STOCKHOLDERS' EQUITY AND REGULATORY MATTERS (Details) (Bank, USD $)	Dec. 31, 2012	Dec. 31, 2011
Bank
Tangible Capital
Tangible (to Tangible Assets), Actual Amount	$ 45,503,884	$ 43,584,440
Tangible (to Tangible Assets), Actual Ratio (as a percent)	13.04%	11.61%
Tangible (to Tangible Assets), Adequacy Purposes Amount	5,233,240	5,633,409
Tangible (to Tangible Assets), Adequacy Purposes Ratio	1.50%	1.50%
Core leverage
Core (leverage) (to Adjusted Tangible Assets), Amount	45,503,884	43,584,440
Core (leverage) (to Adjusted Tangible Assets), Ratio (as a percent)	13.04%	11.61%
Core (leverage) (to Adjusted Tangible Assets) for Adequacy Purposes, Amount	13,955,308	15,022,424
Core (leverage) (to Adjusted Tangible Assets) for Adequacy Purposes, Ratio (as a percent)	4.00%	4.00%
Core (leverage) (to Adjusted Tangible Assets) for Corrective Action Purposes, Amount	17,444,135	18,778,030
Core (leverage) (to Adjusted Tangible Assets) for Corrective Action Purposes, Ratio (as a percent)	5.00%	5.00%
Tier 1 Capital
Tier 1 Capital (to Risk Weighted Assets), Actual Amount	45,503,884	43,584,440
Tier 1 Capital (to Risk Weighted Assets), Actual Ratio (as a percent)	22.64%	19.64%
Tier 1 Capital (to Risk Weighted Assets), for Corrective Action, Amount	12,059,739	13,317,186
Tier 1 Capital (to Risk Weighted Assets), for Corrective Action, Ratio (as a percent)	6.00%	6.00%
Total capital
Total capital (to risk weighted assets), Actual Amount	47,461,707	46,360,354
Total capital (to risk weighted assets), Actual Ratio (as a percent)	23.61%	20.89%
Total capital (to risk weighted assets), Adequacy Purposes, Actual Amount	16,079,652	17,756,248
Total capital (to risk weighted assets), Adequacy Purposes, Actual Ratio (as a percent)	8.00%	8.00%
Total capital (to risk weighted assets), Corrective Purposes, Actual Amount	$ 20,099,565	$ 22,195,310
Total capital (to risk weighted assets), Corrective Purposes, Actual Rate (as a percent)	10.00%	10.00%