INVESTMENT SECURITIES (Details) (USD $)	Dec. 31, 2012	Dec. 31, 2011
Investment securities
Estimated Fair Value	$ 59,117,873	$ 44,937,185
Investment securities
Investment securities
Amortized Cost	59,079,163	44,431,056
Gross Unrealized Gains	123,095	559,289
Gross Unrealized Losses	84,385	53,160
Estimated Fair Value	59,117,873	44,937,185
Investment securities \| FHLB Agencies
Investment securities
Amortized Cost	12,401,830	32,139,478
Gross Unrealized Gains	68,247	505,954
Gross Unrealized Losses	22,474
Estimated Fair Value	12,447,603	32,645,432
Investment securities \| Farmer Mac
Investment securities
Amortized Cost	6,997,553	5,000,000
Gross Unrealized Gains	2,550	14,350
Gross Unrealized Losses	3,793
Estimated Fair Value	6,996,310	5,014,350
Investment securities \| FNMA Agencies
Investment securities
Amortized Cost	33,613,844
Gross Unrealized Gains	45,714
Gross Unrealized Losses	47,618
Estimated Fair Value	33,611,940
Investment securities \| FHLMC Agencies
Investment securities
Amortized Cost	6,065,936
Gross Unrealized Gains	6,584
Gross Unrealized Losses	10,500
Estimated Fair Value	6,062,020
Investment securities \| Corporate Bonds
Investment securities
Amortized Cost		5,000,000
Gross Unrealized Losses		53,160
Estimated Fair Value		4,946,840
Investment securities \| Municipal Bonds
Investment securities
Amortized Cost		2,291,578
Gross Unrealized Gains		38,985
Estimated Fair Value		$ 2,330,563

This item represents the cost of debt and equity securities, which are categorized neither as held-to-maturity nor trading, net of adjustments including accretion, amortization, collection of cash, previous other-than-temporary impairments recognized in earnings (less any cumulative-effect adjustments recognized, as defined), and fair value hedge accounting adjustments, if any.

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This element represents the portion of the balance sheet assertion valued at fair value by the entity whether such amount is presented as a separate caption or as a parenthetical disclosure. Additionally, this element may be used in connection with the fair value disclosures required in the footnote disclosures to the financial statements. The element may be used in both the balance sheet and disclosure in the same submission. This item represents Available-for-sale Securities which consist of all investments in certain debt and equity securities neither classified as trading or held-to-maturity securities. A debt security represents a creditor relationship with an enterprise. Debt securities include, among other items, US Treasury securities, US government securities, municipal securities, corporate bonds, convertible debt, commercial paper, and all securitized debt instruments. An equity security represents an ownership interest in an enterprise or the right to acquire or dispose of an ownership interest in an enterprise at fixed or determinable prices. Equity securities include, among other things, common stock, certain preferred stock, warrant rights, call options, and put options, but do not include convertible debt. An entity may opt to provide the reader with additional narrative text to better understand the nature of investments in debt and equity securities which are categorized as Available-for-sale.

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- Definition

This item represents the gross unrealized gains for securities, at a point in time, which are categorized neither as held-to-maturity nor trading securities.

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