Non-Interest Income and Other Operating Expenses

12 Months Ended

Dec. 31, 2011

Non-Interest Income and Other Operating Expenses

Non-Interest Income and Other Operating Expenses

(13)     Non-Interest Income

The following table summarizes the information regarding non-interest income for the years ended December 31, 2011 and 2010, respectively:

	Years ended December 31,
(in thousands)	2011		2010
Loan arrangement/loan syndication fees	$	676	$	588
Service charges and other operating income	256		313
Net gain on sale of available for sale securities	2		44
Total non-interest income	$	934	$	945

(14)     Other Operating Expenses

The following table summarizes the information regarding other operating expenses for the years ended December 31, 2011, and 2010, respectively:

                                                                                                            Years ended December 31,

(in thousands)	2011		2010
Loan expenses	$	437	$	392
Board of Directors fees/non-cash stock expenses	224		237
OCC assessments	98		86
Branch/customer expense	393		343
Stationery and supplies	64		54
Insurance	86		90
Dues, memberships and subscriptions	82		83
Stockholders expense	58		70
Telephone	69		59
Delaware Franchise Tax	105		107
Other expenses	196		314
Total other operating expenses	$	1,812	$	1,835