BENEFIT PLANS (Tables)

12 Months Ended

Dec. 31, 2012

BENEFIT PLANS

Schedule of stock option activity

	December 31,
	2012				2011
			Weighted				Weighted
			Average				Average
			Exercise				Exercise
	Shares		Price		Shares		Price
Outstanding at beginning of year	33,875		$	5.71	341,375		$	3.56
Exercised	(21,375	)	5.20		(70,500	)	3.16
Granted	—		—		—		—
Forfeited/expired	(7,500	)	5.20		(237,000	)	3.37
Outstanding at end of year	5,000		$	8.65	33,875		$	5.71
Exercisable at end of year	5,000		$	8.65	33,875		$	5.71

Summary of options outstanding and exercisable

A summary of options outstanding and exercisable at December 31, 2012 is as follows:

Options Outstanding and Exercisable
			Weighted Average	Options
Exercise			Remaining	Currently
Price		Shares	Life (years.months)	Exercisable
$	8.6500	5,000	4.04	5,000