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INVESTMENT SECURITIES (Details 2) (USD $)
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Investment securities    
Carrying Value $ 53,618,467 $ 10,972,982
Proceeds 53,807,731 11,374,034
Gross Realized Gain on sales 189,264 401,052
Short term callable agency investments
   
Investment securities    
Carrying Value 43,500,000  
Investment securities
   
Investment securities    
Carrying Value 48,427,785 41,961,999
Proceeds 48,873,512 42,123,438
Gross Realized Gain on sales 445,727 161,439
Investment securities | FHLB Agencies - called - AFS
   
Investment securities    
Carrying Value 38,542,640 31,966,865
Proceeds 38,550,000 32,000,000
Gross Realized Gain on sales 7,360 33,135
Investment securities | FHLB Agencies - sales - AFS
   
Investment securities    
Carrying Value 2,597,652 9,995,134
Proceeds 2,801,737 10,123,438
Gross Realized Gain on sales 204,085 128,304
Investment securities | Short term callable agency investments
   
Investment securities    
Carrying Value 5,000,000  
Investment securities | Farmer Mac Agency called - AFS
   
Investment securities    
Proceeds 5,000,000  
Investment securities | Corporate Bonds - sales - AFS
   
Investment securities    
Carrying Value 5,000,000  
Proceeds 5,202,500  
Gross Realized Gain on sales 202,500  
Investment securities | Municipal Bonds - sales - AFS
   
Investment securities    
Carrying Value 2,287,493  
Proceeds 2,319,275  
Gross Realized Gain on sales $ 31,782