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BORROWINGS (Details) (USD $)
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
BORROWINGS    
Balance at year end, Borrowings $ 68,000,000 $ 84,000,000
Average balance for the year 69,900,000 77,655,000
Maturities of fixed rate advances    
Total 68,000,000 84,000,000
FHLB Borrowings    
Balance at the beginning of the period 84,000,000  
Balance at the end of the period 68,000,000 84,000,000
Maximum month end balance of total borrowings 76,000,000 86,000,000
Atlantic Central Bankers Bank
   
FHLB Borrowings    
Maximum borrowing capacity under the facility 5,000,000  
FHLB-advances-fixed
   
BORROWINGS    
Balance at year end, Borrowings 68,000,000 76,000,000
Rate at year end (as a percent) 2.81% 2.64%
Average balance for the year 69,900,000 76,000,000
Weighted average rate (as a percent) 2.78% 2.64%
Maturities of fixed rate advances    
2013 22,000,000  
2014 20,000,000  
2017 26,000,000  
Total 68,000,000 76,000,000
FHLB Borrowings    
Balance at the beginning of the period 76,000,000  
Matured during the period (8,000,000)  
Repayment of daily rate credit (8,000,000)  
Balance at the end of the period 68,000,000 76,000,000
Net collateral value 62,746,609 61,699,987
Daily Rate Credit
   
BORROWINGS    
Balance at year end, Borrowings   8,000,000
Rate at year end (as a percent)   0.37%
Average balance for the year   1,655,000
Weighted average rate (as a percent)   0.37%
Maturities of fixed rate advances    
Total   8,000,000
FHLB Borrowings    
Balance at the end of the period   8,000,000
Unused secured line of credit | M & T Bank
   
FHLB Borrowings    
Maximum borrowing capacity under the facility 7,000,000  
Unused secured line of credit | Atlantic Central Bankers Bank
   
FHLB Borrowings    
Maximum borrowing capacity under the facility 2,000,000  
Unused unsecured line of credit | Atlantic Central Bankers Bank
   
FHLB Borrowings    
Maximum borrowing capacity under the facility $ 3,000,000