CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2016	Dec. 31, 2015
ASSETS
Cash and cash equivalents	$ 597,946	$ 215,748
Securities available-for-sale (“AFS”)	509,578	565,135
Loans held for sale	250,942
Loans, net of deferred fees	2,555,709	1,765,483
Allowance for loan and lease losses (“ALLL”)	(15,400)	(10,600)
Net loans	2,540,309	1,754,883
Premises and equipment, net	6,730	2,653
Investment in FHLB stock	33,750	21,492
Deferred taxes	16,811	15,392
Real estate owned (“REO”)	1,734	4,036
Goodwill and intangibles	2,177	2,416
Other assets	15,426	10,824
Total Assets	3,975,403	2,592,579
Liabilities:
Deposits	2,426,795	1,522,176
Borrowings	1,250,000	796,000
Accounts payable and other liabilities	14,344	14,667
Total Liabilities	3,691,139	2,332,843
Commitments and contingencies
Shareholders’ Equity
Common Stock, par value $.001: 70,000,000 shares authorized; 32,719,632 and 31,961,052 shares issued and outstanding at December 31, 2016 and December 31, 2015, respectively	16	16
Additional paid-in-capital	232,428	227,262
Retained earnings	57,065	33,762
Accumulated other comprehensive (loss), net of tax	(5,245)	(1,304)
Total Shareholders’ Equity	284,264	259,736
Total Liabilities and Shareholders’ Equity	$ 3,975,403	$ 2,592,579