INCOME TAXES (Details) (USD $)	3 Months Ended								12 Months Ended
	Dec. 31, 2012	Sep. 30, 2012	Jun. 30, 2012	Mar. 31, 2012	Dec. 31, 2011	Sep. 30, 2011	Jun. 30, 2011	Mar. 31, 2011	Dec. 31, 2012	Dec. 31, 2011
Current taxes:
Federal									$ (441,003)	$ (1,321,046)
Total									(441,003)	(1,321,046)
Deferred taxes (credit) :
Federal									869,832	1,607,728
State										425,077
Deferred taxes, total									869,832	2,032,805
Provision for income taxes	292,000	(75,000)	73,000	142,000	208,000	316,000	137,000	50,000	428,829	711,759
Amount
Tax at statutory rate									494,503	666,593
Increases (decreases):
Bank owned life insurance									(154,970)	(155,439)
Tax exempt interest									(30,326)	(32,768)
Other									119,622	233,373
Provision for income taxes	292,000	(75,000)	73,000	142,000	208,000	316,000	137,000	50,000	428,829	711,759
Percent of Pretax Income
Tax at statutory rate (as a percent)									34.00%	34.00%
Increases (decreases):
Bank owned life insurance (as a percent)									(10.70%)	(7.90%)
Tax exempt interest (as a percent)									(2.10%)	(1.70%)
Other (as a percent)									8.20%	11.90%
Effective income tax rate (as a percent)									29.50%	36.30%
Deferred tax assets:
Deferred loan fees	742,234				840,262				742,234	840,262
Allowance for loan losses	1,333,654				2,415,351				1,333,654	2,415,351
Non accrual interest adjustment	806,437				424,424				806,437	424,424
Allowance for losses on real estate acquired in settlement of loans	86,964				90,605				86,964	90,605
Deferred compensation	8,913				8,952				8,913	8,952
Depreciation	645,873				610,987				645,873	610,987
Net Operating Loss carryforward	3,635,921				4,719,667				3,635,921	4,719,667
Other	48,039				142,075				48,039	142,075
Deferred tax assets	7,308,035				9,252,323				7,308,035	9,252,323
Deferred tax liabilities:
Unrealized gain on available for sale securities	561,270				616,099				561,270	616,099
Deferred rental income	78,564				61,634				78,564	61,634
Deferred tax liabilities	639,834				677,733				639,834	677,733
Net deferred tax assets	$ 6,668,201				$ 8,574,590				$ 6,668,201	$ 8,574,590