Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Assets
Cash and cash equivalents	$ 56,344	$ 59,859
Restricted cash	40,524	37,779
Loans and finance receivables	1,265,312	1,169,407
Less: Allowance for credit losses	(151,133)	(140,040)
Loans and finance receivables, net	1,114,179	1,029,367
Property, equipment and software, net	20,332	16,700
Other assets	73,204	18,115
Total assets	1,304,583	1,161,820
Liabilities:
Accounts payable	6,470	4,011
Interest payable	2,334	2,385
Debt	914,995	816,231
Accrued expenses and other liabilities	70,110	36,708
Total liabilities	993,909	859,335
Commitments and contingencies (Note 13)
Mezzanine equity:
Redeemable noncontrolling interest	14,428	0
Stockholders’ equity:
Common stock—$0.005 par value, 1,000,000,000 shares authorized and 80,095,061 and 78,412,291 shares issued and 66,363,555 and 75,375,341 outstanding at December 31, 2019 and December 31, 2018, respectively.	405	396
Treasury stock—at cost	(49,641)	(5,656)
Additional paid-in capital	513,571	502,003
Accumulated deficit	(169,002)	(196,959)
Accumulated other comprehensive loss	(1,333)	(1,832)
Total On Deck Capital, Inc. stockholders' equity	294,000	297,952
Noncontrolling interest	2,246	4,533
Total stockholders' equity	296,246	302,485
Total liabilities, mezzanine equity and stockholders' equity	$ 1,304,583	$ 1,161,820