Unaudited Condensed Consolidated Statements of Cash Flows - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Cash flows from operating activities
Net Income (loss)	$ 5,520	$ (2,436)
Adjustments to reconcile net income (loss) to net cash provided by operating activities:
Provision for loan losses	43,291	36,293
Depreciation and amortization	1,748	2,174
Amortization of debt issuance costs	802	1,230
Stock-based compensation	2,743	3,210
Amortization of net deferred origination costs	17,640	12,399
Changes in servicing rights, at fair value	69	131
Unfunded loan commitment reserve	48	171
Gain on lease termination	0	(1,481)
Loss on disposal of fixed assets	674	5,668
Changes in operating assets and liabilities:
Other assets	(3,781)	(3,484)
Accounts payable	859	364
Interest payable	369	99
Accrued expenses and other liabilities	(1,189)	(471)
Net cash provided by operating activities	68,793	53,867
Cash flows from investing activities
Purchases of property, equipment and software	(536)	(313)
Capitalized internal-use software	(1,379)	(1,398)
Originations of term loans and lines of credit, excluding rollovers into new originations	(537,147)	(499,775)
Payments of net deferred origination costs	(18,347)	(14,193)
Principal repayments of term loans and lines of credit	469,894	417,034
Net cash used in investing activities	(87,515)	(98,645)
Cash flows from financing activities
Purchase of treasury shares	(291)	(119)
Proceeds from exercise of stock options and warrants	45	39
Issuance of common stock under employee stock purchase plan	1,281	764
Proceeds from the issuance of debt	210,789	69,373
Payments of debt issuance costs	(3,097)	(74)
Repayments of debt principal	(182,849)	(24,602)
Net cash provided by financing activities	25,878	45,381
Effect of exchange rate changes on cash and cash equivalents	(77)	(303)
Net increase in cash, cash equivalents and restricted cash	7,079	300
Cash, cash equivalents, and restricted cash at beginning of year	97,638	114,824
Cash, cash equivalents, and restricted cash at end of period	104,717	115,124
Reconciliation to amounts on consolidated balance sheets
Total cash, cash equivalents and restricted cash	97,638	114,824
Supplemental disclosure of other cash flow information
Cash paid for interest	9,887	10,483
Supplemental disclosures of non-cash investing and financing activities
Stock-based compensation included in capitalized internal-use software	57	68
Unpaid principal balance of term loans rolled into new originations	$ 98,481	$ 90,810