Unaudited Condensed Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Assets
Cash and cash equivalents	$ 59,440	$ 59,859
Restricted cash	49,900	37,779
Loans and finance receivables	1,227,811	1,169,407
Less: Allowance for credit losses	(148,045)	(140,040)
Loans and finance receivables held for investment, net	1,079,766	1,029,367
Property, equipment and software, net	18,584	16,700
Other assets	67,963	18,115
Total assets	1,275,653	1,161,820
Liabilities:
Accounts payable	3,673	4,011
Interest payable	2,631	2,385
Debt	870,625	816,231
Accrued expenses and other liabilities	65,775	36,708
Total liabilities	942,704	859,335
Commitments and contingencies (Note 12)
Mezzanine equity:
Redeemable noncontrolling interest	15,007	0
Stockholders’ equity:
Common stock—$0.005 par value, 1,000,000,000 shares authorized and 79,798,075 and 78,412,291 shares issued and 73,556,663 and 75,375,341 outstanding at September 30, 2019 and December 31, 2018, respectively.	404	396
Treasury stock—at cost	(16,680)	(5,656)
Additional paid-in capital	511,857	502,003
Accumulated deficit	(178,313)	(196,959)
Accumulated other comprehensive loss	(2,004)	(1,832)
Total On Deck Capital, Inc. stockholders' equity	315,264	297,952
Noncontrolling interest	2,678	4,533
Total stockholders' equity	317,942	302,485
Total liabilities, mezzanine equity and stockholders' equity	$ 1,275,653	$ 1,161,820