Unaudited Condensed Consolidated Statements of Cash Flows - USD ($)	6 Months Ended
	Jun. 30, 2019	Jun. 30, 2018
Cash flows from operating activities
Net Income (loss)	$ 7,496,000	$ 2,036,000
Adjustments to reconcile net income (loss) to net cash provided by operating activities:
Provision for credit losses	86,242,000	69,586,000
Depreciation and amortization	3,574,000	4,218,000
Amortization of debt issuance costs	1,573,000	3,756,000
Stock-based compensation	6,331,000	6,004,000
Amortization of net deferred origination costs	35,277,000	26,499,000
Changes in servicing rights, at fair value	69,000	188,000
Unfunded loan commitment reserve	452,000	640,000
Gain on lease termination	0	(1,481,000)
Loss on disposal of fixed assets	1,537,000	5,668,000
Amortization of intangibles	189,000	0
Changes in operating assets and liabilities:
Other assets	(9,595,000)	(1,999,000)
Accounts payable	1,499,000	1,413,000
Interest payable	302,000	244,000
Accrued expenses and other liabilities	1,613,000	1,992,000
Net cash provided by operating activities	136,559,000	118,764,000
Cash flows from investing activities
Purchases of property, equipment and software	(1,360,000)	(695,000)
Capitalized internal-use software	(4,220,000)	(2,464,000)
Originations of term loan, lines of credit and finance receivable, excluding rollovers into new originations	(1,029,348,000)	(1,009,626,000)
Payments of net deferred origination costs	(33,505,000)	(29,958,000)
Principal repayments of term loans, lines of credit and finance receivables	946,025,000	865,537,000
Purchase of loans	0	(801,000)
Acquisition of shares in business combination	(3,004,000)	0
Net cash used in investing activities	(125,412,000)	(178,007,000)
Cash flows from financing activities
Investments by noncontrolling interests	0	3,403,000
Tax withholding related to vesting of restricted stock units	(1,135,000)	(441,000)
Proceeds from exercise of stock options and warrants	71,000	39,000
Issuance of common stock under employee stock purchase plan	1,281,000	668,000
Proceeds from the issuance of debt	355,840,000	407,184,000
Payments of debt issuance costs	(2,812,000)	(3,748,000)
Repayments of debt principal	(359,392,000)	(342,828,000)
Net cash (used in) provided by financing activities	(6,147,000)	64,277,000
Effect of exchange rate changes on cash and cash equivalents	(558,000)	(1,407,000)
Net increase in cash, cash equivalents and restricted cash	4,442,000	3,627,000
Cash, cash equivalents, and restricted cash at beginning of year	97,638,000	114,824,000
Cash, cash equivalents, and restricted cash at end of period	102,080,000	118,451,000
Reconciliation to amounts on consolidated balance sheets
Total cash, cash equivalents and restricted cash	97,638,000	114,824,000
Supplemental disclosure of other cash flow information
Cash paid for interest	20,038,000	21,445,000
Supplemental disclosures of non-cash investing and financing activities
Stock-based compensation included in capitalized internal-use software	109,000	130,000
Unpaid principal balance of term loans rolled into new originations	$ 198,319,000	$ 167,687,000