Regulatory Capital Requirements and Restrictions on Subsidiary Cash (Tables)

6 Months Ended

Jun. 30, 2020

Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

A comparison of the Company's and the Bank's capital with the corresponding minimum regulatory requirements in effect as of June 30, 2020 and December 31, 2019, is presented below:

	Actual		For Capital Adequacy Purposes With Capital Conservation Buffer(1)		To Be Well Capitalized Under Prompt Corrective Action Provisions
(dollars in thousands)	Amount	Ratio	Amount	Ratio	Amount	Ratio
At June 30, 2020
Consolidated:
Total capital/risk weighted assets	$485,309	11.72%	$434,970	10.50%	N/A	N/A
Tier 1 capital/risk weighted assets	434,207	10.48	352,118	8.50	N/A	N/A
Common equity tier 1 capital/risk weighted assets	392,532	9.48	289,980	7.00	N/A	N/A
Tier 1 leverage capital/average assets	434,207	8.72	199,225	4.00	N/A	N/A
MidWestOne Bank:
Total capital/risk weighted assets	$513,922	12.47%	$432,647	10.50%	$412,045	10.00%
Tier 1 capital/risk weighted assets	467,154	11.34	350,238	8.50	329,636	8.00
Common equity tier 1 capital/risk weighted assets	467,154	11.34	288,431	7.00	267,829	6.50
Tier 1 leverage capital/average assets	467,154	9.39	198,967	4.00	248,709	5.00
At December 31, 2019
Consolidated:
Total capital/risk weighted assets	$463,601	11.34%	$429,077	10.50%	N/A	N/A
Tier 1 capital/risk weighted assets	428,021	10.47	347,348	8.50	N/A	N/A
Common equity tier 1 capital/risk weighted assets	386,434	9.46	286,051	7.00	N/A	N/A
Tier 1 leverage capital/average assets	428,021	9.48	180,529	4.00	N/A	N/A
MidWestOne Bank:
Total capital/risk weighted assets	$482,106	11.83%	$427,877	10.50%	$407,502	10.00%
Tier 1 capital/risk weighted assets	453,027	11.12	346,377	8.50	326,002	8.00
Common equity tier 1 capital/risk weighted assets	453,027	11.12	285,251	7.00	264,876	6.50
Tier 1 leverage capital/average assets	453,027	10.06	180,209	4.00	231,166	5.00

(1) Includes a capital conservation buffer of 2.50% at June 30, 2020 and December 31, 2019.