The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLSTATE CORPORATION C 020002101 329 2,376 SH   SOLE   0 0 2,376
ALPHABET INC CAP STK CL A C 02079K305 1,254 451 SH   OTR 1 0 0 451
ALTRIA GROUP INC COM C 02209S103 10 200 SH   SOLE   0 0 200
AMAZON.COM, INC C 023135106 401 123 SH   OTR 1 0 0 123
AMEREN CORP C 023608102 42 444 SH   SOLE   0 0 444
AMERICAN ELECTRIC POWER CO C 025537101 349 3,500 SH   SOLE   0 0 3,500
AMERICAN EXPRESS C 025816109 28 150 SH   SOLE   0 0 150
AMPLIFY ONLINE RETAIL ETF ETF 032108102 867 13,503 SH   SOLE   0 0 13,503
APPLE INC C 037833100 11,095 63,544 SH   OTR 1 0 0 63,544
ARK INNOVATION ETF ETF 00214Q104 2,297 34,659 SH   OTR 1 0 0 34,659
AT&T INC COM C 00206R102 25 1,056 SH   SOLE   0 0 1,056
BERKSHIRE HATHAWAY INC DEL CL B NEW C 084670702 106 300 SH   SOLE   0 0 300
BOEING COMPANY C 097023105 14 75 SH   SOLE   0 0 75
CARNIVAL CORP C 143658300 6 300 SH   SOLE   0 0 300
CHEVRON CORP NEW C 166764100 201 1,236 SH   SOLE   0 0 1,236
CISCO SYSTEMS, INC C 17275R102 17 300 SH   SOLE   0 0 300
COCA-COLA EUROPACIFIC PARTNERS PLC C G25839104 10 200 SH   SOLE   0 0 200
CONSOLIDATED EDISON C 209115104 30 320 SH   SOLE   0 0 320
CONSUMER STAPLES SPDR ETF 81369Y308 1,744 21,354 SH   SOLE   0 0 21,354
COSTCO WHOLESALE CORP C 22160K105 113 197 SH   SOLE   0 0 197
DISCOVER FINL SVCS C 254709108 99 900 SH   SOLE   0 0 900
DISNEY (WALT) CO C 254687106 41 300 SH   SOLE   0 0 300
DOMINION ENERGY INC C 25746U109 135 1,585 SH   SOLE   0 0 1,585
DT MIDSTREAM INC C 23345M107 38 693 SH   SOLE   0 0 693
DTE ENERGY COMPANY C 233331107 183 1,386 SH   SOLE   0 0 1,386
DUKE ENERGY CORP NEW COM C 26441C204 8 75 SH   SOLE   0 0 75
ELI LILLY & CO. C 532457108 37 130 SH   SOLE   0 0 130
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506 571 6,337 SH   SOLE   0 0 6,337
ENERGY TRANSFER OPERATING, LP C 29273V100 66 5,916 SH   OTR 1 0 0 5,916
EXXON MOBIL CORP COM C 30231G102 66 800 SH   SOLE   0 0 800
FIRST TRUST WATER ETF ETF 33733B100 1,519 18,038 SH   OTR 1 0 0 18,038
FLEXSHARES CREDITSCORED US CORP BOND INDEX ETF 33939L761 1,688 33,926 SH   OTR 1 0 0 33,926
FLEXSHARES DEV MKTS EXUS QL LOW VOLATIITY INDEX ETF 33939L647 481 15,600 SH   OTR 1 0 0 15,600
FLEXSHARES HIGH YIELD VALUESCORED BOND INDEX ETF 33939L662 1,719 37,108 SH   OTR 1 0 0 37,108
FLEXSHARES STOXX GLOBAL BROAD INFRASTRUCTURE INDEX FUND ETF 33939L795 129 3,126 SH   OTR 1 0 0 3,126
FLEXSHARES STOXX US ESG SELECT INDEX FUND ETF 33939L696 3,499 36,433 SH   OTR 1 0 0 36,433
FLEXSHARES TR GLOBAL QUALITY REAL ESTATE INDEX FD ETF 33939L787 543 2,185 SH   OTR 1 0 0 2,185
FLEXSHARES TR IBOXX 3 YR TARGET DURATION TIPS INDEX FD ETF 33939L506 1,342 48,100 SH   OTR 1 0 0 48,100
FLEXSHARES TR QUALITY DIVID INDEX ETF 33939L860 63 1,058 SH   OTR 1 0 0 1,058
FLEXSHARES TR READY ACCESS VAR INCOME FD ETF 33939L886 439 5,707 SH   SOLE   0 0 5,707
FLEXSHARES US QUALITY LARGE CAP INDEX FUND ETF 33939L746 1,485 29,682 SH   OTR 1 0 0 29,682
FLEXSHARES US QUALITY LOW VOLATILITY INDEX ETF 33939L654 2,293 41,663 SH   OTR 1 0 0 41,663
FORD MOTOR COMPANY C 345370860 24 1,400 SH   SOLE   0 0 1,400
GATX CORP C 361448103 555 4,500 SH   SOLE   0 0 4,500
GILEAD SCIENCE INC. C 375558103 190 3,200 SH   SOLE   0 0 3,200
GLOBAL X FDS ETF 37954Y673 444 15,688 SH   SOLE   0 0 15,688
HASBRO INC C 418056107 16 200 SH   SOLE   0 0 200
HONEYWELL INTL C 438516106 6 32 SH   SOLE   0 0 32
INVESCO CURRENCYSHARES SWISS FRANC TRUST ETF 46138R108 11,331 116,541 SH   OTR 1 0 0 116,541
INVESCO DB COMMODITY INDEX TRACKING FUND ETF 46138B103 136 5,232 SH   OTR 1 0 0 5,232
INVESCO MSCI SUSTAINABLE FUTURE ETF ETF 46137V407 109 1,721 SH   SOLE   0 0 1,721
INVESCO NATIONAL AMT FREE MUNICIPAL BOND ETF ETF 46138E537 843 33,808 SH   OTR 1 0 0 33,808
INVESCO S&P 500 HIGH DIVIDEND LOW VOLATILITY ETF ETF 46138E362 830 13,007 SH   OTR 1 0 0 13,007
INVESCO TAXABLE MUNICIPAL BOND ETF ETF 46138G805 406 13,681 SH   OTR 1 0 0 13,681
ISHARES CORE S&P 500 ETF ETF 464287200 19,881 44,010 SH   SOLE   0 0 44,010
ISHARES CORE S&P SMALL-CAP ETF ETF 464287804 115 1,070 SH   OTR 1 0 0 1,070
ISHARES CORE US AGGREGATE BOND ETF ETF 464287226 867 13,503 SH   SOLE   0 0 13,503
ISHARES FLOATING RATE BOND ETF ETF 46429B655 173 3,829 SH   SOLE   0 0 3,829
ISHARES GLOBAL ENERGY ETF ETF 464287341 59 1,644 SH   SOLE   0 0 1,644
ISHARES GLOBAL MATERIALS ETF ETF 464288695 7 72 SH   SOLE   0 0 72
ISHARES GOLD TRUST WF 464285204 692 18,802 SH   SOLE   0 0 18,802
ISHARES GOLDMAN SACHS TECHNOLOGY INDEX FUND ETF 464287549 3,346 9,080 SH   OTR 1 0 0 9,080
ISHARES IBOXX INVESTMENT GRADE CO ETF ETF 464287242 12,179 101,367 SH   OTR 1 0 0 101,367
ISHARES INC MSCI GLOBAL SILVER AND METALS MINER ETF ETF 464286327 37 873 SH   OTR 1 0 0 873
ISHARES INTERMEDIATE TERM CORPORATE BOND ETF ETF 464288638 4,754 86,494 SH   OTR 1 0 0 86,494
ISHARES JP MORGAN USD EMERGING MKTS BD ETF ETF 464288281 438 4,498 SH   OTR 1 0 0 4,498
ISHARES LATIN AMERICA 40 ETF ETF 464287390 31 567 SH   SOLE   0 0 567
ISHARES MSCI ACWI EX US ETF ETF 464288240 334 6,365 SH   SOLE   0 0 6,365
ISHARES MSCI EAFE MINIMUM VOLATILITY ETF ETF 46429B689 329 4,427 SH   OTR 1 0 0 4,427
ISHARES MSCI EAFE VALUE ETF ETF 464288877 8,451 168,125 SH   SOLE   0 0 168,125
ISHARES NORTH AMERICAN NATURAL RES ETF ETF 464287374 4,217 103,702 SH   OTR 1 0 0 103,702
ISHARES RESIDENTIAL REAL ESTATE ETF ETF 464288562 4,543 47,367 SH   OTR 1 0 0 47,367
ISHARES S&P 500 GROWTH ETF ETF 464287309 174 2,284 SH   SOLE   0 0 2,284
iShares S&P Mid-Cap 400 Value ETF ETF 464287705 3 63 SH   SOLE   0 0 63
ISHARES S&P SMALLCAP 600 GROWTH ETF ETF 464287887 112 929 SH   OTR 1 0 0 929
ISHARES SELECT DIVIDEND ETF ETF 464287168 196 1,533 SH   OTR 1 0 0 1,533
ISHARES SHORT-TERM CORPORATE BOND ETF ETF 464288646 139 3,795 SH   SOLE   0 0 3,795
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF ETF 464288158 8 74 SH   SOLE   0 0 74
ISHARES SILVER TRUST WF 46428Q109 3,735 163,245 SH   OTR 1 0 0 163,245
ISHARES TIPS BOND ETF ETF 464287176 1,493 14,866 SH   SOLE   0 0 14,866
ISHARES TR 10-20 YR TREAS BD ETF ETF 464288653 699 7,572 SH   OTR 1 0 0 7,572
ISHARES TR 3-7 YR TREAS BD ETF ETF 464288661 763 5,978 SH   SOLE   0 0 5,978
ISHARES TR BARCLAYS 1-3 TREAS BD ETF ETF 464287457 867 13,503 SH   SOLE   0 0 13,503
ISHARES TR BARCLAYS 20 YR TREAS BD ETF ETF 464287432 5,461 51,169 SH   OTR 1 0 0 51,169
ISHARES TR BARCLAYS 7-10 YR TREAS BD ETF ETF 464287440 47 439 SH   SOLE   0 0 439
ISHARES TR COHEN & STEERS REIT ETF ETF 464287564 100 1,542 SH   SOLE   0 0 1,542
ISHARES TR DOW JONES US AEROSPACE & DEFENSE INDEX FD ETF 464288760 2,510 22,699 SH   OTR 1 0 0 22,699
ISHARES TR IBOXX HIGH YIELD CORP BD ETF ETF 464288513 465 5,651 SH   SOLE   0 0 5,651
ISHARES TR MSCI EAFE ETF ETF 464287465 369 4,741 SH   SOLE   0 0 4,741
ISHARES TR NATL AMT FREE MUNI BD ETF ETF 464288414 949 8,659 SH   SOLE   0 0 8,659
ISHARES TR RUSSELL 2000 ETF ETF 464287655 273 1,332 SH   SOLE   0 0 1,332
ISHARES TR RUSSELL 2000 VALUE ETF ETF 464287630 9,008 55,826 SH   SOLE   0 0 55,826
ISHARES TR S&P 500 VALUE ETF ETF 464287408 338 2,175 SH   SOLE   0 0 2,175
ISHARES TR S&P US PFD STOCK INDEX FUND ETF 464288687 580 15,938 SH   OTR 1 0 0 15,938
ISHARES US TREASURY BOND ETF ETF 46429B267 297 11,865 SH   OTR 1 0 0 11,865
JOHNSON & JOHNSON C 478160104 44 250 SH   SOLE   0 0 250
JPM DIVERSIFIED RETURN INTL EQUITY ETF ETF 46641Q209 40 496 SH   SOLE   0 0 496
JPMORGAN DIVERSIFIED RETURN US SMALL CAP EQUITY ETF ETF 46641Q845 685 15,153 SH   SOLE   0 0 15,153
JPMORGAN DIVERSIFIED RETURN USEQUITY ETF ETF 46641Q407 379 3,698 SH   SOLE   0 0 3,698
L3 HARRIS TECHNOLOGIES INC C 502431109 7 27 SH   SOLE   0 0 27
MERCK & CO INC NEW C 58933Y105 82 1,000 SH   SOLE   0 0 1,000
MGE ENERGY INC C 55277P104 145 1,820 SH   SOLE   0 0 1,820
MICROSOFT CORP C 594918104 308 1,000 SH   SOLE   0 0 1,000
MORGAN STANLEY CO C 617446448 175 2,000 SH   SOLE   0 0 2,000
MOTOROLA INC COM NEW C 620076307 5 20 SH   SOLE   0 0 20
NAVIENT CORP COM C 63938C108 9 500 SH   SOLE   0 0 500
NEXTERA ENERGY INC COM C 65339F101 224 2,648 SH   SOLE   0 0 2,648
NORFOLK SOUTHERN CORP COM C 655844108 14 48 SH   SOLE   0 0 48
OCCIDENTAL PETRO CORP C 674599105 41 715 SH   OTR 1 0 0 715
Organon & Co C 68622V106 3 100 SH   SOLE   0 0 100
PEPSICO INC C 713448108 38 225 SH   SOLE   0 0 225
PLAINS ALL AMERICAN PIPELINE LP C 726503105 50 4,677 SH   SOLE   0 0 4,677
PROCTER & GAMBLE C 742718109 48 314 SH   SOLE   0 0 314
PROSHARES TR S&P 500 ARISTOCRATS ETF ETF 74348A467 190 1,998 SH   OTR 1 0 0 1,998
PROSHARES TR SHORT 20 YR ETF 74347X849 4,349 245,838 SH   OTR 1 0 0 245,838
ROPER TECHNOLGIES INC COM C 776696106 123 260 SH   SOLE   0 0 260
SCHWAB STRATEGIC TR EMERGING MKTS EQUITY ETF ETF 808524706 9 327 SH   SOLE   0 0 327
SCHWAB STRATEGIC TR US REIT ETF ETF 808524847 2,256 90,590 SH   OTR 1 0 0 90,590
SELECT SECTOR SPDR FD HEALTH CARE ETF 81369Y209 5,545 40,472 SH   OTR 1 0 0 40,472
SELECT SECTOR SPDR TR MATLS ETF 81369Y100 436 4,949 SH   SOLE   0 0 4,949
SNOWFLAKE INC C 833445109 17 75 SH   SOLE   0 0 75
SOUTHERN CO C 842587107 160 2,208 SH   SOLE   0 0 2,208
SPDR BLOOMBERG HIGH YIELD BOND ETF NEW ETF 78468R622 17 166 SH   SOLE   0 0 166
SPDR BLOOMBERG INTERNATIONAL TREASURY BOND ETF ETF 78464A516 336 5,906 SH   SOLE   0 0 5,906
SPDR FTSE INTL GOVERNMENT INFLATION PROTECTED BD ETF ETF 78464A490 66 1,231 SH   SOLE   0 0 1,231
SPDR GOLD TR GOLD SHS WF 78463V107 10,534 58,313 SH   OTR 1 0 0 58,313
SPDR INDEX SHS FDS DJ WISHIRE GLOBAL REAL ESTATE ETF ETF 78463X749 166 3,081 SH   OTR 1 0 0 3,081
SPDR INDEX SHS FDS S&P GLOBAL NAT RES ETF ETF 78463X541 110 1,749 SH   OTR 1 0 0 1,749
SPDR S&P 500 ETF TR TR UNIT ETF 78462F103 1,650 7,961 SH   OTR 1 0 0 7,961
SPDR S&P MIDCAP 400 ETF TR UNIT SER 1 STANDARD & POORS DEP RCPT ETF 78467Y107 106 216 SH   SOLE   0 0 216
SPDR SER TR S&P BIOTECH ETF ETF 78464A870 585 6,518 SH   OTR 1 0 0 6,518
TESLA INC C 88160R101 470 436 SH   SOLE   0 0 436
TEXAS INSTRUMENTS INC. C 882508104 18 100 SH   SOLE   0 0 100
TRAVELERS COS INC COM C 89417E109 29 158 SH   SOLE   0 0 158
UNILEVER PLC C 904767704 23 500 SH   SOLE   0 0 500
UNION PACIFIC CORP. C 907818108 161 590 SH   SOLE   0 0 590
UNIVERSAL HEALTH RLTY TR SBI RHTA 91359E105 33 560 SH   SOLE   0 0 560
US BANCORP DEL COM NEW C 902973304 716 13,462 SH   SOLE   0 0 13,462
UTILITIES SELECT SECTOR SPDR FUND ETF 81369Y886 1,524 27,189 SH   SOLE   0 0 27,189
VANGUARD CHARLOTTE FDS TOTAL INTL BD INDEX FD ETF 92203J407 4,800 91,533 SH   SOLE   0 0 91,533
VANGUARD DEVELOPED MARKETS INDEX FUND ETF 921943858 4,929 102,300 SH   OTR 1 0 0 102,300
VANGUARD DIVIDEND APPRECIATION VIPERS ETF 921908844 14,062 86,755 SH   SOLE   0 0 86,755
VANGUARD GROWTH VIPERS ETF 922908736 9 32 SH   SOLE   0 0 32
VANGUARD HIGH DIVIDEND YIELD ETF ETF 921946406 1,328 11,733 SH   SOLE   0 0 11,733
VANGUARD INDEX FDS S&P 500 ETF SHS NEW ETF 922908363 4,194 10,103 SH   OTR 1 0 0 10,103
VANGUARD INTERMEDIATE TERM ETF 92206C870 284 3,216 SH   SOLE   0 0 3,216
VANGUARD INTL EQUITY FDS FTSE ALL WORLD EX USA SMALL CAP INDEX FD ETF SHS ETF 922042718 2 20 SH   SOLE   0 0 20
VANGUARD INTL EQUITY INDEX FDS FTSE EMERGING MKTS ETF 922042858 33 723 SH   OTR 1 0 0 723
VANGUARD INTL EQUITY INDEX FDS GLOBAL EX-US REAL ESTATE INDEX ETF 922042676 944 6,691 SH   SOLE   0 0 6,691
VANGUARD LARGE-CAP VIPERS ETF 922908637 2,149 10,311 SH   SOLE   0 0 10,311
Vanguard Mid-Cap Value ETF ETF 922908512 4 39 SH   OTR 1 0 0 39
VANGUARD REAL ESTATE ETF ETF 922908553 1,032 8,468 SH   OTR 1 0 0 8,468
VANGUARD SECTOR INDEX FDS VANGUARD CONSUMER DISCRETIONARY VIPERS ETF 92204A108 2,087 7,947 SH   OTR 1 0 0 7,947
VANGUARD SECTOR INDEX FDS VANGUARD TELECOMMUNICATION SVCS VIPERS ETF 92204A884 474 4,002 SH   SOLE   0 0 4,002
VANGUARD SHORT TERM CORP BOND INDEX FUND ETF ETF 92206C409 259 2,954 SH   SOLE   0 0 2,954
VANGUARD SMALL-CAP VALUE VIPERS ETF 922908611 114 649 SH   OTR 1 0 0 649
VANGUARD TOTAL STOCK MARKET VIPERS ETF 922908769 127 585 SH   OTR 1 0 0 585
VANGUARD TREASURY MONEY MARKET FUND INVESTOR CLASS (GOVT) MM 921932109 3,957 1,872,541 SH   SOLE   0 0 1,872,541
VISA INC COM CL A C 92826C839 64 288 SH   SOLE   0 0 288
WISDOMTREE BARCLAYS U.S. AGGREGATE BOND ZERO DURATION FUND ETF 97717W380 354 7,024 SH   SOLE   0 0 7,024
WISDOMTREE TR BLOOMBERG US DOLLAR BULLISH FD ETF 97717W471 160 5,694 SH   SOLE   0 0 5,694
WISDOMTREE TR HIGH DIVID FD ETF 97717W208 463 5,465 SH   SOLE   0 0 5,465
WISDOMTREE TR US QUALITY DIVID GROWTH FD ETF 97717X669 557 7,685 SH   SOLE   0 0 7,685