Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2020	Dec. 31, 2019
ASSETS
Cash and due from banks	$ 60,396	$ 67,174
Interest earning deposits in banks	58,319	6,112
Federal funds sold	6,830	198
Total cash and cash equivalents	125,545	73,484
Debt securities available for sale at fair value	881,859	785,977
Loans held for sale	9,483	5,400
Gross loans held for investment	3,440,907	3,469,236
Unearned income, net	(15,145)	(17,970)
Loans held for investment, net of unearned income	3,425,762	3,451,266
Allowance for credit losses	(51,187)	(29,079)
Total loans held for investment, net	3,374,575	3,422,187
Premises and equipment, net	89,860	90,723
Goodwill	93,977	91,918
Other intangible assets, net	30,190	32,218
Foreclosed assets, net	968	3,706
Other assets	157,452	147,960
Total assets	4,763,909	4,653,573
LIABILITIES AND SHAREHOLDERS' EQUITY
Noninterest bearing deposits	637,127	662,209
Interest bearing deposits	3,222,717	3,066,446
Total deposits	3,859,844	3,728,655
Short-term borrowings	129,489	139,349
Long-term debt	209,874	231,660
Other liabilities	64,138	44,927
Total liabilities	4,263,345	4,144,591
Shareholders' equity
Preferred stock, no par value; authorized 500,000 shares; no shares issued and outstanding	0	0
Common stock, $1.00 par value; authorized 30,000,000 shares; issued shares of 16,581,017 and 16,581,017; outstanding shares of 16,089,782 and 16,162,176	16,581	16,581
Additional paid-in capital	299,412	297,390
Retained earnings	190,212	201,105
Treasury stock at cost, 491,235 and 418,841	(12,518)	(10,466)
Accumulated other comprehensive income	6,877	4,372
Total shareholders' equity	500,564	508,982
Total liabilities and shareholders' equity	$ 4,763,909	$ 4,653,573