Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2015	Dec. 31, 2014
Assets
Cash and cash equivalents	$ 159,822	$ 220,433
Restricted cash	38,463	29,448
Loans held for investment	552,742	504,107
Less: Allowance for loan losses	(53,311)	(49,804)
Loans held for investment, net	499,431	454,303
Loans held for sale	706	1,523
Deferred debt issuance costs	4,227	5,374
Property, equipment and software, net	26,187	13,929
Other assets	20,416	4,622
Total assets	749,252	729,632
Liabilities:
Accounts payable	2,701	4,065
Interest payable	757	819
Debt	382,812	399,928
Accrued expenses and other liabilities	33,560	14,215
Total liabilities	$ 419,830	$ 419,027
Commitments and contingencies
Stockholders’ equity (deficit):
Common stock—$0.005 par value, 1,000,000,000 shares authorized and 73,107,848 and 72,069,768 shares issued and 70,060,208 and 69,031,719 outstanding at December 31, 2015 and 2014, respectively	$ 366	$ 360
Treasury stock—at cost	(5,843)	(5,656)
Additional paid-in capital	457,003	442,969
Accumulated deficit	(128,341)	(127,068)
Accumulated other comprehensive loss	(372)	0
Total On Deck Capital, Inc. stockholders' equity	322,813	310,605
Noncontrolling interest	6,609	0
Total equity	329,422	310,605
Total liabilities and equity	749,252	729,632
Funding debt
Liabilities:
Debt	380,112	387,928
Corporate debt
Liabilities:
Debt	$ 2,700	$ 12,000