QUARTERLY DATA (Unaudited)

12 Months Ended

Dec. 31, 2012

QUARTERLY DATA (Unaudited)

QUARTERLY DATA (Unaudited)

18. QUARTERLY DATA (Unaudited)

Summarized quarterly financial information is as follows (amounts in thousands except per share information):

	First		Second		Third			Fourth
Year Ended December 31, 2012:	Quarter		Quarter		Quarter			Quarter
Interest income	$	4,190	$	4,002	$	3,851		$	3,450
Interest expense	1,306		1,213		1,149			993
Net interest income	2,884		2,789		2,702			2,457
Provision for loan losses	—		—		—			—
Net interest income after provision for loan losses	2,884		2,789		2,702			2,457
Income income before income taxes	420		247		(80		)	871
Income tax expense (benefit)	142		73		(75		)	292
Net income (loss)	278		174		(5		)	579
Basic earnings per common share	0.03		0.03		0.00			0.07
Diluted earnings per common share	0.03		0.03		0.00			0.07

	First		Second		Third		Fourth
Year Ended December 31, 2011:	Quarter		Quarter		Quarter		Quarter
Interest income	$	4,662	$	4,616	$	4,604	$	4,429
Interest expense	1,635		1,532		1,439		1,408
Net interest income	3,027		3,084		3,165		3,021
Provision for loan losses	—		100		100		—
Net interest income after provision for loan losses	3,027		2,984		3,065		3,021
Income income before income taxes	286		457		726		491
Income tax expense	50		137		316		208
Net income	236		320		410		283
Basic earnings per common share	0.03		0.04		0.05		0.04
Diluted earnings per common share	0.03		0.04		0.05		0.04