Supplement dated June 18, 2008 to Prospectus Supplement dated October 31, 2007 (as supplemented by the Supplement thereto dated November 26, 2007 and the Supplement thereto dated February 5, 2008) to Prospectus dated October 31, 2007

$1,122,721,300 (Approximate; subject to a permitted variance of plus or minus 5%)

Citigroup Mortgage Loan Trust 2007-10

Issuing Entity

Mortgage Pass-Through Certificates, Series 2007-10

Citigroup Mortgage Loan Trust Inc.

Depositor

Citigroup Global Markets Realty Corp.

Sponsor

Wells Fargo Bank, N.A.

Countrywide Home Loans Servicing LP

Citi Residential Lending Inc.

Servicers

CitiMortgage, Inc.

Master Servicer and Trust Administrator

Citibank, N.A.

Paying Agent, Certificate Registrar and Authenticating Agent

With respect to the Offered Certificates, the Prospectus Supplement, dated October 31, 2007, as supplemented by the Supplement thereto dated November 26, 2007 and the Supplement thereto dated February 5, 2008 (as so previously supplemented, the “Prospectus Supplement”) is hereby revised as follows:

1.  The initial ratings of the Certificates have been revised.  The following table indicates the initial ratings and the current ratings of the Certificates.

Class	Initial S&P Rating	Current S&P Rating	Initial Fitch Rating	Current Fitch Rating
1A1A	AAA	AAA	AAA	AAA
1A1B	AAA	AAA	AAA	AAA
1B1	AA	AA	AA	AA
1B2	A	A	A	A
1B3	BBB	BBB	BBB	BBB
1B4	BB	BB	NR	NR(3)
1B5	B	B	NR	NR(3)
1B6	NR	NR	NR	NR(3)
1R	AAA	AAA	AAA	AAA
2A1A	AAA	AAA	AAA	AAA (negative watch) (1)
22AA	AAA	AAA	AAA	AAA (negative watch) (1)
2A2A	AAA	AAA	AAA	AAA (negative watch) (1)
2A2B	AAA	AAA	AAA	AAA (negative watch) (1)
212B	AAA	AAA	AAA	AAA (negative watch) (1)
2A2IO	AAA	AAA	AAA	AAA
2A3A	AAA	AAA	AAA	AAA (negative watch) (1)
2A3B	AAA	AAA	AAA	AAA (negative watch) (1)
2A3IO	AAA	AAA	AAA	AAA
2A4A	AAA	AAA	AAA	AAA (negative watch) (1)
2A4B	AAA	AAA	AAA	AAA (negative watch) (1)
2A5A	AAA	AAA	AAA	AAA (negative watch) (1)
2A5B	AAA	AAA	AAA	AAA (negative watch) (1)
2B1	AA	AA	AA	AA (negative watch) (1)
2B2	A	A	A	A (negative watch) (1)
2B3	BBB	BBB	BBB	BBB (negative watch) (1)
2B4	NR	NR	BB	C (2) (3)
2B5	NR	NR	B	C (2) (3)
2B6	NR	NR	NR	NR(3)
2R	AAA	AAA	AAA	AAA
31AA	AAA	AAA	AAA	AAA (negative watch) (1)
3A1A	AAA	AAA	AAA	AAA (negative watch) (1)
3A1B	AAA	AAA	AAA	AAA (negative watch) (1)
3A1C	AAA	AAA	AAA	AAA (negative watch) (1)
31AB	AAA	AAA	AAA	AAA (negative watch) (1)
3A1IO	AAA	AAA	AAA	AAA
3A2A	AAA	AAA	AAA	AAA (negative watch) (1)
3A2B	AAA	AAA	AAA	AAA (negative watch) (1)
3A3A	AAA	AAA	AAA	AAA (negative watch) (1)
3A3B	AAA	AAA	AAA	AAA (negative watch) (1)
3B1	AA	AA	NR	NR
3B2	A	A	NR	NR
3B3	BBB	BBB	NR	NR
3B4	BB	BB	NR	NR(3)
3B5	B	B	NR	NR(3)
3B6	NR	NR	NR	NR(3)
3R	AAA	AAA	AAA	AAA
3P	NR	NR	AAA	AAA

_______________

(1)           These classes of Certificates were placed on rating watch negative by Fitch on March 6, 2008.  “Rating watch negative” means the rating is on review for possible downgrade and may be lowered.

(2)           The ratings by Fitch of these classes of Certificates were lowered on May 29, 2008.

(3)           These classes of Certificates are not offered pursuant to the Prospectus Supplement.

2.  The content under "Risk Factors—Recent developments in the residential mortgage market may adversely affect the performance and market value of your certificates" is deleted in its entirety and replaced with the following:

Recently, the residential mortgage market in the United States has experienced a variety of difficulties and changed economic conditions that may adversely affect the performance and market value of the Offered Certificates. Securities backed by residential mortgage loans (“RMBS Securities”) originated in 2006 and 2007 have had a higher and earlier than expected rate of delinquencies.   Approximately 35.83% of the Group 1 Mortgage Loans, approximately 97.35% of the Group 2 Mortgage Loans and approximately 98.37% of the Group 3 Mortgage Loans, in each case by aggregate principal balance as of May 1, 2008, were originated in 2006 or 2007.  Additionally, there may be evidence that other earlier vintages of RMBS Securities are not performing well. Many RMBS Securities, including those from securitizations by the depositor, have been downgraded by the rating agencies during the past few months. As a result, the market for the Offered Certificates may be adversely affected for a significant period of time.

The increase in delinquencies described above has not been limited to “subprime” mortgage loans, which are made to borrowers with impaired credit.  The increase in delinquencies has also affected “Alt-A” mortgage loans, which are made to borrowers with limited documentation, and also “prime” mortgage loans, which are made to borrowers with excellent credit who provide full documentation.  Substantially all of the Group 3 Mortgage Loans were originated as “Alt-A” mortgage loans.  Approximately 36.58% of the Group 1 Mortgage Loans, approximately 57.08% of the Group 2 Mortgage Loans and approximately 72.17% of the Group 3 Mortgage Loans, in each case by aggregate principal balance as of May 1, 2008, were originated with little or no documentation of borrower income and/or assets.  Borrowers under these mortgage loans may not actually have sufficient income or assets, or may have overstated their income or assets and, as a consequence, may be unable to make their monthly mortgage loan payments.  In addition, originators’ underwriting standards generally allow for exceptions with compensating factors.  These factors, however, may not be adequate to compensate for the exception to the standard.

The increase in delinquencies described above, along with other factors, has led to a considerable decline in the number of RMBS Securities issued in recent months.  The lack of transactions may adversely affect the liquidity of the Offered Certificates as there may not be investors willing to participate in the secondary market.

In recent months housing prices and appraisal values in many states have declined or stopped appreciating, after extended periods of significant appreciation. A continued decline or an extended flattening of those values may result in additional increases in delinquencies and losses on residential mortgage loans generally, particularly with respect to second homes and investor properties and with respect to any residential mortgage loans whose aggregate loan amounts (including any subordinate liens) are close to or greater than the related property values.  Borrowers may choose to walk away from their homes if the amount of their debt exceeds the value of their homes.

Another factor that may in the future contribute to higher delinquency rates is the potential increase in monthly payments on adjustable rate mortgage loans and/or interest only mortgage loans. Borrowers with adjustable payment mortgage loans may be exposed to increased monthly payments if the related mortgage interest rate adjusts upward from the initial fixed rate or a low introductory rate, as applicable, in effect during the initial period of the mortgage loan to the rate computed in accordance with the applicable index and margin. Borrowers with interest only mortgage loans will be exposed to increased monthly payments after the applicable interest only period.  This increase in borrowers’ monthly payments, together with (in the case of adjustable rate mortgage loans) any increase in prevailing market interest rates after the initial fixed rate period, may result in significantly increased monthly payments for borrowers with adjustable rate mortgage loans and/or interest only mortgage loans and an increase in default on their obligations.

Current market conditions may impair borrowers’ ability to refinance or sell their properties, which may contribute to higher delinquency and default rates. Borrowers seeking to avoid increased monthly payments by refinancing may no longer be able to find available replacement loans at comparably low interest rates. A decline in housing prices may also leave borrowers with insufficient equity in their homes to permit them to refinance. Borrowers who intended to sell their homes or refinance their existing mortgage loan on or before the expiration of the fixed rate periods or interest only periods on their mortgage loans may find that they cannot sell their property for an amount equal to or greater than the unpaid principal balance of their loans or obtain new financing. In addition, some mortgage loans may include prepayment premiums that would further inhibit refinancing.

The master servicer or a servicer will have the authority to modify mortgage loans that are in default, or for which default is reasonably foreseeable, if it is in the best interests of the holders of the certificates and subject to the applicable overall servicing standards.  Loan modifications are more likely to be used to the extent that borrowers are less able to refinance or sell their homes due to market conditions, and to the extent that the potential recovery from a foreclosure is reduced due to lower property values.  A significant number of loan modifications could result in a significant reduction in cash flows to the trust on an ongoing basis.   See “—Mortgage loan modifications may affect pass-through rate caps and distributions on the certificates” below.

Recently, a number of originators of mortgage loans have experienced serious financial difficulties and, in many cases, have entered bankruptcy proceedings. These difficulties have resulted in part from declining markets for their mortgage loans as well as from claims for repurchases of mortgage loans previously sold under provisions that require repurchase in the event of early payment defaults or for breaches of representations regarding loan quality. In addition to the reduction of the number of originators, a rising interest rate environment and declining real estate values may decrease the number of borrowers seeking or able to refinance their mortgage loans, resulting in a decrease in overall originations.

Various federal, state and local regulatory authorities have taken or proposed actions that could hinder the ability of an Underlying Servicer to foreclose promptly on defaulted mortgage loans. Any such actions may adversely affect the performance of the Underlying Mortgage Loans and the Underlying Certificates, which may adversely affect the yield on and value of the Offered Certificates.

Investors are encouraged to consider that the general market conditions discussed above may adversely affect the performance and market value of the Offered Certificates.

3.  The following additional risk factor is inserted under “Risk Factors”:

The credit scores of the borrowers and the values of the mortgaged properties may have declined.

There is no assurance that the credit scores of borrowers have not declined, as compared with the credit scores of the borrowers obtained at the time of the origination of the related mortgage loan.  See “The Mortgage Pool—Credit Scores” in this prospectus supplement.

Residential property values have declined significantly in many portions of the United States subsequent to the time of the origination of the mortgage loans.  Approximately 15.62% of the Group 1 Mortgage Loans, approximately 57.21% of the Group 2 Mortgage Loans and approximately 56.40% of the Group 3 Mortgage Loans, in each case by aggregate principal balance as of May 1, 2008, have mortgaged properties located in Arizona, California, Michigan, Nevada or Florida, which are some of the states that have seen some of the steepest declines in residential property values.  The current loan to value ratios of many of the mortgage loans may be considerably higher than their original loan to value ratios.

The related tables attached in Annex II-A are based on credit scores and values of mortgaged properties obtained in connection with the origination of the Mortgage Loans and have not been updated.

4.  The content under "Risk Factors—Simultaneous Second Lien Risk is supplemented with the following additional content:

With respect to approximately 14.20% of the Group 1 Mortgage Loans, approximately 40.88% of the Group 2 Mortgage Loans, approximately 46.77% of the Group 2-1 Mortgage Loans, approximately 43.34% of the Group 2-2 Mortgage Loans, approximately 29.72% of the Group 2-3 Mortgage Loans, approximately 36.80% of the Group 2-4 Mortgage Loans, approximately 15.61% of the Group 2-5 Mortgage Loans, approximately 46.28% of the Group 3 Mortgage Loans, approximately 51.46% of the Group 3-1 Mortgage Loans, approximately 16.95% of the Group 3-2 Mortgage Loans and approximately 21.75% of the Group 3-3 Mortgage Loans (in each case, by aggregate principal balance of the applicable mortgage loans as of May 1, 2008), at the time of origination of the first lien mortgage loan, as reported by the related originator, the related originator or another lender also originated a second lien mortgage loan which is not included in the trust.

As of May 1, 2008, the weighted average loan-to-value ratio at origination of such mortgage loans is approximately 68.28% (with respect to such Group 1 Mortgage Loans), approximately 77.73% (with respect to such Group 2 Mortgage Loans), approximately 73.74%  (with respect to such Group 2-1 Mortgage Loans), approximately 77.91% (with respect to such Group 2-2 Mortgage Loans), approximately 77.48% (with respect to such Group 2-3 Mortgage Loans), approximately 76.92% (with respect to such Group 2-4 Mortgage Loans), approximately 74.91% (with respect to such Group 2-5 Mortgage Loans), approximately 77.68% (with respect to such Group 3 Mortgage Loans), approximately 77.57% (with respect to such Group 3-1 Mortgage Loans), approximately 80.00% (with respect to such Group 3-2 Mortgage Loans) and approximately 78.86% (with respect to such Group 3-3 Mortgage Loans).

As of May 1, 2008, the weighted average combined loan-to-value ratio at origination of such mortgage loans (including the second lien) is approximately 80.94% (with respect to such Group 1 Mortgage Loans), approximately 91.84% (with respect to such Group 2 Mortgage Loans), approximately 81.09% (with respect to such Group 2-1 Mortgage Loans), approximately 92.06% (with respect to such Group 2-2 Mortgage Loans), approximately 95.70% (with respect to such Group 2-3 Mortgage Loans), approximately 89.10% (with respect to such Group 2-4 Mortgage Loans), approximately 88.69% (with respect to such Group 2-5 Mortgage Loans), approximately 94.26% (with respect to such Group 3 Mortgage Loans), approximately 94.66% (with respect to such Group 3-1 Mortgage Loans), approximately 91.92% (with respect to such Group 3-2 Mortgage Loans) and approximately 88.66% (with respect to such Group 3-3 Mortgage Loans).

5.  The following additional risk factor is inserted under “Risk Factors”:

Mortgage loan modifications may affect pass-through rates and distributions on the certificates.

Modifications of mortgage loans implemented by the master servicer or the related servicer in order to maximize ultimate proceeds of such mortgage loans may have the effect of, among other things, reducing or otherwise changing the mortgage rate, forgiving payments of principal, interest or other amounts owed under the mortgage loan, such as taxes or insurance premiums, extending the final maturity date of the mortgage loan, capitalizing or deferring delinquent interest and other amounts owed under the mortgage loan, reducing the principal balance of the mortgage loan or any combination of these or other modifications. Any modified mortgage loan may remain in the related collateral pool, and the reduction in collections resulting from a modification may result in lower pass-through rates on the Group 1 Offered Certificates, the Group 2 Offered Certificates (other than the Group 2 Interest Only Certificates) or a lower limit on the pass-through rates on the Group 3 Offered Certificates Certificates, as applicable; reduced distributions of interest or principal on the related certificates; an extension of the weighted average life of the related certificates; or an allocation of a realized loss to the related Subordinate Certificates or possibly to the related Senior Certificates.

The ability to modify mortgage loans by the related servicer or the master servicer may be limited by several factors.  The related servicer may have difficulty contacting the borrowers who are at risk or may not be able to work out an acceptable modification.  Second, if the related servicer has to consider a large number of modifications, operational constraints may affect the ability of such servicer to adequately address all of the needs of the borrowers.

Investors should note that modifications that are designed to maximize collections on the assets of a collateral pool in the aggregate may adversely affect a particular class of related certificates.  The related servicer will not consider the interests of individual classes of certificates.  Investors should also note that in connection with considering a modification or other type of loss mitigation, the related servicer may incur or bear related out-of-pocket expenses, such as credit counseling service fees, which would be reimbursed to such servicer from the trust as servicing advances.

6.  The following additional risk factor is inserted under “Risk Factors”:

American Home Mortgage Corp. (“American Home”) and Argent Mortgage Company, LLC (“Argent”) are among the originators who originated 20% or more of the mortgage loans in a collateral pool (by aggregate principal balance of the mortgage loans in such collateral pool as of May 1, 2008).  American Home and certain of its affiliates remain debtors under proceedings under Chapter 11 of the United States Bankruptcy Code.  Both American Home and Argent have ceased operating their mortgage loan originations businesses.  Both American Home and Argent are defendants in a myriad of litigation, and aspects of some of this litigation may pertain to the origination practices of these originators during the period in which the relevant mortgage loans in the trust were originated.

7.  The following additional risk factor is inserted under “Risk Factors”:

The bankruptcy of a servicer could result in increased delinquencies or losses on the mortgage loans.

If any servicer becomes bankrupt, a bankruptcy trustee or receiver may have the power to prevent the appointment of a successor servicer.   These circumstances may cause delays or result in increased delinquencies or losses on the mortgage loans.

8.  The first sentence of the second paragraph under “Risk Factors—The yield on the Offered Certificates will be affected by changes in the weighted average of the mortgage rates of the related mortgage loans” is deleted in its entirety and replaced with the following:

With respect to the Group 1 Offered Certificates,  Group 2 Offered Certificates (other than the Group 2 Interest Only Certificates) and the Group 3 Offered Certificates, the pass-through rate for each class or the limit on the pass-through rate for each class in the case of the Group 3 Floating Rate Certificates and each distribution date is derived from the weighted average of the mortgage rates of the related mortgage loans.

9.  Under “The Mortgage Pool—Group 1 Mortgage Loan Statistics”, “—Group 2 Mortgage Loan Statistics”, “—Group 2-1 Mortgage Loan Statistics”, “—Group 2-2 Mortgage Loan Statistics”, “—Group 2-3 Mortgage Loan Statistics”, “—Group 2-4 Mortgage Loan Statistics”, “—Group 2-5 Mortgage Loan Statistics”, “—Group 3 Mortgage Loan Statistics”, “—Group 3-1 Mortgage Loan Statistics”, “—Group 3-2 Mortgage Loan Statistics”, “—Group 3-3 Mortgage Loan Statistics” and “Historical Delinquencies”, the references to the characteristics of the applicable mortgage loans as of the cut-off date shown in the tables in Annex II attached to and made a part of the Prospectus Supplement are supplemented by references to the characteristics of the applicable mortgage loans as of May 1, 2008 shown in the tables in Annex II-A attached to and made a part of this Supplement to the Prospectus Supplement.

10.  Under “The Mortgage Pool—Historical Delinquencies”,  the following is added:

With respect to approximately 81.09% of the Group 1 Mortgage Loans, approximately 14.77% of the Group 2 Mortgage Loans, approximately 20.82% of the Group 2-1 Mortgage Loans, approximately 12.06% of the Group 2-2 Mortgage Loans, approximately 16.09% of the Group 2-3 Mortgage Loans, approximately 19.69% of the Group 2-4 Mortgage Loans, approximately 50.14% of the Group 2-5 Mortgage Loans, approximately 23.39% of the Group 3 Mortgage Loans, approximately 18.61% of the Group 3-1 Mortgage Loans, approximately 7.62% of the Group 3-2 Mortgage Loans and approximately 59.51% of the Group 3-3 Mortgage Loans, in each case by aggregate principal balance as of the cut-off date or as of May 1, 2008, the historical delinquency information is based on the delinquency of each mortgage loan over the period for which information is known or reasonably available to the depositor, but which commenced later than the later of (A) the time of origination of the mortgage loan and (B) a date three years prior to the cut-off date or May 1, 2008, as applicable.

11.  The content under “Description of the Certificates—The Swap Agreement and the Swap Provicer—The Swap Provider” is deleted in its entirety and replaced with the following:

Deutsche Bank Aktiengesellschaft ("Deutsche Bank" or the "Bank") originated from the reunification of Norddeutsche Bank Aktiengesellschaft, Hamburg, Rheinisch-Westfälische Bank Aktiengesellschaft, Duesseldorf and Süddeutsche Bank Aktiengesellschaft, Munich; pursuant to the Law on the Regional Scope of Credit Institutions, these had been disincorporated in 1952 from Deutsche Bank which was founded in 1870. The merger and the name were entered in the Commercial Register of the District Court Frankfurt am Main on 2 May 1957. Deutsche Bank is a banking institution and a stock corporation incorporated under the laws of Germany under registration number HRB 30 000. The Bank has its registered office in Frankfurt am Main, Germany. It maintains its head office at Theodor-Heuss-Allee 70, 60486 Frankfurt am Main and branch offices in Germany and abroad including in London, New York, Sydney, Tokyo and an Asia-Pacific Head Office in Singapore which serve as hubs for its operations in the respective regions.

The Bank is the parent company of a group consisting of banks, capital market companies, fund management companies, a real estate finance company, instalment financing companies, research and consultancy companies and other domestic and foreign companies (the "Deutsche Bank Group").

Deutsche Bank AG, New York Branch (the “Branch”) was established in 1978 and is licensed by the New York Superintendent of Banks.  Its office is currently located at 60 Wall Street, New York, NY 10005-2858.  The Branch is examined by the New York State Banking Department and is subject to the banking laws and regulations applicable to a foreign bank that operates a New York branch.  The Branch is also examined by the Federal Reserve Bank of New York.

As of 31 March 2008, Deutsche Bank’s issued share capital amounted to Euro 1,358,150,172.16 consisting of 530,527,411 ordinary shares without par value. The shares are fully paid up and in registered form. The shares are listed for trading and official quotation on all the German Stock Exchanges. They are also listed on the New York Stock Exchange.

The consolidated financial statements for fiscal years starting 1 January 2007 are prepared in compliance with International Financial Reporting Standards (IFRS). As of 31 March 2008, Deutsche Bank Group had total assets of EUR 2,305,337 million, total liabilities of EUR 2,269,303 million and total equity of EUR 36,034 million on the basis of IFRS.

Deutsche Bank’s long-term senior debt has been assigned a rating of AA (outlook negative) by Standard & Poor's, Aa1 (outlook stable) by Moody's Investors Services and AA- (outlook stable) by Fitch Ratings.

12.  The following is added after the fourth paragraph under “Description of the Certificates—Reports to Certificateholders”:

The issuing entity is no longer required to file reports with respect to the Offered Certificates under the Securities Exchange Act of 1934, as amended.

13.  The following is added after the first paragraph under “Static Pool Information”:

The depositor has made available updated static pool information which includes (i) information about the characteristics of the previously originated or purchased mortgage loans and (ii) delinquency, loss and prepayment information about such mortgage loans in quarterly increments through March 2008.  The static pool information about previously securitized pools of mortgage loans that were established before January 1, 2006 is not deemed to be a part of this prospectus supplement.

 14.  The content under “The Servicers—Wells Fargo Bank, N.A.” is deleted in its entirety and replaced with the following:

The information set forth below under this subheading “—Wells Fargo Bank, N.A.” has been provided by Wells Fargo Bank, N.A.

Servicing Experience

Wells Fargo Bank, N.A. (“Wells Fargo Bank”) is an indirect, wholly-owned subsidiary of Wells Fargo & Company.  Wells Fargo Bank is a national banking association and is engaged in a wide range of activities typical of a national bank.  Wells Fargo Bank, including its predecessors, has many years of experience in servicing residential mortgage loans, commercial mortgage loans, auto loans, home equity loans, credit card receivables and student loans.  Wells Fargo Bank, including its predecessors, has been servicing residential mortgage loans since 1974.  These servicing activities, which include collections, loss mitigation, default reporting, bankruptcy, foreclosure and REO Property management, are handled at various Wells Fargo Bank locations including Frederick, Maryland, Fort Mill, South Carolina and other mortgage loan servicing centers. As of the date hereof, Wells Fargo Bank has not failed to make any required advance with respect to any issuance of residential mortgage backed securities.

Wells Fargo Bank’s servicing portfolio of residential mortgage loans (which includes Prime 30-Year Fixed-Rate Relocation Loans, Prime 30-Year Fixed-Rate Non-Relocation Loans, Prime 15-Year Fixed-Rate Loans and Prime Adjustable-Rate Loans as well as other types of residential mortgage loans serviced by Wells Fargo Bank) has grown from approximately $450 billion as of the end of 2000 to approximately $1.47 trillion as of the end of 2007.  The table below sets forth for each of the dates indicated the number and aggregate unpaid principal balance of mortgage loans serviced by Wells Fargo Bank (other than any mortgage loans serviced for Fannie Mae or Freddie Mac and certain mortgage loans serviced for the  Federal Home Loan Banks, mortgage loans insured or guaranteed by the Government National Mortgage Association, Federal Housing Administration or Department of Veterans Affairs, or mortgage loans with respect to which Wells Fargo Bank has acquired the servicing rights, acts as subservicer, or acts as special servicer) for First Lien Non-Conforming, Non-Subprime Loans:

	As of December 31, 2005(1)		As of December 31, 2006(2)		As of December 31, 2007(2)
	No. of Loans	Aggregate Unpaid Principal Balance of Loans	No. of Loans	Aggregate Unpaid Principal Balance of Loans	No. of Loans	Aggregate Unpaid Principal Balance of Loans
First Lien Non-Conforming, Non-Subprime Loans	634,103	$  229,014,862,911	646,723	$  258,646,782,192	709,651	$ 298,085,009,923

(1)   Includes mortgage loans originated pursuant to Wells Fargo Bank’s underwriting guidelines for “Alt-A minus” mortgage loans.

(2)   Excludes mortgage loans originated pursuant to Wells Fargo Bank’s underwriting guidelines for “Alt-A minus” mortgage loans.

Servicing Procedures

Shortly after the funding of a loan, various types of loan information are loaded into Wells Fargo Bank's automated loan servicing system.  Wells Fargo Bank then makes reasonable efforts to collect all payments called for under the Mortgage Loan documents and will, consistent with the applicable servicing agreement and any pool insurance policy, primary mortgage insurance policy, bankruptcy bond or alternative arrangements, follow such collection procedures as are customary with respect to loans that are comparable to the Mortgage Loans.  Wells Fargo Bank may, in its discretion, (i) waive any assumption fee, late payment or other charge in connection with a Mortgage Loan and (ii) to the extent not inconsistent with the coverage of such Mortgage Loan by a pool insurance policy, primary mortgage insurance policy, bankruptcy bond or alternative arrangements, if applicable, waive, vary or modify any term of any Mortgage Loan or consent to the postponement of strict compliance with any such term or in any matter grant indulgence to any borrower, subject to the limitations set forth in the applicable servicing agreement.

Wells Fargo Bank's collections policy is designed to identify payment problems sufficiently early to permit Wells Fargo Bank to address such delinquency problems and, when necessary, to act to preserve equity in a pre-foreclosure Mortgaged Property.  Borrowers are billed on a monthly basis in advance of the due date. If a borrower attempts to use Wells Fargo Bank's Voice Response Unit (“VRU”) to obtain loan information on or after a date on which a late charge is due, the VRU automatically transfers the call to the collection area. Collection procedures commence upon identification of a past due account by Wells Fargo Bank's automated servicing system. If timely payment is not received, Wells Fargo Bank's automated loan servicing system automatically places the Mortgage Loan in the assigned collection queue and collection procedures are generally initiated on the 16th day of delinquency. The account remains in the queue unless and until a payment is received, at which point Wells Fargo Bank's automated loan servicing system automatically removes the Mortgage Loan from that collection queue.

When a Mortgage Loan appears in a collection queue, a collector will telephone to remind the borrower that a payment is due. Follow-up telephone contacts with the borrower are attempted until the account is current or other payment arrangements have been made. When contact is made with a delinquent borrower, collectors present such borrower with alternative payment methods, such as Western Union, Phone Pay and Quick Collect, in order to expedite payments.  Standard form letters are utilized when attempts to reach the borrower by telephone fail and/or in some circumstances, to supplement the phone contacts. Company collectors have computer access to telephone numbers, payment histories, loan information and all past collection notes. Wells Fargo Bank supplements the collectors' efforts with advanced technology such as predictive dialers and statistical behavioral software used to determine the optimal times to call a particular customer.  Additionally, collectors may attempt to mitigate losses through the use of behavioral or other models or programs that are designed to assist in identifying workout options in the early stages of delinquency.  For those loans in which collection efforts have been exhausted without success, Wells Fargo Bank determines whether foreclosure proceedings are appropriate.  The course of action elected with respect to a delinquent Mortgage Loan generally will be guided by a number of factors, including the related borrower's payment history, ability and willingness to pay, the condition and occupancy of the Mortgaged Property, the amount of borrower equity in the Mortgaged Property and whether there are any junior liens.

Regulations and practices regarding the liquidation of properties (e.g., foreclosure) and the rights of a borrower in default vary greatly from state to state. As such, all foreclosures are assigned to outside counsel, licensed to practice in the same state as the Mortgaged Property. Bankruptcies filed by borrowers are similarly assigned to appropriate local counsel.  Communication with foreclosure and bankruptcy attorneys is maintained through the use of a software program, thus reducing the need for phone calls and faxes and simultaneously creating a permanent record of communication.  Attorney timeline performance is managed using quarterly report cards.  The status of foreclosures and bankruptcies is monitored by Wells Fargo Bank through its use of such software system.  Bankruptcy filing and release information is received electronically from a third-party notification vendor.

Prior to a foreclosure sale, Wells Fargo Bank performs a market value analysis. This analysis includes: (i) a current valuation of the Mortgaged Property obtained through a drive-by appraisal or broker's price opinion conducted by an independent appraiser and/or a broker from a network of real estate brokers, complete with a description of the condition of the Mortgaged Property, as well as other information such as recent price lists of comparable properties, recent closed comparables, estimated marketing time and required or suggested repairs, and an estimate of the sales price; (ii) an evaluation of the amount owed, if any, for real estate taxes; and (iii) estimated carrying costs, brokers' fees, repair costs and other related costs associated with real estate owned properties. Wells Fargo Bank bases the amount it will bid at foreclosure sales on this analysis.

If Wells Fargo Bank acquires title to a property at a foreclosure sale or otherwise, it obtains an estimate of the sale price of the property and then hires one or more real estate brokers to begin marketing the property. If the Mortgaged Property is not vacant when acquired, local eviction attorneys are hired to commence eviction proceedings and/or negotiations are held with occupants in an attempt to get them to vacate without incurring the additional time and cost of eviction. Repairs are performed if it is determined that they will increase the net liquidation proceeds, taking into consideration the cost of repairs, the carrying costs during the repair period and the marketability of the property both before and after the repairs.

Wells Fargo Bank's loan servicing software also tracks and maintains tax and homeowners' insurance information and tax and insurance escrow information. Expiration reports are generated periodically listing all policies scheduled to expire. When policies lapse, a letter is automatically generated and issued advising the borrower of such lapse and notifying the borrower that Wells Fargo Bank will obtain lender-placed insurance at the borrower's expense.

Wells Fargo Bank, in its capacity as servicer, has delivered its 2007 and 2006 assessments of compliance under Item 1122 of Regulation AB.  In its 2007 assessment of compliance, Wells Fargo Bank reported that it had complied, in all material respects, with the applicable servicing criteria set forth in Item 1122(d) of Regulation AB as of and for the year ended December 31, 2007 with respect to the primary servicing of residential mortgage loans by its Wells Fargo Home Mortgage Division.  In its 2006 assessment of compliance, Wells Fargo Bank reported that it had complied, in all material respects, with the applicable servicing criteria set forth in Item 1122(d) of Regulation AB as of and for the year ended December 31, 2006 with respect to the primary servicing of residential mortgage loans by its Wells Fargo Home Mortgage Division, except for the following: :

(i)   1122(d)(3)(i) – Delinquency Reporting –  For certain loans originated by third parties and sub-serviced by Wells Fargo Bank or for which servicing rights were acquired on a bulk-acquisition basis, Wells Fargo Bank determined it provided incomplete data to some third parties who use such data to calculate delinquency ratios and determine the status of loans with respect to bankruptcy, foreclosure or real estate owned.  The incomplete reporting only affected securitizations that included delinquent loans.  Instead of the actual due date being provided for use in calculating delinquencies, the date of the first payment due to the security was provided.  Wells Fargo Bank subsequently included additional data in the monthly remittance reports, providing the actual borrower due date and unpaid principal balance, together with instructions to use these new fields if such monthly remittance reports are used to calculate delinquency ratios.

(ii)   1122(d)(4)(vii) – Notification of Intent to Foreclose –  Wells Fargo Bank determined that, as required by certain servicing agreements, it did not provide mortgage loan purchasers with prior notifications of intent to foreclose.  While mortgage loan purchasers received monthly delinquency status reports that listed loans in foreclosure, such reports were received after such loans had been referred to an attorney.  A new process was implemented to send such notifications if contractually required, unless a mortgage loan purchaser opts out in writing.

15.  The content under “The Servicers—Countrywide Home Loans Servicing LP” is supplemented as follows:

An additional paragraph is added immediately following the first paragraph under “The Servicers—Countrywide Home Loans Servicing LP—Countrywide Home Loans” as follows:

On January 11, 2008, Bank of America Corporation and Countrywide Financial Corporation entered into a definitive agreement providing for the merger of Countrywide Financial Corporation with and into a wholly-owned subsidiary of Bank of America Corporation (the “Merger-Sub”), with the Merger-Sub surviving the merger.  As a result of the merger, among other things, all of the direct and indirect subsidiaries of Countrywide Financial Corporation (which include, Countrywide Home Loans and Countrywide Servicing) will become indirect subsidiaries of Bank of America Corporation.  The merger is currently expected to be completed in the third quarter of 2008, subject to customary conditions, including receipt of approval by Countrywide Financial Corporation’s shareholders and receipt of customary regulatory approvals.  No assurance can be given that the necessary approvals will be obtained, that other conditions to closing will be satisfied, that the transaction will be completed when expected, or that the transaction will be completed at all.

The second paragraph under “The Servicers—Countrywide Home Loans Servicing LP—Countrywide Home Loans” is deleted in its entirety and replaced with the following:

On October 26, 2007, Standard & Poor’s Ratings Services changed its counterparty credit rating on Countrywide Home Loans from “A/A-1” to “BBB+/A-2”, and this rating remained on CreditWatch with negative implications.  On August 16, 2007, Moody’s Investors Service changed its senior debt rating assigned to Countrywide Home Loans from “A3” to “Baa3” and its short-term debt rating assigned to Countrywide Home Loans from “Prime-2” to “Prime-3”, and on November 19, 2007, Moody’s Investors Service confirmed its ratings and placed its ratings on negative outlook.  On August 16, 2007, Fitch Ratings changed its long-term issuer default rating assigned to Countrywide Home Loans from “A” to “BBB+” and its short-term issuer default rating assigned to Countrywide Home Loans from “F1” to “F2”, and on November 6, 2007, Fitch Ratings affirmed its ratings, removed its ratings from “Rating Watch Evolving” status and assigned a “Rating Outlook Negative” to its ratings.  On January 11, 2008, in connection with the entry by Countrywide Financial Corporation and Bank of America Corporation into the definitive agreement described above, Standard & Poor’s Ratings Services placed its ratings of Countrywide Home Loans on CreditWatch with positive implications, Moody’s Investors Service placed its ratings of Countrywide Home Loans on review for possible upgrade, and Fitch Ratings assigned a “Rating Watch Positive” to its ratings of Countrywide Home Loans.  On March 12, 2008, Fitch Ratings changed its long-term issuer default rating assigned to Countrywide Home Loans from “BBB+” to “BBB-” and its short-term issuer default rating assigned to Countrywide Home Loans from “F2” to “F3”, and Fitch Ratings also assigned a “Rating Watch Positive” to those ratings.  The issuer default ratings and credit ratings assigned to Countrywide Home Loans by Standard & Poor’s Ratings Services, Moody’s Investors Service and Fitch Ratings may be downgraded in the event that the transactions contemplated by the definitive agreement between Countrywide Financial Corporation and Bank of America Corporation described above are not consummated.

An additional sentence is added to the end of the third paragraph under “The Servicers—Countrywide Home Loans Servicing LP—Countrywide Home Loans” as follows:

As of December 31, 2003, December 31, 2004, December 31, 2005, December 31, 2006, December 31, 2007 and March 31, 2008, Countrywide Home Loans provided servicing for mortgage loans with an aggregate principal balance of approximately $644.855 billion, $838.322 billion, $1,111.090 billion, $1,298.394 billion, $1,476.039 billion and $1,484.157 billion, respectively, substantially all of which were being serviced for unaffiliated persons.

16.  The content under “The Servicers—Citi Residential Lending Inc.” is deleted in its entirety and replaced with the following:

The information set forth below under this subheading “—Citi Residential Lending Inc.” has been provided by Citi Residential Lending Inc.

Citi Residential Lending Inc. a Delaware corporation, is a mortgage company engaged in the business of originating, purchasing, servicing and selling retail and wholesale sub-prime mortgage loans secured by one- to four family residences. Citi Residential Lending is a wholly owned subsidiary of  Citi Bank, N.A. Citi Residential Lending was formed in July of 2007 and on September 1, 2007 obtained its servicing portfolio and the assets required to servicing the portfolio through an asset purchase of the assets of AMC Mortgage Services Inc, which acted as the Sub-Servicer for the Master Servicer, Ameriquest Mortgage Company.

Citi Residential Lending has approval as a seller/servicer for Freddie Mac and provisional approval as a servicer of Fannie Mae.

During the first quarter of 2008 Citigroup announced a consolidation of its U.S. mortgage operations. As part of this consolidation, Citi Residential Lending’s mortgage servicing operations will be consolidated into existing Citi Mortgage Inc.(“CMI”) operations, currently anticipated to be completed by the end of the first quarter of 2009.  As part of the change, Citi Residential Lending believes that it will remain as the master servicer under its various existing mortgage servicing agreements, and will enter into a sub servicing agreement with CMI.  Citi Residential Lending’s mortgage lending origination activities will terminate by the third quarter of 2008.

Loan Servicing.

Citi Residential Lending services all of the mortgage loans it originates which are portfolio retained and continues to service loans that have been sold to investors. Citi Residential Lending also services loans acquired by its affiliate Citi Global Markets and Banking.  Servicing includes collecting and remitting loan payments, accounting for principal and interest, contacting delinquent mortgagors, and supervising foreclosure in the event of unremedied defaults. Citi Residential Lending’s servicing activities are audited periodically by applicable regulatory authorities. Certain financial records of Citi Residential Lending relating to its loan servicing activities are reviewed annually as part of the audit of Citi Residential Lending’s financial statements conducted by its independent accountants.

Collection Procedures; Delinquency and Loss Experience.

When a mortgagor fails to make a required payment on a residential mortgage loan, Citi Residential Lending attempts to cause the deficiency to be cured by corresponding or making telephone contact with the mortgagor. Pursuant to Citi Residential Lending’s customary procedures for residential mortgage loans serviced by it for its own account, Citi Residential Lending generally mails a notice of intent to foreclose to the mortgagor within ten days after the loan has become 31 days past due (two payments due but not received) and upon expiration of the notice of intent to foreclose, generally one month thereafter, if the loan remains delinquent, typically institutes appropriate legal action to foreclose on the property securing the loan. If foreclosed, the property is sold at a public or private sale. Citi Residential Lending typically enters a bid based upon an analysis of the property value, estimated marketing and carrying costs and presence of junior liens, which may be equal to or less than the full amount owed. In the event the property is acquired at the foreclosure sale by Citi Residential Lending it is placed on the market for sale through local real estate brokers experienced in the sale of similar properties.

Citi Residential Lending Residential Loan Servicing Portfolio—Retail Originations

The following table sets forth the delinquency and loss experience of the prior servicer AMC Mortgage Services for December 2005 and December 2006 and of the current servicer Citi Residential Lending for December 2007 and March 2008 for residential (one- to four-family) retail first lien mortgage loans originated primarily by Ameriquest Mortgage Company through August 31, 2007, and by Citi Residential Lending from September 1, 2007 through March 31, 2008 as applicable.

	At December 31,									At March 31,
	2005			2006			2007			2008
	(Dollars in Thousands)
Total Outstanding Principal Balance	$	42,605,629		$	28,484,310		$	19,956,508		$	20,224,316
Number of Loans		287,905			196,456			139,141			137,808
DELINQUENCY
Period of Delinquency:
31-60 Days
Principal Balance	$	866,024		$	774,060		$	643,723		$	656,311
Number of Loans		6,749			5,785			4,645			4,281
Delinquency as a Percentage of Total Outstanding Principal Balance		2.03	%		2.72	%		3.23	%		3.25	%
Delinquency as a Percentage of Number of Loans		2.34	%		2.94	%		3.34	%		3.11	%
61-90 Days
Principal Balance	$	466,017		$	395,580		$	348,830		$	382,780
Number of Loans		3,688			2,916			2,471			2,511
Delinquency as a Percentage of Total Outstanding Principal Balance		1.09	%		1.39	%		1.75	%		1.89	%
Delinquency as a Percentage of Number of Loans		1.28	%		1.48	%		1.78	%		1.82	%
91 Days or More
Principal Balance	$	1,810,826		$	2,084,463		$	2,351,930		$	2,823,922
Number of Loans		15,214			15,721			16,286			17,993
Delinquency as a Percentage of Total Outstanding Principal Balance		4.25	%		7.32	%		11.79	%		13.96	%
Delinquency as a Percentage of Number of Loans		5.28	%		8.00	%		11.70	%		13.06	%
Total Delinquencies:
Principal Balance	$	3,142,868		$	3,254,103		$	3,344,483		$	3,863,014
Number of Loans		25,651			24,422			23,402			24,785
Delinquency as a Percentage of Total Outstanding Principal Balance		7.38	%		11.42	%		16.76	%		19.10	%
Delinquency as a Percentage of Number of Loans		8.91	%		12.43	%		16.82	%		17.99	%
FORECLOSURES PENDING(1)
Principal Balance	$	1,159,814		$	1,576,785		$	1,805,214		$	2,198,591
Number of Loans		9,610			11,740			12,367			13,953
Foreclosures Pending as a Percentage of Total Outstanding Principal Balance		2.72	%		5.54	%		9.05	%		10.87	%
Foreclosures Pending as a Percentage of Number of Loans		3.34	%		5.98	%		8.89	%		10.12	%
NET LOAN LOSSES for the Period (2)	$	193,490		$	329,189		$	446,458		$	139,325
NET LOAN LOSSES as a Percentage of Total Outstanding Principal Balance		0.46	%		0.91	%		1.90	%		2.62	%

(1) Includes mortgage loans which are in foreclosure but as to which title to the mortgaged property has not been acquired, at the end of the period indicated.  Foreclosures pending are included in the delinquencies set forth above.

(2) The net loan loss for any such loan is equal to the difference between (a) the principal balance plus accrued interest through the date of liquidation plus all liquidation expenses related to such loan and (b) all amounts received in connection with the liquidation of such loan.

Citi Residential Lending Residential Loan Servicing Portfolio—Wholesale Originations

The following table sets forth the delinquency and loss experience of the prior servicer AMC Mortgage Services for December 2005 and December 2006 and of the current servicer Citi Residential Lending for December 2007 and March 2008 for residential (one- to four-family) wholesale first lien mortgage loans serviced by Citi Residential Lending that were originated or purchased by Ameriquest Mortgage Company, either directly, or through its affiliates, Argent Mortgage Company, L.L.C. and Olympus Mortgage Company through August 31, 2007, and by Citi Residential Lending from September 1, 2007 through March 31, 2008, as applicable.

	At December 31,									At March 31,
	2005			2006			2007			2008
	(Dollars in Thousands)
Total Outstanding Principal Balance	$	32,535,569		$	35,915,533		$	22,502,125		$	20,906,072
Number of Loans		184,855			185,766			120,759			112,529
DELINQUENCY
Period of Delinquency:
31-60 Days
Principal Balance	$	628,665		$	1,012,004		$	1,032,747		$	905,784
Number of Loans		4,072			5,433			5,418			4,615
Delinquency as a Percentage of Total Outstanding Principal Balance		1.93	%		2.82	%		4.59	%		4.33	%
Delinquency as a Percentage of Number of Loans		2.20	%		2.92	%		4.49	%		4.10	%
61-90 Days
Principal Balance	$	341,549		$	591,377		$	675,230		$	643,222
Number of Loans		2,297			3,048			3,360			3,079
Delinquency as a Percentage of Total Outstanding Principal Balance		1.05	%		1.65	%		3.00	%		3.08	%
Delinquency as a Percentage of Number of Loans		1.24	%		1.64	%		2.78	%		2.74	%
91 Days or More
Principal Balance	$	1,122,948		$	2,447,243		$	3,806,453		$	4,205,659
Number of Loans		8,235			13,546			18,564			20,033
Delinquency as a Percentage of Total Outstanding Principal Balance		3.45	%		6.81	%		16.92	%		20.12	%
Delinquency as a Percentage of Number of Loans		4.45	%		7.29	%		15.37	%		17.80	%
Total Delinquencies:
Principal Balance	$	2,093,162		$	4,050,624		$	5,514,429		$	5,754,665
Number of Loans		14,604			22,027			27,342			27,727
Delinquency as a Percentage of Total Outstanding Principal Balance		6.43	%		11.28	%		24.51	%		27.53	%
Delinquency as a Percentage of Number of Loans		7.90	%		11.86	%		22.64	%		24.64	%
FORECLOSURES PENDING(1)
Principal Balance	$	749,763		$	1,967,497		$	2,963,559		$	3,444,626
Number of Loans		5,390			10,755			14,297			16,294
Foreclosures Pending as a Percentage of Total Outstanding Principal Balance		2.30	%		5.48	%		13.17	%		16.48	%
Foreclosures Pending as a Percentage of Number of Loans		2.92	%		5.79	%		11.84	%		14.48	%
NET LOAN LOSSES for the Period (2)	$	130,511		$	261,917		$	565,718		$	252,941
NET LOAN LOSSES as a Percentage of Total Outstanding Principal Balance		0.37	%		0.75	%		2.01	%		4.18	%

(1) Includes mortgage loans which are in foreclosure but as to which title to the mortgaged property has not been acquired.  Foreclosures pending are included in the delinquencies set forth above.

(2) The net loan loss for any such loan is equal to the difference between (a) the principal balance plus accrued interest through the date of liquidation plus all liquidation expenses related to such loan and (b) all amounts received in connection with the liquidation of such loan.

As of March 31, 2008, 6,968 one- to four-family residential properties relating to loans in Citi Residential Lending's retail servicing portfolio and 10,885 one- to four-family residential property relating to loans in Citi Residential Lending's wholesale servicing portfolio had been acquired through foreclosure or deed in lieu of foreclosure and were not liquidated.

The delinquency and loss experience percentages set forth above in the immediately preceding tables are calculated on the basis of the total mortgage loans serviced as of the end of the periods indicated. The actual delinquency percentages with respect to the Mortgage Loans may be expected to be substantially higher than the delinquency percentages indicated above because the composition of the Mortgage Loans will not change. There can be no assurance that the delinquency and loss experience of the Mortgage Loans will correspond to the loss experience of Citi Residential Lending’s servicing portfolio set forth in the foregoing tables. The statistics shown above represent the delinquency and loss experience for the prior servicer, Ameriquest Mortgage Company through its affiliate sub-servicer, AMC Mortgage Services, total servicing portfolio only for the periods presented, whereas the aggregate delinquency and loss experience on the Mortgage Loans will depend on the results obtained over the life of the Trust. Citi Residential Lending’s servicing portfolio includes mortgage loans with payment and other characteristics that are not representative of the payment and other characteristics of the Mortgage Loans. A substantial number of the Mortgage Loans may also have been originated based on underwriting guidelines that are less stringent than those generally applicable to the servicing portfolio reflected in the foregoing table due to changes in the underwriting standards used by the Ameriquest Mortgage Company or its affiliates from time to time. If the residential real estate market should experience an overall decline in property values, the actual rates of delinquencies, foreclosures and losses could be higher. In addition, adverse economic conditions (which may or may not affect real property values) may affect the timely payment by mortgagors of scheduled payments of principal and interest on the Mortgage Loans and, accordingly, the actual rates of delinquencies, foreclosures and losses with respect to the Mortgage Loans.

Citi Residential Lending Loan Servicing Portfolio— Advances

Citi Residential Lending in connection with securitization transactions has complied with and fulfilled all of its advancing obligations since obtaining the servicing portfolio on September 1, 2007

17.  The content under “The Sponsor” is deleted in its entirety and replaced with the following:

The information set forth in the following paragraphs has been provided by Citigroup Global Markets Realty Corp.

Citigroup Global Markets Realty Corp., a New York corporation, is the sponsor of the transaction.  The sponsor was organized in 1979 and is an affiliate of Citigroup Global Markets Inc.  The sponsor maintains its principal office at 388 Greenwich Street, New York, New York 10013, Attention: Mortgage Finance Group.  Its telecopy number is (212) 723-8604.  The sponsor was established as a mortgage banking company to facilitate the purchase of whole loan portfolios and servicing rights containing various levels of quality from “investment quality” to varying degrees of “non-investment quality” up to and including real estate owned assets.

Since its inception, the sponsor has purchased over $50 billion in residential whole loans and servicing rights, which include the purchase of newly originated Alt-A, jumbo (prime) and subprime mortgage loans.  Mortgage loans are purchased on a bulk and flow basis.  Mortgage loans are generally purchased with the ultimate strategy of securitization into a securitization based upon product type and credit parameters.

Mortgage loans acquired by the sponsor are subject to varying levels of due diligence prior to purchase.  Portfolios may be reviewed for credit, data integrity, appraisal valuation, documentation, as well as compliance with certain laws.  Mortgage loans purchased will have been originated pursuant to the originator’s underwriting guidelines that are acceptable to the sponsor.

Subsequent to purchase by the sponsor, mortgage loans are pooled together by product type and credit parameters and structured into a securitization, with the assistance of Citigroup Global Markets Inc., for distribution into the primary market.

The sponsor has been securitizing residential mortgage loans since 1987. The following table describes size, composition and growth of the sponsor’s total portfolio of assets it has securitized as of the dates indicated.

	December 31, 2004		December 31, 2005		December 31, 2006		December 31, 2007
Loan Type	Total Portfolio of Loans		Total Portfolio of Loans		Total Portfolio of Loans		Total Portfolio of Loans
Prime / Alt-A	$	4,310,000,000	$	9,804,000,000	$	10,909,678,524	$	8,670,595,703
Reperforming	$	406,000,000	$	309,000,000	$	277,332,000	$	543,914,000
SubPrime	$	2,426,000,000	$	8,246,000,000	$	10,308,594,000	$	10,440,124,519
HELOC	$	0	$	0	$	1,032,157,000	$	0
Totals	$	7,142,000,000	$	18,359,000,000	$	22,527,761,524	$	19,654,634,222

With respect to some of the securitizations organized by the sponsor, a trigger event has occurred with respect to the loss and delinquency experience of the mortgage loans included in the related trust, resulting in a sequential payment of principal to the related offered certificates, from the certificate with the highest credit rating to the one with the lowest rating.

18.  The following is added after the fifth paragraph under “The Depositor”:

On March 19, 2008, a complaint was filed with the Supreme Court of the State of New York, County of Nassau, against the depositor by the City of Ann Arbor Employees' Retirement System, individually and on behalf of all other similarly situated.  The complaint alleges violations of Section 11 of the Securities Act of 1933 based on various omissions and misstatements in the Registration Statement, the Prospectus and the Prospectus Supplement with respect to the mortgage loans underlying the transaction.

19.  The following is added after the second sentence under “Pooling and Servicing Agreement—General”:

The pooling and servicing agreement has been amended by Amendment No. 1 and Amendment No. 2 thereto, each of which was reported by the issuing entity on Form 8-K and each of which has been filed as an exhibit to the issuing entity’s Form 10-K for the fiscal year ended December 31, 2007.

20.  The content under “Pooling and Servicing Agreement—The Master Servicer and Trust Administrator” is deleted in its entirety and replaced with the following:

CitiMortgage, Inc. (“CitiMortgage”) will act as master servicer and trust administrator pursuant to the pooling and servicing agreement.  The information set forth in the following paragraphs has been provided by CitiMortgage.

Citigroup, Inc. is the ultimate parent of CitiMortgage, a New York corporation.  CitiMortgage provides mortgage services throughout the United States. As of December 31, 2007, CitiMortgage held approximately $735 billion in mortgage servicing, with 5.0 million customers and 12,500 employees; CitiMortgage began originating mortgage loans in 1979.  CitiMortgage derives income primarily from interest on mortgages that it owns, secondary market mortgage sales, and mortgage loan servicing fees, and mortgage origination fees and charges.  The depositor, the sponsor, the paying agent, the certificate registrar, the authenticating agent and Citigroup Global Markets Inc. are indirect subsidiaries of Citigroup, Inc.  The trust administrator's principal office for notices is located at 1000 Technology Drive, O'Fallon, MO  63368, Attention: Mortgage Finance MS 337, and its telephone number is 636-261-1313.   The master servicer’s principal office is 4000 Regent Blvd., Irving, TX  75063, Attention: Master Servicing Compliance, and its telephone number is 469-220-0916.

Master Servicer.  CitiMortgage will act as master servicer pursuant to the pooling and servicing agreement.  The master servicer will be responsible for the aggregation of monthly servicer reports and remittances and for the oversight of the performance of the servicer under the terms of the pooling and servicing agreement. In particular, the master servicer will independently calculate monthly loan balances based on servicer data, compare its results to servicer loan-level reports and reconcile any discrepancies with the servicer.  The master servicer will also review the servicing of defaulted mortgage loans for compliance with the terms of the pooling and servicing agreement. In addition, upon the occurrence of certain servicer events of default under the terms of the pooling and servicing agreement, the master servicer will be required to enforce certain remedies on behalf of the trust against the defaulting servicer.  CitiMortgage has been engaged in the business of master servicing since March 1, 2003 when it acquired the operations of First Nationwide Mortgage Corp. through merger.  As of December 31, 2007, CitiMortgage was acting as master servicer for approximately 44 series of residential mortgage-backed securities with an aggregate outstanding principal balance of approximately $26.9 million.  The master servicer will be indemnified by the trust for certain expenses as provided in the pooling and servicing agreement and as described in the prospectus.

Trust Administrator. Pursuant to the terms of the pooling and servicing agreement, the trust administrator will be responsible for trust administration, which includes pool performance calculations, distribution calculations and the preparation of monthly distribution reports.  As trust administrator, CitiMortgage will be responsible for the preparation and filing of all REMIC tax returns on behalf of the trust REMICs, if a REMIC election is made, and the preparation of monthly reports on Form 10-D in regards to Distribution and Pool Performance Information and annual reports on Form 10-K that are required to be filed with the Securities and Exchange Commission on behalf of the issuing entity.  CitiMortgage has been engaged in the business of trust administration since October 1987.  As of As of December 31, 2007, CitiMortgage was acting as trust administrator with respect to more than $133,413,804,000 (aggregate initial principal balance) of issued residential mortgage-backed and asset-backed securities with aggregate principal balance remaining outstanding of approximately $64,492,400,000.  The trust will provide certain indemnifications to the trust administrator which may reduce amounts otherwise distributable to certificateholders. See “Indemnification of the Trustee, the Trust Administrator, Citibank and the Custodian” below.

21.  The content under “Pooling and Servicing Agreement—The Trustee” is deleted in its entirety and replaced with the following:

The information set forth in the next four paragraphs below has been provided by U.S. Bank National Association.

U.S. Bank National Association (“U.S. Bank”) will act as trustee and grantor trust trustee.   U.S. Bank is a national banking association and a wholly-owned subsidiary of U.S. Bancorp, which is currently ranked as the sixth largest bank holding company in the United States with total assets exceeding $242 billion as of March 31, 2008.  As of March 31, 2008, U.S. Bancorp served approximately 14.9 million customers, operated 2,522 branch offices in 24 states and had over 50,000 employees.  A network of specialized U.S. Bancorp offices across the nation, inside and outside its 24-state footprint, provides a comprehensive line of banking, brokerage, insurance, investment, mortgage, trust and payment services products to consumers, businesses, governments and institutions.

U.S. Bank has one of the largest corporate trust businesses in the country with offices in 46 U.S. cities.  The pooling and servicing agreement will be administered from U.S. Bank’s corporate trust office located at One Federal Street, Boston, MA  02110.

U.S. Bank has provided corporate trust services since 1924.  As of March 31, 2008, U.S. Bank was acting as trustee with respect to over 82,000 issuances of securities with an aggregate outstanding principal balance of over $2.4 trillion.  This portfolio includes corporate and municipal bonds, mortgage-backed and asset-backed securities and collateralized debt obligations.

As of March 31, 2008, U.S. Bank (and its affiliate U.S. Bank Trust National Association) was acting as trustee with respect to 1,075 issuances of MBS/Prime securities with an outstanding aggregate principal balance of approximately $454,756,500,000.

As compensation to the trustee in respect of its obligations under the pooling and servicing agreement, the trustee’s fees will be paid by the trust administrator pursuant to a separate agreement between the trustee and the trust administrator, and such compensation will not be an expense of the trust.

The trust will provide certain indemnifications to the trustee which may reduce amounts otherwise distributable to certificateholders.  See “Indemnification of the Trustee, the Trust Administrator, Citibank and the Custodian” below.

22.  The content under “Pooling and Servicing Agreement—The Paying Agent, Certificate Registrar and Authenticating Agent” is deleted in its entirety and replaced with the following:

The information set forth in the next two paragraphs below has been provided by Citibank, N.A.

The paying agent, certificate registrar and authenticating agent is Citibank, N.A., a national banking association and wholly owned subsidiary of Citigroup Inc., a Delaware corporation. Citibank, N.A. performs as paying agent through the Agency and Trust line of business, which is part of the Global Transaction Services division.  Citibank, N.A. has primary corporate trust offices located in both New York and London.  Citibank, N.A. is a leading provider of corporate trust services offering a full range of agency, fiduciary, tender and exchange, depositary and escrow services.   As of the end of the first quarter of 2008, Citibank’s Agency and Trust group manages in excess of $4.5 trillion in fixed income and equity investments on behalf of approximately 2,800 corporations worldwide.  Since 1987, Citibank Agency and Trust has provided trust services for asset-backed securities containing pool assets consisting of airplane leases, auto loans and leases, boat loans, commercial loans, commodities, credit cards, durable goods, equipment leases, foreign securities, funding agreement backed note programs, truck loans, utilities, student loans and commercial and residential mortgages.   As of the end of the first quarter of 2008, Citibank, N.A. acts as trustee and/or paying agent for approximately 421 various residential mortgage-backed transactions. Citibank’s offices for notices under the pooling and servicing agreement are located 388 Greenwich Street, 14th Floor, New York, New York 10013, Attention: Citibank Agency & Trust, and its telephone number is (212) 816-5680.

As compensation to Citibank in respect of its obligations under the pooling and servicing agreement, Citibank’s fees will be paid by the trust administrator pursuant to a separate agreement between Citibank and the trust administrator, and such compensation will not be an expense of the trust.

The trust will provide certain indemnifications to Citibank which may reduce amounts otherwise distributable to certificateholders.  See “—Indemnification of the Trustee, the Trust Administrator, Citibank and the Custodian” below.

23.  The Certificate Principal Balances of the Certificates after giving effect to the May 25, 2008 Distribution Date are as follows:

Class	Initial Certificate Principal Balance ($)	Certificate Principal Balance ($)
1A1A	190,071,000	178,529,551
1A1B	11,169,000	10,490,798
1B1	2,378,000	2,355,457
1B2	1,241,000	1,229,235
1B3	517,000	512,099
1R	100	0
2A1A	5,162,000	5,149,552
22AA	377,958,000	354,330,145
2A2A	100,000,000	93,748,550
2A2B	5,820,000	5,456,166
212B	24,180,000	22,683,786
2A2IO	N/A(1)	N/A(1)
2A3A	27,183,000	26,449,195
2A3B	1,345,000	1,308,692
2A3IO	N/A(1)	N/A(1)
2A4A	34,409,000	34,305,118
2A4B	1,703,000	1,697,859
2A5A	31,754,000	28,031,188
2A5B	1,571,000	1,386,817
2B1	11,838,000	11,815,332
2B2	5,439,000	5,428,585
2B3	2,560,000	2,555,098
2R	100	0
31AA	25,000,000	23,153,630
3A1A	118,475,000	109,725,053
3A1B	32,310,000	29,923,752
3A1C	17,883,000	16,562,255
31AB	26,837,000	24,854,959
3A1IO	N/A(1)	N/A(1)
3A2A	8,744,000	8,737,315
3A2B	1,212,000	1,211,073
3A3A	28,315,000	27,672,912
3A3B	3,925,000	3,835,994
3B1	18,712,000	18,694,674
3B2	3,242,000	3,238,998
3B3	1,768,000	1,766,363
3R	100	0

(1)            This class of certificates is an interest only certificate and will not have a certificate principal balance. This class of certificates will accrue interest on the notional amount thereof.  The notional amount of this class of certificates will be calculated for each distribution date as described under “Description of the Certificates—Glossary” in the Prospectus Supplement.

24.  The following information is regarding cumulative Realized Losses as of the end of the Prepayment Period relating to the May 25, 2008 distribution date:

As of the May 25, 2008 Distribution Date, the cumulative Realized Losses on the Group 1 Mortgage Loans as of the end of the related Prepayment Period was $0.

As of the May 25, 2008 Distribution Date, the cumulative Realized Losses on the Group 2 Mortgage Loans as of the end of the related Prepayment Period was $0.

As of the May 25, 2008 Distribution Date, the cumulative Realized Losses on the Group 2-1 Mortgage Loans as of the end of the related Prepayment Period was $0.

As of the May 25, 2008 Distribution Date, the cumulative Realized Losses on the Group 2-2 Mortgage Loans as of the end of the related Prepayment Period was $0.

As of the May 25, 2008 Distribution Date, the cumulative Realized Losses on the Group 2-3 Mortgage Loans as of the end of the related Prepayment Period was $0.

As of the May 25, 2008 Distribution Date, the cumulative Realized Losses on the Group 2-4 Mortgage Loans as of the end of the related Prepayment Period was $0.

As of the May 25, 2008 Distribution Date, the cumulative Realized Losses on the Group 2-5 Mortgage Loans as of the end of the related Prepayment Period was $0.

As of the May 25, 2008 Distribution Date, the cumulative Realized Losses on the Group 3 Mortgage Loans as of the end of the related Prepayment Period was approximately $103,597.

As of the May 25, 2008 Distribution Date, the cumulative Realized Losses on the Group 3-1 Mortgage Loans as of the end of the related Prepayment Period was approximately $103,597.

As of the May 25, 2008 Distribution Date, the cumulative Realized Losses on the Group 3-2 Mortgage Loans as of the end of the related Prepayment Period was $0.

As of the May 25, 2008 Distribution Date, the cumulative Realized Losses on the Group 3-3 Mortgage Loans as of the end of the related Prepayment Period was $0.

25.  The Prospectus, the Prospectus Supplement and the previous supplements to the Prospectus Supplement are available through EDGAR at the following websites.

Prospectus dated October 31, 2007 and Prospectus Supplement dated October 31, 2007 (To Prospectus dated October 31, 2007): http://sec.gov/Archives/edgar/data/1416389/000088237707002445/d727824-424b5.htm

Supplement dated November 26, 2007 to Prospectus Supplement dated October 31, 2007 (To Prospectus dated October 31, 2007):  http://sec.gov/Archives/edgar/data/1416389/000088237707002528/p07-1141_424b5.htm

Supplement dated February 5, 2008 to Prospectus Supplement dated October 31, 2007 (To Prospectus dated October 31, 2007):  http://sec.gov/Archives/edgar/data/1416389/000088237708000051/d730502.htm

ANNEX II-A

GROUP 1 MORTGAGE LOANS

Principal Balances of the Group 1 Mortgage Loans at Origination

Original Mortgage Loan Balance ($)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
72,178.00-75,000.00		1	$	61,326.96		0.03	%		7.625	%		N/A		44.83	%
75,000.01-100,000.00		2		147,044.35		0.08			7.817			727		68.33
125,000.01-150,000.00		2		264,165.80		0.14			6.611			720		48.60
150,000.01-175,000.00		3		444,056.43		0.23			7.029			732		73.92
175,000.01-200,000.00		1		173,633.34		0.09			6.500			730		80.00
225,000.01-250,000.00		4		943,513.97		0.48			6.067			736		67.30
250,000.01-275,000.00		2		516,191.03		0.27			6.684			673		72.99
275,000.01-300,000.00		2		531,947.18		0.27			5.682			731		74.65
300,000.01-333,700.00		1		310,450.95		0.16			5.625			788		80.00
350,000.01-400,000.00		6		1,932,279.36		0.99			5.732			723		62.09
400,000.01-500,000.00		145		62,013,693.91		31.88			5.755			744		68.41
500,000.01-600,000.00		82		42,278,761.75		21.73			5.822			738		70.02
600,000.01-700,000.00		45		27,373,111.93		14.07			5.897			739		70.63
700,000.01-800,000.00		33		23,068,621.45		11.86			5.924			746		66.13
800,000.01-900,000.00		6		4,809,771.69		2.47			5.884			742		70.58
900,000.01-1,000,000.00		16		14,942,795.34		7.68			6.149			760		67.72
1,000,000.01-1,500,000.00		9		10,892,692.97		5.60			6.233			719		60.87
1,500,000.01-2,000,000.00		1		1,923,112.80		0.99			6.000			748		64.52
2,500,000.01-3,000,000.00		1		1,924,609.48		0.99			6.500			776		60.00
Total		362	$	194,551,780.69		100.00	%		5.890	%		742		68.23	%

The average principal balance of the Group 1 Mortgage Loans at origination was approximately $575,187.  No Group 1 Mortgage Loan had a principal balance at origination of greater than approximately $3,000,000 or less than approximately $72,178.

Principal Balances of the Group 1 Mortgage Loans as of May 1, 2008

Current Mortgage Loan Balance ($)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
48,294.82-50,000.00		1	$	48,294.82		0.02	%		10.000	%		N/A		94.44	%
50,000.01-75,000.00		1		61,326.96		0.03			7.625			N/A		44.83
75,000.01-100,000.00		1		98,749.53		0.05			6.750			727		55.56
125,000.01-150,000.00		3		399,912.22		0.21			6.149			731		52.99
150,000.01-175,000.00		3		481,943.35		0.25			7.339			725		79.60
200,000.01-225,000.00		1		211,564.26		0.11			4.750			579		39.32
225,000.01-250,000.00		5		1,186,802.06		0.61			6.053			730		68.09
250,000.01-275,000.00		5		1,315,249.09		0.68			6.063			722		70.68
300,000.01-333,700.00		1		310,450.95		0.16			5.625			788		80.00
333,700.01-350,000.00		5		1,710,083.78		0.88			5.548			737		60.16
350,000.01-400,000.00		28		10,721,904.84		5.51			5.564			751		69.99
400,000.01-500,000.00		140		62,639,463.38		32.20			5.787			743		68.33
500,000.01-600,000.00		79		43,034,802.86		22.12			5.845			737		71.80
600,000.01-700,000.00		39		25,274,781.79		12.99			5.848			742		66.07
700,000.01-800,000.00		20		14,889,316.08		7.65			6.095			751		66.92
800,000.01-900,000.00		7		5,951,967.84		3.06			5.829			738		77.70
900,000.01-1,000,000.00		12		11,474,751.63		5.90			6.268			760		64.46
1,000,000.01-1,500,000.00		9		10,892,692.97		5.60			6.233			719		60.87
1,500,000.01-1,924,609.48		2		3,847,722.28		1.98			6.250			762		62.26
Total		362	$	194,551,780.69		100.00	%		5.890	%		742		68.23	%

The average principal balance of the Group 1 Mortgage Loans as of May 1, 2008 was approximately $537,436.  No Group 1 Mortgage Loan had a principal balance as of May 1, 2008 of greater than approximately $1,924,609 or less than approximately $48,295.

Mortgage Rates of the Group 1 Mortgage Loans as of May 1, 2008

Mortgage Rate (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
4.750-4.999		2	$	590,399.38		0.30	%		4.830	%		659		60.72	%
5.000-5.499		90		44,546,968.63		22.90			5.352			748		66.68
5.500-5.999		125		63,338,458.10		32.56			5.704			742		68.40
6.000-6.499		105		62,414,953.84		32.08			6.181			744		70.69
6.500-6.999		33		21,855,393.42		11.23			6.603			730		63.64
7.000-7.499		3		1,387,675.53		0.71			7.079			669		72.09
7.500-7.999		3		369,636.97		0.19			7.781			722		73.64
10.000-10.000		1		48,294.82		0.02			10.000			N/A		94.44
Total		362	$	194,551,780.69		100.00	%		5.890	%		742		68.23	%

The Group 1 Mortgage Loans had mortgage rates as of May 1, 2008 ranging from approximately 4.750% per annum to approximately 10.000% per annum, and the weighted average mortgage rate as of May 1, 2008 was approximately 5.890% per annum.

Original Term to Maturity of the Group 1 Mortgage Loans

Original Term (Months)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
132-240		8	$	4,032,998.23		2.07	%		5.662	%		680		73.95	%
241-300		2		493,950.88		0.25			5.873			N/A		57.90
301-360		352		190,024,831.58		97.67			5.894			743		68.13
Total		362	$	194,551,780.69		100.00	%		5.890	%		742		68.23	%

The weighted average original term for the Group 1 Mortgage Loans is approximately 353months.

Remaining Term of the Group 1 Mortgage Loans as of May 1, 2008

Remaining Term (Months)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
74-240		11	$	4,575,243.93		2.35	%		5.730	%		680		72.43	%
241-300		90		43,898,301.78		22.56			5.720			747		69.89
301-346		261		146,078,234.98		75.08			5.945			742		67.60
Total		362	$	194,551,780.69		100.00	%		5.890	%		742		68.23	%

The remaining terms of the Group 1 Mortgage Loans as of May 1, 2008 range from approximately 74 months to 346 months.  The weighted average remaining term for the Group 1 Mortgage Loans was approximately 314 months as of May 1, 2008.

Loan-to-Value Ratios of the Group 1 Mortgage Loans at Origination(1)(2)

Loan-to-Value Ratio (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
8.91-10.00		1	$	1,381,000.00		0.71	%		6.750	%		722		8.91	%
25.01-30.00		4		2,219,137.69		1.14			5.804			777		28.40
30.01-35.00		6		2,744,242.55		1.41			5.549			747		32.42
35.01-40.00		2		902,526.71		0.46			5.324			692		37.74
40.01-45.00		11		5,555,989.23		2.86			5.882			736		42.83
45.01-50.00		18		10,129,301.44		5.21			5.722			734		47.97
50.01-55.00		17		9,211,588.84		4.73			5.806			761		52.56
55.01-60.00		28		15,004,957.71		7.71			6.032			751		57.75
60.01-65.00		33		19,555,080.34		10.05			5.898			749		63.26
65.01-70.00		40		19,405,240.65		9.97			5.812			743		67.56
70.01-75.00		53		29,515,028.93		15.17			5.931			739		73.41
75.01-80.00		133		71,999,134.87		37.01			5.906			736		78.89
80.01-85.00		5		2,490,037.36		1.28			5.734			755		81.78
85.01-90.00		6		2,577,544.66		1.32			6.130			761		89.09
90.01-95.00		4		1,421,730.82		0.73			5.742			749		91.71
95.01-96.12		1		439,238.89		0.23			5.375			788		96.12
Total		362	$	194,551,780.69		100.00	%		5.890	%		742		68.23	%

___________________

 (1) The values used in calculating the above were obtained in connection with the origination of the Group 1 Mortgage Loans and do not reflect current values.

 (2) The weighted average loan-to-value ratio at origination of the Group 1 Mortgage Loans was approximately 68.23%.  No Group 1 Mortgage Loan had a loan-to-value ratio at origination greater than approximately 96.12% or less than approximately 8.91%.

Combined Loan-to-Value Ratios of the Group 1 Mortgage Loans at Origination(1)(2)

Combined Loan-to-Value Ratio (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
8.91-10.00		1	$	1,381,000.00		0.71	%		6.750	%		722		8.91	%
20.01-30.00		4		2,219,137.69		1.14			5.804			777		28.40
30.01-40.00		8		3,646,769.26		1.87			5.493			734		33.74
40.01-50.00		24		13,257,626.40		6.81			5.845			732		46.05
50.01-60.00		41		22,152,805.01		11.39			5.907			756		55.33
60.01-70.00		71		37,568,140.35		19.31			5.849			745		64.41
70.01-75.00		49		26,932,509.38		13.84			5.876			743		73.19
75.01-80.00		122		66,088,566.61		33.97			5.896			740		77.70
80.01-85.00		6		3,190,896.31		1.64			6.108			723		80.22
85.01-90.00		22		11,348,407.31		5.83			6.009			736		80.10
90.01-95.00		9		4,253,530.79		2.19			6.013			724		83.90
95.01-100.00		2		1,023,348.14		0.53			5.375			775		84.15
100.01-108.09		3		1,489,043.44		0.77			5.913			735		70.17
Total		362	$	194,551,780.69		100.00	%		5.890	%		742		68.23	%

___________________

(1)	The values used in calculating the above were obtained in connection with the origination of the Group 1 Mortgage Loans and do not reflect current values.
(2)	The weighted average combined loan-to-value ratio at origination of the Group 1 Mortgage Loans was approximately 70.02%.

Occupancy Status of the Group 1 Mortgage Loans(1)

Occupancy Status	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Investor		1	$	48,294.82		0.02	%		10.000	%		N/A		94.44	%
Primary		347		185,654,073.70		95.43			5.878			742		68.13
Second Home		14		8,849,412.17		4.55			6.118			744		70.03
Total		362	$	194,551,780.69		100.00	%		5.890	%		742		68.23	%

___________________

 (1)                   The occupancy status of a mortgaged property is as represented by the mortgagor in its loan application.

Mortgaged Property Types of the Group 1 Mortgage Loans

Mortgage Property	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Single Family		296	$	158,998,430.50		81.73	%		5.838	%		741		67.18	%
PUD		28		13,597,848.44		6.99			5.900			741		71.97
Detached PUD		15		10,301,089.69		5.29			6.392			752		70.99
Condominium		16		8,119,767.07		4.17			6.325			734		74.97
Two to Four Family		6		3,159,953.19		1.62			5.766			752		77.51
Rowhouse		1		374,691.80		0.19			5.375			794		76.90
Total		362	$	194,551,780.69		100.00	%		5.890	%		742		68.23	%

Loan Purpose of the Group 1 Mortgage Loans

Loan Purpose	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Construction		1	$	520,749.58		0.27	%		6.250	%		780		76.81	%
Purchase		150		80,102,390.23		41.17			5.885			749		73.76
Cash Out Refinance		112		61,190,430.61		31.45			5.947			729		65.48
Rate/Term Refinance		99		52,738,210.27		27.11			5.826			745		62.92
Total		362	$	194,551,780.69		100.00	%		5.890	%		742		68.23	%

Documentation Types of the Group 1 Mortgage Loans

Documentation Type	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
No Income-No Assets		5	$	1,748,650.52		0.90	%		6.114	%		736		61.88	%
Stated Income-No Assets		7		4,356,475.86		2.24			5.811			754		61.62
Stated Income-Stated Assets		23		11,411,395.13		5.87			6.539			716		67.16
Stated Income-Verified Assets		10		8,163,036.82		4.20			6.364			743		52.25
Verified Income-No Assets		87		45,481,401.68		23.38			5.544			741		64.24
Verified Income-Verified Assets		230		123,390,820.68		63.42			5.925			744		71.17
Total		362	$	194,551,780.69		100.00	%		5.890	%		742		68.23	%

Geographic Distribution of the Mortgaged Properties on the Group 1 Mortgage Loans

Location	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
New Jersey		259	$	131,484,896.44		67.58	%		5.673	%		746		67.58	%
Florida		36		23,257,996.87		11.95			6.344			736		65.29
Texas		25		14,739,762.05		7.58			6.348			748		73.86
California		8		5,622,982.68		2.89			6.323			732		69.74
Maryland		9		4,603,734.32		2.37			6.412			688		68.17
Illinois		4		2,817,323.97		1.45			6.574			751		64.95
Georgia		2		2,097,170.73		1.08			6.398			737		74.57
Pennsylvania		4		1,904,592.16		0.98			5.719			746		72.23
Virginia		4		1,548,686.04		0.80			6.257			715		74.34
Arizona		2		1,510,514.22		0.78			6.456			719		74.58
North Carolina		2		1,205,453.83		0.62			6.121			755		73.44
Hawaii		2		1,169,125.10		0.60			6.854			679		71.04
District of Columbia		2		1,034,480.65		0.53			6.177			739		69.90
Tennessee		1		615,000.00		0.32			6.375			658		80.00
Arkansas		1		508,907.93		0.26			6.125			769		80.01
Massachusetts		1		431,153.70		0.22			6.225			734		82.81
Total		362	$	194,551,780.69		100.00	%		5.890	%		742		68.23	%

Original Interest Only Terms of the Group 1 Mortgage Loans

Original IO Term (months)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
None		340	$	177,366,338.56		91.17	%		5.838	%		743		68.50	%
120		22		17,185,442.13		8.83			6.427			728		65.37
Total		362	$	194,551,780.69		100.00	%		5.890	%		742		68.23	%

Original Credit Scores of the Group 1 Mortgage Loans(1)(2)

Credit Score	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
N/A		3	$	542,245.70		0.28	%		6.241	%		N/A		61.15	%
579-580		1		211,564.26		0.11			4.750			579		39.32
581-600		3		1,401,528.87		0.72			5.556			596		73.59
601-620		5		2,402,001.59		1.23			5.614			610		65.23
621-640		9		4,194,916.35		2.16			5.997			634		71.64
641-660		10		6,082,135.55		3.13			6.038			655		73.80
661-680		14		6,872,500.74		3.53			6.240			674		66.78
681-700		25		14,899,133.70		7.66			6.048			691		68.10
701-720		42		22,944,298.09		11.79			5.974			710		70.06
721-740		34		18,087,728.07		9.30			5.801			729		67.55
741-760		55		29,190,629.67		15.00			5.841			751		67.54
761-780		86		46,913,043.84		24.11			5.849			772		68.29
781-800		61		33,112,360.34		17.02			5.804			789		66.79
801-815		14		7,697,693.92		3.96			6.008			807		69.25
Total		362	$	194,551,780.69		100.00	%		5.890	%		742		68.23	%

___________________

(1) The credit scores above were obtained in connection with the origination of the Group 1 Mortgage Loans and do not reflect current credit scores.

(2)  The weighted average credit score of the Group 1 Mortgage Loans for which credit scores were available was approximately 742.  The “Weighted Average FICO” column heading refers to the weighted average credit score of only the Group 1 Mortgage Loans for which credit scores were available.

PMI Status of the Group 1 Mortgage Loans

PMI Status	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Curltv<=80		353	$	190,723,686.45		98.03	%		5.887	%		742		67.80	%
Gemico		2		957,214.24		0.49			6.032			789		89.93
Lender Paid MI		2		583,016.51		0.30			6.655			737		84.43
PMI		2		984,060.18		0.51			5.679			736		91.89
RMIC		2		823,496.09		0.42			5.836			779		90.44
United Guaranty		1		480,307.22		0.25			6.250			741		86.65
Total		362	$	194,551,780.69		100.00	%		5.890	%		742		68.23	%

Original Prepayment Penalty Term of the Group 1 Mortgage Loans

Original Prepayment Penalty Term (months)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
No PPP		362	$	194,551,780.69		100.00	%		5.890	%		742		68.23	%
Total		362	$	194,551,780.69		100.00	%		5.890	%		742		68.23	%

Prepayment Penalty Description of the Group 1 Mortgage Loans

Prepayment Penalty Description	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
No PPP		362	$	194,551,780.69		100.00	%		5.890	%		742		68.23	%
Total		362	$	194,551,780.69		100.00	%		5.890	%		742		68.23	%

Originators of the Group 1 Mortgage Loans

Originator	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
National City		52	$	27,766,064.02		14.27	%		6.397	%		722		71.51	%
PennFed		263		132,846,360.69		68.28			5.672			746		67.69
SunTrust		47		33,939,355.98		17.44			6.328			743		67.63
Total		362	$	194,551,780.69		100.00	%		5.890	%		742		68.23	%

Servicers of the Group 1 Mortgage Loans

Servicer	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
National City		52	$	27,766,064.02		14.27	%		6.397	%		722		71.51	%
Wells Fargo		263		132,846,360.69		68.28			5.672			746		67.69
SunTrust		47		33,939,355.98		17.44			6.328			743		67.63
Total		362	$	194,551,780.69		100.00	%		5.890	%		742		68.23	%

Historical Delinquency of the Group 1 Mortgage Loans as of May 1, 2008

Historical Delinquency	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
1 X 30		25	$	14,130,810.29		7.26	%		5.911	%		723		70.89	%
1 X 60		2		1,016,924.45		0.52			5.424			717		72.01
2 X 30		2		909,469.88		0.47			5.547			613		73.84
2 X 60		1		263,316.78		0.14			6.500			668		66.25
5 X 90		1		135,678.82		0.07			6.125			670		70.00
Foreclosure		1		425,621.49		0.22			6.250			674		80.00
No Delinquency		330		177,669,958.98		91.32			5.890			744		67.94
Total		362	$	194,551,780.69		100.00	%		5.890	%		742		68.23	%

Some of the delinquencies shown in the table above are due to servicing transfer issues rather than borrower payment behavior.

GROUP 2 MORTGAGE LOANS

Principal Balances of the Group 2 Mortgage Loans at Origination

Original Mortgage Loan Balance ($)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
72,000.00-75,000.00		2	$	104,844.84		0.02	%		7.680	%		752		79.66	%
75,000.01-100,000.00		3		272,043.62		0.05			6.879			718		86.29
100,000.01-125,000.00		18		1,954,748.11		0.32			7.445			708		78.93
125,000.01-150,000.00		15		2,085,011.29		0.35			6.841			716		76.79
150,000.01-175,000.00		25		4,022,468.44		0.67			6.820			709		82.10
175,000.01-200,000.00		19		3,482,092.90		0.58			6.866			742		80.23
200,000.01-225,000.00		31		6,639,771.38		1.10			6.579			725		79.69
225,000.01-250,000.00		20		4,774,995.09		0.79			6.560			734		85.62
250,000.01-275,000.00		27		7,110,078.34		1.18			6.610			726		84.75
275,000.01-300,000.00		22		6,356,611.27		1.05			6.599			724		82.62
300,000.01-333,700.00		32		10,232,042.14		1.70			6.614			724		84.05
333,700.01-350,000.00		11		3,775,697.61		0.63			6.436			716		78.81
350,000.01-400,000.00		35		13,069,976.42		2.17			6.480			727		83.66
400,000.01-500,000.00		285		129,585,623.81		21.48			6.248			737		78.17
500,000.01-600,000.00		256		138,605,854.02		22.98			6.181			736		77.74
600,000.01-700,000.00		129		81,174,656.94		13.46			6.211			739		75.72
700,000.01-800,000.00		61		44,936,358.78		7.45			6.275			736		73.08
800,000.01-900,000.00		37		31,143,209.58		5.16			6.102			738		73.01
900,000.01-1,000,000.00		45		43,820,600.32		7.26			6.093			748		71.52
1,000,000.01-1,500,000.00		41		50,436,172.07		8.36			6.138			749		67.28
1,500,000.01-2,000,000.00		5		8,627,300.00		1.43			6.299			711		71.17
2,000,000.01-2,500,000.00		2		4,456,982.08		0.74			6.456			762		75.00
2,500,000.01-3,000,000.00		1		2,817,181.50		0.47			6.000			763		59.98
3,500,000.01-3,803,000.00		1		3,803,000.00		0.63			6.875			702		76.06
Total		1,123	$	603,287,320.55		100.00	%		6.247	%		737		75.94	%

The average principal balance of the Group 2 Mortgage Loans at origination was approximately $544,050.  No Group 2 Mortgage Loan had a principal balance at origination of greater than approximately $3,803,000 or less than approximately $72,000.

Principal Balances of the Group 2 Mortgage Loans as of May 1, 2008

Current Mortgage Loan Balance ($)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
33,501.17-50,000.00		3	$	126,732.03		0.02	%		6.370	%		791		78.51	%
50,000.01-75,000.00		1		71,343.67		0.01			8.000			752		80.00
75,000.01-100,000.00		4		364,456.94		0.06			6.751			740		81.09
100,000.01-125,000.00		17		1,862,334.79		0.31			7.498			703		79.59
125,000.01-150,000.00		15		2,085,011.29		0.35			6.841			716		76.79
150,000.01-175,000.00		26		4,173,168.44		0.69			6.804			711		82.03
175,000.01-200,000.00		22		4,102,567.40		0.68			6.765			745		78.40
200,000.01-225,000.00		29		6,247,796.88		1.04			6.604			723		80.85
225,000.01-250,000.00		21		5,024,420.21		0.83			6.557			735		85.16
250,000.01-275,000.00		27		7,118,655.74		1.18			6.592			727		84.62
275,000.01-300,000.00		25		7,244,858.15		1.20			6.597			724		80.06
300,000.01-333,700.00		33		10,571,551.84		1.75			6.562			725		83.63
333,700.01-350,000.00		11		3,775,697.61		0.63			6.436			716		78.81
350,000.01-400,000.00		40		14,952,276.99		2.48			6.361			732		82.68
400,000.01-500,000.00		288		131,646,492.58		21.82			6.240			736		78.29
500,000.01-600,000.00		249		136,656,807.15		22.65			6.198			737		77.50
600,000.01-700,000.00		124		80,110,953.64		13.28			6.203			738		75.88
700,000.01-800,000.00		57		42,627,749.65		7.07			6.288			736		73.13
800,000.01-900,000.00		36		30,563,209.58		5.07			6.103			736		73.19
900,000.01-1,000,000.00		45		43,820,600.32		7.26			6.093			748		71.52
1,000,000.01-1,500,000.00		41		50,436,172.07		8.36			6.138			749		67.28
1,500,000.01-2,000,000.00		5		8,627,300.00		1.43			6.299			711		71.17
2,000,000.01-2,500,000.00		2		4,456,982.08		0.74			6.456			762		75.00
2,500,000.01-3,000,000.00		1		2,817,181.50		0.47			6.000			763		59.98
3,500,000.01-3,803,000.00		1		3,803,000.00		0.63			6.875			702		76.06
Total		1,123	$	603,287,320.55		100.00	%		6.247	%		737		75.94	%

The average principal balance of the Group 2 Mortgage Loans as of May 1, 2008 was approximately $537,210.  No Group 2 Mortgage Loan had a principal balance as of May 1, 2008 of greater than  approximately $3,803,000 or less than approximately $33,501.

Mortgage Rates of the Group 2 Mortgage Loans as of May 1, 2008

Mortgage Rate (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
3.875-3.999		1	$	519,992.00		0.09	%		3.875	%		702		80.00	%
4.000-4.499		2		1,126,029.02		0.19			4.329			721		46.04
4.500-4.999		21		11,837,892.19		1.96			4.753			735		67.71
5.000-5.499		44		24,681,539.92		4.09			5.196			737		73.55
5.500-5.999		226		134,938,499.28		22.37			5.761			742		72.68
6.000-6.499		361		208,403,691.01		34.54			6.198			742		74.65
6.500-6.999		338		172,306,646.30		28.56			6.665			733		78.52
7.000-7.499		87		37,092,861.31		6.15			7.113			722		84.54
7.500-7.999		29		10,347,366.33		1.72			7.646			713		87.81
8.000-8.499		10		1,573,611.31		0.26			8.148			713		83.72
8.500-8.625		4		459,191.88		0.08			8.533			670		77.37
Total		1,123	$	603,287,320.55		100.00	%		6.247	%		737		75.94	%

The Group 2 Mortgage Loans had mortgage rates as of May 1, 2008 ranging from approximately 3.875%  per annum to approximately 8.625% per annum, and the weighted average mortgage rate as of May 1, 2008 was approximately 6.247% per annum.

Original Term to Maturity of the Group 2 Mortgage Loans

Original Term (Months)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
350-360		1,123	$	603,287,320.55		100.00	%		6.247	%		737		75.94	%
Total		1,123	$	603,287,320.55		100.00	%		6.247	%		737		75.94	%

The weighted average original term for the Group 2 Mortgage Loans is approximately 360months.

Remaining Term of the Group 2 Mortgage Loans as of May 1, 2008

Remaining Term (Months)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
87-240		2	$	429,307.96		0.07	%		5.848	%		756		85.64	%
241-300		3		1,312,453.57		0.22			7.146			718		54.02
301-351		1,118		601,545,559.02		99.71			6.245			737		75.98
Total		1,123	$	603,287,320.55		100.00	%		6.247	%		737		75.94	%

The remaining terms of the Group 2 Mortgage Loans as of May 1, 2008 range from approximately 87 months to 351 months.  The weighted average remaining term of the Group 2 Mortgage Loans was approximately 348 months as of May 1, 2008.

Loan-to-Value Ratios of the Group 2 Mortgage Loans at Origination(1)(2)

Loan-to-Value Ratio (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
16.35-20.00		1	$	531,369.89		0.09	%		5.875	%		769		16.35	%
20.01-25.00		1		1,200,000.00		0.20			6.125			799		24.49
25.01-30.00		1		750,000.00		0.12			6.125			629		28.57
30.01-35.00		2		1,581,588.87		0.26			5.791			793		33.05
35.01-40.00		10		6,447,147.95		1.07			5.797			766		38.97
40.01-45.00		13		8,239,755.97		1.37			5.824			760		42.64
45.01-50.00		14		7,815,045.77		1.30			5.752			732		48.16
50.01-55.00		15		8,480,123.42		1.41			5.862			752		53.36
55.01-60.00		31		18,896,211.17		3.13			6.061			752		58.51
60.01-65.00		44		30,819,109.59		5.11			6.235			729		63.37
65.01-70.00		64		38,924,329.82		6.45			6.152			739		68.70
70.01-75.00		116		76,046,968.69		12.61			6.275			744		73.50
75.01-80.00		658		348,940,450.78		57.84			6.219			735		79.49
80.01-85.00		4		1,497,746.14		0.25			6.547			731		84.30
85.01-90.00		42		15,208,153.93		2.52			6.512			721		89.03
90.01-95.00		30		10,218,503.49		1.69			6.765			712		94.64
95.01-100.00		77		27,690,815.07		4.59			6.968			738		99.86
Total		1,123	$	603,287,320.55		100.00	%		6.247	%		737		75.94	%

___________________

 (1) The values used in calculating the above were obtained in connection with the origination of the Group 2 Mortgage Loans and do not reflect current values.

 (2) The weighted average loan-to-value ratio at origination of the Group 2 Mortgage Loans was approximately 75.94%.  No Group 2 Mortgage Loan had a loan-to-value ratio at origination greater than approximately 100.00% or less than approximately 16.35%.

Combined Loan-to-Value Ratios of the Group 2 Mortgage Loans at Origination(1)(2)

Combined Loan-to-Value Ratio (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
16.35-20.00		1	$	531,369.89		0.09	%		5.875	%		769		16.35	%
20.01-30.00		2		1,950,000.00		0.32			6.125			734		26.06
30.01-40.00		12		8,028,736.82		1.33			5.796			771		37.80
40.01-50.00		22		13,986,137.68		2.32			5.759			748		45.09
50.01-60.00		41		24,284,591.64		4.03			5.993			754		56.43
60.01-70.00		82		56,842,963.31		9.42			6.142			740		65.76
70.01-75.00		88		55,167,264.80		9.14			6.255			746		72.61
75.01-80.00		268		158,584,244.55		26.29			6.185			738		78.68
80.01-85.00		29		15,099,648.56		2.50			6.214			727		76.80
85.01-90.00		211		111,514,745.85		18.48			6.272			732		79.80
90.01-95.00		143		67,607,344.04		11.21			6.345			732		81.12
95.01-100.00		224		89,690,273.41		14.87			6.510			730		85.72
Total		1,123	$	603,287,320.55		100.00	%		6.247	%		737		75.94	%

___________________

(1)	The values used in calculating the above were obtained in connection with the origination of the Group 2 Mortgage Loans and do not reflect current values.
(2)	The weighted average combined loan-to-value ratio at origination of the Group 2 Mortgage Loans was approximately 81.71%.

Occupancy Status of the Group 2 Mortgage Loans(1)

Occupancy Status	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Investor		21	$	6,209,632.25		1.03	%		7.028	%		720		75.12	%
Primary		1,020		554,844,904.99		91.97			6.228			736		75.99
Second Home		82		42,232,783.31		7.00			6.376			748		75.49
Total		1,123	$	603,287,320.55		100.00	%		6.247	%		737		75.94	%

___________________

 (1)                   The occupancy status of a mortgaged property is as represented by the mortgagor in its loan application.

Mortgaged Property Types of the Group 2 Mortgage Loans

Mortgage Property	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Single Family		589	$	332,863,737.22		55.17	%		6.280	%		737		75.24	%
PUD		366		195,667,541.88		32.43			6.201			735		76.59
Condominium		147		65,412,170.00		10.84			6.206			741		78.76
Coop		9		5,159,795.23		0.86			5.983			774		57.50
Two to Four Family		12		4,184,076.22		0.69			6.695			719		80.83
Total		1,123	$	603,287,320.55		100.00	%		6.247	%		737		75.94	%

Loan Purpose of the Group 2 Mortgage Loans

Loan Purpose	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Construction		5	$	2,891,071.17		0.48	%		6.447	%		785		74.78	%
Construction to Permanent		2		1,241,873.49		0.21			6.609			757		75.16
Purchase		647		327,678,370.82		54.32			6.238			740		78.91
Cash Out Refinance		178		104,622,005.27		17.34			6.244			728		69.70
Rate/Term Refinance		291		166,853,999.80		27.66			6.261			736		74.05
Total		1,123	$	603,287,320.55		100.00	%		6.247	%		737		75.94	%

Documentation Types of the Group 2 Mortgage Loans

Documentation Type	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
No Income-No Assets		6	$	909,085.56		0.15	%		7.942	%		743		82.26	%
No Income-Verified Assets		31		9,334,725.35		1.55			6.315			730		75.68
Stated Income-No Assets		2		1,199,380.40		0.20			5.566			746		57.42
Stated Income-Stated Assets		264		154,342,697.92		25.58			6.215			749		74.32
Stated Income-Verified Assets		347		173,927,450.16		28.83			6.425			733		77.89
Verified Income-No Assets		8		4,631,162.48		0.77			5.252			739		65.88
Verified Income-Verified Assets		465		258,942,818.68		42.92			6.159			732		75.85
Total		1,123	$	603,287,320.55		100.00	%		6.247	%		737		75.94	%

Geographic Distribution of the Mortgaged Properties on the Group 2 Mortgage Loans

Location	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
California		425	$	240,678,460.62		39.89	%		6.207	%		740		76.08	%
Florida		140		68,689,580.82		11.39			6.485			730		79.00
New Jersey		74		43,866,028.10		7.27			5.759			740		67.87
Georgia		67		31,507,509.38		5.22			6.505			735		78.13
New York		32		22,323,238.37		3.70			6.367			750		70.49
Illinois		44		22,101,899.88		3.66			6.368			737		77.12
Washington		42		20,254,609.73		3.36			6.325			735		76.97
Arizona		38		17,777,323.24		2.95			6.332			729		73.41
North Carolina		31		16,530,143.12		2.74			6.272			745		81.03
Virginia		32		15,813,497.33		2.62			6.095			727		77.26
Maryland		31		15,727,406.67		2.61			6.015			726		78.11
Nevada		29		14,434,877.54		2.39			6.246			732		79.25
Colorado		17		8,634,268.23		1.43			6.468			746		76.40
Connecticut		15		8,339,041.15		1.38			6.285			729		72.99
Utah		13		8,131,377.81		1.35			6.495			737		78.97
Oregon		15		7,073,172.89		1.17			6.325			738		76.92
Massachusetts		10		5,941,457.47		0.98			6.273			719		77.31
Texas		8		5,068,858.97		0.84			6.182			741		74.78
Michigan		10		3,573,822.70		0.59			6.554			742		79.71
Pennsylvania		8		3,026,718.38		0.50			5.680			732		79.47
Tennessee		4		2,734,688.74		0.45			5.551			760		75.02
Hawaii		4		2,710,626.41		0.45			6.106			723		74.76
District of Columbia		5		2,341,699.67		0.39			6.356			711		79.71
Minnesota		6		2,126,272.70		0.35			6.186			738		80.72
Alabama		2		1,800,800.00		0.30			6.056			737		76.80
Kentucky		1		1,800,000.00		0.30			6.375			717		75.00
Idaho		3		1,786,223.19		0.30			6.259			768		42.71
Maine		1		1,250,000.00		0.21			6.125			740		63.13
Missouri		2		1,219,724.48		0.20			6.539			702		73.54
Oklahoma		2		1,161,174.34		0.19			6.875			766		77.45
South Carolina		3		1,100,255.12		0.18			6.127			714		76.24
Wyoming		2		1,068,000.00		0.18			6.122			750		80.00
Delaware		1		662,903.17		0.11			6.375			755		70.00
Montana		1		615,000.00		0.10			6.375			711		49.20
Ohio		2		592,413.32		0.10			7.008			737		94.66
Wisconsin		1		466,000.00		0.08			7.000			721		69.92
Louisiana		1		248,250.00		0.04			6.750			779		100.00
Indiana		1		109,997.01		0.02			7.140			783		100.00
Total		1,123	$	603,287,320.55		100.00	%		6.247	%		737		75.94	%

Original Interest Only Terms of the Group 2 Mortgage Loans

Original IO Term (months)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
None		143	$	79,911,981.99		13.25	%		5.918	%		746		69.28	%
60		104		60,964,943.13		10.11			6.152			735		75.40
120		876		462,410,395.43		76.65			6.316			736		77.17
Total		1,123	$	603,287,320.55		100.00	%		6.247	%		737		75.94	%

Original Credit Scores of the Group 2 Mortgage Loans(1)(2)

Credit Score	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
N/A		1	$	33,501.17		0.01	%		7.000	%		N/A		78.95	%
622-640		4		1,787,038.21		0.30			5.580			629		49.01
641-660		27		10,765,322.53		1.78			6.533			653		77.62
661-680		71		30,882,322.46		5.12			6.353			671		77.35
681-700		152		76,507,827.47		12.68			6.336			690		77.93
701-720		187		102,257,683.56		16.95			6.307			710		78.10
721-740		179		95,866,532.94		15.89			6.217			730		75.70
741-760		145		82,232,283.97		13.63			6.216			751		76.50
761-780		179		103,044,659.20		17.08			6.248			770		74.91
781-800		138		77,597,164.78		12.86			6.109			790		73.63
801-816		40		22,312,984.26		3.70			6.151			807		70.43
Total		1,123	$	603,287,320.55		100.00	%		6.247	%		737		75.94	%

___________________

(1) The credit scores above were obtained in connection with the origination of the Group 2 Mortgage Loans and do not reflect current credit scores.

(2) The weighted average credit score of the Group 2 Mortgage Loans for which credit scores were available was approximately 737.  The “Weighted Average FICO” column heading refers to the weighted average credit score of only the Group 2 Mortgage Loans for which credit scores were available.

Next Adjustment Dates for the Group 2 Mortgage Loans as of May 1, 2008

Next Adjustment Date	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
June 2008		1	$	418,554.86		0.07	%		7.625	%		768		54.93	%
August 2008		1		410,387.65		0.07			4.250			690		40.00
September 2008		3		1,188,272.74		0.20			5.742			707		55.13
December 2008		1		443,187.70		0.07			6.000			720		80.00
February 2009		2		845,109.97		0.14			5.538			758		58.23
May 2009		1		395,806.79		0.07			5.750			756		86.21
July 2009		1		412,806.60		0.07			6.000			758		80.00
August 2009		2		1,024,069.44		0.17			5.326			757		74.75
September 2009		1		450,898.29		0.07			4.750			638		80.00
October 2009		2		975,406.03		0.16			5.242			681		80.00
December 2009		1		423,541.49		0.07			4.500			745		45.57
February 2010		1		539,947.19		0.09			6.000			779		80.00
March 2010		3		1,491,087.31		0.25			5.661			783		74.68
April 2010		1		412,535.92		0.07			4.875			764		76.32
May 2010		6		3,789,419.92		0.63			6.026			740		73.71
June 2010		4		2,405,920.34		0.40			4.806			766		65.23
July 2010		2		1,143,619.65		0.19			5.085			775		43.58
August 2010		1		861,005.09		0.14			4.875			730		52.94
October 2010		2		1,595,592.49		0.26			4.875			700		58.95
December 2010		1		320,077.36		0.05			5.375			755		70.42
January 2011		1		519,930.84		0.09			5.250			690		80.00
March 2011		2		634,714.52		0.11			5.366			680		65.38
April 2011		1		699,499.89		0.12			5.500			764		77.95
May 2011		1		923,090.63		0.15			5.375			795		33.93
July 2011		3		1,317,695.38		0.22			5.676			687		67.24
August 2011		1		683,894.10		0.11			5.750			781		42.97
September 2011		1		469,405.43		0.08			5.875			778		78.69
October 2011		1		493,794.49		0.08			5.875			682		90.00
November 2011		4		4,048,809.12		0.67			6.495			742		78.54
December 2011		1		438,548.66		0.07			5.875			666		70.00
February 2012		5		5,134,667.18		0.85			6.098			714		77.89
March 2012		6		4,746,203.91		0.79			6.253			749		79.58
April 2012		53		29,087,011.52		4.82			6.120			728		76.98
May 2012		144		76,210,303.53		12.63			6.359			733		77.96
June 2012		377		183,726,720.32		30.45			6.314			734		77.03
July 2012		249		151,957,232.70		25.19			6.173			741		74.29
August 2012		79		47,280,863.61		7.84			6.207			747		74.74
January 2013		1		482,956.05		0.08			5.250			663		80.00
April 2013		3		1,418,757.70		0.24			5.500			716		69.12
June 2013		1		859,951.00		0.14			5.875			703		54.77
September 2013		1		697,467.41		0.12			6.125			754		80.00
February 2014		1		170,300.00		0.03			6.500			748		80.00
March 2014		1		417,300.00		0.07			7.125			711		95.00
April 2014		11		4,095,926.02		0.68			6.546			750		73.83
May 2014		21		9,932,521.59		1.65			6.700			722		78.46
June 2014		35		14,485,957.38		2.40			6.608			742		80.90
May 2016		1		973,771.30		0.16			5.875			788		40.82
June 2016		2		825,757.20		0.14			6.000			795		70.72
July 2016		2		866,053.50		0.14			6.186			798		69.76
August 2016		1		495,568.28		0.08			6.625			802		80.00
September 2016		1		508,060.08		0.08			6.250			790		80.00
October 2016		2		1,432,948.20		0.24			6.325			783		73.12
April 2017		13		7,422,153.58		1.23			6.456			729		82.02
May 2017		22		12,979,770.83		2.15			6.253			744		78.86
June 2017		38		17,302,467.77		2.87			6.533			729		77.60
Total		1,123	$	603,287,320.55		100.00	%		6.247	%		737		75.94	%

The latest next rate adjustment date following May 1, 2008 on any Group 2 Mortgage Loan occurs in June 2017 and the weighted average next rate adjustment date for the Group 2 Mortgage Loans following May 1, 2008 is October 2012.

Gross Margins of the Group 2 Mortgage Loans as of May 1, 2008

Gross Margin (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
2.000-2.000		1	$	33,501.17		0.01	%		7.000	%		N/A		78.95	%
2.001-2.500		981		541,654,847.07		89.78			6.251			737		75.66
2.501-3.000		126		57,458,022.20		9.52			6.123			740		76.93
3.001-3.375		15		4,140,950.11		0.69			7.384			731		99.01
Total		1,123	$	603,287,320.55		100.00	%		6.247	%		737		75.94	%

As of May 1, 2008, all of the Group 2 Mortgage Loans had gross margins ranging from approximately 2.000% per annum to approximately 3.375% per annum and the weighted average gross margin as of May 1, 2008 was approximately 2.311% per annum.

Maximum Mortgage Rates of the Group 2 Mortgage Loans as of May 1, 2008

Maximum Mortgage Rate (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
8.875-8.999		1	$	519,992.00		0.09	%		3.875	%		702		80.00	%
9.000-9.499		1		410,387.65		0.07			4.250			690		40.00
9.500-9.999		21		11,837,892.19		1.96			4.753			735		67.71
10.000-10.499		45		25,354,949.80		4.20			5.191			736		72.58
10.500-10.999		197		117,923,693.45		19.55			5.770			740		72.23
11.000-11.499		311		177,397,066.65		29.41			6.193			742		74.76
11.500-11.999		309		159,135,385.14		26.38			6.580			735		77.38
12.000-12.499		118		60,476,519.78		10.02			6.682			730		78.92
12.500-12.999		58		30,657,922.22		5.08			6.791			739		84.40
13.000-13.499		35		13,568,435.60		2.25			6.769			713		84.87
13.500-13.999		13		4,319,771.71		0.72			7.621			690		87.80
14.000-14.499		9		1,192,611.31		0.20			8.155			714		78.52
14.500-14.999		4		459,191.88		0.08			8.533			670		77.37
15.000-15.250		1		33,501.17		0.01			7.000			N/A		78.95
Total		1,123	$	603,287,320.55		100.00	%		6.247	%		737		75.94	%

As of May 1, 2008, the Group 2 Mortgage Loans had lifetime maximum mortgage rates ranging from approximately 8.875% per annum to approximately 15.250% per annum, and the weighted average maximum mortgage rate as of May 1, 2008 was approximately 11.402% per annum.

Minimum Mortgage Rates of the Group 2 Mortgage Loans as of May 1, 2008

Minimum Mortgage Rate (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
2.000-2.000		1	$	33,501.17		0.01	%		7.000	%		N/A		78.95	%
2.001-2.500		981		541,654,847.07		89.78			6.251			737		75.66
2.501-3.000		126		57,458,022.20		9.52			6.123			740		76.93
3.001-3.375		15		4,140,950.11		0.69			7.384			731		99.01
Total		1,123	$	603,287,320.55		100.00	%		6.247	%		737		75.94	%

As of May 1, 2008, the Group 2 Mortgage Loans had lifetime minimum mortgage rates ranging from approximately 2.000% per annum to approximately 3.375% per annum, and the weighted average minimum mortgage rate as of May 1, 2008 was approximately 2.311% per annum.

Initial Periodic Rate Caps of the Group 2 Mortgage Loans

Initial Periodic Rate Cap (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
2.000		64	$	35,761,877.43		5.93	%		5.587	%		743		66.58	%
5.000		1,007		551,707,046.90		91.45			6.274			737		76.49
5.125		5		1,527,353.14		0.25			6.875			688		87.35
5.250		2		227,838.25		0.04			6.750			693		78.10
5.375		2		1,012,431.23		0.17			6.625			694		81.83
5.500		2		549,450.00		0.09			6.500			682		87.58
5.625		2		996,475.28		0.17			6.375			745		73.21
5.875		1		387,550.00		0.06			6.125			787		89.09
6.000		35		10,532,598.32		1.75			6.937			714		76.21
6.125		1		173,700.00		0.03			6.875			673		90.00
6.375		2		411,000.00		0.07			5.625			673		69.63
Total		1,123	$	603,287,320.55		100.00	%		6.247	%		737		75.94	%

The weighted average initial periodic rate cap for the Group 2 Mortgage Loans is approximately 4.844% per annum.

Subsequent Periodic Rate Caps of the Group 2 Mortgage Loans as of May 1, 2008

Subsequent Periodic Rate Cap (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
1.000		2	$	932,000.55		0.15	%		6.183	%		733		78.10	%
2.000		1,072		590,787,751.67		97.93			6.230			738		75.82
5.000		7		1,802,311.05		0.30			7.323			686		93.76
5.125		5		1,527,353.14		0.25			6.875			688		87.35
5.250		2		227,838.25		0.04			6.750			693		78.10
5.375		2		1,012,431.23		0.17			6.625			694		81.83
5.500		2		549,450.00		0.09			6.500			682		87.58
5.625		2		996,475.28		0.17			6.375			745		73.21
5.875		1		387,550.00		0.06			6.125			787		89.09
6.000		25		4,479,459.38		0.74			7.701			703		76.91
6.125		1		173,700.00		0.03			6.875			673		90.00
6.375		2		411,000.00		0.07			5.625			673		69.63
Total		1,123	$	603,287,320.55		100.00	%		6.247	%		737		75.94	%

The weighted average periodic rate cap for the Group 2 Mortgage Loans is approximately 2.068% per annum as of May 1, 2008.

Index of the Group 2 Mortgage Loans

Index	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
12-Month LIBOR		1,003	$	552,032,709.30		91.50	%		6.269	%		738		76.43	%
6-Month LIBOR		61		18,552,707.82		3.08			6.822			710		79.68
12-Month Treasury		59		32,701,903.43		5.42			5.551			740		65.63
Total		1,123	$	603,287,320.55		100.00	%		6.247	%		737		75.94	%

Rate Adjustment Frequency of the Group 2 Mortgage Loans

Rate Adjustment Frequency	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Semi-Annually		61	$	18,552,707.82		3.08	%		6.822	%		710		79.68	%
Annually		1,062		584,734,612.73		96.92			6.229			738		75.82
Total		1,123	$	603,287,320.55		100.00	%		6.247	%		737		75.94	%

PMI Status of the Group 2 Mortgage Loans

PMI Status	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Curltv<=80		971	$	549,067,908.71		91.01	%		6.192	%		738		74.01	%
Gemico		11		3,855,157.78		0.64			6.776			687		92.81
Lender Paid MI		108		38,915,104.24		6.45			6.932			736		97.04
Mgic		11		4,468,804.55		0.74			6.383			714		90.76
No PMI		1		502,847.74		0.08			6.000			787		90.00
PMI		1		432,940.78		0.07			6.125			695		90.00
Radian		5		1,167,771.28		0.19			6.597			719		93.75
RMIC		2		968,794.49		0.16			6.365			731		89.81
Triad		11		3,156,440.10		0.52			6.516			704		91.33
United Guaranty		2		751,550.88		0.12			5.481			711		92.58
Total		1,123	$	603,287,320.55		100.00	%		6.247	%		737		75.94	%

Original Prepayment Penalty Term of the Group 2 Mortgage Loans

Original Prepayment Penalty Term (months)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
No PPP		959	$	500,519,354.64		82.97	%		6.265	%		736		76.18	%
12		119		74,195,596.17		12.30			6.166			743		74.44
36		29		18,302,730.97		3.03			6.157			740		76.02
60		16		10,269,638.77		1.70			6.090			738		75.20
Total		1,123	$	603,287,320.55		100.00	%		6.247	%		737		75.94	%

Prepayment Penalty Description of the Group 2 Mortgage Loans

Prepayment Penalty Description	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
No PPP		959	$	500,519,354.64		82.97	%		6.265	%		736		76.18	%
6 Months interest on 80%		163		101,707,965.91		16.86			6.156			742		74.84
2% on 100%		1		1,060,000.00		0.18			6.250			743		70.67
Total		1,123	$	603,287,320.55		100.00	%		6.247	%		737		75.94	%

Originators of the Group 2 Mortgage Loans

Originator	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
American Home Mortgage		423	$	195,508,690.22		32.41	%		6.454	%		733		78.59	%
Countrywide		451		277,985,151.39		46.08			6.138			741		74.48
GreenPoint		1		440,000.00		0.07			6.500			789		78.57
HomeBanc		167		83,730,942.76		13.88			6.457			734		79.66
PennFed		56		30,973,452.08		5.13			5.516			743		65.38
Taylor Bean		23		13,359,181.41		2.21			5.835			729		69.38
Wells Fargo		2		1,289,902.69		0.21			6.279			689		69.94
Total		1,123	$	603,287,320.55		100.00	%		6.247	%		737		75.94	%

Months to Next Adjustment Date of the Group 2 Mortgage Loans as of May 1, 2008

Months to Next Adjustment Date	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
1-6		5	$	2,017,215.25		0.33	%		5.829	%		716		52.01	%
7-12		4		1,684,104.46		0.28			5.709			748		70.53
13-18		6		2,863,180.36		0.47			5.304			713		78.12
19-24		12		6,656,531.83		1.10			5.773			755		72.81
25-30		9		6,006,137.57		1.00			4.888			745		57.68
31-36		6		3,097,313.24		0.51			5.380			743		61.82
37-42		10		7,013,598.52		1.16			6.184			734		73.77
43-48		209		115,616,734.80		19.16			6.281			732		77.75
49-54		705		382,964,816.63		63.48			6.245			738		75.66
55-60		4		1,901,713.75		0.32			5.437			703		71.88
61-66		2		1,557,418.41		0.26			5.987			726		66.07
67-72		34		14,616,047.61		2.42			6.666			730		77.65
73-78		35		14,485,957.38		2.40			6.608			742		80.90
91-96		1		973,771.30		0.16			5.875			788		40.82
97-102		8		4,128,387.26		0.68			6.258			792		73.61
103-108		35		20,401,924.41		3.38			6.327			739		80.01
109-109		38		17,302,467.77		2.87			6.533			729		77.60
Total		1,123	$	603,287,320.55		100.00	%		6.247	%		737		75.94	%

Servicers of the Group 2 Mortgage Loans

Servicer	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Countrywide		451	$	277,985,151.39		46.08	%		6.138	%		741		74.48	%
GreenPoint		1		440,000.00		0.07			6.500			789		78.57
Wells Fargo		671		324,862,169.16		53.85			6.339			734		77.19
Total		1,123	$	603,287,320.55		100.00	%		6.247	%		737		75.94	%

Historical Delinquency of the Group 2 Mortgage Loans as of May 1, 2008

Historical Delinquency	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
1 X 30		53	$	29,173,129.58		4.84	%		6.414	%		727		72.29	%
1 X 60		8		3,750,846.26		0.62			6.665			719		86.26
1 X 90		4		1,810,700.00		0.30			6.737			750		79.29
2 X 30		11		8,912,320.39		1.48			6.525			702		76.33
2 X 60		2		424,416.14		0.07			6.910			661		80.00
2 X 90		3		2,198,000.00		0.36			6.537			741		75.91
3 X 30		4		2,099,451.54		0.35			6.686			725		82.08
3 X 60		1		678,400.00		0.11			6.500			770		80.00
3 X 90		1		222,000.00		0.04			6.750			717		100.00
4 X 30		1		584,450.00		0.10			6.875			660		88.55
5 X 30		3		1,858,130.97		0.31			6.382			687		76.05
9 X 90		1		443,187.70		0.07			6.000			720		80.00
Foreclosure		12		5,376,524.10		0.89			6.666			715		78.27
No Delinquency		1,018		545,405,763.87		90.41			6.219			739		75.97
REO		1		350,000.00		0.06			7.125			723		70.00
Total		1,123	$	603,287,320.55		100.00	%		6.247	%		737		75.94	%

Some of the delinquencies shown in the table above are due to servicing transfer issues rather than borrower payment behavior.

GROUP 2-1 MORTGAGE LOANS

Principal Balances of the Group 2-1 Mortgage Loans at Origination

Original Mortgage Loan Balance ($)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
198,550.00-200,000.00		1	$	198,399.84		3.51	%		8.250	%		734		79.99	%
225,000.01-250,000.00		1		233,554.58		4.13			6.000			793		89.99
250,000.01-275,000.00		1		249,425.12		4.41			6.500			751		76.36
400,000.01-500,000.00		4		1,779,187.70		31.43			6.180			753		79.65
500,000.01-600,000.00		1		539,947.19		9.54			6.000			779		80.00
700,000.01-800,000.00		1		776,000.00		13.71			5.500			726		80.00
800,000.01-900,000.00		1		857,866.00		15.16			6.000			764		68.08
1,000,000.01-1,031,300.00		1		1,025,999.34		18.13			6.375			710		64.46
Total		11	$	5,660,379.77		100.00	%		6.157	%		746		75.52	%

The average principal balance of the Group 2-1 Mortgage Loans at origination was approximately $517,031.  No Group 2-1 Mortgage Loan had a principal balance at origination of greater than approximately $1,031,300 or less than approximately $198,550.

Principal Balances of the Group 2-1 Mortgage Loans as of May 1, 2008

Current Mortgage Loan Balance ($)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
198,399.84-200,000.00		1	$	198,399.84		3.51	%		8.250	%		734		79.99	%
225,000.01-250,000.00		2		482,979.70		8.53			6.258			771		82.95
400,000.01-500,000.00		4		1,779,187.70		31.43			6.180			753		79.65
500,000.01-600,000.00		1		539,947.19		9.54			6.000			779		80.00
700,000.01-800,000.00		1		776,000.00		13.71			5.500			726		80.00
800,000.01-900,000.00		1		857,866.00		15.16			6.000			764		68.08
1,000,000.01-1,025,999.34		1		1,025,999.34		18.13			6.375			710		64.46
Total		11	$	5,660,379.77		100.00	%		6.157	%		746		75.52	%

The average principal balance of the Group 2-1 Mortgage Loans as of May 1, 2008 was approximately $514,580.  No Group 2-1 Mortgage Loan had a principal balance as of May 1, 2008 of greater than approximately $1,025,999 or less than approximately $198,400.

Mortgage Rates of the Group 2-1 Mortgage Loans as of May 1, 2008

Mortgage Rate (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
5.500-5.999		2	$	1,240,000.00		21.91	%		5.594	%		751		80.00	%
6.000-6.499		5		3,100,554.81		54.78			6.124			745		72.31
6.500-6.999		3		1,121,425.12		19.81			6.500			749		78.63
8.000-8.250		1		198,399.84		3.51			8.250			734		79.99
Total		11	$	5,660,379.77		100.00	%		6.157	%		746		75.52	%

The Group 2-1 Mortgage Loans had mortgage rates as of May 1, 2008 ranging from approximately 5.500%  per annum to approximately 8.250% per annum, and the weighted average mortgage rate as of May 1, 2008 was approximately 6.157% per annum.

Original Term to Maturity of the Group 2-1 Mortgage Loans

Original Term (Months)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
360-360		11	$	5,660,379.77		100.00	%		6.157	%		746		75.52	%
Total		11	$	5,660,379.77		100.00	%		6.157	%		746		75.52	%

The weighted average original term for the Group 2-1 Mortgage Loans is approximately 360 months.

Remaining Term of the Group 2-1 Mortgage Loans as of May 1, 2008

Remaining Term (Months)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
331-349		11	$	5,660,379.77		100.00	%		6.157	%		746		75.52	%
Total		11	$	5,660,379.77		100.00	%		6.157	%		746		75.52	%

The remaining terms of the Group 2-1 Mortgage Loans as of May 1, 2008 range from approximately 331 months to 349 months.  The weighted average remaining term of the Group 2-1 Mortgage Loans was approximately 346 months as of May 1, 2008.

Loan-to-Value Ratios of the Group 2-1 Mortgage Loans at Origination(1)(2)

Loan-to-Value Ratio (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
64.46-65.00		1	$	1,025,999.34		18.13	%		6.375	%		710		64.46	%
65.01-70.00		1		857,866.00		15.16			6.000			764		68.08
75.01-80.00		8		3,542,959.85		62.59			6.142			750		79.57
85.01-89.99		1		233,554.58		4.13			6.000			793		89.99
Total		11	$	5,660,379.77		100.00	%		6.157	%		746		75.52	%

___________________

(1) The values used in calculating the above were obtained in connection with the origination of the Group 2-1 Mortgage Loans and do not reflect current values.

(2) The weighted average loan-to-value ratio at origination of the Group 2-1 Mortgage Loans was approximately 75.52%.  No Group 2-1 Mortgage Loan had a loan-to-value ratio at origination greater than approximately 89.99% or less than approximately 64.46%.

Combined Loan-to-Value Ratios of the Group 2-1 Mortgage Loans at Origination(1)(2)

Combined Loan-to-Value Ratio (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
68.08-70.00		1	$	857,866.00		15.16	%		6.000	%		764		68.08	%
70.01-75.00		1		1,025,999.34		18.13			6.375			710		64.46
75.01-80.00		4		1,921,425.12		33.95			5.915			741		79.53
80.01-85.00		1		539,947.19		9.54			6.000			779		80.00
85.01-90.00		3		1,116,742.28		19.73			6.197			762		81.53
95.01-99.99		1		198,399.84		3.51			8.250			734		79.99
Total		11	$	5,660,379.77		100.00	%		6.157	%		746		75.52	%

___________________

(1)	The values used in calculating the above were obtained in connection with the origination of the Group 2-1 Mortgage Loans and do not reflect current values.
(2)	The weighted average combined loan-to-value ratio at origination of the Group 2-1 Mortgage Loans was approximately 78.95%.

Occupancy Status of the Group 2-1 Mortgage Loans(1)

Occupancy Status	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Investor		1	$	432,000.00		7.63	%		6.500	%		707		80.00	%
Primary		8		4,514,954.65		79.76			6.147			745		74.58
Second Home		2		713,425.12		12.60			6.012			778		78.73
Total		11	$	5,660,379.77		100.00	%		6.157	%		746		75.52	%

___________________

 (1)                               The occupancy status of a mortgaged property is as represented by the mortgagor in its loan application.

Mortgaged Property Types of the Group 2-1 Mortgage Loans

Mortgage Property	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Single Family		5	$	3,327,812.53		58.79	%		6.147	%		757		71.95	%
PUD		5		1,900,567.24		33.58			6.096			737		80.75
Condominium		1		432,000.00		7.63			6.500			707		80.00
Total		11	$	5,660,379.77		100.00	%		6.157	%		746		75.52	%

Loan Purpose of the Group 2-1 Mortgage Loans

Loan Purpose	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Purchase		5	$	1,771,142.12		31.29	%		6.309	%		747		81.32	%
Cash Out Refinance		1		776,000.00		13.71			5.500			726		80.00
Rate/Term Refinance		5		3,113,237.65		55.00			6.234			751		71.10
Total		11	$	5,660,379.77		100.00	%		6.157	%		746		75.52	%

Documentation Types of the Group 2-1 Mortgage Loans

Documentation Type	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
No Income-No Assets		1	$	198,399.84		3.51	%		8.250	%		734		79.99	%
No Income-Verified Assets		1		233,554.58		4.13			6.000			793		89.99
Stated Income-Verified Assets		8		4,796,425.35		84.74			6.047			748		74.22
Verified Income-Verified Assets		1		432,000.00		7.63			6.500			707		80.00
Total		11	$	5,660,379.77		100.00	%		6.157	%		746		75.52	%

Geographic Distribution of the Mortgaged Properties on the Group 2-1 Mortgage Loans

Location	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Florida		4	$	1,921,425.12		33.95	%		5.915	%		741		79.53	%
Michigan		1		1,025,999.34		18.13			6.375			710		64.46
California		2		983,134.89		17.37			6.000			752		80.00
Texas		1		857,866.00		15.16			6.000			764		68.08
New Jersey		1		440,000.00		7.77			6.500			789		78.57
North Carolina		2		431,954.42		7.63			7.033			766		85.40
Total		11	$	5,660,379.77		100.00	%		6.157	%		746		75.52	%

Original Interest Only Terms of the Group 2-1 Mortgage Loans

Original IO Term (months)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
None		2	$	692,612.82		12.24	%		6.180	%		731		78.69	%
120		9		4,967,766.95		87.76			6.154			749		75.07
Total		11	$	5,660,379.77		100.00	%		6.157	%		746		75.52	%

Original Credit Scores of the Group 2-1 Mortgage Loans(1)(2)

Credit Score	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
707-720		3	$	1,901,187.04		33.59	%		6.316	%		712		71.61	%
721-740		2		974,399.84		17.21			6.060			728		80.00
741-760		1		249,425.12		4.41			6.500			751		76.36
761-780		2		1,397,813.19		24.69			6.000			770		72.68
781-793		3		1,137,554.58		20.10			6.091			791		81.50
Total		11	$	5,660,379.77		100.00	%		6.157	%		746		75.52	%

___________________

(1) The credit scores above were obtained in connection with the origination of the Group 2-1 Mortgage Loans and do not reflect current credit scores.

(2) The weighted average credit score of the Group 2-1 Mortgage Loans for which credit scores were available was approximately 746.  The “Weighted Average FICO” column heading refers to the weighted average credit score of only the Group 2-1 Mortgage Loans for which credit scores were available.

Next Adjustment Dates for the Group 2-1 Mortgage Loans as of May 1, 2008

Next Adjustment Date	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
December 2008		1	$	443,187.70		7.83	%		6.000	%		720		80.00	%
February 2010		1		539,947.19		9.54			6.000			779		80.00
March 2010		2		638,399.84		11.28			7.044			772		79.01
May 2010		6		3,789,419.92		66.95			6.026			740		73.71
June 2010		1		249,425.12		4.41			6.500			751		76.36
Total		11	$	5,660,379.77		100.00	%		6.157	%		746		75.52	%

The latest next rate adjustment date following May 1, 2008 on any Group 2-1 Mortgage Loan occurs in June 2010 and the weighted average next rate adjustment date for the Group 2-1 Mortgage Loans following May 1, 2008 is March 2010.

Gross Margins of the Group 2-1 Mortgage Loans as of May 1, 2008

Gross Margin (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
2.250-2.500		10	$	5,220,379.77		92.23	%		6.128	%		743		75.26	%
2.501-2.750		1		440,000.00		7.77			6.500			789		78.57
Total		11	$	5,660,379.77		100.00	%		6.157	%		746		75.52	%

As of May 1, 2008, all of the Group 2-1 Mortgage Loans had gross margins ranging from approximately 2.250% per annum to approximately 2.750% per annum and the weighted average gross margin as of May 1, 2008 was approximately 2.289% per annum.

Maximum Mortgage Rates of the Group 2-1 Mortgage Loans as of May 1, 2008

Maximum Mortgage Rate (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
11.500-11.999		2	$	1,240,000.00		21.91	%		5.594	%		751		80.00	%
12.000-12.499		4		2,867,000.23		50.65			6.134			741		70.87
12.500-12.999		3		1,121,425.12		19.81			6.500			749		78.63
13.000-13.499		1		233,554.58		4.13			6.000			793		89.99
14.000-14.250		1		198,399.84		3.51			8.250			734		79.99
Total		11	$	5,660,379.77		100.00	%		6.157	%		746		75.52	%

As of May 1, 2008, the Group 2-1 Mortgage Loans had lifetime maximum mortgage rates ranging from approximately 11.500% per annum to approximately 14.250% per annum, and the weighted average maximum mortgage rate as of May 1, 2008 was approximately 12.198% per annum.

Minimum Mortgage Rates of the Group 2-1 Mortgage Loans as of May 1, 2008

Minimum Mortgage Rate (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
2.250-2.500		10	$	5,220,379.77		92.23	%		6.128	%		743		75.26	%
2.501-2.750		1		440,000.00		7.77			6.500			789		78.57
Total		11	$	5,660,379.77		100.00	%		6.157	%		746		75.52	%

As of May 1, 2008, the Group 2-1 Mortgage Loans had lifetime minimum mortgage rates ranging from approximately 2.250% per annum to approximately 2.750% per annum, and the weighted average minimum mortgage rate as of May 1, 2008 was approximately 2.289% per annum.

Initial Periodic Rate Caps of the Group 2-1 Mortgage Loans

Initial Periodic Rate Cap (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
2.000		8	$	4,788,425.35		84.60	%		6.046	%		741		74.35	%
5.000		1		440,000.00		7.77			6.500			789		78.57
6.000		2		431,954.42		7.63			7.033			766		85.40
Total		11	$	5,660,379.77		100.00	%		6.157	%		746		75.52	%

The weighted average initial periodic rate cap for the Group 2-1 Mortgage Loans is approximately 2.538% per annum.

Subsequent Periodic Rate Caps of the Group 2-1 Mortgage Loans as of May 1, 2008

Subsequent Periodic Rate Cap (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
1.000		1	$	440,000.00		7.77	%		6.500	%		789		78.57	%
2.000		8		4,788,425.35		84.60			6.046			741		74.35
6.000		2		431,954.42		7.63			7.033			766		85.40
Total		11	$	5,660,379.77		100.00	%		6.157	%		746		75.52	%

The weighted average periodic rate cap for the Group 2-1 Mortgage Loans is approximately 2.228% per annum as of May 1, 2008.

Index of the Group 2-1 Mortgage Loans

Index	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
12-Month LIBOR		8	$	4,788,425.35		84.60	%		6.046	%		741		74.35	%
6-Month LIBOR		3		871,954.42		15.40			6.764			778		81.95
Total		11	$	5,660,379.77		100.00	%		6.157	%		746		75.52	%

Rate Adjustment Frequency of the Group 2-1 Mortgage Loans

Rate Adjustment Frequency	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Semi-Annually		3	$	871,954.42		15.40	%		6.764	%		778		81.95	%
Annually		8		4,788,425.35		84.60			6.046			741		74.35
Total		11	$	5,660,379.77		100.00	%		6.157	%		746		75.52	%

PMI Status of the Group 2-1 Mortgage Loans

PMI Status	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Curltv<=80		10	$	5,426,825.19		95.87	%		6.164	%		744		74.89	%
Lender Paid MI		1		233,554.58		4.13			6.000			793		89.99
Total		11	$	5,660,379.77		100.00	%		6.157	%		746		75.52	%

Original Prepayment Penalty Term of the Group 2-1 Mortgage Loans

Original Prepayment Penalty Term (months)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
No PPP		11	$	5,660,379.77		100.00	%		6.157	%		746		75.52	%
Total		11	$	5,660,379.77		100.00	%		6.157	%		746		75.52	%

Prepayment Penalty Description of the Group 2-1 Mortgage Loans

Prepayment Penalty Description	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
No PPP		11	$	5,660,379.77		100.00	%		6.157	%		746		75.52	%
Total		11	$	5,660,379.77		100.00	%		6.157	%		746		75.52	%

Originators of the Group 2-1 Mortgage Loans

Originator	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
American Home Mortgage		5	$	3,449,237.65		60.94	%		6.035	%		741		72.15	%
Countrywide		1		443,187.70		7.83			6.000			720		80.00
GreenPoint		1		440,000.00		7.77			6.500			789		78.57
HomeBanc		4		1,327,954.42		23.46			6.411			756		81.76
Total		11	$	5,660,379.77		100.00	%		6.157	%		746		75.52	%

Months to Next Adjustment Date of the Group 2-1 Mortgage Loans as of May 1, 2008

Months to Next Adjustment Date	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
7-12		1	$	443,187.70		7.83	%		6.000	%		720		80.00	%
19-24		9		4,967,766.95		87.76			6.154			749		75.07
25-25		1		249,425.12		4.41			6.500			751		76.36
Total		11	$	5,660,379.77		100.00	%		6.157	%		746		75.52	%

Servicers of the Group 2-1 Mortgage Loans

Servicer	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Countrywide		1	$	443,187.70		7.83	%		6.000	%		720		80.00	%
GreenPoint		1		440,000.00		7.77			6.500			789		78.57
Wells Fargo		9		4,777,192.07		84.40			6.140			745		74.82
Total		11	$	5,660,379.77		100.00	%		6.157	%		746		75.52	%

Historical Delinquency of the Group 2-1 Mortgage Loans as of May 1, 2008

Historical Delinquency	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
1 X 60		1	$	249,425.12		4.41	%		6.500	%		751		76.36	%
9 X 90		1		443,187.70		7.83			6.000			720		80.00
Foreclosure		1		440,000.00		7.77			6.500			789		78.57
No Delinquency		8		4,527,766.95		79.99			6.120			745		74.74
Total		11	$	5,660,379.77		100.00	%		6.157	%		746		75.52	%

Some of the delinquencies shown in the table above are due to servicing transfer issues rather than borrower payment behavior.

GROUP 2-2 MORTGAGE LOANS

Principal Balances of the Group 2-2 Mortgage Loans at Origination

Original Mortgage Loan Balance ($)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
72,000.00-75,000.00		1	$	71,343.67		0.01	%		8.000	%		752		80.00	%
75,000.01-100,000.00		3		272,043.62		0.05			6.879			718		86.29
100,000.01-125,000.00		12		1,304,329.25		0.26			7.258			725		78.39
125,000.01-150,000.00		8		1,116,068.49		0.22			6.850			715		72.88
150,000.01-175,000.00		19		3,035,125.60		0.61			6.818			715		81.57
175,000.01-200,000.00		13		2,356,543.08		0.47			6.787			745		80.96
200,000.01-225,000.00		25		5,391,843.47		1.08			6.581			721		79.40
225,000.01-250,000.00		18		4,301,240.71		0.86			6.538			733		84.85
250,000.01-275,000.00		19		4,999,138.10		1.00			6.595			725		87.19
275,000.01-300,000.00		19		5,471,686.27		1.09			6.573			720		85.06
300,000.01-333,700.00		25		7,971,162.14		1.59			6.608			725		83.20
333,700.01-350,000.00		10		3,428,497.61		0.69			6.454			719		78.69
350,000.01-400,000.00		29		10,880,851.16		2.18			6.495			730		84.35
400,000.01-500,000.00		231		105,850,293.94		21.18			6.277			736		78.91
500,000.01-600,000.00		218		118,295,401.63		23.67			6.191			737		77.38
600,000.01-700,000.00		108		67,668,785.96		13.54			6.151			738		75.31
700,000.01-800,000.00		48		35,408,666.00		7.08			6.327			733		73.59
800,000.01-900,000.00		28		23,707,397.22		4.74			6.169			736		74.51
900,000.01-1,000,000.00		37		36,228,857.61		7.25			6.145			742		72.98
1,000,000.01-1,500,000.00		34		42,383,352.42		8.48			6.166			754		67.47
1,500,000.01-2,000,000.00		5		8,627,300.00		1.73			6.299			711		71.17
2,000,000.01-2,500,000.00		2		4,456,982.08		0.89			6.456			762		75.00
2,500,000.01-3,000,000.00		1		2,817,181.50		0.56			6.000			763		59.98
3,500,000.01-3,803,000.00		1		3,803,000.00		0.76			6.875			702		76.06
Total		914	$	499,847,091.53		100.00	%		6.257	%		737		76.19	%

The average principal balance of the Group 2-2 Mortgage Loans at origination was approximately $552,783.  No Group 2-2 Mortgage Loan had a principal balance at origination of greater than approximately $3,803,000 or less than approximately $72,000.

Principal Balances of the Group 2-2 Mortgage Loans as of May 1, 2008

Current Mortgage Loan Balance ($)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
43,230.86-50,000.00		2	$	93,230.86		0.02	%		6.143	%		791		78.35	%
50,000.01-75,000.00		1		71,343.67		0.01			8.000			752		80.00
75,000.01-100,000.00		4		364,456.94		0.07			6.751			740		81.09
100,000.01-125,000.00		11		1,211,915.93		0.24			7.326			719		79.35
125,000.01-150,000.00		8		1,116,068.49		0.22			6.850			715		72.88
150,000.01-175,000.00		20		3,185,825.60		0.64			6.797			717		81.50
175,000.01-200,000.00		14		2,585,043.08		0.52			6.736			746		80.88
200,000.01-225,000.00		25		5,391,843.47		1.08			6.581			721		79.40
225,000.01-250,000.00		18		4,301,240.71		0.86			6.538			733		84.85
250,000.01-275,000.00		20		5,257,140.62		1.05			6.566			726		86.49
275,000.01-300,000.00		22		6,359,933.15		1.27			6.575			721		81.80
300,000.01-333,700.00		25		7,990,594.48		1.60			6.589			726		83.19
333,700.01-350,000.00		10		3,428,497.61		0.69			6.454			719		78.69
350,000.01-400,000.00		31		11,604,017.08		2.32			6.430			731		84.08
400,000.01-500,000.00		231		105,976,793.94		21.20			6.278			737		78.91
500,000.01-600,000.00		215		118,012,211.67		23.61			6.191			737		77.31
600,000.01-700,000.00		103		66,375,839.23		13.28			6.157			737		75.35
700,000.01-800,000.00		46		34,497,024.17		6.90			6.325			733		73.91
800,000.01-900,000.00		28		23,707,397.22		4.74			6.169			736		74.51
900,000.01-1,000,000.00		37		36,228,857.61		7.25			6.145			742		72.98
1,000,000.01-1,500,000.00		34		42,383,352.42		8.48			6.166			754		67.47
1,500,000.01-2,000,000.00		5		8,627,300.00		1.73			6.299			711		71.17
2,000,000.01-2,500,000.00		2		4,456,982.08		0.89			6.456			762		75.00
2,500,000.01-3,000,000.00		1		2,817,181.50		0.56			6.000			763		59.98
3,500,000.01-3,803,000.00		1		3,803,000.00		0.76			6.875			702		76.06
Total		914	$	499,847,091.53		100.00	%		6.257	%		737		76.19	%

The average principal balance of the Group 2-2 Mortgage Loans as of May 1, 2008 was approximately $546,879.  No Group 2-2 Mortgage Loan had a principal balance as of May 1, 2008 of greater than approximately $3,803,000 or less than approximately $43,231.

Mortgage Rates of the Group 2-2 Mortgage Loans as of May 1, 2008

Mortgage Rate (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
3.875-3.999		1	$	519,992.00		0.10	%		3.875	%		702		80.00	%
4.500-4.999		7		3,324,109.91		0.67			4.824			745		79.86
5.000-5.499		34		19,262,052.50		3.85			5.188			735		76.06
5.500-5.999		200		118,711,557.08		23.75			5.764			741		73.04
6.000-6.499		298		175,571,274.76		35.12			6.197			741		74.34
6.500-6.999		278		145,041,738.38		29.02			6.666			732		78.67
7.000-7.499		72		30,913,948.26		6.18			7.114			722		83.84
7.500-7.999		16		5,246,188.70		1.05			7.675			725		91.00
8.000-8.499		5		900,518.67		0.18			8.159			720		88.46
8.500-8.625		3		355,711.27		0.07			8.542			672		73.70
Total		914	$	499,847,091.53		100.00	%		6.257	%		737		76.19	%

The Group 2-2 Mortgage Loans had mortgage rates as of May 1, 2008 ranging from approximately 3.875%  per annum to approximately 8.625% per annum, and the weighted average mortgage rate as of May 1, 2008 was approximately 6.257% per annum.

Original Term to Maturity of the Group 2-2 Mortgage Loans

Original Term (Months)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
360-360		914	$	499,847,091.53		100.00	%		6.257	%		737		76.19	%
Total		914	$	499,847,091.53		100.00	%		6.257	%		737		76.19	%

The weighted average original term for the Group 2-2 Mortgage Loans is approximately 360months.

Remaining Term of the Group 2-2 Mortgage Loans as of May 1, 2008

Remaining Term (Months)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
342-351		914	$	499,847,091.53		100.00	%		6.257	%		737		76.19	%
Total		914	$	499,847,091.53		100.00	%		6.257	%		737		76.19	%

The remaining terms of the Group 2-2 Mortgage Loans as of May 1, 2008 range from approximately 342 months to 351 months.  The weighted average remaining term of the Group 2-2 Mortgage Loans was approximately 349 months as of May 1, 2008.

Loan-to-Value Ratios of the Group 2-2 Mortgage Loans at Origination(1)(2)

Loan-to-Value Ratio (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
16.35-20.00		1	$	531,369.89		0.11	%		5.875	%		769		16.35	%
20.01-25.00		1		1,200,000.00		0.24			6.125			799		24.49
25.01-30.00		1		750,000.00		0.15			6.125			629		28.57
30.01-35.00		1		658,498.24		0.13			6.375			791		31.82
35.01-40.00		7		5,073,681.74		1.02			6.012			772		38.98
40.01-45.00		8		4,745,463.34		0.95			6.120			756		42.54
45.01-50.00		9		5,012,072.72		1.00			6.167			732		48.77
50.01-55.00		10		4,808,572.40		0.96			5.967			763		53.10
55.01-60.00		26		17,060,543.23		3.41			6.079			751		58.43
60.01-65.00		30		21,390,472.07		4.28			6.120			729		63.55
65.01-70.00		53		33,595,099.08		6.72			6.117			741		68.73
70.01-75.00		100		68,900,966.46		13.78			6.302			743		73.55
75.01-80.00		553		296,110,011.65		59.24			6.225			734		79.46
80.01-85.00		3		1,353,246.14		0.27			6.525			738		84.33
85.01-90.00		27		9,403,144.78		1.88			6.605			718		89.01
90.01-95.00		22		7,024,900.40		1.41			6.685			713		94.81
95.01-100.00		62		22,229,049.39		4.45			6.925			744		99.96
Total		914	$	499,847,091.53		100.00	%		6.257	%		737		76.19	%

___________________

(1) The values used in calculating the above were obtained in connection with the origination of the Group 2-2 Mortgage Loans and do not reflect current values.

(2) The weighted average loan-to-value ratio at origination of the Group 2-2 Mortgage Loans was approximately 76.19%.  No Group 2-2 Mortgage Loan had a loan-to-value ratio at origination greater than approximately 100.00% or less than approximately 16.35%.

Combined Loan-to-Value Ratios of the Group 2-2 Mortgage Loans at Origination(1)(2)

Combined Loan-to-Value Ratio (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
16.35-20.00		1	$	531,369.89		0.11	%		5.875	%		769		16.35	%
20.01-30.00		2		1,950,000.00		0.39			6.125			734		26.06
30.01-40.00		8		5,732,179.98		1.15			6.053			774		38.15
40.01-50.00		13		7,949,275.76		1.59			6.179			746		45.57
50.01-60.00		32		19,150,359.08		3.83			6.053			758		56.74
60.01-70.00		64		45,512,440.14		9.11			6.050			742		66.03
70.01-75.00		75		48,827,944.78		9.77			6.242			747		72.74
75.01-80.00		211		128,040,698.82		25.62			6.196			737		78.51
80.01-85.00		23		12,938,990.52		2.59			6.207			731		76.97
85.01-90.00		173		93,594,524.17		18.72			6.285			732		79.33
90.01-95.00		121		57,740,336.26		11.55			6.370			731		81.01
95.01-100.00		191		77,878,972.13		15.58			6.461			730		85.34
Total		914	$	499,847,091.53		100.00	%		6.257	%		737		76.19	%

___________________

(1)	The values used in calculating the above were obtained in connection with the origination of the Group 2-2 Mortgage Loans and do not reflect current values.
(2)	The weighted average combined loan-to-value ratio at origination of the Group 2-2 Mortgage Loans was approximately 82.32%.

Occupancy Status of the Group 2-2 Mortgage Loans(1)

Occupancy Status	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Investor		15	$	5,010,448.51		1.00	%		7.031	%		723		74.36	%
Primary		851		466,545,136.52		93.34			6.242			736		76.16
Second Home		48		28,291,506.50		5.66			6.377			750		77.00
Total		914	$	499,847,091.53		100.00	%		6.257	%		737		76.19	%

___________________

 (1)                               The occupancy status of a mortgaged property is as represented by the mortgagor in its loan application.

Mortgaged Property Types of the Group 2-2 Mortgage Loans

Mortgage Property	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Single Family		473	$	270,089,301.44		54.03	%		6.317	%		737		75.76	%
PUD		304		164,885,677.53		32.99			6.187			735		76.36
Condominium		121		56,529,741.11		11.31			6.187			740		79.07
Coop		8		4,859,795.23		0.97			5.927			774		58.08
Two to Four Family		8		3,482,576.22		0.70			6.545			720		79.36
Total		914	$	499,847,091.53		100.00	%		6.257	%		737		76.19	%

Loan Purpose of the Group 2-2 Mortgage Loans

Loan Purpose	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Construction		1	$	648,600.00		0.13	%		5.625	%		806		56.52	%
Purchase		514		265,211,895.31		53.06			6.257			740		79.36
Cash Out Refinance		145		85,332,641.37		17.07			6.241			729		70.05
Rate/Term Refinance		254		148,653,954.85		29.74			6.270			735		74.14
Total		914	$	499,847,091.53		100.00	%		6.257	%		737		76.19	%

Documentation Types of the Group 2-2 Mortgage Loans

Documentation Type	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
No Income-No Assets		4	$	561,492.92		0.11	%		7.818	%		748		85.00	%
No Income-Verified Assets		12		3,169,942.79		0.63			6.675			734		81.70
Stated Income-Stated Assets		261		153,669,417.51		30.74			6.208			750		74.27
Stated Income-Verified Assets		263		130,612,938.50		26.13			6.430			731		77.45
Verified Income-Verified Assets		374		211,833,299.81		42.38			6.176			731		76.69
Total		914	$	499,847,091.53		100.00	%		6.257	%		737		76.19	%

Geographic Distribution of the Mortgaged Properties on the Group 2-2 Mortgage Loans

Location	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
California		407	$	231,380,058.29		46.29	%		6.199	%		740		75.89	%
Florida		95		47,946,811.73		9.59			6.493			728		79.14
Georgia		47		21,493,208.10		4.30			6.464			733		76.46
Illinois		42		21,334,604.54		4.27			6.356			737		77.19
New York		25		19,473,834.46		3.90			6.366			749		69.78
Washington		35		16,911,509.85		3.38			6.253			733		76.13
Arizona		33		14,670,562.88		2.94			6.322			738		74.66
Virginia		28		14,187,763.59		2.84			6.057			727		77.08
Maryland		25		13,383,095.35		2.68			5.962			723		78.14
Nevada		25		13,248,477.54		2.65			6.184			730		78.35
New Jersey		17		13,163,823.75		2.63			6.179			730		73.33
Colorado		17		8,634,268.23		1.73			6.468			746		76.40
North Carolina		16		7,756,508.24		1.55			6.202			743		84.62
Connecticut		13		6,865,514.83		1.37			6.185			733		72.76
Oregon		13		6,608,998.74		1.32			6.276			736		76.21
Utah		10		6,508,564.41		1.30			6.427			743		77.31
Massachusetts		8		5,668,957.47		1.13			6.225			721		76.63
Texas		7		4,210,992.97		0.84			6.219			736		76.14
Tennessee		4		2,734,688.74		0.55			5.551			760		75.02
Hawaii		3		2,448,059.54		0.49			6.090			725		74.20
Michigan		8		2,352,487.80		0.47			6.617			751		85.83
District of Columbia		5		2,341,699.67		0.47			6.356			711		79.71
Minnesota		6		2,126,272.70		0.43			6.186			738		80.72
Alabama		2		1,800,800.00		0.36			6.056			737		76.80
Kentucky		1		1,800,000.00		0.36			6.375			717		75.00
Idaho		3		1,786,223.19		0.36			6.259			768		42.71
Pennsylvania		4		1,509,587.48		0.30			6.121			742		81.81
Maine		1		1,250,000.00		0.25			6.125			740		63.13
Missouri		2		1,219,724.48		0.24			6.539			702		73.54
Oklahoma		2		1,161,174.34		0.23			6.875			766		77.45
South Carolina		3		1,100,255.12		0.22			6.127			714		76.24
Delaware		1		662,903.17		0.13			6.375			755		70.00
Montana		1		615,000.00		0.12			6.375			711		49.20
Ohio		2		592,413.32		0.12			7.008			737		94.66
Wyoming		1		540,000.00		0.11			5.875			734		80.00
Louisiana		1		248,250.00		0.05			6.750			779		100.00
Indiana		1		109,997.01		0.02			7.140			783		100.00
Total		914	$	499,847,091.53		100.00	%		6.257	%		737		76.19	%

Original Interest Only Terms of the Group 2-2 Mortgage Loans

Original IO Term (months)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
None		78	$	45,515,118.87		9.11	%		6.151	%		747		70.98	%
60		104		60,964,943.13		12.20			6.152			735		75.40
120		732		393,367,029.53		78.70			6.286			736		76.91
Total		914	$	499,847,091.53		100.00	%		6.257	%		737		76.19	%

Original Credit Scores of the Group 2-2 Mortgage Loans(1)(2)

Credit Score	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
629-640		1	$	750,000.00		0.15	%		6.125	%		629		28.57	%
641-660		23		9,277,116.75		1.86			6.540			653		78.14
661-680		56		25,391,095.67		5.08			6.333			671		77.97
681-700		116		59,223,188.84		11.85			6.359			690		78.07
701-720		161		90,238,111.77		18.05			6.291			710		77.95
721-740		145		79,045,372.33		15.81			6.219			730		75.59
741-760		120		69,265,148.02		13.86			6.213			751		76.35
761-780		151		87,623,145.26		17.53			6.261			770		75.32
781-800		112		62,439,326.74		12.49			6.142			790		74.55
801-816		29		16,594,586.15		3.32			6.226			806		71.07
Total		914	$	499,847,091.53		100.00	%		6.257	%		737		76.19	%

___________________

(1) The credit scores above were obtained in connection with the origination of the Group 2-2 Mortgage Loans and do not reflect current credit scores.

(2) The weighted average credit score of the Group 2-2 Mortgage Loans for which credit scores were available was approximately 737.  The “Weighted Average FICO” column heading refers to the weighted average credit score of only the Group 2-2 Mortgage Loans for which credit scores were available.

Next Adjustment Dates for the Group 2-2 Mortgage Loans as of May 1, 2008

Next Adjustment Date	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
November 2011		2	$	2,933,976.02		0.59	%		6.578	%		743		77.19	%
December 2011		1		438,548.66		0.09			5.875			666		70.00
February 2012		5		5,134,667.18		1.03			6.098			714		77.89
March 2012		6		4,746,203.91		0.95			6.253			749		79.58
April 2012		53		29,087,011.52		5.82			6.120			728		76.98
May 2012		144		76,210,303.53		15.25			6.359			733		77.96
June 2012		376		183,213,144.44		36.65			6.317			734		76.98
July 2012		248		150,802,372.66		30.17			6.176			741		74.45
August 2012		79		47,280,863.61		9.46			6.207			747		74.74
Total		914	$	499,847,091.53		100.00	%		6.257	%		737		76.19	%

The latest next rate adjustment date following May 1, 2008 on any Group 2-2 Mortgage Loan occurs in August 2012 and the weighted average next rate adjustment date for the Group 2-2 Mortgage Loans following May 1, 2008 is June 2012.

Gross Margins of the Group 2-2 Mortgage Loans as of May 1, 2008

Gross Margin (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
2.250-2.500		844	$	474,767,442.06		94.98	%		6.225	%		737		75.38	%
2.501-3.000		57		21,675,040.27		4.34			6.785			734		90.20
3.001-3.375		13		3,404,609.20		0.68			7.417			739		99.57
Total		914	$	499,847,091.53		100.00	%		6.257	%		737		76.19	%

As of May 1, 2008, all of the Group 2-2 Mortgage Loans had gross margins ranging from approximately 2.250% per annum to approximately 3.375% per annum and the weighted average gross margin as of May 1, 2008 was approximately 2.285% per annum.

Maximum Mortgage Rates of the Group 2-2 Mortgage Loans as of May 1, 2008

Maximum Mortgage Rate (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
8.875-8.999		1	$	519,992.00		0.10	%		3.875	%		702		80.00	%
9.500-9.999		7		3,324,109.91		0.67			4.824			745		79.86
10.000-10.499		34		19,262,052.50		3.85			5.188			735		76.06
10.500-10.999		180		107,407,924.71		21.49			5.765			740		72.98
11.000-11.499		271		158,620,170.79		31.73			6.193			742		74.41
11.500-11.999		260		135,866,539.63		27.18			6.599			735		77.48
12.000-12.499		87		43,779,347.63		8.76			6.773			728		79.33
12.500-12.999		37		19,932,560.50		3.99			6.835			734		85.60
13.000-13.499		24		8,846,543.87		1.77			6.855			703		86.33
13.500-13.999		6		1,412,620.05		0.28			7.661			694		91.68
14.000-14.499		4		519,518.67		0.10			8.183			728		80.00
14.500-14.625		3		355,711.27		0.07			8.542			672		73.70
Total		914	$	499,847,091.53		100.00	%		6.257	%		737		76.19	%

As of May 1, 2008, the Group 2-2 Mortgage Loans had lifetime maximum mortgage rates ranging from approximately 8.875% per annum to approximately 14.625% per annum, and the weighted average maximum mortgage rate as of May 1, 2008 was approximately 11.370% per annum.

Minimum Mortgage Rates of the Group 2-2 Mortgage Loans as of May 1, 2008

Minimum Mortgage Rate (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
2.250-2.500		844	$	474,767,442.06		94.98	%		6.225	%		737		75.38	%
2.501-3.000		57		21,675,040.27		4.34			6.785			734		90.20
3.001-3.375		13		3,404,609.20		0.68			7.417			739		99.57
Total		914	$	499,847,091.53		100.00	%		6.257	%		737		76.19	%

As of May 1, 2008, the Group 2-2 Mortgage Loans had lifetime minimum mortgage rates ranging from approximately 2.250% per annum to approximately 3.375% per annum, and the weighted average minimum mortgage rate as of May 1, 2008 was approximately 2.285% per annum.

Initial Periodic Rate Caps of the Group 2-2 Mortgage Loans

Initial Periodic Rate Cap (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
5.000		879	$	487,955,152.91		97.62	%		6.247	%		738		76.12	%
5.125		4		1,352,236.90		0.27			6.875			688		87.01
5.250		1		114,350.00		0.02			6.750			718		76.23
5.375		2		1,012,431.23		0.20			6.625			694		81.83
5.500		1		416,700.00		0.08			6.500			665		90.00
5.625		1		150,700.00		0.03			6.375			761		79.99
5.875		1		387,550.00		0.08			6.125			787		89.09
6.000		24		8,191,970.49		1.64			6.719			717		76.28
6.375		1		266,000.00		0.05			5.625			660		75.14
Total		914	$	499,847,091.53		100.00	%		6.257	%		737		76.19	%

The weighted average initial periodic rate cap for the Group 2-2 Mortgage Loans is approximately 5.020% per annum.

Subsequent Periodic Rate Caps of the Group 2-2 Mortgage Loans as of May 1, 2008

Subsequent Periodic Rate Cap (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
1.000		1	$	492,000.55		0.10	%		5.900	%		683		77.68	%
2.000		883		492,323,730.05		98.49			6.247			737		76.07
5.000		5		1,192,561.25		0.24			7.232			693		93.13
5.125		4		1,352,236.90		0.27			6.875			688		87.01
5.250		1		114,350.00		0.02			6.750			718		76.23
5.375		2		1,012,431.23		0.20			6.625			694		81.83
5.500		1		416,700.00		0.08			6.500			665		90.00
5.625		1		150,700.00		0.03			6.375			761		79.99
5.875		1		387,550.00		0.08			6.125			787		89.09
6.000		14		2,138,831.55		0.43			7.706			701		77.94
6.375		1		266,000.00		0.05			5.625			660		75.14
Total		914	$	499,847,091.53		100.00	%		6.257	%		737		76.19	%

The weighted average periodic rate cap for the Group 2-2 Mortgage Loans is approximately 2.049% per annum as of May 1, 2008.

Index of the Group 2-2 Mortgage Loans

Index	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
12-Month LIBOR		870	$	484,542,139.76		96.94	%		6.245	%		738		76.10	%
6-Month LIBOR		41		13,576,500.42		2.72			6.695			709		80.10
12 -Month Treasury		3		1,728,451.35		0.35			6.176			683		69.96
Total		914	$	499,847,091.53		100.00	%		6.257	%		737		76.19	%

Rate Adjustment Frequency of the Group 2-2 Mortgage Loans

Rate Adjustment Frequency	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Semi-Annually		41	$	13,576,500.42		2.72	%		6.695	%		709		80.10	%
Annually		873		486,270,591.11		97.28			6.245			738		76.08
Total		914	$	499,847,091.53		100.00	%		6.257	%		737		76.19	%

PMI Status of the Group 2-2 Mortgage Loans

PMI Status	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Curltv<=80		800	$	459,836,750.82		92.00	%		6.211	%		737		74.47	%
Gemico		7		2,103,201.92		0.42			6.787			686		91.75
Lender Paid MI		84		29,895,989.08		5.98			6.905			739		97.55
MGIC		9		3,964,729.58		0.79			6.325			714		90.62
No PMI		1		502,847.74		0.10			6.000			787		90.00
Radian		3		565,446.28		0.11			6.182			695		95.37
RMIC		1		475,000.00		0.10			6.875			781		89.62
Triad		8		2,265,151.11		0.45			6.526			703		91.05
United Guaranty		1		237,975.00		0.05			6.250			690		95.00
Total		914	$	499,847,091.53		100.00	%		6.257	%		737		76.19	%

Original Prepayment Penalty Term of the Group 2-2 Mortgage Loans

Original Prepayment Penalty Term (months)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
No PPP		751	$	397,343,125.62		79.49	%		6.284	%		736		76.55	%
12		118		73,931,596.17		14.79			6.164			743		74.42
36		29		18,302,730.97		3.66			6.157			740		76.02
60		16		10,269,638.77		2.05			6.090			738		75.20
Total		914	$	499,847,091.53		100.00	%		6.257	%		737		76.19	%

Prepayment Penalty Description of the Group 2-2 Mortgage Loans

Prepayment Penalty Description	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
No PPP		751	$	397,343,125.62		79.49	%		6.284	%		736		76.55	%
6 Months interest on 80%		162		101,443,965.91		20.29			6.154			742		74.83
2% on 100%		1		1,060,000.00		0.21			6.250			743		70.67
Total		914	$	499,847,091.53		100.00	%		6.257	%		737		76.19	%

Originators of the Group 2-2 Mortgage Loans

Originator	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
American Home Mortgage		340	$	158,551,921.79		31.72	%		6.435	%		732		78.59	%
Countrywide		450		277,541,963.69		55.53			6.139			741		74.47
HomeBanc		102		50,691,424.57		10.14			6.443			731		80.01
Taylor Bean		20		11,771,878.79		2.36			5.858			731		68.50
Wells Fargo		2		1,289,902.69		0.26			6.279			689		69.94
Total		914	$	499,847,091.53		100.00	%		6.257	%		737		76.19	%

Months to Next Adjustment Date of the Group 2-2 Mortgage Loans as of May 1, 2008

Months to Next Adjustment Date	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
42-42		2	$	2,933,976.02		0.59	%		6.578	%		743		77.19	%
43-48		209		115,616,734.80		23.13			6.281			732		77.75
49-51		703		381,296,380.71		76.28			6.248			738		75.70
Total		914	$	499,847,091.53		100.00	%		6.257	%		737		76.19	%

Servicers of the Group 2-2 Mortgage Loans

Servicer	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Countrywide		450	$	277,541,963.69		55.53	%		6.139	%		741		74.47	%
Wells Fargo		464		222,305,127.84		44.47			6.405			732		78.33
Total		914	$	499,847,091.53		100.00	%		6.257	%		737		76.19	%

Historical Delinquency of the Group 2-2 Mortgage Loans as of May 1, 2008

Historical Delinquency	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
1 X 30		42	$	24,029,062.18		4.81	%		6.468	%		726		72.22	%
1 X 60		7		3,501,421.14		0.70			6.677			717		86.97
1 X 90		4		1,810,700.00		0.36			6.737			750		79.29
2 X 30		10		8,755,170.39		1.75			6.506			703		76.26
2 X 60		1		308,416.14		0.06			6.500			664		80.00
2 X 90		3		2,198,000.00		0.44			6.537			741		75.91
3 X 30		4		2,099,451.54		0.42			6.686			725		82.08
3 X 60		1		678,400.00		0.14			6.500			770		80.00
4 X 30		1		584,450.00		0.12			6.875			660		88.55
5 X 30		3		1,858,130.97		0.37			6.382			687		76.05
Foreclosure		10		4,606,924.10		0.92			6.622			708		78.12
No Delinquency		827		449,066,965.07		89.84			6.226			739		76.23
REO		1		350,000.00		0.07			7.125			723		70.00
Total		914	$	499,847,091.53		100.00	%		6.257	%		737		76.19	%

Some of the delinquencies shown in the table above are due to servicing transfer issues rather than borrower payment behavior.

GROUP 2-3 MORTGAGE LOANS

Principal Balances of the Group 2-3 Mortgage Loans at Origination

Original Mortgage Loan Balance ($)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
101,500.00-125,000.00		6	$	650,418.86		2.23	%		7.820	%		675		80.03	%
125,000.01-150,000.00		5		696,442.80		2.39			6.656			729		77.28
150,000.01-175,000.00		4		664,270.00		2.28			6.864			684		82.61
175,000.01-200,000.00		1		175,116.24		0.60			6.875			694		90.00
200,000.01-225,000.00		2		417,335.56		1.43			6.750			758		93.53
225,000.01-250,000.00		1		240,199.80		0.83			7.500			685		95.00
250,000.01-275,000.00		4		1,069,219.49		3.67			6.816			732		82.37
275,000.01-300,000.00		2		584,925.00		2.01			6.696			733		77.56
300,000.01-333,700.00		3		987,600.00		3.39			7.089			731		89.95
333,700.01-350,000.00		1		347,200.00		1.19			6.250			684		80.00
350,000.01-400,000.00		3		1,093,982.58		3.76			6.836			695		89.78
400,000.01-500,000.00		13		5,955,704.82		20.46			6.612			753		78.20
500,000.01-600,000.00		9		4,866,245.02		16.72			6.498			721		79.32
600,000.01-700,000.00		7		4,475,492.67		15.38			6.523			753		77.20
700,000.01-800,000.00		2		1,447,800.00		4.97			7.445			710		72.38
800,000.01-900,000.00		3		2,265,552.15		7.78			6.279			737		72.88
900,000.01-1,000,000.00		2		1,914,500.00		6.58			6.127			776		80.00
1,000,000.01-1,250,000.00		1		1,250,000.00		4.30			6.625			751		80.00
Total		69	$	29,102,004.99		100.00	%		6.637	%		736		79.27	%

The average principal balance of the Group 2-3 Mortgage Loans at origination was approximately $426,211.  No Group 2-3 Mortgage Loan had a principal balance at origination of greater than approximately $1,250,000 or less than approximately $101,500.

Principal Balances of the Group 2-3 Mortgage Loans as of May 1, 2008

Current Mortgage Loan Balance ($)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
101,500.00-125,000.00		6	$	650,418.86		2.23	%		7.820	%		675		80.03	%
125,000.01-150,000.00		5		696,442.80		2.39			6.656			729		77.28
150,000.01-175,000.00		4		664,270.00		2.28			6.864			684		82.61
175,000.01-200,000.00		2		370,451.80		1.27			6.809			752		87.98
200,000.01-225,000.00		1		222,000.00		0.76			6.750			717		100.00
225,000.01-250,000.00		1		240,199.80		0.83			7.500			685		95.00
250,000.01-275,000.00		4		1,069,219.49		3.67			6.816			732		82.37
275,000.01-300,000.00		2		584,925.00		2.01			6.696			733		77.56
300,000.01-333,700.00		3		987,600.00		3.39			7.089			731		89.95
333,700.01-350,000.00		1		347,200.00		1.19			6.250			684		80.00
350,000.01-400,000.00		3		1,093,982.58		3.76			6.836			695		89.78
400,000.01-500,000.00		13		5,955,704.82		20.46			6.612			753		78.20
500,000.01-600,000.00		10		5,446,245.02		18.71			6.445			730		77.67
600,000.01-700,000.00		7		4,475,492.67		15.38			6.523			753		77.20
700,000.01-800,000.00		2		1,447,800.00		4.97			7.445			710		72.38
800,000.01-900,000.00		2		1,685,552.15		5.79			6.375			712		75.99
900,000.01-1,000,000.00		2		1,914,500.00		6.58			6.127			776		80.00
1,000,000.01-1,250,000.00		1		1,250,000.00		4.30			6.625			751		80.00
Total		69	$	29,102,004.99		100.00	%		6.637	%		736		79.27	%

The average principal balance of the Group 2-3 Mortgage Loans as of May 1, 2008 was approximately $421,768.  No Group 2-3 Mortgage Loan had a principal balance as of May 1, 2008 of greater than approximately $1,250,000 or less than approximately $101,500.

Mortgage Rates of the Group 2-3 Mortgage Loans as of May 1, 2008

Mortgage Rate (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
5.000-5.499		1	$	497,000.00		1.71	%		5.000	%		816		62.52	%
5.500-5.999		3		1,337,129.01		4.59			5.785			758		71.13
6.000-6.499		18		9,904,804.20		34.03			6.240			736		76.08
6.500-6.999		26		10,136,186.15		34.83			6.689			744		80.42
7.000-7.499		9		3,802,560.56		13.07			7.094			732		84.26
7.500-7.999		7		2,846,151.66		9.78			7.604			700		86.46
8.000-8.499		4		474,692.80		1.63			8.085			689		76.29
8.500-8.500		1		103,480.61		0.36			8.500			665		90.00
Total		69	$	29,102,004.99		100.00	%		6.637	%		736		79.27	%

The Group 2-3 Mortgage Loans had mortgage rates as of May 1, 2008 ranging from approximately 5.000%  per annum to approximately 8.500% per annum, and the weighted average mortgage rate as of May 1, 2008 was approximately 6.637% per annum.

Original Term to Maturity of the Group 2-3 Mortgage Loans

Original Term (Months)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
360-360		69	$	29,102,004.99		100.00	%		6.637	%		736		79.27	%
Total		69	$	29,102,004.99		100.00	%		6.637	%		736		79.27	%

The weighted average original term for the Group 2-3 Mortgage Loans is approximately 360months.

Remaining Term of the Group 2-3 Mortgage Loans as of May 1, 2008

Remaining Term (Months)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
345-349		69	$	29,102,004.99		100.00	%		6.637	%		736		79.27	%
Total		69	$	29,102,004.99		100.00	%		6.637	%		736		79.27	%

The remaining terms of the Group 2-3 Mortgage Loans as of May 1, 2008 range from approximately 345 months to 349 months.  The weighted average remaining term of the Group 2-3 Mortgage Loans was approximately 348 months as of May 1, 2008.

Loan-to-Value Ratios of the Group 2-3 Mortgage Loans at Origination(1)(2)

Loan-to-Value Ratio (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
59.51-60.00		1	$	145,000.00		0.50	%		5.625	%		696		59.51	%
60.01-65.00		6		3,491,049.98		12.00			6.350			749		63.07
65.01-70.00		6		2,444,344.34		8.40			6.769			736		68.27
70.01-75.00		5		1,990,988.71		6.84			6.559			729		72.62
75.01-80.00		33		15,111,577.52		51.93			6.512			740		79.74
85.01-90.00		7		1,959,657.13		6.73			6.877			727		89.62
90.01-95.00		5		1,999,361.30		6.87			7.271			714		95.00
95.01-100.00		6		1,960,026.01		6.74			7.221			725		100.00
Total		69	$	29,102,004.99		100.00	%		6.637	%		736		79.27	%

___________________

(1) The values used in calculating the above were obtained in connection with the origination of the Group 2-3 Mortgage Loans and do not reflect current values.

(2) The weighted average loan-to-value ratio at origination of the Group 2-3 Mortgage Loans was approximately 79.27%.  No Group 2-3 Mortgage Loan had a loan-to-value ratio at origination greater than approximately 100.00% or less than approximately 59.51%.

Combined Loan-to-Value Ratios of the Group 2-3 Mortgage Loans at Origination(1)(2)

Combined Loan-to-Value Ratio (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
59.51-60.00		1	$	145,000.00		0.50	%		5.625	%		696		59.51	%
60.01-70.00		8		4,555,048.98		15.65			6.623			739		64.81
70.01-75.00		3		1,563,563.71		5.37			6.621			718		71.97
75.01-80.00		16		8,270,243.50		28.42			6.465			735		79.66
80.01-85.00		1		101,500.00		0.35			8.000			675		70.00
85.01-90.00		12		3,871,015.46		13.30			6.513			748		82.24
90.01-95.00		12		4,880,471.39		16.77			6.838			734		84.27
95.01-100.00		16		5,715,161.95		19.64			6.818			736		86.61
Total		69	$	29,102,004.99		100.00	%		6.637	%		736		79.27	%

___________________

(1)	The values used in calculating the above were obtained in connection with the origination of the Group 2-3 Mortgage Loans and do not reflect current values.
(2)	The weighted average combined loan-to-value ratio at origination of the Group 2-3 Mortgage Loans was approximately 84.68%.

Occupancy Status of the Group 2-3 Mortgage Loans(1)

Occupancy Status	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Investor		4	$	581,450.00		2.00	%		7.443	%		713		78.25	%
Primary		51		24,309,213.29		83.53			6.519			740		78.84
Second Home		14		4,211,341.70		14.47			7.209			717		81.91
Total		69	$	29,102,004.99		100.00	%		6.637	%		736		79.27	%

___________________

 (1)                   The occupancy status of a mortgaged property is as represented by the mortgagor in its loan application.

Mortgaged Property Types of the Group 2-3 Mortgage Loans

Mortgage Property	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Single Family		35	$	17,328,359.79		59.54	%		6.617	%		737		78.65	%
PUD		20		7,984,228.82		27.44			6.693			738		81.29
Condominium		12		3,423,916.38		11.77			6.553			726		77.89
Two to Four Family		2		365,500.00		1.26			7.187			724		77.22
Total		69	$	29,102,004.99		100.00	%		6.637	%		736		79.27	%

Loan Purpose of the Group 2-3 Mortgage Loans

Loan Purpose	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Construction		3	$	1,510,878.38		5.19	%		6.592	%		770		83.00	%
Purchase		46		18,160,442.67		62.40			6.727			735		80.56
Cash Out Refinance		9		5,108,984.20		17.56			6.433			728		74.46
Rate/Term Refinance		11		4,321,699.74		14.85			6.519			737		78.20
Total		69	$	29,102,004.99		100.00	%		6.637	%		736		79.27	%

Documentation Types of the Group 2-3 Mortgage Loans

Documentation Type	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
No Income-No Assets		1	$	149,192.80		0.51	%		8.000	%		737		75.00	%
No Income-Verified Assets		11		2,176,429.77		7.48			6.834			704		76.66
Stated Income-Stated Assets		3		673,280.41		2.31			7.654			690		86.89
Stated Income-Verified Assets		29		14,476,045.81		49.74			6.609			739		80.52
Verified Income-Verified Assets		25		11,627,056.20		39.95			6.559			741		77.82
Total		69	$	29,102,004.99		100.00	%		6.637	%		736		79.27	%

Geographic Distribution of the Mortgaged Properties on the Group 2-3 Mortgage Loans

Location	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Florida		23	$	9,028,703.08		31.02	%		6.569	%		740		78.26	%
Georgia		11		4,442,790.11		15.27			6.807			717		76.22
California		6		3,323,011.46		11.42			6.553			729		79.50
Washington		3		2,081,199.88		7.15			6.650			745		80.00
Utah		3		1,622,813.40		5.58			6.766			716		85.66
Maryland		4		1,547,848.67		5.32			6.370			729		79.55
Virginia		3		1,440,000.00		4.95			6.366			733		79.39
North Carolina		4		1,373,429.61		4.72			6.884			751		69.72
New York		2		1,086,703.73		3.73			6.181			768		83.83
Nevada		3		994,700.00		3.42			7.023			751		91.13
Illinois		2		767,295.34		2.64			6.713			744		75.19
Wisconsin		1		466,000.00		1.60			7.000			721		69.92
New Jersey		1		333,000.00		1.14			6.875			789		90.00
Oregon		1		272,174.15		0.94			7.125			751		100.00
Michigan		1		195,335.56		0.67			6.750			804		86.17
Pennsylvania		1		127,000.00		0.44			6.875			720		100.00
Total		69	$	29,102,004.99		100.00	%		6.637	%		736		79.27	%

Original Interest Only Terms of the Group 2-3 Mortgage Loans

Original IO Term (months)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
None		2	$	467,509.71		1.61	%		6.968	%		773		94.22	%
120		67		28,634,495.28		98.39			6.632			735		79.02
Total		69	$	29,102,004.99		100.00	%		6.637	%		736		79.27	%

Original Credit Scores of the Group 2-3 Mortgage Loans(1)(2)

Credit Score	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
622-640		1	$	157,150.00		0.54	%		7.625	%		622		79.98	%
641-660		1		116,000.00		0.40			8.000			654		80.00
661-680		8		2,119,314.49		7.28			6.880			670		80.95
681-700		14		5,752,267.72		19.77			6.739			691		78.16
701-720		7		2,240,850.00		7.70			7.067			712		88.81
721-740		11		4,543,800.82		15.61			6.584			729		77.75
741-760		11		5,575,676.02		19.16			6.764			751		81.75
761-780		6		3,379,553.01		11.61			6.573			773		77.57
781-800		6		3,460,178.99		11.89			6.271			787		78.49
801-816		4		1,757,213.94		6.04			5.870			808		69.43
Total		69	$	29,102,004.99		100.00	%		6.637	%		736		79.27	%

___________________

(1) The credit scores above were obtained in connection with the origination of the Group 2-3 Mortgage Loans and do not reflect current credit scores.

(2) The weighted average credit score of the Group 2-3 Mortgage Loans for which credit scores were available was approximately 736.  The “Weighted Average FICO” column heading refers to the weighted average credit score of only the Group 2-3 Mortgage Loans for which credit scores were available.

Next Adjustment Dates for the Group 2-3 Mortgage Loans as of May 1, 2008

Next Adjustment Date	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
February 2014		1	$	170,300.00		0.59	%		6.500	%		748		80.00	%
March 2014		1		417,300.00		1.43			7.125			711		95.00
April 2014		11		4,095,926.02		14.07			6.546			750		73.83
May 2014		21		9,932,521.59		34.13			6.700			722		78.46
June 2014		35		14,485,957.38		49.78			6.608			742		80.90
Total		69	$	29,102,004.99		100.00	%		6.637	%		736		79.27	%

The latest next rate adjustment date following May 1, 2008 on any Group 2-3 Mortgage Loan occurs in June 2014 and the weighted average next rate adjustment date for the Group 2-3 Mortgage Loans following May 1, 2008 is May 2014.

Gross Margins of the Group 2-3 Mortgage Loans as of May 1, 2008

Gross Margin (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
2.250-2.500		61	$	26,205,234.03		90.05	%		6.585	%		735		77.56	%
2.501-3.000		7		2,571,770.96		8.84			7.143			748		94.09
3.001-3.015		1		325,000.00		1.12			6.890			702		100.00
Total		69	$	29,102,004.99		100.00	%		6.637	%		736		79.27	%

As of May 1, 2008, all of the Group 2-3 Mortgage Loans had gross margins ranging from approximately 2.250% per annum to approximately 3.015% per annum and the weighted average gross margin as of May 1, 2008 was approximately 2.316% per annum.

Maximum Mortgage Rates of the Group 2-3 Mortgage Loans as of May 1, 2008

Maximum Mortgage Rate (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
10.750-10.999		2	$	1,192,129.01		4.10	%		5.805	%		765		72.54	%
11.000-11.499		14		6,816,650.54		23.42			6.150			730		77.50
11.500-11.999		18		7,345,036.05		25.24			6.720			750		81.19
12.000-12.499		10		4,725,277.19		16.24			6.739			743		77.10
12.500-12.999		5		2,349,249.98		8.07			6.781			754		83.76
13.000-13.499		9		3,838,337.15		13.19			6.577			727		78.69
13.500-13.999		6		2,257,151.66		7.76			7.631			687		82.93
14.000-14.499		4		474,692.80		1.63			8.085			689		76.29
14.500-14.500		1		103,480.61		0.36			8.500			665		90.00
Total		69	$	29,102,004.99		100.00	%		6.637	%		736		79.27	%

As of May 1, 2008, the Group 2-3 Mortgage Loans had lifetime maximum mortgage rates ranging from approximately 10.750% per annum to approximately 14.500% per annum, and the weighted average maximum mortgage rate as of May 1, 2008 was approximately 12.065% per annum.

Minimum Mortgage Rates of the Group 2-3 Mortgage Loans as of May 1, 2008

Minimum Mortgage Rate (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
2.250-2.500		61	$	26,205,234.03		90.05	%		6.585	%		735		77.56	%
2.501-3.000		7		2,571,770.96		8.84			7.143			748		94.09
3.001-3.015		1		325,000.00		1.12			6.890			702		100.00
Total		69	$	29,102,004.99		100.00	%		6.637	%		736		79.27	%

As of May 1, 2008, the Group 2-3 Mortgage Loans had lifetime minimum mortgage rates ranging from approximately 2.250% per annum to approximately 3.015% per annum, and the weighted average minimum mortgage rate as of May 1, 2008 was approximately 2.316% per annum.

Initial Periodic Rate Caps of the Group 2-3 Mortgage Loans

Initial Periodic Rate Cap (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
5.000		54	$	25,607,501.81		87.99	%		6.559	%		740		79.87	%
5.125		1		175,116.24		0.60			6.875			694		90.00
5.250		1		113,488.25		0.39			6.750			668		79.99
5.500		1		132,750.00		0.46			6.500			737		79.97
5.625		1		845,775.28		2.91			6.375			742		72.00
6.000		9		1,908,673.41		6.56			7.848			690		73.83
6.125		1		173,700.00		0.60			6.875			673		90.00
6.375		1		145,000.00		0.50			5.625			696		59.51
Total		69	$	29,102,004.99		100.00	%		6.637	%		736		79.27	%

The weighted average initial periodic rate cap for the Group 2-3 Mortgage Loans is approximately 5.101% per annum.

Subsequent Periodic Rate Caps of the Group 2-3 Mortgage Loans as of May 1, 2008

Subsequent Periodic Rate Cap (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
2.000		52	$	24,997,752.01		85.90	%		6.536	%		742		79.50	%
5.000		2		609,749.80		2.10			7.500			672		95.00
5.125		1		175,116.24		0.60			6.875			694		90.00
5.250		1		113,488.25		0.39			6.750			668		79.99
5.500		1		132,750.00		0.46			6.500			737		79.97
5.625		1		845,775.28		2.91			6.375			742		72.00
6.000		9		1,908,673.41		6.56			7.848			690		73.83
6.125		1		173,700.00		0.60			6.875			673		90.00
6.375		1		145,000.00		0.50			5.625			696		59.51
Total		69	$	29,102,004.99		100.00	%		6.637	%		736		79.27	%

The weighted average periodic rate cap for the Group 2-3 Mortgage Loans is approximately 2.524% per annum as of May 1, 2008.

Index of the Group 2-3 Mortgage Loans

Index	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
12-Month LIBOR		52	$	24,997,752.01		85.90	%		6.536	%		742		79.50	%
6-Month LIBOR		17		4,104,252.98		14.10			7.257			699		77.84
Total		69	$	29,102,004.99		100.00	%		6.637	%		736		79.27	%

Rate Adjustment Frequency of the Group 2-3 Mortgage Loans

Rate Adjustment Frequency	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Semi-Annually		17	$	4,104,252.98		14.10	%		7.257	%		699		77.84	%
Annually		52		24,997,752.01		85.90			6.536			742		79.50
Total		69	$	29,102,004.99		100.00	%		6.637	%		736		79.27	%

PMI Status of the Group 2-3 Mortgage Loans

PMI Status	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Curltv<=80		51	$	23,182,960.55		79.66	%		6.513	%		739		75.28	%
Gemico		2		609,749.80		2.10			7.500			672		95.00
Lender Paid MI		13		4,489,719.67		15.43			7.118			724		95.06
MGIC		1		359,574.97		1.24			6.875			724		95.00
Radian		1		333,000.00		1.14			6.875			789		90.00
Triad		1		127,000.00		0.44			6.875			720		100.00
Total		69	$	29,102,004.99		100.00	%		6.637	%		736		79.27	%

Original Prepayment Penalty Term of the Group 2-3 Mortgage Loans

Original Prepayment Penalty Term (months)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
No PPP		68	$	28,838,004.99		99.09	%		6.635	%		736		79.26	%
12		1		264,000.00		0.91			6.875			743		80.00
Total		69	$	29,102,004.99		100.00	%		6.637	%		736		79.27	%

Prepayment Penalty Description of the Group 2-3 Mortgage Loans

Prepayment Penalty Description	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
No PPP		68	$	28,838,004.99		99.09	%		6.635	%		736		79.26	%
6 Months interest on 80%		1		264,000.00		0.91			6.875			743		80.00
Total		69	$	29,102,004.99		100.00	%		6.637	%		736		79.27	%

Originators of the Group 2-3 Mortgage Loans

Originator	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
American Home Mortgage		38	$	16,830,776.16		57.83	%		6.632	%		737		81.31	%
HomeBanc		31		12,271,228.83		42.17			6.645			734		76.47
Total		69	$	29,102,004.99		100.00	%		6.637	%		736		79.27	%

Months to Next Adjustment Date of the Group 2-3 Mortgage Loans as of May 1, 2008

Months to Next Adjustment Date	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
69-72		34	$	14,616,047.61		50.22	%		6.666	%		730		77.65	%
73-73		35		14,485,957.38		49.78			6.608			742		80.90
Total		69	$	29,102,004.99		100.00	%		6.637	%		736		79.27	%

Servicers of the Group 2-3 Mortgage Loans

Servicer	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Wells Fargo		69	$	29,102,004.99		100.00	%		6.637	%		736		79.27	%
Total		69	$	29,102,004.99		100.00	%		6.637	%		736		79.27	%

Historical Delinquency of the Group 2-3 Mortgage Loans as of May 1, 2008

Historical Delinquency	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
1 X 30		2	$	813,200.00		2.79	%		6.680	%		705		74.22	%
2 X 30		1		157,150.00		0.54			7.625			622		79.98
2 X 60		1		116,000.00		0.40			8.000			654		80.00
3 X 90		1		222,000.00		0.76			6.750			717		100.00
Foreclosure		1		329,600.00		1.13			7.500			702		80.00
No Delinquency		63		27,464,054.99		94.37			6.614			738		79.23
Total		69	$	29,102,004.99		100.00	%		6.637	%		736		79.27	%

Some of the delinquencies shown in the table above are due to servicing transfer issues rather than borrower payment behavior.

GROUP 2-4 MORTGAGE LOANS

Principal Balances of the Group 2-4 Mortgage Loans at Origination

Original Mortgage Loan Balance ($)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
128,000.00-150,000.00		2	$	272,500.00		0.72	%		7.278	%		686		91.52	%
150,000.01-175,000.00		2		323,072.84		0.86			6.751			705		86.04
175,000.01-200,000.00		4		752,033.74		1.99			6.749			747		75.70
200,000.01-225,000.00		3		633,953.41		1.68			6.742			738		86.54
250,000.01-275,000.00		3		792,295.63		2.10			6.465			722		75.24
275,000.01-300,000.00		1		300,000.00		0.80			6.875			780		48.10
300,000.01-333,700.00		4		1,273,280.00		3.38			6.283			710		84.81
350,000.01-400,000.00		2		717,962.65		1.90			6.627			705		80.00
400,000.01-500,000.00		12		5,292,679.72		14.04			6.447			733		79.87
500,000.01-600,000.00		17		9,318,424.77		24.71			6.314			734		79.48
600,000.01-700,000.00		11		7,095,394.34		18.82			6.613			734		82.78
700,000.01-800,000.00		5		3,711,709.26		9.84			6.579			759		75.24
800,000.01-900,000.00		1		875,000.00		2.32			6.500			698		70.00
900,000.01-1,000,000.00		3		2,827,511.98		7.50			6.163			755		79.06
1,000,000.01-1,350,000.00		3		3,518,573.84		9.33			6.038			720		72.85
Total		73	$	37,704,392.18		100.00	%		6.421	%		734		78.91	%

The average principal balance of the Group 2-4 Mortgage Loans at origination was approximately $518,825.  No Group 2-4 Mortgage Loan had a principal balance at origination of greater than approximately $1,350,000 or less than approximately $128,000.

Principal Balances of the Group 2-4 Mortgage Loans as of May 1, 2008

Current Mortgage Loan Balance ($)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
128,000.00-150,000.00		2	$	272,500.00		0.72	%		7.278	%		686		91.52	%
150,000.01-175,000.00		2		323,072.84		0.86			6.751			705		86.04
175,000.01-200,000.00		4		752,033.74		1.99			6.749			747		75.70
200,000.01-225,000.00		3		633,953.41		1.68			6.742			738		86.54
250,000.01-275,000.00		3		792,295.63		2.10			6.465			722		75.24
275,000.01-300,000.00		1		300,000.00		0.80			6.875			780		48.10
300,000.01-333,700.00		4		1,273,280.00		3.38			6.283			710		84.81
350,000.01-400,000.00		2		717,962.65		1.90			6.627			705		80.00
400,000.01-500,000.00		13		5,787,679.72		15.35			6.409			726		79.88
500,000.01-600,000.00		17		9,421,951.09		24.99			6.382			738		79.49
600,000.01-700,000.00		10		6,496,868.02		17.23			6.566			735		83.04
700,000.01-800,000.00		5		3,711,709.26		9.84			6.579			759		75.24
800,000.01-900,000.00		1		875,000.00		2.32			6.500			698		70.00
900,000.01-1,000,000.00		3		2,827,511.98		7.50			6.163			755		79.06
1,000,000.01-1,350,000.00		3		3,518,573.84		9.33			6.038			720		72.85
Total		73	$	37,704,392.18		100.00	%		6.421	%		734		78.91	%

The average principal balance of the Group 2-4 Mortgage Loans as of May 1, 2008 was approximately $516,499.  No Group 2-4 Mortgage Loan had a principal balance as of May 1, 2008 of greater than approximately $1,350,000 or less than approximately $128,000.

Mortgage Rates of the Group 2-4 Mortgage Loans as of May 1, 2008

Mortgage Rate (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
5.250-5.499		1	$	568,000.00		1.51	%		5.250	%		733		79.78	%
5.500-5.999		8		5,730,314.76		15.20			5.761			749		77.23
6.000-6.499		25		12,154,156.82		32.24			6.227			739		78.68
6.500-6.999		30		15,511,728.37		41.14			6.651			731		75.78
7.000-7.499		5		2,342,851.32		6.21			7.134			716		94.23
7.500-7.875		4		1,397,340.91		3.71			7.553			696		96.41
Total		73	$	37,704,392.18		100.00	%		6.421	%		734		78.91	%

The Group 2-4 Mortgage Loans had mortgage rates as of May 1, 2008 ranging from approximately 5.250%  per annum to approximately 7.875% per annum, and the weighted average mortgage rate as of May 1, 2008 was approximately 6.421% per annum.

Original Term to Maturity of the Group 2-4 Mortgage Loans

Original Term (Months)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
360-360		73	$	37,704,392.18		100.00	%		6.421	%		734		78.91	%
Total		73	$	37,704,392.18		100.00	%		6.421	%		734		78.91	%

The weighted average original term for the Group 2-4 Mortgage Loans is approximately 360months.

Remaining Term of the Group 2-4 Mortgage Loans as of May 1, 2008

Remaining Term (Months)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
347-349		73	$	37,704,392.18		100.00	%		6.421	%		734		78.91	%
Total		73	$	37,704,392.18		100.00	%		6.421	%		734		78.91	%

The remaining terms of the Group 2-4 Mortgage Loans as of May 1, 2008 range from approximately 347 months to 349 months.  The weighted average remaining term of the Group 2-4 Mortgage Loans was approximately 348 months as of May 1, 2008.

Loan-to-Value Ratios of the Group 2-4 Mortgage Loans at Origination(1)(2)

Loan-to-Value Ratio (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
48.10-55.00		2	$	560,403.76		1.49	%		6.468	%		778		48.98	%
55.01-60.00		1		411,850.00		1.09			6.000			782		59.69
60.01-65.00		5		3,903,260.45		10.35			6.538			712		62.58
65.01-70.00		3		1,552,000.00		4.12			6.234			702		68.85
70.01-75.00		6		2,567,837.79		6.81			6.581			752		73.45
75.01-80.00		41		22,585,085.28		59.90			6.255			742		79.76
80.01-85.00		1		144,500.00		0.38			6.750			672		84.01
85.01-90.00		3		1,797,049.32		4.77			6.579			736		88.21
90.01-95.00		2		680,665.91		1.81			7.352			685		94.18
95.01-100.00		9		3,501,739.67		9.29			7.096			708		99.17
Total		73	$	37,704,392.18		100.00	%		6.421	%		734		78.91	%

___________________

(1) The values used in calculating the above were obtained in connection with the origination of the Group 2-4 Mortgage Loans and do not reflect current values.

(2) The weighted average loan-to-value ratio at origination of the Group 2-4 Mortgage Loans was approximately 78.91%.  No Group 2-4 Mortgage Loan had a loan-to-value ratio at origination greater than approximately 100.00% or less than approximately 48.10%.

Combined Loan-to-Value Ratios of the Group 2-4 Mortgage Loans at Origination(1)(2)

Combined Loan-to-Value Ratio (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
48.10-50.00		1	$	300,000.00		0.80	%		6.875	%		780		48.10	%
50.01-60.00		1		411,850.00		1.09			6.000			782		59.69
60.01-70.00		7		4,909,280.44		13.02			6.404			712		64.38
70.01-75.00		6		2,567,837.79		6.81			6.581			752		73.45
75.01-80.00		18		10,867,529.24		28.82			6.237			750		79.60
80.01-85.00		3		999,280.01		2.65			6.741			681		71.97
85.01-90.00		16		9,769,292.88		25.91			6.295			733		81.39
90.01-95.00		5		1,981,582.33		5.26			6.630			727		84.87
95.01-100.00		16		5,897,739.49		15.64			6.798			725		90.06
Total		73	$	37,704,392.18		100.00	%		6.421	%		734		78.91	%

___________________

(1)	The values used in calculating the above were obtained in connection with the origination of the Group 2-4 Mortgage Loans and do not reflect current values.
(2)	The weighted average combined loan-to-value ratio at origination of the Group 2-4 Mortgage Loans was approximately 83.39%.

Occupancy Status of the Group 2-4 Mortgage Loans(1)

Occupancy Status	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Investor		1	$	185,733.74		0.49	%		6.875	%		705		74.40	%
Primary		62		32,289,308.95		85.64			6.424			732		79.39
Second Home		10		5,229,349.49		13.87			6.389			748		76.05
Total		73	$	37,704,392.18		100.00	%		6.421	%		734		78.91	%

___________________

 (1)                  The occupancy status of a mortgaged property is as represented by the mortgagor in its loan application.

Mortgaged Property Types of the Group 2-4 Mortgage Loans

Mortgage Property	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Single Family		35	$	17,916,393.61		47.52	%		6.478	%		731		80.73	%
PUD		27		16,435,169.88		43.59			6.349			736		77.47
Condominium		8		2,716,828.69		7.21			6.275			737		76.33
Two to Four Family		2		336,000.00		0.89			7.720			712		100.00
Coop		1		300,000.00		0.80			6.875			780		48.10
Total		73	$	37,704,392.18		100.00	%		6.421	%		734		78.91	%

Loan Purpose of the Group 2-4 Mortgage Loans

Loan Purpose	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Construction		1	$	731,592.79		1.94	%		6.875	%		797		73.97	%
Construction to Permanent		2		1,241,873.49		3.29			6.609			757		75.16
Purchase		40		20,967,265.31		55.61			6.385			742		81.87
Cash Out Refinance		14		7,876,122.10		20.89			6.535			704		73.26
Rate/Term Refinance		16		6,887,538.49		18.27			6.319			734		77.54
Total		73	$	37,704,392.18		100.00	%		6.421	%		734		78.91	%

Documentation Types of the Group 2-4 Mortgage Loans

Documentation Type	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Stated Income-Verified Assets		41	$	21,270,124.80		56.41	%		6.435	%		736		79.95	%
Verified Income-Verified Assets		32		16,434,267.38		43.59			6.404			732		77.55
Total		73	$	37,704,392.18		100.00	%		6.421	%		734		78.91	%

Geographic Distribution of the Mortgaged Properties on the Group 2-4 Mortgage Loans

Location	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Florida		18	$	9,792,640.89		25.97	%		6.484	%		730		78.87	%
North Carolina		9		6,968,250.85		18.48			6.181			745		78.98
Georgia		9		5,571,511.17		14.78			6.425			756		86.13
California		10		4,992,255.98		13.24			6.386			725		81.77
Arizona		5		3,106,760.36		8.24			6.378			690		67.55
New York		5		1,762,700.18		4.68			6.497			746		70.14
Connecticut		2		1,473,526.32		3.91			6.754			709		74.06
Washington		4		1,261,900.00		3.35			6.746			746		83.29
Maryland		2		796,462.65		2.11			6.222			774		74.95
Wyoming		1		528,000.00		1.40			6.375			767		80.00
New Jersey		2		345,883.17		0.92			6.809			697		76.40
Massachusetts		2		272,500.00		0.72			7.278			686		91.52
Hawaii		1		262,566.87		0.70			6.250			711		80.00
Oregon		1		192,000.00		0.51			6.875			794		68.57
Nevada		1		191,700.00		0.51			6.500			760		80.00
Virginia		1		185,733.74		0.49			6.875			705		74.40
Total		73	$	37,704,392.18		100.00	%		6.421	%		734		78.91	%

Original Interest Only Terms of the Group 2-4 Mortgage Loans

Original IO Term (months)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
None		5	$	2,263,288.51		6.00	%		6.421	%		738		80.36	%
120		68		35,441,103.67		94.00			6.421			734		78.81
Total		73	$	37,704,392.18		100.00	%		6.421	%		734		78.91	%

Original Credit Scores of the Group 2-4 Mortgage Loans(1)(2)

Credit Score	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
653-660		1	$	495,000.00		1.31	%		6.000	%		653		80.00	%
661-680		5		2,451,583.17		6.50			6.342			668		66.87
681-700		12		6,145,624.18		16.30			6.739			689		84.47
701-720		14		6,525,377.69		17.31			6.435			714		80.52
721-740		15		8,008,761.08		21.24			6.505			732		81.76
741-760		6		3,024,339.89		8.02			6.223			754		81.06
761-780		11		5,908,958.91		15.67			6.327			775		73.53
781-800		5		3,052,442.79		8.10			6.124			789		75.09
801-813		4		2,092,304.47		5.55			6.305			810		78.08
Total		73	$	37,704,392.18		100.00	%		6.421	%		734		78.91	%

___________________

(1) The credit scores above were obtained in connection with the origination of the Group 2-4 Mortgage Loans and do not reflect current credit scores.

(2) The weighted average credit score of the Group 2-4 Mortgage Loans for which credit scores were available was approximately 734.  The “Weighted Average FICO” column heading refers to the weighted average credit score of only the Group 2-4 Mortgage Loans for which credit scores were available.

Next Adjustment Dates for the Group 2-4 Mortgage Loans as of May 1, 2008

Next Adjustment Date	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
April  2017		13	$	7,422,153.58		19.69	%		6.456	%		729		82.02	%
May 2017		22		12,979,770.83		34.43			6.253			744		78.86
June 2017		38		17,302,467.77		45.89			6.533			729		77.60
Total		73	$	37,704,392.18		100.00	%		6.421	%		734		78.91	%

The latest next rate adjustment date following May 1, 2008 on any Group 2-4 Mortgage Loan occurs in June 2017 and the weighted average next rate adjustment date for the Group 2-4 Mortgage Loans following May 1, 2008 is May 2017.

Gross Margins of the Group 2-4 Mortgage Loans as of May 1, 2008

Gross Margin (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
2.250-2.500		66	$	35,461,791.21		94.05	%		6.377	%		736		78.12	%
2.501-3.000		6		1,831,260.06		4.86			7.049			716		90.87
3.001-3.375		1		411,340.91		1.09			7.500			687		93.64
Total		73	$	37,704,392.18		100.00	%		6.421	%		734		78.91	%

As of May 1, 2008, all of the Group 2-4 Mortgage Loans had gross margins ranging from approximately 2.250% per annum to approximately 3.375% per annum and the weighted average gross margin as of May 1, 2008 was approximately 2.288% per annum.

Maximum Mortgage Rates of the Group 2-4 Mortgage Loans as of May 1, 2008

Maximum Mortgage Rate (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
10.250-10.499		1	$	568,000.00		1.51	%		5.250	%		733		79.78	%
10.500-10.999		3		1,954,511.98		5.18			5.748			741		76.75
11.000-11.499		14		5,626,420.37		14.92			6.214			748		79.67
11.500-11.999		25		12,780,185.44		33.90			6.406			728		73.86
12.000-12.499		15		8,220,587.77		21.80			6.433			726		80.77
12.500-12.999		13		7,254,686.62		19.24			6.721			745		82.19
13.000-13.499		1		650,000.00		1.72			7.000			738		99.69
13.500-13.500		1		650,000.00		1.72			7.500			694		96.30
Total		73	$	37,704,392.18		100.00	%		6.421	%		734		78.91	%

As of May 1, 2008, the Group 2-4 Mortgage Loans had lifetime maximum mortgage rates ranging from approximately 10.250% per annum to approximately 13.500% per annum, and the weighted average maximum mortgage rate as of May 1, 2008 was approximately 11.902% per annum.

Minimum Mortgage Rates of the Group 2-4 Mortgage Loans as of May 1, 2008

Minimum Mortgage Rate (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
2.250-2.500		66	$	35,461,791.21		94.05	%		6.377	%		736		78.12	%
2.501-3.000		6		1,831,260.06		4.86			7.049			716		90.87
3.001-3.375		1		411,340.91		1.09			7.500			687		93.64
Total		73	$	37,704,392.18		100.00	%		6.421	%		734		78.91	%

As of May 1, 2008, the Group 2-4 Mortgage Loans had lifetime minimum mortgage rates ranging from approximately 2.250% per annum to approximately 3.375% per annum, and the weighted average minimum mortgage rate as of May 1, 2008 was approximately 2.288% per annum.

Initial Periodic Rate Caps of the Group 2-4 Mortgage Loans

Initial Periodic Rate Cap (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
5.000		73	$	37,704,392.18		100.00	%		6.421	%		734		78.91	%
Total		73	$	37,704,392.18		100.00	%		6.421	%		734		78.91	%

The weighted average initial periodic rate cap for the Group 2-4 Mortgage Loans is approximately 5.000% per annum.

Subsequent Periodic Rate Caps of the Group 2-4 Mortgage Loans as of May 1, 2008

Subsequent Periodic Rate Cap (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
2.000		73	$	37,704,392.18		100.00	%		6.421	%		734		78.91	%
Total		73	$	37,704,392.18		100.00	%		6.421	%		734		78.91	%

The weighted average periodic rate cap for the Group 2-4 Mortgage Loans is approximately 2.000% per annum as of May 1, 2008.

Index of the Group 2-4 Mortgage Loans

Index	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
12-Month LIBOR		73	$	37,704,392.18		100.00	%		6.421	%		734		78.91	%
Total		73	$	37,704,392.18		100.00	%		6.421	%		734		78.91	%

Rate Adjustment Frequency of the Group 2-4 Mortgage Loans

Rate Adjustment Frequency	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Annually		73	$	37,704,392.18		100.00	%		6.421	%		734		78.91	%
Total		73	$	37,704,392.18		100.00	%		6.421	%		734		78.91	%

PMI Status of the Group 2-4 Mortgage Loans

PMI Status	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Curltv<=80		58	$	31,580,437.28		83.76	%		6.316	%		738		75.78	%
Gemico		1		650,000.00		1.72			7.500			694		96.30
Lender Paid MI		10		4,295,840.91		11.39			6.976			720		95.99
MGIC		1		144,500.00		0.38			6.750			672		84.01
Radian		1		269,325.00		0.71			7.125			681		95.00
Triad		2		764,288.99		2.03			6.427			704		90.71
Total		73	$	37,704,392.18		100.00	%		6.421	%		734		78.91	%

Original Prepayment Penalty Term of the Group 2-4 Mortgage Loans

Original Prepayment Penalty Term (months)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
No PPP		73	$	37,704,392.18		100.00	%		6.421	%		734		78.91	%
Total		73	$	37,704,392.18		100.00	%		6.421	%		734		78.91	%

Prepayment Penalty Description of the Group 2-4 Mortgage Loans

Prepayment Penalty Description	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
No PPP		73	$	37,704,392.18		100.00	%		6.421	%		734		78.91	%
Total		73	$	37,704,392.18		100.00	%		6.421	%		734		78.91	%

Originators of the Group 2-4 Mortgage Loans

Originator	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
American Home Mortgage		40	$	16,676,754.62		44.23	%		6.546	%		729		77.22	%
HomeBanc		30		19,440,334.94		51.56			6.377			740		80.60
Taylor Bean		3		1,587,302.62		4.21			5.663			715		75.92
Total		73	$	37,704,392.18		100.00	%		6.421	%		734		78.91	%

Months to Next Adjustment Date of the Group 2-4 Mortgage Loans as of May 1, 2008

Months to Next Adjustment Date	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
107-108		35	$	20,401,924.41		54.11	%		6.327	%		739		80.01	%
109-109		38		17,302,467.77		45.89			6.533			729		77.60
Total		73	$	37,704,392.18		100.00	%		6.421	%		734		78.91	%

Servicers of the Group 2-4 Mortgage Loans

Servicer	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Wells Fargo		73	$	37,704,392.18		100.00	%		6.421	%		734		78.91	%
Total		73	$	37,704,392.18		100.00	%		6.421	%		734		78.91	%

Historical Delinquency of the Group 2-4 Mortgage Loans as of May 1, 2008

Historical Delinquency	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
1 X 30		5	$	2,197,694.37		5.83	%		6.581	%		733		78.55	%
No Delinquency		68		35,506,697.81		94.17			6.412			734		78.93
Total		73	$	37,704,392.18		100.00	%		6.421	%		734		78.91	%

Some of the delinquencies shown in the table above are due to servicing transfer issues rather than borrower payment behavior.

GROUP 2-5 MORTGAGE LOANS

Principal Balances of the Group 2-5 Mortgage Loans at Origination

Original Mortgage Loan Balance ($)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
75,000.00-100,000.00		1	$	33,501.17		0.11	%		7.000	%		N/A		78.95	%
200,000.01-225,000.00		1		196,638.94		0.63			5.625			727		36.43
350,000.01-400,000.00		1		377,180.03		1.22			4.750			775		52.85
400,000.01-500,000.00		25		10,707,757.63		34.57			5.668			728		69.70
500,000.01-600,000.00		11		5,585,835.41		18.03			5.487			725		80.93
600,000.01-700,000.00		3		1,934,983.97		6.25			6.117			777		60.80
700,000.01-800,000.00		5		3,592,183.52		11.60			5.145			757		64.57
800,000.01-900,000.00		4		3,437,394.21		11.10			5.440			751		64.78
900,000.01-1,000,000.00		3		2,849,730.73		9.20			5.337			800		39.80
1,000,000.01-1,200,000.00		2		2,258,246.47		7.29			5.386			724		49.31
Total		56	$	30,973,452.08		100.00	%		5.516	%		743		65.38	%

The average principal balance of the Group 2-5 Mortgage Loans at origination was approximately $584,892.  No Group 2-5 Mortgage Loan had a principal balance at origination of greater than approximately $1,200,000 or less than approximately $75,000.

Principal Balances of the Group 2-5 Mortgage Loans as of May 1, 2008

Current Mortgage Loan Balance ($)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
33,501.17-50,000.00		1	$	33,501.17		0.11	%		7.000	%		N/A		78.95	%
175,000.01-200,000.00		1		196,638.94		0.63			5.625			727		36.43
300,000.01-333,700.00		1		320,077.36		1.03			5.375			755		70.42
350,000.01-400,000.00		4		1,536,314.68		4.96			5.375			779		68.33
400,000.01-500,000.00		27		12,147,126.40		39.22			5.659			723		72.00
500,000.01-600,000.00		6		3,236,452.18		10.45			5.553			732		77.84
600,000.01-700,000.00		4		2,762,753.72		8.92			5.936			766		69.60
700,000.01-800,000.00		3		2,195,216.22		7.09			4.721			756		55.41
800,000.01-900,000.00		4		3,437,394.21		11.10			5.440			751		64.78
900,000.01-1,000,000.00		3		2,849,730.73		9.20			5.337			800		39.80
1,000,000.01-1,154,860.04		2		2,258,246.47		7.29			5.386			724		49.31
Total		56	$	30,973,452.08		100.00	%		5.516	%		743		65.38	%

The average principal balance of the Group 2-5 Mortgage Loans as of May 1, 2008 was approximately $553,097.  No Group 2-5 Mortgage Loan had a principal balance as of May 1, 2008 of greater than approximately $1,154,860 or less than approximately $33,501.

Mortgage Rates of the Group 2-5 Mortgage Loans as of May 1, 2008

Mortgage Rate (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
4.250-4.499		2	$	1,126,029.02		3.64	%		4.329	%		721		46.04	%
4.500-4.999		14		8,513,782.28		27.49			4.726			732		62.97
5.000-5.499		8		4,354,487.42		14.06			5.249			738		62.94
5.500-5.999		13		7,919,498.43		25.57			5.737			740		63.00
6.000-6.499		15		7,672,900.42		24.77			6.164			766		74.49
6.500-6.999		1		495,568.28		1.60			6.625			802		80.00
7.000-7.499		1		33,501.17		0.11			7.000			N/A		78.95
7.500-7.875		2		857,685.06		2.77			7.753			710		58.81
Total		56	$	30,973,452.08		100.00	%		5.516	%		743		65.38	%

The Group 2-5 Mortgage Loans had mortgage rates as of May 1, 2008 ranging from approximately 4.250%  per annum to approximately 7.875% per annum, and the weighted average mortgage rate as of May 1, 2008 was approximately 5.516% per annum.

Original Term to Maturity of the Group 2-5 Mortgage Loans

Original Term (Months)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
350-360		56	$	30,973,452.08		100.00	%		5.516	%		743		65.38	%
Total		56	$	30,973,452.08		100.00	%		5.516	%		743		65.38	%

The weighted average original term for the Group 2-5 Mortgage Loans is approximately 360months.

Remaining Term of the Group 2-5 Mortgage Loans as of May 1, 2008

Remaining Term (Months)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
87-240		2	$	429,307.96		1.39	%		5.848	%		756		85.64	%
241-300		3		1,312,453.57		4.24			7.146			718		54.02
301-342		51		29,231,690.55		94.38			5.438			744		65.60
Total		56	$	30,973,452.08		100.00	%		5.516	%		743		65.38	%

The remaining terms of the Group 2-5 Mortgage Loans as of May 1, 2008 range from approximately 87 months to 342 months.  The weighted average remaining term of the Group 2-5 Mortgage Loans was approximately 328 months as of May 1, 2008.

Loan-to-Value Ratios of the Group 2-5 Mortgage Loans at Origination(1)(2)

Loan-to-Value Ratio (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
33.93-35.00		1	$	923,090.63		2.98	%		5.375	%		795		33.93	%
35.01-40.00		3		1,373,466.21		4.43			5.005			743		38.94
40.01-45.00		5		3,494,292.63		11.28			5.422			767		42.77
45.01-50.00		3		2,242,569.29		7.24			4.645			719		46.59
50.01-55.00		5		3,671,551.02		11.85			5.724			739		53.71
55.01-60.00		3		1,278,817.94		4.13			5.892			761		59.03
60.01-65.00		2		1,008,327.75		3.26			6.958			729		62.61
65.01-70.00		1		475,020.40		1.53			5.500			689		69.15
70.01-75.00		5		2,587,175.73		8.35			5.052			773		72.95
75.01-80.00		23		11,590,816.48		37.42			5.656			740		79.39
85.01-90.00		4		1,814,748.12		5.86			5.636			708		89.17
90.01-91.46		1		513,575.88		1.66			5.125			721		91.46
Total		56	$	30,973,452.08		100.00	%		5.516	%		743		65.38	%

___________________

(1) The values used in calculating the above were obtained in connection with the origination of the Group 2-5 Mortgage Loans and do not reflect current values.

(2) Theweighted average loan-to-value ratio at origination of the Group 2-5 Mortgage Loans was approximately 65.38%.  No Group 2-5 Mortgage Loan had a loan-to-value ratio at origination greater than approximately 91.46% or less than approximately 33.93%.

Combined Loan-to-Value Ratios of the Group 2-5 Mortgage Loans at Origination(1)(2)

Combined Loan-to-Value Ratio (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
33.93-40.00		4	$	2,296,556.84		7.41	%		5.154	%		764		36.93	%
40.01-50.00		8		5,736,861.92		18.52			5.118			748		44.27
50.01-60.00		7		4,577,382.56		14.78			5.749			740		54.73
60.01-70.00		2		1,008,327.75		3.26			6.958			729		62.61
70.01-75.00		3		1,181,919.18		3.82			5.500			782		73.31
75.01-80.00		19		9,484,347.87		30.62			5.788			742		78.87
80.01-85.00		1		519,930.84		1.68			5.250			690		80.00
85.01-90.00		7		3,163,171.06		10.21			5.553			711		85.04
90.01-93.14		5		3,004,954.06		9.70			4.874			758		75.72
Total		56	$	30,973,452.08		100.00	%		5.516	%		743		65.38	%

___________________

(1)	The values used in calculating the above were obtained in connection with the origination of the Group 2-5 Mortgage Loans and do not reflect current values.
(2)	The weighted average combined loan-to-value ratio at origination of the Group 2-5 Mortgage Loans was approximately 67.53%.

Occupancy Status of the Group 2-5 Mortgage Loans(1)

Occupancy Status	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Primary		48	$	27,186,291.58		87.77	%		5.520	%		741		66.73	%
Second Home		8		3,787,160.50		12.23			5.493			759		55.73
Total		56	$	30,973,452.08		100.00	%		5.516	%		743		65.38	%

___________________

 (1)           The occupancy status of a mortgaged property is as represented by the mortgagor in its loan application.

Mortgaged Property Types of the Group 2-5 Mortgage Loans

Mortgage Property	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Single Family		41	$	24,201,869.85		78.14	%		5.500	%		747		63.32	%
PUD		10		4,461,898.41		14.41			5.354			704		71.55
Condominium		5		2,309,683.82		7.46			6.001			783		75.14
Total		56	$	30,973,452.08		100.00	%		5.516	%		743		65.38	%

Loan Purpose of the Group 2-5 Mortgage Loans

Loan Purpose	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Purchase		42	$	21,567,625.41		69.63	%		5.441	%		739		68.98	%
Cash Out Refinance		9		5,528,257.60		17.85			5.806			751		53.46
Rate/Term Refinance		5		3,877,569.07		12.52			5.523			756		62.37
Total		56	$	30,973,452.08		100.00	%		5.516	%		743		65.38	%

Documentation Types of the Group 2-5 Mortgage Loans

Documentation Type	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
No Income-Verified Assets		7	$	3,754,798.21		12.12	%		5.731	%		738		69.13	%
Stated Income-No Assets		2		1,199,380.40		3.87			5.566			746		57.42
Stated Income-Verified Assets		6		2,771,915.70		8.95			5.824			779		75.89
Verified Income-No Assets		8		4,631,162.48		14.95			5.252			739		65.88
Verified Income-Verified Assets		33		18,616,195.29		60.10			5.490			740		63.45
Total		56	$	30,973,452.08		100.00	%		5.516	%		743		65.38	%

Geographic Distribution of the Mortgaged Properties on the Group 2-5 Mortgage Loans

Location	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
New Jersey		53	$	29,583,321.18		95.51	%		5.536	%		744		64.93	%
Pennsylvania		3		1,390,130.90		4.49			5.093			721		75.05
Total		56	$	30,973,452.08		100.00	%		5.516	%		743		65.38	%

Original Interest Only Terms of the Group 2-5 Mortgage Loans

Original IO Term  (months)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
None		56	$	30,973,452.08		100.00	%		5.516	%		743		65.38	%
Total		56	$	30,973,452.08		100.00	%		5.516	%		743		65.38	%

Original Credit Scores of the Group 2-5 Mortgage Loans(1)(2)

Credit Score	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
N/A		1	$	33,501.17		0.11	%		7.000	%		N/A		78.95	%
622-640		2		879,888.21		2.84			4.750			630		60.90
641-660		2		877,205.78		2.83			6.564			656		70.43
661-680		2		920,329.13		2.97			5.725			667		80.00
681-700		10		5,386,746.73		17.39			5.199			691		68.66
701-720		2		1,352,157.06		4.37			5.511			704		67.59
721-740		6		3,294,198.87		10.64			4.984			730		59.74
741-760		7		4,117,694.92		13.29			5.499			752		68.65
761-780		9		4,735,188.83		15.29			5.744			768		67.82
781-800		12		7,507,661.68		24.24			5.762			789		61.93
801-816		3		1,868,879.70		6.03			5.585			809		57.12
Total		56	$	30,973,452.08		100.00	%		5.516	%		743		65.38	%

___________________

(1) The credit scores above were obtained in connection with the origination of the Group 2-5 Mortgage Loans and do not reflect current credit scores.

(2) The weighted average credit score of the Group 2-5 Mortgage Loans for which credit scores were available was approximately 743.  The “Weighted Average FICO” column heading refers to the weighted average credit score of only the Group 2-5 Mortgage Loans for which credit scores were available.

Next Adjustment Dates for the Group 2-5 Mortgage Loans as of May 1, 2008

Next Adjustment Date	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
June 2008		1	$	418,554.86		1.35	%		7.625	%		768		54.93	%
August 2008		1		410,387.65		1.32			4.250			690		40.00
September 2008		3		1,188,272.74		3.84			5.742			707		55.13
February 2009		2		845,109.97		2.73			5.538			758		58.23
May 2009		1		395,806.79		1.28			5.750			756		86.21
July 2009		1		412,806.60		1.33			6.000			758		80.00
August 2009		2		1,024,069.44		3.31			5.326			757		74.75
September 2009		1		450,898.29		1.46			4.750			638		80.00
October 2009		2		975,406.03		3.15			5.242			681		80.00
December 2009		1		423,541.49		1.37			4.500			745		45.57
March 2010		1		852,687.47		2.75			4.625			791		71.43
April 2010		1		412,535.92		1.33			4.875			764		76.32
June 2010		3		2,156,495.22		6.96			4.610			768		63.94
July 2010		2		1,143,619.65		3.69			5.085			775		43.58
August 2010		1		861,005.09		2.78			4.875			730		52.94
October 2010		2		1,595,592.49		5.15			4.875			700		58.95
December 2010		1		320,077.36		1.03			5.375			755		70.42
January 2011		1		519,930.84		1.68			5.250			690		80.00
March 2011		2		634,714.52		2.05			5.366			680		65.38
April 2011		1		699,499.89		2.26			5.500			764		77.95
May 2011		1		923,090.63		2.98			5.375			795		33.93
July 2011		3		1,317,695.38		4.25			5.676			687		67.24
August 2011		1		683,894.10		2.21			5.750			781		42.97
September 2011		1		469,405.43		1.52			5.875			778		78.69
October 2011		1		493,794.49		1.59			5.875			682		90.00
November 2011		2		1,114,833.10		3.60			6.278			738		82.12
June 2012		1		513,575.88		1.66			5.125			721		91.46
July 2012		1		1,154,860.04		3.73			5.875			750		53.33
January 2013		1		482,956.05		1.56			5.250			663		80.00
April 2013		3		1,418,757.70		4.58			5.500			716		69.12
June 2013		1		859,951.00		2.78			5.875			703		54.77
September 2013		1		697,467.41		2.25			6.125			754		80.00
May 2016		1		973,771.30		3.14			5.875			788		40.82
June 2016		2		825,757.20		2.67			6.000			795		70.72
July 2016		2		866,053.50		2.80			6.186			798		69.76
August 2016		1		495,568.28		1.60			6.625			802		80.00
September 2016		1		508,060.08		1.64			6.250			790		80.00
October 2016		2		1,432,948.20		4.63			6.325			783		73.12
Total		56	$	30,973,452.08		100.00	%		5.516	%		743		65.38	%

The latest next rate adjustment date following May 1, 2008 on any Group 2-5 Mortgage Loan occurs in October 2016 and the weighted average next rate adjustment date for the Group 2-5 Mortgage Loans following May 1, 2008 is November 2011.

Gross Margins of the Group 2-5 Mortgage Loans as of May 1, 2008

Gross Margin (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
2.000-2.500		1	$	33,501.17		0.11	%		7.000	%		N/A		78.95	%
2.501-2.875		55		30,939,950.91		99.89			5.515			743		65.37
Total		56	$	30,973,452.08		100.00	%		5.516	%		743		65.38	%

As of May 1, 2008, all of the Group 2-5 Mortgage Loans had gross margins ranging from approximately 2.000% per annum to approximately 2.875% per annum and the weighted average gross margin as of May 1, 2008 was approximately 2.753% per annum.

Maximum Mortgage Rates of the Group 2-5 Mortgage Loans as of May 1, 2008

Maximum Mortgage Rate (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
9.250-9.499		1	$	410,387.65		1.32	%		4.250	%		690		40.00	%
9.500-9.999		14		8,513,782.28		27.49			4.726			732		62.97
10.000-10.499		10		5,524,897.30		17.84			5.197			738		59.72
10.500-10.999		12		7,369,127.75		23.79			5.848			745		59.97
11.000-11.499		12		6,333,824.95		20.45			6.199			767		76.21
11.500-11.999		4		1,903,624.02		6.15			6.445			722		77.25
12.000-12.499		2		884,306.96		2.86			6.000			778		77.33
15.000-15.250		1		33,501.17		0.11			7.000			N/A		78.95
Total		56	$	30,973,452.08		100.00	%		5.516	%		743		65.38	%

As of May 1, 2008, the Group 2-5 Mortgage Loans had lifetime maximum mortgage rates ranging from approximately 9.250% per annum to approximately 15.250% per annum, and the weighted average maximum mortgage rate as of May 1, 2008 was approximately 10.552% per annum.

Minimum Mortgage Rates of the Group 2-5 Mortgage Loans as of May 1, 2008

Minimum Mortgage Rate (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
2.000-2.500		1	$	33,501.17		0.11	%		7.000	%		N/A		78.95	%
2.501-2.875		55		30,939,950.91		99.89			5.515			743		65.37
Total		56	$	30,973,452.08		100.00	%		5.516	%		743		65.38	%

As of May 1, 2008, the Group 2-5 Mortgage Loans had lifetime minimum mortgage rates ranging from approximately 2.000% per annum to approximately 2.875% per annum, and the weighted average minimum mortgage rate as of May 1, 2008 was approximately 2.753% per annum.

Initial Periodic Rate Caps of the Group 2-5 Mortgage Loans

Initial Periodic Rate Cap (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
2.000		56	$	30,973,452.08		100.00	%		5.516	%		743		65.38	%
Total		56	$	30,973,452.08		100.00	%		5.516	%		743		65.38	%

The weighted average initial periodic rate cap for the Group 2-5 Mortgage Loans is approximately 2.000% per annum.

Subsequent Periodic Rate Caps of the Group 2-5 Mortgage Loans as of May 1, 2008

Subsequent Periodic Rate Cap (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
2.000		56	$	30,973,452.08		100.00	%		5.516	%		743		65.38	%
Total		56	$	30,973,452.08		100.00	%		5.516	%		743		65.38	%

The weighted average periodic rate cap for the Group 2-5 Mortgage Loans is approximately 2.000% per annum as of May 1, 2008.

Index of the Group 2-5 Mortgage Loans

Index	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
12-Month Treasury		56	$	30,973,452.08		100.00	%		5.516	%		743		65.38	%
Total		56	$	30,973,452.08		100.00	%		5.516	%		743		65.38	%

Rate Adjustment Frequency of the Group 2-5 Mortgage Loans

Rate Adjustment Frequency	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Annually		56	$	30,973,452.08		100.00	%		5.516	%		743		65.38	%
Total		56	$	30,973,452.08		100.00	%		5.516	%		743		65.38	%

PMI Status of the Group 2-5 Mortgage Loans

PMI Status	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Curltv<=80		52	$	29,040,934.87		93.76	%		5.519	%		746		63.72	%
Gemico		1		492,206.06		1.59			4.875			707		90.00
PMI		1		432,940.78		1.40			6.125			695		90.00
RMIC		1		493,794.49		1.59			5.875			682		90.00
United Guaranty		1		513,575.88		1.66			5.125			721		91.46
Total		56	$	30,973,452.08		100.00	%		5.516	%		743		65.38	%

Original Prepayment Penalty Term of the Group 2-5 Mortgage Loans

Original Prepayment Penalty Term (months)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
No PPP		56	$	30,973,452.08		100.00	%		5.516	%		743		65.38	%
Total		56	$	30,973,452.08		100.00	%		5.516	%		743		65.38	%

Prepayment Penalty Description of the Group 2-5 Mortgage Loans

Prepayment Penalty Description	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
No PPP		56	$	30,973,452.08		100.00	%		5.516	%		743		65.38	%
Total		56	$	30,973,452.08		100.00	%		5.516	%		743		65.38	%

Originators of the Group 2-5 Mortgage Loans

Originator	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
PennFed		56	$	30,973,452.08		100.00	%		5.516	%		743		65.38	%
Total		56	$	30,973,452.08		100.00	%		5.516	%		743		65.38	%

Months to Next Adjustment Date of the Group 2-5 Mortgage Loans as of May 1, 2008

Months to Next Adjustment Date	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
1- 6		5	$	2,017,215.25		6.51	%		5.829	%		716		52.01	%
7-12		3		1,240,916.76		4.01			5.606			758		67.15
13-18		6		2,863,180.36		9.24			5.304			713		78.12
19-24		3		1,688,764.88		5.45			4.655			773		66.14
25-30		8		5,756,712.45		18.59			4.818			745		56.87
31-36		6		3,097,313.24		10.00			5.380			743		61.82
37-42		8		4,079,622.50		13.17			5.900			727		71.31
49-54		2		1,668,435.92		5.39			5.644			741		65.07
55-60		4		1,901,713.75		6.14			5.437			703		71.88
61-66		2		1,557,418.41		5.03			5.987			726		66.07
91-96		1		973,771.30		3.14			5.875			788		40.82
97-101		8		4,128,387.26		13.33			6.258			792		73.61
Total		56	$	30,973,452.08		100.00	%		5.516	%		743		65.38	%

Servicers of the Group 2-5 Mortgage Loans

Servicer	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Wells Fargo		56	$	30,973,452.08		100.00	%		5.516	%		743		65.38	%
Total		56	$	30,973,452.08		100.00	%		5.516	%		743		65.38	%

Historical Delinquency of the Group 2-5 Mortgage Loans as of May 1, 2008

Historical Delinquency	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
1 X 30		4	$	2,133,173.03		6.89	%		5.543	%		733		65.81	%
No Delinquency		52		28,840,279.05		93.11			5.514			744		65.35
Total		56	$	30,973,452.08		100.00	%		5.516	%		743		65.38	%

Some of the delinquencies shown in the table above are due to servicing transfer issues rather than borrower payment behavior.

GROUP 3 MORTGAGE LOANS

Principal Balances of the Group 3 Mortgage Loans at Origination

Original Mortgage Loan Balance ($)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
47,500.00-50,000.00		1	$	47,500.00		0.02	%		8.000	%		670		95.00	%
50,000.01-75,000.00		6		385,409.45		0.14			7.532			710		83.56
75,000.01-100,000.00		23		2,012,200.90		0.73			7.081			725		76.89
100,000.01-125,000.00		38		4,308,172.42		1.55			6.829			726		81.50
125,000.01-150,000.00		35		4,752,995.52		1.71			6.842			723		81.82
150,000.01-175,000.00		42		6,822,418.09		2.46			6.804			715		79.93
175,000.01-200,000.00		54		10,013,590.43		3.61			6.689			722		82.25
200,000.01-225,000.00		43		9,089,259.76		3.28			6.849			713		82.02
225,000.01-250,000.00		49		11,635,558.28		4.19			6.749			719		81.44
250,000.01-275,000.00		40		10,485,867.63		3.78			6.749			708		80.26
275,000.01-300,000.00		32		9,265,725.79		3.34			6.678			709		80.27
300,000.01-333,700.00		38		12,049,237.39		4.34			6.715			705		79.03
333,700.01-350,000.00		30		10,036,653.21		3.62			6.564			713		79.66
350,000.01-400,000.00		52		19,542,380.60		7.04			6.647			726		81.04
400,000.01-500,000.00		95		43,057,688.79		15.52			6.532			721		77.89
500,000.01-600,000.00		66		36,049,043.63		12.99			6.678			723		77.94
600,000.01-700,000.00		34		22,345,053.84		8.05			6.501			710		76.61
700,000.01-800,000.00		20		14,943,491.83		5.38			6.534			726		76.63
800,000.01-900,000.00		7		5,984,083.21		2.16			6.449			730		72.45
900,000.01-1,000,000.00		19		18,640,014.22		6.72			6.430			739		69.88
1,000,000.01-1,500,000.00		13		15,253,535.58		5.50			6.687			710		71.71
1,500,000.01-2,000,000.00		4		7,397,094.18		2.67			6.294			695		58.20
3,000,000.01-3,400,000.00		1		3,400,000.00		1.23			6.500			772		66.67
Total		742	$	277,516,974.75		100.00	%		6.619	%		719		77.19	%

The average principal balance of the Group 3 Mortgage Loans at origination was approximately $376,061.  No Group 3 Mortgage Loan had a principal balance at origination of greater than approximately $3,400,000 or less than approximately $47,500.

Principal Balances of the Group 3 Mortgage Loans as of May 1, 2008

Current Mortgage Loan Balance ($)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
47,500.00-50,000.00		1	$	47,500.00		0.02	%		8.000	%		670		95.00	%
50,000.01-75,000.00		6		385,409.45		0.14			7.532			710		83.56
75,000.01-100,000.00		23		2,012,200.90		0.73			7.081			725		76.89
100,000.01-125,000.00		38		4,308,172.42		1.55			6.829			726		81.50
125,000.01-150,000.00		36		4,892,995.52		1.76			6.861			726		82.34
150,000.01-175,000.00		44		7,169,596.50		2.58			6.789			715		80.29
175,000.01-200,000.00		54		10,064,879.23		3.63			6.693			721		82.08
200,000.01-225,000.00		42		8,915,083.19		3.21			6.853			715		81.95
225,000.01-250,000.00		50		11,910,774.63		4.29			6.733			718		81.96
250,000.01-275,000.00		38		9,986,360.64		3.60			6.771			709		79.62
275,000.01-300,000.00		33		9,564,801.85		3.45			6.649			709		80.73
300,000.01-333,700.00		40		12,747,061.49		4.59			6.743			707		78.57
333,700.01-350,000.00		27		9,248,019.19		3.33			6.518			710		80.11
350,000.01-400,000.00		51		19,194,114.46		6.92			6.652			726		80.79
400,000.01-500,000.00		97		44,055,104.31		15.87			6.539			722		77.82
500,000.01-600,000.00		65		35,639,420.68		12.84			6.662			720		77.91
600,000.01-700,000.00		33		21,757,261.27		7.84			6.514			711		76.77
700,000.01-800,000.00		21		15,725,180.41		5.67			6.551			730		76.50
800,000.01-900,000.00		7		5,984,083.21		2.16			6.449			730		72.45
900,000.01-1,000,000.00		19		18,640,014.22		6.72			6.430			739		69.88
1,000,000.01-1,500,000.00		12		14,471,847.00		5.21			6.677			705		71.59
1,500,000.01-2,000,000.00		4		7,397,094.18		2.67			6.294			695		58.20
3,000,000.01-3,400,000.00		1		3,400,000.00		1.23			6.500			772		66.67
Total		742	$	277,516,974.75		100.00	%		6.619	%		719		77.19	%

The average principal balance of the Group 3 Mortgage Loans as of May 1, 2008 was approximately $374,012.  No Group 3 Mortgage Loan had a principal balance as of May 1, 2008 of greater than approximately $3,400,000 or less than approximately $47,500.

Mortgage Rates of the Group 3 Mortgage Loans as of May 1, 2008

Mortgage Rate (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
4.500-4.999		1	$	423,075.65		0.15	%		4.500	%		611		49.73	%
5.000-5.499		1		341,451.00		0.12			5.375			674		80.00
5.500-5.999		32		18,806,357.90		6.78			5.794			727		73.00
6.000-6.499		211		85,283,020.70		30.73			6.230			727		76.07
6.500-6.999		300		115,476,516.80		41.61			6.656			719		77.18
7.000-7.499		126		36,001,324.22		12.97			7.165			711		79.82
7.500-7.999		50		14,349,117.46		5.17			7.622			704		81.93
8.000-8.499		17		4,605,360.10		1.66			8.255			705		83.08
8.500-8.875		4		2,230,750.92		0.80			8.540			697		75.86
Total		742	$	277,516,974.75		100.00	%		6.619	%		719		77.19	%

The Group 3 Mortgage Loans had mortgage rates as of May 1, 2008 ranging from approximately 4.500% per annum to approximately 8.875% per annum, and the weighted average mortgage rate as of May 1, 2008 was approximately 6.619% per annum.

Original Term to Maturity of the Group 3 Mortgage Loans

Original Term (Months)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
342-360		742	$	277,516,974.75		100.00	%		6.619	%		719		77.19	%
Total		742	$	277,516,974.75		100.00	%		6.619	%		719		77.19	%

The weighted average original term for the Group 3 Mortgage Loans is approximately 360 months.

Remaining Term of the Group 3 Mortgage Loans as of May 1, 2008

Remaining Term (Months)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
305-351		742	$	277,516,974.75		100.00	%		6.619	%		719		77.19	%
Total		742	$	277,516,974.75		100.00	%		6.619	%		719		77.19	%

The remaining terms of the Group 3 Mortgage Loans as of May 1, 2008 range from approximately 305 months to 351 months.  The weighted average remaining term for the Group 3 Mortgage Loans was approximately 346 months as of May 1, 2008.

Loan-to-Value Ratios of the Group 3 Mortgage Loans at Origination(1)(2)

Loan-to-Value Ratio (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
20.00-20.00		1	$	91,616.18		0.03	%		6.500	%		691		20.00	%
20.01-25.00		2		621,208.73		0.22			6.451			802		24.57
25.01-30.00		2		394,000.00		0.14			6.453			678		28.43
30.01-35.00		1		1,000,000.00		0.36			7.375			698		33.33
40.01-45.00		3		1,525,080.11		0.55			6.521			755		42.22
45.01-50.00		11		5,885,159.90		2.12			6.145			706		48.76
50.01-55.00		8		5,424,824.23		1.95			6.431			729		52.83
55.01-60.00		10		4,493,420.75		1.62			6.463			740		58.13
60.01-65.00		30		15,018,794.37		5.41			6.361			701		64.15
65.01-70.00		25		14,934,455.50		5.38			6.752			720		68.50
70.01-75.00		66		33,441,667.32		12.05			6.566			713		73.84
75.01-80.00		444		158,953,954.12		57.28			6.590			719		79.79
80.01-85.00		24		7,283,665.61		2.62			7.331			720		84.16
85.01-90.00		28		8,430,812.90		3.04			6.797			729		89.48
90.01-95.00		40		7,893,880.90		2.84			6.971			715		94.66
95.01-100.00		47		12,124,434.13		4.37			6.860			749		99.68
Total		742	$	277,516,974.75		100.00	%		6.619	%		719		77.19	%

___________________

(1) The values used in calculating the above were obtained in connection with the origination of the Group 3 Mortgage Loans and do not reflect current values.

(2) The weighted average loan-to-value ratio at origination of the Group 3 Mortgage Loans was approximately 77.19%.  No Group 3 Mortgage Loan had a loan-to-value ratio at origination greater than approximately 100.00% or less than approximately 20.00%.

Combined Loan-to-Value Ratios of the Group 3 Mortgage Loans at Origination(1)(2)

Combined Loan-to-Value Ratio (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
20.00-20.00		1	$	91,616.18		0.03	%		6.500	%		691		20.00	%
20.01-30.00		4		1,015,208.73		0.37			6.452			754		26.07
30.01-40.00		1		1,000,000.00		0.36			7.375			698		33.33
40.01-50.00		13		6,311,944.21		2.27			6.218			722		47.24
50.01-60.00		15		7,222,653.80		2.60			6.481			730		55.86
60.01-70.00		50		25,480,519.61		9.18			6.509			715		65.53
70.01-75.00		48		25,136,295.09		9.06			6.649			716		72.42
75.01-80.00		136		58,895,202.32		21.22			6.539			714		78.24
80.01-85.00		28		8,905,256.85		3.21			7.202			715		81.58
85.01-90.00		81		36,539,851.27		13.17			6.576			723		80.75
90.01-95.00		84		25,283,142.01		9.11			6.758			714		83.98
95.01-100.00		281		81,635,284.68		29.42			6.651			725		82.81
Total		742	$	277,516,974.75		100.00	%		6.619	%		719		77.19	%

___________________

(1)	The values used in calculating the above were obtained in connection with the origination of the Group 3 Mortgage Loans and do not reflect current values.
(2)	The weighted average combined loan-to-value ratio at origination of the Group 3 Mortgage Loans was approximately 84.86%.

Occupancy Status of the Group 3 Mortgage Loans(1)

Occupancy Status	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Investor		95	$	21,679,799.01		7.81	%		7.128	%		720		75.14	%
Primary		613		241,590,754.46		87.05			6.552			719		77.31
Second Home		34		14,246,421.28		5.13			6.983			734		78.36
Total		742	$	277,516,974.75		100.00	%		6.619	%		719		77.19	%

___________________

 (1)           The occupancy status of a mortgaged property is as represented by the mortgagor in its loan application.

Mortgaged Property Types of the Group 3 Mortgage Loans

Mortgage Property	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Single Family		478	$	183,122,133.10		65.99	%		6.609	%		716		76.44	%
PUD		130		50,598,225.59		18.23			6.588			724		79.65
Condominium		100		29,789,318.49		10.73			6.675			727		77.81
Two to Four Family		22		7,485,947.69		2.70			6.954			727		77.36
Detached PUD		8		5,311,570.21		1.91			6.428			751		76.00
Coop		3		708,779.67		0.26			6.343			717		85.76
Townhouse		1		501,000.00		0.18			7.500			656		64.65
Total		742	$	277,516,974.75		100.00	%		6.619	%		719		77.19	%

Loan Purpose of the Group 3 Mortgage Loans

Loan Purpose	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Purchase		375	$	118,075,290.52		42.55	%		6.675	%		725		81.95	%
Cash Out Refinance		226		96,313,694.30		34.71			6.566			713		72.02
Rate/Term Refinance		141		63,127,989.93		22.75			6.595			719		76.19
Total		742	$	277,516,974.75		100.00	%		6.619	%		719		77.19	%

Documentation Types of the Group 3 Mortgage Loans

Documentation Type	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
No Income-No Assets		18	$	4,745,778.90		1.71	%		7.222	%		707		83.92	%
No Income-Verified Assets		35		15,157,471.90		5.46			7.093			716		73.89
Stated Income-No Assets		34		9,556,577.59		3.44			7.137			686		74.85
Stated Income-Stated Assets		11		4,414,443.10		1.59			6.983			730		72.83
Stated Income-Verified Assets		402		162,668,707.93		58.62			6.591			719		76.25
Verified Income-No Assets		14		3,745,455.96		1.35			6.479			708		68.66
Verified Income-Verified Assets		228		77,228,539.37		27.83			6.471			726		80.36
Total		742	$	277,516,974.75		100.00	%		6.619	%		719		77.19	%

Geographic Distribution of the Mortgaged Properties on the Group 3 Mortgage Loans

Location	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
California		220	$	96,853,338.48		34.90	%		6.520	%		716		77.21	%
Florida		114		34,611,045.39		12.47			6.934			720		78.10
New York		31		17,739,243.85		6.39			6.524			707		74.14
Arizona		42		14,561,573.59		5.25			6.738			715		73.65
Virginia		27		14,493,399.03		5.22			6.380			746		75.30
Illinois		42		13,289,163.17		4.79			6.610			728		75.48
New Jersey		29		10,728,309.89		3.87			7.028			696		76.85
Maryland		22		9,469,236.52		3.41			6.350			720		74.48
Nevada		30		7,606,332.53		2.74			6.532			718		80.41
Washington		16		6,697,839.27		2.41			6.429			717		78.28
Georgia		17		5,150,901.62		1.86			6.502			741		87.68
North Carolina		9		5,004,709.50		1.80			6.373			727		73.28
Oregon		11		3,745,936.67		1.35			6.795			716		81.74
Connecticut		12		3,560,745.05		1.28			6.529			705		79.51
Michigan		8		2,893,859.69		1.04			6.498			721		80.00
Idaho		4		2,849,849.82		1.03			6.627			760		73.79
South Carolina		10		2,775,607.43		1.00			6.876			741		83.89
Colorado		10		2,743,507.58		0.99			6.619			758		74.93
Tennessee		4		2,343,810.95		0.84			7.105			705		70.37
Massachusetts		6		1,994,705.55		0.72			6.812			701		81.91
Utah		10		1,836,790.65		0.66			6.565			723		83.70
Pennsylvania		9		1,764,964.67		0.64			7.434			707		78.67
Texas		5		1,688,585.51		0.61			6.492			748		63.06
New Mexico		6		1,522,508.74		0.55			6.740			703		80.75
Maine		2		1,484,799.70		0.54			6.820			686		80.00
Ohio		5		1,071,495.20		0.39			6.767			773		89.22
District of Columbia		4		1,035,518.69		0.37			6.240			771		74.14
Delaware		2		1,013,488.58		0.37			6.761			774		78.85
Wisconsin		8		962,749.41		0.35			6.989			723		86.17
Rhode Island		2		961,960.80		0.35			6.472			685		79.59
Missouri		6		844,493.85		0.30			6.730			711		84.23
Hawaii		3		747,986.25		0.27			7.054			741		80.75
Vermont		1		699,999.89		0.25			6.000			735		80.00
Alabama		5		699,887.46		0.25			6.944			711		81.78
Minnesota		3		598,718.36		0.22			6.788			704		84.64
Montana		1		518,035.86		0.19			5.750			758		80.00
Kansas		1		405,502.65		0.15			7.250			756		100.00
New Hampshire		1		156,257.35		0.06			6.375			685		74.76
Louisiana		1		128,000.00		0.05			7.375			768		100.00
Oklahoma		1		99,025.81		0.04			6.750			695		80.00
Alaska		1		83,656.94		0.03			7.625			733		95.00
Arkansas		1		79,432.80		0.03			6.375			783		83.33
Total		742	$	277,516,974.75		100.00	%		6.619	%		719		77.19	%

Original Interest Only Terms of the Group 3 Mortgage Loans

Original IO Term  (months)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
None		196	$	50,057,787.55		18.04	%		6.719	%		711		76.85	%
36		2		708,799.70		0.26			7.426			745		80.92
60		154		49,830,770.07		17.96			6.515			722		77.96
120		390		176,919,617.43		63.75			6.617			721		77.06
Total		742	$	277,516,974.75		100.00	%		6.619	%		719		77.19	%

Original Credit Scores of the Group 3 Mortgage Loans(1)(2)

Credit Score	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
608-620		3	$	1,575,183.57		0.57	%		5.895	%		611		67.21	%
621-640		16		6,555,687.70		2.36			6.853			634		72.57
641-660		25		10,667,849.09		3.84			6.765			652		70.81
661-680		49		21,423,204.53		7.72			6.905			671		75.51
681-700		171		57,849,031.06		20.85			6.661			690		77.24
701-720		141		48,100,597.37		17.33			6.635			710		77.99
721-740		127		49,147,430.65		17.71			6.538			730		79.04
741-760		91		31,749,466.54		11.44			6.586			751		78.90
761-780		59		26,579,994.91		9.58			6.506			770		77.06
781-800		44		16,630,707.27		5.99			6.504			790		79.40
801-820		16		7,237,822.06		2.61			6.438			809		67.58
Total		742	$	277,516,974.75		100.00	%		6.619	%		719		77.19	%

___________________

(1) The credit scores above were obtained in connection with the origination of the Group 3 Mortgage Loans and do not reflect current credit scores.

(2) The weighted average credit score of the Group 3 Mortgage Loans for which credit scores were available was approximately 719.  The “Weighted Average FICO” column heading refers to the weighted average credit score of only the Group 3 Mortgage Loans for which credit scores were available.

Next Adjustment Dates for the Group 3 Mortgage Loans as of May 1, 2008

Next Adjustment Date	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
October 2008		1	$	423,075.65		0.15	%		4.500	%		611		49.73	%
December 2008		1		208,799.70		0.08			7.250			732		80.00
April 2009		1		245,000.00		0.09			5.500			697		64.99
December 2009		2		2,012,121.94		0.73			6.798			727		76.93
January 2010		3		1,211,113.96		0.44			6.334			711		80.00
February 2010		7		2,530,961.63		0.91			5.985			731		81.19
March 2010		8		3,836,306.34		1.38			6.260			713		70.55
April 2010		14		6,058,775.75		2.18			6.569			721		79.12
May 2010		3		2,559,994.18		0.92			6.159			717		62.48
September 2010		1		518,035.86		0.19			5.750			758		80.00
February 2011		1		591,500.00		0.21			6.250			757		71.57
March 2011		1		178,047.00		0.06			6.625			770		63.59
April 2011		1		446,600.43		0.16			6.500			796		87.75
June 2011		1		464,800.00		0.17			6.125			791		80.00
August 2011		3		455,438.97		0.16			7.211			676		58.96
September 2011		2		512,107.92		0.18			6.051			615		77.52
November 2011		4		839,334.24		0.30			7.194			711		83.41
December 2011		4		541,536.94		0.20			6.781			735		81.26
January 2012		9		5,144,787.50		1.85			6.649			688		74.32
February 2012		69		26,693,873.24		9.62			6.653			707		78.83
March 2012		274		95,723,179.89		34.49			6.565			725		78.49
April 2012		132		45,599,834.91		16.43			6.504			719		77.86
May 2012		53		17,880,963.48		6.44			7.153			714		79.96
June 2012		12		4,042,076.84		1.46			6.942			708		76.71
July 2012		19		4,372,124.33		1.58			7.203			692		74.90
August 2012		27		7,836,193.25		2.82			6.989			697		74.47
May 2013		1		501,000.00		0.18			7.500			656		64.65
December 2013		1		128,000.00		0.05			7.375			768		100.00
February 2014		4		1,252,475.14		0.45			6.399			707		83.53
March 2014		9		5,214,409.40		1.88			6.652			714		78.10
April 2014		4		2,162,407.93		0.78			6.274			695		81.62
May 2014		3		1,901,462.36		0.69			8.476			709		74.21
September 2015		1		1,149,991.21		0.41			5.875			778		64.61
June 2016		1		587,792.57		0.21			6.000			667		70.76
July 2016		1		739,997.00		0.27			7.375			653		80.00
September 2016		1		448,694.44		0.16			7.000			733		57.07
October 2016		4		2,639,407.29		0.95			6.428			757		65.70
November 2016		6		2,534,810.53		0.91			6.577			737		74.59
December 2016		12		5,897,791.56		2.13			6.672			730		71.14
January 2017		14		8,255,787.79		2.97			6.218			732		73.86
February 2017		11		5,424,031.72		1.95			6.597			737		75.46
March 2017		10		3,945,182.01		1.42			6.628			735		82.43
April 2017		6		3,807,149.85		1.37			6.624			745		64.57
Total		742	$	277,516,974.75		100.00	%		6.619	%		719		77.19	%

The latest next rate adjustment date following May 1, 2008 on any Group 3 Mortgage Loan occurs in April 2017and the weighted average next rate adjustment date for the Group 3 Mortgage Loans following May 1, 2008 is September 2012.

Gross Margins of the Group 3 Mortgage Loans as of May 1, 2008

Gross Margin (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
2.250-2.500		626	$	231,641,063.29		83.47	%		6.556	%		718		76.27	%
2.501-3.000		89		38,490,837.15		13.87			6.893			730		81.60
3.001-3.500		13		2,786,404.21		1.00			7.226			736		94.21
4.001-4.500		1		559,142.78		0.20			7.390			774		100.00
4.501-5.000		13		4,039,527.32		1.46			7.117			666		72.81
Total		742	$	277,516,974.75		100.00	%		6.619	%		719		77.19	%

As of May 1, 2008, all of the Group 3 Mortgage Loans had gross margins ranging from approximately 2.250% per annum to approximately 5.000% per annum and the weighted average gross margin as of May 1, 2008 was approximately 2.386% per annum.

Maximum Mortgage Rates of the Group 3 Mortgage Loans as of May 1, 2008

Maximum Mortgage Rate (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
9.500-9.999		1	$	423,075.65		0.15	%		4.500	%		611		49.73	%
10.000-10.499		1		341,451.00		0.12			5.375			674		80.00
10.500-10.999		27		15,401,003.01		5.55			5.816			728		72.08
11.000-11.499		192		76,894,272.98		27.71			6.224			731		76.56
11.500-11.999		280		103,763,338.61		37.39			6.627			722		77.25
12.000-12.499		134		39,591,406.14		14.27			6.987			708		78.21
12.500-12.999		68		27,713,535.03		9.99			7.085			699		79.11
13.000-13.499		28		9,404,025.90		3.39			7.663			708		80.87
13.500-13.875		11		3,984,866.43		1.44			8.135			707		78.25
Total		742	$	277,516,974.75		100.00	%		6.619	%		719		77.19	%

As of May 1, 2008, the Group 3 Mortgage Loans had lifetime maximum mortgage rates ranging from approximately 9.500% per annum to approximately 13.875% per annum, and the weighted average maximum mortgage rate as of May 1, 2008 was approximately 11.739% per annum.

Minimum Mortgage Rates of the Group 3 Mortgage Loans as of May 1, 2008

Minimum Mortgage Rate (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
2.250-2.500		626	$	231,641,063.29		83.47	%		6.556	%		718		76.27	%
2.501-3.000		89		38,490,837.15		13.87			6.893			730		81.60
3.001-3.500		13		2,786,404.21		1.00			7.226			736		94.21
4.001-4.500		1		559,142.78		0.20			7.390			774		100.00
4.501-5.000		13		4,039,527.32		1.46			7.117			666		72.81
Total		742	$	277,516,974.75		100.00	%		6.619	%		719		77.19	%

As of May 1, 2008, the Group 3 Mortgage Loans had lifetime minimum mortgage rates ranging from approximately 2.250% per annum to approximately 5.000% per annum, and the weighted average minimum mortgage rate as of May 1, 2008 was approximately 2.386% per annum.

Initial Periodic Rate Caps of the Group 3 Mortgage Loans

Initial Periodic Rate Cap (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
2.000		25	$	11,272,561.12		4.06	%		6.165	%		707		74.60	%
3.000		13		5,252,601.77		1.89			6.754			733		83.35
5.000		668		241,830,874.73		87.14			6.633			722		77.33
6.000		36		19,160,937.13		6.90			6.673			691		75.29
Total		742	$	277,516,974.75		100.00	%		6.619	%		719		77.19	%

The weighted average initial periodic rate cap for the Group 3 Mortgage Loans date is approximately 4.909% per annum.

Subsequent Periodic Rate Caps of the Group 3 Mortgage Loans as of May 1, 2008

Subsequent Periodic Rate Cap (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
1.000		91	$	38,801,364.57		13.98	%		7.037	%		717		77.45	%
2.000		597		224,633,146.86		80.94			6.519			721		77.28
5.000		54		14,082,463.32		5.07			7.076			700		75.03
Total		742	$	277,516,974.75		100.00	%		6.619	%		719		77.19	%

The weighted average periodic rate cap for the Group 3 Mortgage Loans is approximately 2.012% per annum as of May 1, 2008.

Index of the Group 3 Mortgage Loans

Index	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
12-Month LIBOR		277	$	131,933,727.48		47.54	%		6.467	%		724		76.39	%
6-Month LIBOR		462		144,233,063.70		51.97			6.768			716		78.04
12-Month Treasury		3		1,350,183.57		0.49			5.576			644		64.70
Total		742	$	277,516,974.75		100.00	%		6.619	%		719		77.19	%

Rate Adjustment Frequency of the Group 3 Mortgage Loans

Rate Adjustment Frequency	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Semi-Annually		462	$	144,233,063.70		51.97	%		6.768	%		716		78.04	%
Annually		280		133,283,911.05		48.03			6.458			723		76.27
Total		742	$	277,516,974.75		100.00	%		6.619	%		719		77.19	%

PMI Status of the Group 3 Mortgage Loans

PMI Status	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Curltv<=80		604	$	241,888,127.66		87.16	%		6.568	%		718		74.87	%
Lender Paid MI		72		19,236,510.51		6.93			6.879			740		96.41
MGIC		43		8,315,112.78		3.00			7.084			718		90.05
No PMI		4		1,271,367.81		0.46			7.758			708		83.71
PMI		6		2,903,417.74		1.05			6.989			706		88.57
Radian		5		1,614,931.18		0.58			6.755			747		87.40
RMIC		1		488,844.92		0.18			8.500			794		82.71
Triad		5		1,131,572.71		0.41			6.248			706		93.72
United Guaranty		2		667,089.44		0.24			7.135			705		85.67
Total		742	$	277,516,974.75		100.00	%		6.619	%		719		77.19	%

Original Prepayment Penalty Term of the Group 3 Mortgage Loans

Original Prepayment Penalty Term (months)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
No PPP		479	$	196,169,489.80		70.69	%		6.624	%		721		77.06	%
6		5		2,956,981.94		1.07			6.624			724		78.79
12		79		26,356,113.30		9.50			6.610			711		76.58
24		28		7,599,467.05		2.74			6.659			721		79.16
36		151		44,434,922.66		16.01			6.598			715		77.71
Total		742	$	277,516,974.75		100.00	%		6.619	%		719		77.19	%

Prepayment Penalty Description of the Group 3 Mortgage Loans

Prepayment Penalty Description	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
No PPP		479	$	196,169,489.80		70.69	%		6.624	%		721		77.06	%
6 Months interest on 80%		248		78,357,987.25		28.24			6.598			715		77.43
1% on 80%		5		1,129,248.71		0.41			6.968			744		84.77
2% on 80%		3		523,329.53		0.19			6.623			707		79.88
Owned by other		2		371,910.81		0.13			7.820			664		80.00
2 Months interest on 100%		1		230,623.31		0.08			6.750			696		80.00
2 Months interest on 80%		1		75,282.01		0.03			7.375			713		95.00
2%-1% on 100%		1		133,875.38		0.05			6.250			778		75.00
3 Months interest on 100%		1		445,795.15		0.16			6.500			716		65.00
3%-2%-1% on 100%		1		79,432.80		0.03			6.375			783		83.33
Total		742	$	277,516,974.75		100.00	%		6.619	%		719		77.19	%

Originators of the Group 3 Mortgage Loans

Originator	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
American Home Mortgage		214	$	97,030,856.98		34.96	%		6.450	%		723		78.19	%
Argent		353		94,711,810.15		34.13			6.671			717		78.63
CitiMortgage		6		1,647,511.61		0.59			6.920			709		68.07
HomeBanc		3		1,159,587.22		0.42			6.411			717		83.38
LoanCity		2		371,910.81		0.13			7.820			664		80.00
MetroCities		1		119,771.26		0.04			6.875			765		80.00
National City		30		18,864,988.16		6.80			7.076			731		77.26
PennFed		2		875,183.57		0.32			5.210			609		64.98
Orchid Island		36		12,804,839.76		4.61			6.684			719		78.38
Sea Breeze		12		8,855,206.91		3.19			6.570			698		74.13
Secured Bankers		17		7,853,255.58		2.83			6.749			679		76.02
SunTrust		37		23,823,832.04		8.58			6.391			744		69.11
Taylor Bean		4		1,848,000.00		0.67			6.702			720		75.03
Weichert		25		7,550,220.70		2.72			7.585			680		77.23
Total		742	$	277,516,974.75		100.00	%		6.619	%		719		77.19	%

Months to Next Adjustment Date of the Group 3 Mortgage Loans as of May 1, 2008

Months to Next Adjustment Date	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
5-6		1	$	423,075.65		0.15	%		4.500	%		611		49.73	%
7-12		2		453,799.70		0.16			6.305			713		71.90
19-24		37		18,209,273.80		6.56			6.375			720		75.08
25-30		1		518,035.86		0.19			5.750			758		80.00
31-36		3		1,216,147.43		0.44			6.397			773		76.34
37-42		10		2,271,681.13		0.82			6.721			699		76.48
43-48		541		191,584,175.96		69.04			6.620			719		78.42
49-54		58		16,250,394.42		5.86			7.035			698		75.14
55-60		1		501,000.00		0.18			7.500			656		64.65
67-72		21		10,658,754.83		3.84			6.879			709		79.02
85-90		1		1,149,991.21		0.41			5.875			778		64.61
97-102		13		6,950,701.83		2.50			6.584			729		70.34
103-107		53		27,329,942.93		9.85			6.507			735		73.53
Total		742	$	277,516,974.75		100.00	%		6.619	%		719		77.19	%

Servicers of the Group 3 Mortgage Loans

Servicer	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Citi Residential Lending		353	$	94,711,810.15		34.13	%		6.671	%		717		78.63	%
CitiMortgage		95		49,676,368.34		17.90			6.527			711		77.66
National City		30		18,864,988.16		6.80			7.076			731		77.26
Cenlar (as a subservicer)		36		12,804,839.76		4.61			6.684			719		78.38
SunTrust		37		23,823,832.04		8.58			6.391			744		69.11
Wells Fargo		191		77,635,136.30		27.97			6.563			718		77.40
Total		742	$	277,516,974.75		100.00	%		6.619	%		719		77.19	%

Historical Delinquency of the Group 3 Mortgage Loans as of May 1, 2008

Historical Delinquency	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
1 X 30		65	$	24,784,999.15		8.93	%		6.710	%		715		79.28	%
1 X 60		22		8,645,254.15		3.12			6.799			716		79.44
1 X 90		32		15,699,380.06		5.66			6.663			701		77.69
2 X 30		12		4,295,435.12		1.55			6.918			683		80.36
3 X 30		1		383,985.00		0.14			6.375			726		80.00
4 X 30		1		237,600.00		0.09			6.500			728		80.00
Foreclosure		22		10,134,730.22		3.65			7.523			729		80.19
No Delinquency		587		213,335,591.05		76.87			6.550			722		76.61
Total		742	$	277,516,974.75		100.00	%		6.619	%		719		77.19	%

Some of the delinquencies shown in the table above are due to servicing transfer issues rather than borrower payment behavior.

GROUP 3-1 MORTGAGE LOANS

Principal Balances of the Group 3-1 Mortgage Loans at Origination

Original Mortgage Loan Balance ($)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
47,500.00-50,000.00		1	$	47,500.00		0.02	%		8.000	%		670		95.00	%
50,000.01-75,000.00		6		385,409.45		0.17			7.532			710		83.56
75,000.01-100,000.00		21		1,840,003.95		0.80			7.051			725		76.28
100,000.01-125,000.00		34		3,839,502.30		1.66			6.825			724		81.49
125,000.01-150,000.00		31		4,222,149.43		1.83			6.850			722		80.79
150,000.01-175,000.00		41		6,658,427.28		2.88			6.781			716		79.92
175,000.01-200,000.00		51		9,456,259.07		4.09			6.690			721		81.21
200,000.01-225,000.00		39		8,225,093.47		3.56			6.781			709		80.63
225,000.01-250,000.00		44		10,481,266.18		4.54			6.745			719		79.94
250,000.01-275,000.00		40		10,485,867.63		4.54			6.749			708		80.26
275,000.01-300,000.00		32		9,265,725.79		4.01			6.678			709		80.27
300,000.01-333,700.00		37		11,731,461.36		5.08			6.714			704		78.46
333,700.01-350,000.00		30		10,036,653.21		4.35			6.564			713		79.66
350,000.01-400,000.00		50		18,815,848.73		8.15			6.657			725		80.50
400,000.01-500,000.00		77		34,634,034.85		15.00			6.529			718		78.67
500,000.01-600,000.00		52		28,433,984.39		12.31			6.726			721		78.36
600,000.01-700,000.00		21		13,802,216.03		5.98			6.575			708		78.44
700,000.01-800,000.00		14		10,404,738.36		4.51			6.494			731		77.54
800,000.01-900,000.00		5		4,301,228.74		1.86			6.478			721		74.36
900,000.01-1,000,000.00		15		14,653,084.25		6.35			6.385			733		74.36
1,000,000.01-1,500,000.00		7		8,409,035.30		3.64			6.536			706		72.92
1,500,000.01-2,000,000.00		4		7,397,094.18		3.20			6.294			695		58.20
3,000,000.01-3,400,000.00		1		3,400,000.00		1.47			6.500			772		66.67
Total		653	$	230,926,583.95		100.00	%		6.624	%		718		77.84	%

The average principal balance of the Group 3-1 Mortgage Loans at origination was approximately $355,118.  No Group 3-1 Mortgage Loan had a principal balance at origination of greater than approximately $3,400,000 or less than approximately $47,500.

Principal Balances of the Group 3-1 Mortgage Loans as of May 1, 2008

Current Mortgage Loan Balance ($)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
47,500.00-50,000.00		1	$	47,500.00		0.02	%		8.000	%		670		95.00	%
50,000.01-75,000.00		6		385,409.45		0.17			7.532			710		83.56
75,000.01-100,000.00		21		1,840,003.95		0.80			7.051			725		76.28
100,000.01-125,000.00		34		3,839,502.30		1.66			6.825			724		81.49
125,000.01-150,000.00		32		4,362,149.43		1.89			6.871			725		81.41
150,000.01-175,000.00		43		7,005,605.69		3.03			6.767			716		80.30
175,000.01-200,000.00		51		9,507,547.87		4.12			6.695			720		81.03
200,000.01-225,000.00		38		8,050,916.90		3.49			6.784			711		80.52
225,000.01-250,000.00		45		10,756,482.53		4.66			6.728			717		80.55
250,000.01-275,000.00		38		9,986,360.64		4.32			6.771			709		79.62
275,000.01-300,000.00		33		9,564,801.85		4.14			6.649			709		80.73
300,000.01-333,700.00		39		12,429,285.46		5.38			6.743			705		78.03
333,700.01-350,000.00		27		9,248,019.19		4.00			6.518			710		80.11
350,000.01-400,000.00		49		18,467,582.59		8.00			6.663			726		80.22
400,000.01-500,000.00		79		35,631,450.37		15.43			6.538			719		78.56
500,000.01-600,000.00		50		27,436,568.87		11.88			6.721			719		78.49
600,000.01-700,000.00		21		13,802,216.03		5.98			6.575			708		78.44
700,000.01-800,000.00		14		10,404,738.36		4.51			6.494			731		77.54
800,000.01-900,000.00		5		4,301,228.74		1.86			6.478			721		74.36
900,000.01-1,000,000.00		15		14,653,084.25		6.35			6.385			733		74.36
1,000,000.01-1,500,000.00		7		8,409,035.30		3.64			6.536			706		72.92
1,500,000.01-2,000,000.00		4		7,397,094.18		3.20			6.294			695		58.20
3,000,000.01-3,400,000.00		1		3,400,000.00		1.47			6.500			772		66.67
Total		653	$	230,926,583.95		100.00	%		6.624	%		718		77.84	%

The average principal balance of the Group 3-1 Mortgage Loans as of May 1, 2008 was approximately $353,639.  No Group 3-1 Mortgage Loan had a principal balance as of May 1, 2008 of greater than  approximately $3,400,000 or less than approximately $47,500.

Mortgage Rates of the Group 3-1 Mortgage Loans as of May 1, 2008

Mortgage Rate (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
4.500-4.999		1	$	423,075.65		0.18	%		4.500	%		611		49.73	%
5.000-5.499		1		341,451.00		0.15			5.375			674		80.00
5.500-5.999		29		16,733,770.46		7.25			5.784			725		73.65
6.000-6.499		174		64,070,869.78		27.75			6.230			724		76.61
6.500-6.999		269		99,883,992.36		43.25			6.651			717		77.47
7.000-7.499		118		32,234,520.99		13.96			7.158			713		81.55
7.500-7.999		44		12,524,206.65		5.42			7.630			705		82.18
8.000-8.499		15		4,295,611.55		1.86			8.273			700		82.07
8.500-8.875		2		419,085.51		0.18			8.715			658		86.41
Total		653	$	230,926,583.95		100.00	%		6.624	%		718		77.84	%

The Group 3-1 Mortgage Loans had mortgage rates as of May 1, 2008 ranging from approximately 4.500%  per annum to approximately 8.875% per annum, and the weighted average mortgage rate as of May 1, 2008 was approximately 6.624% per annum.

Original Term to Maturity of the Group 3-1 Mortgage Loans

Original Term (Months)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
342-360		653	$	230,926,583.95		100.00	%		6.624	%		718		77.84	%
Total		653	$	230,926,583.95		100.00	%		6.624	%		718		77.84	%

The weighted average original term for the Group 3-1 Mortgage Loans is approximately 360months.

Remaining Term of the Group 3-1 Mortgage Loans as of May 1, 2008

Remaining Term (Months)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
305-351		653	$	230,926,583.95		100.00	%		6.624	%		718		77.84	%
Total		653	$	230,926,583.95		100.00	%		6.624	%		718		77.84	%

The remaining terms of the Group 3-1 Mortgage Loans as of May 1, 2008 range from approximately 305 months to 351 months.  The weighted average remaining term of the Group 3-1 Mortgage Loans was approximately 346 months as of May 1, 2008.

Loan-to-Value Ratios of the Group 3-1 Mortgage Loans at Origination(1)(2)

Loan-to-Value Ratio (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
20.00-20.00		1	$	91,616.18		0.04	%		6.500	%		691		20.00	%
20.01-25.00		2		621,208.73		0.27			6.451			802		24.57
25.01-30.00		2		394,000.00		0.17			6.453			678		28.43
40.01-45.00		2		538,142.48		0.23			7.248			635		43.24
45.01-50.00		10		5,253,521.96		2.27			6.117			705		48.67
50.01-55.00		5		2,867,224.23		1.24			6.294			732		52.57
55.01-60.00		6		2,095,902.72		0.91			6.321			725		58.87
60.01-65.00		22		10,345,996.19		4.48			6.385			688		64.01
65.01-70.00		22		12,424,496.38		5.38			6.583			727		68.41
70.01-75.00		60		29,404,780.05		12.73			6.574			714		73.96
75.01-80.00		402		136,376,603.37		59.06			6.607			718		79.82
80.01-85.00		23		6,794,820.69		2.94			7.246			715		84.26
85.01-90.00		25		7,404,253.00		3.21			6.873			726		89.41
90.01-95.00		39		7,662,080.90		3.32			6.989			715		94.65
95.01-100.00		32		8,651,937.07		3.75			6.839			748		99.55
Total		653	$	230,926,583.95		100.00	%		6.624	%		718		77.84	%

___________________

(1) The values used in calculating the above were obtained in connection with the origination of the Group 3-1 Mortgage Loans and do not reflect current values.

(2) The weighted average loan-to-value ratio at origination of the Group 3-1 Mortgage Loans was approximately 77.84%.  No Group 3-1 Mortgage Loan had a loan-to-value ratio at origination greater than approximately 100.00% or less than approximately 20.00%.

Combined Loan-to-Value Ratios of the Group 3-1 Mortgage Loans at Origination(1)(2)

Combined Loan-to-Value Ratio (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
20.00-20.00		1	$	91,616.18		0.04	%		6.500	%		691		20.00	%
20.01-30.00		4		1,015,208.73		0.44			6.452			754		26.07
40.01-50.00		11		4,693,368.64		2.03			6.216			703		48.10
50.01-60.00		8		2,267,535.77		0.98			6.250			711		57.24
60.01-70.00		39		18,297,762.31		7.92			6.413			716		65.34
70.01-75.00		43		21,687,200.39		9.39			6.657			718		72.28
75.01-80.00		111		44,740,381.09		19.37			6.551			711		77.92
80.01-85.00		26		7,874,855.72		3.41			7.196			712		81.62
85.01-90.00		66		28,774,888.08		12.46			6.605			722		80.72
90.01-95.00		80		23,571,260.05		10.21			6.796			711		84.12
95.01-100.00		264		77,912,506.99		33.74			6.640			724		82.05
Total		653	$	230,926,583.95		100.00	%		6.624	%		718		77.84	%

___________________

(1)	The values used in calculating the above were obtained in connection with the origination of the Group 3-1 Mortgage Loans and do not reflect current values.
(2)	The weighted average combined loan-to-value ratio at origination of the Group 3-1 Mortgage Loans was approximately 86.63%.

Occupancy Status of the Group 3-1 Mortgage Loans(1)

Occupancy Status	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Investor		85	$	18,512,780.63		8.02	%		7.083	%		718		77.28	%
Primary		543		205,228,917.21		88.87			6.570			717		77.70
Second Home		25		7,184,886.11		3.11			6.975			740		83.06
Total		653	$	230,926,583.95		100.00	%		6.624	%		718		77.84	%

___________________

 (1)           The occupancy status of a mortgaged property is as represented by the mortgagor in its loan application.

Mortgaged Property Types of the Group 3-1 Mortgage Loans

Mortgage Property	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Single Family		427	$	154,724,365.00		67.00	%		6.610	%		714		77.29	%
PUD		118		44,895,975.89		19.44			6.584			724		79.70
Condominium		85		23,553,075.60		10.20			6.690			730		78.03
Two to Four Family		21		7,396,150.74		3.20			6.941			726		77.21
Coop		2		357,016.72		0.15			6.680			738		81.62
Total		653	$	230,926,583.95		100.00	%		6.624	%		718		77.84	%

Loan Purpose of the Group 3-1 Mortgage Loans

Loan Purpose	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Purchase		331	$	99,976,395.15		43.29	%		6.710	%		721		81.71	%
Cash Out Refinance		194		75,892,938.18		32.86			6.564			712		73.42
Rate/Term Refinance		128		55,057,250.62		23.84			6.548			719		76.88
Total		653	$	230,926,583.95		100.00	%		6.624	%		718		77.84	%

Documentation Types of the Group 3-1 Mortgage Loans

Documentation Type	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
No Income-No Assets		18	$	4,745,778.90		2.06	%		7.222	%		707		83.92	%
No Income-Verified Assets		31		12,755,009.54		5.52			6.870			719		74.21
Stated Income-No Assets		34		9,556,577.59		4.14			7.137			686		74.85
Stated Income-Stated Assets		10		3,914,443.10		1.70			7.077			718		74.87
Stated Income-Verified Assets		378		148,803,565.07		64.44			6.587			720		76.95
Verified Income-No Assets		14		3,745,455.96		1.62			6.479			708		68.66
Verified Income-Verified Assets		168		47,405,753.79		20.53			6.483			719		82.54
Total		653	$	230,926,583.95		100.00	%		6.624	%		718		77.84	%

Geographic Distribution of the Mortgaged Properties on the Group 3-1 Mortgage Loans

Location	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
California		202	$	86,312,210.23		37.38	%		6.535	%		714		77.35	%
Florida		99		26,017,055.13		11.27			6.858			723		80.35
New York		28		16,327,480.90		7.07			6.493			709		73.47
Illinois		42		13,289,163.17		5.75			6.610			728		75.48
Arizona		39		12,930,621.99		5.60			6.701			716		74.56
New Jersey		29		10,728,309.89		4.65			7.028			696		76.85
Nevada		30		7,606,332.53		3.29			6.532			718		80.41
Maryland		17		6,430,255.39		2.78			6.328			715		78.64
Washington		14		5,921,557.50		2.56			6.395			723		78.40
Virginia		10		4,651,848.56		2.01			6.436			733		83.19
Oregon		11		3,745,936.67		1.62			6.795			716		81.74
Connecticut		12		3,560,745.05		1.54			6.529			705		79.51
Georgia		10		3,168,412.93		1.37			6.541			729		86.09
Michigan		8		2,893,859.69		1.25			6.498			721		80.00
Idaho		4		2,849,849.82		1.23			6.627			760		73.79
Colorado		9		2,516,325.62		1.09			6.664			765		74.47
Massachusetts		6		1,994,705.55		0.86			6.812			701		81.91
Utah		10		1,836,790.65		0.80			6.565			723		83.70
Pennsylvania		9		1,764,964.67		0.76			7.434			707		78.67
Texas		5		1,688,585.51		0.73			6.492			748		63.06
Tennessee		2		1,615,827.47		0.70			7.162			722		68.92
New Mexico		6		1,522,508.74		0.66			6.740			703		80.75
South Carolina		7		1,473,879.40		0.64			7.187			759		90.90
North Carolina		2		1,224,395.71		0.53			6.524			649		79.96
Ohio		5		1,071,495.20		0.46			6.767			773		89.22
Wisconsin		8		962,749.41		0.42			6.989			723		86.17
Rhode Island		2		961,960.80		0.42			6.472			685		79.59
District of Columbia		3		855,123.17		0.37			6.211			769		68.68
Hawaii		3		747,986.25		0.32			7.054			741		80.75
Missouri		5		706,329.53		0.31			6.775			705		81.14
Vermont		1		699,999.89		0.30			6.000			735		80.00
Alabama		5		699,887.46		0.30			6.944			711		81.78
Minnesota		3		598,718.36		0.26			6.788			704		84.64
Montana		1		518,035.86		0.22			5.750			758		80.00
Kansas		1		405,502.65		0.18			7.250			756		100.00
Maine		1		208,799.70		0.09			7.250			732		80.00
New Hampshire		1		156,257.35		0.07			6.375			685		74.76
Oklahoma		1		99,025.81		0.04			6.750			695		80.00
Alaska		1		83,656.94		0.04			7.625			733		95.00
Arkansas		1		79,432.80		0.03			6.375			783		83.33
Total		653	$	230,926,583.95		100.00	%		6.624	%		718		77.84	%

Original Interest Only Terms of the Group 3-1 Mortgage Loans

Original IO Term  (months)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
None		186	$	45,811,127.86		19.84	%		6.753	%		709		77.25	%
36		2		708,799.70		0.31			7.426			745		80.92
60		154		49,830,770.07		21.58			6.515			722		77.96
120		311		134,575,886.32		58.28			6.616			719		77.97
Total		653	$	230,926,583.95		100.00	%		6.624	%		718		77.84	%

Original Credit Scores of the Group 3-1 Mortgage Loans(1)(2)

Credit Score	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
608-620		3	$	1,575,183.57		0.68	%		5.895	%		611		67.21	%
621-640		16		6,555,687.70		2.84			6.853			634		72.57
641-660		20		8,217,640.19		3.56			6.696			652		70.69
661-680		38		13,965,245.90		6.05			6.841			670		77.44
681-700		157		50,776,183.64		21.99			6.672			690		77.80
701-720		131		43,010,575.97		18.63			6.649			710		78.96
721-740		115		42,107,084.20		18.23			6.568			730		79.57
741-760		82		27,977,136.82		12.12			6.597			751		78.62
761-780		48		22,484,911.08		9.74			6.503			769		76.74
781-800		32		10,791,950.45		4.67			6.459			789		79.29
801-811		11		3,464,984.43		1.50			6.645			807		72.94
Total		653	$	230,926,583.95		100.00	%		6.624	%		718		77.84	%

___________________

(1) The credit scores above were obtained in connection with the origination of the Group 3-1 Mortgage Loans and do not reflect current credit scores.

(2) The weighted average credit score of the Group 3-1 Mortgage Loans for which credit scores were available was approximately 718.  The “Weighted Average FICO” column heading refers to the weighted average credit score of only the Group 3-1 Mortgage Loans for which credit scores were available.

Next Adjustment Dates for the Group 3-1 Mortgage Loans as of May 1, 2008

Next Adjustment Date	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
October 2008		1	$	423,075.65		0.18	%		4.500	%		611		49.73	%
December 2008		1		208,799.70		0.09			7.250			732		80.00
April 2009		1		245,000.00		0.11			5.500			697		64.99
December 2009		2		2,012,121.94		0.87			6.798			727		76.93
January 2010		3		1,211,113.96		0.52			6.334			711		80.00
February 2010		7		2,530,961.63		1.10			5.985			731		81.19
March 2010		8		3,836,306.34		1.66			6.260			713		70.55
April 2010		14		6,058,775.75		2.62			6.569			721		79.12
May 2010		3		2,559,994.18		1.11			6.159			717		62.48
September 2010		1		518,035.86		0.22			5.750			758		80.00
February 2011		1		591,500.00		0.26			6.250			757		71.57
March 2011		1		178,047.00		0.08			6.625			770		63.59
April 2011		1		446,600.43		0.19			6.500			796		87.75
June 2011		1		464,800.00		0.20			6.125			791		80.00
August 2011		3		455,438.97		0.20			7.211			676		58.96
September 2011		2		512,107.92		0.22			6.051			615		77.52
November 2011		4		839,334.24		0.36			7.194			711		83.41
December 2011		4		541,536.94		0.23			6.781			735		81.26
January 2012		9		5,144,787.50		2.23			6.649			688		74.32
February 2012		69		26,693,873.24		11.56			6.653			707		78.83
March 2012		274		95,723,179.89		41.45			6.565			725		78.49
April 2012		132		45,599,834.91		19.75			6.504			719		77.86
May 2012		53		17,880,963.48		7.74			7.153			714		79.96
June 2012		12		4,042,076.84		1.75			6.942			708		76.71
July 2012		19		4,372,124.33		1.89			7.203			692		74.90
August 2012		27		7,836,193.25		3.39			6.989			697		74.47
Total		653	$	230,926,583.95		100.00	%		6.624	%		718		77.84	%

The latest next rate adjustment date following May 1, 2008 on any Group 3-1 Mortgage Loan occurs in  August 2012 and the weighted average next rate adjustment date for the Group 3-1 Mortgage Loans following May 1, 2008 is January 2012.

Gross Margins of the Group 3-1 Mortgage Loans as of May 1, 2008

Gross Margin (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
2.250-2.500		564	$	194,491,890.08		84.22	%		6.577	%		717		76.97	%
2.501-3.000		63		29,264,619.56		12.67			6.801			729		82.46
3.001-3.500		12		2,571,404.21		1.11			7.202			731		93.72
4.001-4.500		1		559,142.78		0.24			7.390			774		100.00
4.501-5.000		13		4,039,527.32		1.75			7.117			666		72.81
Total		653	$	230,926,583.95		100.00	%		6.624	%		718		77.84	%

As of May 1, 2008, all of the Group 3-1 Mortgage Loans had gross margins ranging from approximately 2.250% per annum to approximately 5.000% per annum and the weighted average gross margin as of May 1, 2008 was approximately 2.391% per annum.

Maximum Mortgage Rates of the Group 3-1 Mortgage Loans as of May 1, 2008

Maximum Mortgage Rate (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
9.500-9.999		1	$	423,075.65		0.18	%		4.500	%		611		49.73	%
10.000-10.499		1		341,451.00		0.15			5.375			674		80.00
10.500-10.999		24		13,328,415.57		5.77			5.807			725		72.75
11.000-11.499		159		57,770,204.64		25.02			6.223			726		77.27
11.500-11.999		252		88,979,021.27		38.53			6.618			721		77.66
12.000-12.499		123		33,841,520.33		14.65			7.007			711		79.84
12.500-12.999		61		25,452,327.93		11.02			7.070			698		78.86
13.000-13.499		25		8,989,277.35		3.89			7.656			706		80.51
13.500-13.875		7		1,801,290.21		0.78			7.834			717		82.74
Total		653	$	230,926,583.95		100.00	%		6.624	%		718		77.84	%

As of May 1, 2008, the Group 3-1 Mortgage Loans had lifetime maximum mortgage rates ranging from approximately 9.500% per annum to approximately 13.875% per annum, and the weighted average maximum mortgage rate as of May 1, 2008 was approximately 11.754% per annum.

Minimum Mortgage Rates of the Group 3-1 Mortgage Loans as of May 1, 2008

Minimum Mortgage Rate (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
2.250-2.500		564	$	194,491,890.08		84.22	%		6.577	%		717		76.97	%
2.501-3.000		63		29,264,619.56		12.67			6.801			729		82.46
3.001-3.500		12		2,571,404.21		1.11			7.202			731		93.72
4.001-4.500		1		559,142.78		0.24			7.390			774		100.00
4.501-5.000		13		4,039,527.32		1.75			7.117			666		72.81
Total		653	$	230,926,583.95		100.00	%		6.624	%		718		77.84	%

As of May 1, 2008, the Group 3-1 Mortgage Loans had lifetime minimum mortgage rates ranging from approximately 2.250% per annum to approximately 5.000% per annum, and the weighted average minimum mortgage rate as of May 1, 2008 was approximately 2.391% per annum.

Initial Periodic Rate Caps of the Group 3-1 Mortgage Loans

Initial Periodic Rate Cap (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
2.000		25	$	11,272,561.12		4.88	%		6.165	%		707		74.60	%
3.000		13		5,252,601.77		2.27			6.754			733		83.35
5.000		586		197,454,097.20		85.51			6.642			720		78.08
6.000		29		16,947,323.86		7.34			6.673			692		75.42
Total		653	$	230,926,583.95		100.00	%		6.624	%		718		77.84	%

The weighted average initial periodic rate cap for the Group 3-1 Mortgage Loans is approximately 4.881% per annum.

Subsequent Periodic Rate Caps of the Group 3-1 Mortgage Loans as of May 1, 2008

Subsequent Periodic Rate Cap (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
1.000		87	$	36,312,109.64		15.72	%		6.978	%		718		77.72	%
2.000		512		180,532,010.99		78.18			6.517			719		78.08
5.000		54		14,082,463.32		6.10			7.076			700		75.03
Total		653	$	230,926,583.95		100.00	%		6.624	%		718		77.84	%

The weighted average periodic rate cap for the Group 3-1 Mortgage Loans is approximately 2.026% per annum as of May 1, 2008.

Index of the Group 3-1 Mortgage Loans

Index	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
12-Month LIBOR		199	$	89,933,412.31		38.94	%		6.445	%		721		77.47	%
6-Month LIBOR		452		140,117,988.07		60.68			6.747			716		78.15
12-Month Treasury		2		875,183.57		0.38			5.210			609		64.98
Total		653	$	230,926,583.95		100.00	%		6.624	%		718		77.84	%

Rate Adjustment Frequency of the Group 3-1 Mortgage Loans

Rate Adjustment Frequency	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Semi-Annually		452	$	140,117,988.07		60.68	%		6.747	%		716		78.15	%
Annually		201		90,808,595.88		39.32			6.433			720		77.35
Total		653	$	230,926,583.95		100.00	%		6.624	%		718		77.84	%

PMI Status of the Group 3-1 Mortgage Loans

PMI Status	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Curltv<=80		535	$	200,517,438.74		86.83	%		6.570	%		716		75.63	%
Lender Paid MI		56		15,179,013.45		6.57			6.900			735		95.84
MGIC		43		8,315,112.78		3.60			7.084			718		90.05
No PMI		4		1,271,367.81		0.55			7.758			708		83.71
PMI		6		2,903,417.74		1.26			6.989			706		88.57
Radian		3		1,031,368.23		0.45			7.098			773		84.81
Triad		5		1,131,572.71		0.49			6.248			706		93.72
United Guaranty		1		577,292.49		0.25			7.000			697		85.00
Total		653	$	230,926,583.95		100.00	%		6.624	%		718		77.84	%

Original Prepayment Penalty Term of the Group 3-1 Mortgage Loans

Original Prepayment Penalty Term (months)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
No PPP		394	$	150,607,919.70		65.22	%		6.634	%		719		77.98	%
6		5		2,956,981.94		1.28			6.624			724		78.79
12		77		25,984,202.49		11.25			6.593			712		76.53
24		28		7,599,467.05		3.29			6.659			721		79.16
36		149		43,778,012.77		18.96			6.600			716		77.81
Total		653	$	230,926,583.95		100.00	%		6.624	%		718		77.84	%

Prepayment Penalty Description of the Group 3-1 Mortgage Loans

Prepayment Penalty Description	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
No PPP		394	$	150,607,919.70		65.22	%		6.634	%		719		77.98	%
6 Months interest on 80%		246		77,701,077.36		33.65			6.599			715		77.48
1% on 80%		5		1,129,248.71		0.49			6.968			744		84.77
2% on 80%		3		523,329.53		0.23			6.623			707		79.88
2 Months interest on 100%		1		230,623.31		0.10			6.750			696		80.00
2 Months interest on 80%		1		75,282.01		0.03			7.375			713		95.00
2%-1% on 100%		1		133,875.38		0.06			6.250			778		75.00
3 Months interest on 100%		1		445,795.15		0.19			6.500			716		65.00
3%-2%-1% on 100%		1		79,432.80		0.03			6.375			783		83.33
Total		653	$	230,926,583.95		100.00	%		6.624	%		718		77.84	%

Originators of the Group 3-1 Mortgage Loans

Originator	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
American Home Mortgage		177	$	80,514,961.07		34.87	%		6.405	%		724		77.64	%
Argent		353		94,711,810.15		41.01			6.671			717		78.63
CitiMortgage		5		1,146,511.61		0.50			6.667			732		69.56
National City		27		16,963,525.80		7.35			6.919			734		77.60
PennFed		2		875,183.57		0.38			5.210			609		64.98
Orchid Island		35		12,217,047.19		5.29			6.717			721		78.75
Sea Breeze		11		8,318,068.28		3.60			6.583			700		74.42
Secured Bankers		17		7,853,255.58		3.40			6.749			679		76.02
Taylor Bean		1		776,000.00		0.34			6.875			725		80.00
Weichert		25		7,550,220.70		3.27			7.585			680		77.23
Total		653	$	230,926,583.95		100.00	%		6.624	%		718		77.84	%

Months to Next Adjustment Date of the Group 3-1 Mortgage Loans as of May 1, 2008

Months to Next Adjustment Date	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
5-6		1	$	423,075.65		0.18	%		4.500	%		611		49.73	%
7-12		2		453,799.70		0.20			6.305			713		71.90
19-24		37		18,209,273.80		7.89			6.375			720		75.08
25-30		1		518,035.86		0.22			5.750			758		80.00
31-36		3		1,216,147.43		0.53			6.397			773		76.34
37-42		10		2,271,681.13		0.98			6.721			699		76.48
43-48		541		191,584,175.96		82.96			6.620			719		78.42
49-51		58		16,250,394.42		7.04			7.035			698		75.14
Total		653	$	230,926,583.95		100.00	%		6.624	%		718		77.84	%

Servicers of the Group 3-1 Mortgage Loans

Servicer	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Citi Residential Lending		353	$	94,711,810.15		41.01	%		6.671	%		717		78.63	%
CitiMortgage		78		41,027,802.65		17.77			6.481			712		77.59
National City		27		16,963,525.80		7.35			6.919			734		77.60
Cenlar (as a subservicer)		35		12,217,047.19		5.29			6.717			721		78.75
Wells Fargo		160		66,006,398.16		28.58			6.550			717		76.74
Total		653	$	230,926,583.95		100.00	%		6.624	%		718		77.84	%

Historical Delinquency of the Group 3-1 Mortgage Loans as of May 1, 2008

Historical Delinquency	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
1 X 30		59	$	21,107,602.58		9.14	%		6.706	%		715		78.71	%
1 X 60		22		8,645,254.15		3.74			6.799			716		79.44
1 X 90		29		14,264,063.71		6.18			6.651			704		77.65
2 X 30		10		3,563,635.12		1.54			6.871			680		79.72
3 X 30		1		383,985.00		0.17			6.375			726		80.00
4 X 30		1		237,600.00		0.10			6.500			728		80.00
Foreclosure		19		8,233,267.86		3.57			7.303			734		81.57
No Delinquency		512		174,491,175.53		75.56			6.566			719		77.44
Total		653	$	230,926,583.95		100.00	%		6.624	%		718		77.84	%

Some of the delinquencies shown in the table above are due to servicing transfer issues rather than borrower payment behavior.

GROUP 3-2 MORTGAGE LOANS

Principal Balances of the Group 3-2 Mortgage Loans at Origination

Original Mortgage Loan Balance ($)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
90,000.00-100,000.00		1	$	89,796.95		0.80	%		8.000	%		755		90.00	%
100,000.01-125,000.00		1		123,998.86		1.11			6.625			771		80.00
125,000.01-150,000.00		3		392,681.77		3.52			6.877			727		86.52
200,000.01-225,000.00		2		441,246.29		3.95			7.310			774		100.00
225,000.01-250,000.00		2		464,181.96		4.16			6.827			727		90.21
300,000.01-333,700.00		1		317,776.03		2.85			6.750			753		100.00
350,000.01-400,000.00		1		351,762.95		3.15			6.000			695		89.97
400,000.01-500,000.00		2		919,744.33		8.24			7.504			737		81.44
500,000.01-600,000.00		2		1,086,000.00		9.73			6.759			726		78.31
600,000.01-700,000.00		3		2,059,745.20		18.46			6.333			695		80.00
1,000,000.01-1,322,820.49		4		4,912,820.49		44.02			7.105			688		70.94
Total		22	$	11,159,754.83		100.00	%		6.907	%		707		78.37	%

The average principal balance of the Group 3-2 Mortgage Loans at origination was approximately $507,922.  No Group 3-2 Mortgage Loan had a principal balance at origination of greater than approximately $1,322,820 or less than approximately $90,000.

Principal Balances of the Group 3-2 Mortgage Loans as of May 1, 2008

Current Mortgage Loan Balance ($)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
89,796.95-100,000.00		1	$	89,796.95		0.80	%		8.000	%		755		90.00	%
100,000.01-125,000.00		1		123,998.86		1.11			6.625			771		80.00
125,000.01-150,000.00		3		392,681.77		3.52			6.877			727		86.52
200,000.01-225,000.00		2		441,246.29		3.95			7.310			774		100.00
225,000.01-250,000.00		2		464,181.96		4.16			6.827			727		90.21
300,000.01-333,700.00		1		317,776.03		2.85			6.750			753		100.00
350,000.01-400,000.00		1		351,762.95		3.15			6.000			695		89.97
400,000.01-500,000.00		2		919,744.33		8.24			7.504			737		81.44
500,000.01-600,000.00		2		1,086,000.00		9.73			6.759			726		78.31
600,000.01-700,000.00		3		2,059,745.20		18.46			6.333			695		80.00
1,000,000.01-1,322,820.49		4		4,912,820.49		44.02			7.105			688		70.94
Total		22	$	11,159,754.83		100.00	%		6.907	%		707		78.37	%

The average principal balance of the Group 3-2 Mortgage Loans as of May 1, 2008 was approximately $507,262.  No Group 3-2 Mortgage Loan had a principal balance as of May 1, 2008 of greater than approximately $1,322,820 or less than approximately $89,797.

Mortgage Rates of the Group 3-2 Mortgage Loans as of May 1, 2008

Mortgage Rate (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
6.000-6.499		9	$	4,920,871.29		44.09	%		6.260	%		710		81.90	%
6.500-6.999		6		3,251,469.58		29.14			6.742			698		73.70
7.000-7.499		1		128,000.00		1.15			7.375			768		100.00
7.500-7.999		2		738,000.00		6.61			7.500			693		76.00
8.000-8.499		2		309,748.55		2.78			8.000			765		97.10
8.500-8.500		2		1,811,665.41		16.23			8.500			706		73.42
Total		22	$	11,159,754.83		100.00	%		6.907	%		707		78.37	%

The Group 3-2 Mortgage Loans had mortgage rates as of May 1, 2008 ranging from approximately 6.000% per annum to approximately 8.500% per annum, and the weighted average mortgage rate as of May 1, 2008 was approximately 6.907% per annum.

Original Term to Maturity of the Group 3-2 Mortgage Loans

Original Term (Months)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
360-360		22	$	11,159,754.83		100.00	%		6.907	%		707		78.37	%
Total		22	$	11,159,754.83		100.00	%		6.907	%		707		78.37	%

The weighted average original term for the Group 3-2 Mortgage Loans is approximately 360 months.

Remaining Term of the Group 3-2 Mortgage Loans as of May 1, 2008

Remaining Term (Months)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
336-348		22	$	11,159,754.83		100.00	%		6.907	%		707		78.37	%
Total		22	$	11,159,754.83		100.00	%		6.907	%		707		78.37	%

The remaining terms of the Group 3-2 Mortgage Loans as of May 1, 2008 range from approximately 336months to 348 months.  The weighted average remaining term of the Group 3-2 Mortgage Loans was approximately 346months as of May 1, 2008.

Loan-to-Value Ratios of the Group 3-2 Mortgage Loans at Origination(1)(2)

Loan-to-Value Ratio (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
53.36-55.00		1	$	1,174,000.00		10.52	%		6.750	%		678		53.36	%
60.01-65.00		1		501,000.00		4.49			7.500			656		64.65
65.01-70.00		1		1,322,820.49		11.85			8.500			674		69.99
75.01-80.00		10		5,522,507.20		49.49			6.428			697		80.00
80.01-85.00		1		488,844.92		4.38			8.500			794		82.71
85.01-90.00		3		1,026,559.90		9.20			6.246			752		89.99
95.01-100.00		5		1,124,022.32		10.07			7.199			767		100.00
Total		22	$	11,159,754.83		100.00	%		6.907	%		707		78.37	%

___________________

(1) The values used in calculating the above were obtained in connection with the origination of the Group 3-2 Mortgage Loans and do not reflect current values.

(2) The weighted average loan-to-value ratio at origination of the Group 3-2 Mortgage Loans was approximately 78.37%.  No Group 3-2 Mortgage Loan had a loan-to-value ratio at origination greater than approximately 100.00% or less than approximately 53.36%.

Combined Loan-to-Value Ratios of the Group 3-2 Mortgage Loans at Origination(1)(2)

Combined Loan-to-Value Ratio (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
53.36-60.00		1	$	1,174,000.00		10.52	%		6.750	%		678		53.36	%
60.01-70.00		2		1,823,820.49		16.34			8.225			669		68.52
75.01-80.00		5		3,630,644.61		32.53			6.312			702		80.00
80.01-85.00		1		488,844.92		4.38			8.500			794		82.71
85.01-90.00		5		2,440,959.90		21.87			6.545			712		84.20
90.01-95.00		1		227,181.96		2.04			6.125			682		80.00
95.01-100.00		7		1,374,302.95		12.31			7.072			759		96.36
Total		22	$	11,159,754.83		100.00	%		6.907	%		707		78.37	%

___________________

(1)	The values used in calculating the above were obtained in connection with the origination of the Group 3-2 Mortgage Loans and do not reflect current values.
(2)	The weighted average combined loan-to-value ratio at origination of the Group 3-2 Mortgage Loans was approximately 80.40%.

Occupancy Status of the Group 3-2 Mortgage Loans(1)

Occupancy Status	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Investor		3	$	717,041.87		6.43	%		8.124	%		776		83.10	%
Primary		17		7,843,892.47		70.29			6.553			711		79.09
Second Home		2		2,598,820.49		23.29			7.641			676		74.90
Total		22	$	11,159,754.83		100.00	%		6.907	%		707		78.37	%

___________________

 (1)           The occupancy status of a mortgaged property is as represented by the mortgagor in its loan application.

Mortgaged Property Types of the Group 3-2 Mortgage Loans

Mortgage Property	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Single Family		15	$	7,614,519.86		68.23	%		7.006	%		717		81.32	%
PUD		3		2,171,775.66		19.46			6.633			690		68.53
Townhouse		1		501,000.00		4.49			7.500			656		64.65
Condominium		1		430,899.41		3.86			6.375			672		80.00
Coop		1		351,762.95		3.15			6.000			695		89.97
Two to Four Family		1		89,796.95		0.80			8.000			755		90.00
Total		22	$	11,159,754.83		100.00	%		6.907	%		707		78.37	%

Loan Purpose of the Group 3-2 Mortgage Loans

Loan Purpose	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Purchase		14	$	5,386,162.26		48.26	%		6.603	%		723		86.08	%
Cash Out Refinance		3		2,553,745.20		22.88			6.513			690		67.75
Rate/Term Refinance		5		3,219,847.37		28.85			7.728			692		73.91
Total		22	$	11,159,754.83		100.00	%		6.907	%		707		78.37	%

Documentation Types of the Group 3-2 Mortgage Loans

Documentation Type	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
No Income-Verified Assets		4	$	2,402,462.36		21.53	%		8.273	%		698		72.21	%
Stated Income-Verified Assets		5		3,664,644.61		32.84			6.471			687		71.47
Verified Income-Verified Assets		13		5,092,647.86		45.63			6.577			725		86.25
Total		22	$	11,159,754.83		100.00	%		6.907	%		707		78.37	%

Geographic Distribution of the Mortgaged Properties on the Group 3-2 Mortgage Loans

Location	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Florida		4	$	3,041,462.36		27.25	%		7.642	%		714		76.38	%
California		4		1,949,044.61		17.46			6.366			696		80.00
Arizona		3		1,630,951.60		14.61			7.028			704		66.43
Maine		1		1,276,000.00		11.43			6.750			678		80.00
Georgia		4		1,248,069.58		11.18			6.422			775		93.33
Virginia		2		1,181,000.00		10.58			6.852			673		73.49
New York		1		351,762.95		3.15			6.000			695		89.97
Colorado		1		227,181.96		2.04			6.125			682		80.00
Louisiana		1		128,000.00		1.15			7.375			768		100.00
Washington		1		126,281.77		1.13			6.375			684		80.00
Total		22	$	11,159,754.83		100.00	%		6.907	%		707		78.37	%

Original Interest Only Terms of the Group 3-2 Mortgage Loans

Original IO Term (months)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
None		3	$	795,820.75		7.13	%		6.359	%		716		92.39	%
120		19		10,363,934.08		92.87			6.949			706		77.30
Total		22	$	11,159,754.83		100.00	%		6.907	%		707		78.37	%

Original Credit Scores of the Group 3-2 Mortgage Loans(1)(2)

Credit Score	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
656-660		1	$	501,000.00		4.49	%		7.500	%		656		64.65	%
661-680		4		4,203,719.90		37.67			7.262			676		69.41
681-700		5		2,065,226.31		18.51			6.284			685		81.70
701-720		1		699,745.57		6.27			6.250			719		80.00
721-740		2		1,278,400.00		11.46			6.318			724		80.00
741-760		2		407,572.98		3.65			7.025			753		97.80
761-780		5		930,245.15		8.34			7.276			772		97.33
781-794		2		1,073,844.92		9.62			7.206			790		86.68
Total		22	$	11,159,754.83		100.00	%		6.907	%		707		78.37	%

___________________

(1) The credit scores above were obtained in connection with the origination of the Group 3-2 Mortgage Loans and do not reflect current credit scores.

(2) The weighted average credit score of the Group 3-2 Mortgage Loans for which credit scores were available was approximately 707.  The “Weighted Average FICO” column heading refers to the weighted average credit score of only the Group 3-2 Mortgage Loans for which credit scores were available.

Next Adjustment Dates for the Group 3-2 Mortgage Loans as of May 1, 2008

Next Adjustment Date	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
May 2013		1	$	501,000.00		4.49	%		7.500	%		656		64.65	%
December 2013		1		128,000.00		1.15			7.375			768		100.00
February 2014		4		1,252,475.14		11.22			6.399			707		83.53
March 2014		9		5,214,409.40		46.73			6.652			714		78.10
April 2014		4		2,162,407.93		19.38			6.274			695		81.62
May 2014		3		1,901,462.36		17.04			8.476			709		74.21
Total		22	$	11,159,754.83		100.00	%		6.907	%		707		78.37	%

The latest next rate adjustment date following May 1, 2008 on any Group 3-2 Mortgage Loan occurs in May 2014and the weighted average next rate adjustment date for the Group 3-2 Mortgage Loans following May 1, 2008 is February 2014.

Gross Margins of the Group 3-2 Mortgage Loans as of May 1, 2008

Gross Margin (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
2.250-2.500		12	$	7,410,870.15		66.41	%		6.523	%		691		75.22	%
2.501-2.875		10		3,748,884.68		33.59			7.667			739		84.62
Total		22	$	11,159,754.83		100.00	%		6.907	%		707		78.37	%

As of May 1, 2008, all of the Group 3-2 Mortgage Loans had gross margins ranging from approximately 2.250% per annum to approximately 2.875% per annum and the weighted average gross margin as of May 1, 2008 was approximately 2.440% per annum.

Maximum Mortgage Rates of the Group 3-2 Mortgage Loans as of May 1, 2008

Maximum Mortgage Rate (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
11.000-11.499		9	$	4,920,871.29		44.09	%		6.260	%		710		81.90	%
11.500-11.999		6		3,251,469.58		29.14			6.742			698		73.70
12.000-12.499		1		128,000.00		1.15			7.375			768		100.00
12.500-12.999		2		738,000.00		6.61			7.500			693		76.00
13.000-13.499		2		309,748.55		2.78			8.000			765		97.10
13.500-13.500		2		1,811,665.41		16.23			8.500			706		73.42
Total		22	$	11,159,754.83		100.00	%		6.907	%		707		78.37	%

As of May 1, 2008, the Group 3-2 Mortgage Loans had lifetime maximum mortgage rates ranging from approximately 11.000% per annum to approximately 13.500% per annum, and the weighted average maximum mortgage rate as of May 1, 2008 was approximately 11.907% per annum.

Minimum Mortgage Rates of the Group 3-2 Mortgage Loans as of May 1, 2008

Minimum Mortgage Rate (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
2.250-2.500		12	$	7,410,870.15		66.41	%		6.523	%		691		75.22	%
2.501-2.875		10		3,748,884.68		33.59			7.667			739		84.62
Total		22	$	11,159,754.83		100.00	%		6.907	%		707		78.37	%

As of May 1, 2008, the Group 3-2 Mortgage Loans had lifetime minimum mortgage rates ranging from approximately 2.250% per annum to approximately 2.875% per annum, and the weighted average minimum mortgage rate as of May 1, 2008 was approximately 2.440% per annum.

Initial Periodic Rate Caps of the Group 3-2 Mortgage Loans

Initial Periodic Rate Cap (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
5.000		22	$	11,159,754.83		100.00	%		6.907	%		707		78.37	%
Total		22	$	11,159,754.83		100.00	%		6.907	%		707		78.37	%

The weighted average initial periodic rate cap of the Group 3-2 Mortgage Loans is approximately 5.000% per annum.

Subsequent Periodic Rate Caps of the Group 3-2 Mortgage Loans as of May 1, 2008

Subsequent Periodic Rate Cap (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
1.000		3	$	1,901,462.36		17.04	%		8.476	%		709		74.21	%
2.000		19		9,258,292.47		82.96			6.585			706		79.23
Total		22	$	11,159,754.83		100.00	%		6.907	%		707		78.37	%

The weighted average periodic rate cap of the Group 3-2 Mortgage Loans is approximately 1.830% per annum as of May 1, 2008.

Index of the Group 3-2 Mortgage Loans

Index	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
12-Month LIBOR		19	$	9,258,292.47		82.96	%		6.585	%		706		79.23	%
6-Month LIBOR		3		1,901,462.36		17.04			8.476			709		74.21
Total		22	$	11,159,754.83		100.00	%		6.907	%		707		78.37	%

Rate Adjustment Frequency of the Group 3-2 Mortgage Loans

Rate Adjustment Frequency	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Semi-Annually		3	$	1,901,462.36		17.04	%		8.476	%		709		74.21	%
Annually		19		9,258,292.47		82.96			6.585			706		79.23
Total		22	$	11,159,754.83		100.00	%		6.907	%		707		78.37	%

PMI Status of the Group 3-2 Mortgage Loans

PMI Status	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Curltv<=80		13	$	8,520,327.69		76.35	%		6.857	%		688		73.87	%
Lender Paid MI		6		1,709,022.32		15.31			6.832			773		96.58
Radian		1		351,762.95		3.15			6.000			695		89.97
RMIC		1		488,844.92		4.38			8.500			794		82.71
United Guaranty		1		89,796.95		0.80			8.000			755		90.00
Total		22	$	11,159,754.83		100.00	%		6.907	%		707		78.37	%

Original Prepayment Penalty Term of the Group 3-2 Mortgage Loans

Original Prepayment Penalty Term (months)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
No PPP		22	$	11,159,754.83		100.00	%		6.907	%		707		78.37	%
Total		22	$	11,159,754.83		100.00	%		6.907	%		707		78.37	%

Prepayment Penalty Description of the Group 3-2 Mortgage Loans

Prepayment Penalty Description	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
No PPP		22	$	11,159,754.83		100.00	%		6.907	%		707		78.37	%
Total		22	$	11,159,754.83		100.00	%		6.907	%		707		78.37	%

Originators of the Group 3-2 Mortgage Loans

Originator	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
American Home Mortgage		18	$	8,757,292.47		78.47	%		6.533	%		709		80.06	%
CitiMortgage		1		501,000.00		4.49			7.500			656		64.65
National City		3		1,901,462.36		17.04			8.476			709		74.21
Total		22	$	11,159,754.83		100.00	%		6.907	%		707		78.37	%

Months to Next Adjustment Date of the Group 3-2 Mortgage Loans as of May 1, 2008

Months to Next Adjustment Date	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
60 - 66		1	$	501,000.00		4.49	%		7.500	%		656		64.65	%
67 - 72		21		10,658,754.83		95.51			6.879			709		79.02
Total		22	$	11,159,754.83		100.00	%		6.907	%		707		78.37	%

Servicers of the Group 3-2 Mortgage Loans

Servicer	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
CitiMortgage		6	$	3,948,180.45		35.38	%		6.596	%		692		78.05	%
National City		3		1,901,462.36		17.04			8.476			709		74.21
Wells Fargo		13		5,310,112.02		47.58			6.577			717		80.11
Total		22	$	11,159,754.83		100.00	%		6.907	%		707		78.37	%

Historical Delinquency of the Group 3-2 Mortgage Loans as of May 1, 2008

Historical Delinquency	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
1 X 30		1	$	1,140,000.00		10.22	%		6.250	%		724		80.00	%
1 X 90		1		679,999.63		6.09			6.375			681		80.00
Foreclosure		3		1,901,462.36		17.04			8.476			709		74.21
No Delinquency		17		7,438,292.84		66.65			6.656			706		79.04
Total		22	$	11,159,754.83		100.00	%		6.907	%		707		78.37	%

Some of the delinquencies shown in the table above are due to servicing transfer issues rather than borrower payment behavior.

GROUP 3-3 MORTGAGE LOANS

Principal Balances of the Group 3-3 Mortgage Loans at Origination

Original Mortgage Loan Balance ($)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Outstanding Principal Balance as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
82,400.00-100,000.00		1	$	82,400.00		0.23	%		6.750	%		693		76.30	%
100,000.01-125,000.00		3		344,671.26		0.97			6.946			734		82.09
125,000.01-150,000.00		1		138,164.32		0.39			6.500			741		100.00
150,000.01-175,000.00		1		163,990.81		0.46			7.750			665		80.00
175,000.01-200,000.00		3		557,331.36		1.57			6.673			737		99.99
200,000.01-225,000.00		2		422,920.00		1.19			7.692			733		90.17
225,000.01-250,000.00		3		690,110.14		1.95			6.748			725		98.32
350,000.01-400,000.00		1		374,768.92		1.06			6.750			766		100.00
400,000.01-500,000.00		16		7,503,909.61		21.18			6.426			735		73.82
500,000.01-600,000.00		12		6,529,059.24		18.43			6.456			731		76.06
600,000.01-700,000.00		10		6,483,092.61		18.30			6.397			718		71.64
700,000.01-800,000.00		6		4,538,753.47		12.81			6.626			717		74.54
800,000.01-900,000.00		2		1,682,854.47		4.75			6.374			754		67.59
900,000.01-1,000,000.00		4		3,986,929.97		11.25			6.595			761		53.41
1,000,000.01-1,185,000.00		2		1,931,679.79		5.45			6.280			784		68.43
Total		67	$	35,430,635.97		100.00	%		6.501	%		735		72.62	%

The average principal balance of the Group 3-3 Mortgage Loans at origination was approximately $536,880.  No Group 3-3 Mortgage Loan had a principal balance at origination of greater than approximately $1,185,000 or less than approximately $82,400.

Principal Balances of the Group 3-3 Mortgage Loans as of May 1, 2008

Current Mortgage Loan Balance ($)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
82,400.00-100,000.00		1	$	82,400.00		0.23	%		6.750	%		693		76.30	%
100,000.01-125,000.00		3		344,671.26		0.97			6.946			734		82.09
125,000.01-150,000.00		1		138,164.32		0.39			6.500			741		100.00
150,000.01-175,000.00		1		163,990.81		0.46			7.750			665		80.00
175,000.01-200,000.00		3		557,331.36		1.57			6.673			737		99.99
200,000.01-225,000.00		2		422,920.00		1.19			7.692			733		90.17
225,000.01-250,000.00		3		690,110.14		1.95			6.748			725		98.32
350,000.01-400,000.00		1		374,768.92		1.06			6.750			766		100.00
400,000.01-500,000.00		16		7,503,909.61		21.18			6.426			735		73.82
500,000.01-600,000.00		13		7,116,851.81		20.09			6.419			726		75.62
600,000.01-700,000.00		9		5,895,300.04		16.64			6.437			723		71.72
700,000.01-800,000.00		7		5,320,442.05		15.02			6.662			728		74.47
800,000.01-900,000.00		2		1,682,854.47		4.75			6.374			754		67.59
900,000.01-1,000,000.00		4		3,986,929.97		11.25			6.595			761		53.41
1,000,000.01-1,149,991.21		1		1,149,991.21		3.25			5.875			778		64.61
Total		67	$	35,430,635.97		100.00	%		6.501	%		735		72.62	%

The average principal balance of the Group 3-3 Mortgage Loans as of May 1, 2008 was approximately $528,815.  No Group 3-3 Mortgage Loan had a principal balance as of May 1, 2008 of greater than approximately $1,149,991 or less than approximately $82,400.

Mortgage Rates of the Group 3-3 Mortgage Loans as of May 1, 2008

Mortgage Rate (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
5.875-5.999		3	$	2,072,587.44		5.85	%		5.875	%		748		67.76	%
6.000-6.499		28		16,291,279.63		45.98			6.218			748		72.16
6.500-6.999		25		12,341,054.86		34.83			6.671			733		75.69
7.000-7.499		7		3,638,803.23		10.27			7.222			688		63.85
7.500-7.875		4		1,086,910.81		3.07			7.612			703		83.10
Total		67	$	35,430,635.97		100.00	%		6.501	%		735		72.62	%

The Group 3-3 Mortgage Loans had mortgage rates as of May 1, 2008 ranging from approximately 5.875% per annum to approximately 7.875% per annum, and the weighted average mortgage rate as of May 1, 2008 was approximately 6.501% per annum.

Original Term to Maturity of the Group 3-3 Mortgage Loans

Original Term (Months)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
344-360		67	$	35,430,635.97		100.00	%		6.501	%		735		72.62	%
Total		67	$	35,430,635.97		100.00	%		6.501	%		735		72.62	%

The weighted average original term for the Group 3-3 Mortgage Loans is approximately 359months.

Remaining Term of the Group 3-3 Mortgage Loans as of May 1, 2008

Remaining Term (Months)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
328-347		67	$	35,430,635.97		100.00	%		6.501	%		735		72.62	%
Total		67	$	35,430,635.97		100.00	%		6.501	%		735		72.62	%

The remaining terms of the Group 3-3 Mortgage Loans as of May 1, 2008 range from approximately 328months to 347 months.  The weighted average remaining term of the Group 3-3 Mortgage Loans was approximately 343months as of May 1, 2008.

Loan-to-Value Ratios of the Group 3-3 Mortgage Loans at Origination(1)(2)

Loan-to-Value Ratio (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
33.33-35.00		1	$	1,000,000.00		2.82	%		7.375	%		698		33.33	%
40.01-45.00		1		986,937.63		2.79			6.125			820		41.67
45.01-50.00		1		631,637.94		1.78			6.375			708		49.57
50.01-55.00		2		1,383,600.00		3.91			6.446			765		52.93
55.01-60.00		4		2,397,518.03		6.77			6.588			754		57.48
60.01-65.00		7		4,171,798.18		11.77			6.163			739		64.42
65.01-70.00		2		1,187,138.63		3.35			6.580			690		67.81
70.01-75.00		6		4,036,887.27		11.39			6.512			703		72.93
75.01-80.00		32		17,054,843.55		48.14			6.508			737		79.48
90.01-95.00		1		231,800.00		0.65			6.375			710		95.00
95.01-100.00		10		2,348,474.74		6.63			6.772			747		100.00
Total		67	$	35,430,635.97		100.00	%		6.501	%		735		72.62	%

___________________

(1) The values used in calculating the above were obtained in connection with the origination of the Group 3-3 Mortgage Loans and do not reflect current values.

(2) The weighted average loan-to-value ratio at origination of the Group 3-3 Mortgage Loans was approximately 72.62%.  No Group 3-3 Mortgage Loan had a loan-to-value ratio at origination greater than approximately 100.00% or less than approximately 33.33%.

Combined Loan-to-Value Ratios of the Group 3-3 Mortgage Loans at Origination(1)(2)

Combined Loan-to-Value Ratio (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
33.33-40.00		1	$	1,000,000.00		2.82	%		7.375	%		698		33.33	%
40.01-50.00		2		1,618,575.57		4.57			6.223			776		44.75
50.01-60.00		6		3,781,118.03		10.67			6.536			758		55.81
60.01-70.00		9		5,358,936.81		15.13			6.256			728		65.17
70.01-75.00		5		3,449,094.70		9.73			6.599			709		73.29
75.01-80.00		20		10,524,176.62		29.70			6.569			732		78.96
80.01-85.00		1		541,556.21		1.53			6.125			689		80.00
85.01-90.00		10		5,324,003.29		15.03			6.435			732		79.37
90.01-95.00		3		1,484,700.00		4.19			6.259			773		82.34
95.01-100.00		10		2,348,474.74		6.63			6.772			747		100.00
Total		67	$	35,430,635.97		100.00	%		6.501	%		735		72.62	%

___________________

(1) The values used in calculating the above were obtained in connection with the origination of the Group 3-3 Mortgage Loans and do not reflect current values.

(2)            The weighted average combined loan-to-value ratio at origination of the Group 3-3 Mortgage Loans was approximately 74.75%.

Occupancy Status of the Group 3-3 Mortgage Loans(1)

Occupancy Status	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Investor		7	$	2,449,976.51		6.91	%		7.176	%		718		56.63	%
Primary		53		28,517,944.78		80.49			6.426			733		73.96
Second Home		7		4,462,714.68		12.60			6.612			760		72.81
Total		67	$	35,430,635.97		100.00	%		6.501	%		735		72.62	%

___________________

 (1)           The occupancy status of a mortgaged property is as represented by the mortgagor in its loan application.

Mortgaged Property Types of the Group 3-3 Mortgage Loans

Mortgage Property	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Single Family		36	$	20,783,248.24		58.66	%		6.463	%		734		68.35	%
Condominium		14		5,805,343.48		16.39			6.638			720		76.77
Detached PUD		8		5,311,570.21		14.99			6.428			751		76.00
PUD		9		3,530,474.04		9.96			6.614			742		85.82
Total		67	$	35,430,635.97		100.00	%		6.501	%		735		72.62	%

Loan Purpose of the Group 3-3 Mortgage Loans

Loan Purpose	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Purchase		30	$	12,712,733.11		35.88	%		6.431	%		755		82.02	%
Cash Out Refinance		29		17,867,010.92		50.43			6.584			721		66.67
Rate/Term Refinance		8		4,850,891.94		13.69			6.382			737		69.86
Total		67	$	35,430,635.97		100.00	%		6.501	%		735		72.62	%

Documentation Types of the Group 3-3 Mortgage Loans

Documentation Type	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Stated Income-Stated Assets		1	$	500,000.00		1.41	%		6.250	%		816		56.88	%
Stated Income-Verified Assets		19		10,200,498.25		28.79			6.700			717		67.72
Verified Income-Verified Assets		47		24,730,137.72		69.80			6.425			741		74.95
Total		67	$	35,430,635.97		100.00	%		6.501	%		735		72.62	%

Geographic Distribution of the Mortgaged Properties on the Group 3-3 Mortgage Loans

Location	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Virginia		15	$	8,660,550.47		24.44	%		6.285	%		763		71.31	%
California		14		8,592,083.64		24.25			6.408			732		75.22
Florida		11		5,552,527.90		15.67			6.898			709		68.46
North Carolina		7		3,780,313.79		10.67			6.323			752		71.12
Maryland		5		3,038,981.13		8.58			6.398			731		65.69
South Carolina		3		1,301,728.03		3.67			6.524			720		75.95
New York		2		1,060,000.00		2.99			7.170			678		79.12
Delaware		2		1,013,488.58		2.86			6.761			774		78.85
Georgia		3		734,419.11		2.07			6.473			737		84.93
Tennessee		2		727,983.48		2.05			6.979			666		73.61
Washington		1		650,000.00		1.83			6.750			667		76.82
District of Columbia		1		180,395.52		0.51			6.375			782		100.00
Missouri		1		138,164.32		0.39			6.500			741		100.00
Total		67	$	35,430,635.97		100.00	%		6.501	%		735		72.62	%

Original Interest Only Terms of the Group 3-3 Mortgage Loans

Original IO Term  (months)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
None		7	$	3,450,838.94		9.74	%		6.355	%		729		67.96	%
120		60		31,979,797.03		90.26			6.517			736		73.12
Total		67	$	35,430,635.97		100.00	%		6.501	%		735		72.62	%

Original Credit Scores of the Group 3-3 Mortgage Loans(1)(2)

Credit Score	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
646-660		4	$	1,949,208.90		5.50	%		6.870	%		650		72.89	%
661-680		7		3,254,238.73		9.18			6.717			667		75.14
681-700		9		5,007,621.11		14.13			6.715			691		69.77
701-720		9		4,390,275.83		12.39			6.569			709		68.17
721-740		10		5,761,946.45		16.26			6.372			732		74.88
741-760		7		3,364,756.74		9.50			6.441			751		79.01
761-780		6		3,164,838.68		8.93			6.304			773		73.39
781-800		10		4,764,911.90		13.45			6.448			793		77.99
801-820		5		3,772,837.63		10.65			6.247			812		62.65
Total		67	$	35,430,635.97		100.00	%		6.501	%		735		72.62	%

___________________

(1) The credit scores above were obtained in connection with the origination of the Group 3-3 Mortgage Loans and do not reflect current credit scores.

(2) The weighted average credit score of the Group 3-3 Mortgage Loans for which credit scores were available was approximately 735.  The “Weighted Average FICO” column heading refers to the weighted average credit score of only the Group 3-3 Mortgage Loans for which credit scores were available.

Next Adjustment Dates for the Group 3-3 Mortgage Loans as of May 1, 2008

Next Adjustment Date	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
September 2015		1	$	1,149,991.21		3.25	%		5.875	%		778		64.61	%
June 2016		1		587,792.57		1.66			6.000			667		70.76
July 2016		1		739,997.00		2.09			7.375			653		80.00
September 2016		1		448,694.44		1.27			7.000			733		57.07
October 2016		4		2,639,407.29		7.45			6.428			757		65.70
November 2016		6		2,534,810.53		7.15			6.577			737		74.59
December 2016		12		5,897,791.56		16.65			6.672			730		71.14
January 2017		14		8,255,787.79		23.30			6.218			732		73.86
February 2017		11		5,424,031.72		15.31			6.597			737		75.46
March 2017		10		3,945,182.01		11.13			6.628			735		82.43
April 2017		6		3,807,149.85		10.75			6.624			745		64.57
Total		67	$	35,430,635.97		100.00	%		6.501	%		735		72.62	%

The latest next rate adjustment date following May 1, 2008 on any Group 3-3 Mortgage Loan occurs in April 2017and the weighted average next rate adjustment date for the Group 3-3 Mortgage Loans following May 1, 2008 is December 2016.

Gross Margins of the Group 3-3 Mortgage Loans as of May 1, 2008

Gross Margin (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
2.250-2.500		50	$	29,738,303.06		83.93	%		6.429	%		736		71.99	%
2.501-3.000		16		5,477,332.91		15.46			6.853			729		74.94
3.001-3.015		1		215,000.00		0.61			7.515			799		100.00
Total		67	$	35,430,635.97		100.00	%		6.501	%		735		72.62	%

As of May 1, 2008, all of the Group 3-3 Mortgage Loans had gross margins ranging from approximately 2.250% per annum to approximately 3.015% per annum and the weighted average gross margin as of May 1, 2008 was approximately 2.341% per annum.

Maximum Mortgage Rates of the Group 3-3 Mortgage Loans as of May 1, 2008

Maximum Mortgage Rate (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
10.625-10.999		3	$	2,072,587.44		5.85	%		5.875	%		748		67.76	%
11.000-11.499		24		14,203,197.05		40.09			6.214			756		71.78
11.500-11.999		22		11,532,847.76		32.55			6.662			733		75.05
12.000-12.499		10		5,621,885.81		15.87			6.857			690		67.89
12.500-12.999		5		1,523,207.10		4.30			7.130			728		84.79
13.000-13.499		1		105,000.00		0.30			7.250			659		64.02
13.500-13.875		2		371,910.81		1.05			7.820			664		80.00
Total		67	$	35,430,635.97		100.00	%		6.501	%		735		72.62	%

As of May 1, 2008, the Group 3-3 Mortgage Loans had lifetime maximum mortgage rates ranging from approximately 10.625% per annum to approximately 13.875% per annum, and the weighted average maximum mortgage rate as of May 1, 2008 was approximately 11.589% per annum.

Minimum Mortgage Rates of the Group 3-3 Mortgage Loans as of May 1, 2008

Minimum Mortgage Rate (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
2.250-2.500		50	$	29,738,303.06		83.93	%		6.429	%		736		71.99	%
2.501-3.000		16		5,477,332.91		15.46			6.853			729		74.94
3.001-3.015		1		215,000.00		0.61			7.515			799		100.00
Total		67	$	35,430,635.97		100.00	%		6.501	%		735		72.62	%

As of May 1, 2008, the Group 3-3 Mortgage Loans had lifetime minimum mortgage rates ranging from approximately 2.250% per annum to approximately 3.015% per annum, and the weighted average minimum mortgage rate as of May 1, 2008 was approximately 2.341% per annum.

Initial Periodic Rate Caps of the Group 3-3 Mortgage Loans

Initial Periodic Rate Cap (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
5.000		60	$	33,217,022.70		93.75	%		6.490	%		738		72.51	%
6.000		7		2,213,613.27		6.25			6.670			688		74.27
Total		67	$	35,430,635.97		100.00	%		6.501	%		735		72.62	%

The weighted average initial periodic rate cap for the Group 3-3 Mortgage Loans is approximately 5.062% per annum.

Subsequent Periodic Rate Caps of the Group 3-3 Mortgage Loans as of May 1, 2008

Subsequent Periodic Rate Cap (%)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
1.000		1	$	587,792.57		1.66	%		6.000	%		667		70.76	%
2.000		66		34,842,843.40		98.34			6.510			736		72.65
Total		67	$	35,430,635.97		100.00	%		6.501	%		735		72.62	%

The weighted average periodic rate cap for the Group 3-3 Mortgage Loans is approximately 1.983% per annum as of May 1, 2008.

Index of the Group 3-3 Mortgage Loans

Index	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
12-Month LIBOR		59	$	32,742,022.70		92.41	%		6.494	%		739		72.63	%
6-Month LIBOR		7		2,213,613.27		6.25			6.670			688		74.27
12-Month Treasury		1		475,000.00		1.34			6.250			707		64.19
Total		67	$	35,430,635.97		100.00	%		6.501	%		735		72.62	%

Rate Adjustment Frequency of the Group 3-3 Mortgage Loans

Rate Adjustment Frequency	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
Semi-Annually		7	$	2,213,613.27		6.25	%		6.670	%		688		74.27	%
Annually		60		33,217,022.70		93.75			6.490			738		72.51
Total		67	$	35,430,635.97		100.00	%		6.501	%		735		72.62	%

PMI Status of the Group 3-3 Mortgage Loans

PMI Status	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
CurLTV<=80		56	$	32,850,361.23		92.72	%		6.483	%		734		70.50	%
Lender Paid MI		10		2,348,474.74		6.63			6.772			747		100.00
RADIAN		1		231,800.00		0.65			6.375			710		95.00
Total		67	$	35,430,635.97		100.00	%		6.501	%		735		72.62	%

Original Prepayment Penalty Term of the Group 3-3 Mortgage Loans

Original Prepayment Penalty Term (months)	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
No PPP		63	$	34,401,815.27		97.10	%		6.488	%		737		72.56	%
12		2		371,910.81		1.05			7.820			664		80.00
36		2		656,909.89		1.85			6.466			688		71.50
Total		67	$	35,430,635.97		100.00	%		6.501	%		735		72.62	%

Prepayment Penalty Description of the Group 3-3 Mortgage Loans

Prepayment Penalty Description	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
No PPP		63	$	34,401,815.27		97.10	%		6.488	%		737		72.56	%
6 Months Interest On 80%		2		656,909.89		1.85			6.466			688		71.50
Owned by other		2		371,910.81		1.05			7.820			664		80.00
Total		67	$	35,430,635.97		100.00	%		6.501	%		735		72.62	%

Originators of the Group 3-3 Mortgage Loans

Originator	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
American Home Mortgage		19	$	7,758,603.44		21.90	%		6.821	%		727		81.82	%
HomeBanc		3		1,159,587.22		3.27			6.411			717		83.38
LoanCity		2		371,910.81		1.05			7.820			664		80.00
MetroCities		1		119,771.26		0.34			6.875			765		80.00
Orchid Island		1		587,792.57		1.66			6.000			667		70.76
Sea Breeze		1		537,138.63		1.52			6.375			671		69.61
SunTrust		37		23,823,832.04		67.24			6.391			744		69.11
Taylor Bean		3		1,072,000.00		3.03			6.577			716		71.43
Total		67	$	35,430,635.97		100.00	%		6.501	%		735		72.62	%

Months to Next Adjustment Date of the Group 3-3 Mortgage Loans as of May 1, 2008

Months to Next Adjustment Date	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
88-90		1	$	1,149,991.21		3.25	%		5.875	%		778		64.61	%
97-102		13		6,950,701.83		19.62			6.584			729		70.34
103-107		53		27,329,942.93		77.14			6.507			735		73.53
Total		67	$	35,430,635.97		100.00	%		6.501	%		735		72.62	%

Servicers of the Group 3-3 Mortgage Loans

Servicer	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
CitiMortgage		11	$	4,700,385.24		13.27	%		6.868	%		716		77.92	%
Cenlar (as a subservicer)		1		587,792.57		1.66			6.000			667		70.76
SunTrust		37		23,823,832.04		67.24			6.391			744		69.11
Wells Fargo		18		6,318,626.12		17.83			6.691			724		82.07
Total		67	$	35,430,635.97		100.00	%		6.501	%		735		72.62	%

Historical Delinquency of the Group 3-3 Mortgage Loans as of May 1, 2008

Historical Delinquency	Number of Mortgage Loans		Aggregate Principal Balance Outstanding as of May 1, 2008		% of Aggregate Principal Balance Outstanding as of May 1, 2008			Weighted Average Mortgage Rate as of May 1, 2008 (%)			Weighted Average FICO		Weighted Average Original LTV (%)
1 X 30		5	$	2,537,396.57		7.16	%		6.950	%		709		83.70	%
1 X 90		2		755,316.72		2.13			7.150			665		76.38
2 X 30		2		731,800.00		2.07			7.144			697		83.47
No Delinquency		58		31,406,122.68		88.64			6.435			740		71.38
Total		67	$	35,430,635.97		100.00	%		6.501	%		735		72.62	%

Some of the delinquencies shown in the table above are due to servicing transfer issues rather than borrower payment behavior.

This Supplement to the Prospectus Supplement may be used to offer or sell the Offered Certificates only if accompanied by the Prospectus Supplement (as previously supplemented) and the Prospectus.

Dealers will be required to deliver a Supplement, Prospectus Supplement (as previously supplemented) and Prospectus when acting as underwriters of the certificates offered hereby and with respect to their unsold allotments or subscriptions.  In addition, all dealers selling the Offered Certificates, whether or not participating in this offering, may be required to deliver a Supplement, Prospectus Supplement (as previously supplemented) and Prospectus until 90 days following the date of this Supplement.

Neither the Securities and Exchange Commission nor any state securities commission has approved or disapproved of the offered certificates or determined that this prospectus supplement or the prospectus is truthful or complete. Any representation to the contrary is a criminal offense.

The Attorney General of the State of New York has not passed on or endorsed the merits of this offering. Any representation to the contrary is unlawful.

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