The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CRONOS GROUP INC C 22717L101 1 281 SH   SOLE   0 0 281
VANGUARD INTL EQUITY FDS FTSE ALL WORLD EX USA SMALL CAP INDEX FD ETF SHS ETF 922042718 1 14 SH   SOLE   0 0 14
ISHARES TR BARCLAYS 20 YR TREAS BD ETF ETF 464287432 3 17 SH   OTR 1 0 0 17
PROCTER & GAMBLE C 742718109 3 22 SH   SOLE   0 0 22
MOTOROLA INC COM NEW C 620076307 3 20 SH   SOLE   0 0 20
SLM CORP COM C 78442P106 4 500 SH   SOLE   0 0 500
NAVIENT CORP COM C 63938C108 4 500 SH   SOLE   0 0 500
FLEXSAHRES DISCIPLINED DURATION MBS INDEX FUND ETF 33939L639 6 257 SH   SOLE   0 0 257
ISHARES LATIN AMERICA 40 ETF ETF 464287390 7 313 SH   SOLE   0 0 313
ALTRIA GROUP INC COM C 02209S103 8 200 SH   SOLE   0 0 200
AT&T INC COM C 00206R102 9 300 SH   SOLE   0 0 300
FLEXSHARES STOXX GLOBAL BROAD INFRASTRUCTURE INDEX FUND ETF 33939L795 9 181 SH   SOLE   0 0 181
FLEXSHARES TR GLOBAL QUALITY REAL ESTATE INDEX FD ETF 33939L787 9 173 SH   SOLE   0 0 173
FORD MOTOR COMPANY C 345370860 9 1,400 SH   SOLE   0 0 1,400
NORFOLK SOUTHERN CORP COM C 655844108 10 48 SH   SOLE   0 0 48
CISCO SYSTEMS, INC. C 17275R102 12 300 SH   SOLE   0 0 300
ISHARES GLOBAL MATERIALS ETF ETF 464288695 14 200 SH   SOLE   0 0 200
SCHWAB STRATEGIC TR EMERGING MKTS EQUITY ETF ETF 808524706 14 523 SH   SOLE   0 0 523
TEXAS INSTRUMENTS INC. C 882508104 14 100 SH   SOLE   0 0 100
OCCIDENTAL PETRO CORP C 674599105 14 1,433 SH   OTR 1 0 0 1,433
TRAVELERS COS INC COM C 89417E109 17 158 SH   SOLE   0 0 158
SPDR BLOOMBERG BARCLAYS HIGH YIELD BOND ETF NEW ETF 78468R622 17 166 SH   SOLE   0 0 166
ISHARES TR IBOXX HIGH YIELD CORP BD ETF ETF 464288513 18 214 SH   SOLE   0 0 214
ENERGY TRANSFER OPERATING, LP. C 29273V100 18 3,408 SH   OTR 1 0 0 3,408
PLAINS ALL AMERICAN PIPELINE LP C 726503105 19 3,213 SH   OTR 1 0 0 3,213
ELI LILLY & CO. C 532457108 19 130 SH   SOLE   0 0 130
JPMORGAN DIVERSIFIED RETURN US SMALL CAP EQUITY ETF ETF 46641Q845 24 838 SH   SOLE   0 0 838
CONSOLIDATED EDISON C 209115104 25 320 SH   SOLE   0 0 320
DOMINION ENERGY INC C 25746U109 26 335 SH   SOLE   0 0 335
ISHARES GLOBAL ENERGY ETF ETF 464287341 27 1,639 SH   SOLE   0 0 1,639
EXXON MOBIL CORP COM C 30231G102 27 800 SH   SOLE   0 0 800
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF ETF 464288158 30 273 SH   SOLE   0 0 273
UNILEVER PLC C 904767704 31 500 SH   SOLE   0 0 500
FLEXSHARES DISCIPLINED DURATION MBS INDEX FUND ETF 33939L647 32 1,299 SH   SOLE   0 0 1,299
UNIVERSAL HEALTH RLTY TR SBI RHTA 91359E105 32 560 SH   SOLE   0 0 560
ISHARES US TREASURY BOND ETF ETF 46429B267 32 1,156 SH   SOLE   0 0 1,156
AMEREN CORP C 023608102 35 444 SH   SOLE   0 0 444
VANGUARD GROWTH VIPERS ETF 922908736 38 167 SH   SOLE   0 0 167
WEYERHAEUSER CO RHTA 962166104 47 1,652 SH   OTR 1 0 0 1,652
VANGUARD INTL EQUITY INDEX FDS GLOBAL EX-US REAL ESTATE INDEX ETF 922042676 48 983 SH   SOLE   0 0 983
FLEXSHARES STOXX US ESG IMPACT INDEX FUND ETF 33939L696 48 589 SH   SOLE   0 0 589
SPDR INDEX SHS FDS S&P GLOBAL NAT RES ETF ETF 78463X541 51 1,358 SH   OTR 1 0 0 1,358
SPDR FTSE INTL GOVERNMENT INFLATION PROTECTED BD ETF ETF 78464A490 51 948 SH   SOLE   0 0 948
DISCOVER FINL SVCS C 254709108 52 900 SH   SOLE   0 0 900
ISHARES TR BARCLAYS 7-10 YR TREAS BD ETF ETF 464287440 54 445 SH   SOLE   0 0 445
ISHARES CORE S&P SMALL-CAP ETF ETF 464287804 55 783 SH   OTR 1 0 0 783
VANGUARD SMALL-CAP VALUE VIPERS ETF 922908611 57 514 SH   OTR 1 0 0 514
VISA INC COM CL A C 92826C839 58 288 SH   SOLE   0 0 288
ISHARES TR COHEN & STEERS REIT ETF ETF 464287564 59 576 SH   SOLE   0 0 576
ISHARES S&P SMALLCAP 600 GROWTH ETF ETF 464287887 61 347 SH   OTR 1 0 0 347
ISHARES INC MSCI GLOBAL SILVER AND METALS MINER ETF ETF 464286327 64 4,080 SH   OTR 1 0 0 4,080
SPDR S&P MIDCAP 400 ETF TR UNIT SER 1 STANDARD & POORS DEP RCPT ETF 78467Y107 65 193 SH   OTR 1 0 0 193
VANGUARD MID-CAP VALUE ETF ETF 922908512 70 694 SH   OTR 1 0 0 694
ISHARES SHORT-TERM CORPORATE BOND ETF ETF 464288646 72 1,314 SH   SOLE   0 0 1,314
SPDR INDEX SHS FDS DJ WISHIRE GLOBAL REAL ESTATE ETF ETF 78463X749 77 1,942 SH   OTR 1 0 0 1,942
JPM DIVERSIFIED RETURN INTL EQUITY ETF ETF 46641Q209 78 1,502 SH   SOLE   0 0 1,502
INVESCO DB COMMODITY INDEX TRACKING FUND ETF 46138B103 78 5,990 SH   OTR 1 0 0 5,990
MERCK & CO INC NEW C 58933Y105 83 1,000 SH   SOLE   0 0 1,000
VANGUARD VALUE VIPERS ETF 922908744 84 806 SH   OTR 1 0 0 806
INVESCO CLEANTECH ETF ETF 46137V407 86 1,459 SH   SOLE   0 0 1,459
CHEVRON CORP NEW C 166764100 89 1,236 SH   SOLE   0 0 1,236
MORGAN STANLEY CO C 617446448 97 2,000 SH   SOLE   0 0 2,000
VANGUARD SCOTTSDALE FDS VANGUARD LONG TERM GOVT BOND INDEX FD ETF 92206C847 97 977 SH   OTR 1 0 0 977
VANGUARD TOTAL STOCK MARKET VIPERS ETF 922908769 103 603 SH   OTR 1 0 0 603
ROPER TECHNOLGIES INC COM C 776696106 103 260 SH   SOLE   0 0 260
MGE ENERGY INC. - COMMON STOCK C 55277P104 114 1,820 SH   SOLE   0 0 1,820
SOUTHERN CO C 842587107 120 2,208 SH   SOLE   0 0 2,208
FLEXSHARES DISCIPLINED DURATION MBS INDEX FUND ETF 33939L654 133 3,124 SH   SOLE   0 0 3,124
ISHARES S&P 500 GROWTH ETF ETF 464287309 143 618 SH   SOLE   0 0 618
WISDOMTREE TR BLOOMBERG US DOLLAR BULLISH FD ETF 97717W471 143 5,375 SH   SOLE   0 0 5,375
ISHARES FLOATING RATE BOND ETF ETF 46429B655 144 2,848 SH   SOLE   0 0 2,848
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506 147 4,899 SH   SOLE   0 0 4,899
DTE ENERGY COMPANY C 233331107 159 1,386 SH   SOLE   0 0 1,386
SPDR BLOOMBERG BARCLAYS INTERNATIONAL TREASURY BOND ETF ETF 78464A516 165 5,552 SH   SOLE   0 0 5,552
VANGUARD SHORT TERM CORP BOND INDEX FUND ETF ETF 92206C409 177 2,137 SH   SOLE   0 0 2,137
NEXTERA ENERGY INC COM C 65339F101 184 662 SH   SOLE   0 0 662
ISHARES JP MORGAN USD EMERGING MKTS BD ETF ETF 464288281 187 1,685 SH   OTR 1 0 0 1,685
FLEXSHARES TRUST ETF ETF 33939L662 196 4,223 SH   SOLE   0 0 4,223
FLEXSHARES DISCIPLINED DURATION MBS INDEX FUND ETF 33939L761 198 3,610 SH   SOLE   0 0 3,610
MICROSOFT CORP C 594918104 210 1,000 SH   SOLE   0 0 1,000
ALLSTATE CORPORATION C 020002101 224 2,376 SH   SOLE   0 0 2,376
VANGUARD SECTOR INDEX FDS VANGUARD TELECOMMUNICATION SVCS VIPERS ETF 92204A884 232 2,277 SH   SOLE   0 0 2,277
ISHARES TR RUSSELL 2000 ETF ETF 464287655 275 1,834 SH   SOLE   0 0 1,834
PROSHARES TR S&P 500 ARISTOCRATS ETF ETF 74348A467 282 3,909 SH   OTR 1 0 0 3,909
WISDOMTREE BARCLAYS U.S. AGGREGATE BOND ZERO DURATION FUND ETF 97717W380 283 6,043 SH   SOLE   0 0 6,043
JPMORGAN DIVERSIFIED RETURN USEQUITY ETF ETF 46641Q407 286 3,866 SH   SOLE   0 0 3,866
AMERICAN ELECTRIC POWER CO C 025537101 286 3,500 SH   SOLE   0 0 3,500
GATX CORP C 361448103 287 4,500 SH   SOLE   0 0 4,500
INVESCO SENIOR LOAN ETF ETF 46138G508 295 13,548 SH   OTR 1 0 0 13,548
ISHARES MSCI ACWI EX US ETF ETF 464288240 306 6,646 SH   SOLE   0 0 6,646
ISHARES TR S&P 500 VALUE ETF ETF 464287408 308 2,736 SH   SOLE   0 0 2,736
VANGUARD INTERMEDIATE TERM ETF 92206C870 310 3,234 SH   SOLE   0 0 3,234
INVESCO TAXABLE MUNICIPAL BOND ETF ETF 46138G805 314 9,417 SH   OTR 1 0 0 9,417
ISHARES SELECT DIVIDEND ETF ETF 464287168 320 3,930 SH   OTR 1 0 0 3,930
ISHARES TR MSCI EAFE ETF ETF 464287465 335 5,267 SH   SOLE   0 0 5,267
VANGUARD REAL ESTATE ETF ETF 922908553 337 4,272 SH   OTR 1 0 0 4,272
WISDOMTREE TR HIGH DIVID FD ETF 97717W208 350 5,599 SH   SOLE   0 0 5,599
SSGA ACTIVE ETF TR BLACKSTONE/GSO SR LN ETF ETF 78467V608 368 8,218 SH   OTR 1 0 0 8,218
ISHARES MSCI EAFE MINIMUM VOLATILITY ETF ETF 46429B689 374 5,485 SH   OTR 1 0 0 5,485
INVESCO NATIONAL AMT FREE MUNICIPAL BOND ETF ETF 46138E537 392 14,734 SH   OTR 1 0 0 14,734
ISHARES COMEX GOLD TR ISHARES WF 464285105 413 22,955 SH   SOLE   0 0 22,955
WISDOMTREE TR US QUALITY DIVID GROWTH FD ETF 97717X669 459 9,264 SH   SOLE   0 0 9,264
US BANCORP DEL COM NEW C 902973304 483 13,462 SH   SOLE   0 0 13,462
INVESCO S&P 500 HIGH DIVIDEND LOW VOLATILITY ETF ETF 46138E362 491 14,880 SH   OTR 1 0 0 14,880
ISHARES TR 10-20 YR TREAS BD ETF ETF 464288653 510 3,066 SH   OTR 1 0 0 3,066
FLEXSHARES TR READY ACCESS VAR INCOME FD ETF 33939L886 596 7,810 SH   SOLE   0 0 7,810
ISHARES TR S&P US PFD STOCK INDEX FUND ETF 464288687 712 19,530 SH   OTR 1 0 0 19,530
SPDR SER TR S&P BIOTECH ETF ETF 78464A870 733 6,575 SH   SOLE   0 0 6,575
ISHARES TR NATL AMT FREE MUNI BD ETF ETF 464288414 817 7,049 SH   OTR 1 0 0 7,049
ISHARES TIPS BOND ETF ETF 464287176 821 6,489 SH   SOLE   0 0 6,489
VANGUARD SECTOR INDEX FDS VANGUARD CONSUMER DISCRETIONARY VIPERS ETF 92204A108 870 3,706 SH   SOLE   0 0 3,706
AMPLIFY ONLINE RETAIL ETF ETF 032108102 957 10,849 SH   SOLE   0 0 10,849
ALPHABET INC CAP STK CL A C 02079K305 967 660 SH   OTR 1 0 0 660
ISHARES TR 3-7 YR TREAS BD ETF ETF 464288661 1,025 7,670 SH   SOLE   0 0 7,670
CONSUMER STAPLES SPDR ETF 81369Y308 1,040 16,225 SH   SOLE   0 0 16,225
FLEXSHARES TR IBOXX 3 YR TARGET DURATION TIPS INDEX FD ETF 33939L506 1,057 40,895 SH   SOLE   0 0 40,895
VANGUARD HIGH DIVIDEND YIELD ETF ETF 921946406 1,073 13,259 SH   SOLE   0 0 13,259
ISHARES SILVER TRUST WF 46428Q109 1,109 51,260 SH   OTR 1 0 0 51,260
UTILITIES SELECT SECTOR SPDR FUND ETF 81369Y886 1,284 21,626 SH   SOLE   0 0 21,626
FIRST TRUST WATER ETF ETF 33733B100 1,325 21,917 SH   SOLE   0 0 21,917
NETFLIX COM INC C 64110L106 1,594 3,187 SH   OTR 1 0 0 3,187
ALIBABA GRP SHS ADR C 01609W102 1,735 5,901 SH   OTR 1 0 0 5,901
ISHARES NORTH AMERICAN NATURAL RES ETF ETF 464287374 2,005 101,259 SH   OTR 1 0 0 101,259
ISHARES TR DOW JONES US AEROSPACE & DEFENSE INDEX FD ETF 464288760 2,096 13,232 SH   SOLE   0 0 13,232
FACEBOOK INC CL A C 30303M102 2,326 8,880 SH   OTR 1 0 0 8,880
ISHARES GOLDMAN SACHS TECHNOLOGY INDEX FUND ETF 464287549 2,357 7,627 SH   SOLE   0 0 7,627
AMAZON.COM, INC C 023135106 2,402 763 SH   OTR 1 0 0 763
VANGUARD LARGE-CAP VIPERS ETF 922908637 2,439 15,592 SH   SOLE   0 0 15,592
ISHARES RESIDENTIAL REAL ESTATE ETF ETF 464288562 2,461 40,360 SH   OTR 1 0 0 40,360
SCHWAB STRATEGIC TR US REIT ETF ETF 808524847 2,543 71,909 SH   OTR 1 0 0 71,909
SELECT SECTOR SPDR FD HEALTH CARE ETF 81369Y209 2,996 28,401 SH   OTR 1 0 0 28,401
ARK INNOVATION ETF ETF 00214Q104 3,059 33,248 SH   SOLE   0 0 33,248
VANGUARD INDEX FDS S&P 500 ETF SHS NEW ETF 922908363 3,437 11,171 SH   OTR 1 0 0 11,171
VANGUARD TAX MANAGED INTL FD MSCI ETF 921943858 3,551 86,813 SH   OTR 1 0 0 86,813
SPDR S&P 500 ETF TR TR UNIT ETF 78462F103 4,875 14,557 SH   OTR 1 0 0 14,557
ISHARES INTERMEDIATE TERM CORPORATE BOND ETF ETF 464288638 5,437 89,406 SH   OTR 1 0 0 89,406
VANGUARD CHARLOTTE FDS TOTAL INTL BD INDEX FD ETF 92203J407 5,568 95,703 SH   SOLE   0 0 95,703
ISHARES TR BARCLAYS 1-3 TREAS BD ETF ETF 464287457 6,007 69,433 SH   OTR 1 0 0 69,433
ISHARES MSCI EAFE VALUE ETF ETF 464288877 7,559 187,329 SH   SOLE   0 0 187,329
ISHARES TR RUSSELL 2000 VALUE ETF ETF 464287630 7,586 76,372 SH   SOLE   0 0 76,372
SPDR GOLD TR GOLD SHS WF 78463V107 7,600 42,906 SH   OTR 1 0 0 42,906
VANGUARD INTL EQUITY INDEX FDS FTSE EMERGING MKTS ETF 922042858 7,781 179,960 SH   OTR 1 0 0 179,960
INVESCO CURRENCYSHARES SWISS FRANC TRUST ETF 46138R108 10,024 101,066 SH   OTR 1 0 0 101,066
ISHARES TR CHINA LARGE CAP ETF ETF 464287184 11,007 262,083 SH   OTR 1 0 0 262,083
VANGUARD DIVIDEND APPRECIATION VIPERS ETF 921908844 12,646 98,292 SH   OTR 1 0 0 98,292
ISHARES CORE US AGGREGATE BOND ETF ETF 464287226 15,684 132,851 SH   SOLE   0 0 132,851
ISHARES IBOXX INVESTMENT GRADE CO ETF ETF 464287242 17,907 132,928 SH   OTR 1 0 0 132,928
ISHARES CORE S&P 500 ETF ETF 464287200 18,817 55,994 SH   SOLE   0 0 55,994