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MORTGAGE-BACKED SECURITIES (Details 3) (USD $)
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
MORTGAGE-BACKED SECURITIES    
Carrying Value $ 53,618,467 $ 10,972,982
Proceeds 53,807,731 11,374,034
Gross Realized Gain on sales 189,264 401,052
Mortgage-backed securities
   
MORTGAGE-BACKED SECURITIES    
Carrying Value 53,618,467 10,972,982
Proceeds 53,807,731 11,374,034
Gross Realized Gain on sales $ 189,264 $ 401,052