The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 47,142 124,336 SH   SOLE   0 0 124,336
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 43,422 1,064,253 SH   SOLE   0 0 1,064,253
APPLE INC COM 037833100 30,478 222,925 SH   SOLE   0 0 222,925
ISHARES TR CORE S&P SCP ETF 464287804 25,968 281,006 SH   SOLE   0 0 281,006
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 19,269 462,629 SH   SOLE   0 0 462,629
MICROSOFT CORP COM 594918104 17,624 68,621 SH   SOLE   0 0 68,621
ALPHABET INC CAP STK CL A 02079K305 17,478 8,020 SH   SOLE   0 0 8,020
ISHARES TR CORE S&P MCP ETF 464287507 17,236 76,186 SH   SOLE   0 0 76,186
VANGUARD INDEX FDS SML CP GRW ETF 922908595 13,255 67,274 SH   SOLE   0 0 67,274
ISHARES GOLD TR ISHARES NEW 464285204 12,621 367,848 SH   SOLE   0 0 367,848
ISHARES TR ISHS 1-5YR INVS 464288646 12,332 243,958 SH   SOLE   0 0 243,958
AMAZON COM INC COM 023135106 11,318 106,564 SH   SOLE   0 0 106,564
SHERWIN WILLIAMS CO COM 824348106 10,380 46,356 SH   SOLE   0 0 46,356
AMGEN INC COM 031162100 9,268 38,094 SH   SOLE   0 0 38,094
NIKE INC CL B 654106103 9,178 89,807 SH   SOLE   0 0 89,807
ISHARES TR CORE MSCI INTL 46435G326 8,867 164,992 SH   SOLE   0 0 164,992
DISCOVER FINL SVCS COM 254709108 8,539 90,288 SH   SOLE   0 0 90,288
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 8,257 57,921 SH   SOLE   0 0 57,921
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 7,881 250,584 SH   SOLE   0 0 250,584
VISA INC COM CL A 92826C839 7,838 39,807 SH   SOLE   0 0 39,807
IQVIA HLDGS INC COM 46266C105 7,820 36,038 SH   SOLE   0 0 36,038
NEXTERA ENERGY INC COM 65339F101 7,407 95,627 SH   SOLE   0 0 95,627
STARBUCKS CORP COM 855244109 7,325 95,886 SH   SOLE   0 0 95,886
LAUDER ESTEE COS INC CL A 518439104 7,242 28,438 SH   SOLE   0 0 28,438
CVS HEALTH CORP COM 126650100 7,231 78,042 SH   SOLE   0 0 78,042
DISNEY WALT CO COM 254687106 7,059 74,774 SH   SOLE   0 0 74,774
COSTCO WHSL CORP NEW COM 22160K105 6,769 14,123 SH   SOLE   0 0 14,123
ZOETIS INC CL A 98978V103 6,694 38,943 SH   SOLE   0 0 38,943
HONEYWELL INTL INC COM 438516106 6,602 37,982 SH   SOLE   0 0 37,982
AMERCO COM 023586100 6,273 13,117 SH   SOLE   0 0 13,117
UNITED PARCEL SERVICE INC CL B 911312106 6,241 34,188 SH   SOLE   0 0 34,188
ADOBE SYSTEMS INCORPORATED COM 00724F101 5,916 16,162 SH   SOLE   0 0 16,162
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5,623 16,211 SH   SOLE   0 0 16,211
CARMAX INC COM 143130102 4,945 54,652 SH   SOLE   0 0 54,652
JOHNSON & JOHNSON COM 478160104 4,703 26,494 SH   SOLE   0 0 26,494
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 4,259 122,489 SH   SOLE   0 0 122,489
LOWES COS INC COM 548661107 3,957 22,654 SH   SOLE   0 0 22,654
ILLUMINA INC COM 452327109 3,948 21,416 SH   SOLE   0 0 21,416
PAYPAL HLDGS INC COM 70450Y103 3,813 54,599 SH   SOLE   0 0 54,599
SCHLUMBERGER LTD COM STK 806857108 3,614 101,057 SH   SOLE   0 0 101,057
SALESFORCE INC COM 79466L302 3,578 21,680 SH   SOLE   0 0 21,680
WATSCO INC COM 942622200 3,487 14,600 SH   SOLE   0 0 14,600
HF SINCLAIR CORP COM 403949100 3,058 67,719 SH   SOLE   0 0 67,719
NVIDIA CORPORATION COM 67066G104 2,863 18,888 SH   SOLE   0 0 18,888
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 2,634 39,032 SH   SOLE   0 0 39,032
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,627 67,370 SH   SOLE   0 0 67,370
ISHARES TR RUS MD CP GR ETF 464287481 2,622 33,098 SH   SOLE   0 0 33,098
ISHARES TR RUSSELL 2000 ETF 464287655 2,619 15,465 SH   SOLE   0 0 15,465
F5 INC COM 315616102 2,586 16,899 SH   SOLE   0 0 16,899
ISHARES TR 7-10 YR TRSY BD 464287440 2,518 24,614 SH   SOLE   0 0 24,614
NVR INC COM 62944T105 2,398 599 SH   SOLE   0 0 599
LILLY ELI & CO COM 532457108 2,281 7,036 SH   SOLE   0 0 7,036
ISHARES TR ESG AWR MSCI USA 46435G425 2,251 26,828 SH   SOLE   0 0 26,828
TFS FINL CORP COM 87240R107 2,190 159,492 SH   SOLE   0 0 159,492
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,970 7,094 SH   SOLE   0 0 7,094
BK OF AMERICA CORP COM 060505104 1,864 59,876 SH   SOLE   0 0 59,876
CISCO SYS INC COM 17275R102 1,841 43,171 SH   SOLE   0 0 43,171
QUALCOMM INC COM 747525103 1,834 14,359 SH   SOLE   0 0 14,359
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,785 39,969 SH   SOLE   0 0 39,969
C H ROBINSON WORLDWIDE INC COM NEW 12541W209 1,742 17,184 SH   SOLE   0 0 17,184
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,694 27,005 SH   SOLE   0 0 27,005
ISHARES TR ESG AWARE MSCI 46435U663 1,580 50,150 SH   SOLE   0 0 50,150
ISHARES TR ESG AW MSCI EAFE 46435G516 1,571 25,029 SH   SOLE   0 0 25,029
BRIGHT HORIZONS FAM SOL IN D COM 109194100 1,521 17,999 SH   SOLE   0 0 17,999
SYSCO CORP COM 871829107 1,447 17,085 SH   SOLE   0 0 17,085
PINTEREST INC CL A 72352L106 1,435 78,993 SH   SOLE   0 0 78,993
WILLIAMS SONOMA INC COM 969904101 1,336 12,041 SH   SOLE   0 0 12,041
ISHARES TR ESG AWRE 1 5 YR 46435G243 1,266 52,573 SH   SOLE   0 0 52,573
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,194 4,373 SH   SOLE   0 0 4,373
ISHARES TR RUS 1000 ETF 464287622 1,054 5,074 SH   SOLE   0 0 5,074
GILEAD SCIENCES INC COM 375558103 975 15,774 SH   SOLE   0 0 15,774
V F CORP COM 918204108 970 21,961 SH   SOLE   0 0 21,961
TEXAS INSTRS INC COM 882508104 830 5,401 SH   SOLE   0 0 5,401
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714 759 15,986 SH   SOLE   0 0 15,986
JPMORGAN CHASE & CO COM 46625H100 710 6,301 SH   SOLE   0 0 6,301
TESLA INC COM 88160R101 685 1,017 SH   SOLE   0 0 1,017
CHEVRON CORP NEW COM 166764100 630 4,350 SH   SOLE   0 0 4,350
ISHARES INC ESG AWR MSCI EM 46434G863 570 17,644 SH   SOLE   0 0 17,644
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 509 9,864 SH   SOLE   0 0 9,864
VANGUARD INDEX FDS SMALL CP ETF 922908751 478 2,713 SH   SOLE   0 0 2,713
US BANCORP DEL COM NEW 902973304 452 9,831 SH   SOLE   0 0 9,831
HOME DEPOT INC COM 437076102 408 1,488 SH   SOLE   0 0 1,488
VANGUARD INDEX FDS GROWTH ETF 922908736 348 1,560 SH   SOLE   0 0 1,560
ISHARES TR MORNINGSTAR GRWT 464287119 338 6,740 SH   SOLE   0 0 6,740
COCA COLA CO COM 191216100 333 5,288 SH   SOLE   0 0 5,288
PEPSICO INC COM 713448108 332 1,991 SH   SOLE   0 0 1,991
NEW RELIC INC COM 64829B100 319 6,377 SH   SOLE   0 0 6,377
VANGUARD INDEX FDS VALUE ETF 922908744 302 2,290 SH   SOLE   0 0 2,290
UNION PAC CORP COM 907818108 286 1,343 SH   SOLE   0 0 1,343
AMER STATES WTR CO COM 029899101 263 3,221 SH   SOLE   0 0 3,221
SPDR S&P 500 ETF TR TR UNIT 78462F103 261 693 SH   SOLE   0 0 693
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 255 5,105 SH   SOLE   0 0 5,105
MARRIOTT INTL INC NEW CL A 571903202 237 1,746 SH   SOLE   0 0 1,746
INTEL CORP COM 458140100 211 5,646 SH   SOLE   0 0 5,646
DANAHER CORPORATION COM 235851102 209 823 SH   SOLE   0 0 823