PREMISES AND EQUIPMENT (Details) (USD $)	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011
Premises and equipment
Premises and equipment, gross	$ 12,441,482	$ 12,084,002
Less accumulated depreciation and amortization	(7,688,693)	(7,276,759)
Premises and equipment, net	4,752,789	4,807,206
Depreciation expense	444,237	446,770
Loss on disposal of assets	(9,198)	(2,005)
Rental expense under leases	296,374	287,862
Minimum rental commitment for the non-cancelable leases
2013	304,197
2014	297,396
2015	210,396
2016	187,415
2017	117,000
And thereafter	22,500
Total	1,138,904
Buildings
Premises and equipment
Premises and equipment, gross	7,344,854	7,034,554
Land
Premises and equipment
Premises and equipment, gross	1,038,294	1,038,294
Furniture and fixtures
Premises and equipment
Premises and equipment, gross	3,466,625	3,427,304
Leasehold improvements
Premises and equipment
Premises and equipment, gross	418,418	410,559
Automobiles
Premises and equipment
Premises and equipment, gross	$ 173,291	$ 173,291