Regulatory Capital Requirements and Restrictions on Subsidiary Cash (Tables)

3 Months Ended

Mar. 31, 2020

Broker-Dealer, Net Capital Requirement, SEC Regulation [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

A comparison of the Company's and the Bank's capital with the corresponding minimum regulatory requirements in effect as of March 31, 2020 and December 31, 2019, is presented below:

	Actual		For Capital Adequacy Purposes With Capital Conservation Buffer(1)		To Be Well Capitalized Under Prompt Corrective Action Provisions
(dollars in thousands)	Amount	Ratio	Amount	Ratio	Amount	Ratio
At March 31, 2020
Consolidated:
Total capital/risk weighted assets	$478,203	11.48%	$437,295	10.50%	N/A	N/A
Tier 1 capital/risk weighted assets	427,059	10.25	354,000	8.50	N/A	N/A
Common equity tier 1 capital/risk weighted assets	385,428	9.25	291,530	7.00	N/A	N/A
Tier 1 leverage capital/average assets	427,059	9.39	181,950	4.00	N/A	N/A
MidWestOne Bank:
Total capital/risk weighted assets	$500,343	12.03%	$436,868	10.50%	$416,065	10.00%
Tier 1 capital/risk weighted assets	455,700	10.95	353,655	8.50	332,852	8.00
Common equity tier 1 capital/risk weighted assets	455,700	10.95	291,246	7.00	270,442	6.50
Tier 1 leverage capital/average assets	455,700	10.03	181,680	4.00	227,099	5.00
At December 31, 2019
Consolidated:
Total capital/risk weighted assets	$463,601	11.34%	$429,077	10.50%	N/A	N/A
Tier 1 capital/risk weighted assets	428,021	10.47	347,348	8.50	N/A	N/A
Common equity tier 1 capital/risk weighted assets	386,434	9.46	286,051	7.00	N/A	N/A
Tier 1 leverage capital/average assets	428,021	9.48	180,529	4.00	N/A	N/A
MidWestOne Bank:
Total capital/risk weighted assets	$482,106	11.83%	$427,877	10.50%	$407,502	10.00%
Tier 1 capital/risk weighted assets	453,027	11.12	346,377	8.50	326,002	8.00
Common equity tier 1 capital/risk weighted assets	453,027	11.12	285,251	7.00	264,876	6.50
Tier 1 leverage capital/average assets	453,027	10.06	180,209	4.00	231,166	5.00

(1) Includes a capital conservation buffer of 2.50% at March 31, 2020 and December 31, 2019.