Executive Vice President

0001422508-16-000013.txt : 20160505 0001422508-16-000013.hdr.sgml : 20160505 20160504175730 ACCESSION NUMBER: 0001422508-16-000013 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 20160331 FILED AS OF DATE: 20160505 DATE AS OF CHANGE: 20160504 EFFECTIVENESS DATE: 20160505 FILER: COMPANY DATA: COMPANY CONFORMED NAME: Montecito Bank & Trust CENTRAL INDEX KEY: 0001422508 IRS NUMBER: 952900153 STATE OF INCORPORATION: CA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: 1934 Act SEC FILE NUMBER: 028-13052 FILM NUMBER: 161620860 BUSINESS ADDRESS: STREET 1: P.O. BOX 1440 CITY: SANTA BARBARA STATE: CA ZIP: 93102 BUSINESS PHONE: 805-564-0281 MAIL ADDRESS: STREET 1: P.O. BOX 1440 CITY: SANTA BARBARA STATE: CA ZIP: 93102 13F-HR 1 primary_doc.xml 13F-HR LIVE false false false 0001422508 XXXXXXXX 03-31-2016 03-31-2016 Montecito Bank & Trust

P.O. BOX 1440 SANTA BARBARA CA 93102

13F HOLDINGS REPORT 028-13052 N Peter Madlem Executive Vice President 805-564-3428 Peter Madlem Santa Barbara CA 05-04-2016 0 210 222570 false INFORMATION TABLE 2 Montecito3312016.xlm.xml ABBOTT LABS INC COMMON STOCK 2824100 634 15160 SH SOLE 15160 0 0 ABBVIE INC COMMON STOCK 00287Y109 523 9150 SH SOLE 9150 0 0 ADOBE SYS INC COMMON STOCK 00724F101 488 5199 SH SOLE 5199 0 0 ADOBE SYS INC COMMON STOCK 00724F101 7 75 SH OTR 75 0 0 AFLAC INC COMMON STOCK 1055102 213 3375 SH SOLE 3375 0 0 AIR PRODS & CHEMS INC COMMON STOCK 9158106 353 2450 SH SOLE 2450 0 0 ALLSTATE CORP COMMON STOCK 20002101 462 6853 SH SOLE 6853 0 0 ALPHABET INC CL A COMMON STOCK 02079K305 1290 1691 SH SOLE 1691 0 0 ALPHABET INC CL A COMMON STOCK 02079K305 8 10 SH OTR 10 0 0 ALTRIA GROUP INC COMMON STOCK 02209S103 650 10373 SH SOLE 10373 0 0 AMAZON COM INC COMMON STOCK 23135106 1015 1710 SH SOLE 1710 0 0 AMAZON COM INC COMMON STOCK 23135106 9 15 SH OTR 15 0 0 AMERICAN WATER WORKS CO INC COMMON STOCK 30420103 801 11617 SH SOLE 11617 0 0 AMERICAN WATER WORKS CO INC COMMON STOCK 30420103 10 150 SH OTR 150 0 0 AMGEN INC COMMON STOCK 31162100 729 4865 SH SOLE 4865 0 0 ANADARKO PETE CORP COM COMMON STOCK 32511107 292 6275 SH SOLE 6275 0 0 ANIXTER INTERNATIONAL INC COMMON STOCK 35290105 208 4000 SH SOLE 4000 0 0 APPLE INC COMMON STOCK 37833100 2643 24247 SH SOLE 24247 0 0 APPLE INC COMMON STOCK 37833100 5 50 SH OTR 50 0 0 ARCHER-DANIELS-MIDLAND CO COMMON STOCK 39483102 214 5900 SH SOLE 5900 0 0 AT & T INC COMMON STOCK 00206R102 567 14480 SH SOLE 14480 0 0 AUTOMATIC DATA PROCESSING INC COMMON STOCK 53015103 639 7127 SH SOLE 7127 0 0 AVERY DENNISON CORP COMMON STOCK 53611109 1125 15600 SH SOLE 15600 0 0 BERKSHIRE HATHAWAY INC CLASS A COMMON STOCK 84670108 427 2 SH SOLE 2 0 0 BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 84670702 306 2158 SH SOLE 2158 0 0 BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 1479 23149 SH SOLE 23149 0 0 BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 3 50 SH OTR 50 0 0 CHARLES SCHWAB CORP COMMON STOCK 808513105 221 7882 SH SOLE 7882 0 0 CHARLES SCHWAB CORP COMMON STOCK 808513105 6 200 SH OTR 200 0 0 CHEVRON CORPORATION COMMON STOCK 166764100 1728 18115 SH SOLE 18115 0 0 CHEVRON CORPORATION COMMON STOCK 166764100 5 50 SH OTR 50 0 0 CINEMARK HOLDING INC COMMON STOCK 17243V102 269 7500 SH SOLE 7500 0 0 CINTAS CORP COMMON STOCK 172908105 453 5047 SH SOLE 5047 0 0 CISCO SYSTEMS INC COMMON STOCK 17275R102 429 15064 SH SOLE 15064 0 0 CLOROX COMPANY COMMON STOCK 189054109 450 3569 SH SOLE 3569 0 0 COCA COLA CO COM COMMON STOCK 191216100 3114 67120 SH SOLE 67120 0 0 COGNIZANT TECHNOLOGY SOLUTIONS COMMON STOCK 192446102 280 4460 SH SOLE 4460 0 0 COMCAST CORP-CL A COMMON STOCK 20030N101 220 3609 SH SOLE 3609 0 0 CONAGRA FOODS INC COMMON STOCK 205887102 202 4535 SH SOLE 4535 0 0 CONOCOPHILLIPS COMMON STOCK 20825C104 402 9984 SH SOLE 9984 0 0 CONOCOPHILLIPS COMMON STOCK 20825C104 2 50 SH OTR 50 0 0 COSTCO WHSL CORP NEW COMMON STOCK 22160K105 1454 9225 SH SOLE 9225 0 0 COSTCO WHSL CORP NEW COMMON STOCK 22160K105 4 25 SH OTR 25 0 0 CVS HEALTH CORP COMMON STOCK 126650100 998 9622 SH SOLE 9622 0 0 CVS HEALTH CORP COMMON STOCK 126650100 5 50 SH OTR 50 0 0 DANAHER CORP COMMON STOCK 235851102 572 6032 SH SOLE 6032 0 0 DANAHER CORP COMMON STOCK 235851102 5 50 SH OTR 50 0 0 DARDEN RESTAURANTS COMMON STOCK 237194105 229 3452 SH SOLE 3452 0 0 DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 505 7970 SH SOLE 7970 0 0 DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 3 50 SH OTR 50 0 0 ECOLAB INC COMMON STOCK 278865100 614 5503 SH SOLE 5503 0 0 ECOLAB INC COMMON STOCK 278865100 6 50 SH OTR 50 0 0 EMERSON ELECTRIC COMMON STOCK 291011104 808 14852 SH SOLE 14852 0 0 ENTERPRISE PRODS PARTNERS LP COMMON STOCK 293792107 667 27088 SH SOLE 27088 0 0 EXPRESS SCRIPTS HLDG COMMON STOCK 30219G108 355 5167 SH SOLE 5167 0 0 EXPRESS SCRIPTS HLDG COMMON STOCK 30219G108 3 50 SH OTR 50 0 0 EXXON MOBIL CORPORATION COMMON STOCK 30231G102 3116 37277 SH SOLE 37277 0 0 FACEBOOK INC-A COMMON STOCK 30303M102 1103 9663 SH SOLE 9663 0 0 FACEBOOK INC-A COMMON STOCK 30303M102 9 75 SH OTR 75 0 0 FEDEX CORPORATION COMMON STOCK 31428X106 358 2200 SH SOLE 2200 0 0 FISERV INC COM COMMON STOCK 337738108 398 3878 SH SOLE 3878 0 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 471 3587 SH SOLE 3587 0 0 GENERAL ELECTRIC CORP COMMON STOCK 369604103 1820 57263 SH SOLE 57263 0 0 GENERAL ELECTRIC CORP COMMON STOCK 369604103 10 300 SH OTR 300 0 0 GENERAL MILLS COMMON STOCK 370334104 468 7394 SH SOLE 7394 0 0 GILEAD SCIENCES INC COM COMMON STOCK 375558103 490 5338 SH SOLE 5338 0 0 GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 282 1797 SH SOLE 1797 0 0 GRAINGER W W INC COMMON STOCK 384802104 449 1925 SH SOLE 1925 0 0 HOME DEPOT INC COMMON STOCK 437076102 517 3872 SH SOLE 3872 0 0 HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 609 5437 SH SOLE 5437 0 0 HP INC COMMON STOCK 40434L105 145 11748 SH SOLE 11748 0 0 IBM CORPORATION COMMON STOCK 459200101 720 4755 SH SOLE 4755 0 0 ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 297 2900 SH SOLE 2900 0 0 INTEL CORP COMMON STOCK 458140100 1228 37947 SH SOLE 37947 0 0 JOHNSON & JOHNSON COMMON STOCK 478160104 3950 36508 SH SOLE 36508 0 0 JOHNSON & JOHNSON COMMON STOCK 478160104 3 25 SH OTR 25 0 0 JP MORGAN CHASE & CO COMMON STOCK 46625H100 708 11954 SH SOLE 11954 0 0 JP MORGAN CHASE & CO COMMON STOCK 46625H100 7 125 SH OTR 125 0 0 KIMBERLY-CLARK CORP COMMON STOCK 494368103 486 3616 SH OTR 3616 0 0 LAUDER ESTEE COS CL-A COMMON STOCK 518439104 443 4692 SH SOLE 4692 0 0 LAUDER ESTEE COS CL-A COMMON STOCK 518439104 7 75 SH OTR 75 0 0 LILLY ELI & CO COMMON STOCK 532457108 682 9464 SH SOLE 9464 0 0 LILLY ELI & CO COMMON STOCK 532457108 7 100 SH OTR 100 0 0 LOWES COS INC COM COMMON STOCK 548661107 298 3937 SH SOLE 3937 0 0 LYDALL INC COMMON STOCK 550819106 390 11994 SH SOLE 11994 0 0 MCDONALDS CORP COMMON STOCK 580135101 1076 8560 SH SOLE 8560 0 0 MERCK & CO INC COMMON STOCK 58933Y105 580 10970 SH SOLE 10970 0 0 MICROSOFT CORP COMMON STOCK 594918104 2014 36467 SH SOLE 36467 0 0 MICROSOFT CORP COMMON STOCK 594918104 8 150 SH OTR 150 0 0 NASDAQ INC COMMON STOCK 631103108 391 5894 SH SOLE 5894 0 0 NEWELL RUBBERMAID INC COMMON STOCK 651229106 355 8008 SH SOLE 8008 0 0 NEWELL RUBBERMAID INC COMMON STOCK 651229106 8 175 SH OTR 175 0 0 NIKE INC CLASS B COM COMMON STOCK 654106103 582 9466 SH SOLE 9466 0 0 NIKE INC CLASS B COM COMMON STOCK 654106103 6 100 SH OTR 100 0 0 NORTHROP GRUMMAN CORPORATION COMMON STOCK 666807102 242 1225 SH SOLE 1225 0 0 NORTHWEST BIOTHERAPEUTICS COMMON STOCK 66737P600 111 75717 SH SOLE 75717 0 0 NVIDIA CORP COMMON STOCK 67066G104 224 6291 SH SOLE 6291 0 0 OCCIDENTAL PETE CORP COMMON STOCK 674599105 241 3526 SH SOLE 3526 0 0 OMNICOM GROUP, INC. COMMON STOCK 681919106 349 4193 SH SOLE 4193 0 0 ORACLE CORPORATION COM COMMON STOCK 68389X105 315 7708 SH SOLE 7708 0 0 PEPSICO INC COMMON STOCK 713448108 1535 14983 SH SOLE 14983 0 0 PEPSICO INC COMMON STOCK 713448108 5 50 SH OTR 50 0 0 PFIZER INC COMMON STOCK 717081103 1593 53733 SH SOLE 53733 0 0 PFIZER INC COMMON STOCK 717081103 3 100 SH OTR 100 0 0 PG & E CORP COMMON STOCK 69331C108 334 5588 SH SOLE 5588 0 0 PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 665 6777 SH SOLE 6777 0 0 PROCTER & GAMBLE COMPANY COMMON STOCK 742718109 1221 14840 SH SOLE 14840 0 0 PROSPECT CAPITAL CORPORATION COMMON STOCK 74348T102 1454 200000 SH SOLE 200000 0 0 REGAL ENTERTAINMENT GROUP CL A COMMON STOCK 758766109 254 12000 SH SOLE 12000 0 0 ROPER TECHNOLOGIES INC COMMON STOCK 776696106 219 1200 SH SOLE 1200 0 0 SCHEIN HENRY INC COMMON STOCK 806407102 224 1300 SH SOLE 1300 0 0 SEALED AIR CORP NEW COMMON STOCK 81211K100 288 6000 SH SOLE 6000 0 0 SOUTHERN CO COMMON STOCK 842587107 302 5840 SH SOLE 5840 0 0 SPECTRA ENERGY CORP WI COMMON STOCK 847560109 481 15727 SH SOLE 15727 0 0 SPECTRA ENERGY CORP WI COMMON STOCK 847560109 3 100 SH OTR 100 0 0 STANLEY BLACK & DECKER INC COMMON STOCK 854502101 229 2176 SH SOLE 2176 0 0 STARBUCKS CORP COMMON STOCK 855244109 264 4415 SH SOLE 4415 0 0 STERICYCLE INC COMMON STOCK 858912108 225 1783 SH SOLE 1783 0 0 TARGET CORP COMMON STOCK 87612E106 697 8465 SH SOLE 8465 0 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 310 2191 SH SOLE 2191 0 0 THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 7 50 SH OTR 50 0 0 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 731 6266 SH SOLE 6266 0 0 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 6 50 SH OTR 50 0 0 TYSON FOODS INC CL A COMMON STOCK 902494103 205 3075 SH SOLE 3075 0 0 UNION PAC CORP COMMON STOCK 907818108 507 6370 SH SOLE 6370 0 0 UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 423 4227 SH SOLE 4227 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 334 2594 SH SOLE 2594 0 0 US BANCORP COMMON STOCK 902973304 317 7812 SH SOLE 7812 0 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 1439 26611 SH SOLE 26611 0 0 VERIZON COMMUNICATIONS COMMON STOCK 92343V104 11 200 SH OTR 200 0 0 VISA INC-CLASS A COMMON STOCK 92826C839 1051 13739 SH SOLE 13739 0 0 VISA INC-CLASS A COMMON STOCK 92826C839 8 100 SH OTR 100 0 0 WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 419 4974 SH SOLE 4974 0 0 WALMART STORES INC COMMON STOCK 931142103 278 4064 SH SOLE 4064 0 0 WALT DISNEY COMPANY COMMON STOCK 254687106 1625 16362 SH SOLE 16362 0 0 WALT DISNEY COMPANY COMMON STOCK 254687106 7 75 SH OTR 75 0 0 WELLS FARGO & CO NEW COMMON STOCK 949746101 1461 30221 SH SOLE 30221 0 0 3M CO COMMON STOCK 88579Y101 1045 6273 SH SOLE 6273 0 0 SCHLUMBERGER LTD COMMON STOCK 806857108 228 3095 SH SOLE 3095 0 0 TEVA PHARMACEUTICAL INDS LTD A COMMON STOCK 881624209 314 5877 SH SOLE 5877 0 0 BRANDYWINE RLTY TR NEW OTHER 105368203 2806 200000 SH SOLE 0 0 0 CHUBB LTD OTHER H1467J104 354 2967 SH SOLE 2967 0 0 MEDTRONIC PLC OTHER G5960L103 203 2707 SH SOLE 2707 0 0 CONSUMER DISCRETIONARY SELT OTHER 81369Y407 709 8962 SH SOLE 0 0 0 CONSUMER STAPLES SELECT SECTOR OTHER 81369Y308 419 7895 SH SOLE 0 0 0 FINANCIAL SELECT SECTOR SPDR OTHER 81369Y605 317 14082 SH SOLE 0 0 0 GOLDMAN ACTIVEBETA US LC ETF OTHER 381430503 4076 97114 SH SOLE 0 0 0 HEALTH CARE SELECT SECTOR SPDR OTHER 81369Y209 921 13581 SH SOLE 0 0 0 ISHA CURR HEDGED MSCI EAFE OTHER 46434V803 11551 483900 SH SOLE 0 0 0 ISHA CURR HEDGED MSCI EAFE OTHER 46434V803 105 4387 SH OTR 0 0 0 ISHARES CORE S&P MID-CAP ETF OTHER 464287507 10788 74816 SH SOLE 0 0 0 ISHARES CORE S&P MID-CAP ETF OTHER 464287507 35 245 SH OTR 0 0 0 ISHARES CORE S&P SMALL-CAP ETF OTHER 464287804 2920 25938 SH SOLE 0 0 0 ISHARES CORE S&P SMALL-CAP ETF OTHER 464287804 10 92 SH OTR 0 0 0 ISHARES CORE S&P 500 ETF OTHER 464287200 2133 10322 SH SOLE 0 0 0 ISHARES DJ SELECT DIVIDEND ETF OTHER 464287168 957 11713 SH SOLE 0 0 0 ISHARES DJ US MEDICAL DEVICE E OTHER 464288810 462 3771 SH SOLE 0 0 0 ISHARES DJ US TECHNOLOGY SEC E OTHER 464287721 1096 10100 SH SOLE 0 0 0 ISHARES MSCI EAFE ETF OTHER 464287465 6073 106243 SH SOLE 0 0 0 ISHARES MSCI EAFE SMALL CAP ET OTHER 464288273 4900 98395 SH SOLE 0 0 0 ISHARES MSCI EAFE SMALL CAP ET OTHER 464288273 10 200 SH OTR 0 0 0 ISHARES MSCI PACIFIC EX-JAPAN OTHER 464286665 201 5135 SH SOLE 0 0 0 ISHARES MSCI USA QUALITY FACTO OTHER 46432F339 10639 162129 SH SOLE 0 0 0 ISHARES RUSSELL 1000 ETF OTHER 464287622 405 3550 SH SOLE 0 0 0 ISHARES RUSSELL 1000 GROWTH ET OTHER 464287614 19305 193472 SH SOLE 0 0 0 ISHARES RUSSELL 1000 GROWTH ET OTHER 464287614 81 811 SH OTR 0 0 0 ISHARES RUSSELL 1000 VALUE ETF OTHER 464287598 10906 110371 SH SOLE 0 0 0 ISHARES RUSSELL 1000 VALUE ETF OTHER 464287598 41 414 SH OTR 0 0 0 ISHARES RUSSELL 2000 ETF OTHER 464287655 2377 21483 SH SOLE 0 0 0 ISHARES RUSSELL 2000 ETF OTHER 464287655 17 150 SH OTR 0 0 0 ISHARES RUSSELL 2000 GROWTH ET OTHER 464287648 4389 33100 SH SOLE 0 0 0 ISHARES RUSSELL 2000 VALUE ETF OTHER 464287630 209 2241 SH SOLE 0 0 0 ISHARES S&P MIDCAP 400/GRWTH E OTHER 464287606 427 2623 SH SOLE 0 0 0 ISHARES S&P PREF STK ETF OTHER 464288687 1398 35825 SH SOLE 0 0 0 ISHARES S&P SMALLCAP/600 GROWT OTHER 464287887 340 2741 SH SOLE 0 0 0 ISHARES S&P 500 GROWTH ETF OTHER 464287309 533 4598 SH SOLE 0 0 0 ISHARES S&P 500 VALUE ETF OTHER 464287408 256 2850 SH SOLE 0 0 0 KBW BANK ETF OTHER 78464A797 253 8346 SH SOLE 0 0 0 POWERSHARES QQQ TRUST OTHER 73935A104 4754 43539 SH SOLE 0 0 0 POWERSHARES S&P SC HEALTH CARE OTHER 73937B886 691 10429 SH SOLE 0 0 0 SPDR DOW JONES REIT ETF OTHER 78464A607 1167 12267 SH SOLE 0 0 0 SPDR GOLD TRUST OTHER 78463V107 1409 11980 SH SOLE 0 0 0 SPDR S&P BIOTECH ETF OTHER 78464A870 340 6578 SH SOLE 0 0 0 SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 1762 6707 SH SOLE 0 0 0 SPDR S&P REGIONAL BANKING ETF OTHER 78464A698 324 8616 SH SOLE 0 0 0 SPDR S&P 500 ETF TRUST OTHER 78462F103 2642 12855 SH SOLE 0 0 0 TECHNOLOGY SELECT SECT SPDR OTHER 81369Y803 271 6100 SH SOLE 0 0 0 VANGUARD DIVIDEND APPREC ETF OTHER 921908844 279 3435 SH SOLE 0 0 0 VANGUARD FTSE ALL-WORLD EX-US OTHER 922042775 2127 49287 SH SOLE 0 0 0 VANGUARD FTSE DEVELOPED MARKET OTHER 921943858 237 6619 SH SOLE 0 0 0 VANGUARD IND FD MID-CAP OTHER 922908629 1837 15155 SH SOLE 0 0 0 VANGUARD REIT ETF OTHER 922908553 1016 12129 SH SOLE 0 0 0 VANGUARD SMALL CAP GROWTH ETF OTHER 922908595 244 2050 SH SOLE 0 0 0 VANGUARD SMALL-CAP ETF OTHER 922908751 206 1851 SH SOLE 0 0 0 VANGUARD TOTAL STOCK MARKET ET OTHER 922908769 433 4135 SH SOLE 0 0 0 WISDOMTREE EUROPE HEDGED EQU OTHER 97717X701 1797 34607 SH SOLE 0 0 0 WISDOMTREE JAPAN HEDGED EQUITY OTHER 97717W851 222 5087 SH SOLE 0 0 0 FLAH & CRUM PFD SECU INCOME FU OTHER 338478100 201 9865 SH SOLE 0 0 0 ISHARES BARCLAYS TIPS BOND ETF OTHER 464287176 246 2146 SH SOLE 0 0 0 ISHARES BARCLAYS 1-3 YEAR TR E OTHER 464287457 564 6633 SH SOLE 0 0 0 ISHARES BARCLAYS 20+ YEAR TR E OTHER 464287432 897 6867 SH SOLE 0 0 0 ISHARES BARCLAYS 3-7 YEAR ETF OTHER 464288661 222 1759 SH SOLE 0 0 0 ISHARES CORE U.S. AGGREGATE BO OTHER 464287226 18260 164767 SH SOLE 0 0 0 ISHARES CORE U.S. AGGREGATE BO OTHER 464287226 55 500 SH OTR 0 0 0 ISHARES IBOXX INV GRD CORP BON OTHER 464287242 698 5877 SH SOLE 0 0 0 NUVEEN CALIFORNIA MUNI VALUE F OTHER 67062C107 198 17975 SH SOLE 0 0 0 NUVEEN INS CA T/F ADV MUN FD OTHER 670651108 338 21118 SH SOLE 0 0 0 VANGUARD TOTAL BOND MARKET ETF OTHER 921937835 298 3600 SH SOLE 0 0 0 BLACKROCK MUNIYIELD CALI FD OTHER 09254M105 220 13000 SH SOLE 0 0 0 NUVEEN CALIF DIV ADVAN MUNI OTHER 67066Y105 187 11604 SH SOLE 0 0 0