The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200   51,793,639 120,610 SH   SOLE   0 0 120,610
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   44,671,856 1,021,772 SH   SOLE   0 0 1,021,772
APPLE INC COM 037833100   39,301,262 229,550 SH   SOLE   0 0 229,550
MICROSOFT CORP COM 594918104   21,861,236 69,236 SH   SOLE   0 0 69,236
ISHARES TR CORE S&P SCP ETF 464287804   19,834,241 210,264 SH   SOLE   0 0 210,264
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   17,959,325 458,029 SH   SOLE   0 0 458,029
ALPHABET INC CAP STK CL A 02079K305   16,613,463 126,956 SH   SOLE   0 0 126,956
VANGUARD INDEX FDS SML CP GRW ETF 922908595   16,066,713 75,015 SH   SOLE   0 0 75,015
ISHARES TR CORE MSCI INTL 46435G326   14,896,718 255,606 SH   SOLE   0 0 255,606
AMAZON COM INC COM 023135106   13,155,522 103,489 SH   SOLE   0 0 103,489
ISHARES GOLD TR ISHARES NEW 464285204   12,822,891 366,473 SH   SOLE   0 0 366,473
ISHARES TR IBOXX INV CP ETF 464287242   12,804,488 125,510 SH   SOLE   0 0 125,510
SHERWIN WILLIAMS CO COM 824348106   10,568,015 41,435 SH   SOLE   0 0 41,435
ISHARES TR CORE S&P MCP ETF 464287507   10,191,934 40,874 SH   SOLE   0 0 40,874
AMGEN INC COM 031162100   9,793,488 36,440 SH   SOLE   0 0 36,440
U HAUL HOLDING COMPANY COM SER N 023586506   9,673,762 184,649 SH   SOLE   0 0 184,649
VISA INC COM CL A 92826C839   9,147,979 39,772 SH   SOLE   0 0 39,772
STARBUCKS CORP COM 855244109   8,803,614 96,457 SH   SOLE   0 0 96,457
BROADRIDGE FINL SOLUTIONS IN COM 11133T103   8,787,237 49,077 SH   SOLE   0 0 49,077
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   8,141,944 239,751 SH   SOLE   0 0 239,751
NIKE INC CL B 654106103   7,959,522 83,241 SH   SOLE   0 0 83,241
JOHNSON & JOHNSON COM 478160104   7,891,988 50,671 SH   SOLE   0 0 50,671
HONEYWELL INTL INC COM 438516106   7,618,698 41,240 SH   SOLE   0 0 41,240
WATSCO INC COM 942622200   7,369,695 19,511 SH   SOLE   0 0 19,511
SCHLUMBERGER LTD COM STK 806857108   7,056,691 121,041 SH   SOLE   0 0 121,041
COSTCO WHSL CORP NEW COM 22160K105   7,012,346 12,412 SH   SOLE   0 0 12,412
DISCOVER FINL SVCS COM 254709108   6,903,317 79,687 SH   SOLE   0 0 79,687
ADOBE INC COM 00724F101   6,719,973 13,179 SH   SOLE   0 0 13,179
CVS HEALTH CORP COM 126650100   6,544,159 93,729 SH   SOLE   0 0 93,729
ZOETIS INC CL A 98978V103   6,393,592 36,749 SH   SOLE   0 0 36,749
IQVIA HLDGS INC COM 46266C105   6,111,449 31,062 SH   SOLE   0 0 31,062
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   5,822,956 14,828 SH   SOLE   0 0 14,828
NVIDIA CORPORATION COM 67066G104   5,103,743 11,733 SH   SOLE   0 0 11,733
NEXTERA ENERGY INC COM 65339F101   5,048,067 88,114 SH   SOLE   0 0 88,114
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   4,756,970 141,703 SH   SOLE   0 0 141,703
DISNEY WALT CO COM 254687106   4,708,357 58,092 SH   SOLE   0 0 58,092
UNITED PARCEL SERVICE INC CL B 911312106   4,677,369 30,008 SH   SOLE   0 0 30,008
SALESFORCE INC COM 79466L302   4,584,451 22,608 SH   SOLE   0 0 22,608
LOWES COS INC COM 548661107   4,368,382 21,018 SH   SOLE   0 0 21,018
HF SINCLAIR CORP COM 403949100   3,743,205 65,751 SH   SOLE   0 0 65,751
ELI LILLY & CO COM 532457108   3,590,267 6,684 SH   SOLE   0 0 6,684
LAUDER ESTEE COS INC CL A 518439104   3,174,174 21,959 SH   SOLE   0 0 21,959
CARMAX INC COM 143130102   3,159,934 44,676 SH   SOLE   0 0 44,676
QUALCOMM INC COM 747525103   2,902,554 26,135 SH   SOLE   0 0 26,135
ISHARES TR RUS MD CP GR ETF 464287481   2,821,802 30,890 SH   SOLE   0 0 30,890
F5 INC COM 315616102   2,753,077 17,085 SH   SOLE   0 0 17,085
NVR INC COM 62944T105   2,725,229 457 SH   SOLE   0 0 457
ILLUMINA INC COM 452327109   2,633,031 19,180 SH   SOLE   0 0 19,180
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   2,605,834 38,468 SH   SOLE   0 0 38,468
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   2,468,135 59,588 SH   SOLE   0 0 59,588
ISHARES TR RUSSELL 2000 ETF 464287655   2,436,152 13,784 SH   SOLE   0 0 13,784
ISHARES TR 7-10 YR TRSY BD 464287440   2,352,490 25,685 SH   SOLE   0 0 25,685
PINTEREST INC CL A 72352L106   2,335,257 86,395 SH   SOLE   0 0 86,395
ISHARES TR ESG AW MSCI EAFE 46435G516   2,187,550 31,644 SH   SOLE   0 0 31,644
CISCO SYS INC COM 17275R102   2,181,420 40,577 SH   SOLE   0 0 40,577
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   2,143,321 6,979 SH   SOLE   0 0 6,979
US BANCORP DEL COM NEW 902973304   2,068,532 62,569 SH   SOLE   0 0 62,569
ISHARES TR ESG AWR MSCI USA 46435G425   1,896,419 20,194 SH   SOLE   0 0 20,194
PAYPAL HLDGS INC COM 70450Y103   1,674,061 28,636 SH   SOLE   0 0 28,636
ISHARES TR ESG AWARE MSCI 46435U663   1,650,701 49,055 SH   SOLE   0 0 49,055
WILLIAMS SONOMA INC COM 969904101   1,597,823 10,282 SH   SOLE   0 0 10,282
BANK AMERICA CORP COM 060505104   1,597,788 58,356 SH   SOLE   0 0 58,356
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,566,319 23,143 SH   SOLE   0 0 23,143
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   1,486,122 29,370 SH   SOLE   0 0 29,370
C H ROBINSON WORLDWIDE INC COM NEW 12541W209   1,419,078 16,476 SH   SOLE   0 0 16,476
TFS FINL CORP COM 87240R107   1,409,015 119,206 SH   SOLE   0 0 119,206
U HAUL HOLDING COMPANY COM 023586100   1,361,031 24,941 SH   SOLE   0 0 24,941
SYSCO CORP COM 871829107   1,286,258 19,474 SH   SOLE   0 0 19,474
ISHARES TR ESG AWRE USD ETF 46435G193   940,598 43,226 SH   SOLE   0 0 43,226
GILEAD SCIENCES INC COM 375558103   812,800 10,846 SH   SOLE   0 0 10,846
ISHARES INC ESG AWR MSCI EM 46434G863   728,780 24,068 SH   SOLE   0 0 24,068
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   690,383 15,791 SH   SOLE   0 0 15,791
V F CORP COM 918204108   652,147 36,907 SH   SOLE   0 0 36,907
SPDR SER TR NUVEEN BLMBRG SH 78468R739   492,581 10,655 SH   SOLE   0 0 10,655
KENVUE INC COM 49177J102   341,842 17,024 SH   SOLE   0 0 17,024