The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLSTATE CORP COM 020002101   264,710 2,376 SH   SOLE   0 0 2,376
AMERICAN ELEC PWR CO INC COM 025537101   263,270 3,500 SH   SOLE   0 0 3,500
AMPLIFY ETF TR ONLIN RETL ETF 032108102   345,125 7,792 SH   SOLE   0 0 7,792
APPLE INC COM 037833100   1,214,906 7,096 SH   SOLE   0 0 7,096
ARK ETF TR INNOVATION ETF 00214Q104   554,225 13,970 SH   SOLE   0 0 13,970
CHEVRON CORP NEW COM 166764100   208,414 1,236 SH   SOLE   0 0 1,236
FIRST TR EXCHANGE TRADED FD WTR ETF 33733B100   1,498,875 18,113 SH   SOLE   0 0 18,113
FLEXSHARES TR FLEXSHARES ULTRA 33939L886   6,584,772 87,668 SH   SOLE   0 0 87,668
FLEXSHARES TR IBOXX 3R TARGT 33939L506   746,749 32,201 SH   SOLE   0 0 32,201
FLEXSHARES TR STOX US ESG SLCT 33939L696   3,682,408 34,943 SH   SOLE   0 0 34,943
GATX CORP COM 361448103   489,735 4,500 SH   SOLE   0 0 4,500
GILEAD SCIENCES INC COM 375558103   239,808 3,200 SH   SOLE   0 0 3,200
GLOBAL X FDS US INFR DEV ETF 37954Y673   426,930 14,053 SH   SOLE   0 0 14,053
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   356,577 16,091 SH   SOLE   0 0 16,091
INVESCO EXCH TRADED FD TR II S&P INTL QULTY 46138E214   426,859 16,481 SH   SOLE   0 0 16,481
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362   696,934 17,783 SH   SOLE   0 0 17,783
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805   205,001 8,106 SH   SOLE   0 0 8,106
INVESCO EXCHANGE TRADED FD T INVESCO MSCI 46137V407   395,593 8,933 SH   SOLE   0 0 8,933
INVESCO EXCHANGE TRADED FD T S&P500 EQL REL 46137V290   785,047 27,430 SH   SOLE   0 0 27,430
INVESCO QQQ TR UNIT SER 1 46090E103   1,857,975 5,185 SH   SOLE   0 0 5,185
ISHARES GOLD TR ISHARES NEW 464285204   747,806 21,372 SH   SOLE   0 0 21,372
ISHARES TR 1 3 YR TREAS BD 464287457   376,084 4,644 SH   SOLE   0 0 4,644
ISHARES TR 20 YR TR BD ETF 464287432   449,576 5,069 SH   SOLE   0 0 5,069
ISHARES TR 3 7 YR TREAS BD 464288661   207,413 1,832 SH   SOLE   0 0 1,832
ISHARES TR CORE S&P500 ETF 464287200   24,125,596 56,180 SH   SOLE   0 0 56,180
ISHARES TR CORE US AGGBD ET 464287226   9,781,470 104,013 SH   SOLE   0 0 104,013
ISHARES TR EAFE VALUE ETF 464288877   3,245,507 66,329 SH   SOLE   0 0 66,329
ISHARES TR EXPND TEC SC ETF 464287549   2,546,219 6,662 SH   SOLE   0 0 6,662
ISHARES TR EXPONENTIAL TECH 46434V381   549,667 10,528 SH   SOLE   0 0 10,528
ISHARES TR IBOXX INV CP ETF 464287242   2,369,639 23,227 SH   SOLE   0 0 23,227
ISHARES TR ISHS 5-10YR INVT 464288638   2,195,952 45,137 SH   SOLE   0 0 45,137
ISHARES TR MSCI ACWI EX US 464288240   306,479 6,519 SH   SOLE   0 0 6,519
ISHARES TR MSCI EAFE ETF 464287465   292,167 4,239 SH   SOLE   0 0 4,239
ISHARES TR MSCI EAFE MIN VL 46429B689   257,097 3,942 SH   SOLE   0 0 3,942
ISHARES TR MSCI USA QLT FCT 46432F339   8,927,040 67,736 SH   SOLE   0 0 67,736
ISHARES TR NATIONAL MUN ETF 464288414   408,519 3,984 SH   SOLE   0 0 3,984
ISHARES TR NORTH AMERN NAT 464287374   378,230 9,094 SH   SOLE   0 0 9,094
ISHARES TR PFD AND INCM SEC 464288687   411,879 13,661 SH   SOLE   0 0 13,661
ISHARES TR RESIDENTIAL MULT 464288562   488,406 7,405 SH   SOLE   0 0 7,405
ISHARES TR RUS 2000 VAL ETF 464287630   3,244,244 23,933 SH   SOLE   0 0 23,933
ISHARES TR RUSSELL 2000 ETF 464287655   233,466 1,320 SH   SOLE   0 0 1,320
ISHARES TR S&P 500 VAL ETF 464287408   303,732 1,974 SH   SOLE   0 0 1,974
ISHARES TR SELECT DIVID ETF 464287168   238,638 2,217 SH   SOLE   0 0 2,217
ISHARES TR TIPS BD ETF 464287176   1,178,016 11,357 SH   SOLE   0 0 11,357
ISHARES TR US AER DEF ETF 464288760   2,097,231 19,790 SH   SOLE   0 0 19,790
ISHARES TR US TREAS BD ETF 46429B267   2,365,537 107,329 SH   SOLE   0 0 107,329
J P MORGAN EXCHANGE TRADED F DIVERSFD EQT ETF 46641Q845   551,575 14,038 SH   SOLE   0 0 14,038
J P MORGAN EXCHANGE TRADED F JPMORGAN DIVER 46641Q407   579,476 6,169 SH   SOLE   0 0 6,169
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   273,856 6,329 SH   SOLE   0 0 6,329
MICROSOFT CORP COM 594918104   331,853 1,051 SH   SOLE   0 0 1,051
SCHWAB STRATEGIC TR US REIT ETF 808524847   515,395 29,036 SH   SOLE   0 0 29,036
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,437,960 15,908 SH   SOLE   0 0 15,908
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   2,021,994 29,385 SH   SOLE   0 0 29,385
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   2,307,841 17,926 SH   SOLE   0 0 17,926
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   1,534,039 26,031 SH   SOLE   0 0 26,031
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   387,801 4,937 SH   SOLE   0 0 4,937
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,073,283 6,547 SH   SOLE   0 0 6,547
SPDR GOLD TR GOLD SHS 78463V107   373,761 2,180 SH   SOLE   0 0 2,180
SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475   1,063,222 21,058 SH   SOLE   0 0 21,058
SPDR S&P 500 ETF TR TR UNIT 78462F103   469,032 1,097 SH   SOLE   0 0 1,097
SPDR SER TR PORTFOLIO INTRMD 78464A375   3,116,069 99,080 SH   SOLE   0 0 99,080
SPDR SER TR S&P 600 SMCP GRW 78464A201   4,454,515 60,795 SH   SOLE   0 0 60,795
SPDR SER TR S&P 600 SMCP VAL 78464A300   4,418,510 61,054 SH   SOLE   0 0 61,054
SPDR SER TR S&P BIOTECH 78464A870   542,420 7,428 SH   SOLE   0 0 7,428
TESLA INC COM 88160R101   281,498 1,125 SH   SOLE   0 0 1,125
US BANCORP DEL COM NEW 902973304   445,054 13,462 SH   SOLE   0 0 13,462
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   371,990 2,565 SH   SOLE   0 0 2,565
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   4,030,305 84,263 SH   SOLE   0 0 84,263
VANGUARD INDEX FDS LARGE CAP ETF 922908637   2,697,279 13,783 SH   SOLE   0 0 13,783
VANGUARD INDEX FDS MID CAP ETF 922908629   703,138 3,376 SH   SOLE   0 0 3,376
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   615,170 1,566 SH   SOLE   0 0 1,566
VANGUARD INDEX FDS VALUE ETF 922908744   233,929 1,696 SH   SOLE   0 0 1,696
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   757,208 9,965 SH   SOLE   0 0 9,965
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   258,514 3,439 SH   SOLE   0 0 3,439
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   9,337,153 60,092 SH   SOLE   0 0 60,092
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   9,369,109 214,298 SH   SOLE   0 0 214,298
VANGUARD WELLINGTON FD US QUALITY 921935706   1,031,567 9,185 SH   SOLE   0 0 9,185
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,196,695 11,582 SH   SOLE   0 0 11,582
VANGUARD WORLD FDS COMM SRVC ETF 92204A884   241,621 2,297 SH   SOLE   0 0 2,297
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108   382,154 1,418 SH   SOLE   0 0 1,418
VANGUARD WORLD FDS UTILITIES ETF 92204A876   566,278 4,440 SH   SOLE   0 0 4,440
WISDOMTREE TR INTRST RATE HDGE 97717W380   375,889 16,962 SH   SOLE   0 0 16,962
WISDOMTREE TR US HIGH DIVIDEND 97717W208   440,618 5,644 SH   SOLE   0 0 5,644
WISDOMTREE TR US QTLY DIV GRT 97717X669   564,078 8,884 SH   SOLE   0 0 8,884