The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200   50,892,485 123,802 SH   SOLE   0 0 123,802
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   43,636,071 966,041 SH   SOLE   0 0 966,041
APPLE INC COM 037833100   37,209,132 225,647 SH   SOLE   0 0 225,647
ISHARES TR CORE S&P SCP ETF 464287804   20,632,626 213,367 SH   SOLE   0 0 213,367
MICROSOFT CORP COM 594918104   19,190,622 66,565 SH   SOLE   0 0 66,565
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   17,327,131 428,889 SH   SOLE   0 0 428,889
ALPHABET INC CAP STK CL A 02079K305   16,542,031 159,472 SH   SOLE   0 0 159,472
ISHARES TR CORE MSCI INTL 46435G326   16,011,187 264,779 SH   SOLE   0 0 264,779
VANGUARD INDEX FDS SML CP GRW ETF 922908595   14,986,609 69,251 SH   SOLE   0 0 69,251
ISHARES GOLD TR ISHARES NEW 464285204   13,624,318 364,579 SH   SOLE   0 0 364,579
ISHARES TR IBOXX INV CP ETF 464287242   13,312,638 121,455 SH   SOLE   0 0 121,455
ISHARES TR CORE S&P MCP ETF 464287507   11,002,414 43,982 SH   SOLE   0 0 43,982
AMAZON COM INC COM 023135106   10,832,952 104,879 SH   SOLE   0 0 104,879
NIKE INC CL B 654106103   10,041,827 81,881 SH   SOLE   0 0 81,881
STARBUCKS CORP COM 855244109   9,952,826 95,581 SH   SOLE   0 0 95,581
U HAUL HOLDING COMPANY COM SER N 023586506   9,415,338 181,588 SH   SOLE   0 0 181,588
SHERWIN WILLIAMS CO COM 824348106   9,192,884 40,899 SH   SOLE   0 0 40,899
AMGEN INC COM 031162100   9,012,485 37,280 SH   SOLE   0 0 37,280
VISA INC COM CL A 92826C839   8,796,786 39,017 SH   SOLE   0 0 39,017
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   8,547,228 245,610 SH   SOLE   0 0 245,610
JOHNSON & JOHNSON COM 478160104   8,173,407 52,732 SH   SOLE   0 0 52,732
DISCOVER FINL SVCS COM 254709108   7,866,020 79,583 SH   SOLE   0 0 79,583
HONEYWELL INTL INC COM 438516106   7,838,043 41,011 SH   SOLE   0 0 41,011
BROADRIDGE FINL SOLUTIONS IN COM 11133T103   7,389,620 50,417 SH   SOLE   0 0 50,417
IQVIA HLDGS INC COM 46266C105   6,678,329 33,578 SH   SOLE   0 0 33,578
ZOETIS INC CL A 98978V103   6,456,042 38,789 SH   SOLE   0 0 38,789
NEXTERA ENERGY INC COM 65339F101   6,433,658 83,467 SH   SOLE   0 0 83,467
COSTCO WHSL CORP NEW COM 22160K105   6,242,178 12,563 SH   SOLE   0 0 12,563
WATSCO INC COM 942622200   6,175,804 19,411 SH   SOLE   0 0 19,411
DISNEY WALT CO COM 254687106   5,922,690 59,150 SH   SOLE   0 0 59,150
SCHLUMBERGER LTD COM STK 806857108   5,844,717 119,037 SH   SOLE   0 0 119,037
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   5,731,683 15,241 SH   SOLE   0 0 15,241
CVS HEALTH CORP COM 126650100   5,638,049 75,872 SH   SOLE   0 0 75,872
UNITED PARCEL SERVICE INC CL B 911312106   5,623,409 28,988 SH   SOLE   0 0 28,988
LAUDER ESTEE COS INC CL A 518439104   5,507,642 22,347 SH   SOLE   0 0 22,347
ADOBE SYSTEMS INCORPORATED COM 00724F101   5,268,008 13,670 SH   SOLE   0 0 13,670
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   5,054,176 148,086 SH   SOLE   0 0 148,086
ILLUMINA INC COM 452327109   4,956,804 21,315 SH   SOLE   0 0 21,315
LOWES COS INC COM 548661107   4,235,765 21,182 SH   SOLE   0 0 21,182
SALESFORCE INC COM 79466L302   4,147,433 20,760 SH   SOLE   0 0 20,760
NVIDIA CORPORATION COM 67066G104   3,295,186 11,863 SH   SOLE   0 0 11,863
HF SINCLAIR CORP COM 403949100   3,205,708 66,261 SH   SOLE   0 0 66,261
QUALCOMM INC COM 747525103   3,114,101 24,409 SH   SOLE   0 0 24,409
ISHARES TR RUS MD CP GR ETF 464287481   2,848,500 31,285 SH   SOLE   0 0 31,285
CARMAX INC COM 143130102   2,811,736 43,742 SH   SOLE   0 0 43,742
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   2,655,972 63,343 SH   SOLE   0 0 63,343
NVR INC COM 62944T105   2,596,641 466 SH   SOLE   0 0 466
ISHARES TR 7-10 YR TRSY BD 464287440   2,531,624 25,541 SH   SOLE   0 0 25,541
ISHARES TR RUSSELL 2000 ETF 464287655   2,511,483 14,078 SH   SOLE   0 0 14,078
LILLY ELI & CO COM 532457108   2,510,401 7,310 SH   SOLE   0 0 7,310
F5 INC COM 315616102   2,463,764 16,911 SH   SOLE   0 0 16,911
US BANCORP DEL COM NEW 902973304   2,412,430 66,919 SH   SOLE   0 0 66,919
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   2,334,604 38,316 SH   SOLE   0 0 38,316
PINTEREST INC CL A 72352L106   2,286,126 83,833 SH   SOLE   0 0 83,833
ISHARES TR ESG AW MSCI EAFE 46435G516   2,252,616 31,356 SH   SOLE   0 0 31,356
CISCO SYS INC COM 17275R102   2,171,870 41,547 SH   SOLE   0 0 41,547
PAYPAL HLDGS INC COM 70450Y103   2,149,710 28,308 SH   SOLE   0 0 28,308
ISHARES TR ESG AWR MSCI USA 46435G425   2,078,722 22,982 SH   SOLE   0 0 22,982
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   2,002,671 7,007 SH   SOLE   0 0 7,007
BANK AMERICA CORP COM 060505104   1,678,849 58,701 SH   SOLE   0 0 58,701
ISHARES TR ESG AWARE MSCI 46435U663   1,678,189 49,373 SH   SOLE   0 0 49,373
C H ROBINSON WORLDWIDE INC COM NEW 12541W209   1,656,896 16,674 SH   SOLE   0 0 16,674
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,629,283 24,013 SH   SOLE   0 0 24,013
TFS FINL CORP COM 87240R107   1,541,366 122,040 SH   SOLE   0 0 122,040
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   1,516,593 31,354 SH   SOLE   0 0 31,354
U HAUL HOLDING COMPANY COM 023586100   1,445,857 24,239 SH   SOLE   0 0 24,239
WILLIAMS SONOMA INC COM 969904101   1,437,119 11,813 SH   SOLE   0 0 11,813
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,350,252 4,373 SH   SOLE   0 0 4,373
SYSCO CORP COM 871829107   1,270,434 16,450 SH   SOLE   0 0 16,450
ISHARES TR RUS 1000 ETF 464287622   1,142,818 5,074 SH   SOLE   0 0 5,074
ISHARES TR ESG AWRE USD ETF 46435G193   1,024,651 44,521 SH   SOLE   0 0 44,521
GILEAD SCIENCES INC COM 375558103   946,254 11,405 SH   SOLE   0 0 11,405
V F CORP COM 918204108   843,570 36,821 SH   SOLE   0 0 36,821
TEXAS INSTRS INC COM 882508104   797,611 4,288 SH   SOLE   0 0 4,288
JPMORGAN CHASE & CO COM 46625H100   739,249 5,673 SH   SOLE   0 0 5,673
ISHARES INC ESG AWR MSCI EM 46434G863   731,659 23,242 SH   SOLE   0 0 23,242
CHEVRON CORP NEW COM 166764100   600,919 3,683 SH   SOLE   0 0 3,683
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   490,232 6,640 SH   SOLE   0 0 6,640
NEW RELIC INC COM 64829B100   481,329 6,393 SH   SOLE   0 0 6,393
HOME DEPOT INC COM 437076102   440,320 1,492 SH   SOLE   0 0 1,492
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   433,850 8,603 SH   SOLE   0 0 8,603
ISHARES TR ESG AW MSCI EAFE 46435G516   423,569 5,896 SH   SOLE   0 0 5,896
VANGUARD INDEX FDS GROWTH ETF 922908736   406,588 1,630 SH   SOLE   0 0 1,630
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   395,145 6,750 SH   SOLE   0 0 6,750
ISHARES TR MORNINGSTAR GRWT 464287119   373,119 6,740 SH   SOLE   0 0 6,740
ISHARES TR CORE S&P500 ETF 464287200   359,695 875 SH   SOLE   0 0 875
VANGUARD INDEX FDS SMALL CP ETF 922908751   350,118 1,847 SH   SOLE   0 0 1,847
PEPSICO INC COM 713448108   341,408 1,873 SH   SOLE   0 0 1,873
VANGUARD INDEX FDS TOTAL STK MKT 922908769   330,234 1,618 SH   SOLE   0 0 1,618
COCA COLA CO COM 191216100   328,015 5,288 SH   SOLE   0 0 5,288
ALPHABET INC CAP STK CL C 02079K107   321,568 3,092 SH   SOLE   0 0 3,092
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   304,195 3,792 SH   SOLE   0 0 3,792
SPDR S&P 500 ETF TR TR UNIT 78462F103   274,292 670 SH   SOLE   0 0 670
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   272,965 5,105 SH   SOLE   0 0 5,105
UNION PAC CORP COM 907818108   270,293 1,343 SH   SOLE   0 0 1,343
FIRST SOLAR INC COM 336433107   265,785 1,222 SH   SOLE   0 0 1,222
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   265,050 3,590 SH   SOLE   0 0 3,590
AMER STATES WTR CO COM 029899101   259,648 2,921 SH   SOLE   0 0 2,921
ISHARES TR ESG AWARE MSCI 46435U663   254,790 7,496 SH   SOLE   0 0 7,496
ALPHABET INC CAP STK CL A 02079K305   251,856 2,428 SH   SOLE   0 0 2,428
MARRIOTT INTL INC NEW CL A 571903202   246,404 1,484 SH   SOLE   0 0 1,484
TESLA INC COM 88160R101   245,218 1,182 SH   SOLE   0 0 1,182
ISHARES TR SELECT DIVID ETF 464287168   236,704 2,020 SH   SOLE   0 0 2,020
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   229,584 4,801 SH   SOLE   0 0 4,801
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   220,610 4,884 SH   SOLE   0 0 4,884
MICROSOFT CORP COM 594918104   217,282 754 SH   SOLE   0 0 754
ISHARES TR S&P 500 GRWT ETF 464287309   215,374 3,371 SH   SOLE   0 0 3,371
APPLE INC COM 037833100   211,237 1,281 SH   SOLE   0 0 1,281
ISHARES TR RUS 1000 GRW ETF 464287614   204,993 839 SH   SOLE   0 0 839