Unaudited Condensed Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Assets
Cash and cash equivalents	$ 85,948	$ 159,822
Restricted cash	42,827	38,463
Loans held for investment	905,327	552,742
Less: Allowance for loan losses	(87,368)	(53,311)
Loans held for investment, net	817,959	499,431
Loans held for sale	986	706
Property, equipment and software, net	30,289	26,187
Other assets	19,863	20,416
Total assets	997,872	745,025
Liabilities:
Accounts payable	4,087	2,701
Interest payable	1,583	757
Accrued expenses and other liabilities	31,969	33,560
Total liabilities	702,092	415,603
Commitments and contingencies
Stockholders’ equity (deficit):
Common stock—$0.005 par value, 1,000,000,000 shares authorized and 74,512,869 and 73,107,848 shares issued and 71,374,429 and 70,060,208 outstanding at September 30, 2016 and December 31, 2015, respectively	373	366
Treasury stock—at cost	(6,418)	(5,843)
Additional paid-in capital	472,555	457,003
Accumulated deficit	(175,447)	(128,341)
Accumulated other comprehensive loss	(149)	(372)
Total On Deck Capital, Inc. stockholders' equity	290,914	322,813
Noncontrolling interest	4,866	6,609
Total equity	295,780	329,422
Total liabilities and equity	997,872	745,025
Funding debt
Liabilities:
Debt	651,753	375,890
Corporate debt
Liabilities:
Debt	$ 12,700	$ 2,695