Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
ASSETS
Cash and due from banks	$ 65,863	$ 67,174
Interest earning deposits in banks	45,018	6,112
Federal funds sold	6,329	198
Total cash and cash equivalents	117,210	73,484
Debt securities available for sale at fair value	1,187,455	785,977
Loans held for sale	12,048	5,400
Gross loans held for investment	3,618,675	3,469,236
Unearned income, net	(21,636)	(17,970)
Loans held for investment, net of unearned income	3,597,039	3,451,266
Allowance for credit losses	(55,644)	(29,079)
Total loans held for investment, net	3,541,395	3,422,187
Premises and equipment, net	88,929	90,723
Goodwill	93,977	91,918
Other intangible assets, net	28,443	32,218
Foreclosed assets, net	965	3,706
Other assets	160,541	147,960
Total assets	5,230,963	4,653,573
LIABILITIES AND SHAREHOLDERS' EQUITY
Noninterest bearing deposits	867,637	662,209
Interest bearing deposits	3,397,798	3,066,446
Total deposits	4,265,435	3,728,655
Short-term borrowings	162,224	139,349
Long-term debt	189,973	231,660
Other liabilities	92,550	44,927
Total liabilities	4,710,182	4,144,591
Shareholders' equity
Preferred stock, no par value; authorized 500,000 shares; no shares issued and outstanding	0	0
Common stock, $1.00 par value; authorized 30,000,000 shares; issued shares of 16,581,017 and 16,581,017; outstanding shares of 16,099,324 and 16,162,176	16,581	16,581
Additional paid-in capital	299,542	297,390
Retained earnings	198,382	201,105
Treasury stock at cost, 481,693 and 418,841 shares	(12,272)	(10,466)
Accumulated other comprehensive income	18,548	4,372
Total shareholders' equity	520,781	508,982
Total liabilities and shareholders' equity	$ 5,230,963	$ 4,653,573