LOANS RECEIVABLE (Details 7) (USD $)	12 Months Ended
	Dec. 31, 2012 item	Dec. 31, 2011 item
TDR loan modifications outstanding and respective performance
TDRs	$ 22,701,000	$ 20,376,000
Number of contracts that defaulted during the period and within twelve months of modification date	13	29
Recorded Investment	2,273,000	11,470,000
Outstanding balance	176,200,814	205,353,588
Undisbursed portion of loans	10,200,000	11,000,000
Performing to Modified Terms
TDR loan modifications outstanding and respective performance
TDRs	11,239,000	16,770,000
Not Performing to Modified Terms
TDR loan modifications outstanding and respective performance
TDRs	11,462,000	3,606,000
Outstanding balance	30,100,000	35,400,000
Residential Real Estate
TDR loan modifications outstanding and respective performance
TDRs	10,682,000	7,615,000
Number of contracts that defaulted during the period and within twelve months of modification date	8	11
Recorded Investment	1,082,000	2,128,000
Residential Real Estate | Performing to Modified Terms
TDR loan modifications outstanding and respective performance
TDRs	9,602,000	7,088,000
Residential Real Estate | Not Performing to Modified Terms
TDR loan modifications outstanding and respective performance
TDRs	1,080,000	527,000
Residential Real Estate | Rate reduction
TDR loan modifications outstanding and respective performance
TDRs	9,945,000	7,036,000
Residential Real Estate | Rate reduction | Performing to Modified Terms
TDR loan modifications outstanding and respective performance
TDRs	9,021,000	6,509,000
Residential Real Estate | Rate reduction | Not Performing to Modified Terms
TDR loan modifications outstanding and respective performance
TDRs	924,000	527,000
Residential Real Estate | Extension or other modification
TDR loan modifications outstanding and respective performance
TDRs	737,000	579,000
Residential Real Estate | Extension or other modification | Performing to Modified Terms
TDR loan modifications outstanding and respective performance
TDRs	581,000	579,000
Residential Real Estate | Extension or other modification | Not Performing to Modified Terms
TDR loan modifications outstanding and respective performance
TDRs	156,000
Land and Lot Loans
TDR loan modifications outstanding and respective performance
TDRs	1,705,000	2,621,000
Number of contracts that defaulted during the period and within twelve months of modification date	3	13
Recorded Investment	322,000	1,660,000
Land and Lot Loans | Performing to Modified Terms
TDR loan modifications outstanding and respective performance
TDRs	762,000	1,632,000
Land and Lot Loans | Not Performing to Modified Terms
TDR loan modifications outstanding and respective performance
TDRs	943,000	989,000
Land and Lot Loans | Rate reduction
TDR loan modifications outstanding and respective performance
TDRs	1,674,000	2,068,000
Land and Lot Loans | Rate reduction | Performing to Modified Terms
TDR loan modifications outstanding and respective performance
TDRs	762,000	1,079,000
Land and Lot Loans | Rate reduction | Not Performing to Modified Terms
TDR loan modifications outstanding and respective performance
TDRs	912,000	989,000
Land and Lot Loans | Extension or other modification
TDR loan modifications outstanding and respective performance
TDRs	31,000	553,000
Land and Lot Loans | Extension or other modification | Performing to Modified Terms
TDR loan modifications outstanding and respective performance
TDRs		553,000
Land and Lot Loans | Extension or other modification | Not Performing to Modified Terms
TDR loan modifications outstanding and respective performance
TDRs	31,000
Commercial
TDR loan modifications outstanding and respective performance
TDRs	10,314,000	10,140,000
Number of contracts that defaulted during the period and within twelve months of modification date	2	5
Recorded Investment	869,000	7,682,000
Commercial | Performing to Modified Terms
TDR loan modifications outstanding and respective performance
TDRs	875,000	8,050,000
Commercial | Not Performing to Modified Terms
TDR loan modifications outstanding and respective performance
TDRs	9,439,000	2,090,000
Commercial | Rate reduction
TDR loan modifications outstanding and respective performance
TDRs	8,411,000	10,140,000
Commercial | Rate reduction | Performing to Modified Terms
TDR loan modifications outstanding and respective performance
TDRs	875,000	8,050,000
Commercial | Rate reduction | Not Performing to Modified Terms
TDR loan modifications outstanding and respective performance
TDRs	7,536,000	2,090,000
Commercial | Extension or other modification
TDR loan modifications outstanding and respective performance
TDRs	1,903,000
Commercial | Extension or other modification | Not Performing to Modified Terms
TDR loan modifications outstanding and respective performance
TDRs	$ 1,903,000