LOANS RECEIVABLE (Details 3) (USD $)	Dec. 31, 2012	Dec. 31, 2011
Loans credit risk profile by internally assigned grade
Ending Balance	$ 179,739,479	$ 211,897,934
Pass
Loans credit risk profile by internally assigned grade
Ending Balance	150,949,000	160,083,000
Special Mention
Loans credit risk profile by internally assigned grade
Ending Balance	1,613,000	16,810,000
Substandard
Loans credit risk profile by internally assigned grade
Ending Balance	27,058,000	34,488,000
Doubtful/Loss
Loans credit risk profile by internally assigned grade
Ending Balance	119,000	517,000
Residential Real Estate
Loans credit risk profile by internally assigned grade
Ending Balance	101,113,000	120,123,000
Residential Real Estate | Pass
Loans credit risk profile by internally assigned grade
Ending Balance	90,846,000	101,738,000
Residential Real Estate | Special Mention
Loans credit risk profile by internally assigned grade
Ending Balance	1,111,000	4,501,000
Residential Real Estate | Substandard
Loans credit risk profile by internally assigned grade
Ending Balance	9,082,000	13,724,000
Residential Real Estate | Doubtful/Loss
Loans credit risk profile by internally assigned grade
Ending Balance	74,000	160,000
Construction
Loans credit risk profile by internally assigned grade
Ending Balance	4,496,000	3,985,000
Construction | Pass
Loans credit risk profile by internally assigned grade
Ending Balance	4,496,000	3,985,000
Land and Land Acquisition
Loans credit risk profile by internally assigned grade
Ending Balance	6,375,000	7,943,000
Land and Land Acquisition | Pass
Loans credit risk profile by internally assigned grade
Ending Balance	1,916,000	3,726,000
Land and Land Acquisition | Special Mention
Loans credit risk profile by internally assigned grade
Ending Balance	25,000	58,000
Land and Land Acquisition | Substandard
Loans credit risk profile by internally assigned grade
Ending Balance	4,390,000	3,889,000
Land and Land Acquisition | Doubtful/Loss
Loans credit risk profile by internally assigned grade
Ending Balance	45,000	270,000
Commercial Real Estate and Commercial
Loans credit risk profile by internally assigned grade
Ending Balance	67,337,000	79,343,000
Commercial Real Estate and Commercial | Pass
Loans credit risk profile by internally assigned grade
Ending Balance	53,279,000	50,130,000
Commercial Real Estate and Commercial | Special Mention
Loans credit risk profile by internally assigned grade
Ending Balance	477,000	12,251,000
Commercial Real Estate and Commercial | Substandard
Loans credit risk profile by internally assigned grade
Ending Balance	13,581,000	16,875,000
Commercial Real Estate and Commercial | Doubtful/Loss
Loans credit risk profile by internally assigned grade
Ending Balance		87,000
Consumer
Loans credit risk profile by internally assigned grade
Ending Balance	417,000	504,000
Consumer | Pass
Loans credit risk profile by internally assigned grade
Ending Balance	412,000	504,000
Consumer | Substandard
Loans credit risk profile by internally assigned grade
Ending Balance	$ 5,000