The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVISORSHARES PURE US CANNABIS ETF ETF 00768Y453 1 33 SH   SOLE   0 0 33
ALLSTATE CORPORATION C 020002101 302 2,376 SH   SOLE   0 0 2,376
ALPHABET INC CAP STK CL A C 02079K305 4,470 1,672 SH   OTR 1 0 0 1,672
ALTRIA GROUP INC COM C 02209S103 9 200 SH   SOLE   0 0 200
AMAZON.COM, INC C 023135106 900 274 SH   OTR 1 0 0 274
AMEREN CORP C 023608102 36 444 SH   SOLE   0 0 444
AMERICAN ELECTRIC POWER CO C 025537101 284 3,500 SH   SOLE   0 0 3,500
AMERICAN EXPRESS C 025816109 25 150 SH   SOLE   0 0 150
AMPLIFY ONLINE RETAIL ETF ETF 032108102 1,352 12,376 SH   SOLE   0 0 12,376
APPLE INC C 037833100 3,879 27,412 SH   OTR 1 0 0 27,412
ARK INNOVATION ETF ETF 00214Q104 3,959 35,819 SH   SOLE   0 0 35,819
AT&T INC COM C 00206R102 30 1,101 SH   SOLE   0 0 1,101
BERKSHIRE HATHAWAY INC DEL CL B NEW C 084670702 41 150 SH   SOLE   0 0 150
BOEING COMPANY C 097023105 16 75 SH   SOLE   0 0 75
CARNIVAL CORP C 143658300 8 300 SH   SOLE   0 0 300
CHEVRON CORP NEW C 166764100 125 1,236 SH   SOLE   0 0 1,236
CISCO SYSTEMS, INC. C 17275R102 16 300 SH   SOLE   0 0 300
COCA-COLA EUROPACIFIC PARTNERS PLC C G25839104 11 200 SH   SOLE   0 0 200
CONSOLIDATED EDISON C 209115104 23 320 SH   SOLE   0 0 320
CONSUMER STAPLES SPDR ETF 81369Y308 1,240 18,012 SH   SOLE   0 0 18,012
COSTCO WHOLESALE CORP C 22160K105 89 197 SH   SOLE   0 0 197
DISCOVER FINL SVCS C 254709108 111 900 SH   SOLE   0 0 900
DISNEY (WALT) CO C 254687106 51 300 SH   SOLE   0 0 300
DOMINION ENERGY INC C 25746U109 116 1,585 SH   SOLE   0 0 1,585
DT MIDSTREAM INC C 23345M107 32 693 SH   SOLE   0 0 693
DTE ENERGY COMPANY C 233331107 155 1,386 SH   SOLE   0 0 1,386
DUKE ENERGY CORP NEW COM C 26441C204 7 75 SH   SOLE   0 0 75
ELI LILLY & CO. C 532457108 30 130 SH   SOLE   0 0 130
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506 283 5,431 SH   SOLE   0 0 5,431
ENERGY TRANSFER OPERATING, LP. C 29273V100 23 2,424 SH   OTR 1 0 0 2,424
EXXON MOBIL CORP COM C 30231G102 47 800 SH   SOLE   0 0 800
FACEBOOK INC CL A C 30303M102 3,452 10,170 SH   OTR 1 0 0 10,170
FIRST TRUST WATER ETF ETF 33733B100 1,635 24,401 SH   SOLE   0 0 24,401
FLEXSHARES CREDITSCORED US CORP BOND INDEX ETF 33939L761 1,491 27,626 SH   OTR 1 0 0 27,626
FLEXSHARES DEV MKTS EXUS QL LOW VOLATIITY INDEX ETF 33939L647 279 10,268 SH   OTR 1 0 0 10,268
FLEXSHARES HIGH YIELD VALUESCORED BOND INDEX ETF 33939L662 1,499 30,078 SH   OTR 1 0 0 30,078
FLEXSHARES STOXX GLOBAL BROAD INFRASTRUCTURE INDEX FUND ETF 33939L795 67 1,196 SH   OTR 1 0 0 1,196
FLEXSHARES STOXX US ESG SELECT INDEX FUND ETF 33939L696 2,136 20,237 SH   SOLE   0 0 20,237
FLEXSHARES TR GLOBAL QUALITY REAL ESTATE INDEX FD ETF 33939L787 67 1,011 SH   OTR 1 0 0 1,011
FLEXSHARES TR IBOXX 3 YR TARGET DURATION TIPS INDEX FD ETF 33939L506 956 36,340 SH   SOLE   0 0 36,340
FLEXSHARES TR MORNINGSTAR US MKT FACTOR TILT INDEX FD ETF 33939L100 622 3,686 SH   OTR 1 0 0 3,686
FLEXSHARES TR READY ACCESS VAR INCOME FD ETF 33939L886 433 5,691 SH   SOLE   0 0 5,691
FLEXSHARES US QUALITY LARGE CAP INDEX FUND ETF 33939L746 320 6,745 SH   SOLE   0 0 6,745
FLEXSHARES US QUALITY LOW VOLATILITY INDEX ETF 33939L654 1,024 20,178 SH   OTR 1 0 0 20,178
FORD MOTOR COMPANY C 345370860 20 1,400 SH   SOLE   0 0 1,400
GATX CORP C 361448103 403 4,500 SH   SOLE   0 0 4,500
GILEAD SCIENCE INC. C 375558103 224 3,200 SH   SOLE   0 0 3,200
GLOBAL X FDS ETF 37954Y673 156 6,137 SH   SOLE   0 0 6,137
HASBRO INC C 418056107 18 200 SH   SOLE   0 0 200
INVESCO CURRENCYSHARES SWISS FRANC TRUST ETF 46138R108 152 1,571 SH   OTR 1 0 0 1,571
INVESCO DB COMMODITY INDEX TRACKING FUND ETF 46138B103 34 1,683 SH   OTR 1 0 0 1,683
INVESCO MSCI SUSTAINABLE FUTURE ETF ETF 46137V407 78 1,231 SH   SOLE   0 0 1,231
INVESCO NATIONAL AMT FREE MUNICIPAL BOND ETF ETF 46138E537 860 32,002 SH   OTR 1 0 0 32,002
INVESCO S&P 500 HIGH DIVIDEND LOW VOLATILITY ETF ETF 46138E362 405 9,564 SH   OTR 1 0 0 9,564
INVESCO SENIOR LOAN ETF ETF 46138G508 563 25,484 SH   OTR 1 0 0 25,484
INVESCO TAXABLE MUNICIPAL BOND ETF ETF 46138G805 427 12,961 SH   SOLE   0 0 12,961
ISHARES CORE S&P 500 ETF ETF 464287200 21,676 50,314 SH   OTR 1 0 0 50,314
ISHARES CORE S&P SMALL-CAP ETF ETF 464287804 41 379 SH   SOLE   0 0 379
ISHARES CORE US AGGREGATE BOND ETF ETF 464287226 15,507 135,042 SH   SOLE   0 0 135,042
ISHARES FLOATING RATE BOND ETF ETF 46429B655 151 2,973 SH   SOLE   0 0 2,973
ISHARES GLOBAL ENERGY ETF ETF 464287341 43 1,619 SH   SOLE   0 0 1,619
ISHARES GLOBAL MATERIALS ETF ETF 464288695 6 70 SH   SOLE   0 0 70
ISHARES GOLD TRUST WF 464285204 475 14,232 SH   SOLE   0 0 14,232
ISHARES GOLDMAN SACHS TECHNOLOGY INDEX FUND ETF 464287549 3,695 9,153 SH   SOLE   0 0 9,153
ISHARES IBOXX INVESTMENT GRADE CO ETF ETF 464287242 14,840 111,556 SH   OTR 1 0 0 111,556
ISHARES INC MSCI GLOBAL SILVER AND METALS MINER ETF ETF 464286327 1,633 132,441 SH   OTR 1 0 0 132,441
ISHARES INTERMEDIATE TERM CORPORATE BOND ETF ETF 464288638 5,149 85,729 SH   OTR 1 0 0 85,729
ISHARES JP MORGAN USD EMERGING MKTS BD ETF ETF 464288281 4,422 40,176 SH   OTR 1 0 0 40,176
ISHARES LATIN AMERICA 40 ETF ETF 464287390 7 260 SH   SOLE   0 0 260
ISHARES MSCI ACWI EX US ETF ETF 464288240 348 6,287 SH   SOLE   0 0 6,287
ISHARES MSCI EAFE MINIMUM VOLATILITY ETF ETF 46429B689 290 3,854 SH   OTR 1 0 0 3,854
ISHARES MSCI EAFE VALUE ETF ETF 464288877 9,215 180,920 SH   SOLE   0 0 180,920
ISHARES NORTH AMERICAN NATURAL RES ETF ETF 464287374 2,665 90,730 SH   OTR 1 0 0 90,730
ISHARES RESIDENTIAL REAL ESTATE ETF ETF 464288562 4,188 48,940 SH   OTR 1 0 0 48,940
ISHARES S&P 500 GROWTH ETF ETF 464287309 172 2,330 SH   SOLE   0 0 2,330
ISHARES S&P SMALLCAP 600 GROWTH ETF ETF 464287887 48 366 SH   OTR 1 0 0 366
ISHARES SELECT DIVIDEND ETF ETF 464287168 175 1,523 SH   OTR 1 0 0 1,523
ISHARES SHORT-TERM CORPORATE BOND ETF ETF 464288646 56 1,027 SH   SOLE   0 0 1,027
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF ETF 464288158 8 77 SH   SOLE   0 0 77
ISHARES SILVER TRUST WF 46428Q109 124 6,043 SH   OTR 1 0 0 6,043
ISHARES TIPS BOND ETF ETF 464287176 950 7,443 SH   SOLE   0 0 7,443
ISHARES TR 10-20 YR TREAS BD ETF ETF 464288653 580 3,946 SH   SOLE   0 0 3,946
ISHARES TR 3-7 YR TREAS BD ETF ETF 464288661 789 6,063 SH   SOLE   0 0 6,063
ISHARES TR BARCLAYS 1-3 TREAS BD ETF ETF 464287457 1,008 11,723 SH   SOLE   0 0 11,723
ISHARES TR BARCLAYS 20 YR TREAS BD ETF ETF 464287432 4,199 29,097 SH   OTR 1 0 0 29,097
ISHARES TR BARCLAYS 7-10 YR TREAS BD ETF ETF 464287440 50 437 SH   SOLE   0 0 437
ISHARES TR COHEN & STEERS REIT ETF ETF 464287564 74 1,126 SH   SOLE   0 0 1,126
ISHARES TR DOW JONES US AEROSPACE & DEFENSE INDEX FD ETF 464288760 2,315 22,209 SH   SOLE   0 0 22,209
ISHARES TR IBOXX $ HIGH YIELD CORP BD ETF ETF 464288513 324 3,703 SH   OTR 1 0 0 3,703
ISHARES TR MSCI EAFE ETF ETF 464287465 352 4,518 SH   SOLE   0 0 4,518
ISHARES TR NATL AMT FREE MUNI BD ETF ETF 464288414 788 6,780 SH   SOLE   0 0 6,780
ISHARES TR RUSSELL 1000 GROWTH ETF ETF 464287614 82 299 SH   OTR 1 0 0 299
ISHARES TR RUSSELL 2000 ETF ETF 464287655 316 1,444 SH   SOLE   0 0 1,444
ISHARES TR RUSSELL 2000 VALUE ETF ETF 464287630 10,161 63,418 SH   SOLE   0 0 63,418
ISHARES TR S&P 500 VALUE ETF ETF 464287408 341 2,235 SH   SOLE   0 0 2,235
ISHARES TR S&P US PFD STOCK INDEX FUND ETF 464288687 531 13,674 SH   SOLE   0 0 13,674
ISHARES US TREASURY BOND ETF ETF 46429B267 242 9,135 SH   OTR 1 0 0 9,135
JOHNSON & JOHNSON C 478160104 40 250 SH   SOLE   0 0 250
JPM DIVERSIFIED RETURN INTL EQUITY ETF ETF 46641Q209 33 542 SH   SOLE   0 0 542
JPMORGAN DIVERSIFIED RETURN US SMALL CAP EQUITY ETF ETF 46641Q845 348 8,049 SH   SOLE   0 0 8,049
JPMORGAN DIVERSIFIED RETURN USEQUITY ETF ETF 46641Q407 285 2,961 SH   SOLE   0 0 2,961
MERCK & CO INC NEW C 58933Y105 75 1,000 SH   SOLE   0 0 1,000
MGE ENERGY INC. - COMMON STOCK C 55277P104 134 1,820 SH   SOLE   0 0 1,820
MICROSOFT CORP C 594918104 282 1,000 SH   SOLE   0 0 1,000
MORGAN STANLEY CO C 617446448 195 2,000 SH   SOLE   0 0 2,000
MOTOROLA INC COM NEW C 620076307 5 20 SH   SOLE   0 0 20
NAVIENT CORP COM C 63938C108 10 500 SH   SOLE   0 0 500
NETFLIX COM INC C 64110L106 1,458 2,389 SH   OTR 1 0 0 2,389
NEXTERA ENERGY INC COM C 65339F101 208 2,648 SH   SOLE   0 0 2,648
NORFOLK SOUTHERN CORP COM C 655844108 11 48 SH   SOLE   0 0 48
OCCIDENTAL PETRO CORP C 674599105 16 546 SH   OTR 1 0 0 546
Organon & Co. C 68622V106 3 100 SH   SOLE   0 0 100
PEPSICO INC C 713448108 34 225 SH   SOLE   0 0 225
PLAINS ALL AMERICAN PIPELINE LP C 726503105 22 2,138 SH   OTR 1 0 0 2,138
PROCTER & GAMBLE C 742718109 44 314 SH   SOLE   0 0 314
PROSHARES TR S&P 500 ARISTOCRATS ETF ETF 74348A467 168 1,894 SH   OTR 1 0 0 1,894
ROPER TECHNOLGIES INC COM C 776696106 116 260 SH   SOLE   0 0 260
SCHWAB STRATEGIC TR EMERGING MKTS EQUITY ETF ETF 808524706 10 317 SH   SOLE   0 0 317
SCHWAB STRATEGIC TR US REIT ETF ETF 808524847 4,462 97,685 SH   OTR 1 0 0 97,685
SELECT SECTOR SPDR FD HEALTH CARE ETF 81369Y209 4,640 36,448 SH   OTR 1 0 0 36,448
SELECT SECTOR SPDR TR MATLS ETF 81369Y100 154 1,941 SH   SOLE   0 0 1,941
SNOWFLAKE INC C 833445109 23 75 SH   SOLE   0 0 75
SOUTHERN CO C 842587107 137 2,208 SH   SOLE   0 0 2,208
SPDR BLACKSTONE SENIOR LOAN ETF ETF 78467V608 714 15,521 SH   OTR 1 0 0 15,521
SPDR BLOOMBERG BARCLAYS HIGH YIELD BOND ETF NEW ETF 78468R622 18 166 SH   SOLE   0 0 166
SPDR BLOOMBERG BARCLAYS INTERNATIONAL TREASURY BOND ETF ETF 78464A516 119 4,151 SH   SOLE   0 0 4,151
SPDR FTSE INTL GOVERNMENT INFLATION PROTECTED BD ETF ETF 78464A490 64 1,185 SH   SOLE   0 0 1,185
SPDR GOLD TR GOLD SHS WF 78463V107 78 477 SH   OTR 1 0 0 477
SPDR INDEX SHS FDS DJ WISHIRE GLOBAL REAL ESTATE ETF ETF 78463X749 65 1,270 SH   SOLE   0 0 1,270
SPDR INDEX SHS FDS S&P GLOBAL NAT RES ETF ETF 78463X541 36 694 SH   SOLE   0 0 694
SPDR S&P 500 ETF TR TR UNIT ETF 78462F103 10,923 25,453 SH   OTR 1 0 0 25,453
SPDR S&P MIDCAP 400 ETF TR UNIT SER 1 STANDARD & POORS DEP RCPT ETF 78467Y107 52 109 SH   OTR 1 0 0 109
SPDR SER TR S&P BIOTECH ETF ETF 78464A870 808 6,424 SH   SOLE   0 0 6,424
TCW CONVERTABLE SEC FUND INC. CM 872340104 3 600 SH   SOLE   0 0 600
TESLA INC C 88160R101 326 421 SH   SOLE   0 0 421
TEXAS INSTRUMENTS INC. C 882508104 19 100 SH   SOLE   0 0 100
TRAVELERS COS INC COM C 89417E109 24 158 SH   SOLE   0 0 158
UNILEVER PLC C 904767704 27 500 SH   SOLE   0 0 500
UNION PACIFIC CORP. C 907818108 118 600 SH   SOLE   0 0 600
UNIVERSAL HEALTH RLTY TR SBI RHTA 91359R105 31 560 SH   SOLE   0 0 560
US BANCORP DEL COM NEW C 902973304 800 13,462 SH   SOLE   0 0 13,462
UTILITIES SELECT SECTOR SPDR FUND ETF 81369Y886 1,159 18,145 SH   SOLE   0 0 18,145
VANGUARD CHARLOTTE FDS TOTAL INTL BD INDEX FD ETF 92203J407 5,408 94,944 SH   SOLE   0 0 94,944
VANGUARD DEVELOPED MARKETS INDEX FUND ETF 921943858 5,003 99,080 SH   OTR 1 0 0 99,080
VANGUARD DIVIDEND APPRECIATION VIPERS ETF 921908844 14,619 95,179 SH   OTR 1 0 0 95,179
VANGUARD GROWTH VIPERS ETF 922908736 10 33 SH   SOLE   0 0 33
VANGUARD HIGH DIVIDEND YIELD ETF ETF 921946406 1,351 13,064 SH   SOLE   0 0 13,064
VANGUARD INDEX FDS S&P 500 ETF SHS NEW ETF 922908363 6,133 15,550 SH   OTR 1 0 0 15,550
VANGUARD INTERMEDIATE TERM ETF 92206C870 286 3,032 SH   OTR 1 0 0 3,032
VANGUARD INTL EQUITY FDS FTSE ALL WORLD EX USA SMALL CAP INDEX FD ETF SHS ETF 922042718 1 10 SH   SOLE   0 0 10
VANGUARD INTL EQUITY INDEX FDS FTSE EMERGING MKTS ETF 922042858 77 1,530 SH   SOLE   0 0 1,530
VANGUARD INTL EQUITY INDEX FDS GLOBAL EX-US REAL ESTATE INDEX ETF 922042676 80 1,412 SH   SOLE   0 0 1,412
VANGUARD LARGE-CAP VIPERS ETF 922908637 2,711 13,492 SH   SOLE   0 0 13,492
VANGUARD MID-CAP VALUE ETF ETF 922908512 5,711 40,905 SH   OTR 1 0 0 40,905
VANGUARD REAL ESTATE ETF ETF 922908553 4,331 42,552 SH   OTR 1 0 0 42,552
VANGUARD SCOTTSDALE FDS VANGUARD LONG TERM GOVT BOND INDEX FD ETF 92206C847 65 742 SH   SOLE   0 0 742
VANGUARD SECTOR INDEX FDS VANGUARD CONSUMER DISCRETIONARY VIPERS ETF 92204A108 1,510 4,748 SH   SOLE   0 0 4,748
VANGUARD SECTOR INDEX FDS VANGUARD TELECOMMUNICATION SVCS VIPERS ETF 92204A884 480 3,408 SH   SOLE   0 0 3,408
VANGUARD SHORT TERM CORP BOND INDEX FUND ETF ETF 92206C409 183 2,224 SH   SOLE   0 0 2,224
VANGUARD SMALL-CAP VALUE VIPERS ETF 922908611 40 236 SH   SOLE   0 0 236
VANGUARD TOTAL STOCK MARKET VIPERS ETF 922908769 6,309 28,410 SH   OTR 1 0 0 28,410
VANGUARD TREASURY MONEY MARKET FUND INVESTOR CLASS (GOVT) MM 921932109 1,569 1,568,969 SH   SOLE   0 0 1,568,969
VANGUARD VALUE VIPERS ETF 922908744 68 503 SH   SOLE   0 0 503
VISA INC COM CL A C 92826C839 64 288 SH   SOLE   0 0 288
WEYERHAEUSER CO RHTA 962166104 45 1,253 SH   OTR 1 0 0 1,253
WISDOMTREE BARCLAYS U.S. AGGREGATE BOND ZERO DURATION FUND ETF 97717W380 471 6,521 SH   SOLE   0 0 6,521
WISDOMTREE TR BLOOMBERG US DOLLAR BULLISH FD ETF 97717W471 154 5,945 SH   SOLE   0 0 5,945
WISDOMTREE TR HIGH DIVID FD ETF 97717W208 423 5,489 SH   SOLE   0 0 5,489
WISDOMTREE TR US QUALITY DIVID GROWTH FD ETF 97717X669 496 8,423 SH   SOLE   0 0 8,423