FAIR VALUE MEASUREMENTS (Details 2) (USD $)	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011
Changes in fair value measurements using significant unobservable inputs (Level 3)
Net loss on sale of remaining five non-agency private labeled MBS	$ (189,264)	$ (401,052)
Private Labeled Mortgage-Backed Securities-Available for Sale
Assets measured at fair value on recurring basis using significant unobservable inputs (Level 3)
Number of remaining securities	5
Changes in fair value measurements using significant unobservable inputs (Level 3)
Beginning Balance	16,359,000	23,365,000
Accretion/Amortization of Discount/Premiums	4,000	9,000
Sales	(11,993,000)
Payments received	(5,037,000)	(7,926,000)
Difference in Unrealized gain (loss)	667,000	911,000
Ending Balance		16,359,000
Number of remaining securities sold	5
Net loss on sale of remaining five non-agency private labeled MBS	648,000
Net loss on sale of remaining five non-agency private labeled MBS, net of tax	$ 392,000