Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
ASSETS
Cash and due from banks	$ 42,949	$ 65,078
Interest earning deposits in banks	160,881	17,409
Federal funds sold	0	172
Total cash and cash equivalents	203,830	82,659
Debt securities available for sale at fair value	2,288,110	1,657,381
Loans held for sale	12,917	59,956
Gross loans held for investment	3,252,194	3,496,790
Unearned income, net	(7,182)	(14,567)
Loans held for investment, net of unearned income	3,245,012	3,482,223
Allowance for credit losses	(48,700)	(55,500)
Total loans held for investment, net	3,196,312	3,426,723
Premises and equipment, net	83,492	86,401
Goodwill	62,477	62,477
Other intangible assets, net	19,885	25,242
Foreclosed assets, net	357	2,316
Other assets	157,748	153,493
Total assets	6,025,128	5,556,648
LIABILITIES AND SHAREHOLDERS' EQUITY
Noninterest bearing deposits	1,005,369	910,655
Interest bearing deposits	4,109,150	3,636,394
Total deposits	5,114,519	4,547,049
Short-term borrowings	181,368	230,789
Long-term debt	154,879	208,691
Other liabilities	46,887	54,869
Total liabilities	5,497,653	5,041,398
Commitments and contingencies (Note 18)
Shareholders' equity
Preferred stock, no par value; authorized 500,000 shares; no shares issued and outstanding	0	0
Common stock, $1.00 par value; authorized 30,000,000 shares; issued shares of 16,581,017 and 16,581,017; outstanding shares of 15,671,147 and 16,016,780	16,581	16,581
Additional paid-in capital	300,940	300,137
Retained earnings	243,365	188,191
Treasury stock at cost, 909,870 and 564,237 shares	(24,546)	(14,251)
Accumulated other comprehensive (loss) income	(8,865)	24,592
Total shareholders' equity	527,475	515,250
Total liabilities and shareholders' equity	$ 6,025,128	$ 5,556,648