962 0 0
VANGUARD HEALTH CARE ETF Com 92204A504 361 2,622 SH   SOLE 0 2,622 0 0
VANGUARD INDUSTRIES ETF Com 92204A603 206 1,665 SH   SOLE 0 1,665 0 0
VANGUARD INFO TECH ETF Com 92204A702 396 2,922 SH   SOLE 0 2,922 0 0
VANGUARD S&P 500 ETF Com 922908363 624 2,882 SH   SOLE 0 2,882 0 0
VANGUARD S&P 500 ETF Com 922908363 23 105 SH   DFND 0 105 0 0
VANGUARD REIT ETF Com 922908553 735 8,904 SH   SOLE 0 8,904 0 0
VANGUARD IND FD MID-CAP Com 922908629 1,055 7,578 SH   SOLE 0 7,578 0 0
VANGUARD IND FD MID-CAP Com 922908629 191 1,370 SH   DFND 0 1,370 0 0
VANGUARD SMALL-CAP ETF Com 922908751 131 980 SH   SOLE 0 980 0 0
VANGUARD SMALL-CAP ETF Com 922908751 107 800 SH   DFND 0 800 0 0
VERIZON COMMUNICATIONS INC Com 92343V104 1,528 31,349 SH   SOLE 0 29,349 0 2,000
VERIZON COMMUNICATIONS INC Com 92343V104 173 3,542 SH   DFND 0 3,542 0 0
VISA INC-CLASS A SHARES Com 92826C839 1,262 14,197 SH   SOLE 0 12,222 0 1,975
VISA INC-CLASS A SHARES Com 92826C839 27 300 SH   DFND 0 300 0 0
WAL-MART STORES INC Com 931142103 484 6,721 SH   SOLE 0 6,721 0 0
WAL-MART STORES INC Com 931142103 99 1,375 SH   DFND 0 1,375 0 0
WALGREENS BOOTS ALLIANCE INC Com 931427108 529 6,371 SH   SOLE 0 6,371 0 0
WALGREENS BOOTS ALLIANCE INC Com 931427108 5 60 SH   DFND 0 60 0 0
WELLS FARGO & CO Com 949746101 1,664 29,890 SH   SOLE 0 29,890 0 0
WELLS FARGO & CO Com 949746101 19 345 SH   DFND 0 345 0 0
WISDOMTREE EMERGING MARKETS Com 97717W315 1,385 33,898 SH   SOLE 0 33,898 0 0
WISDOM TREE MID CAP DIVIDEND Com 97717W505 450 4,619 SH   SOLE 0 4,619 0 0
WISDOM TREE SMALL CAP DIVIDEND Com 97717W604 607 7,532 SH   SOLE 0 7,532 0 0
WISDOMTREE US QUALITY DIVID Com 97717X669 1,664 46,894 SH   SOLE 0 46,894 0 0