SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details)	12 Months Ended
	Dec. 31, 2012 item
Loans receivable
Number of past due payments upon non payment of principal and interest leads to placing loans in non-accrual status	4
Period for which historical loss experience is considered to determine the loss factors	12 months
Minimum
Loans receivable
Period between issuance of a loan commitment and closing and sale of the loan	15 days
Number of past due payments after which a loan is tested for impairment	4
Maximum
Loans receivable
Period between issuance of a loan commitment and closing and sale of the loan	60 days