The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC Common Stock 037833100   14,483,444 84,595 SH   SOLE   0 0 84,595
ABBVIE INC Common Stock 00287Y109   12,587,064 84,431 SH   SOLE   0 0 84,431
ABBOTT LABORATORIES Common Stock 002824100   2,713,214 27,872 SH   SOLE   0 0 27,872
ACCENTURE PLC-CL A Common Stock G1151C101   239,546 780 SH   SOLE   0 0 780
ISHARES MSCI ACWI ETF ETP 464288257   593,847 6,429 SH   SOLE   0 0 6,429
ADOBE INC Common Stock 00724F101   239,653 470 SH   SOLE   0 0 470
AUTOMATIC DATA PROCESSING Common Stock 053015103   2,031,664 8,414 SH   SOLE   0 0 8,414
ISHARES CORE U.S. AGGREGATE ETP 464287226   14,305,057 152,117 SH   SOLE   0 0 152,117
APPLIED MATERIALS INC Common Stock 038222105   320,069 2,312 SH   SOLE   0 0 2,312
AMCOR PLC Common Stock G0250X107   1,285,948 140,387 SH   SOLE   0 0 140,387
AMGEN INC Common Stock 031162100   936,033 3,483 SH   SOLE   0 0 3,483
AMAZON.COM INC Common Stock 023135106   7,405,531 58,256 SH   SOLE   0 0 58,256
ASSOCIATED BANC-CORP Common Stock 045487105   334,297 19,538 SH   SOLE   0 0 19,538
ASTEC INDUSTRIES INC Common Stock 046224101   270,839 5,749 SH   SOLE   0 0 5,749
BOEING CO/THE Common Stock 097023105   6,412,163 33,452 SH   SOLE   0 0 33,452
BANK OF AMERICA CORP Common Stock 060505104   222,420 8,085 SH   SOLE   0 0 8,085
SPDR BLOOMBERG 1-3 MONTH T-B ETP 78468R663   2,479,045 26,999 SH   SOLE   0 0 26,999
PROSHARES BITCOIN STRAT ETF ETP 74347G440   1,373,286 99,441 SH   SOLE   0 0 99,441
VANGUARD INTERMEDIATE-TERM B ETP 921937819   1,727,302 23,887 SH   SOLE   0 0 23,887
BANK OF NEW YORK MELLON CORP Common Stock 064058100   9,523,847 223,114 SH   SOLE   0 0 223,114
GLOBAL X BLOCKCHAIN ETF ETP 37960A735   1,627,156 69,835 SH   SOLE   0 0 69,835
SIREN NEXGEN ECONOMY ETF ETP 829658202   1,372,009 72,249 SH   SOLE   0 0 72,249
AMPLIFY TRANSFOR DATA SHARIN ETP 032108607   1,237,494 62,092 SH   SOLE   0 0 62,092
VANGUARD LONG-TERM BOND ETF ETP 921937793   575,978 8,589 SH   SOLE   0 0 8,589
BRISTOL-MYERS SQUIBB CO Common Stock 110122108   240,523 4,144 SH   SOLE   0 0 4,144
VANGUARD TOTAL BOND MARKET ETP 921937835   57,540,393 824,597 SH   SOLE   0 0 824,597
GLOBAL X ROBOTICS & ARTIFICI ETP 37954Y715   1,925,663 77,899 SH   SOLE   0 0 77,899
BERKSHIRE HATHAWAY INC-CL B Common Stock 084670702   3,575,156 10,206 SH   SOLE   0 0 10,206
VANGUARD SHORT-TERM BOND ETF ETP 921937827   1,221,674 16,252 SH   SOLE   0 0 16,252
SPDR BLOOMBERG INT TREASURY ETP 78464A516   10,407,239 489,983 SH   SOLE   0 0 489,983
CATERPILLAR INC Common Stock 149123101   248,703 911 SH   SOLE   0 0 911
GLOBAL X S&P 500 CA VAL ETF ETP 37954Y889   244,084 4,667 SH   SOLE   0 0 4,667
COMCAST CORP-CLASS A Common Stock 20030N101   381,559 8,605 SH   SOLE   0 0 8,605
CHIPOTLE MEXICAN GRILL INC Common Stock 169656105   223,483 122 SH   SOLE   0 0 122
PIMCO INV GRADE CORP BD ETF ETP 72201R817   354,788 3,894 SH   SOLE   0 0 3,894
COSTCO WHOLESALE CORP Common Stock 22160K105   918,060 1,625 SH   SOLE   0 0 1,625
COURSERA INC Common Stock 22266M104   284,368 15,215 SH   SOLE   0 0 15,215
SALESFORCE INC Common Stock 79466L302   1,647,993 8,127 SH   SOLE   0 0 8,127
CARPENTER TECHNOLOGY Common Stock 144285103   1,093,740 16,273 SH   SOLE   0 0 16,273
CISCO SYSTEMS INC Common Stock 17275R102   536,725 9,984 SH   SOLE   0 0 9,984
CHEVRON CORP Common Stock 166764100   1,765,635 9,650 SH   SOLE   0 0 9,650
SPDR MSCI ACWI EX-US ETP 78463X848   1,743,769 70,059 SH   SOLE   0 0 70,059
DELTA AIR LINES INC Common Stock 247361702   263,175 6,361 SH   SOLE   0 0 6,361
PROSHARES ULTRA DOW30 ETP 74347R305   286,687 4,519 SH   SOLE   0 0 4,519
DEERE & CO Common Stock 244199105   256,400 677 SH   SOLE   0 0 677
WISDOMTREE EMERGING MARKETS ETP 97717W315   596,157 15,906 SH   SOLE   0 0 15,906
DIMENSIONAL US CORE EQUITY 2 ETP 25434V708   13,991,625 534,031 SH   SOLE   0 0 534,031
DIMENSIONAL EMERGING CORE EQ ETP 25434V302   525,158 23,268 SH   SOLE   0 0 23,268
DIMENSIONAL INTERNATIONAL CO ETP 25434V203   415,143 15,900 SH   SOLE   0 0 15,900
DIMENSIONAL US TARGET VALUE ETP 25434V609   473,992 10,374 SH   SOLE   0 0 10,374
DIMENSIONAL WORLD EX US CORE ETP 25434V880   10,503,290 466,398 SH   SOLE   0 0 466,398
DIMENSIONAL US EQUITY ETF ETP 25434V401   2,483,660 53,355 SH   SOLE   0 0 53,355
DIMENSIONAL US MARKETWIDE VA ETP 25434V724   5,090,091 149,621 SH   SOLE   0 0 149,621
ISHARES CORE DIVIDEND GROWTH ETP 46434V621   924,785 18,526 SH   SOLE   0 0 18,526
DANAHER CORP Common Stock 235851102   220,343 888 SH   SOLE   0 0 888
SPDR DJIA TRUST ETP 78467X109   280,962 837 SH   SOLE   0 0 837
HF SINCLAIR CORP Common Stock 403949100   668,034 11,734 SH   SOLE   0 0 11,734
DNP SELECT INCOME FUND INC Closed-End Fund 23325P104   444,447 46,369 SH   SOLE   0 0 46,369
WISDOMTREE US MIDCAP DIVIDEN ETP 97717W505   1,264,435 30,870 SH   SOLE   0 0 30,870
DARDEN RESTAURANTS INC Common Stock 237194105   430,806 3,008 SH   SOLE   0 0 3,008
DUKE ENERGY CORP Common Stock 26441C204   267,144 3,027 SH   SOLE   0 0 3,027
DAVITA INC Common Stock 23918K108   1,532,425 16,211 SH   SOLE   0 0 16,211
ISHARES SELECT DIVIDEND ETF ETP 464287168   367,133 3,365 SH   SOLE   0 0 3,365
ISHARES MSCI EMERGING MARKET ETP 464287234   1,388,094 36,577 SH   SOLE   0 0 36,577
SPDR MSCI EM FSL FL RSV FREE ETP 78470E205   2,420,813 83,499 SH   SOLE   0 0 83,499
ISHARES MSCI EAFE ETF ETP 464287465   114,749,547 1,664,967 SH   SOLE   0 0 1,664,967
ISHARES MSCI EAFE MIN VOL FA ETP 46429B689   65,466,639 1,003,782 SH   SOLE   0 0 1,003,782
SPDR S&P 500 ESG ETF ETP 78468R531   3,221,865 77,651 SH   SOLE   0 0 77,651
ISHARES MSCI EAFE VALUE ETF ETP 464288877   1,544,671 31,569 SH   SOLE   0 0 31,569
ISHARES MSCI EMR MRK EX CHNA ETP 46434G764   375,270 7,531 SH   SOLE   0 0 7,531
ISHARES TRUST ISHARES ESG AW ETP 46435G516   7,730,117 111,820 SH   SOLE   0 0 111,820
ISHARES ESG AWARE MSCI USA ETP 46435G425   204,557 2,169 SH   SOLE   0 0 2,169
VANGUARD ESG US STOCK ETF ETP 921910733   3,500,307 46,534 SH   SOLE   0 0 46,534
ISHARES ESG AWARE MSCI USA S ETP 46435U663   3,206,046 94,966 SH   SOLE   0 0 94,966
EDWARDS LIFESCIENCES CORP Common Stock 28176E108   4,226,041 60,999 SH   SOLE   0 0 60,999
FORD MOTOR CO Common Stock 345370860   346,678 27,913 SH   SOLE   0 0 27,913
FORTUNE BRANDS INNOVATIONS I Common Stock 34964C106   435,042 6,408 SH   SOLE   0 0 6,408
SCHWAB FUNDAMENTAL INTL L/C ETP 808524755   439,400 13,874 SH   SOLE   0 0 13,874
FIDELITY REAL ESTATE ETF ETP 316092857   4,139,170 181,942 SH   SOLE   0 0 181,942
H.B. FULLER CO. Common Stock 359694106   730,946 10,654 SH   SOLE   0 0 10,654
FIDELITY US UTILITIES ETF ETP 316092865   421,936 11,127 SH   SOLE   0 0 11,127
GENERAL ELECTRIC CO Common Stock 369604301   252,462 2,282 SH   SOLE   0 0 2,282
GRACO INC Common Stock 384109104   1,020,586 10,109 SH   SOLE   0 0 10,109
GENERAL MILLS INC Common Stock 370334104   281,398 4,398 SH   SOLE   0 0 4,398
SPDR GOLD SHARES ETP 78463V107   204,197 1,191 SH   SOLE   0 0 1,191
ISHARES GNMA BOND ETF ETP 46429B333   3,323,843 79,556 SH   SOLE   0 0 79,556
ALPHABET INC-CL C Common Stock 02079K107   3,282,613 24,897 SH   SOLE   0 0 24,897
ALPHABET INC-CL A Common Stock 02079K305   11,190,397 85,514 SH   SOLE   0 0 85,514
ISHARES US TREASURY BOND ETF ETP 46429B267   3,746,557 169,989 SH   SOLE   0 0 169,989
VANECK GREEN BOND ETF ETP 92189F171   2,102,456 92,743 SH   SOLE   0 0 92,743
INVESCO TOTAL RETURN BOND ET ETP 46090A804   287,283 6,437 SH   SOLE   0 0 6,437
ETFMG PRIME CYBER SECURITY E ETP 26924G201   2,353,734 45,615 SH   SOLE   0 0 45,615
HOME DEPOT INC Common Stock 437076102   1,647,286 5,452 SH   SOLE   0 0 5,452
ISHARES CORE HIGH DIVIDEND E ETP 46429B663   1,059,461 10,598 SH   SOLE   0 0 10,598
INTEGRAL AD SCIENCE HOLDING Common Stock 45828L108   695,672 58,509 SH   SOLE   0 0 58,509
INTL BUSINESS MACHINES CORP Common Stock 459200101   706,212 5,034 SH   SOLE   0 0 5,034
BLACKROCK ULTRA SHORT-TERM B ETP 46434V878   12,442,637 246,976 SH   SOLE   0 0 246,976
ISHARES CORE MSCI EAFE ETF ETP 46432F842   31,386,842 487,752 SH   SOLE   0 0 487,752
ISHARES 3-7 YEAR TREASURY BO ETP 464288661   479,236,794 4,235,037 SH   SOLE   0 0 4,235,037
ISHARES CORE MSCI EMERGING ETP 46434G103   13,442,755 282,470 SH   SOLE   0 0 282,470
ISHARES 5-10Y INV GRADE CORP ETP 464288638   2,285,438,498 46,977,153 SH   SOLE   0 0 46,977,153
ISHARES INTERNATIONAL TREASU ETP 464288117   554,627,368 14,921,371 SH   SOLE   0 0 14,921,371
ISHARES CORE S&P MIDCAP ETF ETP 464287507   476,699,087 1,903,090 SH   SOLE   0 0 1,903,090
ISHARES S&P MID-CAP 400 VALU ETP 464287705   80,967,443 797,679 SH   SOLE   0 0 797,679
ISHARES S&P MID-CAP 400 GROW ETP 464287606   120,366,423 1,660,170 SH   SOLE   0 0 1,660,170
ISHARES CORE S&P SMALL-CAP E ETP 464287804   712,103,454 7,512,660 SH   SOLE   0 0 7,512,660
ISHARES S&P SMALL-CAP 600 VA ETP 464287879   2,442,943 27,222 SH   SOLE   0 0 27,222
ISHARES S&P SMALL-CAP 600 GR ETP 464287887   2,594,893 23,573 SH   SOLE   0 0 23,573
INTEL CORP Common Stock 458140100   248,090 6,979 SH   SOLE   0 0 6,979
ETFMG PRIME MOBILE PAYMENTS ETP 26924G409   1,864,249 47,679 SH   SOLE   0 0 47,679
ISHARES CORE S&P TOTAL U.S. ETP 464287150   953,675 10,079 SH   SOLE   0 0 10,079
ISHARES CORE S&P U.S. VALUE ETP 464287663   1,780,410 23,719 SH   SOLE   0 0 23,719
ISHARES S&P 500 VALUE ETF ETP 464287408   47,213,324 305,232 SH   SOLE   0 0 305,232
ISHARES CORE S&P 500 ETF ETP 464287200   5,461,415 12,663 SH   SOLE   0 0 12,663
ISHARES S&P 500 GROWTH ETF ETP 464287309   30,866,652 449,670 SH   SOLE   0 0 449,670
ISHARES RUSSELL 1000 ETF ETP 464287622   6,289,389 26,660 SH   SOLE   0 0 26,660
ISHARES RUSSELL 1000 VALUE E ETP 464287598   1,558,654,697 10,200,291 SH   SOLE   0 0 10,200,291
ISHARES RUSSELL 1000 GROWTH ETP 464287614   13,028,889 48,891 SH   SOLE   0 0 48,891
ISHARES RUSSELL 2000 ETF ETP 464287655   3,236,495 18,232 SH   SOLE   0 0 18,232
ISHARES RUSSELL 2000 GROWTH ETP 464287648   73,322,424 326,452 SH   SOLE   0 0 326,452
ISHARES RUSSELL MID-CAP GROW ETP 464287481   4,089,378 44,678 SH   SOLE   0 0 44,678
ISHARES RUSSELL MID-CAP ETF ETP 464287499   1,755,049 25,247 SH   SOLE   0 0 25,247
ISHARES RUSSELL MID-CAP VALU ETP 464287473   1,767,214 16,843 SH   SOLE   0 0 16,843
ISHARES RUSSELL 3000 ETF ETP 464287689   270,912 1,101 SH   SOLE   0 0 1,101
JOHNSON & JOHNSON Common Stock 478160104   1,316,278 8,451 SH   SOLE   0 0 8,451
JPMORGAN CHASE & CO Common Stock 46625H100   846,667 5,838 SH   SOLE   0 0 5,838
JPMORGAN REALTY INCOME ETF ETP 46641Q126   306,932 7,880 SH   SOLE   0 0 7,880
NORDSTROM INC Common Stock 655664100   607,926 40,691 SH   SOLE   0 0 40,691
KINDER MORGAN INC Common Stock 49456B101   4,322,750 259,835 SH   SOLE   0 0 259,835
KNIFE RIVER CORP Common Stock 498894104   341,065 6,985 SH   SOLE   0 0 6,985
COCA-COLA CO/THE Common Stock 191216100   398,170 7,056 SH   SOLE   0 0 7,056
SPDR S&P KENSHO NEW ECONOMIE ETP 78468R648   1,277,681,070 32,260,294 SH   SOLE   0 0 32,260,294
FIRST TRUST INDXX INNOVATIVE ETP 33741X201   2,674,660 72,484 SH   SOLE   0 0 72,484
ELI LILLY & CO Common Stock 532457108   557,406 1,038 SH   SOLE   0 0 1,038
LOCKHEED MARTIN CORP Common Stock 539830109   460,356 1,126 SH   SOLE   0 0 1,126
LOWE'S COS INC Common Stock 548661107   580,420 2,793 SH   SOLE   0 0 2,793
ISHARES IBOXX INVESTMENT GRA ETP 464287242   1,084,270,273 10,628,017 SH   SOLE   0 0 10,628,017
FRANKLIN U.S. LOW VOLATILITY ETP 52468L406   40,408,477 1,192,694 SH   SOLE   0 0 1,192,694
MASTERCARD INC - A Common Stock 57636Q104   463,843 1,172 SH   SOLE   0 0 1,172
MCDONALD'S CORP Common Stock 580135101   313,757 1,191 SH   SOLE   0 0 1,191
MONDELEZ INTERNATIONAL INC-A Common Stock 609207105   234,053 3,352 SH   SOLE   0 0 3,352
MDU RESOURCES GROUP INC Common Stock 552690109   1,690,623 32,128 SH   SOLE   0 0 32,128
SPDR S&P MIDCAP 400 ETF TRST ETP 78467Y107   4,392,202 9,585 SH   SOLE   0 0 9,585
SPDR S&P 400 MID CAPGROWTH E ETP 78464A821   127,002,238 1,836,885 SH   SOLE   0 0 1,836,885
SPDR S&P 400 MID CAP VALUE E ETP 78464A839   111,785,577 1,723,490 SH   SOLE   0 0 1,723,490
META PLATFORMS INC-CLASS A Common Stock 30303M102   4,474,308 14,904 SH   SOLE   0 0 14,904
PIMCO ENHANCED SHORT MATURIT ETP 72201R833   264,269 2,639 SH   SOLE   0 0 2,639
MARSH & MCLENNAN COS Common Stock 571748102   2,932,876 3,615 SH   SOLE   0 0 3,615
MERCK & CO. INC. Common Stock 58933Y105   319,193 3,079 SH   SOLE   0 0 3,079
MICROSOFT CORP Common Stock 594918104   12,384,756 39,223 SH   SOLE   0 0 39,223
ISHARES MSCI USA MOMENTUM FA ETP 46432F396   504,392 3,600 SH   SOLE   0 0 3,600
ISHARES NATIONAL MUNI BOND E ETP 464288414   48,769,116 475,611 SH   SOLE   0 0 475,611
PIMCO INTERMEDIATE MUNICIPAL ETP 72201R866   3,215,870 64,227 SH   SOLE   0 0 64,227
SPDR S&P NORTH AMERICAN NATU ETP 78463X152   325,320,505 6,144,928 SH   SOLE   0 0 6,144,928
NORDIC AMERICAN TANKERS LTD Common Stock G65773106   344,250 81,000 SH   SOLE   0 0 81,000
NEXTERA ENERGY INC Common Stock 65339F101   576,792 10,068 SH   SOLE   0 0 10,068
NETFLIX INC Common Stock 64110L106   2,247,475 5,952 SH   SOLE   0 0 5,952
NORTHROP GRUMMAN CORP Common Stock 666807102   301,176 684 SH   SOLE   0 0 684
NVIDIA CORP Common Stock 67066G104   3,810,667 8,760 SH   SOLE   0 0 8,760
OLD DOMINION FREIGHT LINE Common Stock 679580100   16,888,155 41,277 SH   SOLE   0 0 41,277
ISHARES S&P 100 ETF ETP 464287101   321,194 1,595 SH   SOLE   0 0 1,595
OLIN CORP Common Stock 680665205   2,316,384 46,346 SH   SOLE   0 0 46,346
O'REILLY AUTOMOTIVE INC Common Stock 67103H107   871,364 934 SH   SOLE   0 0 934
OVINTIV INC Common Stock 69047Q102   749,701 15,760 SH   SOLE   0 0 15,760
INVESCO GLOBAL CLEAN ENERGY ETP 46138G847   729,030 47,395 SH   SOLE   0 0 47,395
POTLATCHDELTIC CORP REIT 737630103   334,468 7,369 SH   SOLE   0 0 7,369
PEPSICO INC Common Stock 713448108   929,462 5,485 SH   SOLE   0 0 5,485
PFIZER INC Common Stock 717081103   244,543 7,372 SH   SOLE   0 0 7,372
PROCTER & GAMBLE CO/THE Common Stock 742718109   425,153 2,915 SH   SOLE   0 0 2,915
PERRIGO CO PLC Common Stock G97822103   232,248 7,269 SH   SOLE   0 0 7,269
PHILLIPS 66 Common Stock 718546104   2,400,957 19,983 SH   SOLE   0 0 19,983
INVESCO NATIONAL AMT-FREE MU ETP 46138E537   505,913 22,830 SH   SOLE   0 0 22,830
PROSHARES ULTRA QQQ ETP 74347R206   1,346,453 22,619 SH   SOLE   0 0 22,619
INVESCO QQQ TRUST SERIES 1 ETP 46090E103   9,526,982 26,553 SH   SOLE   0 0 26,553
INVESCO S&P 500 EQUAL WEIGHT ETP 46137V282   477,918 16,978 SH   SOLE   0 0 16,978
RTX CORP Common Stock 75513E101   408,181 5,672 SH   SOLE   0 0 5,672
ROYAL BANK OF CANADA Common Stock 780087102   1,540,434 17,617 SH   SOLE   0 0 17,617
STARBUCKS CORP Common Stock 855244109   1,392,885 15,261 SH   SOLE   0 0 15,261
SCHWAB US SMALL-CAP ETF ETP 808524607   110,847,734 2,676,189 SH   SOLE   0 0 2,676,189
SCHWAB US BROAD MARKET ETF ETP 808524102   442,888 8,884 SH   SOLE   0 0 8,884
SCHWAB INTL SMALL-CAP EQUITY ETP 808524888   1,135,071 35,196 SH   SOLE   0 0 35,196
SCHWAB US DVD EQUITY ETF ETP 808524797   839,680 11,867 SH   SOLE   0 0 11,867
SCHWAB EMERGING MARKETS EQUI ETP 808524706   466,809,113 19,499,128 SH   SOLE   0 0 19,499,128
SCHWAB INTL EQUITY ETF ETP 808524805   2,543,035,491 74,883,259 SH   SOLE   0 0 74,883,259
SCHWAB U.S. LARGE-CAP GROWTH ETP 808524300   930,732,842 12,798,856 SH   SOLE   0 0 12,798,856
SCHWAB US REIT ETF ETP 808524847   840,604,096 47,357,977 SH   SOLE   0 0 47,357,977
SCHWAB 1000 INDEX ETF ETP 808524722   1,023,720,894 24,787,431 SH   SOLE   0 0 24,787,431
SCHWAB US MID CAP ETF ETP 808524508   1,386,937,210 20,492,571 SH   SOLE   0 0 20,492,571
SCHWAB SHORT-TERM US TREAS ETP 808524862   757,746 15,823 SH   SOLE   0 0 15,823
SCHWAB U.S. TIPS ETF ETP 808524870   16,278,322 322,407 SH   SOLE   0 0 322,407
SCHWAB INTERMEDIATE-TERM US ETP 808524854   1,191,889 24,862 SH   SOLE   0 0 24,862
SCHWAB US LARGE-CAP VALUE ETP 808524409   1,278,713,635 19,837,320 SH   SOLE   0 0 19,837,320
SCHWAB US LARGE-CAP ETF ETP 808524201   3,047,419 60,226 SH   SOLE   0 0 60,226
SCHWAB US AGGREGATE BOND ETF ETP 808524839   114,393,588 2,586,335 SH   SOLE   0 0 2,586,335
SPDR S&P DIVIDEND ETF ETP 78464A763   337,923 2,938 SH   SOLE   0 0 2,938
SPDR NUVEEN BLOOMBERG SHORT ETP 78468R739   35,338,954 764,416 SH   SOLE   0 0 764,416
ISHARES SHORT TREASURY BOND ETP 464288679   21,685,757 196,304 SH   SOLE   0 0 196,304
ISHARES 1-3 YEAR TREASURY BO ETP 464287457   608,049 7,510 SH   SOLE   0 0 7,510
ISHARES 0-5 YR INV GRD CORP ETP 46434V100   7,389,586 153,966 SH   SOLE   0 0 153,966
SPDR S&P 600 SMALL CAP GROWT ETP 78464A201   103,462,979 1,412,078 SH   SOLE   0 0 1,412,078
SPDR S&P 600 SMALL CAP VALUE ETP 78464A300   97,229,992 1,343,512 SH   SOLE   0 0 1,343,512
SOUTHERN CO/THE Common Stock 842587107   351,427 5,430 SH   SOLE   0 0 5,430
SONOCO PRODUCTS CO Common Stock 835495102   1,500,076 27,600 SH   SOLE   0 0 27,600
SPDR PORTFOLIO CORPORATE BON ETP 78464A144   6,306,265 228,654 SH   SOLE   0 0 228,654
SPDR PORTFOLIO DEVELOPED WOR ETP 78463X889   1,752,123,267 56,501,879 SH   SOLE   0 0 56,501,879
SPDR PORTFOLIO EMERGING MARK ETP 78463X509   535,685,399 15,957,265 SH   SOLE   0 0 15,957,265
INVESCO S&P 500 HIGH DIVIDEN ETP 46138E362   43,424,543 1,108,052 SH   SOLE   0 0 1,108,052
INVESCO S&P 500 QUALITY ETF ETP 46137V241   735,588 14,700 SH   SOLE   0 0 14,700
SPDR PORT INT CORP BOND ETF ETP 78464A375   17,888,697 568,798 SH   SOLE   0 0 568,798
SPDR PORTFOLIO TIPS ETF ETP 78464A656   1,143,286 46,026 SH   SOLE   0 0 46,026
SPDR PORTFOLIO S&P 500 ETF ETP 78464A854   252,222,867 5,018,362 SH   SOLE   0 0 5,018,362
SPDR PORTFOLIO MORTGAGE BACK ETP 78464A383   3,291,985,844 158,268,550 SH   SOLE   0 0 158,268,550
SPDR PORTFOLIO S&P 400 MID C ETP 78464A847   1,754,797 40,073 SH   SOLE   0 0 40,073
SPDR PORTFOLIO S&P 600 SMALL ETP 78468R853   760,778,965 20,617,316 SH   SOLE   0 0 20,617,316
SPDR PORT INT TREASURY TERM ETP 78464A672   758,847,252 27,564,375 SH   SOLE   0 0 27,564,375
SPDR PORT LNG TRM TRSRY ETP 78464A664   880,608,358 33,675,272 SH   SOLE   0 0 33,675,272
SPDR S&P 500 ETF TRUST ETP 78462F103   15,550,396 36,244 SH   SOLE   0 0 36,244
SPDR PORTFOLIO S&P 500 GROWT ETP 78464A409   1,314,846,293 22,180,268 SH   SOLE   0 0 22,180,268
SPDR PORT S&P 500 VALUE ETP 78464A508   3,031,943,497 73,483,846 SH   SOLE   0 0 73,483,846
SCHWAB CRYPTO THEMATIC ETF ETP 808524656   1,443,009 74,451 SH   SOLE   0 0 74,451
ISHARES SHORT-TERM NATIONAL ETP 464288158   1,460,201 14,196 SH   SOLE   0 0 14,196
ISHARES ESG AWARE 1-5 YEAR U ETP 46435G243   3,043,590 128,043 SH   SOLE   0 0 128,043
ISHARES ESG AWARE USD CORPOR ETP 46435G193   3,920,176 180,155 SH   SOLE   0 0 180,155
SYSCO CORP Common Stock 871829107   637,480 9,651 SH   SOLE   0 0 9,651
AT&T INC Common Stock 00206R102   1,130,270 75,251 SH   SOLE   0 0 75,251
ISHARES US TECH BREAKTHROUGH ETP 46436E502   222,981,832 6,096,896 SH   SOLE   0 0 6,096,896
SPDR NUVEEN BLOOMBERG MUNICI ETP 78468R721   34,427,480 787,814 SH   SOLE   0 0 787,814
ISHARES TIPS BOND ETF ETP 464287176   1,419,010 13,681 SH   SOLE   0 0 13,681
ISHARES 20 PLUS YEAR TREASURY BO ETP 464287432   317,651 3,582 SH   SOLE   0 0 3,582
SPDR DOUBLELINE TR TACT ETF ETP 78467V848   263,864 6,827 SH   SOLE   0 0 6,827
TRINITY INDUSTRIES INC Common Stock 896522109   491,290 20,176 SH   SOLE   0 0 20,176
TESLA INC Common Stock 88160R101   5,380,960 21,505 SH   SOLE   0 0 21,505
FIRST TRUST TCW UNCONSTRAINE ETP 33740F888   285,055 11,927 SH   SOLE   0 0 11,927
UNITEDHEALTH GROUP INC Common Stock 91324P102   1,362,229 2,702 SH   SOLE   0 0 2,702
UNION PACIFIC CORP Common Stock 907818108   523,620 2,571 SH   SOLE   0 0 2,571
ISHARES MSCI WORLD ETF ETP 464286392   243,118 2,023 SH   SOLE   0 0 2,023
XTRACKERS MSCI USA ESG LDRS ETP 233051150   4,111,303 103,664 SH   SOLE   0 0 103,664
VISA INC-CLASS A SHARES Common Stock 92826C839   401,788 1,747 SH   SOLE   0 0 1,747
VANGUARD SMALL-CAP ETF ETP 922908751   6,483,603 34,292 SH   SOLE   0 0 34,292
VANGUARD SMALL-CAP GRWTH ETF ETP 922908595   1,949,067 9,100 SH   SOLE   0 0 9,100
VANGUARD SMALL-CAP VALUE ETF ETP 922908611   893,303 5,601 SH   SOLE   0 0 5,601
VANGUARD S/T CORP BOND ETF ETP 92206C409   227,570,976 3,028,223 SH   SOLE   0 0 3,028,223
VANGUARD FTSE DEVELOPED ETF ETP 921943858   48,353,556 1,105,983 SH   SOLE   0 0 1,105,983
VANGUARD FINANCIALS ETF ETP 92204A405   2,113,416 26,148 SH   SOLE   0 0 26,148
VANGUARD INTERMEDIATE-TERM T ETP 92206C706   376,676 6,591 SH   SOLE   0 0 6,591
VANGUARD INFO TECH ETF ETP 92204A702   391,351 941 SH   SOLE   0 0 941
VANGUARD DIVIDEND APPREC ETF ETP 921908844   3,099,100 19,851 SH   SOLE   0 0 19,851
ISHARES MSCI USA VALUE FACTO ETP 46432F388   236,725 2,590 SH   SOLE   0 0 2,590
VANGUARD MORTGAGE-BACKED SEC ETP 92206C771   58,743,761 1,341,794 SH   SOLE   0 0 1,341,794
VANGUARD REAL ESTATE ETF ETP 922908553   265,272,021 3,473,024 SH   SOLE   0 0 3,473,024
VANGUARD MID-CAP ETF ETP 922908629   6,715,657 32,250 SH   SOLE   0 0 32,250
VANGUARD MID-CAP VALUE ETF ETP 922908512   881,623 6,732 SH   SOLE   0 0 6,732
VANGUARD S&P 500 ETF ETP 922908363   795,487 2,018 SH   SOLE   0 0 2,018
VANGUARD MID-CAP GROWTH ETF ETP 922908538   2,249,983 11,552 SH   SOLE   0 0 11,552
VIASAT INC Common Stock 92552V100   2,185,554 118,394 SH   SOLE   0 0 118,394
VANGUARD TAX-EXEMPT BOND ETF ETP 922907746   35,734,283 742,916 SH   SOLE   0 0 742,916
VANGUARD TOTAL STOCK MKT ETF ETP 922908769   79,372,974 373,678 SH   SOLE   0 0 373,678
VANGUARD SHORT-TERM TIPS ETP 922020805   207,701 4,393 SH   SOLE   0 0 4,393
VANGUARD VALUE ETF ETP 922908744   11,430,298 82,870 SH   SOLE   0 0 82,870
VANGUARD GROWTH ETF ETP 922908736   2,754,784,178 10,116,352 SH   SOLE   0 0 10,116,352
VANGUARD LARGE-CAP ETF ETP 922908637   989,427 5,056 SH   SOLE   0 0 5,056
VANGUARD FTSE EMERGING MARKE ETP 922042858   757,221,633 19,311,951 SH   SOLE   0 0 19,311,951
VANGUARD EXTENDED MARKET ETF ETP 922908652   360,386 2,506 SH   SOLE   0 0 2,506
VANGUARD TOTAL INTL STOCK ETP 921909768   249,457 4,661 SH   SOLE   0 0 4,661
VANGUARD HIGH DVD YIELD ETF ETP 921946406   611,950 5,923 SH   SOLE   0 0 5,923
VERIZON COMMUNICATIONS INC Common Stock 92343V104   973,934 30,050 SH   SOLE   0 0 30,050
WARNER BROS DISCOVERY INC Common Stock 934423104   219,578 20,219 SH   SOLE   0 0 20,219
WELLS FARGO & CO Common Stock 949746101   351,845 8,611 SH   SOLE   0 0 8,611
WASTE MANAGEMENT INC Common Stock 94106L109   205,807 1,350 SH   SOLE   0 0 1,350
WALMART INC Common Stock 931142103   211,100 1,320 SH   SOLE   0 0 1,320
WILLIS TOWERS WATSON PLC Common Stock G96629103   3,459,847 16,557 SH   SOLE   0 0 16,557
MATERIALS SELECT SECTOR SPDR ETP 81369Y100   622,410 7,924 SH   SOLE   0 0 7,924
FINANCIAL SELECT SECTOR SPDR ETP 81369Y605   253,650 7,647 SH   SOLE   0 0 7,647
INDUSTRIAL SELECT SECT SPDR ETP 81369Y704   2,567,547 25,326 SH   SOLE   0 0 25,326
TECHNOLOGY SELECT SECT SPDR ETP 81369Y803   3,315,091 20,223 SH   SOLE   0 0 20,223
EXXON MOBIL CORP Common Stock 30231G102   1,495,490 12,719 SH   SOLE   0 0 12,719
ISHARES EXPONENTIAL TECH ETF ETP 46434V381   1,745,884,183 33,439,651 SH   SOLE   0 0 33,439,651