LOANS RECEIVABLE (Details 5) (USD $)	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011
Age analysis of past due loans
Two payments Past Due	$ 4,885,000	$ 7,392,000
Three payments Past Due	2,342,000	2,101,000
Non-Accrual Loans	19,732,000	12,839,000
Total Past Due	26,959,000	22,332,000
Current	152,780,000	189,566,000
Total	179,739,479	211,897,934
Nonaccrual loans	19,700,000	12,800,000
Increase in interest income, if recognized	2,000,000	1,100,000
Amount of the allowance allocated to impaired loans	1,200,000
Residential Real Estate
Age analysis of past due loans
Two payments Past Due	1,842,000	3,578,000
Three payments Past Due	1,329,000	2,043,000
Non-Accrual Loans	5,088,000	4,436,000
Total Past Due	8,259,000	10,057,000
Current	92,855,000	110,066,000
Total	101,113,000	120,123,000
Amount of the allowance allocated to impaired loans	573,000	1,057,000
Construction
Age analysis of past due loans
Current	4,496,000	3,985,000
Total	4,496,000	3,985,000
Land and Land Acquisition
Age analysis of past due loans
Two payments Past Due		2,197,000
Three payments Past Due	25,000	58,000
Non-Accrual Loans	6,349,000	1,823,000
Total Past Due	6,374,000	4,078,000
Current	1,000	3,865,000
Total	6,375,000	7,943,000
Amount of the allowance allocated to impaired loans	74,000	283,000
Commercial Real Estate and Commercial
Age analysis of past due loans
Two payments Past Due	3,043,000	1,617,000
Three payments Past Due	988,000
Non-Accrual Loans	8,290,000	6,580,000
Total Past Due	12,321,000	8,197,000
Current	55,016,000	71,146,000
Total	67,337,000	79,343,000
Amount of the allowance allocated to impaired loans	566,000	1,595,000
Consumer
Age analysis of past due loans
Non-Accrual Loans	5,000
Total Past Due	5,000
Current	412,000	504,000
Total	$ 417,000	$ 504,000