Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2018	Dec. 31, 2017
Assets
Cash and cash equivalents	$ 59,859	$ 71,362
Restricted cash	37,779	43,462
Loans held for investment	1,169,157	952,796
Less: Allowance for loan losses	(140,040)	(109,015)
Loans held for investment, net	1,029,117	843,781
Property, equipment and software, net	16,700	23,572
Other assets	18,115	13,867
Total assets	1,161,570	996,044
Liabilities:
Accounts payable	4,011	2,674
Interest payable	2,385	2,330
Debt	816,231	692,254
Accrued expenses and other liabilities	34,654	32,730
Total liabilities	857,281	729,988
Commitments and contingencies
Stockholders’ equity (deficit):
Common stock—$0.005 par value, 1,000,000,000 shares authorized and 79,135,510 and 77,284,266 shares issued and 75,375,341 and 73,822,001 outstanding at December 31, 2018 and 2017, respectively.	396	386
Treasury stock—at cost	(9,822)	(7,965)
Additional paid-in capital	506,169	492,509
Accumulated deficit	(195,155)	(222,833)
Accumulated other comprehensive loss	(1,832)	(52)
Total On Deck Capital, Inc. stockholders' equity	299,756	262,045
Noncontrolling interest	4,533	4,011
Total equity	304,289	266,056
Total liabilities and equity	$ 1,161,570	$ 996,044