Unaudited Condensed Consolidated Statements of Cash Flows - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2016	Jun. 30, 2015
Cash flows from operating activities
Net loss	$ (31,849)	$ (595)
Adjustments to reconcile net loss to net cash provided by operating activities:
Provision for loan losses	57,708	38,626
Depreciation and amortization	4,435	2,943
Amortization of debt issuance costs	2,969	1,332
Stock-based compensation	7,662	4,358
Amortization of net deferred origination costs	16,008	18,317
Changes in servicing rights, at fair value	3,074	0
Gain on sales of loans	(9,924)	(18,389)
Unfunded loan commitment reserve	(625)	807
Gain on extinguishment of debt	(562)	(48)
Changes in operating assets and liabilities:
Other assets	18	(8,823)
Accounts payable	1,175	2,946
Interest payable	372	(156)
Accrued expenses and other liabilities	(229)	7,352
Originations of loans held for sale	(167,207)	(196,119)
Payments of net deferred origination costs of loans held for sale	(5,769)	(7,954)
Proceeds from sale of loans held for sale	170,043	204,025
Principal repayments of loans held for sale	5,014	1,664
Net cash provided by operating activities	52,313	50,286
Cash flows from investing activities
Change in restricted cash	(1,353)	1,179
Purchases of property, equipment and software	(5,494)	(3,896)
Capitalized internal-use software	(2,610)	(2,254)
Originations of term loans and lines of credit, excluding rollovers into new originations	(862,454)	(511,726)
Proceeds from sale of loans held for investment	41,375	58,901
Payments of net deferred origination costs	(21,033)	(17,332)
Principal repayments of term loans and lines of credit	547,305	411,628
Purchases of term loans	(6,672)	0
Other	(201)	0
Net cash used in investing activities	(311,137)	(63,500)
Cash flows from financing activities
Proceeds from exercise of stock options and warrants	104	187
Payments of initial public offering costs	0	(1,845)
Purchase of shares for treasury	(254)	(184)
Investments by noncontrolling interests	0	7,069
Issuance of common stock under employee stock purchase plan	1,487	0
Payments of debt issuance costs	(3,740)	(1,133)
Net cash provided by (used in) financing activities	176,897	(27,404)
Effect of exchange rate changes on cash and cash equivalents	168	(123)
Net decrease in cash and cash equivalents	(81,759)	(40,741)
Cash and cash equivalents at beginning of period	159,822	220,433
Cash and cash equivalents at end of period	78,063	179,692
Supplemental disclosure of other cash flow information
Cash paid for interest	9,447	8,087
Supplemental disclosures of non-cash investing and financing activities
Stock-based compensation included in capitalized internal-use software	647	360
Unpaid principal balance of term loans rolled into new originations	129,688	127,174
Funding debt
Cash flows from financing activities
Proceeds from the issuance of funding debt	491,742	110,728
Repayment of debt	(312,442)	(130,226)
Corporate debt
Cash flows from financing activities
Repayment of debt	$ 0	$ (12,000)